Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	155,955	$69.7M	7.1%	$60.81	+586.2%	COM	594918104
IAU	ISHARES GOLD TRUST	1,389,998	$61.06M	6.3%	$34.43	—	COM	464285204
—	NVIDIA CORP	488,065	$60.3M	6.2%	$146.18	—	COM	67066g104
AAPL	APPLE INC	244,597	$51.52M	5.3%	$100.31	+84.5%	COM	037833100
—	ALPHABET INC CL A	222,166	$40.47M	4.1%	$134.64	—	COM	02079k305
AMZN	AMAZON.COM INC	180,346	$34.85M	3.6%	$122.13	+50.4%	COM	023135106
—	ENERGY SELECT SECTOR SPDR	365,105	$33.28M	3.4%	$62.85	—	COM	81369y506
—	JP MORGAN CHASE & CO	114,503	$23.16M	2.4%	$102.63	—	COM	46625h100
—	MERCK & CO INC	165,006	$20.43M	2.1%	$59.99	—	COM	58933y105
—	TECHNOLOGY SELECT SECT SPDR	88,753	$20.08M	2.1%	$172.82	—	COM	81369y803
PG	PROCTER & GAMBLE CO	119,236	$19.66M	2.0%	$65.01	+141.8%	COM	742718109
—	BROADCOM INC	11,475	$18.42M	1.9%	$381.87	—	COM	11135f101
BAC	BANK OF AMERICA CORP	438,412	$17.44M	1.8%	$22.89	+61.0%	COM	060505104
—	VISA INC CL A	65,113	$17.09M	1.8%	$101.78	—	COM	92826c839
JNJ	JOHNSON & JOHNSON	113,657	$16.61M	1.7%	$73.71	+91.9%	COM	478160104
—	ADOBE INC	29,713	$16.51M	1.7%	$110.36	—	COM	00724f101
—	LINDE PLC	36,843	$16.17M	1.7%	$356.50	—	COM	g54950103
WMT	WALMART INC	232,942	$15.77M	1.6%	$50.45	+22.8%	COM	931142103
—	NEXTERA ENERGY INC	213,844	$15.14M	1.6%	$83.54	—	COM	65339f101
KO	COCA COLA CO	237,636	$15.13M	1.5%	$39.15	+50.4%	COM	191216100
VIG	VANGUARD DIVIDEND APPREC ETF	82,672	$15.09M	1.5%	$142.42	—	COM	921908844
PEP	PEPSICO INC	90,342	$14.9M	1.5%	$76.98	+110.9%	COM	713448108
ABT	ABBOTT LABS	135,922	$14.12M	1.4%	$64.28	+60.2%	COM	002824100
TJX	TJX COS INC	120,607	$13.28M	1.4%	$61.99	+59.2%	COM	872540109
UNP	UNION PAC CORP	54,926	$12.43M	1.3%	$92.48	+143.8%	COM	907818108
—	EATON CORP PLC	38,218	$11.98M	1.2%	$171.33	—	COM	g29183103
HON	HONEYWELL INTERNATIONAL INC	55,866	$11.93M	1.2%	$102.87	+78.7%	COM	438516106
IJH	ISHARES CORE S&P MID-CAP ETF	199,765	$11.69M	1.2%	$94.00	—	COM	464287507
IBM	INTL. BUSINESS MACHINES CORP	67,176	$11.62M	1.2%	$100.93	+64.3%	COM	459200101
—	FINANCIAL SELECT SECTOR SPDR	272,965	$11.22M	1.1%	$33.70	—	COM	81369y605
—	XYLEM INC	81,982	$11.12M	1.1%	$84.23	—	COM	98419m100
—	INTERCONTINENTAL EXCHANGE INC	76,291	$10.44M	1.1%	$93.93	—	COM	45866f104
—	INDUSTRIAL SELECT SECTOR SPDR	83,416	$10.17M	1.0%	$107.32	—	COM	81369y704
—	SPDR PORTFOLIO EMERGING MARKETS ETF	266,686	$10.05M	1.0%	$33.10	—	COM	78463x509
PGR	PROGRESSIVE CORP	46,925	$9.747M	1.0%	$110.13	+75.0%	COM	743315103
—	ZOETIS INC	56,164	$9.737M	1.0%	$68.34	—	COM	98978v103
—	UNITEDHEALTH GROUP INC	18,910	$9.63M	1.0%	$270.01	—	COM	91324p102
—	SALESFORCE INC	36,767	$9.453M	1.0%	$91.65	—	COM	79466l302
BDX	BECTON DICKINSON	35,904	$8.391M	0.9%	$201.32	+13.2%	COM	075887109
HD	HOME DEPOT INC	24,257	$8.35M	0.9%	$236.51	+38.5%	COM	437076102
—	VERIZON COMMUNICATIONS	196,789	$8.116M	0.8%	$48.97	—	COM	92343v104
—	HEALTH CARE SELECT SECTOR	54,998	$8.016M	0.8%	$131.61	—	COM	81369y209
—	CONSUMER DISCRETIONARY SELECT	43,177	$7.875M	0.8%	$169.81	—	COM	81369y407
ECL	ECOLAB INC	32,116	$7.644M	0.8%	$150.45	+51.0%	COM	278865100
ITOT	ISHARES CORE S&P TOTAL U.S.	58,133	$6.905M	0.7%	$61.82	—	COM	464287150
NSRGY	NESTLE SA SPONS ADR	66,637	$6.827M	0.7%	$78.82	—	COM	641069406
—	PROLOGIS INC REIT	58,634	$6.585M	0.7%	$101.49	—	COM	74340w103
PANW	PALO ALTO NETWORKS INC	17,638	$5.979M	0.6%	$157.74	-5.2%	COM	697435105
—	ARISTA NETWORKS INC	16,949	$5.94M	0.6%	$350.48	—	COM	040413106
RIO	RIO TINTO PLC SPONS ADR	89,978	$5.932M	0.6%	$76.02	—	COM	767204100
IBB	ISHARES BIOTECHNOLOGY ETF	41,387	$5.681M	0.6%	$134.94	—	COM	464287556
—	META PLATFORMS INC CL A	11,094	$5.594M	0.6%	$286.97	—	COM	30303m102
—	COMM SERV SELECT SECTOR SPDR	64,548	$5.529M	0.6%	$65.08	—	COM	81369y852
—	EXXON MOBIL CORP	44,317	$5.102M	0.5%	$90.67	—	COM	30231g102
BRK/B	BERKSHIRE HATHAWAY INC-CL B	12,374	$5.034M	0.5%	$285.11	+43.3%	COM	084670702
—	O'REILLY AUTOMOTIVE INC	4,579	$4.836M	0.5%	$1056.06	—	COM	67103h107
—	SERVICENOW INC	5,355	$4.213M	0.4%	$564.62	—	COM	81762p102
—	UTILITIES SELECT SECTOR SPDR	43,342	$2.953M	0.3%	$64.93	—	COM	81369y886
—	REAL ESTATE SELECT SECT SPDR	76,050	$2.921M	0.3%	$37.23	—	COM	81369y860
—	ALPHABET INC CL C	15,191	$2.786M	0.3%	$128.56	—	COM	02079k107
—	TESLA INC	13,692	$2.709M	0.3%	$261.81	—	COM	88160r101
—	ABBVIE INC	14,345	$2.46M	0.3%	$101.14	—	COM	00287y109
ADP	AUTOMATIC DATA PROCESSING INC	10,125	$2.417M	0.2%	$74.42	+217.9%	COM	053015103
DSI	ISHARES MSCI KLD 400 SOCIAL ETF	23,248	$2.414M	0.2%	$75.24	—	COM	464288570
MCD	MCDONALDS CORP	7,770	$1.98M	0.2%	$190.69	+33.7%	COM	580135101
—	COSTCO WHOLESALE CORP	2,309	$1.963M	0.2%	$530.42	—	COM	22160k105
—	CISCO SYSTEMS INC	34,973	$1.662M	0.2%	$46.50	—	COM	17275r102
IVV	ISHARES CORE S&P 500 ETF	3,020	$1.653M	0.2%	$455.47	—	COM	464287200
LLY	LILLY ELI & CO	1,554	$1.407M	0.1%	$89.67	+782.0%	COM	532457108
EMR	EMERSON ELEC CO	12,098	$1.333M	0.1%	$55.45	+93.8%	COM	291011104
—	SPDR GOLD MINISHARES TRUST ETF	28,711	$1.323M	0.1%	$38.10	—	COM	98149e303
—	MASTERCARD INC CL A	2,880	$1.271M	0.1%	$157.24	—	COM	57636q104
SYK	STRYKER CORPORATION	3,521	$1.198M	0.1%	$63.71	+423.2%	COM	863667101
INTU	INTUIT INC	1,819	$1.195M	0.1%	$75.72	+711.2%	COM	461202103
—	ACCENTURE PLC CL A	3,789	$1.15M	0.1%	$299.83	—	COM	g1151c101
—	SPDR GOLD TRUST	5,318	$1.143M	0.1%	$160.02	—	COM	78463v107
DIS	DISNEY WALT CO NEW	10,823	$1.075M	0.1%	$114.41	-7.8%	COM	254687106
ADI	ANALOG DEVICES INC	4,698	$1.072M	0.1%	$129.25	+60.6%	COM	032654105
—	MATERIALS SELECT SECTOR SPDR TRUST	11,478	$1.014M	0.1%	$78.55	—	COM	81369y100
CVX	CHEVRON CORPORATION	6,156	$963K	0.1%	$86.89	+70.8%	COM	166764100
CHD	CHURCH & DWIGHT INC	8,520	$883K	0.1%	$39.14	+165.1%	COM	171340102
INTC	INTEL CORP	26,997	$836K	0.1%	$35.83	-9.3%	COM	458140100
APD	AIR PRODUCTS & CHEMICALS INC	3,120	$805K	0.1%	$109.91	+120.6%	COM	009158106
—	RTX CORPORATION	7,795	$783K	0.1%	$100.97	—	COM	75513e101
FISV	FISERV INC	5,096	$760K	0.1%	$53.91	+180.8%	COM	337738108
—	COMCAST CORP CL A	17,063	$668K	0.1%	$41.55	—	COM	20030n101
PFE	PFIZER INC	22,333	$625K	0.1%	$22.25	+11.3%	COM	717081103
BRK/A	BERKSHIRE HATHAWAY INC CL A	1	$612K	0.1%	$318723.75	+93.4%	COM	084670108
DHR	DANAHER CORP	2,390	$597K	0.1%	$248.83	+0.6%	COM	235851102
RY	ROYAL BANK OF CANADA	5,600	$596K	0.1%	$59.71	+72.2%	COM	780087102
NKE	NIKE INC-CLASS B	7,833	$590K	0.1%	$107.23	-16.4%	COM	654106103
ITW	ILLINOIS TOOL WKS INC	2,449	$580K	0.1%	$179.34	+32.0%	COM	452308109
PNC	PNC FINANCIAL SERVICES GROUP	3,317	$516K	0.1%	$64.36	+127.8%	COM	693475105
USB	US BANCORP NEW	12,892	$512K	0.1%	$24.29	+55.4%	COM	902973304
CNI	CANADIAN NATIONAL RAILWAY CO	4,210	$497K	0.1%	$45.03	+168.9%	COM	136375102
—	EDWARDS LIFESCIENCES CORP	5,285	$488K	0.1%	$82.85	—	COM	28176e108
—	SPDR S&P 500 ETF TRUST	842	$458K	0.0%	$544.22	—	COM	78462f103
WY	WEYERHAEUSER CO REIT	16,101	$457K	0.0%	$23.05	+27.6%	COM	962166104
YUM	YUM BRANDS INC	3,382	$448K	0.0%	$53.88	+147.4%	COM	988498101
BA	BOEING CO	2,436	$443K	0.0%	$120.78	+47.6%	COM	097023105
CAT	CATERPILLAR INC	1,307	$435K	0.0%	$261.47	+29.5%	COM	149123101
—	BIOGEN INC	1,869	$433K	0.0%	$216.68	—	COM	09062x103
GPC	GENUINE PARTS CO	2,950	$408K	0.0%	$71.19	+98.9%	COM	372460105
—	DUPONT DE NEMOURS INC	4,991	$402K	0.0%	$53.97	—	COM	26614n102
—	CARRIER GLOBAL CORP	6,175	$390K	0.0%	$38.96	—	COM	14448c104
PRGS	PROGRESS SOFTWARE CORP	7,120	$386K	0.0%	$46.21	+9.8%	COM	743312100
BMY	BRISTOL MYERS SQUIBB CO	9,255	$384K	0.0%	$45.00	-8.9%	COM	110122108
STT	STATE STREET CORP	5,035	$373K	0.0%	$45.03	+56.6%	COM	857477103
—	TARGET CORP	2,472	$366K	0.0%	$132.79	—	COM	87612e106
PAYX	PAYCHEX INC	2,884	$342K	0.0%	$107.07	+8.7%	COM	704326107
QCOM	QUALCOMM INC	1,680	$335K	0.0%	$118.34	+54.1%	COM	747525103
ROP	ROPER TECHNOLOGIES INC	555	$313K	0.0%	$403.95	+32.0%	COM	776696106
—	3M CO	3,038	$310K	0.0%	$137.87	—	COM	88579y101
—	AXSOME THERAPEUTICS INC	3,840	$309K	0.0%	$77.08	—	COM	05464t104
—	NUVECTIS PHARMA INC	47,419	$300K	0.0%	$13.24	—	COM	67080t108
SBUX	STARBUCKS CORP	3,752	$292K	0.0%	$61.98	+25.9%	COM	855244109
PCAR	PACCAR INC	2,821	$290K	0.0%	$67.57	+53.4%	COM	693718108
IEF	ISHARES 7-10 YEAR TREASURY B	2,992	$280K	0.0%	$115.54	—	COM	464287440
—	OTIS WORLDWIDE CORP	2,856	$275K	0.0%	$78.46	—	COM	68902v107
BNS	BANK OF NOVA SCOTIA HALIFAX	6,000	$274K	0.0%	$32.24	+36.3%	COM	064149107
—	CORTEVA INC	4,983	$269K	0.0%	$48.67	—	COM	22052l104
DOW	DOW INC	4,915	$261K	0.0%	$35.55	+44.0%	COM	260557103
GE	GE AEROSPACE	1,625	$258K	0.0%	$91.47	+72.7%	COM	369604301
—	S&P GLOBAL INC	569	$254K	0.0%	$400.70	—	COM	78409v104
—	INTUITIVE SURGICAL INC	555	$247K	0.0%	$399.09	—	COM	46120e602
—	JPMORGAN ULTRA-SHORT INCOME ETF	4,842	$244K	0.0%	$50.23	—	COM	46641q837
—	JPM ULTRA-SHORT MUNI INCOME	4,801	$244K	0.0%	$50.45	—	COM	46641q654
—	CHECK POINT SOFTWARE TECH LTD	1,420	$234K	0.0%	$152.79	—	COM	m22465104
—	ORACLE CORPORATION	1,626	$230K	0.0%	$125.61	—	COM	68389x105
—	REGENERON PHARMACEUTICALS INC	199	$209K	0.0%	$1051.03	—	COM	75886f107
—	AMERICAN TOWER CORP REIT	1,057	$205K	0.0%	$215.88	—	COM	03027x100
—	WASTE MANAGEMENT INC	959	$205K	0.0%	$213.34	—	COM	94106l109
—	BEYOND AIR INC	35,020	$18,816	0.0%	$7.14	—	COM	08862l103