Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
INTC	INTEL CORP	101,952	$6.525M	5.5%	$64.00	—	—	COMMON STOCK	458140100
AMAT	APPLIED MATERIALS INC	46,675	$6.236M	5.2%	$133.60	—	—	COMMON STOCK	038222105
AAPL	APPLE INC	43,648	$5.332M	4.5%	$122.16	—	—	COMMON STOCK	037833100
JPM	JP MORGAN CHASE & CO	33,283	$5.067M	4.3%	$152.24	—	—	COMMON STOCK	46625H100
JNJ	JOHNSON & JOHNSON	27,877	$4.582M	3.8%	$164.36	—	—	COMMON STOCK	478160104
—	TRUSTCO BANK CORP NY	607,208	$4.475M	3.8%	$7.37	—	—	COMMON STOCK	898349105
MSFT	MICROSOFT CORP	18,935	$4.465M	3.7%	$235.81	—	—	COMMON STOCK	594918104
DIS	DISNEY WALT CO	22,895	$4.225M	3.5%	$184.54	—	—	COMMON STOCK	254687106
—	GENERAL ELECTRIC CO	311,199	$4.086M	3.4%	$13.13	—	—	COMMON STOCK	369604103
ABT	ABBOTT LABORATORIES	33,895	$4.062M	3.4%	$119.84	—	—	COMMON STOCK	002824100
ABBV	ABBVIE INC SR NT	28,997	$3.138M	2.6%	$108.22	—	—	COMMON STOCK	00287Y109
KO	COCA COLA CO	56,178	$2.961M	2.5%	$52.71	—	—	COMMON STOCK	191216100
XOM	EXXON MOBIL CORP	52,810	$2.948M	2.5%	$55.82	—	—	COMMON STOCK	30231G102
CVX	CHEVRON CORP NEW	28,025	$2.936M	2.5%	$104.76	—	—	COMMON STOCK	166764100
T	AT&T INC	96,551	$2.922M	2.5%	$30.26	—	—	COMMON STOCK	00206R102
PG	PROCTER & GAMBLE CO	21,462	$2.906M	2.4%	$135.40	—	—	COMMON STOCK	742718109
NKE	NIKE INC	21,025	$2.794M	2.3%	$132.89	—	—	COMMON STOCK	654106103
CL	COLGATE PALMOLIVE CO	33,630	$2.651M	2.2%	$78.83	—	—	COMMON STOCK	194162103
PEP	PEPSICO INC	18,680	$2.642M	2.2%	$141.43	—	—	COMMON STOCK	713448108
—	VIACOMCBS INC	50,649	$2.284M	1.9%	$45.09	—	—	COMMON STOCK	92556H206
TXN	TEXAS INSTRUMENTS INC	10,525	$1.989M	1.7%	$188.98	—	—	COMMON STOCK	882508104
SO	SOUTHERN CO	29,045	$1.805M	1.5%	$62.14	—	—	COMMON STOCK	842587107
MCD	MCDONALDS CORP	7,772	$1.742M	1.5%	$224.14	—	—	COMMON STOCK	580135101
TGT	TARGET CORP	8,673	$1.718M	1.4%	$198.09	—	—	COMMON STOCK	87612E106
MDT	MEDTRONIC PLC	14,442	$1.706M	1.4%	$118.13	—	—	FOREIGN STOCK	G5960L103
CSCO	CISCO SYSTEMS INC	32,891	$1.701M	1.4%	$51.72	—	—	COMMON STOCK	17275R102
PFE	PFIZER INC	44,832	$1.624M	1.4%	$36.22	—	—	COMMON STOCK	717081103
AXP	AMERICAN EXPRESS CO	10,875	$1.538M	1.3%	$141.43	—	—	COMMON STOCK	025816109
LOW	LOWES COMPANIES INC	7,903	$1.503M	1.3%	$190.18	—	—	COMMON STOCK	548661107
GIS	GENERAL MILLS INC	23,889	$1.465M	1.2%	$61.33	—	—	COMMON STOCK	370334104
VZ	VERIZON COMMUNICATIONS INC	23,955	$1.393M	1.2%	$58.15	—	—	COMMON STOCK	92343V104
EMR	EMERSON ELECTRIC CO	14,662	$1.322M	1.1%	$90.17	—	—	COMMON STOCK	291011104
WMT	WALMART INC	9,545	$1.296M	1.1%	$135.78	—	—	COMMON STOCK	931142103
RTX	RAYTHEON TECHNOLOGIES CORP	16,679	$1.289M	1.1%	$77.28	—	—	COMMON STOCK	75513E101
IBM	INTERNATIONAL BUSINESS MACHS	9,034	$1.204M	1.0%	$133.27	—	—	COMMON STOCK	459200101
MMM	3M CO	6,089	$1.173M	1.0%	$192.64	—	—	COMMON STOCK	88579Y101
ORCL	ORACLE CORP	15,213	$1.067M	0.9%	$70.14	—	—	COMMON STOCK	68389X105
MRK	MERCK & CO INC	12,388	$955K	0.8%	$77.09	—	—	COMMON STOCK	58933Y105
CVS	CVS HEALTH CORPORATION	11,867	$892K	0.7%	$75.17	—	—	COMMON STOCK	126650100
ADP	AUTOMATIC DATA PROCESSING INC	4,435	$835K	0.7%	$188.28	—	—	COMMON STOCK	053015103
MAS	MASCO CORP	12,800	$767K	0.6%	$59.92	—	—	COMMON STOCK	574599106
UPS	UNITED PARCEL SERVICE	4,475	$760K	0.6%	$169.83	—	—	COMMON STOCK	911312106
BMY	BRISTOL-MYERS SQUIBB CO	11,347	$716K	0.6%	$63.10	—	—	COMMON STOCK	110122108
STT	STATE STREET CORP	7,425	$624K	0.5%	$84.04	—	—	COMMON STOCK	857477103
VWO	VANGUARD EMERGING MARKETS STOCK	11,890	$618K	0.5%	$51.98	—	—	MUTUAL FUND/STO	922042858
ECL	ECOLAB INC	2,850	$610K	0.5%	$214.04	—	—	COMMON STOCK	278865100
NSC	NORFOLK SOUTHERN CORP	2,203	$592K	0.5%	$268.72	—	—	COMMON STOCK	655844108
DD	DUPONT DE NEMOURS INC	7,067	$546K	0.5%	$77.26	—	—	COMMON STOCK	26614N102
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$525K	0.4%	$456.13	—	—	COMMON STOCK	883556102
EXC	EXELON CORP	10,988	$480K	0.4%	$43.68	—	—	COMMON STOCK	30161N101
LLY	ELI LILLY & CO	2,556	$478K	0.4%	$187.01	—	—	COMMON STOCK	532457108
DOW	DOW INC COM	7,454	$476K	0.4%	$63.86	—	—	COMMON STOCK	260557103
HD	HOME DEPOT INC	1,535	$469K	0.4%	$305.54	—	—	COMMON STOCK	437076102
—	JACOBS ENGINEERING GROUP INC	3,620	$468K	0.4%	$129.28	—	—	COMMON STOCK	469814107
CAT	CATERPILLAR INC	1,963	$455K	0.4%	$231.79	—	—	COMMON STOCK	149123101
EFA	ISHARES MSCI EAFE (MKT)	5,964	$453K	0.4%	$75.96	—	—	MUTUAL FUNDS GL	464287465
PM	PHILIP MORRIS INTERNATIONAL INC	5,019	$446K	0.4%	$88.86	—	—	COMMON STOCK	718172109
JCI	JOHNSON CTLS INTL PLC SHS	6,950	$415K	0.3%	$59.71	—	—	FOREIGN STOCK	G51502105
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$413K	0.3%	$255.57	—	—	COMMON STOCK	084670702
LMT	LOCKHEED MARTIN CORP	1,057	$391K	0.3%	$369.91	—	—	COMMON STOCK	539830109
APD	AIR PRODUCTS & CHEMICALS INC	1,300	$366K	0.3%	$281.54	—	—	COMMON STOCK	009158106
C	CITIGROUP INC	4,518	$329K	0.3%	$72.82	—	—	COMMON STOCK	172967424
SWK	STANLEY BLACK & DECKER INC	1,632	$326K	0.3%	$199.75	—	—	COMMON STOCK	854502101
CMCSA	COMCAST CORP	5,800	$314K	0.3%	$54.14	—	—	COMMON STOCK	20030N101
CME	CME GROUP INC	1,400	$286K	0.2%	$204.29	—	—	COMMON STOCK	12572Q105
ALL	ALLSTATE CORP	2,300	$264K	0.2%	$114.78	—	—	COMMON STOCK	020002101
MO	ALTRIA GROUP INC	5,016	$257K	0.2%	$51.24	—	—	COMMON STOCK	02209S103
—	PIEDMONT LITHIUM LTD	3,700	$257K	0.2%	$69.46	—	—	FOREIGN STOCK	720162106
YUM	YUM! BRANDS INC	2,166	$234K	0.2%	$108.03	—	—	COMMON STOCK	988498101
VBR	VANGUARD SMALL CAP VALUE ETF	1,348	$223K	0.2%	$165.43	—	—	MUTUAL FUND/STO	922908611
—	ANNALY CAPITAL MANAGEMENT INC	13,600	$117K	0.1%	$8.60	—	—	COMMON STOCK	035710409