Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	59,072	$4.773M	5.4%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	30,267	$4.231M	4.8%	—	—	COMMON STOCK	478160104
INTC	INTEL CORP	75,713	$4.066M	4.6%	—	—	COMMON STOCK	458140100
JPM	JP MORGAN CHASE & CO COM	34,964	$3.54M	4.0%	—	—	COMMON STOCK	46625H100
—	GENERAL ELECTRIC CO	333,361	$3.33M	3.7%	—	—	COMMON STOCK	369604103
PG	PROCTER & GAMBLE CO	29,554	$3.075M	3.5%	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	62,223	$2.916M	3.3%	—	—	COMMON STOCK	191216100
ABT	ABBOTT LABORATOR IES	34,148	$2.73M	3.1%	—	—	COMMON STOCK	002824100
DIS	DISNEY WALT CO	24,486	$2.719M	3.1%	—	—	COMMON STOCK	254687106
MSFT	MICROSOFT CORP	22,478	$2.652M	3.0%	—	—	COMMON STOCK	594918104
CVX	CHEVRON CORP NEW	20,813	$2.564M	2.9%	—	—	COMMON STOCK	166764100
PEP	PEPSICO INC	20,108	$2.464M	2.8%	—	—	COMMON STOCK	713448108
—	UNITED TECHNOLOGIES CORP	18,286	$2.357M	2.7%	—	—	COMMON STOCK	913017109
ABBV	ABBVIE INC SR NT	29,005	$2.337M	2.6%	—	—	COMMON STOCK	00287Y109
AAPL	APPLE INC	11,586	$2.201M	2.5%	—	—	COMMON STOCK	037833100
AMAT	APPLIED MATERIALS INC	51,825	$2.055M	2.3%	—	—	COMMON STOCK	038222105
CSCO	CISCO SYSTEMS INC	37,933	$2.048M	2.3%	—	—	COMMON STOCK	17275R102
NKE	NIKE INC	24,300	$2.046M	2.3%	—	—	COMMON STOCK	654106103
MMM	3M CO	9,354	$1.944M	2.2%	—	—	COMMON STOCK	88579Y101
VZ	VERIZON COMMUNICATIONS INC	27,965	$1.654M	1.9%	—	—	COMMON STOCK	92343V104
SO	SOUTHERN CO	31,810	$1.644M	1.8%	—	—	COMMON STOCK	842587107
MCD	MCDONALDS CORP	8,646	$1.642M	1.8%	—	—	COMMON STOCK	580135101
PFE	PFIZER INC	36,583	$1.553M	1.7%	—	—	COMMON STOCK	717081103
IBM	INTERNATIONAL BUSINESS MACHS	10,884	$1.535M	1.7%	—	—	COMMON STOCK	459200101
MDT	MEDTRONIC PLC	15,955	$1.453M	1.6%	—	—	FOREIGN STOCK	G5960L103
T	AT&T INC	40,855	$1.281M	1.4%	—	—	COMMON STOCK	00206R102
GIS	GENERAL MILLS INC	24,655	$1.276M	1.4%	—	—	COMMON STOCK	370334104
AXP	AMERICAN EXPRESS CO	11,575	$1.265M	1.4%	—	—	COMMON STOCK	025816109
CL	COLGATE PALMOLIVE CO	18,326	$1.256M	1.4%	—	—	COMMON STOCK	194162103
TXN	TEXAS INSTRUMENTS INC	11,475	$1.217M	1.4%	—	—	COMMON STOCK	882508104
—	DOWDUPONT INC COM	22,698	$1.21M	1.4%	—	—	COMMON STOCK	26078J100
MRK	MERCK & CO INC	13,118	$1.091M	1.2%	—	—	COMMON STOCK	58933Y105
WMT	WALMART, INC	10,881	$1.061M	1.2%	—	—	COMMON STOCK	931142103
LOW	LOWES COMPANIES INC	8,387	$918K	1.0%	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	16,727	$898K	1.0%	—	—	COMMON STOCK	68389X105
NSC	NORFOLK SOUTHERN CORP	4,606	$861K	1.0%	—	—	COMMON STOCK	655844108
BMY	BRISTOL-MYERS SQUIBB CO	18,001	$858K	1.0%	—	—	COMMON STOCK	110122108
ADP	AUTOMATIC DATA PROCESSING INC	5,018	$802K	0.9%	—	—	COMMON STOCK	053015103
TGT	TARGET CORP	9,634	$773K	0.9%	—	—	COMMON STOCK	87612E106
VWO	VANGUARD EMERGING MARKETS STOCK	14,165	$602K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
EXC	EXELON CORP	12,020	$602K	0.7%	—	—	COMMON STOCK	30161N101
UPS	UNITED PARCEL SE RVICE	5,223	$584K	0.7%	—	—	COMMON STOCK	911312106
EFA	ISHARES MSCI EAFE (MKT)	8,839	$573K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
—	TRUSTCO BANK CORP NY	71,659	$556K	0.6%	—	—	COMMON STOCK	898349105
ECL	ECOLAB INC	3,017	$533K	0.6%	—	—	COMMON STOCK	278865100
STT	STATE STREET CORP	8,025	$528K	0.6%	—	—	COMMON STOCK	857477103
MAS	MASCO CORP	13,300	$522K	0.6%	—	—	COMMON STOCK	574599106
PM	PHILIP MORRIS INTERNATIONAL INC	5,248	$464K	0.5%	—	—	COMMON STOCK	718172109
CMCSA	COMCAST CORP	10,540	$422K	0.5%	—	—	COMMON STOCK	20030N101
LMT	LOCKHEED MARTIN CORP	1,257	$377K	0.4%	—	—	COMMON STOCK	539830109
HD	HOME DEPOT INC	1,900	$364K	0.4%	—	—	COMMON STOCK	437076102
APD	AIR PRODUCTS & CHEMICALS INC	1,800	$344K	0.4%	—	—	COMMON STOCK	009158106
JCI	JOHNSON CTLS INTL PLC SHS	8,953	$331K	0.4%	—	—	FOREIGN STOCK	G51502105
LLY	ELI LILLY & CO	2,521	$327K	0.4%	—	—	COMMON STOCK	532457108
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$325K	0.4%	—	—	COMMON STOCK	084670702
C	CITIGROUP INC	5,178	$323K	0.4%	—	—	COMMON STOCK	172967424
SLB	SCHLUMBERGER LTD	7,341	$320K	0.4%	—	—	FOREIGN STOCK	806857108
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$315K	0.4%	—	—	COMMON STOCK	883556102
EMR	EMERSON ELECTRIC CO	4,342	$297K	0.3%	—	—	COMMON STOCK	291011104
MO	ALTRIA GROUP INC	5,100	$293K	0.3%	—	—	COMMON STOCK	02209S103
—	JACOBS ENGINEERING GROUP	3,670	$276K	0.3%	—	—	COMMON STOCK	469814107
CME	CME GROUP INC	1,500	$247K	0.3%	—	—	COMMON STOCK	12572Q105
ALL	ALLSTATE CORP	2,400	$226K	0.3%	—	—	COMMON STOCK	020002101
CAT	CATERPILLAR INC	1,663	$225K	0.3%	—	—	COMMON STOCK	149123101
SWK	STANLEY BLACK & DECKER INC	1,632	$222K	0.2%	—	—	COMMON STOCK	854502101
YUM	YUM! BRANDS INC	2,166	$216K	0.2%	—	—	COMMON STOCK	988498101
—	ANNALY CAPITAL MANAGEMENT INC	21,550	$215K	0.2%	—	—	COMMON STOCK	035710409