Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	60,885	$5.176M	5.6%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	31,006	$4.285M	4.6%	—	—	COMMON STOCK	478160104
JPM	JP MORGAN CHASE & CO COM	34,362	$3.878M	4.2%	—	—	COMMON STOCK	46625H100
—	GENERAL ELECTRIC CO	334,190	$3.773M	4.1%	—	—	COMMON STOCK	369604103
INTC	INTEL CORP	79,564	$3.762M	4.1%	—	—	COMMON STOCK	458140100
DIS	DISNEY WALT CO	25,196	$2.947M	3.2%	—	—	COMMON STOCK	254687106
KO	COCA COLA CO	62,588	$2.891M	3.1%	—	—	COMMON STOCK	191216100
MSFT	MICROSOFT CORP	23,980	$2.743M	3.0%	—	—	COMMON STOCK	594918104
ABBV	ABBVIE INC SR NT	28,753	$2.72M	2.9%	—	—	COMMON STOCK	00287Y109
AAPL	APPLE INC	11,857	$2.677M	2.9%	—	—	COMMON STOCK	037833100
PG	PROCTER & GAMBLE CO	31,995	$2.663M	2.9%	—	—	COMMON STOCK	742718109
—	UNITED TECHNOLOGIES CORP	18,756	$2.622M	2.8%	—	—	COMMON STOCK	913017109
ABT	ABBOTT LABORATORIES	35,600	$2.612M	2.8%	—	—	COMMON STOCK	002824100
CVX	CHEVRON CORP NEW	20,773	$2.54M	2.8%	—	—	COMMON STOCK	166764100
PEP	PEPSICO INC	21,841	$2.442M	2.6%	—	—	COMMON STOCK	713448108
NKE	NIKE INC	25,200	$2.135M	2.3%	—	—	COMMON STOCK	654106103
MMM	3M CO	9,754	$2.055M	2.2%	—	—	COMMON STOCK	88579Y101
AMAT	APPLIED MATERIALS INC	52,591	$2.033M	2.2%	—	—	COMMON STOCK	038222105
CSCO	CISCO SYSTEMS INC	39,024	$1.899M	2.1%	—	—	COMMON STOCK	17275R102
IBM	INTERNATIONAL BUSINESS MACHS	11,534	$1.744M	1.9%	—	—	COMMON STOCK	459200101
PFE	PFIZER INC	36,607	$1.614M	1.7%	—	—	COMMON STOCK	717081103
MDT	MEDTRONIC PLC	16,065	$1.58M	1.7%	—	—	FOREIGN STOCK	G5960L103
T	AT&T INC	45,625	$1.532M	1.7%	—	—	COMMON STOCK	00206R102
MCD	MCDONALDS CORP	8,746	$1.463M	1.6%	—	—	COMMON STOCK	580135101
—	DOWDUPONT INC COM	22,598	$1.454M	1.6%	—	—	COMMON STOCK	26078J100
VZ	VERIZON COMMUNICATIONS INC	27,164	$1.45M	1.6%	—	—	COMMON STOCK	92343V104
SO	SOUTHERN CO	30,865	$1.346M	1.5%	—	—	COMMON STOCK	842587107
AXP	AMERICAN EXPRESS CO	11,975	$1.275M	1.4%	—	—	COMMON STOCK	025816109
CL	COLGATE PALMOLIVE CO	18,940	$1.268M	1.4%	—	—	COMMON STOCK	194162103
TXN	TEXAS INSTRUMENTS INC	11,575	$1.242M	1.3%	—	—	COMMON STOCK	882508104
WFC	WELLS FARGO & CO NEW	22,425	$1.178M	1.3%	—	—	COMMON STOCK	949746101
BMY	BRISTOL-MYERS SQUIBB CO	17,739	$1.101M	1.2%	—	—	COMMON STOCK	110122108
GIS	GENERAL MILLS INC	25,079	$1.077M	1.2%	—	—	COMMON STOCK	370334104
LOW	LOWES COMPANIES INC	8,887	$1.02M	1.1%	—	—	COMMON STOCK	548661107
MRK	MERCK & CO INC	14,294	$1.014M	1.1%	—	—	COMMON STOCK	58933Y105
WMT	WALMART, INC	10,595	$995K	1.1%	—	—	COMMON STOCK	931142103
ORCL	ORACLE CORP	16,927	$872K	0.9%	—	—	COMMON STOCK	68389X105
TGT	TARGET CORP	9,684	$854K	0.9%	—	—	COMMON STOCK	87612E106
NSC	NORFOLK SOUTHERN CORP	4,606	$831K	0.9%	—	—	COMMON STOCK	655844108
ADP	AUTOMATIC DATA PROCESSING INC	4,835	$728K	0.8%	—	—	COMMON STOCK	053015103
STT	STATE STREET CORP	8,325	$698K	0.8%	—	—	COMMON STOCK	857477103
VWO	VANGUARD EMERGING MARKETS STOCK	15,275	$626K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
UPS	UNITED PARCEL SERVICE	5,333	$623K	0.7%	—	—	COMMON STOCK	911312106
—	TRUSTCO BANK CORP NY	71,659	$609K	0.7%	—	—	COMMON STOCK	898349105
EFA	ISHARES MSCI EAFE (MKT)	8,189	$556K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
ECL	ECOLAB INC	3,492	$547K	0.6%	—	—	COMMON STOCK	278865100
EXC	EXELON CORP	12,070	$527K	0.6%	—	—	COMMON STOCK	30161N101
MAS	MASCO CORP	14,400	$527K	0.6%	—	—	COMMON STOCK	574599106
LMT	LOCKHEED MARTIN CORP	1,257	$434K	0.5%	—	—	COMMON STOCK	539830109
PM	PHILIP MORRIS INTERNATIONAL INC	5,065	$413K	0.4%	—	—	COMMON STOCK	718172109
SLB	SCHLUMBERGER LTD	6,741	$411K	0.4%	—	—	FOREIGN STOCK	806857108
HD	HOME DEPOT INC	1,925	$399K	0.4%	—	—	COMMON STOCK	437076102
CMCSA	COMCAST CORP	11,140	$394K	0.4%	—	—	COMMON STOCK	20030N101
C	CITIGROUP INC	5,178	$371K	0.4%	—	—	COMMON STOCK	172967424
BRK/B	BERKSHIRE HATHAWAY INC	1,728	$370K	0.4%	—	—	COMMON STOCK	084670702
EMR	EMERSON ELECTRIC CO	4,362	$334K	0.4%	—	—	COMMON STOCK	291011104
APD	AIR PRODUCTS & CHEMICALS INC	1,900	$317K	0.3%	—	—	COMMON STOCK	009158106
—	JACOBS ENGINEERING GROUP	3,970	$304K	0.3%	—	—	COMMON STOCK	469814107
MO	ALTRIA GROUP INC	4,836	$292K	0.3%	—	—	COMMON STOCK	02209S103
CME	CME GROUP INC	1,700	$289K	0.3%	—	—	COMMON STOCK	12572Q105
LLY	ELI LILLY & CO	2,631	$282K	0.3%	—	—	COMMON STOCK	532457108
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$281K	0.3%	—	—	COMMON STOCK	883556102
CAT	CATERPILLAR INC	1,663	$254K	0.3%	—	—	COMMON STOCK	149123101
NEE	NEXTERA ENERGY INC	1,496	$251K	0.3%	—	—	COMMON STOCK	65339F101
ALL	ALLSTATE CORP	2,500	$247K	0.3%	—	—	COMMON STOCK	020002101
SWK	STANLEY BLACK & DECKER INC	1,632	$239K	0.3%	—	—	COMMON STOCK	854502101
—	ANNALY CAPITAL MANAGEMENT INC	21,850	$223K	0.2%	—	—	COMMON STOCK	035710409