Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	43,625	$5.788M	5.1%	$132.68	—	—	COMMON STOCK	037833100
INTC	INTEL CORP	102,493	$5.107M	4.5%	$49.83	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	28,193	$4.437M	3.9%	$157.38	—	—	COMMON STOCK	478160104
MSFT	MICROSOFT CORP	19,305	$4.294M	3.8%	$222.43	—	—	COMMON STOCK	594918104
JPM	JP MORGAN CHASE & CO	33,549	$4.263M	3.7%	$127.07	—	—	COMMON STOCK	46625H100
DIS	DISNEY WALT CO	22,995	$4.166M	3.6%	$181.17	—	—	COMMON STOCK	254687106
AMAT	APPLIED MATERIALS INC	48,250	$4.164M	3.6%	$86.30	—	—	COMMON STOCK	038222105
—	TRUSTCO BANK CORP NY	607,208	$4.05M	3.5%	$6.67	—	—	COMMON STOCK	898349105
ABT	ABBOTT LABORATORIES	34,045	$3.727M	3.3%	$109.47	—	—	COMMON STOCK	002824100
—	GENERAL ELECTRIC CO	315,049	$3.402M	3.0%	$10.80	—	—	COMMON STOCK	369604103
ABBV	ABBVIE INC SR NT	29,247	$3.134M	2.7%	$107.16	—	—	COMMON STOCK	00287Y109
KO	COCA COLA CO	56,578	$3.103M	2.7%	$54.84	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	21,727	$3.023M	2.6%	$139.14	—	—	COMMON STOCK	742718109
NKE	NIKE INC	21,175	$2.996M	2.6%	$141.49	—	—	COMMON STOCK	654106103
CL	COLGATE PALMOLIVE CO	33,847	$2.894M	2.5%	$85.50	—	—	COMMON STOCK	194162103
PEP	PEPSICO INC	18,888	$2.801M	2.5%	$148.30	—	—	COMMON STOCK	713448108
T	AT&T INC	97,317	$2.799M	2.5%	$28.76	—	—	COMMON STOCK	00206R102
VZ	VERIZON COMMUNICATIONS INC	45,155	$2.652M	2.3%	$58.73	—	—	COMMON STOCK	92343V104
CVX	CHEVRON CORP NEW	28,282	$2.388M	2.1%	$84.44	—	—	COMMON STOCK	166764100
XOM	EXXON MOBIL CORP	53,608	$2.21M	1.9%	$41.23	—	—	COMMON STOCK	30231G102
—	VIACOMCBS INC	50,649	$1.887M	1.7%	$37.26	—	—	COMMON STOCK	92556H206
SO	SOUTHERN CO	29,345	$1.803M	1.6%	$61.44	—	—	COMMON STOCK	842587107
TXN	TEXAS INSTRUMENTS INC	10,775	$1.769M	1.5%	$164.18	—	—	COMMON STOCK	882508104
MDT	MEDTRONIC PLC	14,725	$1.725M	1.5%	$117.15	—	—	FOREIGN STOCK	G5960L103
MCD	MCDONALDS CORP	7,772	$1.667M	1.5%	$214.49	—	—	COMMON STOCK	580135101
PFE	PFIZER INC	45,282	$1.667M	1.5%	$36.81	—	—	COMMON STOCK	717081103
CSCO	CISCO SYSTEMS INC	35,057	$1.568M	1.4%	$44.73	—	—	COMMON STOCK	17275R102
TGT	TARGET CORP	8,881	$1.567M	1.4%	$176.44	—	—	COMMON STOCK	87612E106
CVS	CVS HEALTH CORPORATION	21,867	$1.494M	1.3%	$68.32	—	—	COMMON STOCK	126650100
WMT	WALMART INC	9,745	$1.405M	1.2%	$144.18	—	—	COMMON STOCK	931142103
GIS	GENERAL MILLS INC	23,889	$1.405M	1.2%	$58.81	—	—	COMMON STOCK	370334104
LOW	LOWES COMPANIES INC	8,303	$1.333M	1.2%	$160.54	—	—	COMMON STOCK	548661107
AXP	AMERICAN EXPRESS CO	10,975	$1.327M	1.2%	$120.91	—	—	COMMON STOCK	025816109
RTX	RAYTHEON TECHNOLOGIES CORP	16,679	$1.192M	1.0%	$71.47	—	—	COMMON STOCK	75513E101
EMR	EMERSON ELECTRIC CO	14,662	$1.178M	1.0%	$80.34	—	—	COMMON STOCK	291011104
IBM	INTERNATIONAL BUSINESS MACHS	9,259	$1.166M	1.0%	$125.93	—	—	COMMON STOCK	459200101
MMM	3M CO	6,139	$1.073M	0.9%	$174.78	—	—	COMMON STOCK	88579Y101
KHC	KRAFT HEINZ CO	30,068	$1.042M	0.9%	$34.65	—	—	COMMON STOCK	500754106
ORCL	ORACLE CORP	16,113	$1.042M	0.9%	$64.67	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	12,388	$1.013M	0.9%	$81.77	—	—	COMMON STOCK	58933Y105
ADP	AUTOMATIC DATA PROCESSING INC	4,435	$781K	0.7%	$176.10	—	—	COMMON STOCK	053015103
UPS	UNITED PARCEL SERVICE	4,541	$765K	0.7%	$168.47	—	—	COMMON STOCK	911312106
HAL	HALLIBURTON CO	40,208	$760K	0.7%	$18.90	—	—	COMMON STOCK	406216101
BUD	ANHEUSER BUSCH INBEV NV	10,620	$742K	0.6%	$69.87	—	—	FOREIGN STOCK	03524A108
BMY	BRISTOL-MYERS SQUIBB CO	11,347	$704K	0.6%	$62.04	—	—	COMMON STOCK	110122108
MAS	MASCO CORP	12,800	$703K	0.6%	$54.92	—	—	COMMON STOCK	574599106
VWO	VANGUARD EMERGING MARKETS STOCK	12,770	$640K	0.6%	$50.12	—	—	MUTUAL FUND/STO	922042858
ECL	ECOLAB INC	2,883	$624K	0.5%	$216.44	—	—	COMMON STOCK	278865100
STT	STATE STREET CORP	7,675	$558K	0.5%	$72.70	—	—	COMMON STOCK	857477103
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$536K	0.5%	$465.68	—	—	COMMON STOCK	883556102
EFA	ISHARES MSCI EAFE (MKT)	7,214	$526K	0.5%	$72.91	—	—	MUTUAL FUNDS GL	464287465
NSC	NORFOLK SOUTHERN CORP	2,203	$523K	0.5%	$237.40	—	—	COMMON STOCK	655844108
DD	DUPONT DE NEMOURS INC	7,141	$508K	0.4%	$71.14	—	—	COMMON STOCK	26614N102
EXC	EXELON CORP	11,138	$470K	0.4%	$42.20	—	—	COMMON STOCK	30161N101
HD	HOME DEPOT INC	1,635	$435K	0.4%	$266.06	—	—	COMMON STOCK	437076102
LLY	ELI LILLY & CO	2,556	$431K	0.4%	$168.62	—	—	COMMON STOCK	532457108
PM	PHILIP MORRIS INTERNATIONAL INC	5,119	$424K	0.4%	$82.83	—	—	COMMON STOCK	718172109
DOW	DOW INC COM	7,528	$418K	0.4%	$55.53	—	—	COMMON STOCK	260557103
—	JACOBS ENGINEERING GROUP INC	3,620	$394K	0.3%	$108.84	—	—	COMMON STOCK	469814107
LMT	LOCKHEED MARTIN CORP	1,057	$375K	0.3%	$354.78	—	—	COMMON STOCK	539830109
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$375K	0.3%	$232.05	—	—	COMMON STOCK	084670702
CAT	CATERPILLAR INC	1,963	$357K	0.3%	$181.86	—	—	COMMON STOCK	149123101
APD	AIR PRODUCTS & CHEMICALS INC	1,300	$355K	0.3%	$273.08	—	—	COMMON STOCK	009158106
JCI	JOHNSON CTLS INTL PLC SHS	7,283	$339K	0.3%	$46.55	—	—	FOREIGN STOCK	G51502105
CMCSA	COMCAST CORP	5,800	$304K	0.3%	$52.41	—	—	COMMON STOCK	20030N101
C	CITIGROUP INC	4,718	$291K	0.3%	$61.68	—	—	COMMON STOCK	172967424
SWK	STANLEY BLACK & DECKER INC	1,632	$291K	0.3%	$178.31	—	—	COMMON STOCK	854502101
CME	CME GROUP INC	1,400	$255K	0.2%	$182.14	—	—	COMMON STOCK	12572Q105
ALL	ALLSTATE CORP	2,300	$253K	0.2%	$110.00	—	—	COMMON STOCK	020002101
YUM	YUM! BRANDS INC	2,166	$235K	0.2%	$108.49	—	—	COMMON STOCK	988498101
—	ANNALY CAPITAL MANAGEMENT INC	13,850	$117K	0.1%	$8.45	—	—	COMMON STOCK	035710409