Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT	100,726	$20.5M	5.4%	$38.24	+352.6%	COMMON STOCK	594918104
XLK	SECTOR SPDR	138,999	$14.52M	3.8%	$53.33	—	COMMON STOCK	81369Y803
JNJ	JOHNSON	92,524	$13.01M	3.4%	$62.33	+99.3%	COMMON STOCK	478160104
PG	PROCTER	108,803	$13.01M	3.4%	$62.76	+61.8%	COMMON STOCK	742718109
CHMG	CHEMUNG FINANCIAL CORP	424,822	$11.6M	3.0%	$24.31	-7.5%	COMMON STOCK	164024101
AAPL	APPLE	31,072	$11.34M	3.0%	$27.82	+170.0%	COMMON STOCK	037833100
AMZN	AMAZON.COM INC	3,998	$11.03M	2.9%	$73.49	+64.4%	COMMON STOCK	023135106
PEP	PEPSICO	77,909	$10.3M	2.7%	$73.45	+50.8%	COMMON STOCK	713448108
ADBE	ADOBE	23,258	$10.13M	2.6%	$111.89	+231.1%	COMMON STOCK	00724F101
MRK	MERCK	112,479	$8.699M	2.3%	$46.69	+34.6%	COMMON STOCK	58933Y105
JPM	JPMORGAN	91,842	$8.638M	2.3%	$61.77	+32.3%	COMMON STOCK	46625H100
MCD	MCDONALDS CORP	44,411	$8.193M	2.1%	$94.44	+70.5%	COMMON STOCK	580135101
DIS	WALT	73,322	$8.177M	2.1%	$95.83	+12.6%	COMMON STOCK	254687106
V	VISA	38,941	$7.522M	2.0%	$94.90	+85.0%	COMMON STOCK	92826C839
XLRE	SECTOR SPDR	208,878	$7.271M	1.9%	$34.55	—	COMMON STOCK	81369Y860
VZ	VERIZON	119,555	$6.591M	1.7%	$33.62	+21.2%	COMMON STOCK	92343V104
MDT	MEDTRONIC	69,073	$6.334M	1.7%	$73.28	+11.6%	FOREIGN STOCK	G5960L103
QQQ	INVESCO	24,981	$6.185M	1.6%	$182.69	—	MUTUAL FUNDS -	46090E103
D	DOMINION	71,964	$5.842M	1.5%	$52.88	+18.5%	COMMON STOCK	25746U109
CMCSA	COMCAST	144,493	$5.632M	1.5%	$30.81	+6.3%	COMMON STOCK	20030N101
BMY	BRISTOL	95,563	$5.62M	1.5%	$38.36	+24.9%	COMMON STOCK	110122108
GOOG	ALPHABET	3,880	$5.485M	1.4%	$42.75	+56.7%	COMMON STOCK	02079K107
CL	COLGATE PALMOLIVE	66,249	$4.853M	1.3%	$59.80	+4.3%	COMMON STOCK	194162103
CRM	SALESFORCE.COM	25,857	$4.844M	1.3%	$153.96	+8.1%	COMMON STOCK	79466L302
UNP	UNION	28,377	$4.798M	1.3%	$129.93	+8.9%	COMMON STOCK	907818108
TXN	TEXAS	37,193	$4.723M	1.2%	$99.77	-0.3%	COMMON STOCK	882508104
SBUX	STARBUCKS CORP	63,673	$4.685M	1.2%	$63.62	+4.2%	COMMON STOCK	855244109
HON	HONEYWELL	31,869	$4.608M	1.2%	$128.32	-8.1%	COMMON STOCK	438516106
MMM	3M	29,454	$4.595M	1.2%	$96.91	+5.7%	COMMON STOCK	88579Y101
XLV	SECTOR SPDR	45,102	$4.513M	1.2%	$85.84	—	COMMON STOCK	81369Y209
NOW	SERVICENOW	10,837	$4.389M	1.1%	$67.86	+4.1%	COMMON STOCK	81762P102
CVX	CHEVRON	47,689	$4.255M	1.1%	$71.15	-1.9%	COMMON STOCK	166764100
KO	COCA-COLA	92,814	$4.147M	1.1%	$31.61	+22.5%	COMMON STOCK	191216100
MS	MORGAN	82,508	$3.986M	1.0%	$35.21	0.0%	COMMON STOCK	617446448
DUK	DUKE	48,441	$3.87M	1.0%	$58.82	+14.9%	COMMON STOCK	26441C204
TFC	TRUIST	100,898	$3.789M	1.0%	$29.64	-6.4%	COMMON STOCK	89832Q109
INTC	INTEL	62,285	$3.726M	1.0%	$36.68	+45.0%	COMMON STOCK	458140100
GLW	CORNING	140,947	$3.65M	1.0%	$10.64	+82.3%	COMMON STOCK	219350105
AXP	AMERICAN	37,792	$3.597M	0.9%	$86.92	-1.5%	COMMON STOCK	025816109
XSD	SPDR	31,348	$3.508M	0.9%	$111.04	—	COMMON STOCK	78464A862
WMT	WAL-MART	29,221	$3.5M	0.9%	$20.77	+83.2%	COMMON STOCK	931142103
ROK	ROCKWELL AUTOMATION INC	15,900	$3.387M	0.9%	$175.54	0.0%	COMMON STOCK	773903109
—	GLAXOSMITHKLINE	81,392	$3.32M	0.9%	$40.93	—	FOREIGN STOCK	37733W105
HD	HOME	13,099	$3.282M	0.9%	$86.43	+131.1%	COMMON STOCK	437076102
ZBH	ZIMMER	27,009	$3.224M	0.8%	$109.04	+0.9%	COMMON STOCK	98956P102
XLB	SECTOR SPDR	56,330	$3.174M	0.8%	$56.35	—	COMMON STOCK	81369Y100
COF	CAPITAL	50,158	$3.139M	0.8%	$61.65	-8.1%	COMMON STOCK	14040H105
PFE	PFIZER	95,484	$3.123M	0.8%	$20.09	+29.4%	COMMON STOCK	717081103
NVO	NOVO	46,490	$3.045M	0.8%	$61.66	—	FOREIGN STOCK	670100205
UNH	UNITEDHEALTH	9,609	$2.834M	0.7%	$261.11	0.0%	COMMON STOCK	91324P102
SPMD	SPDR	87,990	$2.75M	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
XLF	SECTOR SPDR	117,177	$2.711M	0.7%	$24.25	—	COMMON STOCK	81369Y605
XLU	SECTOR SPDR	47,585	$2.685M	0.7%	$49.62	—	COMMON STOCK	81369Y886
ABT	ABBOTT	28,316	$2.589M	0.7%	$40.13	+104.2%	COMMON STOCK	002824100
NKE	NIKE INC CL B	26,301	$2.579M	0.7%	$85.46	0.0%	COMMON STOCK	654106103
BRK/B	BERKSHIRE	14,114	$2.52M	0.7%	$133.28	+37.0%	COMMON STOCK	084670702
IWM	ISHARES	16,974	$2.43M	0.6%	$156.96	—	MUTUAL FUNDS -	464287655
IVV	ISHARES	7,761	$2.403M	0.6%	$269.68	—	MUTUAL FUNDS -	464287200
AMGN	AMGEN	9,743	$2.298M	0.6%	$145.24	+32.0%	COMMON STOCK	031162100
CNI	CANADIAN	25,932	$2.297M	0.6%	$45.73	+63.5%	FOREIGN STOCK	136375102
EMR	EMERSON	35,654	$2.212M	0.6%	$48.63	+3.4%	COMMON STOCK	291011104
IWD	ISHARES	19,620	$2.209M	0.6%	$113.34	—	MUTUAL FUNDS -	464287598
PSX	PHILLIPS	29,580	$2.127M	0.6%	$59.74	-5.9%	COMMON STOCK	718546104
IWO	ISHARES	10,018	$2.072M	0.5%	$123.69	—	MUTUAL FUNDS -	464287648
XLY	SECTOR SPDR	16,120	$2.058M	0.5%	$96.18	—	COMMON STOCK	81369Y407
RTX	RAYTHEON	28,662	$1.766M	0.5%	$54.61	0.0%	COMMON STOCK	75513E101
ENB	ENBRIDGE	47,920	$1.458M	0.4%	$23.04	-8.4%	FOREIGN STOCK	29250N105
XOM	EXXON	32,452	$1.451M	0.4%	$49.68	-29.9%	COMMON STOCK	30231G102
IWF	ISHARES	7,394	$1.42M	0.4%	$152.68	—	MUTUAL FUNDS -	464287614
EFA	ISHARES	22,122	$1.347M	0.4%	$64.47	—	MUTUAL FUNDS -	464287465
BCE	BCE	31,912	$1.333M	0.3%	$27.87	+0.8%	FOREIGN STOCK	05534B760
IWN	ISHARES	12,685	$1.237M	0.3%	$89.63	—	MUTUAL FUNDS -	464287630
SO	SOUTHERN COMPANY	23,760	$1.232M	0.3%	$33.33	+34.3%	COMMON STOCK	842587107
OTIS	OTIS	20,601	$1.171M	0.3%	$47.48	0.0%	COMMON STOCK	68902V107
—	BLACKROCK	2,152	$1.171M	0.3%	$489.84	—	COMMON STOCK	09247X101
XLE	SECTOR SPDR	30,001	$1.136M	0.3%	$29.23	—	COMMON STOCK	81369Y506
GOOGL	ALPHABET	779	$1.104M	0.3%	$51.50	+29.9%	COMMON STOCK	02079K305
XLI	SECTOR SPDR	15,742	$1.081M	0.3%	$62.07	—	COMMON STOCK	81369Y704
RY	ROYAL	14,023	$951K	0.2%	$76.47	-16.8%	FOREIGN STOCK	780087102
CARR	CARRIER	40,481	$900K	0.2%	$17.13	0.0%	COMMON STOCK	14448C104
TRV	THE	7,678	$876K	0.2%	$110.65	-15.5%	COMMON STOCK	89417E109
GD	GENERAL	5,312	$793K	0.2%	$141.21	-12.0%	COMMON STOCK	369550108
JCI	JOHNSON	22,694	$775K	0.2%	$34.44	-20.3%	FOREIGN STOCK	G51502105
PAYX	PAYCHEX INC	8,727	$661K	0.2%	$25.36	+132.5%	COMMON STOCK	704326107
CSCO	CISCO	13,646	$636K	0.2%	$16.76	+120.7%	COMMON STOCK	17275R102
ORLY	O'REILLY	1,500	$633K	0.2%	$16.95	+54.2%	COMMON STOCK	67103H107
GS	GOLDMAN	3,152	$623K	0.2%	$168.87	-2.8%	COMMON STOCK	38141G104
DBEF	XTRACKERS	20,109	$607K	0.2%	$31.46	—	MUTUAL FUNDS -	233051200
DGX	QUEST	5,000	$570K	0.1%	$75.54	+26.0%	COMMON STOCK	74834L100
NEE	NEXTERA	2,364	$568K	0.1%	$17.48	+197.3%	COMMON STOCK	65339F101
ABBV	ABBVIE	5,616	$552K	0.1%	$43.24	+63.1%	COMMON STOCK	00287Y109
LLY	ELI	3,007	$494K	0.1%	$63.34	+127.2%	COMMON STOCK	532457108
DE	DEERE & CO	2,984	$469K	0.1%	$131.21	+2.3%	COMMON STOCK	244199105
XLP	SECTOR SPDR	7,844	$460K	0.1%	$56.22	—	COMMON STOCK	81369Y308
—	LABORATORY CRP OF AMER HLDGS	2,506	$416K	0.1%	$126.08	—	COMMON STOCK	50540R409
T	AT&T	13,284	$402K	0.1%	$11.60	+33.6%	COMMON STOCK	00206R102
IBM	INTERNATIONAL	3,254	$393K	0.1%	$116.86	-21.8%	COMMON STOCK	459200101
ADP	AUTOMATIC DATA PROCESSING	2,609	$388K	0.1%	$45.09	+181.6%	COMMON STOCK	053015103
GLD	SPDR	2,000	$335K	0.1%	$113.55	—	MUTUAL FUNDS -	78463V107
VGT	VANGUARD	1,133	$316K	0.1%	$200.35	—	COMMON STOCK	92204A702
COST	COSTCO	1,029	$312K	0.1%	$105.22	+165.3%	COMMON STOCK	22160K105
SDY	SPDR	3,370	$307K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
COP	CONOCOPHILLIPS	7,186	$302K	0.1%	$52.98	-37.9%	COMMON STOCK	20825C104
DHR	DANAHER	1,682	$297K	0.1%	$101.11	+38.5%	COMMON STOCK	235851102
IBB	ISHARES	1,912	$261K	0.1%	$236.12	—	COMMON STOCK	464287556
VYM	VANGUARD	3,061	$241K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
USB	US BANCORP	6,477	$238K	0.1%	$41.97	-33.6%	COMMON STOCK	902973304
TJX	TJX	4,440	$224K	0.1%	$46.32	+0.7%	COMMON STOCK	872540109
WFC	WELLS	8,120	$208K	0.1%	$34.24	-30.0%	COMMON STOCK	949746101
IDV	ISHARES	8,180	$205K	0.1%	$25.06	—	MUTUAL FUNDS -	464288448
SPY	STANDARD & POORS	656	$203K	0.1%	$309.45	—	MUTUAL FUNDS -	78462F103
—	GENERAL	13,013	$89,000	0.0%	$22.31	—	COMMON STOCK	369604103
AHGIF	ALTERNATE	33,333	$3,000	0.0%	$0.07	0.0%	FOREIGN STOCK	02090B102
MRRCF	WAYLAND	13,263	$0	0.0%	$0.01	0.0%	FOREIGN STOCK	944204106