Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD MID CAP VALUE ETF	214,445	$32.1B	7.5%	$116093.77	—	COM	922908512
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	557,235	$28.54B	6.6%	$51884.39	—	COM	922020805
VWO	VANGUARD FTSE EMERGING MARKET ETF	618,146	$28.52B	6.6%	$43243.82	—	COM	922042858
VGT	VANGUARD INFO TECHNOLOGY ETF	66,648	$27.76B	6.5%	$312699.97	—	COM	92204A702
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	495,300	$25.97B	6.0%	$57190.43	—	COM	92203J407
VDC	VANGUARD CONSUMER STAPLES ETF	99,724	$19.54B	4.5%	$164834.38	—	COM	92204A207
VHT	VANGUARD HEALTH CARE ETF	74,222	$18.88B	4.4%	$206372.80	—	COM	92204A504
VBR	VANGUARD SMALL CAP VALUE ETF	95,617	$16.82B	3.9%	$140222.73	—	COM	922908611
SCHO	SCHWAB SHORT TERM US TREASURY	327,468	$16.22B	3.8%	$50860.96	—	COM	808524862
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	227,959	$15.93B	3.7%	$81207.59	—	COM	921946885
SCHP	SCHWAB US TIPS ETF	227,020	$13.78B	3.2%	$58670.50	—	COM	808524870
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	373,476	$10.37B	2.4%	$26050.00	—	COM	808524706
SCHZ	SCHWAB US AGGREGATE BOND ETF	170,180	$8.606B	2.0%	$54615.36	—	COM	808524839
FLSW	FRANKLIN FTSE SWITZERLAND ETF	239,920	$8.107B	1.9%	$28739.01	—	COM	35473P694
VOO	VANGUARD S&P 500 ETF	19,479	$8.087B	1.9%	$302482.25	—	COM	922908363
ENZL	ISHARES MSCI NEW ZEALAND	143,118	$7.872B	1.8%	$58622.52	—	COM	464289123
FLAU	FRANKLIN FTSE AUSTRALIA ETF	242,884	$7.606B	1.8%	$23365.34	—	COM	35473P843
EIRL	ISHARES MSCI IRELAND CAPPED ETF	151,166	$7.218B	1.7%	$46834.97	—	COM	46429B507
FLTW	FRANKLIN FTSE TAIWAN ETF	161,754	$6.975B	1.6%	$42875.18	—	COM	35473P686
EDEN	ISHARES MSCI DENMARK ETF	66,743	$6.732B	1.6%	$90792.84	—	COM	46429B523
VNQ	VANGUARD REIT INDEX ETF	60,897	$6.599B	1.5%	$89371.74	—	COM	922908553
FLGB	FRANKLIN FTSE UNITED KINGDOM ETF	236,745	$5.992B	1.4%	$24322.80	—	COM	35473P678
MDYV	SPDR S&P 400 MID CAP VALUE ETF	84,121	$5.92B	1.4%	$43942.48	—	COM	78464A839
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	109,788	$5.703B	1.3%	$54253.22	—	COM	922042676
QUS	SPDR USA STRATEGIC FACTORS	44,081	$5.492B	1.3%	$93999.49	—	COM	78468R812
EWN	ISHARES MSCI NETHERLANDS	118,301	$5.008B	1.2%	$33637.23	—	COM	464286814
FLCA	FRANKLIN FTSE CANADA ETF	130,810	$4.754B	1.1%	$31391.80	—	COM	35473P827
EFNL	ISHARES MSCI FINLAND ETF	110,588	$4.527B	1.1%	$38860.08	—	COM	46429B515
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	144,746	$4.208B	1.0%	$27484.59	—	COM	464286640
XBI	SPDR S&P BIOTECH ETF	43,440	$3.904B	0.9%	$117091.34	—	COM	78464A870
TFC	TRUIST FINANCIAL CORP	63,715	$3.613B	0.8%	$42.07	+20.4%	COM	89832Q109
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	43,339	$3.611B	0.8%	$62638.73	—	COM	78464A300
VTI	VANGUARD TOTAL STOCK MARKET ETF	13,618	$3.1B	0.7%	$165420.52	—	COM	922908769
IXN	ISHARES GLOBAL TECHNOLOGY	50,779	$2.946B	0.7%	$83841.40	—	COM	464287291
IXJ	ISHARES S&P GLOBAL HEALTHCARE	26,545	$2.326B	0.5%	$68220.00	—	COM	464287325
WFC	WELLS FARGO CO	35,829	$1.736B	0.4%	$44.70	+8.5%	COM	949746101
SCHG	SCHWAB US LARGE CAP GROWTH ETF	21,650	$1.62B	0.4%	$88788.27	—	COM	808524300
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	26,337	$1.561B	0.4%	$60004.63	—	COM	92206C102
EWL	ISHARES MSCI SWITZERLAND	31,513	$1.547B	0.4%	$40780.00	—	COM	464286749
AAPL	APPLE COMPUTER INC	11,011	$1.504B	0.3%	$113.80	+44.9%	COM	037833100
EWO	ISHARES MSCI AUSTRIA	67,950	$1.468B	0.3%	$21600.00	—	COM	464286202
MSFT	MICROSOFT	5,656	$1.374B	0.3%	$189.24	+54.0%	COM	594918104
EWD	ISHARES MSCI SWEDEN	34,067	$1.324B	0.3%	$38850.00	—	COM	464286756
GD	GENERAL DYNAMICS CORP	5,077	$1.224B	0.3%	$185.25	+10.6%	COM	369550108
EWH	ISHARES MSCI HONG KONG	51,243	$1.157B	0.3%	$23110.00	—	COM	464286871
NSC	NORFOLK SOUTHERN CORP	3,921	$1.118B	0.3%	$233.71	+8.2%	COM	655844108
NVO	NOVO NORDISK A/S ADR	9,687	$1.076B	0.3%	$72748.55	—	COM	670100205
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	41,622	$1.055B	0.2%	$25349.50	—	COM	35473P710
VTV	VANGUARD VALUE ETF	6,895	$1.019B	0.2%	$121922.51	—	COM	922908744
AZN	ASTRAZENECA PLC ADR	14,141	$938M	0.2%	$51532.01	—	COM	046353108
VO	VANGUARD MID CAP ETF	3,923	$933M	0.2%	$179159.94	—	COM	922908629
—	GLAXOSMITHKLINE PLC ADRF	20,754	$904M	0.2%	$36896.68	—	COM	37733W105
UNH	UNITEDHEALTH GROUP INC	1,688	$861M	0.2%	$263.07	+71.5%	COM	91324P102
—	FRANKLIN FTSE HONG KONG ETF	36,585	$857M	0.2%	$28559.00	—	COM	35473P777
SCHV	SCHWAB US LARGE CAP VALUE ETF	11,947	$853M	0.2%	$60339.06	—	COM	808524409
ACN	ACCENTURE PLC CL A	2,454	$828M	0.2%	$179.89	+77.1%	COM	G1151C101
SCHH	SCHWAB US REIT ETF	30,886	$769M	0.2%	$32917.52	—	COM	808524847
ALC	ALCON INC	9,139	$725M	0.2%	$70.09	+8.9%	COM	H01301128
JNJ	JOHNSON & JOHNSON	4,079	$723M	0.2%	$123.81	+22.6%	COM	478160104
UNP	UNION PACIFIC CORP	2,613	$714M	0.2%	$171.80	+34.2%	COM	907818108
NVS	NOVARTIS A G SPON ADR	8,109	$712M	0.2%	$86836.69	—	COM	66987V109
V	VISA INC	2,946	$653M	0.2%	$177.49	+18.3%	COM	92826C839
SPY	SPDR S&P 500 ETF	1,432	$647M	0.2%	$430429.88	—	COM	78462F103
TXN	TEXAS INSTRUMENTS INC	3,433	$630M	0.1%	$108.15	+45.4%	COM	882508104
GMAB	GENMAB A/S	17,257	$624M	0.1%	$34016.26	—	COM	372303206
DIS	DISNEY WALT COMPANY DEL	4,192	$575M	0.1%	$138.97	+1.6%	COM	254687106
NKSH	NATL BANKSHARES INC	15,207	$566M	0.1%	$29.19	0.0%	COM	634865109
MCD	MC DONALDS CORP	2,264	$560M	0.1%	$177.50	+28.3%	COM	580135101
XOM	EXXON MOBIL CORPORATION	6,517	$538M	0.1%	$52.14	+30.2%	COM	30231G102
—	GMS INC	10,694	$532M	0.1%	$25303.30	—	COM	36251C103
BHC	BAUSCH HEALTH COS INC	22,076	$504M	0.1%	$29.49	-17.1%	COM	071734107
SNN	SMITH & NEPHEW ADR NEW	15,810	$504M	0.1%	$38925.28	—	COM	83175M205
BRK/B	BERKSHIRE HATHAWAY CL B	1,268	$447M	0.1%	$218.32	+48.2%	COM	084670702
AMZN	AMAZON COM INC	135	$440M	0.1%	$164.37	-6.0%	COM	023135106
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,264	$425M	0.1%	$116697.14	—	COM	464287556
IWN	ISHARES RUSSELL 2000 VALUE	2,619	$423M	0.1%	$117164.92	—	COM	464287630
D	DOMINION RES INC VA NEW	4,696	$399M	0.1%	$61.39	+9.0%	COM	25746U109
KO	COCA COLA CO	6,327	$392M	0.1%	$49.78	+8.6%	COM	191216100
JPM	JP MORGAN CHASE & CO	2,825	$385M	0.1%	$113.11	+18.2%	COM	46625H100
PG	PROCTER & GAMBLE CO	2,479	$379M	0.1%	$109.02	+30.4%	COM	742718109
GOOG	ALPHABET INC CLASS C	132	$369M	0.1%	$91.34	+47.7%	COM	02079K107
GOOGL	ALPHABET INC CLASS A	129	$359M	0.1%	$90.32	+49.3%	COM	02079K305
LMT	LOCKHEED MARTIN CORP	789	$348M	0.1%	$325.04	+12.3%	COM	539830109
DE	DEERE & CO	832	$346M	0.1%	$328.58	+10.5%	COM	244199105
HON	HONEYWELL INTERNATIONAL	1,766	$344M	0.1%	$145.22	+17.3%	COM	438516106
ELV	ANTHEM INC	661	$325M	0.1%	$404.56	+6.9%	COM	036752103
FISV	FISERV INC	3,200	$324M	0.1%	$110.41	-8.3%	COM	337738108
ADP	AUTO DATA PROCESSING	1,411	$321M	0.1%	$152.64	+29.0%	COM	053015103
CAT	CATERPILLER INC	1,432	$319M	0.1%	$187.00	+4.5%	COM	149123101
VZ	VERIZON COMMUNICATIONS	6,161	$314M	0.1%	$42.78	-3.0%	COM	92343V104
TSLA	TESLA MOTORS INC	284	$306M	0.1%	$237.51	+31.1%	COM	88160R101
CVX	CHEVRONTEXACO CORP	1,875	$305M	0.1%	$122.75	0.0%	COM	166764100
BAC	BANK OF AMERICA CORP	7,155	$295M	0.1%	$33.42	+22.1%	COM	060505104
VEA	VANGUARD MSCI EAFE ETF	6,097	$293M	0.1%	$43010.20	—	COM	921943858
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,179	$281M	0.1%	$26570.00	—	COM	25434V708
LNG	CHENIERE ENERGY INC	2,000	$277M	0.1%	$121.52	0.0%	COM	16411R208
IWS	ISHARES RUSSELL MIDCAP VALUE	2,218	$265M	0.1%	$97601.84	—	COM	464287473
NVR	N V R INC	59	$264M	0.1%	$3860.26	+32.0%	COM	62944T105
ABBV	ABBVIE INC	1,611	$261M	0.1%	$126.41	0.0%	COM	00287Y109
PFE	PFIZER INCORPORATED	4,647	$241M	0.1%	$40.23	+5.6%	COM	717081103
FRDM	FREEDOM 100 EMERGING MARKETS ETF	6,856	$234M	0.1%	$34170.07	—	COM	02072L607
IBM	INTL BUSINESS MACHINES	1,773	$231M	0.1%	$112.10	0.0%	COM	459200101
CCOI	COGENT COMMUN GROUP NEW	3,447	$229M	0.1%	$43.44	+16.7%	COM	19239V302
MCK	MCKESSON HBOC INC	726	$222M	0.1%	$266.57	0.0%	COM	58155Q103
NKE	NIKE INC B	1,596	$215M	0.0%	$130.47	+1.1%	COM	654106103
PEP	PEPSICO INC.	1,277	$214M	0.0%	$143.78	+3.2%	COM	713448108
NRDY	NERDY INC	40,000	$204M	0.0%	$4.46	0.0%	COM	64081V109
—	CANOPY GROWTH CORP	23,258	$176M	0.0%	$27662.38	—	COM	138035100
—	REGIS CORP MINN	80,000	$170M	0.0%	$2120.00	—	COM	758932107
CDE	COEUR D ALENE MINES CORP	35,000	$156M	0.0%	$7.04	-32.3%	COM	192108504
EXK	ENDEAVOUR SILVER CO	20,000	$93M	0.0%	$4.61	-5.6%	COM	29258Y103
CX	CEMEX SA ADR NEW	15,000	$79.35M	0.0%	$6298.00	—	COM	151290889
—	AMPIO PHARMACEUTICAL	24,000	$11.28M	0.0%	$701.00	—	COM	03209T109
—	ACELRX PHARMACEUTICALS	11,206	$3.199M	0.0%	$1689.99	—	COM	00444T100