Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	266,754	$37.75M	8.2%	$85.15	+69.0%	COM	037833100
MSFT	MICROSOFT CORP	110,675	$31.2M	6.8%	$65.42	+329.2%	COM	594918104
GOOGL	ALPHABET INC	11,350	$30.34M	6.6%	$43.58	+209.9%	CAP STK CL A	02079K305
LOW	LOWES COS INC	86,878	$17.62M	3.8%	$63.55	+188.9%	COM	548661107
META	FACEBOOK INC	43,054	$14.61M	3.2%	$101.54	+252.3%	CL A	30303M102
VCIT	VANGUARD SCOTTSDALE FDS	125,953	$11.89M	2.6%	$91.21	—	INT-TERM CORP	92206C870
SBUX	STARBUCKS CORP	107,292	$11.84M	2.6%	$53.90	+96.1%	COM	855244109
AMZN	AMAZON COM INC	3,597	$11.82M	2.6%	$91.74	+88.0%	COM	023135106
RSP	INVESCO EXCHANGE TRADED FD T	74,646	$11.18M	2.4%	$135.75	—	S&P500 EQL WGT	46137V357
NKE	NIKE INC	75,488	$10.96M	2.4%	$46.35	+229.1%	CL B	654106103
MA	MASTERCARD INCORPORATED	30,944	$10.76M	2.3%	$74.59	+375.6%	CL A	57636Q104
JPM	JPMORGAN CHASE & CO	62,088	$10.16M	2.2%	$44.37	+216.2%	COM	46625H100
AMD	ADVANCED MICRO DEVICES INC	98,095	$10.09M	2.2%	$39.11	+161.4%	COM	007903107
V	VISA INC	44,141	$9.832M	2.1%	$61.50	+269.1%	COM CL A	92826C839
DIS	DISNEY WALT CO	49,787	$8.422M	1.8%	$120.32	+44.7%	COM	254687106
SCHB	SCHWAB STRATEGIC TR	79,185	$8.224M	1.8%	$62.98	—	US BRD MKT ETF	808524102
BAC	BK OF AMERICA CORP	173,602	$7.369M	1.6%	$20.86	+73.0%	COM	060505104
JNJ	JOHNSON & JOHNSON	43,692	$7.056M	1.5%	$95.89	+56.7%	COM	478160104
QCOM	QUALCOMM INC	53,864	$6.947M	1.5%	$108.44	+18.8%	COM	747525103
TGT	TARGET CORP	29,287	$6.7M	1.5%	$90.36	+143.4%	COM	87612E106
SIXG	ETF SER SOLUTIONS	178,022	$6.466M	1.4%	$30.77	—	DEFIANCE NEXT	26922A289
SCHP	SCHWAB STRATEGIC TR	102,981	$6.445M	1.4%	$60.96	—	US TIPS ETF	808524870
EQIX	EQUINIX INC	8,032	$6.346M	1.4%	$408.53	+86.6%	COM	29444U700
IBM	INTERNATIONAL BUSINESS MACHS	43,766	$6.08M	1.3%	$113.44	-1.2%	COM	459200101
NVDA	NVIDIA CORPORATION	25,925	$5.371M	1.2%	$15.91	+30.2%	COM	67066G104
C	CITIGROUP INC	76,447	$5.365M	1.2%	$53.77	+11.0%	COM NEW	172967424
BSV	VANGUARD BD INDEX FDS	63,966	$5.271M	1.1%	$81.31	—	SHORT TRM BOND	921937827
ALLY	ALLY FINL INC	98,259	$5.016M	1.1%	$36.28	+22.1%	COM	02005N100
REGN	REGENERON PHARMACEUTICALS	7,717	$4.67M	1.0%	$436.91	+41.3%	COM	75886F107
—	DRAFTKINGS INC	91,364	$4.4M	1.0%	$43.00	—	COM CL A	26142R104
DXC	DXC TECHNOLOGY CO	122,751	$4.126M	0.9%	$30.57	+23.8%	COM	23355L106
BNDX	VANGUARD CHARLOTTE FDS	71,271	$4.06M	0.9%	$54.38	—	TOTAL INT BD ETF	92203J407
AGG	ISHARES TR	34,459	$3.957M	0.9%	$113.26	—	CORE US AGGBD ET	464287226
PYPL	PAYPAL HLDGS INC	14,910	$3.88M	0.8%	$159.83	+77.1%	COM	70450Y103
SCHD	SCHWAB STRATEGIC TR	52,182	$3.874M	0.8%	$51.51	—	US DIVIDEND EQ	808524797
IOO	ISHARES TR	54,454	$3.874M	0.8%	$57.40	—	GLOBAL 100 ETF	464287572
GM	GENERAL MTRS CO	72,005	$3.795M	0.8%	$49.52	+3.5%	COM	37045V100
VRTX	VERTEX PHARMACEUTICALS INC	20,407	$3.702M	0.8%	$219.80	-11.2%	COM	92532F100
TRMB	TRIMBLE INC	44,189	$3.635M	0.8%	$75.58	+16.2%	COM	896239100
BMY	BRISTOL-MYERS SQUIBB CO	59,419	$3.516M	0.8%	$47.12	+16.4%	COM	110122108
FSLR	FIRST SOLAR INC	35,755	$3.413M	0.7%	$68.01	+36.5%	COM	336433107
PFF	ISHARES TR	81,770	$3.173M	0.7%	$38.86	—	PFD AND INCM SEC	464288687
BND	VANGUARD BD INDEX FDS	33,943	$2.9M	0.6%	$83.85	—	TOTAL BND MRKT	921937835
DAL	DELTA AIR LINES INC DEL	66,851	$2.849M	0.6%	$35.38	+12.2%	COM NEW	247361702
NCLH	NORWEGIAN CRUISE LINE HLDG L	105,385	$2.815M	0.6%	$30.14	-15.6%	SHS	G66721104
SPY	SPDR S&P 500 ETF TR	6,388	$2.742M	0.6%	$196.42	—	TR UNIT	78462F103
VZ	VERIZON COMMUNICATIONS INC	50,262	$2.715M	0.6%	$39.01	+8.5%	COM	92343V104
—	INVITAE CORP	95,300	$2.709M	0.6%	$30.93	—	COM	46185L103
ARKG	ARK ETF TR	36,171	$2.703M	0.6%	$70.80	—	GENOMIC REV ETF	00214Q302
XLF	SELECT SECTOR SPDR TR	71,855	$2.697M	0.6%	$34.34	—	FINANCIAL	81369Y605
SCHV	SCHWAB STRATEGIC TR	36,986	$2.496M	0.5%	$57.58	—	US LCAP VA ETF	808524409
SCHE	SCHWAB STRATEGIC TR	78,064	$2.379M	0.5%	$26.67	—	EMRG MKTEQ ETF	808524706
TSLA	TESLA INC	2,925	$2.268M	0.5%	$193.02	+21.9%	COM	88160R101
XLB	SELECT SECTOR SPDR TR	26,900	$2.128M	0.5%	$75.60	—	SBI MATERIALS	81369Y100
SPYC	SIMPLIFY EXCHANGE TRADED FUN	68,566	$2.102M	0.5%	$28.29	—	US EQT PLS CNVEX	82889N103
XLK	SELECT SECTOR SPDR TR	13,752	$2.054M	0.4%	$73.56	—	TECHNOLOGY	81369Y803
XLE	SELECT SECTOR SPDR TR	38,741	$2.018M	0.4%	$51.03	—	ENERGY	81369Y506
BIV	VANGUARD BD INDEX FDS	22,525	$2.015M	0.4%	$93.18	—	INTERMED TERM	921937819
VGIT	VANGUARD SCOTTSDALE FDS	29,594	$1.999M	0.4%	$70.56	—	INTER TERM TREAS	92206C706
ARKK	ARK ETF TR	17,117	$1.892M	0.4%	$79.05	—	INNOVATION ETF	00214Q104
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,665	$1.819M	0.4%	$232.86	+20.6%	CL B NEW	084670702
TJX	TJX COS INC NEW	25,780	$1.701M	0.4%	$63.95	+2.3%	COM	872540109
IWM	ISHARES TR	7,562	$1.654M	0.4%	$133.07	—	RUSSELL 2000 ETF	464287655
SCHM	SCHWAB STRATEGIC TR	21,308	$1.633M	0.4%	$50.04	—	US MID-CAP ETF	808524508
TAN	INVESCO EXCH TRADED FD TR II	19,203	$1.535M	0.3%	$94.71	—	SOLAR ETF	46138G706
BA	BOEING CO	6,958	$1.53M	0.3%	$336.92	-33.8%	COM	097023105
SCHG	SCHWAB STRATEGIC TR	8,893	$1.317M	0.3%	$133.46	—	US LCAP GR ETF	808524300
TIP	ISHARES TR	9,253	$1.182M	0.3%	$113.59	—	TIPS BD ETF	464287176
QQEW	FIRST TR NAS100 EQ WEIGHTED	10,461	$1.164M	0.3%	$103.62	—	SHS	337344105
CVX	CHEVRON CORP NEW	10,803	$1.096M	0.2%	$74.62	+11.7%	COM	166764100
XHB	SPDR SER TR	15,030	$1.079M	0.2%	$58.69	—	S&P HOMEBUILD	78464A888
HON	HONEYWELL INTL INC	4,902	$1.041M	0.2%	$65.40	+197.6%	COM	438516106
NIO	NIO INC	27,923	$995K	0.2%	$41.04	—	SPON ADS	62914V106
ABT	ABBOTT LABS	7,925	$936K	0.2%	$46.38	+144.6%	COM	002824100
CLF	CLEVELAND-CLIFFS INC NEW	46,060	$912K	0.2%	$19.70	+15.7%	COM	185899101
NFLX	NETFLIX INC	1,455	$888K	0.2%	$34.02	+61.7%	COM	64110L106
SCHR	SCHWAB STRATEGIC TR	15,309	$868K	0.2%	$53.27	—	INTRM TRM TRES	808524854
ARKF	ARK ETF TR	16,914	$835K	0.2%	$50.24	—	FINTECH INNOVA	00214Q708
MCD	MCDONALDS CORP	3,424	$826K	0.2%	$133.95	+61.1%	COM	580135101
MET	METLIFE INC	13,305	$821K	0.2%	$48.41	+8.9%	COM	59156R108
SCHX	SCHWAB STRATEGIC TR	7,768	$808K	0.2%	$88.13	—	US LRG CAP ETF	808524201
PENN	PENN NATL GAMING INC	11,032	$799K	0.2%	$25.05	+193.4%	COM	707569109
XLV	SELECT SECTOR SPDR TR	6,222	$792K	0.2%	$81.44	—	SBI HEALTHCARE	81369Y209
FLRN	SPDR SER TR	25,720	$789K	0.2%	$30.76	—	BLOMBERG BRC INV	78468R200
BMBL	BUMBLE INC	15,437	$772K	0.2%	$52.76	-1.4%	COM CL A	12047B105
DIA	SPDR DOW JONES INDL AVERAGE	2,155	$729K	0.2%	$264.71	—	UT SER 1	78467X109
IEX	IDEX CORP	3,480	$720K	0.2%	$63.28	+232.2%	COM	45167R104
MMM	3M CO	3,991	$700K	0.2%	$82.57	+66.3%	COM	88579Y101
XLI	SELECT SECTOR SPDR TR	6,891	$674K	0.1%	$71.55	—	SBI INT-INDS	81369Y704
DVY	ISHARES TR	5,780	$663K	0.1%	$73.51	—	SELECT DIVID ETF	464287168
SCHF	SCHWAB STRATEGIC TR	16,356	$633K	0.1%	$31.10	—	INTL EQTY ETF	808524805
MDY	SPDR S&P MIDCAP 400 ETF TR	1,116	$536K	0.1%	$251.86	—	UTSER1 S&PDCRP	78467Y107
CNI	CANADIAN NATL RY CO	4,585	$530K	0.1%	$46.70	+117.5%	COM	136375102
EW	EDWARDS LIFESCIENCES CORP	4,677	$529K	0.1%	$71.21	+60.3%	COM	28176E108
XLY	SELECT SECTOR SPDR TR	2,549	$457K	0.1%	$123.29	—	SBI CONS DISCR	81369Y407
PFE	PFIZER INC	9,785	$421K	0.1%	$29.78	+19.8%	COM	717081103
MINT	PIMCO ETF TR	4,000	$408K	0.1%	$101.55	—	ENHAN SHRT MA AC	72201R833
UNH	UNITEDHEALTH GROUP INC	1,022	$399K	0.1%	$239.23	+60.9%	COM	91324P102
BAX	BAXTER INTL INC	4,933	$397K	0.1%	$56.72	+26.2%	COM	071813109
PEP	PEPSICO INC	2,591	$390K	0.1%	$98.42	+37.2%	COM	713448108
XOM	EXXON MOBIL CORP	6,379	$375K	0.1%	$56.63	-14.5%	COM	30231G102
CMCSA	COMCAST CORP NEW	6,220	$348K	0.1%	$33.15	+55.0%	CL A	20030N101
PG	PROCTER AND GAMBLE CO	2,489	$348K	0.1%	$101.69	+25.1%	COM	742718109
CSX	CSX CORP	11,631	$346K	0.1%	$30.15	-0.0%	COM	126408103
KEY	KEYCORP	15,568	$337K	0.1%	$9.98	+62.6%	COM	493267108
VTI	VANGUARD INDEX FDS	1,429	$317K	0.1%	$222.47	—	TOTAL STK MKT	922908769
PLUG	PLUG POWER INC	12,319	$315K	0.1%	$16.71	+60.4%	COM NEW	72919P202
DE	DEERE & CO	897	$301K	0.1%	$243.83	+39.2%	COM	244199105
D	DOMINION ENERGY INC	4,018	$293K	0.1%	$59.16	+5.5%	COM	25746U109
DUK	DUKE ENERGY CORP NEW	2,980	$291K	0.1%	$70.45	+23.8%	COM NEW	26441C204
SCHA	SCHWAB STRATEGIC TR	2,812	$281K	0.1%	$99.93	—	US SML CAP ETF	808524607
NBTB	NBT BANCORP INC	7,250	$262K	0.1%	$30.18	+16.3%	COM	628778102
VOO	VANGUARD INDEX FDS	653	$258K	0.1%	$395.10	—	S&P 500 ETF SHS	922908363
KO	COCA COLA CO	4,799	$252K	0.1%	$38.72	+26.0%	COM	191216100
SO	SOUTHERN CO	4,011	$249K	0.1%	$49.52	+10.4%	COM	842587107
AXP	AMERICAN EXPRESS CO	1,460	$245K	0.1%	$124.36	+27.3%	COM	025816109
PBFS	PIONEER BANCORP INC MD	19,000	$240K	0.1%	$8.68	+38.7%	COM	723561106
SDY	SPDR SER TR	1,985	$233K	0.1%	$118.12	—	S&P DIVID ETF	78464A763
SCHW	SCHWAB CHARLES CORP	2,813	$205K	0.0%	$56.91	+18.4%	COM	808513105