Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWF	ISHARES	331,473	$31.72M	8.0%	$73.38	—	RUS 1000 GRW ETF	464287614
IWD	ISHARES	293,234	$30.61M	7.7%	$84.31	—	RUS 1000 VAL ETF	464287598
IEFA	ISHARES TR	542,665	$30.05M	7.6%	$54.73	—	CORE MSCI EAFE	46432F842
USMV	ISHARES TR	500,043	$20.15M	5.1%	$32.87	—	USA MIN VOL ETF	46429B697
BNDX	VANGUARD CHARLOTTE FDS	339,169	$18.06M	4.6%	$53.24	—	INTL BD IDX ETF	92203J407
—	CLAYMORE EXCHANGE TRD FD TR	753,410	$15.92M	4.0%	$21.13	—	GUG BULL2018 E	18383M530
IEMG	ISHARES INC	328,170	$15.46M	3.9%	$46.70	—	CORE MSCI EMKT	46434G103
EFAV	ISHARES TR	211,992	$13.13M	3.3%	$61.97	—	EAFE MIN VOL ETF	46429B689
PFF	ISHARES	307,552	$12.21M	3.1%	$39.68	—	U.S. PFD STK ETF	464288687
IJH	ISHARES	83,452	$12.09M	3.1%	$116.82	—	CORE S&P MCP ETF	464287507
AGG	ISHARES	102,608	$11.36M	2.9%	$110.66	—	CORE TOTUSBD ETF	464287226
XLE	SELECT SECTOR SPDR TR	133,764	$10.66M	2.7%	$79.72	—	SBI INT-ENERGY	81369Y506
SCHX	SCHWAB STRATEGIC TR	209,106	$10.2M	2.6%	$48.28	—	US LRG CAP ETF	808524201
DBJP	DBX ETF TR	265,840	$9.911M	2.5%	$35.51	—	XTRAK MSCI JAPN	233051507
USDU	WISDOMTREE TR	365,330	$9.873M	2.5%	$27.02	—	BLMBG US BULL	97717W471
—	MARKET VECTORS ETF TR	312,867	$9.66M	2.4%	$30.18	—	HG YLD MUN ETF	57060U878
XLF	SELECT SECTOR SPDR TR	391,505	$9.656M	2.4%	$22.38	—	SBI INT-FINL	81369Y605
BSV	VANGUARD BD INDEX FD INC	104,072	$8.326M	2.1%	$80.00	—	SHORT TRM BOND	921937827
HDV	ISHARES TR	102,460	$7.894M	2.0%	$68.45	—	HIGH DIVIDND ETF	46429B663
IGSB	ISHARES	74,380	$7.872M	2.0%	$105.83	—	1-3 YR CR BD ETF	464288646
—	POWERSHARES GLOBAL ETF TRUST	176,319	$7.022M	1.8%	$43.96	—	DEV MKTS EX-US	73936T789
XLV	SELECT SECTOR SPDR TR	100,003	$6.824M	1.7%	$60.95	—	SBI HEALTHCARE	81369Y209
IJR	ISHARES	57,655	$6.63M	1.7%	$91.52	—	CORE S&P SCP ETF	464287804
XLK	SELECT SECTOR SPDR TR	155,297	$6.363M	1.6%	$38.40	—	TECHNOLOGY	81369Y803
IVV	ISHARES	26,735	$5.52M	1.4%	$179.55	—	CORE S&P500 ETF	464287200
SPSB	SPDR SERIES TRUST	170,424	$5.22M	1.3%	$30.63	—	BARC SHT TR CP	78464A474
IVW	ISHARES	37,009	$4.13M	1.0%	$105.87	—	S&P 500 GRWT ETF	464287309
IVE	ISHARES	43,895	$4.112M	1.0%	$88.99	—	S&P 500 VAL ETF	464287408
MBB	ISHARES	31,405	$3.416M	0.9%	$108.77	—	MBS ETF	464288588
SDOG	ALPS ETF TR	76,140	$2.913M	0.7%	$37.67	—	SECTR DIV DOGS	00162Q858
SJNK	SPDR SER TR	93,388	$2.702M	0.7%	$28.93	—	SHT TRM HGH YLD	78468R408
EDIV	SPDR INDEX SHS FDS	73,732	$2.517M	0.6%	$39.03	—	S&P EM MKT DIV	78463X533
ACWX	ISHARES	56,310	$2.412M	0.6%	$47.25	—	MSCI ACWI US ETF	464288240
—	CLAYMORE EXCHANGE TRD FD TR	86,633	$2.254M	0.6%	$26.02	—	GUG BLT2017 HY	18383M399
SPIB	SPDR SERIES TRUST	65,872	$2.248M	0.6%	$34.13	—	INTR TRM CORP BD	78464A375
—	ALPS ETF TR	123,315	$2.166M	0.5%	$17.83	—	ALERIAN MLP	00162Q866
SHY	ISHARES	24,471	$2.061M	0.5%	$84.22	—	1-3 YR TR BD ETF	464287457
MINT	PIMCO ETF TR	18,690	$1.9M	0.5%	$101.29	—	ENHAN SHRT MAT	72201R833
EEMV	ISHARES	33,426	$1.879M	0.5%	$56.21	—	EM MK MINVOL ETF	464286533
DVY	ISHARES	21,993	$1.756M	0.4%	$65.51	—	SELECT DIVID ETF	464287168
DWX	SPDR INDEX SHS FDS	36,018	$1.504M	0.4%	$43.92	—	S&P INTL ETF	78463X772
VIG	VANGUARD SPECIALIZED PORTFOL	18,225	$1.475M	0.4%	$66.89	—	DIV APP ETF	921908844
IDV	ISHARES	42,700	$1.44M	0.4%	$38.24	—	INTL SEL DIV ETF	464288448
—	CLAYMORE EXCHANGE TRD FD TR	65,502	$1.366M	0.3%	$20.85	—	GUG BULL2019 E	18383M522
TIP	ISHARES	11,180	$1.254M	0.3%	$112.16	—	TIPS BD ETF	464287176
—	SPDR SERIES TRUST	50,550	$1.227M	0.3%	$23.96	—	NUVN BR SHT MUNI	78464A425
MTB	M & T BK CORP	8,728	$1.096M	0.3%	$76.00	+18.5%	COM	55261F104
EFA	ISHARES	17,550	$1.07M	0.3%	$57.53	—	MSCI EAFE ETF	464287465
—	GENERAL ELECTRIC CO	38,592	$974K	0.2%	$23.21	—	COM	369604103
MUB	ISHARES	8,585	$949K	0.2%	$110.54	—	NAT AMT FREE BD	464288414
BND	VANGUARD BD INDEX FD INC	11,518	$942K	0.2%	$81.79	—	TOTAL BND MRKT	921937835
—	SPDR SERIES TRUST	22,286	$867K	0.2%	$38.90	—	BRC HGH YLD BD	78464A417
IGIB	ISHARES	7,687	$840K	0.2%	$109.28	—	INTERM CR BD ETF	464288638
—	ISHARES TR	7,900	$809K	0.2%	$102.41	—	2018 CP TM ETF	46432FAW7
XOM	EXXON MOBIL CORP	8,059	$745K	0.2%	$54.35	+6.7%	COM	30231G102
VNQ	VANGUARD INDEX FDS	7,495	$606K	0.2%	$80.85	—	REIT ETF	922908553
HYG	ISHARES	5,971	$534K	0.1%	$89.43	—	IBOXX HI YD ETF	464288513
IEF	ISHARES	5,000	$530K	0.1%	$106.00	—	7-10 Y TR BD ETF	464287440
EEM	ISHARES	13,240	$521K	0.1%	$38.67	—	MSCI EMG MKT ETF	464287234
—	CLAYMORE EXCHANGE TRD FD TR	21,532	$444K	0.1%	$20.62	—	GUGG BULSH 2022	18383M258
BSX	BOSTON SCIENTIFIC CORP	31,786	$421K	0.1%	$9.06	+41.1%	COM	101137107
PG	PROCTER & GAMBLE CO	4,400	$403K	0.1%	$58.13	+11.1%	COM	742718109
JNJ	JOHNSON & JOHNSON	3,783	$394K	0.1%	$63.40	+21.9%	COM	478160104
SDY	SPDR SERIES TRUST	4,925	$391K	0.1%	$66.19	—	S&P DIVID ETF	78464A763
—	REVANCE THERAPEUTICS INC	23,018	$390K	0.1%	$16.94	—	COM	761330109
BAC	BANK OF AMERICA CORPORATION	19,918	$358K	0.1%	$12.11	+11.9%	COM	060505104
—	BARCLAYS BANK PLC	12,700	$332K	0.1%	$26.14	—	SP ADR 7.1%PF3	06739H776
WIP	SPDR SERIES TRUST	5,790	$332K	0.1%	$57.34	—	DB INT GVT ETF	78464A490
TUR	ISHARES	5,855	$317K	0.1%	$54.75	—	MSCI TURKEY ETF	464286715
BMY	BRISTOL MYERS SQUIBB CO	5,171	$305K	0.1%	$30.66	+26.9%	COM	110122108
—	SYNERGETICS USA INC	70,000	$305K	0.1%	$3.93	—	COM	87160G107
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,925	$290K	0.1%	$135.53	+6.5%	CL B NEW	084670702
LQD	ISHARES	2,406	$289K	0.1%	$120.12	—	IBOXX INV CP ETF	464287242
CBU	COMMUNITY BK SYS INC	7,299	$279K	0.1%	$25.98	0.0%	COM	203607106
MMM	3M CO	1,692	$277K	0.1%	$83.50	+7.4%	COM	88579Y101
MSFT	MICROSOFT CORP	5,943	$277K	0.1%	$32.01	+24.6%	COM	594918104
VO	VANGUARD INDEX FDS	2,200	$272K	0.1%	$95.05	—	MID CAP ETF	922908629
AAPL	APPLE INC	2,444	$271K	0.1%	$18.33	+31.4%	COM	037833100
—	POWERSHARES ETF TR II	7,000	$266K	0.1%	$38.00	—	S&P500 LOW VOL	73937B779
XLP	SELECT SECTOR SPDR TR	4,810	$233K	0.1%	$44.64	—	SBI CONS STPLS	81369Y308
IYY	ISHARES	2,200	$227K	0.1%	$94.52	—	DOW JONES US ETF	464287846
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$226K	0.1%	$199815.62	+8.3%	CL A	084670108
—	UNITED TECHNOLOGIES CORP	1,853	$214K	0.1%	$115.49	—	COM	913017109
IWS	ISHARES	2,854	$211K	0.1%	$73.93	—	RUS MDCP VAL ETF	464287473
—	POWERSHARES ETF TRUST	2,271	$207K	0.1%	$91.15	—	FTSE RAFI 1000	73935X583