Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	265,443	$43.51M	10.0%	$109.30	—	COMMON STOCK	81369Y803
MSFT	MICROSOFT	65,877	$20.8M	4.8%	$38.24	+748.9%	COMMON STOCK	594918104
XLE	SECTOR SPDR	184,380	$16.67M	3.8%	$56.77	—	COMMON STOCK	81369Y506
XLV	SECTOR SPDR	119,270	$15.35M	3.5%	$127.85	—	COMMON STOCK	81369Y209
JNJ	JOHNSON	90,651	$14.12M	3.2%	$91.21	+68.0%	COMMON STOCK	478160104
PG	PROCTER	96,640	$14.1M	3.2%	$92.48	+55.8%	COMMON STOCK	742718109
AGG	ISHARES	148,500	$13.96M	3.2%	$98.30	—	MUTUAL FUNDS -	464287226
CHMG	CHEMUNG FINANCIAL CORP	352,340	$13.96M	3.2%	$26.55	+41.8%	COMMON STOCK	164024101
AAPL	APPLE	64,794	$11.09M	2.5%	$93.19	+94.6%	COMMON STOCK	037833100
JPM	JPMORGAN	72,015	$10.44M	2.4%	$96.62	+47.3%	COMMON STOCK	46625H100
MCD	MCDONALDS CORP	34,699	$9.141M	2.1%	$98.22	+174.4%	COMMON STOCK	580135101
IVV	ISHARES	20,958	$9M	2.1%	$361.82	—	MUTUAL FUNDS -	464287200
AMZN	AMAZON.COM	70,550	$8.968M	2.1%	$116.17	+15.3%	COMMON STOCK	023135106
XLC	SECTOR SPDR	133,615	$8.761M	2.0%	$64.50	—	COMMON STOCK	81369Y852
XLF	SECTOR SPDR	255,126	$8.463M	1.9%	$33.63	—	COMMON STOCK	81369Y605
MRK	MERCK	81,179	$8.357M	1.9%	$73.46	+35.9%	COMMON STOCK	58933Y105
PEP	PEPSICO	49,004	$8.303M	1.9%	$82.94	+101.5%	COMMON STOCK	713448108
GOOG	ALPHABET	59,409	$7.833M	1.8%	$107.87	+19.6%	COMMON STOCK	02079K107
BRK/B	BERKSHIRE	22,172	$7.767M	1.8%	$235.15	+50.9%	COMMON STOCK	084670702
ADBE	ADOBE	14,299	$7.291M	1.7%	$310.35	+69.0%	COMMON STOCK	00724F101
WMT	WAL-MART	45,048	$7.205M	1.7%	$33.39	+55.2%	COMMON STOCK	931142103
XLI	SECTOR SPDR	68,765	$6.971M	1.6%	$102.77	—	COMMON STOCK	81369Y704
AXP	AMERICAN	44,011	$6.566M	1.5%	$151.12	+5.1%	COMMON STOCK	025816109
BKNG	BOOKING	1,960	$6.045M	1.4%	$2394.16	+24.4%	COMMON STOCK	09857L108
QQQ	INVESCO	16,502	$5.912M	1.4%	$182.69	—	MUTUAL FUNDS -	46090E103
V	VISA	23,720	$5.456M	1.3%	$182.03	+29.7%	COMMON STOCK	92826C839
XLY	SECTOR SPDR	33,815	$5.444M	1.2%	$159.15	—	COMMON STOCK	81369Y407
XSD	SPDR	27,738	$5.437M	1.2%	$141.11	—	COMMON STOCK	78464A862
CMCSA	COMCAST	113,051	$5.013M	1.2%	$35.27	+17.6%	COMMON STOCK	20030N101
XLRE	SECTOR SPDR	146,342	$4.986M	1.1%	$35.91	—	COMMON STOCK	81369Y860
JCI	JOHNSON	87,673	$4.665M	1.1%	$51.59	+14.7%	FOREIGN STOCK	G51502105
XLU	SECTOR SPDR	75,635	$4.457M	1.0%	$66.94	—	COMMON STOCK	81369Y886
ROK	ROCKWELL AUTOMATION INC	14,901	$4.26M	1.0%	$220.23	+34.7%	COMMON STOCK	773903109
CRM	SALESFORCE	19,797	$4.014M	0.9%	$199.59	+7.0%	COMMON STOCK	79466L302
MDT	MEDTRONIC	50,922	$3.99M	0.9%	$81.08	-4.0%	FOREIGN STOCK	G5960L103
EMR	EMERSON	39,083	$3.774M	0.9%	$67.89	+34.3%	COMMON STOCK	291011104
ADI	ANALOG DEVICES INC	21,432	$3.753M	0.9%	$176.90	+0.0%	COMMON STOCK	032654105
KO	COCA-COLA	65,983	$3.694M	0.8%	$40.80	+36.6%	COMMON STOCK	191216100
TRV	THE	22,485	$3.672M	0.8%	$148.52	+7.6%	COMMON STOCK	89417E109
HD	HOME	12,053	$3.642M	0.8%	$112.36	+169.6%	COMMON STOCK	437076102
ECL	ECOLAB	20,673	$3.502M	0.8%	$167.82	+5.7%	COMMON STOCK	278865100
XLP	SECTOR SPDR	50,709	$3.489M	0.8%	$69.82	—	COMMON STOCK	81369Y308
DE	DEERE & CO	8,701	$3.284M	0.8%	$397.95	0.0%	COMMON STOCK	244199105
GLW	CORNING	102,673	$3.128M	0.7%	$11.25	+172.9%	COMMON STOCK	219350105
IWM	ISHARES	17,530	$3.098M	0.7%	$189.65	—	MUTUAL FUNDS -	464287655
UNH	UNITEDHEALTH	5,583	$2.815M	0.6%	$284.46	+65.2%	COMMON STOCK	91324P102
CNI	CANADIAN	24,846	$2.692M	0.6%	$45.73	+139.1%	FOREIGN STOCK	136375102
SPMD	SPDR	60,994	$2.671M	0.6%	$47.81	—	MUTUAL FUNDS -	78464A847
BMY	BRISTOL	45,188	$2.623M	0.6%	$53.82	+1.0%	COMMON STOCK	110122108
CVX	CHEVRON	14,141	$2.384M	0.5%	$71.47	+104.0%	COMMON STOCK	166764100
UNP	UNION	11,181	$2.277M	0.5%	$135.82	+51.8%	COMMON STOCK	907818108
PFE	PFIZER	66,191	$2.196M	0.5%	$30.82	-0.8%	COMMON STOCK	717081103
HON	HONEYWELL	11,786	$2.177M	0.5%	$158.87	+9.4%	COMMON STOCK	438516106
XLB	SECTOR SPDR	25,519	$2.005M	0.5%	$71.77	—	COMMON STOCK	81369Y100
XOM	EXXON	14,897	$1.752M	0.4%	$50.10	+101.6%	COMMON STOCK	30231G102
CSCO	CISCO	32,298	$1.736M	0.4%	$40.46	+24.3%	COMMON STOCK	17275R102
IWO	ISHARES	7,609	$1.706M	0.4%	$126.39	—	MUTUAL FUNDS -	464287648
ABT	ABBOTT	15,341	$1.486M	0.3%	$41.31	+143.1%	COMMON STOCK	002824100
MS	MORGAN	18,082	$1.477M	0.3%	$39.96	+100.9%	COMMON STOCK	617446448
AMGN	AMGEN	5,079	$1.365M	0.3%	$198.01	+17.1%	COMMON STOCK	031162100
DUK	DUKE	14,370	$1.268M	0.3%	$58.82	+42.1%	COMMON STOCK	26441C204
AMAT	APPLIED	9,149	$1.267M	0.3%	$73.05	+92.2%	COMMON STOCK	038222105
EFA	ISHARES	17,846	$1.23M	0.3%	$66.85	—	MUTUAL FUNDS -	464287465
CL	COLGATE PALMOLIVE	17,109	$1.217M	0.3%	$61.48	+15.3%	COMMON STOCK	194162103
IWN	ISHARES	8,751	$1.186M	0.3%	$111.58	—	MUTUAL FUNDS -	464287630
NVO	NOVO	12,686	$1.154M	0.3%	$79.03	—	FOREIGN STOCK	670100205
SBUX	STARBUCKS CORP	12,609	$1.151M	0.3%	$86.02	+7.5%	COMMON STOCK	855244109
RTX	RTX	15,983	$1.15M	0.3%	$67.39	+20.5%	COMMON STOCK	75513E101
IWD	ISHARES	6,959	$1.057M	0.2%	$135.82	—	MUTUAL FUNDS -	464287598
GOOGL	ALPHABET	7,266	$951K	0.2%	$108.30	+18.6%	COMMON STOCK	02079K305
SO	SOUTHERN COMPANY	14,300	$925K	0.2%	$34.30	+85.9%	COMMON STOCK	842587107
GD	GENERAL	4,118	$910K	0.2%	$198.14	+6.6%	COMMON STOCK	369550108
LMT	LOCKHEED	2,116	$865K	0.2%	$397.65	+4.4%	COMMON STOCK	539830109
PAYX	PAYCHEX INC	7,348	$847K	0.2%	$99.95	+12.2%	COMMON STOCK	704326107
GS	GOLDMAN	2,447	$792K	0.2%	$179.99	+75.2%	COMMON STOCK	38141G104
KVUE	KENVUE	38,347	$770K	0.2%	$21.04	0.0%	COMMON STOCK	49177J102
ADP	AUTOMATIC	2,606	$627K	0.1%	$183.57	+25.9%	COMMON STOCK	053015103
STZ	CONSTELLATION BRANDS INC A	2,414	$607K	0.1%	$191.60	+30.1%	COMMON STOCK	21036P108
TXN	TEXAS	3,537	$562K	0.1%	$107.94	+47.2%	COMMON STOCK	882508104
IDV	ISHARES	21,067	$535K	0.1%	$27.02	—	MUTUAL FUNDS -	464288448
DIS	WALT	6,596	$535K	0.1%	$97.51	-14.4%	COMMON STOCK	254687106
VZ	VERIZON	15,685	$508K	0.1%	$34.36	-15.6%	COMMON STOCK	92343V104
NEE	NEXTERA	8,440	$484K	0.1%	$54.68	+17.8%	COMMON STOCK	65339F101
D	DOMINION	10,439	$466K	0.1%	$52.98	-16.9%	COMMON STOCK	25746U109
ORLY	O'REILLY	512	$465K	0.1%	$44.38	+41.3%	COMMON STOCK	67103H107
COST	COSTCO	790	$446K	0.1%	$105.22	+405.8%	COMMON STOCK	22160K105
VGT	VANGUARD	1,038	$431K	0.1%	$200.35	—	COMMON STOCK	92204A702
CARR	CARRIER	7,695	$425K	0.1%	$17.13	+211.9%	COMMON STOCK	14448C104
DHR	DANAHER	1,672	$415K	0.1%	$108.39	+103.1%	COMMON STOCK	235851102
ZBH	ZIMMER	3,598	$404K	0.1%	$122.75	+1.2%	COMMON STOCK	98956P102
RY	ROYAL	4,547	$398K	0.1%	$88.02	+5.7%	FOREIGN STOCK	780087102
TJX	TJX	4,295	$382K	0.1%	$46.72	+82.7%	COMMON STOCK	872540109
SYK	STRYKER	1,358	$371K	0.1%	$224.09	+25.0%	COMMON STOCK	863667101
PANW	PALO	1,513	$355K	0.1%	$79.93	+48.0%	COMMON STOCK	697435105
USB	US BANCORP	10,598	$350K	0.1%	$34.93	-7.0%	COMMON STOCK	902973304
GLD	SPDR	2,000	$343K	0.1%	$113.55	—	MUTUAL FUNDS-AL	78463V107
BCE	BCE	8,949	$342K	0.1%	$33.81	+2.4%	FOREIGN STOCK	05534B760
MA	MASTERCARD	841	$333K	0.1%	$329.57	+20.2%	COMMON STOCK	57636Q104
—	BLACKROCK	495	$320K	0.1%	$688.17	—	COMMON STOCK	09247X101
OTIS	OTIS	3,846	$309K	0.1%	$48.71	+68.7%	COMMON STOCK	68902V107
SDY	SPDR	2,667	$307K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
—	LABORATORY CRP OF AMER HLDGS	1,432	$288K	0.1%	$126.08	—	COMMON STOCK	50540R409
SPY	STANDARD & POORS	664	$284K	0.1%	$319.36	—	MUTUAL FUNDS -	78462F103
IWY	ISHARES	1,839	$283K	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
TMP	TOMPKINS	5,697	$279K	0.1%	$52.02	-6.2%	COMMON STOCK	890110109
LLY	ELI	515	$277K	0.1%	$131.39	+285.7%	COMMON STOCK	532457108
IJT	ISHARES	2,498	$274K	0.1%	$138.83	—	MUTUAL FUNDS -	464287887
TMO	THERMO	539	$273K	0.1%	$553.83	-4.5%	COMMON STOCK	883556102
ABBV	ABBVIE	1,700	$253K	0.1%	$43.24	+213.0%	COMMON STOCK	00287Y109
VYM	VANGUARD	2,244	$232K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
MAR	MARRIOTT INTERNATIONAL INC CL A	1,105	$217K	0.0%	$159.84	+21.4%	COMMON STOCK	571903202
BAC	BANK	7,847	$215K	0.0%	$27.82	0.0%	COMMON STOCK	060505104
TFC	TRUIST	7,425	$212K	0.0%	$31.25	-13.1%	COMMON STOCK	89832Q109
IJK	ISHARES	2,848	$206K	0.0%	$71.51	—	MUTUAL FUNDS -	464287606
NOW	SERVICENOW	362	$202K	0.0%	$99.98	+14.1%	COMMON STOCK	81762P102