Location: Wellsboro, PA
CIK: 0000810958 · Show all filings
Period: Q4 2024 (← Previous) (Next →)
Filing Date: Jan 31, 2025
Total Value: $365M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| VONG | Vanguard Russell 1000 Growth ETF | 418,554 | $43.24M | 11.8% | $93.02 | — | VNG RUS1000GRW | 92206C680 |
| FREL | Fidelity MSCI Real Estate Index ETF | 783,067 | $21.16M | 5.8% | $24.89 | — | MSCI RL EST ETF | 316092857 |
| IGE | iShares North American Natural Resources ETF | 438,469 | $18.74M | 5.1% | $42.73 | — | NORTH AMERN NAT | 464287374 |
| IEMG | iShares Core MSCI Emerging Mkts ETF | 351,646 | $18.36M | 5.0% | $52.22 | — | CORE MSCI EMKT | 46434G103 |
| IJH | iShares S&P MidCap 400 Index Fd | 249,959 | $15.57M | 4.3% | $69.21 | — | CORE S&P MCP ETF | 464287507 |
| SPMD | SPDR Portfolio S&P 400 Mid Cap ETF | 280,513 | $15.34M | 4.2% | $46.47 | — | PORTFOLIO S&P400 | 78464A847 |
| AAPL | Apple Computer Inc | 60,417 | $15.13M | 4.1% | $100.07 | +134.3% | COM | 037833100 |
| MSFT | Microsoft Corp | 32,618 | $13.75M | 3.8% | $104.23 | +305.2% | COM | 594918104 |
| NVDA | Nvidia Corp | 91,399 | $12.27M | 3.4% | $93.89 | +46.8% | COM | 67066G104 |
| EMB | iShares JPMorgan USD Emerging Markets Bond ETF | 128,456 | $11.44M | 3.1% | $104.41 | — | JPMORGAN USD EMG | 464288281 |
| GOOG | Alphabet Inc Class C | 46,486 | $8.853M | 2.4% | $107.54 | +63.4% | CAP STK CL C | 02079K107 |
| AMZN | Amazon Communications Inc | 39,690 | $8.708M | 2.4% | $136.45 | +49.9% | COM | 023135106 |
| CZFS | Citizens Financial Services Inc | 115,922 | $7.339M | 2.0% | $59.23 | +4.6% | COM | 174615104 |
| CZNC | Citizens & Northern Corp | 338,687 | $6.3M | 1.7% | $13.85 | +31.2% | COM | 172922106 |
| JPM | JPMorgan Chase & Co | 25,722 | $6.166M | 1.7% | $66.56 | +242.6% | COM | 46625H100 |
| DFAC | Dimensional U.S. Core Equity 2 ETF | 163,552 | $5.657M | 1.5% | $29.71 | — | US CORE EQUITY 2 | 25434V708 |
| META | Meta Platforms Inc | 9,117 | $5.338M | 1.5% | $174.25 | +235.6% | CL A | 30303M102 |
| COST | Costco Wholesale Corp (New) | 5,573 | $5.106M | 1.4% | $222.89 | +313.9% | COM | 22160K105 |
| MA | Mastercard Inc Class A | 8,172 | $4.303M | 1.2% | $272.20 | +89.1% | CL A | 57636Q104 |
| CMG | Chipotle Mexican Grill Inc Corp Common | 57,598 | $3.473M | 1.0% | $60.70 | -0.7% | COM | 169656105 |
| PG | Procter & Gamble Co | 18,526 | $3.106M | 0.9% | $84.55 | +96.0% | COM | 742718109 |
| MBB | iShares Barclays MBS Bond Fund ETF | 33,681 | $3.088M | 0.8% | $100.50 | — | MBS ETF | 464288588 |
| XOM | Exxon Mobil Corp | 28,610 | $3.078M | 0.8% | $54.37 | +106.6% | COM | 30231G102 |
| CRM | Salesforce, Inc. | 9,036 | $3.021M | 0.8% | $127.30 | +148.8% | COM | 79466L302 |
| HD | Home Depot Inc | 6,765 | $2.632M | 0.7% | $166.04 | +139.3% | COM | 437076102 |
| ORCL | Oracle Corp | 15,232 | $2.538M | 0.7% | $85.25 | +106.3% | COM | 68389X105 |
| ABT | Abbott Labs | 22,129 | $2.503M | 0.7% | $50.14 | +126.0% | COM | 002824100 |
| NSC | Norfolk Southern Corp | 9,474 | $2.224M | 0.6% | $124.60 | +99.4% | COM | 655844108 |
| BX | Blackstone Inc | 12,807 | $2.208M | 0.6% | $85.76 | +96.8% | COM | 09260D107 |
| TJX | Tjx Companies (New) | 17,874 | $2.159M | 0.6% | $44.58 | +164.1% | COM | 872540109 |
| PANW | Palo Alto Networks Inc Common | 11,619 | $2.114M | 0.6% | $138.69 | +36.2% | COM | 697435105 |
| ADI | Analog Devices Inc | 9,951 | $2.114M | 0.6% | $130.87 | +65.7% | COM | 032654105 |
| HON | Honeywell Intl Inc | 9,189 | $2.076M | 0.6% | $130.97 | +55.4% | COM | 438516106 |
| GD | General Dynamics Corp | 7,825 | $2.062M | 0.6% | $155.01 | +81.9% | COM | 369550108 |
| GUNR | Flexshares Morningstar Global Upstream Nat Res Index ETF | 56,338 | $2.048M | 0.6% | $34.53 | — | MORNSTAR UPSTR | 33939L407 |
| CSCO | Cisco Systems Inc | 33,156 | $1.963M | 0.5% | $47.60 | +16.3% | COM | 17275R102 |
| MDLZ | Mondelez Intl Inc Class A | 32,205 | $1.924M | 0.5% | $35.68 | +78.3% | CL A | 609207105 |
| AVDE | Avantis International Equity ETF | 31,199 | $1.915M | 0.5% | $60.43 | — | INTL EQT ETF | 025072703 |
| NOW | Servicenow Inc | 1,693 | $1.795M | 0.5% | $169.16 | +19.8% | COM | 81762P102 |
| ADBE | Adobe Systems Inc | 3,980 | $1.77M | 0.5% | $524.28 | -5.6% | COM | 00724F101 |
| MRSH | Marsh & McLennan Cos Inc | 8,282 | $1.759M | 0.5% | $122.45 | +77.8% | COM | 571748102 |
| GWW | W W Grainger Inc | 1,649 | $1.738M | 0.5% | $271.91 | +310.4% | COM | 384802104 |
| AMT | American Tower REIT Inc | 9,409 | $1.726M | 0.5% | $94.43 | +110.0% | COM | 03027X100 |
| ACN | Accenture PLC | 4,851 | $1.707M | 0.5% | $345.12 | +2.8% | SHS CLASS A | G1151C101 |
| CMCSA | Comcast Corp Class A | 44,927 | $1.686M | 0.5% | $34.47 | +16.0% | CL A | 20030N101 |
| SPY | SPDR S&P 500 ETF Trust | 2,871 | $1.683M | 0.5% | $281.64 | — | TR UNIT | 78462F103 |
| COR | Cencora, Inc. | 7,354 | $1.652M | 0.5% | $138.23 | +68.6% | COM | 03073E105 |
| ICE | Intercontinental Exchange Inc Common | 11,027 | $1.643M | 0.5% | $60.41 | +158.6% | COM | 45866F104 |
| SCHW | Charles Schwab Corp | 21,468 | $1.589M | 0.4% | $68.01 | +8.5% | COM | 808513105 |
| TFC | Truist Financial Corporation | 36,575 | $1.587M | 0.4% | $30.50 | +38.8% | COM | 89832Q109 |
| MAS | Masco Corp | 21,318 | $1.547M | 0.4% | $52.98 | +48.0% | COM | 574599106 |
| KO | Coca Cola Co | 24,429 | $1.521M | 0.4% | $36.97 | +70.6% | COM | 191216100 |
| BLK | Blackrock Funding Inc | 1,448 | $1.484M | 0.4% | $991.05 | 0.0% | COM | 09290D101 |
| MCD | McDonalds Corp | 4,966 | $1.44M | 0.4% | $82.48 | +251.9% | COM | 580135101 |
| GSK | GSK PLC ADR | 41,143 | $1.391M | 0.4% | $35.56 | — | SPONSORED ADR | 37733W204 |
| ETN | Eaton Corp | 4,148 | $1.377M | 0.4% | $336.88 | +3.0% | SHS | G29183103 |
| ZBH | Zimmer Biomet Holdings, Inc. | 12,811 | $1.353M | 0.4% | $102.67 | +3.3% | COM | 98956P102 |
| SLB | Schlumberger Ltd | 35,238 | $1.351M | 0.4% | $37.40 | +8.3% | COM STK | 806857108 |
| NKE | Nike, Inc. Class B | 17,606 | $1.332M | 0.4% | $57.45 | +33.1% | CL B | 654106103 |
| BBWI | Bath & Body Works | 33,810 | $1.311M | 0.4% | $35.07 | -8.8% | COM | 070830104 |
| DIS | Disney Walt Co | 11,742 | $1.307M | 0.4% | $96.38 | +7.4% | COM | 254687106 |
| NEE | Nextera Energy Inc | 18,217 | $1.306M | 0.4% | $64.08 | +17.1% | COM | 65339F101 |
| UNP | Union Pacific Corp | 5,694 | $1.298M | 0.4% | $86.78 | +165.3% | COM | 907818108 |
| FDX | Fedex Corp | 4,579 | $1.288M | 0.4% | $279.72 | -2.9% | COM | 31428X106 |
| PYPL | Paypal Holdings, Inc. | 15,014 | $1.281M | 0.4% | $63.46 | +32.2% | COM | 70450Y103 |
| CVX | Chevron Corp | 8,820 | $1.277M | 0.3% | $87.76 | +65.8% | COM | 166764100 |
| AVUS | Avantis US Equity ETF | 11,823 | $1.146M | 0.3% | $81.55 | — | US EQT ETF | 025072885 |
| CDW | CDW Corporation | 6,580 | $1.145M | 0.3% | $167.76 | +13.8% | COM | 12514G108 |
| BDX | Becton, Dickinson & Co. | 5,004 | $1.135M | 0.3% | $240.37 | -6.3% | COM | 075887109 |
| EOG | EOG Resources, Inc. | 9,253 | $1.134M | 0.3% | $59.52 | +107.2% | COM | 26875P101 |
| BA | Boeing Co | 6,154 | $1.089M | 0.3% | $238.90 | -34.3% | COM | 097023105 |
| DIA | SPDR Dow Jones Industrial Average ETF Trust | 2,543 | $1.082M | 0.3% | $267.97 | — | UT SER 1 | 78467X109 |
| BMY | Bristol Myers Squibb Co | 19,120 | $1.081M | 0.3% | $43.81 | +20.0% | COM | 110122108 |
| BNDX | Vanguard Total International Bond Index Fund ETF | 21,459 | $1.053M | 0.3% | $55.82 | — | TOTAL INT BD ETF | 92203J407 |
| IBM | International Business Machines | 4,514 | $992K | 0.3% | $109.53 | +97.5% | COM | 459200101 |
| IWF | iShares Trust Russell 1000 Growth ETF | 2,423 | $973K | 0.3% | $138.25 | — | RUS 1000 GRW ETF | 464287614 |
| PFE | Pfizer Inc | 36,646 | $972K | 0.3% | $25.59 | -1.9% | COM | 717081103 |
| GLW | Corning Inc | 19,926 | $947K | 0.3% | $14.59 | +217.6% | COM | 219350105 |
| SPTL | SPDR Portfolio Long Term Treasury ETF | 35,122 | $920K | 0.3% | $36.42 | — | PORTFOLIO LN TSR | 78464A664 |
| DD | DuPont de Nemours Inc | 11,483 | $876K | 0.2% | $24.86 | +36.1% | COM | 26614N102 |
| HAL | Halliburton Co | 30,295 | $824K | 0.2% | $23.82 | +18.8% | COM | 406216101 |
| VIG | Vanguard Dividend Appreciation Index ETF | 4,118 | $806K | 0.2% | $140.29 | — | DIV APP ETF | 921908844 |
| BRK/B | Berkshire Hathaway Inc Class B New | 1,735 | $786K | 0.2% | $303.16 | +52.3% | CL B NEW | 084670702 |
| CVS | CVS Health Corporation | 16,633 | $747K | 0.2% | $54.48 | -1.5% | COM | 126650100 |
| AMD | Advanced Micro Devices Inc | 6,036 | $729K | 0.2% | $146.68 | -1.9% | COM | 007903107 |
| FCX | Freeport-McMoran, Inc. | 18,907 | $720K | 0.2% | $38.48 | +14.4% | CL B | 35671D857 |
| VZ | Verizon Communications | 16,052 | $642K | 0.2% | $34.02 | +15.8% | COM | 92343V104 |
| IHF | iShares US Healthcare Providers ETF | 13,120 | $630K | 0.2% | $50.89 | — | US HLTHCR PR ETF | 464288828 |
| SUB | iShares Short-Term National Muni Bond ETF | 5,929 | $625K | 0.2% | $105.43 | — | SHRT NAT MUN ETF | 464288158 |
| ROP | Roper Industries Inc New | 1,115 | $580K | 0.2% | $223.58 | +143.5% | COM | 776696106 |
| MCHP | Microchip Technology Inc | 10,027 | $575K | 0.2% | $81.94 | -19.0% | COM | 595017104 |
| HYG | iShares iBoxx $ High Yield Corp Bond ETF | 7,057 | $555K | 0.2% | $83.02 | — | IBOXX HI YD ETF | 464288513 |
| IWD | iShares Russell 1000 Value ETF | 2,967 | $549K | 0.2% | $120.27 | — | RUS 1000 VAL ETF | 464287598 |
| TIP | iShares Barclays TIPS Bond Fund | 5,063 | $539K | 0.1% | $113.97 | — | TIPS BD ETF | 464287176 |
| MTB | M & T Bank Corp | 2,784 | $523K | 0.1% | $192.14 | 0.0% | COM | 55261F104 |
| ITW | Illinois Tool Works Inc | 1,912 | $485K | 0.1% | $149.04 | +72.7% | COM | 452308109 |
| T | AT&T Inc | 21,010 | $478K | 0.1% | $15.44 | +39.4% | COM | 00206R102 |
| DFIC | DFA Dimensional International Core Equity 2 ETF | 17,326 | $448K | 0.1% | $26.74 | — | INTL CORE EQUITY | 25434V799 |
| BIIB | Biogen Idec Inc | 2,894 | $443K | 0.1% | $207.89 | -18.9% | COM | 09062X103 |
| AVEM | Avantis Emerging Markets Equity ETF | 7,164 | $421K | 0.1% | $57.82 | — | AVANTIS EMGMKT | 025072604 |
| WMT | Walmart Inc. | 4,613 | $417K | 0.1% | $78.04 | +9.9% | COM | 931142103 |
| DE | Deere & Co | 886 | $375K | 0.1% | $162.09 | +155.4% | COM | 244199105 |
| JNJ | Johnson & Johnson | 2,555 | $370K | 0.1% | $115.28 | +29.8% | COM | 478160104 |
| UNH | Unitedhealth Group, Inc. | 719 | $364K | 0.1% | $119.94 | +361.0% | COM | 91324P102 |
| ESG | FlexShares STOXX US ESG Select Index ETF | 2,502 | $345K | 0.1% | $117.48 | — | STOX US ESG SLCT | 33939L696 |
| IVV | iShares Core S&P 500 ETF | 585 | $344K | 0.1% | $310.74 | — | CORE S&P500 ETF | 464287200 |
| CAT | Caterpillar Inc | 925 | $336K | 0.1% | $206.59 | +84.8% | COM | 149123101 |
| XNTK | SPDR NYSE Technology ETF | 1,485 | $300K | 0.1% | $201.82 | — | NYSE TECH ETF | 78464A102 |
| LLY | Eli Lilly & Co | 374 | $289K | 0.1% | $587.47 | +39.8% | COM | 532457108 |
| AVGO | Broadcom Inc Common | 1,200 | $278K | 0.1% | $182.87 | 0.0% | COM | 11135F101 |
| LOW | Lowes Cos Inc | 1,126 | $278K | 0.1% | $182.78 | +43.1% | COM | 548661107 |
| IBB | iShares Biotechnology ETF | 2,084 | $276K | 0.1% | $132.21 | — | ISHARES BIOTECH | 464287556 |
| VTEB | Vanguard Tax-Exempt Bond Index ETF | 5,410 | $271K | 0.1% | $51.06 | — | TAX EXEMPT BD | 922907746 |
| SOXX | iShares PHLX Semiconductor ETF | 1,251 | $270K | 0.1% | $215.49 | — | ISHARES SEMICDTR | 464287523 |
| CME | CME Group Inc | 1,119 | $260K | 0.1% | $39.85 | +451.2% | COM | 12572Q105 |
| BNDC | FlexShares Core Select Bond Fund ETF | 11,341 | $246K | 0.1% | $22.63 | — | CRE SLCT BD FD | 33939L670 |
| NFG | National Fuel Gas Co N J | 4,012 | $243K | 0.1% | $49.65 | +23.4% | COM | 636180101 |
| DGX | Quest Diagnostics Inc | 1,606 | $242K | 0.1% | $146.95 | +3.9% | COM | 74834L100 |
| V | Visa Inc Class A | 763 | $241K | 0.1% | $298.33 | 0.0% | COM CL A | 92826C839 |
| VT | Vanguard Total World Stock Index Fund ETF | 2,000 | $235K | 0.1% | $102.88 | — | TT WRLD ST ETF | 922042742 |
| ROK | Rockwell Automation Inc Common | 800 | $229K | 0.1% | $237.86 | +16.1% | COM | 773903109 |
| MGK | Vanguard World Mega Cap 300 Growth ETF | 650 | $223K | 0.1% | $343.41 | — | MEGA GRWTH IND | 921910816 |
| PGR | Progressive Corp Ohio common | 925 | $222K | 0.1% | $231.96 | 0.0% | COM | 743315103 |
| CBU | Community Financial System, Inc | 3,394 | $209K | 0.1% | $42.79 | +44.1% | COM | 203607106 |
| CMI | Cummins Inc | 600 | $209K | 0.1% | $343.44 | 0.0% | COM | 231021106 |
| F | Ford Motor Co Del Par $0.01 | 12,373 | $122K | 0.0% | $10.44 | -5.4% | COM | 345370860 |