Exchange Bank Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	29,034 (+2.6%)	$7,893 (+9.6%)	5.5%	$177.60	+51.1%	COMMON STOCK	037833100
SPHY	SPDR BOFA ML CROSSOVER CORP BOND	37,412 (+41.3%)	$886 (+39.7%)	0.6%	$23.47	—	MUTUAL FUNDS/FI	78468R606
NFLX	NETFLIX INC	4,240 (+840.1%)	$398 (-26.5%)	0.3%	$105.42	+2.3%	COMMON STOCK	64110L106
IAU	ISHARES GOLD TRUST	9,989 (+7.8%)	$811 (+20.2%)	0.6%	$56.04	—	MUTUAL FUNDS/EQ	464285204
LRCX	LAM RESEARCH CORP	1,599 (+6.8%)	$274 (+36.6%)	0.2%	$108.70	+42.9%	COMMON STOCK	512807306
V	VISA INC	2,409 (+4.2%)	$845 (+7.1%)	0.6%	$270.65	+25.8%	COMMON STOCK	92826C839
NOW	SERVICENOW INC SR CV	1,346 (+377.3%)	$206 (-20.5%)	0.1%	$175.03	-2.0%	COMMON STOCK	81762P102
VCSH	VANGUARD SHORT-TERM CORP BD IDX	17,427 (+3.4%)	$1,389 (+3.1%)	1.0%	$76.83	—	MUTUAL FUNDS/FI	92206C409
SUSB	ISHARES ESG1 5 YR USD BD ETF	22,671 (+7.1%)	$572 (+6.8%)	0.4%	$24.76	—	MUTUAL FUNDS/FI	46435G243
IVV	ISHARES CORE S&P 500 (MKT)	1,104 (+2.3%)	$756 (+4.7%)	0.5%	$543.58	—	MUTUAL FUNDS/EQ	464287200
VOO	VANGUARD S&P 500 ETF (MKT)	990 (+2.7%)	$621 (+5.2%)	0.4%	$464.92	—	MUTUAL FUNDS/EQ	922908363
PEP	PEPSICO INC	5,034 (+1.8%)	$722 (+4.0%)	0.5%	$169.60	-14.0%	COMMON STOCK	713448108
COST	COSTCO WHOLESALE CORP	852 (+3.9%)	$735 (-3.2%)	0.5%	$505.90	+79.0%	COMMON STOCK	22160K105
VYM	VANGUARD HIGH DIVIDEND YIELD	2,787 (+4.5%)	$400 (+6.4%)	0.3%	$116.94	—	MUTUAL FUNDS/EQ	921946406
BKNG	BOOKING HLDGS INC	74 (+7.2%)	$396 (+6.4%)	0.3%	$3125.05	+64.4%	COMMON STOCK	09857L108
MA	MASTERCARD INC	1,221 (+2.3%)	$697 (+2.6%)	0.5%	$378.49	+47.7%	COMMON STOCK	57636Q104
ITW	ILLINOIS TOOL WORKS INC	1,944 (+2.4%)	$479 (-3.3%)	0.3%	$222.81	+11.1%	COMMON STOCK	452308109
LMT	LOCKHEED MARTIN CORP	550 (+2.8%)	$266 (-0.4%)	0.2%	$433.32	+9.9%	COMMON STOCK	539830109
FALN	ISHARES FALN ANGLS USD BD ETF	26,854 (+1.8%)	$733 (+0.0%)	0.5%	$24.99	—	MUTUAL FUNDS/FI	46435G474

Exited Positions (5)

DD DUPONT DE NEMOURS INC 0.2%

Value ($000) $320 Shares 4,107 Est. Cost $27.17 Unrealized +37.6%

UNH UNITEDHEALTH GROUP INC 0.2%

Value ($000) $251 Shares 728 Est. Cost $467.77 Unrealized -27.9%

VNQ VANGUARD REAL ESTATE ETF 0.1%

Value ($000) $216 Shares 2,358 Est. Cost $84.15 Unrealized —

LIN LINDE PLC 0.1%

Value ($000) $207 Shares 436 Est. Cost $444.55 Unrealized -3.9%

ES EVERSOURCE ENERGY 0.1%

Value ($000) $206 Shares 2,889 Est. Cost $64.19 Unrealized +8.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DD	DUPONT DE NEMOURS INC	4,107	$320	0.2%	$27.17	+37.6%	—	26614N102
UNH	UNITEDHEALTH GROUP INC	728	$251	0.2%	$467.77	-27.9%	—	91324P102
VNQ	VANGUARD REAL ESTATE ETF	2,358	$216	0.1%	$84.15	—	—	922908553
LIN	LINDE PLC	436	$207	0.1%	$444.55	-3.9%	—	G54950103
ES	EVERSOURCE ENERGY	2,889	$206	0.1%	$64.19	+8.3%	—	30040W108

Decreased Positions (33)

VTI VANGUARD TOTAL STOCK MARKET ETF 2.5%

Value ($000) $3,570 (-14.1%) Shares 10,647 (-15.9%) Est. Cost $227.01 Unrealized —

ORCL ORACLE CORP 0.8%

Value ($000) $1,225 (-31.8%) Shares 6,287 (-1.6%) Est. Cost $129.55 Unrealized +83.8%

JNJ JOHNSON & JOHNSON 4.1%

Value ($000) $5,948 (+7.5%) Shares 28,742 (-3.7%) Est. Cost $152.08 Unrealized +29.5%

IWM ISHARES RUSSELL 2000 (MKT) 0.3%

Value ($000) $388 (-46.4%) Shares 1,576 (-47.3%) Est. Cost $187.27 Unrealized —

PG PROCTER & GAMBLE CO 2.4%

Value ($000) $3,398 (-8.4%) Shares 23,714 (-1.8%) Est. Cost $142.12 Unrealized +3.6%

BND VANGUARD TOTAL BOND MARKET ETF 2.3%

Value ($000) $3,268 (-8.0%) Shares 44,126 (-7.6%) Est. Cost $73.05 Unrealized —

HD HOME DEPOT INC 0.6%

Value ($000) $925 (-22.4%) Shares 2,689 (-8.6%) Est. Cost $296.09 Unrealized +23.1%

LLY ELI LILLY & CO 0.8%

Value ($000) $1,193 (+28.8%) Shares 1,110 (-8.6%) Est. Cost $495.21 Unrealized +93.0%

META META PLATFORMS INC 0.6%

Value ($000) $833 (-14.6%) Shares 1,262 (-5.0%) Est. Cost $423.88 Unrealized +57.4%

MO ALTRIA GROUP INC 0.5%

Value ($000) $781 (-13.6%) Shares 13,546 (-1.1%) Est. Cost $36.99 Unrealized +60.5%

JPM JP MORGAN CHASE & CO 2.5%

Value ($000) $3,566 (-3.3%) Shares 11,066 (-5.3%) Est. Cost $139.85 Unrealized +121.3%

MDLZ MONDELEZ INTL INC 0.4%

Value ($000) $591 (-15.1%) Shares 10,976 (-1.5%) Est. Cost $68.23 Unrealized -16.4%

PM PHILIP MORRIS INTERNATIONAL INC 1.2%

Value ($000) $1,700 (-5.8%) Shares 10,599 (-4.7%) Est. Cost $85.45 Unrealized +79.7%

NVDA NVIDIA CORPORATION 1.9%

Value ($000) $2,747 (-3.6%) Shares 14,731 (-3.5%) Est. Cost $110.50 Unrealized +68.4%

NSC NORFOLK SOUTHERN CORP 1.1%

Value ($000) $1,546 (-5.7%) Shares 5,356 (-1.8%) Est. Cost $200.25 Unrealized +44.1%

FDX FEDEX CORP 0.5%

Value ($000) $781 (+12.1%) Shares 2,703 (-8.5%) Est. Cost $217.08 Unrealized +20.5%

APH AMPHENOL CORP 0.2%

Value ($000) $357 (-18.0%) Shares 2,645 (-24.9%) Est. Cost $109.40 Unrealized +22.1%

AXP AMERICAN EXPRESS CO 0.7%

Value ($000) $968 (+8.8%) Shares 2,616 (-2.4%) Est. Cost $157.89 Unrealized +126.1%

PFE PFIZER INC 0.4%

Value ($000) $630 (-9.5%) Shares 25,282 (-7.4%) Est. Cost $31.09 Unrealized -19.5%

IAGG ISHARES CORE INTERNATIONAL 0.8%

Value ($000) $1,219 (-5.0%) Shares 24,366 (-2.7%) Est. Cost $49.49 Unrealized —

AMZN AMAZON COM INC SR 1.3%

Value ($000) $1,857 (+3.6%) Shares 8,046 (-1.5%) Est. Cost $146.63 Unrealized +56.0%

AVGO BROADCOM INC SR 0.7%

Value ($000) $1,016 (-5.7%) Shares 2,935 (-10.1%) Est. Cost $205.40 Unrealized +73.8%

CSCO CISCO SYSTEMS INC 0.4%

Value ($000) $635 (+10.4%) Shares 8,249 (-1.9%) Est. Cost $45.71 Unrealized +61.4%

BLK BLACKROCK INC 0.3%

Value ($000) $493 (-9.4%) Shares 461 (-1.3%) Est. Cost $989.97 Unrealized +10.0%

ABT ABBOTT LABORATORIES 0.2%

Value ($000) $293 (-10.6%) Shares 2,336 (-4.4%) Est. Cost $130.60 Unrealized -2.5%

DIS WALT DISNEY CO 0.3%

Value ($000) $387 (-6.3%) Shares 3,398 (-5.7%) Est. Cost $92.35 Unrealized +18.6%

BAC BANK OF AMERICA CORP 0.1%

Value ($000) $208 (-10.9%) Shares 3,782 (-16.4%) Est. Cost $41.88 Unrealized +25.7%

TSM TAIWAN SEMICONDUCTOR 0.3%

Value ($000) $381 (+4.7%) Shares 1,254 (-3.8%) Est. Cost $235.57 Unrealized —

EMR EMERSON ELECTRIC CO 0.4%

Value ($000) $551 (-2.5%) Shares 4,151 (-3.6%) Est. Cost $91.94 Unrealized +44.0%

TSLA TESLA INC 0.2%

Value ($000) $285 (-3.6%) Shares 634 (-4.7%) Est. Cost $346.84 Unrealized +27.8%

GE GE AEROSPACE 0.8%

Value ($000) $1,217 (+0.7%) Shares 3,952 (-1.7%) Est. Cost $132.18 Unrealized +127.6%

TJX TJX COS INC NEW 0.2%

Value ($000) $250 (-1.1%) Shares 1,626 (-7.0%) Est. Cost $132.28 Unrealized +11.7%

IJH ISHARES CORE S&P MID-CAP (MKT) 1.5%

Value ($000) $2,133 (+0.1%) Shares 32,315 (-1.1%) Est. Cost $101.41 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD TOTAL STOCK MARKET ETF	10,647 (-15.9%)	$3,570 (-14.1%)	2.5%	$227.01	—	MUTUAL FUNDS/EQ	922908769
ORCL	ORACLE CORP	6,287 (-1.6%)	$1,225 (-31.8%)	0.8%	$129.55	+83.8%	COMMON STOCK	68389X105
JNJ	JOHNSON & JOHNSON	28,742 (-3.7%)	$5,948 (+7.5%)	4.1%	$152.08	+29.5%	COMMON STOCK	478160104
IWM	ISHARES RUSSELL 2000 (MKT)	1,576 (-47.3%)	$388 (-46.4%)	0.3%	$187.27	—	MUTUAL FUNDS/EQ	464287655
PG	PROCTER & GAMBLE CO	23,714 (-1.8%)	$3,398 (-8.4%)	2.4%	$142.12	+3.6%	COMMON STOCK	742718109
BND	VANGUARD TOTAL BOND MARKET ETF	44,126 (-7.6%)	$3,268 (-8.0%)	2.3%	$73.05	—	MUTUAL FUNDS/FI	921937835
HD	HOME DEPOT INC	2,689 (-8.6%)	$925 (-22.4%)	0.6%	$296.09	+23.1%	COMMON STOCK	437076102
LLY	ELI LILLY & CO	1,110 (-8.6%)	$1,193 (+28.8%)	0.8%	$495.21	+93.0%	COMMON STOCK	532457108
META	META PLATFORMS INC	1,262 (-5.0%)	$833 (-14.6%)	0.6%	$423.88	+57.4%	COMMON STOCK	30303M102
MO	ALTRIA GROUP INC	13,546 (-1.1%)	$781 (-13.6%)	0.5%	$36.99	+60.5%	COMMON STOCK	02209S103
JPM	JP MORGAN CHASE & CO	11,066 (-5.3%)	$3,566 (-3.3%)	2.5%	$139.85	+121.3%	COMMON STOCK	46625H100
MDLZ	MONDELEZ INTL INC	10,976 (-1.5%)	$591 (-15.1%)	0.4%	$68.23	-16.4%	COMMON STOCK	609207105
PM	PHILIP MORRIS INTERNATIONAL INC	10,599 (-4.7%)	$1,700 (-5.8%)	1.2%	$85.45	+79.7%	COMMON STOCK	718172109
NVDA	NVIDIA CORPORATION	14,731 (-3.5%)	$2,747 (-3.6%)	1.9%	$110.50	+68.4%	COMMON STOCK	67066G104
NSC	NORFOLK SOUTHERN CORP	5,356 (-1.8%)	$1,546 (-5.7%)	1.1%	$200.25	+44.1%	COMMON STOCK	655844108
FDX	FEDEX CORP	2,703 (-8.5%)	$781 (+12.1%)	0.5%	$217.08	+20.5%	COMMON STOCK	31428X106
APH	AMPHENOL CORP	2,645 (-24.9%)	$357 (-18.0%)	0.2%	$109.40	+22.1%	COMMON STOCK	032095101
AXP	AMERICAN EXPRESS CO	2,616 (-2.4%)	$968 (+8.8%)	0.7%	$157.89	+126.1%	COMMON STOCK	025816109
PFE	PFIZER INC	25,282 (-7.4%)	$630 (-9.5%)	0.4%	$31.09	-19.5%	COMMON STOCK	717081103
IAGG	ISHARES CORE INTERNATIONAL	24,366 (-2.7%)	$1,219 (-5.0%)	0.8%	$49.49	—	MUTUAL FUNDS/FI	46435G672
AMZN	AMAZON COM INC SR	8,046 (-1.5%)	$1,857 (+3.6%)	1.3%	$146.63	+56.0%	COMMON STOCK	023135106
AVGO	BROADCOM INC SR	2,935 (-10.1%)	$1,016 (-5.7%)	0.7%	$205.40	+73.8%	COMMON STOCK	11135F101
CSCO	CISCO SYSTEMS INC	8,249 (-1.9%)	$635 (+10.4%)	0.4%	$45.71	+61.4%	COMMON STOCK	17275R102
BLK	BLACKROCK INC	461 (-1.3%)	$493 (-9.4%)	0.3%	$989.97	+10.0%	COMMON STOCK	09290D101
ABT	ABBOTT LABORATORIES	2,336 (-4.4%)	$293 (-10.6%)	0.2%	$130.60	-2.5%	COMMON STOCK	002824100
DIS	WALT DISNEY CO	3,398 (-5.7%)	$387 (-6.3%)	0.3%	$92.35	+18.6%	COMMON STOCK	254687106
BAC	BANK OF AMERICA CORP	3,782 (-16.4%)	$208 (-10.9%)	0.1%	$41.88	+25.7%	COMMON STOCK	060505104
TSM	TAIWAN SEMICONDUCTOR	1,254 (-3.8%)	$381 (+4.7%)	0.3%	$235.57	—	FOREIGN STOCK	874039100
EMR	EMERSON ELECTRIC CO	4,151 (-3.6%)	$551 (-2.5%)	0.4%	$91.94	+44.0%	COMMON STOCK	291011104
TSLA	TESLA INC	634 (-4.7%)	$285 (-3.6%)	0.2%	$346.84	+27.8%	COMMON STOCK	88160R101
GE	GE AEROSPACE	3,952 (-1.7%)	$1,217 (+0.7%)	0.8%	$132.18	+127.6%	COMMON STOCK	369604301
TJX	TJX COS INC NEW	1,626 (-7.0%)	$250 (-1.1%)	0.2%	$132.28	+11.7%	COMMON STOCK	872540109
IJH	ISHARES CORE S&P MID-CAP (MKT)	32,315 (-1.1%)	$2,133 (+0.1%)	1.5%	$101.41	—	MUTUAL FUNDS/EQ	464287507

Unchanged Positions (67)

CAT CATERPILLAR INC 3.3%

Value ($000) $4,747 Shares 8,287 Est. Cost $230.80 Unrealized +140.7%

GOOGL ALPHABET INC 2.1%

Value ($000) $3,053 Shares 9,753 Est. Cost $122.28 Unrealized +133.6%

GOOG ALPHABET INC 1.4%

Value ($000) $2,025 Shares 6,453 Est. Cost $122.00 Unrealized +134.7%

MSFT MICROSOFT CORP 3.3%

Value ($000) $4,803 Shares 9,932 Est. Cost $322.91 Unrealized +55.0%

MRK MERCK & CO INC 1.1%

Value ($000) $1,520 Shares 14,441 Est. Cost $104.47 Unrealized -10.8%

BMY BRISTOL-MYERS SQUIBB CO 1.1%

Value ($000) $1,581 Shares 29,306 Est. Cost $58.94 Unrealized -19.4%

WMT WALMART INC 2.4%

Value ($000) $3,428 Shares 30,769 Est. Cost $53.68 Unrealized +99.7%

ADP AUTOMATIC DATA PROCESSING INC 1.0%

Value ($000) $1,495 Shares 5,810 Est. Cost $204.47 Unrealized +29.5%

XOM EXXON MOBIL CORP 2.1%

Value ($000) $3,069 Shares 25,505 Est. Cost $99.83 Unrealized +15.7%

IBM INTERNATIONAL BUSINESS MACHS 2.4%

Value ($000) $3,441 Shares 11,616 Est. Cost $166.53 Unrealized +79.4%

MRSH MARSH & MCLENNAN COS INC 0.8%

Value ($000) $1,145 Shares 6,170 Est. Cost $170.44 Unrealized +9.4%

KO COCA-COLA CO 1.5%

Value ($000) $2,113 Shares 30,226 Est. Cost $57.36 Unrealized +21.0%

TGT TARGET CORP 0.7%

Value ($000) $1,021 Shares 10,444 Est. Cost $134.98 Unrealized -32.1%

CVX CHEVRON CORP 2.4%

Value ($000) $3,482 Shares 22,844 Est. Cost $143.24 Unrealized +5.7%

UNP UNION PACIFIC CORP 1.6%

Value ($000) $2,277 Shares 9,844 Est. Cost $188.07 Unrealized +20.9%

TXN TEXAS INSTRUMENTS INC 0.8%

Value ($000) $1,176 Shares 6,779 Est. Cost $159.07 Unrealized +7.3%

NEE NEXTERA ENERGY INC 0.8%

Value ($000) $1,103 Shares 13,740 Est. Cost $69.93 Unrealized +18.0%

HON HONEYWELL INTERNATIONAL INC 0.5%

Value ($000) $729 Shares 3,738 Est. Cost $176.12 Unrealized +10.7%

BK BANK OF NEW YORK MELLON CORP 0.6%

Value ($000) $877 Shares 7,555 Est. Cost $39.91 Unrealized +176.9%

RTX RTX CORPORATION 0.4%

Value ($000) $617 Shares 3,364 Est. Cost $112.76 Unrealized +53.7%

AVDV AVANTIS INTL SMALL CAP VAL ETF 0.6%

Value ($000) $811 Shares 8,629 Est. Cost $69.74 Unrealized —

SPY SPDR S&P 500 ETF 1.4%

Value ($000) $1,965 Shares 2,881 Est. Cost $470.37 Unrealized —

GEV GE VERNOVA INC 0.4%

Value ($000) $644 Shares 985 Est. Cost $386.57 Unrealized +57.6%

AGG ISHARES CORE TOTAL US BOND 2.5%

Value ($000) $3,673 Shares 36,775 Est. Cost $96.87 Unrealized —

VEA VANGUARD FTSE DEVELOPED MARKETS 0.6%

Value ($000) $915 Shares 14,642 Est. Cost $46.83 Unrealized —

BR BROADRIDGE FINANCIAL SOLUTIONS 0.3%

Value ($000) $502 Shares 2,250 Est. Cost $144.85 Unrealized +56.9%

SCHB SCHWAB US BROAD MARKET ETFT 1.4%

Value ($000) $2,022 Shares 77,100 Est. Cost $32.39 Unrealized —

COF CAPITAL ONE FINANCIAL CORP 0.2%

Value ($000) $270 Shares 1,115 Est. Cost $185.05 Unrealized +20.1%

MUB ISHARES NATIONAL AMT-FREE MUNI 3.8%

Value ($000) $5,503 Shares 51,375 Est. Cost $105.56 Unrealized —

GPC GENUINE PARTS CO 0.2%

Value ($000) $219 Shares 1,779 Est. Cost $151.30 Unrealized -14.9%

T AT&T INC 0.1%

Value ($000) $201 Shares 8,096 Est. Cost $14.60 Unrealized +73.2%

A AGILENT TECHNOLOGIES INC 0.3%

Value ($000) $463 Shares 3,404 Est. Cost $125.05 Unrealized +14.9%

EFA ISHARES MSCI EAFE (MKT) 0.5%

Value ($000) $791 Shares 8,233 Est. Cost $73.33 Unrealized —

LOW LOWES COMPANIES INC 0.4%

Value ($000) $559 Shares 2,320 Est. Cost $199.65 Unrealized +20.1%

NOC NORTHROP GRUMMAN CORP 0.2%

Value ($000) $319 Shares 559 Est. Cost $433.83 Unrealized +33.4%

GL GLOBE LIFE INC 0.7%

Value ($000) $944 Shares 6,750 Est. Cost $105.16 Unrealized +28.8%

DUK DUKE ENERGY CORP 0.2%

Value ($000) $357 Shares 3,045 Est. Cost $85.15 Unrealized +42.8%

BDX BECTON DICKINSON & CO 0.4%

Value ($000) $551 Shares 2,837 Est. Cost $241.97 Unrealized -21.7%

GIS GENERAL MILLS INC 0.1%

Value ($000) $202 Shares 4,350 Est. Cost $49.46 Unrealized -4.0%

MMM 3M CO 0.4%

Value ($000) $545 Shares 3,405 Est. Cost $82.16 Unrealized +98.6%

IJR ISHARES CORE S&P SMALL-CAP (MKT) 0.5%

Value ($000) $668 Shares 5,558 Est. Cost $100.34 Unrealized —

PNC PNC FINANCIAL SERVICES GROUP 0.2%

Value ($000) $257 Shares 1,230 Est. Cost $167.50 Unrealized +15.1%

TRV THE TRAVELERS COMPANIES INC 0.2%

Value ($000) $224 Shares 773 Est. Cost $245.74 Unrealized +14.2%

BA BOEING CO 0.5%

Value ($000) $653 Shares 3,008 Est. Cost $213.37 Unrealized -3.6%

ABBV ABBVIE INC 0.3%

Value ($000) $496 Shares 2,170 Est. Cost $140.92 Unrealized +61.5%

QCOM QUALCOMM INC 0.2%

Value ($000) $255 Shares 1,491 Est. Cost $148.61 Unrealized +14.9%

VBR VANGUARD SMALL CAP VALUE ETF 0.3%

Value ($000) $466 Shares 2,199 Est. Cost $181.91 Unrealized —

QUAL ISHARES MSCI USA QUALITY FACTOR 0.4%

Value ($000) $528 Shares 2,660 Est. Cost $173.45 Unrealized —

USMV ISHARES MSCI USA MINIMUM 0.4%

Value ($000) $593 Shares 6,300 Est. Cost $74.33 Unrealized —

CSX CSX CORP 0.2%

Value ($000) $286 Shares 7,895 Est. Cost $30.43 Unrealized +17.3%

MCD MCDONALDS CORP 0.6%

Value ($000) $799 Shares 2,615 Est. Cost $276.79 Unrealized +10.2%

EPD ENTERPRISE PRODUCTS PARTNERS L P 0.1%

Value ($000) $215 Shares 6,701 Est. Cost $31.27 Unrealized —

VWO VANGUARD EMERGING MARKETS STOCK 0.3%

Value ($000) $487 Shares 9,053 Est. Cost $42.79 Unrealized —

NTRS NORTHERN TRUST CORP 0.2%

Value ($000) $273 Shares 2,000 Est. Cost $127.35 Unrealized +2.7%

MDT MEDTRONIC PLC 0.2%

Value ($000) $274 Shares 2,848 Est. Cost $79.38 Unrealized +22.4%

IGSB ISHARES SHORT-TERM CORPORATE 0.8%

Value ($000) $1,172 Shares 22,163 Est. Cost $51.27 Unrealized —

HBAN HUNTINGTON BANCSHARES INC 0.5%

Value ($000) $660 Shares 38,024 Est. Cost $9.47 Unrealized +72.0%

AON AON PLC SHS CL A 0.2%

Value ($000) $284 Shares 806 Est. Cost $318.69 Unrealized +9.6%

ADBE ADOBE SYSTEMS INC 0.2%

Value ($000) $357 Shares 1,021 Est. Cost $411.85 Unrealized -17.4%

BRK/A BERKSHIRE HATHAWAY INC 1.6%

Value ($000) $2,264 Shares 3 Est. Cost $497809.40 Unrealized +49.9%

MCHP MICROCHIP TECHNOLOGY INC 0.2%

Value ($000) $219 Shares 3,432 Est. Cost $53.89 Unrealized +13.9%

IGIB ISHARES INTERMEDIATE-TERM 0.3%

Value ($000) $413 Shares 7,672 Est. Cost $52.52 Unrealized —

PAVE GLOBAL X US INFRASTRUCTURE ETF 0.2%

Value ($000) $318 Shares 6,651 Est. Cost $37.73 Unrealized —

FLOT ISHARES FLOATING RATE BOND (MKT) 0.1%

Value ($000) $208 Shares 4,080 Est. Cost $51.09 Unrealized —

SUB ISHARES ST NATIONAL AMTFREE MUNI 0.8%

Value ($000) $1,113 Shares 10,435 Est. Cost $105.62 Unrealized —

TFI STATE STREET SPDR NUVEEN ICE 0.1%

Value ($000) $211 Shares 4,622 Est. Cost $46.16 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC 0.6%

Value ($000) $881 Shares 1,752 Est. Cost $334.31 Unrealized +48.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CAT	CATERPILLAR INC	8,287	$4,747	3.3%	$230.80	+140.7%	COMMON STOCK	149123101
GOOGL	ALPHABET INC	9,753	$3,053	2.1%	$122.28	+133.6%	COMMON STOCK	02079K305
GOOG	ALPHABET INC	6,453	$2,025	1.4%	$122.00	+134.7%	COMMON STOCK	02079K107
MSFT	MICROSOFT CORP	9,932	$4,803	3.3%	$322.91	+55.0%	COMMON STOCK	594918104
MRK	MERCK & CO INC	14,441	$1,520	1.1%	$104.47	-10.8%	COMMON STOCK	58933Y105
BMY	BRISTOL-MYERS SQUIBB CO	29,306	$1,581	1.1%	$58.94	-19.4%	COMMON STOCK	110122108
WMT	WALMART INC	30,769	$3,428	2.4%	$53.68	+99.7%	COMMON STOCK	931142103
ADP	AUTOMATIC DATA PROCESSING INC	5,810	$1,495	1.0%	$204.47	+29.5%	COMMON STOCK	053015103
XOM	EXXON MOBIL CORP	25,505	$3,069	2.1%	$99.83	+15.7%	COMMON STOCK	30231G102
IBM	INTERNATIONAL BUSINESS MACHS	11,616	$3,441	2.4%	$166.53	+79.4%	COMMON STOCK	459200101
MRSH	MARSH & MCLENNAN COS INC	6,170	$1,145	0.8%	$170.44	+9.4%	COMMON STOCK	571748102
KO	COCA-COLA CO	30,226	$2,113	1.5%	$57.36	+21.0%	COMMON STOCK	191216100
TGT	TARGET CORP	10,444	$1,021	0.7%	$134.98	-32.1%	COMMON STOCK	87612E106
CVX	CHEVRON CORP	22,844	$3,482	2.4%	$143.24	+5.7%	COMMON STOCK	166764100
UNP	UNION PACIFIC CORP	9,844	$2,277	1.6%	$188.07	+20.9%	COMMON STOCK	907818108
TXN	TEXAS INSTRUMENTS INC	6,779	$1,176	0.8%	$159.07	+7.3%	COMMON STOCK	882508104
NEE	NEXTERA ENERGY INC	13,740	$1,103	0.8%	$69.93	+18.0%	COMMON STOCK	65339F101
HON	HONEYWELL INTERNATIONAL INC	3,738	$729	0.5%	$176.12	+10.7%	COMMON STOCK	438516106
BK	BANK OF NEW YORK MELLON CORP	7,555	$877	0.6%	$39.91	+176.9%	COMMON STOCK	064058100
RTX	RTX CORPORATION	3,364	$617	0.4%	$112.76	+53.7%	COMMON STOCK	75513E101
AVDV	AVANTIS INTL SMALL CAP VAL ETF	8,629	$811	0.6%	$69.74	—	MUTUAL FUNDS/EQ	025072802
SPY	SPDR S&P 500 ETF	2,881	$1,965	1.4%	$470.37	—	MUTUAL FUNDS/EQ	78462F103
GEV	GE VERNOVA INC	985	$644	0.4%	$386.57	+57.6%	COMMON STOCK	36828A101
AGG	ISHARES CORE TOTAL US BOND	36,775	$3,673	2.5%	$96.87	—	MUTUAL FUNDS/FI	464287226
VEA	VANGUARD FTSE DEVELOPED MARKETS	14,642	$915	0.6%	$46.83	—	MUTUAL FUNDS/EQ	921943858
BR	BROADRIDGE FINANCIAL SOLUTIONS	2,250	$502	0.3%	$144.85	+56.9%	COMMON STOCK	11133T103
SCHB	SCHWAB US BROAD MARKET ETFT	77,100	$2,022	1.4%	$32.39	—	MUTUAL FUNDS/EQ	808524102
COF	CAPITAL ONE FINANCIAL CORP	1,115	$270	0.2%	$185.05	+20.1%	COMMON STOCK	14040H105
MUB	ISHARES NATIONAL AMT-FREE MUNI	51,375	$5,503	3.8%	$105.56	—	MUTUAL FUNDS /	464288414
GPC	GENUINE PARTS CO	1,779	$219	0.2%	$151.30	-14.9%	COMMON STOCK	372460105
T	AT&T INC	8,096	$201	0.1%	$14.60	+73.2%	COMMON STOCK	00206R102
A	AGILENT TECHNOLOGIES INC	3,404	$463	0.3%	$125.05	+14.9%	COMMON STOCK	00846U101
EFA	ISHARES MSCI EAFE (MKT)	8,233	$791	0.5%	$73.33	—	MUTUAL FUNDS/EQ	464287465
LOW	LOWES COMPANIES INC	2,320	$559	0.4%	$199.65	+20.1%	COMMON STOCK	548661107
NOC	NORTHROP GRUMMAN CORP	559	$319	0.2%	$433.83	+33.4%	COMMON STOCK	666807102
GL	GLOBE LIFE INC	6,750	$944	0.7%	$105.16	+28.8%	COMMON STOCK	37959E102
DUK	DUKE ENERGY CORP	3,045	$357	0.2%	$85.15	+42.8%	COMMON STOCK	26441C204
BDX	BECTON DICKINSON & CO	2,837	$551	0.4%	$241.97	-21.7%	COMMON STOCK	075887109
GIS	GENERAL MILLS INC	4,350	$202	0.1%	$49.46	-4.0%	COMMON STOCK	370334104
MMM	3M CO	3,405	$545	0.4%	$82.16	+98.6%	COMMON STOCK	88579Y101
IJR	ISHARES CORE S&P SMALL-CAP (MKT)	5,558	$668	0.5%	$100.34	—	MUTUAL FUNDS/EQ	464287804
PNC	PNC FINANCIAL SERVICES GROUP	1,230	$257	0.2%	$167.50	+15.1%	COMMON STOCK	693475105
TRV	THE TRAVELERS COMPANIES INC	773	$224	0.2%	$245.74	+14.2%	COMMON STOCK	89417E109
BA	BOEING CO	3,008	$653	0.5%	$213.37	-3.6%	COMMON STOCK	097023105
ABBV	ABBVIE INC	2,170	$496	0.3%	$140.92	+61.5%	COMMON STOCK	00287Y109
QCOM	QUALCOMM INC	1,491	$255	0.2%	$148.61	+14.9%	COMMON STOCK	747525103
VBR	VANGUARD SMALL CAP VALUE ETF	2,199	$466	0.3%	$181.91	—	MUTUAL FUNDS/EQ	922908611
QUAL	ISHARES MSCI USA QUALITY FACTOR	2,660	$528	0.4%	$173.45	—	MUTUAL FUNDS/EQ	46432F339
USMV	ISHARES MSCI USA MINIMUM	6,300	$593	0.4%	$74.33	—	MUTUAL FUNDS/EQ	46429B697
CSX	CSX CORP	7,895	$286	0.2%	$30.43	+17.3%	COMMON STOCK	126408103
MCD	MCDONALDS CORP	2,615	$799	0.6%	$276.79	+10.2%	COMMON STOCK	580135101
EPD	ENTERPRISE PRODUCTS PARTNERS L P	6,701	$215	0.1%	$31.27	—	PARTNERSHIPS	293792107
VWO	VANGUARD EMERGING MARKETS STOCK	9,053	$487	0.3%	$42.79	—	MUTUAL FUNDS/EQ	922042858
NTRS	NORTHERN TRUST CORP	2,000	$273	0.2%	$127.35	+2.7%	COMMON STOCK	665859104
MDT	MEDTRONIC PLC	2,848	$274	0.2%	$79.38	+22.4%	FOREIGN STOCK	G5960L103
IGSB	ISHARES SHORT-TERM CORPORATE	22,163	$1,172	0.8%	$51.27	—	MUTUAL FUNDS/FI	464288646
HBAN	HUNTINGTON BANCSHARES INC	38,024	$660	0.5%	$9.47	+72.0%	COMMON STOCK	446150104
AON	AON PLC SHS CL A	806	$284	0.2%	$318.69	+9.6%	FOREIGN STOCK	G0403H108
ADBE	ADOBE SYSTEMS INC	1,021	$357	0.2%	$411.85	-17.4%	COMMON STOCK	00724F101
BRK/A	BERKSHIRE HATHAWAY INC	3	$2,264	1.6%	$497809.40	+49.9%	COMMON STOCK	084670108
MCHP	MICROCHIP TECHNOLOGY INC	3,432	$219	0.2%	$53.89	+13.9%	COMMON STOCK	595017104
IGIB	ISHARES INTERMEDIATE-TERM	7,672	$413	0.3%	$52.52	—	MUTUAL FUNDS/FI	464288638
PAVE	GLOBAL X US INFRASTRUCTURE ETF	6,651	$318	0.2%	$37.73	—	MUTUAL FUNDS/EQ	37954Y673
FLOT	ISHARES FLOATING RATE BOND (MKT)	4,080	$208	0.1%	$51.09	—	MUTUAL FUNDS/FI	46429B655
SUB	ISHARES ST NATIONAL AMTFREE MUNI	10,435	$1,113	0.8%	$105.62	—	MUTUAL FUNDS /	464288158
TFI	STATE STREET SPDR NUVEEN ICE	4,622	$211	0.1%	$46.16	—	MUTUAL FUNDS /	78468R721
BRK/B	BERKSHIRE HATHAWAY INC	1,752	$881	0.6%	$334.31	+48.8%	COMMON STOCK	084670702