Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	57,772	$4.427M	5.0%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	30,212	$4.208M	4.7%	—	—	COMMON STOCK	478160104
JPM	JP MORGAN CHASE & CO COM	34,594	$3.867M	4.3%	—	—	COMMON STOCK	46625H100
INTC	INTEL CORP	75,288	$3.604M	4.0%	—	—	COMMON STOCK	458140100
—	GENERAL ELECTRIC CO	331,261	$3.478M	3.9%	—	—	COMMON STOCK	369604103
DIS	DISNEY WALT CO	23,611	$3.297M	3.7%	—	—	COMMON STOCK	254687106
PG	PROCTER & GAMBLE CO	29,204	$3.202M	3.6%	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	61,723	$3.143M	3.5%	—	—	COMMON STOCK	191216100
MSFT	MICROSOFT CORP	21,750	$2.913M	3.3%	—	—	COMMON STOCK	594918104
ABT	ABBOTT LABORATOR IES	33,548	$2.822M	3.2%	—	—	COMMON STOCK	002824100
PEP	PEPSICO INC	19,581	$2.568M	2.9%	—	—	COMMON STOCK	713448108
CVX	CHEVRON CORP NEW	20,426	$2.542M	2.8%	—	—	COMMON STOCK	166764100
—	UNITED TECHNOLOGIES CORP	18,385	$2.394M	2.7%	—	—	COMMON STOCK	913017109
AMAT	APPLIED MATERIALS INC	51,325	$2.305M	2.6%	—	—	COMMON STOCK	038222105
AAPL	APPLE INC	11,536	$2.283M	2.6%	—	—	COMMON STOCK	037833100
ABBV	ABBVIE INC SR NT	28,605	$2.08M	2.3%	—	—	COMMON STOCK	00287Y109
CSCO	CISCO SYSTEMS INC	37,233	$2.038M	2.3%	—	—	COMMON STOCK	17275R102
NKE	NIKE INC	23,300	$1.956M	2.2%	—	—	COMMON STOCK	654106103
SO	SOUTHERN CO	31,710	$1.753M	2.0%	—	—	COMMON STOCK	842587107
MCD	MCDONALDS CORP	8,346	$1.733M	1.9%	—	—	COMMON STOCK	580135101
MMM	3M CO	9,304	$1.613M	1.8%	—	—	COMMON STOCK	88579Y101
VZ	VERIZON COMMUNICATIONS INC	27,765	$1.586M	1.8%	—	—	COMMON STOCK	92343V104
PFE	PFIZER INC	35,957	$1.557M	1.7%	—	—	COMMON STOCK	717081103
MDT	MEDTRONIC PLC	15,655	$1.524M	1.7%	—	—	FOREIGN STOCK	G5960L103
IBM	INTERNATIONAL BUSINESS MACHS	10,534	$1.452M	1.6%	—	—	COMMON STOCK	459200101
AXP	AMERICAN EXPRESS CO	11,430	$1.411M	1.6%	—	—	COMMON STOCK	025816109
T	AT&T INC	40,655	$1.362M	1.5%	—	—	COMMON STOCK	00206R102
CL	COLGATE PALMOLIVE CO	18,226	$1.306M	1.5%	—	—	COMMON STOCK	194162103
GIS	GENERAL MILLS INC	24,655	$1.295M	1.5%	—	—	COMMON STOCK	370334104
TXN	TEXAS INSTRUMENTS INC	11,175	$1.282M	1.4%	—	—	COMMON STOCK	882508104
WMT	WALMART, INC	10,245	$1.132M	1.3%	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	13,118	$1.1M	1.2%	—	—	COMMON STOCK	58933Y105
ORCL	ORACLE CORP	16,327	$931K	1.0%	—	—	COMMON STOCK	68389X105
NSC	NORFOLK SOUTHERN CORP	4,606	$918K	1.0%	—	—	COMMON STOCK	655844108
TGT	TARGET CORP	9,634	$834K	0.9%	—	—	COMMON STOCK	87612E106
BMY	BRISTOL-MYERS SQUIBB CO	18,230	$826K	0.9%	—	—	COMMON STOCK	110122108
LOW	LOWES COMPANIES INC	8,087	$816K	0.9%	—	—	COMMON STOCK	548661107
ADP	AUTOMATIC DATA PROCESSING INC	4,535	$750K	0.8%	—	—	COMMON STOCK	053015103
VWO	VANGUARD EMERGING MARKETS STOCK	14,165	$603K	0.7%	—	—	MUTUAL FUND/STOCK	922042858
ECL	ECOLAB INC	2,967	$586K	0.7%	—	—	COMMON STOCK	278865100
EFA	ISHARES MSCI EAFE (MKT)	8,839	$581K	0.7%	—	—	MUTUAL FUNDS GLOBAL	464287465
EXC	EXELON CORP	11,920	$571K	0.6%	—	—	COMMON STOCK	30161N101
—	TRUSTCO BANK CORP NY	70,259	$556K	0.6%	—	—	COMMON STOCK	898349105
UPS	UNITED PARCEL SERVICE	5,223	$539K	0.6%	—	—	COMMON STOCK	911312106
MAS	MASCO CORP	13,000	$510K	0.6%	—	—	COMMON STOCK	574599106
CMCSA	COMCAST CORP	10,540	$445K	0.5%	—	—	COMMON STOCK	20030N101
STT	STATE STREET CORP	7,775	$436K	0.5%	—	—	COMMON STOCK	857477103
PM	PHILIP MORRIS INTERNATIONAL INC	5,248	$412K	0.5%	—	—	COMMON STOCK	718172109
HD	HOME DEPOT INC	1,900	$395K	0.4%	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,057	$384K	0.4%	—	—	COMMON STOCK	539830109
DOW	DOW INC COM	7,497	$369K	0.4%	—	—	COMMON STOCK	260557103
JCI	JOHNSON CTLS INTL PLC SHS	8,786	$363K	0.4%	—	—	FOREIGN STOCK	G51502105
C	CITIGROUP INC	5,078	$356K	0.4%	—	—	COMMON STOCK	172967424
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$344K	0.4%	—	—	COMMON STOCK	084670702
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$338K	0.4%	—	—	COMMON STOCK	883556102
APD	AIR PRODUCTS & CHEMICALS INC	1,400	$317K	0.4%	—	—	COMMON STOCK	009158106
—	JACOBS ENGINEERING GROUP	3,620	$305K	0.3%	—	—	COMMON STOCK	469814107
SLB	SCHLUMBERGER LTD	7,341	$292K	0.3%	—	—	FOREIGN STOCK	806857108
CME	CME GROUP INC	1,500	$291K	0.3%	—	—	COMMON STOCK	12572Q105
EMR	EMERSON ELECTRIC CO	4,342	$290K	0.3%	—	—	COMMON STOCK	291011104
LLY	ELI LILLY & CO	2,471	$274K	0.3%	—	—	COMMON STOCK	532457108
ALL	ALLSTATE CORP	2,400	$244K	0.3%	—	—	COMMON STOCK	020002101
MO	ALTRIA GROUP INC	5,100	$241K	0.3%	—	—	COMMON STOCK	02209S103
YUM	YUM! BRANDS INC	2,166	$240K	0.3%	—	—	COMMON STOCK	988498101
SWK	STANLEY BLACK & DECKER INC	1,632	$236K	0.3%	—	—	COMMON STOCK	854502101
CAT	CATERPILLAR INC	1,663	$227K	0.3%	—	—	COMMON STOCK	149123101
—	ANNALY CAPITAL MANAGEMENT INC	21,550	$197K	0.2%	—	—	COMMON STOCK	035710409