Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	153,768	$64.69M	7.0%	$55.74	+616.3%	COM	594918104
IAU	ISHARES GOLD TRUST	1,363,509	$57.28M	6.2%	$34.24	—	COM	464285204
—	NVIDIA CORP	48,278	$43.62M	4.7%	$352.38	—	COM	67066g104
AAPL	APPLE INC	240,712	$41.28M	4.5%	$98.94	+82.2%	COM	037833100
—	ENERGY SELECT SECTOR SPDR	361,003	$34.08M	3.7%	$62.53	—	COM	81369y506
—	ALPHABET INC CL A	219,202	$33.08M	3.6%	$134.00	—	COM	02079k305
AMZN	AMAZON.COM INC	177,515	$32.02M	3.5%	$121.15	+37.8%	COM	023135106
—	JP MORGAN CHASE & CO	112,572	$22.55M	2.4%	$100.92	—	COM	46625h100
—	MERCK & CO INC	161,894	$21.36M	2.3%	$58.76	—	COM	58933y105
PG	PROCTER & GAMBLE CO	117,149	$19.01M	2.1%	$63.37	+136.5%	COM	742718109
—	TECHNOLOGY SELECT SECT SPDR	89,297	$18.6M	2.0%	$172.82	—	COM	81369y803
—	VISA INC CL A	63,635	$17.76M	1.9%	$98.05	—	COM	92826c839
JNJ	JOHNSON & JOHNSON	112,234	$17.75M	1.9%	$72.85	+106.2%	COM	478160104
—	LINDE PLC	36,507	$16.95M	1.8%	$356.50	—	COM	g54950103
BAC	BANK OF AMERICA CORP	431,621	$16.37M	1.8%	$22.67	+44.7%	COM	060505104
PEP	PEPSICO INC	87,977	$15.4M	1.7%	$74.68	+110.6%	COM	713448108
ABT	ABBOTT LABS	134,181	$15.25M	1.7%	$63.78	+73.7%	COM	002824100
—	BROADCOM INC	11,351	$15.04M	1.6%	$368.51	—	COM	11135f101
VIG	VANGUARD DIVIDEND APPREC ETF	82,316	$15.03M	1.6%	$142.42	—	COM	921908844
—	ADOBE INC	29,529	$14.9M	1.6%	$110.36	—	COM	00724f101
KO	COCA COLA CO	235,086	$14.38M	1.6%	$38.94	+45.6%	COM	191216100
WMT	WALMART INC	227,912	$13.71M	1.5%	$50.20	+11.6%	COM	931142103
—	NEXTERA ENERGY INC	211,016	$13.49M	1.5%	$83.71	—	COM	65339f101
UNP	UNION PAC CORP	53,688	$13.2M	1.4%	$89.41	+163.5%	COM	907818108
IBM	INTL. BUSINESS MACHINES CORP	66,311	$12.66M	1.4%	$100.09	+72.4%	COM	459200101
TJX	TJX COS INC	118,860	$12.05M	1.3%	$61.45	+54.0%	COM	872540109
IJH	ISHARES CORE S&P MID-CAP ETF	197,636	$12M	1.3%	$94.39	—	COM	464287507
—	EATON CORP PLC	38,108	$11.92M	1.3%	$171.33	—	COM	g29183103
—	FINANCIAL SELECT SECTOR SPDR	274,618	$11.57M	1.3%	$33.70	—	COM	81369y605
HON	HONEYWELL INTERNATIONAL INC	55,099	$11.31M	1.2%	$101.74	+77.7%	COM	438516106
—	SALESFORCE INC	36,324	$10.94M	1.2%	$89.63	—	COM	79466l302
—	INDUSTRIAL SELECT SECTOR SPDR	83,878	$10.57M	1.1%	$107.32	—	COM	81369y704
—	INTERCONTINENTAL EXCHANGE INC	75,200	$10.33M	1.1%	$93.31	—	COM	45866f104
—	XYLEM INC	79,863	$10.32M	1.1%	$82.87	—	COM	98419m100
PGR	PROGRESSIVE CORP	46,678	$9.654M	1.0%	$110.13	+54.9%	COM	743315103
—	SPDR PORTFOLIO EMERGING MARKETS ETF	261,983	$9.481M	1.0%	$33.01	—	COM	78463x509
HD	HOME DEPOT INC	24,270	$9.31M	1.0%	$236.51	+47.4%	COM	437076102
—	ZOETIS INC	54,312	$9.19M	1.0%	$64.76	—	COM	98978v103
—	UNITEDHEALTH GROUP INC	18,444	$9.124M	1.0%	$263.96	—	COM	91324p102
BDX	BECTON DICKINSON	34,849	$8.623M	0.9%	$200.52	+15.0%	COM	075887109
—	HEALTH CARE SELECT SECTOR	55,331	$8.174M	0.9%	$131.61	—	COM	81369y209
—	VERIZON COMMUNICATIONS	191,890	$8.052M	0.9%	$49.16	—	COM	92343v104
—	CONSUMER DISCRETIONARY SELECT	43,438	$7.988M	0.9%	$169.81	—	COM	81369y407
BMY	BRISTOL MYERS SQUIBB CO	140,269	$7.607M	0.8%	$45.00	+2.6%	COM	110122108
—	PROLOGIS INC REIT	57,682	$7.511M	0.8%	$101.32	—	COM	74340w103
ECL	ECOLAB INC	31,687	$7.317M	0.8%	$149.41	+39.2%	COM	278865100
NSRGY	NESTLE SA SPONS ADR	64,316	$6.83M	0.7%	$77.97	—	COM	641069406
ITOT	ISHARES CORE S&P TOTAL U.S.	58,176	$6.708M	0.7%	$61.82	—	COM	464287150
RIO	RIO TINTO PLC SPONS ADR	89,156	$5.683M	0.6%	$76.02	—	COM	767204100
IBB	ISHARES BIOTECHNOLOGY ETF	40,603	$5.572M	0.6%	$134.89	—	COM	464287556
—	META PLATFORMS INC CL A	11,162	$5.42M	0.6%	$286.97	—	COM	30303m102
—	COMM SERV SELECT SECTOR SPDR	64,939	$5.303M	0.6%	$65.08	—	COM	81369y852
BRK/B	BERKSHIRE HATHAWAY INC-CL B	12,426	$5.225M	0.6%	$285.11	+38.0%	COM	084670702
—	EXXON MOBIL CORP	43,764	$5.087M	0.6%	$90.36	—	COM	30231g102
PANW	PALO ALTO NETWORKS INC	17,561	$4.99M	0.5%	$157.74	0.0%	COM	697435105
—	SERVICENOW INC	5,293	$4.035M	0.4%	$562.02	—	COM	81762p102
—	APTIV PLC	44,509	$3.545M	0.4%	$102.09	—	COM	g6095l109
—	REAL ESTATE SELECT SECT SPDR	76,511	$3.024M	0.3%	$37.23	—	COM	81369y860
—	UTILITIES SELECT SECTOR SPDR	43,604	$2.863M	0.3%	$64.93	—	COM	81369y886
—	ABBVIE INC	14,274	$2.599M	0.3%	$101.14	—	COM	00287y109
ADP	AUTOMATIC DATA PROCESSING INC	10,026	$2.504M	0.3%	$74.42	+214.8%	COM	053015103
—	TESLA INC	13,772	$2.421M	0.3%	$261.81	—	COM	88160r101
DSI	ISHARES MSCI KLD 400 SOCIAL ETF	23,185	$2.337M	0.3%	$75.24	—	COM	464288570
—	ALPHABET INC CL C	14,910	$2.27M	0.2%	$127.53	—	COM	02079k107
MCD	MCDONALDS CORP	7,789	$2.196M	0.2%	$190.69	+45.8%	COM	580135101
—	CISCO SYSTEMS INC	34,442	$1.719M	0.2%	$46.49	—	COM	17275r102
—	COSTCO WHOLESALE CORP	2,320	$1.7M	0.2%	$530.42	—	COM	22160k105
IVV	ISHARES CORE S&P 500 ETF	3,020	$1.588M	0.2%	$455.47	—	COM	464287200
EMR	EMERSON ELEC CO	12,023	$1.364M	0.1%	$55.45	+79.2%	COM	291011104
—	MASTERCARD INC CL A	2,816	$1.356M	0.1%	$150.78	—	COM	57636q104
DIS	DISNEY WALT CO NEW	10,887	$1.332M	0.1%	$114.41	-10.5%	COM	254687106
—	SPDR GOLD MINISHARES TRUST ETF	28,711	$1.265M	0.1%	$38.10	—	COM	98149e303
INTU	INTUIT INC	1,943	$1.263M	0.1%	$75.72	+733.7%	COM	461202103
SYK	STRYKER CORPORATION	3,521	$1.26M	0.1%	$63.71	+418.5%	COM	863667101
—	ACCENTURE PLC CL A	3,570	$1.237M	0.1%	$299.61	—	COM	g1151c101
LLY	LILLY ELI & CO	1,568	$1.22M	0.1%	$89.67	+683.4%	COM	532457108
INTC	INTEL CORP	27,572	$1.218M	0.1%	$35.83	+22.9%	COM	458140100
—	SPDR GOLD TRUST	5,318	$1.094M	0.1%	$160.02	—	COM	78463v107
—	MATERIALS SELECT SECTOR SPDR TRUST	11,547	$1.073M	0.1%	$78.55	—	COM	81369y100
CVX	CHEVRON CORPORATION	6,061	$956K	0.1%	$85.93	+61.8%	COM	166764100
CHD	CHURCH & DWIGHT INC	8,520	$889K	0.1%	$39.14	+149.9%	COM	171340102
FISV	FISERV INC	5,096	$814K	0.1%	$53.91	+170.2%	COM	337738108
ADI	ANALOG DEVICES INC	4,066	$804K	0.1%	$117.07	+59.1%	COM	032654105
—	RTX CORPORATION	7,795	$760K	0.1%	$100.97	—	COM	75513e101
APD	AIR PRODUCTS & CHEMICALS INC	3,120	$756K	0.1%	$109.91	+111.5%	COM	009158106
—	COMCAST CORP CL A	17,218	$746K	0.1%	$41.55	—	COM	20030n101
NKE	NIKE INC-CLASS B	7,770	$730K	0.1%	$107.23	-8.8%	COM	654106103
PFE	PFIZER INC	24,833	$689K	0.1%	$22.25	+10.8%	COM	717081103
ITW	ILLINOIS TOOL WKS INC	2,449	$657K	0.1%	$179.34	+38.1%	COM	452308109
BRK/A	BERKSHIRE HATHAWAY INC CL A	1	$634K	0.1%	$318723.75	+86.3%	COM	084670108
DHR	DANAHER CORP	2,390	$597K	0.1%	$248.83	-3.0%	COM	235851102
WY	WEYERHAEUSER CO REIT	16,101	$578K	0.1%	$23.05	+38.5%	COM	962166104
USB	US BANCORP NEW	12,677	$567K	0.1%	$24.06	+60.6%	COM	902973304
RY	ROYAL BANK OF CANADA	5,600	$565K	0.1%	$59.71	+65.3%	COM	780087102
CNI	CANADIAN NATIONAL RAILWAY CO	4,210	$554K	0.1%	$45.03	+173.2%	COM	136375102
PNC	PNC FINANCIAL SERVICES GROUP	3,317	$536K	0.1%	$64.36	+119.3%	COM	693475105
—	EDWARDS LIFESCIENCES CORP	5,285	$505K	0.1%	$82.85	—	COM	28176e108
CAT	CATERPILLAR INC	1,307	$479K	0.1%	$261.47	+19.0%	COM	149123101
BA	BOEING CO	2,437	$470K	0.1%	$120.78	+70.1%	COM	097023105
YUM	YUM BRANDS INC	3,235	$449K	0.0%	$50.27	+156.1%	COM	988498101
GPC	GENUINE PARTS CO	2,865	$444K	0.0%	$69.10	+99.0%	COM	372460105
—	TARGET CORP	2,472	$438K	0.0%	$132.79	—	COM	87612e106
—	BIOGEN INC	1,869	$403K	0.0%	$216.68	—	COM	09062x103
STT	STATE STREET CORP	5,035	$389K	0.0%	$45.03	+54.5%	COM	857477103
—	DUPONT DE NEMOURS INC	4,991	$383K	0.0%	$53.97	—	COM	26614n102
PRGS	PROGRESS SOFTWARE CORP	7,120	$380K	0.0%	$46.21	+18.8%	COM	743312100
—	CARRIER GLOBAL CORP	6,175	$359K	0.0%	$38.96	—	COM	14448c104
PCAR	PACCAR INC	2,875	$356K	0.0%	$67.57	+49.2%	COM	693718108
SBUX	STARBUCKS CORP	3,852	$352K	0.0%	$61.98	+43.0%	COM	855244109
PAYX	PAYCHEX INC	2,726	$335K	0.0%	$106.53	+7.6%	COM	704326107
—	3M CO	3,038	$322K	0.0%	$137.87	—	COM	88579y101
ROP	ROPER TECHNOLOGIES INC	555	$311K	0.0%	$403.95	+33.4%	COM	776696106
BNS	BANK OF NOVA SCOTIA HALIFAX	6,000	$311K	0.0%	$32.24	+35.8%	COM	064149107
—	AXSOME THERAPEUTICS INC	3,840	$306K	0.0%	$77.08	—	COM	05464t104
—	CORTEVA INC	4,983	$287K	0.0%	$48.67	—	COM	22052l104
GE	GENERAL ELECTRIC CO	1,625	$285K	0.0%	$91.47	+27.3%	COM	369604301
DOW	DOW INC	4,915	$285K	0.0%	$35.55	+37.7%	COM	260557103
QCOM	QUALCOMM INC	1,680	$284K	0.0%	$118.34	+25.5%	COM	747525103
IEF	ISHARES 7-10 YEAR TREASURY B	3,003	$284K	0.0%	$115.54	—	COM	464287440
—	OTIS WORLDWIDE CORP	2,856	$284K	0.0%	$78.46	—	COM	68902v107
—	NUVECTIS PHARMA INC	34,000	$279K	0.0%	$15.97	—	COM	67080t108
—	CHECK POINT SOFTWARE TECH LTD	1,520	$249K	0.0%	$152.79	—	COM	m22465104
—	JPMORGAN ULTRA-SHORT INCOME ETF	4,842	$244K	0.0%	$50.23	—	COM	46641q837
—	JPM ULTRA-SHORT MUNI INCOME	4,801	$244K	0.0%	$50.45	—	COM	46641q654
—	S&P GLOBAL INC	569	$242K	0.0%	$400.70	—	COM	78409v104
—	INTUITIVE SURGICAL INC	555	$221K	0.0%	$399.09	—	COM	46120e602
URI	UNITED RENTALS INC	290	$209K	0.0%	$631.12	0.0%	COM	911363109
—	AMERICAN TOWER CORP REIT	1,057	$209K	0.0%	$215.88	—	COM	03027x100
—	ORACLE CORPORATION	1,626	$204K	0.0%	$125.61	—	COM	68389x105
—	BEYOND AIR INC	35,020	$60,935	0.0%	$7.14	—	COM	08862l103
LOW	LOWES COS INC	200	$50,946	0.0%	$222.03	0.0%	COM	548661107