Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	TRUSTCO BANK CORP NY	1,057,835	$9.415M	9.8%	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	61,031	$5.049M	5.3%	—	—	COMMON STOCK	30231G102
—	GENERAL ELECTRIC CO	319,240	$4.345M	4.5%	—	—	COMMON STOCK	369604103
INTC	INTEL CORP	80,477	$4.001M	4.2%	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	31,006	$3.762M	3.9%	—	—	COMMON STOCK	478160104
JPM	JP MORGAN CHASE & CO COM	35,006	$3.648M	3.8%	—	—	COMMON STOCK	46625H100
KO	COCA COLA CO	63,428	$2.781M	2.9%	—	—	COMMON STOCK	191216100
ABBV	ABBVIE INC SR NT	29,123	$2.698M	2.8%	—	—	COMMON STOCK	00287Y109
DIS	DISNEY WALT CO	25,346	$2.656M	2.8%	—	—	COMMON STOCK	254687106
CVX	CHEVRON CORP NEW	20,973	$2.652M	2.8%	—	—	COMMON STOCK	166764100
PG	PROCTER & GAMBLE CO	33,632	$2.626M	2.7%	—	—	COMMON STOCK	742718109
AMAT	APPLIED MATERIALS INC	53,365	$2.465M	2.6%	—	—	COMMON STOCK	038222105
PEP	PEPSICO INC	22,174	$2.414M	2.5%	—	—	COMMON STOCK	713448108
MSFT	MICROSOFT CORP	24,030	$2.37M	2.5%	—	—	COMMON STOCK	594918104
—	UNITED TECHNOLOGIES CORP	18,781	$2.348M	2.4%	—	—	COMMON STOCK	913017109
ABT	ABBOTT LABORATORIES	35,820	$2.184M	2.3%	—	—	COMMON STOCK	002824100
AAPL	APPLE INC	11,430	$2.116M	2.2%	—	—	COMMON STOCK	037833100
NKE	NIKE INC	25,600	$2.04M	2.1%	—	—	COMMON STOCK	654106103
MMM	3M CO	9,959	$1.959M	2.0%	—	—	COMMON STOCK	88579Y101
CSCO	CISCO SYSTEMS INC	39,499	$1.699M	1.8%	—	—	COMMON STOCK	17275R102
IBM	INTERNATIONAL BUSINESS MACHS	11,659	$1.629M	1.7%	—	—	COMMON STOCK	459200101
—	DOWDUPONT INC COM	23,264	$1.533M	1.6%	—	—	COMMON STOCK	26078J100
SO	SOUTHERN CO	30,865	$1.43M	1.5%	—	—	COMMON STOCK	842587107
PFE	PFIZER INC	37,757	$1.37M	1.4%	—	—	COMMON STOCK	717081103
MCD	MCDONALDS CORP	8,746	$1.37M	1.4%	—	—	COMMON STOCK	580135101
VZ	VERIZON COMMUNICATIONS INC	26,828	$1.35M	1.4%	—	—	COMMON STOCK	92343V104
WFC	WELLS FARGO & CO NEW	24,225	$1.343M	1.4%	—	—	COMMON STOCK	949746101
T	AT&T INC	41,317	$1.326M	1.4%	—	—	COMMON STOCK	00206R102
TXN	TEXAS INSTRUMENTS INC	11,575	$1.276M	1.3%	—	—	COMMON STOCK	882508104
CL	COLGATE PALMOLIVE CO	18,940	$1.228M	1.3%	—	—	COMMON STOCK	194162103
AXP	AMERICAN EXPRESS CO	12,025	$1.179M	1.2%	—	—	COMMON STOCK	025816109
GIS	GENERAL MILLS INC	25,629	$1.134M	1.2%	—	—	COMMON STOCK	370334104
BMY	BRISTOL-MYERS SQUIBB CO	18,539	$1.026M	1.1%	—	—	COMMON STOCK	110122108
WMT	WALMART INC	10,625	$910K	0.9%	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	14,294	$867K	0.9%	—	—	COMMON STOCK	58933Y105
LOW	LOWES COMPANIES INC	8,887	$849K	0.9%	—	—	COMMON STOCK	548661107
STT	STATE STREET CORP	8,325	$775K	0.8%	—	—	COMMON STOCK	857477103
ORCL	ORACLE CORP	16,852	$743K	0.8%	—	—	COMMON STOCK	68389X105
TGT	TARGET CORP	9,684	$738K	0.8%	—	—	COMMON STOCK	87612E106
NSC	NORFOLK SOUTHERN CORP	4,606	$695K	0.7%	—	—	COMMON STOCK	655844108
ADP	AUTOMATIC DATA PROCESSING INC	5,165	$693K	0.7%	—	—	COMMON STOCK	053015103
VWO	VANGUARD EMERGING MARKETS STOCK	15,300	$646K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
UPS	UNITED PARCEL SERVICE	5,333	$566K	0.6%	—	—	COMMON STOCK	911312106
EFA	ISHARES MSCI EAFE (MKT)	8,189	$549K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
MAS	MASCO CORP	14,600	$547K	0.6%	—	—	COMMON STOCK	574599106
EXC	EXELON CORP	12,070	$514K	0.5%	—	—	COMMON STOCK	30161N101
ECL	ECOLAB INC	3,492	$490K	0.5%	—	—	COMMON STOCK	278865100
SLB	SCHLUMBERGER LTD	6,741	$452K	0.5%	—	—	FOREIGN STOCK	806857108
PM	PHILIP MORRIS INTERNATIONAL INC	5,065	$409K	0.4%	—	—	COMMON STOCK	718172109
HD	HOME DEPOT INC	1,925	$376K	0.4%	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,267	$374K	0.4%	—	—	COMMON STOCK	539830109
C	CITIGROUP INC	5,178	$346K	0.4%	—	—	COMMON STOCK	172967424
CMCSA	COMCAST CORP	10,540	$346K	0.4%	—	—	COMMON STOCK	20030N101
JCI	JOHNSON CTLS INTL PLC SHS	10,028	$336K	0.3%	—	—	FOREIGN STOCK	G51502105
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$302K	0.3%	—	—	COMMON STOCK	084670702
EMR	EMERSON ELECTRIC CO	4,362	$301K	0.3%	—	—	COMMON STOCK	291011104
APD	AIR PRODUCTS & CHEMICALS INC	1,900	$296K	0.3%	—	—	COMMON STOCK	009158106
CME	CME GROUP INC	1,700	$279K	0.3%	—	—	COMMON STOCK	12572Q105
MO	ALTRIA GROUP INC	4,836	$274K	0.3%	—	—	COMMON STOCK	02209S103
—	JACOBS ENGINEERING GROUP	4,070	$258K	0.3%	—	—	COMMON STOCK	469814107
NEE	NEXTERA ENERGY INC	1,496	$249K	0.3%	—	—	COMMON STOCK	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$238K	0.2%	—	—	COMMON STOCK	883556102
ALL	ALLSTATE CORP	2,500	$228K	0.2%	—	—	COMMON STOCK	020002101
CAT	CATERPILLAR INC	1,663	$225K	0.2%	—	—	COMMON STOCK	149123101
LLY	ELI LILLY & CO	2,631	$225K	0.2%	—	—	COMMON STOCK	532457108
—	ANNALY CAPITAL MANAGEMENT INC	21,850	$224K	0.2%	—	—	COMMON STOCK	035710409
SWK	STANLEY BLACK & DECKER INC	1,632	$217K	0.2%	—	—	COMMON STOCK	854502101
—	GLAXOSMITHKLINE PLC	5,194	$209K	0.2%	—	—	FOREIGN STOCK	37733W105