Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	266,338	$46.31M	9.9%	$109.30	—	COMMON STOCK	81369Y803
AGG	ISHARES	256,696	$25.14M	5.4%	$98.30	—	MUTUAL FUNDS -	464287226
MSFT	MICROSOFT	65,843	$22.42M	4.8%	$38.24	+703.5%	COMMON STOCK	594918104
PEP	PEPSICO	82,042	$15.2M	3.3%	$82.94	+105.7%	COMMON STOCK	713448108
XLV	SECTOR SPDR	109,871	$14.58M	3.1%	$127.78	—	COMMON STOCK	81369Y209
CHMG	CHEMUNG FINANCIAL CORP	351,201	$13.49M	2.9%	$26.55	+33.4%	COMMON STOCK	164024101
XLE	SECTOR SPDR	157,902	$12.82M	2.8%	$51.14	—	COMMON STOCK	81369Y506
AAPL	APPLE	65,491	$12.7M	2.7%	$93.19	+84.6%	COMMON STOCK	037833100
JNJ	JOHNSON	74,503	$12.33M	2.6%	$77.76	+91.5%	COMMON STOCK	478160104
MCD	MCDONALDS CORP	36,965	$11.03M	2.4%	$98.22	+178.0%	COMMON STOCK	580135101
JPM	JPMORGAN	73,093	$10.63M	2.3%	$96.62	+34.2%	COMMON STOCK	46625H100
AMZN	AMAZON.COM	73,668	$9.603M	2.1%	$116.17	-1.7%	COMMON STOCK	023135106
PG	PROCTER	61,336	$9.307M	2.0%	$62.76	+125.2%	COMMON STOCK	742718109
MRK	MERCK	80,116	$9.245M	2.0%	$73.11	+42.9%	COMMON STOCK	58933Y105
XLU	SECTOR SPDR	126,138	$8.254M	1.8%	$66.94	—	COMMON STOCK	81369Y886
ADBE	ADOBE	16,660	$8.147M	1.7%	$310.35	+29.8%	COMMON STOCK	00724F101
XLC	SECTOR SPDR	123,774	$8.055M	1.7%	$64.42	—	COMMON STOCK	81369Y852
XLF	SECTOR SPDR	220,699	$7.44M	1.6%	$33.70	—	COMMON STOCK	81369Y605
AXP	AMERICAN	42,282	$7.366M	1.6%	$150.80	+3.6%	COMMON STOCK	025816109
BRK/B	BERKSHIRE	21,531	$7.342M	1.6%	$231.59	+40.9%	COMMON STOCK	084670702
IVV	ISHARES	16,208	$7.224M	1.6%	$342.01	—	MUTUAL FUNDS -	464287200
GOOG	ALPHABET	59,181	$7.159M	1.5%	$107.87	+6.5%	COMMON STOCK	02079K107
WMT	WAL-MART	45,136	$7.094M	1.5%	$33.39	+46.6%	COMMON STOCK	931142103
XSD	SPDR	27,557	$6.098M	1.3%	$141.11	—	COMMON STOCK	78464A862
QQQ	INVESCO	16,447	$6.076M	1.3%	$182.69	—	MUTUAL FUNDS -	46090E103
JCI	JOHNSON	84,807	$5.779M	1.2%	$51.33	+14.3%	FOREIGN STOCK	G51502105
V	VISA	23,819	$5.657M	1.2%	$182.03	+23.3%	COMMON STOCK	92826C839
HON	HONEYWELL	26,686	$5.537M	1.2%	$158.87	+10.5%	COMMON STOCK	438516106
XLY	SECTOR SPDR	31,976	$5.43M	1.2%	$159.04	—	COMMON STOCK	81369Y407
XLI	SECTOR SPDR	50,445	$5.414M	1.2%	$103.28	—	COMMON STOCK	81369Y704
BKNG	BOOKING	1,955	$5.279M	1.1%	$2394.16	+8.6%	COMMON STOCK	09857L108
ROK	ROCKWELL AUTOMATION INC	15,345	$5.055M	1.1%	$220.23	+25.3%	COMMON STOCK	773903109
ZBH	ZIMMER	33,836	$4.927M	1.1%	$122.75	+8.1%	COMMON STOCK	98956P102
SYK	STRYKER	14,096	$4.301M	0.9%	$224.09	+25.5%	COMMON STOCK	863667101
CMCSA	COMCAST	102,963	$4.278M	0.9%	$34.66	+5.7%	COMMON STOCK	20030N101
KO	COCA-COLA	70,293	$4.233M	0.9%	$40.80	+40.6%	COMMON STOCK	191216100
TRV	THE	22,997	$3.994M	0.9%	$148.52	+12.9%	COMMON STOCK	89417E109
ADI	ANALOG DEVICES INC	20,021	$3.9M	0.8%	$176.89	0.0%	COMMON STOCK	032654105
CRM	SALESFORCE	18,009	$3.805M	0.8%	$198.22	+1.7%	COMMON STOCK	79466L302
MDT	MEDTRONIC	42,973	$3.786M	0.8%	$81.69	-2.8%	FOREIGN STOCK	G5960L103
ECL	ECOLAB	19,631	$3.665M	0.8%	$167.31	0.0%	COMMON STOCK	278865100
GLW	CORNING	102,823	$3.603M	0.8%	$11.25	+172.0%	COMMON STOCK	219350105
HD	HOME	11,594	$3.602M	0.8%	$104.82	+163.7%	COMMON STOCK	437076102
IWM	ISHARES	18,676	$3.497M	0.8%	$189.65	—	MUTUAL FUNDS -	464287655
EMR	EMERSON	37,059	$3.35M	0.7%	$66.62	+20.2%	COMMON STOCK	291011104
BMY	BRISTOL	51,430	$3.289M	0.7%	$53.82	+9.5%	COMMON STOCK	110122108
IYK	ISHARES	16,162	$3.237M	0.7%	$194.46	—	COMMON STOCK	464287812
CNI	CANADIAN	24,846	$3.008M	0.6%	$45.73	+145.8%	FOREIGN STOCK	136375102
SPMD	SPDR	60,994	$2.799M	0.6%	$47.81	—	MUTUAL FUNDS -	78464A847
UNH	UNITEDHEALTH	5,451	$2.62M	0.6%	$279.97	+66.0%	COMMON STOCK	91324P102
PFE	PFIZER	69,170	$2.537M	0.5%	$30.82	+7.8%	COMMON STOCK	717081103
XLP	SECTOR SPDR	32,945	$2.444M	0.5%	$70.37	—	COMMON STOCK	81369Y308
UNP	UNION	11,316	$2.315M	0.5%	$135.82	+37.7%	COMMON STOCK	907818108
CVX	CHEVRON	14,451	$2.274M	0.5%	$71.47	+100.4%	COMMON STOCK	166764100
XLRE	SECTOR SPDR	59,566	$2.245M	0.5%	$38.58	—	COMMON STOCK	81369Y860
XLB	SECTOR SPDR	26,246	$2.175M	0.5%	$71.77	—	COMMON STOCK	81369Y100
RTX	RTX	21,700	$2.126M	0.5%	$67.39	+36.9%	COMMON STOCK	75513E101
IWO	ISHARES	7,609	$1.846M	0.4%	$126.39	—	MUTUAL FUNDS -	464287648
XOM	EXXON	15,459	$1.658M	0.4%	$50.10	+98.8%	COMMON STOCK	30231G102
ABT	ABBOTT	15,041	$1.64M	0.4%	$40.13	+152.8%	COMMON STOCK	002824100
DUK	DUKE	16,911	$1.518M	0.3%	$58.82	+44.8%	COMMON STOCK	26441C204
MS	MORGAN	17,765	$1.517M	0.3%	$39.24	+99.7%	COMMON STOCK	617446448
CSCO	CISCO	28,208	$1.459M	0.3%	$39.03	+16.6%	COMMON STOCK	17275R102
CL	COLGATE PALMOLIVE	17,214	$1.326M	0.3%	$61.48	+18.6%	COMMON STOCK	194162103
EFA	ISHARES	17,846	$1.294M	0.3%	$66.85	—	MUTUAL FUNDS -	464287465
IWN	ISHARES	8,751	$1.232M	0.3%	$111.58	—	MUTUAL FUNDS -	464287630
SBUX	STARBUCKS CORP	12,281	$1.217M	0.3%	$85.85	+13.3%	COMMON STOCK	855244109
AMAT	APPLIED	8,021	$1.159M	0.2%	$63.58	+92.3%	COMMON STOCK	038222105
IWD	ISHARES	7,084	$1.118M	0.2%	$135.82	—	MUTUAL FUNDS -	464287598
NVO	NOVO	6,775	$1.096M	0.2%	$68.63	—	FOREIGN STOCK	670100205
BCE	BCE	23,584	$1.075M	0.2%	$33.81	+11.7%	FOREIGN STOCK	05534B760
AMGN	AMGEN	4,816	$1.069M	0.2%	$196.16	+8.9%	COMMON STOCK	031162100
SO	SOUTHERN COMPANY	14,395	$1.011M	0.2%	$34.30	+90.4%	COMMON STOCK	842587107
LMT	LOCKHEED	2,141	$986K	0.2%	$397.65	+8.5%	COMMON STOCK	539830109
DIS	WALT	10,513	$939K	0.2%	$97.51	-5.1%	COMMON STOCK	254687106
GD	GENERAL	4,270	$919K	0.2%	$198.14	+3.3%	COMMON STOCK	369550108
GOOGL	ALPHABET	6,946	$831K	0.2%	$107.38	+6.4%	COMMON STOCK	02079K305
GS	GOLDMAN	2,432	$784K	0.2%	$179.99	+71.1%	COMMON STOCK	38141G104
VZ	VERIZON	20,343	$757K	0.2%	$34.36	-9.2%	COMMON STOCK	92343V104
PAYX	PAYCHEX INC	6,504	$728K	0.2%	$98.36	+2.7%	COMMON STOCK	704326107
NEE	NEXTERA	8,490	$630K	0.1%	$54.68	+28.0%	COMMON STOCK	65339F101
ORLY	O'REILLY	638	$609K	0.1%	$44.38	+37.6%	COMMON STOCK	67103H107
ADP	AUTOMATIC	2,656	$584K	0.1%	$183.57	+10.7%	COMMON STOCK	053015103
STZ	CONSTELLATION BRANDS INC A	2,371	$584K	0.1%	$190.55	+16.9%	COMMON STOCK	21036P108
TXN	TEXAS	3,140	$565K	0.1%	$101.50	+56.7%	COMMON STOCK	882508104
IDV	ISHARES	21,067	$555K	0.1%	$27.02	—	MUTUAL FUNDS -	464288448
D	DOMINION	10,514	$545K	0.1%	$52.98	-10.2%	COMMON STOCK	25746U109
VGT	VANGUARD	1,038	$459K	0.1%	$200.35	—	COMMON STOCK	92204A702
COST	COSTCO	815	$439K	0.1%	$105.22	+363.0%	COMMON STOCK	22160K105
RY	ROYAL	4,516	$431K	0.1%	$88.02	+8.4%	FOREIGN STOCK	780087102
USB	US BANCORP	12,083	$399K	0.1%	$34.93	-18.7%	COMMON STOCK	902973304
DHR	DANAHER	1,644	$395K	0.1%	$106.48	+96.1%	COMMON STOCK	235851102
PANW	PALO	1,533	$392K	0.1%	$79.93	+30.2%	COMMON STOCK	697435105
CARR	CARRIER	7,695	$383K	0.1%	$17.13	+148.2%	COMMON STOCK	14448C104
TJX	TJX	4,251	$360K	0.1%	$46.32	+64.4%	COMMON STOCK	872540109
GLD	SPDR	2,000	$357K	0.1%	$113.55	—	MUTUAL FUNDS -	78463V107
OTIS	OTIS	3,928	$350K	0.1%	$48.71	+65.5%	COMMON STOCK	68902V107
TFC	TRUIST	11,412	$346K	0.1%	$31.25	-13.8%	COMMON STOCK	89832Q109
—	LABORATORY CRP OF AMER HLDGS	1,432	$346K	0.1%	$126.08	—	COMMON STOCK	50540R409
SDY	SPDR	2,667	$327K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
TMP	TOMPKINS	5,697	$317K	0.1%	$52.02	-1.7%	COMMON STOCK	890110109
MA	MASTERCARD	789	$310K	0.1%	$325.17	+13.7%	COMMON STOCK	57636Q104
—	BLACKROCK	440	$304K	0.1%	$693.39	—	COMMON STOCK	09247X101
INTC	INTEL	8,830	$295K	0.1%	$36.68	-16.2%	COMMON STOCK	458140100
SPY	STANDARD & POORS	664	$294K	0.1%	$319.36	—	MUTUAL FUNDS -	78462F103
IWY	ISHARES	1,839	$292K	0.1%	$121.26	—	MUTUAL FUNDS -	464289438
IJT	ISHARES	2,498	$287K	0.1%	$138.83	—	MUTUAL FUNDS -	464287887
TMO	THERMO	510	$266K	0.1%	$555.25	-3.6%	COMMON STOCK	883556102
LLY	ELI	545	$256K	0.1%	$131.39	+213.2%	COMMON STOCK	532457108
ENB	ENBRIDGE	6,852	$255K	0.1%	$25.19	+27.3%	FOREIGN STOCK	29250N105
VYM	VANGUARD	2,244	$238K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
ABBV	ABBVIE	1,700	$229K	0.0%	$43.24	+209.2%	COMMON STOCK	00287Y109
IJK	ISHARES	2,848	$214K	0.0%	$71.51	—	MUTUAL FUNDS -	464287606
MAR	MARRIOTT INTERNATIONAL INC CL A	1,128	$207K	0.0%	$159.84	+5.7%	COMMON STOCK	571903202
ITW	ILLINOIS	819	$205K	0.0%	$217.67	+0.9%	COMMON STOCK	452308109
NOW	SERVICENOW	362	$203K	0.0%	$99.98	0.0%	COMMON STOCK	81762P102
—	FIRST	14,080	$136K	0.0%	$9.64	—	MUTUAL FUNDS -	30329L419