Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	93,865	$9.815M	3.6%	$60.44	+27.9%	COM	478160104
MSFT	Microsoft Corp.	177,060	$8.224M	3.0%	$27.17	+46.8%	COM	594918104
—	General Electric Company	319,536	$8.075M	2.9%	$23.35	—	COM	369604103
—	Actavis PLC	30,753	$7.916M	2.9%	$197.60	—	COM	G0083B108
TJX	TJX Companies Inc.	109,631	$7.518M	2.7%	$21.26	+28.6%	COM	872540109
XOM	Exxon Mobil Corp.	78,733	$7.279M	2.6%	$53.80	+7.8%	COM	30231G102
—	AmTrust Financial Services	123,100	$6.924M	2.5%	$38.00	—	COM	032359309
CVX	ChevronTexaco Corporation	61,188	$6.864M	2.5%	$71.33	-1.1%	COM	166764100
—	United Technologies	58,486	$6.726M	2.4%	$94.34	—	COM	913017109
PNC	PNC Financial Services Group,	72,683	$6.631M	2.4%	$48.21	+27.3%	COM	693475105
PEP	PepsiCo Inc.	69,335	$6.556M	2.4%	$56.37	+21.7%	COM	713448108
AAPL	Apple Computer	59,017	$6.514M	2.4%	$18.28	+31.7%	COM	037833100
NSRGY	Nestle SA Spon ADR	85,815	$6.26M	2.3%	$66.37	—	COM	641069406
EAT	Brinker International Inc.	104,095	$6.109M	2.2%	$32.82	+39.5%	COM	109641100
—	Nordstrom, Inc.	73,365	$5.824M	2.1%	$63.79	—	COM	655664100
AMG	Affiliated Managers Group, Inc	26,650	$5.656M	2.0%	$157.54	+22.1%	COM	008252108
IWN	iShares Russell 2000 Value Ind	54,553	$5.547M	2.0%	$92.45	—	XTMF	464287630
OMC	Omnicom Group	71,245	$5.519M	2.0%	$41.55	+21.0%	COM	681919106
—	Liberty Property Trust	146,156	$5.5M	2.0%	$36.74	—	COM	531172104
ABT	Abbott Laboratories	120,080	$5.406M	2.0%	$29.07	+21.5%	COM	002824100
CHKP	Check Point Software	67,165	$5.277M	1.9%	$65.26	+13.8%	COM	M22465104
UPS	United Parcel Service, Inc. Cl	46,153	$5.131M	1.9%	$56.56	+25.4%	COM	911312106
BA	Boeing Co.	38,363	$4.986M	1.8%	$95.34	+16.1%	COM	097023105
PAA	Plains All Amer Pipeline LP	95,916	$4.922M	1.8%	$55.26	—	COM	726503105
—	Discover Financial Services	72,374	$4.74M	1.7%	$54.72	—	COM	254709108
PPL	PPL Corporation	129,583	$4.708M	1.7%	$16.36	+21.3%	COM	69351T106
CVS	CVS Caremark Corporation	46,274	$4.457M	1.6%	$53.69	+20.0%	COM	126650100
APD	Air Products & Chemicals Inc	29,239	$4.217M	1.5%	$78.33	+22.9%	COM	009158106
FITB	Fifth Third Bancorp	206,439	$4.206M	1.5%	$11.89	+14.1%	COM	316773100
—	BCE Inc.	90,443	$4.148M	1.5%	$41.80	—	COM	05534b760
KEY	KeyCorp	296,642	$4.123M	1.5%	$6.67	+29.2%	COM	493267108
QCOM	Qualcomm Inc.	52,571	$3.908M	1.4%	$56.22	-5.1%	COM	747525103
—	Energy Transfer Partners, L.P.	56,987	$3.704M	1.3%	$57.15	—	COM	29273R109
CDNS	Cadence Design Systems, Inc.	189,100	$3.587M	1.3%	$14.29	+25.6%	COM	127387108
LEA	Lear Corporation	34,550	$3.389M	1.2%	$66.54	+13.6%	COM	521865204
—	Verizon Communications	69,270	$3.24M	1.2%	$48.88	—	COM	92343v104
KEYS	Keysight Technologies, Inc.	93,850	$3.169M	1.1%	$32.07	0.0%	COM	49338L103
—	AbbVie Inc.	45,398	$2.971M	1.1%	$41.90	—	COM	00287y109
PG	Procter & Gamble	31,831	$2.899M	1.0%	$55.25	+16.9%	COM	742718109
—	Agilent Technologies	60,925	$2.494M	0.9%	$43.42	—	COM	00846u101
—	Enbridge Energy Partners, L.P.	60,342	$2.408M	0.9%	$30.49	—	COM	29250r106
—	Invesco Limited	60,015	$2.372M	0.9%	$33.89	—	COM	g491bt108
—	SunTrust Banks	54,959	$2.303M	0.8%	$34.11	—	COM	867914103
—	AmerisourceBergen Corp.	23,185	$2.09M	0.8%	$75.10	—	COM	03073e105
COP	ConocoPhillips	29,842	$2.061M	0.7%	$40.20	+21.5%	COM	20825C104
UNP	Union Pacific Corp.	17,004	$2.026M	0.7%	$66.01	+35.5%	COM	907818108
—	AT&T, Inc.	54,418	$1.828M	0.7%	$35.40	—	COM	00206r102
SUI	Sun Communities Inc.	29,960	$1.811M	0.7%	$49.28	—	COM	866674104
—	Google, Inc. Cl C	2,971	$1.564M	0.6%	$526.42	—	COM	38259P706
HAL	Halliburton Company	38,243	$1.504M	0.5%	$40.92	-4.0%	COM	406216101
—	Annaly Mortgage Management, In	128,990	$1.394M	0.5%	$11.87	—	COM	035710409
BAC	Bank of America Corp.	75,450	$1.35M	0.5%	$10.03	+35.2%	COM	060505104
—	Whiting Petroleum Corp.	37,600	$1.241M	0.4%	$51.30	—	COM	966387102
—	Health Care REIT, Inc.	16,338	$1.236M	0.4%	$64.00	—	COM	42217k106
PDER	Pardee Resources Company, Inc.	4,750	$1.235M	0.4%	$225.60	+20.8%	COM	699437109
MRK	Merck & Co.	21,180	$1.203M	0.4%	$31.77	+23.8%	COM	58933Y105
PFE	Pfizer, Inc.	37,616	$1.172M	0.4%	$17.01	+5.6%	COM	717081103
—	3M Co.	6,626	$1.089M	0.4%	$113.96	—	COM	88579y101
KMB	Kimberly-Clark Corp.	8,889	$1.027M	0.4%	$63.29	+20.2%	COM	494368103
ADP	Automatic Data Processing	11,939	$995K	0.4%	$46.68	+36.1%	COM	053015103
—	Du Pont, E. I.	13,238	$979K	0.4%	$53.34	—	COM	263534109
ROP	Roper Industries	5,763	$901K	0.3%	$143.35	0.0%	COM	776696106
KELYA	Kelly Services Cl A	52,700	$897K	0.3%	$14.88	-6.2%	COM	488152208
—	Regions Financial Corporation	84,628	$894K	0.3%	$9.59	—	COM	7591ep100
CBU	Community Bank System Inc	23,192	$884K	0.3%	$23.34	+11.3%	COM	203607106
—	Terra Nitrogen Company, LP	8,370	$860K	0.3%	$196.41	—	COM	881005201
KO	Coca-Cola Co.	19,999	$844K	0.3%	$27.78	+8.2%	COM	191216100
SLB	Schlumberger Ltd	9,265	$791K	0.3%	$57.73	+16.6%	COM	806857108
—	Weatherford Int'l plc	67,375	$771K	0.3%	$23.00	—	COM	G48833100
BRK/B	Berkshire Hathaway Inc. Cl B	5,127	$770K	0.3%	$110.39	+30.8%	COM	084670702
—	J.P. Morgan Chase	11,586	$725K	0.3%	$52.93	—	COM	46625h100
IBB	iShares Nasdaq Biotechnology I	2,320	$704K	0.3%	$232.59	—	XTMF	464287556
BRK/A	Berkshire Hathaway Inc. Cl A	3	$678K	0.2%	$165023.42	+31.2%	COM	084670108
—	Diageo PLC Spon ADR	5,881	$671K	0.2%	$114.95	—	COM	25243q205
IBM	International Business Machine	4,160	$667K	0.2%	$118.67	-15.3%	COM	459200101
—	Cerner Corporation	10,285	$665K	0.2%	$77.59	—	COM	156782104
—	Buckeye Partners L P Unit L	8,155	$617K	0.2%	$70.14	—	COM	118230101
—	Celgene Corp.	4,830	$540K	0.2%	$111.80	—	COM	151020104
IWD	iShares Russell 1000 Value Ind	5,000	$522K	0.2%	$83.72	—	XTMF	464287598
SHW	Sherwin Williams	1,888	$497K	0.2%	$57.96	+22.5%	COM	824348106
—	Capstead Mortgage Corp.	39,750	$488K	0.2%	$12.09	—	COM	14067E506
DIS	Disney, Walt	5,014	$472K	0.2%	$56.26	+44.5%	COM	254687106
HBAN	Huntington Bancshares, Inc.	44,650	$470K	0.2%	$4.70	+36.9%	COM	446150104
AZN	AstraZeneca PLC Spon ADR	6,300	$443K	0.2%	$51.02	—	COM	046353108
—	CYS Investments Inc	49,600	$433K	0.2%	$7.94	—	COM	12673a108
INTC	Intel Corporation	11,717	$425K	0.2%	$17.65	+50.9%	COM	458140100
IJR	iShares S&P SmallCap 600 Index	3,715	$424K	0.2%	$91.13	—	XTMF	464287804
SYY	Sysco Corp.	10,606	$421K	0.2%	$25.04	+15.3%	COM	871829107
BMY	Bristol-Myers Squibb	6,912	$408K	0.1%	$28.67	+35.7%	COM	110122108
EPD	Enterprise Products Partners L	11,072	$400K	0.1%	$50.89	—	COM	293792107
ITW	Illinois Tool Works	4,191	$397K	0.1%	$59.02	+18.7%	COM	452308109
EMR	Emerson Electric Co	6,190	$382K	0.1%	$40.02	+16.0%	COM	291011104
—	Wisconsin Energy Corp.	7,000	$369K	0.1%	$41.00	—	COM	976657106
SYK	Stryker Corporation	3,850	$363K	0.1%	$71.08	+9.5%	COM	863667101
SO	Southern Company	7,194	$353K	0.1%	$26.76	+10.2%	COM	842587107
IWR	iShares Russell Midcap Index F	2,045	$342K	0.1%	$130.40	—	XTMF	464287499
BIIB	Biogen Idec Inc.	1,000	$339K	0.1%	$323.51	0.0%	COM	09062X103
—	Costco Wholesale	2,329	$330K	0.1%	$111.79	—	COM	22160k105
AFL	AFLAC Inc.	5,400	$330K	0.1%	$20.11	+12.9%	COM	001055102
IWM	iShares Russell 2000 Index Fun	2,747	$329K	0.1%	$97.01	—	XTMF	464287655
EFA	iShares MSCI EAFE Index Fund	5,273	$321K	0.1%	$66.36	—	XTIF	464287465
—	SPDR Gold Trust	2,775	$315K	0.1%	$121.02	—	XTAL	78463v107
IVV	iShares S&P 500 Index Fund	1,500	$310K	0.1%	$160.63	—	XTMF	464287200
—	Energy XXI (Bermuda) Ltd.	93,800	$306K	0.1%	$23.61	—	COM	G10082140
—	Praxair Inc.	2,343	$304K	0.1%	$115.71	—	COM	74005P104
CZNC	Citizens & Northern Corp.	14,650	$303K	0.1%	$10.24	+9.5%	COM	172922106
—	Raytheon Company	2,796	$302K	0.1%	$91.30	—	COM	755111507
VWO	Vanguard Emerging Markets	7,181	$287K	0.1%	$39.31	—	XTIF	922042858
NEE	NextEra Energy, Inc.	2,659	$283K	0.1%	$16.85	+12.1%	COM	65339F101
BSV	Vanguard Short-Term Bond Fund	3,520	$281K	0.1%	$80.17	—	XTMI	921937827
HD	Home Depot Inc.	2,666	$280K	0.1%	$56.05	+33.5%	COM	437076102
DCI	Donaldson Co. Inc.	6,940	$268K	0.1%	$33.57	-1.7%	COM	257651109
—	Anadarko Petroleum Corp.	3,236	$267K	0.1%	$86.32	—	COM	032511107
—	Royal Dutch Shell PLC Spons AD	3,984	$267K	0.1%	$67.02	—	COM	780259206
HON	Honeywell International	2,616	$261K	0.1%	$57.74	+18.3%	COM	438516106
TIP	iShares Barclays US TIPS Fund	2,200	$246K	0.1%	$111.95	—	XTMI	464287176
MCD	McDonald's Corp.	2,578	$242K	0.1%	$71.49	-1.3%	COM	580135101
MDT	Medtronic PLC	3,240	$234K	0.1%	$53.02	0.0%	COM	G5960L103
—	Magellan Midstream Partners, L	2,725	$225K	0.1%	$84.04	—	COM	559080106
—	Total System Services, Inc.	6,500	$221K	0.1%	$33.28	—	COM	891906109
—	Synovus Financial Corp	7,984	$216K	0.1%	$27.05	—	COM	87161c501
JKHY	Henry Jack & Associates Inc.	3,270	$203K	0.1%	$52.02	0.0%	COM	426281101
—	Sigma Aldrich Corp.	1,462	$201K	0.1%	$137.48	—	COM	826552101
—	Susquehanna Bancshares, Inc.	14,002	$188K	0.1%	$12.85	—	COM	869099101
—	MFS Multimarket Income Trust	11,025	$72,000	0.0%	$6.66	—	XTMI	552737108
—	VIVUS, Inc.	24,500	$71,000	0.0%	$10.77	—	COM	928551100
—	Enzo Biochem, Inc.	14,000	$62,000	0.0%	$4.43	—	COM	294100102
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106