Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
—	GENERAL ELECTRIC CO	323,579	$8.739M	8.6%	$27.01	—	—	COMMON STOCK	369604103
—	TRUSTCO BANK CORP NY	1,060,170	$8.216M	8.1%	$7.75	—	—	COMMON STOCK	898349105
XOM	EXXON MOBIL CORP	71,301	$5.756M	5.7%	$80.73	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	31,707	$4.195M	4.2%	$132.31	—	—	COMMON STOCK	478160104
JPM	JPMORGAN CHASE & CO	36,513	$3.337M	3.3%	$91.39	—	—	COMMON STOCK	46625H100
PG	PROCTER & GAMBLE CO	34,562	$3.012M	3.0%	$87.15	—	—	COMMON STOCK	742718109
DIS	DISNEY WALT CO	28,021	$2.977M	2.9%	$106.24	—	—	COMMON STOCK	254687106
KO	COCA COLA CO	65,503	$2.937M	2.9%	$44.84	—	—	COMMON STOCK	191216100
INTC	INTEL CORP	82,613	$2.788M	2.8%	$33.75	—	—	COMMON STOCK	458140100
PEP	PEPSICO INC	23,710	$2.738M	2.7%	$115.48	—	—	COMMON STOCK	713448108
—	UNITED TECHNOLOGIES CORP	19,741	$2.41M	2.4%	$122.08	—	—	COMMON STOCK	913017109
MMM	3M CO	11,429	$2.38M	2.4%	$208.24	—	—	COMMON STOCK	88579Y101
AMAT	APPLIED MATERIALS INC	56,403	$2.33M	2.3%	$41.31	—	—	COMMON STOCK	038222105
ABBV	ABBVIE INC	31,909	$2.313M	2.3%	$72.49	—	—	COMMON STOCK	00287Y109
CVX	CHEVRON CORP NEW	21,375	$2.23M	2.2%	$104.33	—	—	COMMON STOCK	166764100
WFC	WELLS FARGO & CO NEW	40,238	$2.229M	2.2%	$55.40	—	—	COMMON STOCK	949746101
IBM	INTERNATIONAL BUSINESS MACHS	12,173	$1.873M	1.9%	$153.87	—	—	COMMON STOCK	459200101
ABT	ABBOTT LABORATOR IES	37,771	$1.837M	1.8%	$48.64	—	—	COMMON STOCK	002824100
MSFT	MICROSOFT CORP	25,919	$1.786M	1.8%	$68.91	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	11,710	$1.687M	1.7%	$144.06	—	—	COMMON STOCK	037833100
NKE	NIKE INC	27,925	$1.648M	1.6%	$59.02	—	—	COMMON STOCK	654106103
T	AT&T INC	41,908	$1.582M	1.6%	$37.75	—	—	COMMON STOCK	00206R102
MDT	MEDTRONIC PLC	17,077	$1.516M	1.5%	$88.77	—	—	FOREIGN STOCK	G5960L103
CL	COLGATE PALMOLIVE CO	20,056	$1.486M	1.5%	$74.09	—	—	COMMON STOCK	194162103
GIS	GENERAL MILLS INC	25,929	$1.437M	1.4%	$55.42	—	—	COMMON STOCK	370334104
MCD	MCDONALDS CORP	9,222	$1.412M	1.4%	$153.11	—	—	COMMON STOCK	580135101
VZ	VERIZON COMMUNICATIONS INC	29,148	$1.301M	1.3%	$44.63	—	—	COMMON STOCK	92343V104
PFE	PFIZER INC	38,658	$1.298M	1.3%	$33.58	—	—	COMMON STOCK	717081103
BMY	BRISTOL-MYERS SQUIBB CO	22,639	$1.262M	1.2%	$55.74	—	—	COMMON STOCK	110122108
CSCO	CISCO SYSTEMS INC	38,587	$1.208M	1.2%	$31.31	—	—	COMMON STOCK	17275R102
SO	SOUTHERN CO	23,894	$1.144M	1.1%	$47.88	—	—	COMMON STOCK	842587107
AXP	AMERICAN EXPRESS CO	12,725	$1.072M	1.1%	$84.24	—	—	COMMON STOCK	025816109
—	DU PONT E I DE NEMOURS & CO	11,992	$968K	1.0%	$80.72	—	—	COMMON STOCK	263534109
MRK	MERCK & CO INC	14,420	$924K	0.9%	$64.08	—	—	COMMON STOCK	58933Y105
NBTB	NBT BANCORP INC	24,758	$915K	0.9%	$36.96	—	—	COMMON STOCK	628778102
TXN	TEXAS INSTRUMENTS INC	11,810	$909K	0.9%	$76.97	—	—	COMMON STOCK	882508104
ORCL	ORACLE CORP	17,647	$885K	0.9%	$50.15	—	—	COMMON STOCK	68389X105
WMT	WAL-MART STORES INC	11,258	$852K	0.8%	$75.68	—	—	COMMON STOCK	931142103
STT	STATE STREET CORP	8,675	$778K	0.8%	$89.68	—	—	COMMON STOCK	857477103
LOW	LOWES COMPANIES INC	9,262	$718K	0.7%	$77.52	—	—	COMMON STOCK	548661107
VWO	VANGUARD EMERGING MARKETS STOCK	15,857	$648K	0.6%	$40.87	—	—	MUTUAL FUND/STOCK	922042858
—	DOW CHEMICAL CO	9,940	$627K	0.6%	$63.08	—	—	COMMON STOCK	260543103
UPS	UNITED PARCEL SE RVICE	5,415	$599K	0.6%	$110.62	—	—	COMMON STOCK	911312106
PM	PHILIP MORRIS INTERNATIONAL INC	5,019	$590K	0.6%	$117.55	—	—	COMMON STOCK	718172109
NSC	NORFOLK SOUTHERN CORP	4,806	$585K	0.6%	$121.72	—	—	COMMON STOCK	655844108
MAS	MASCO CORP	15,025	$574K	0.6%	$38.20	—	—	COMMON STOCK	574599106
ADP	AUTOMATIC DATA PROCESSING INC	5,497	$563K	0.6%	$102.42	—	—	COMMON STOCK	053015103
EFA	ISHARES MSCI EAFE (MKT)	8,189	$534K	0.5%	$65.21	—	—	MUTUAL FUND/STOCK	464287465
ECL	ECOLAB INC	3,950	$525K	0.5%	$132.91	—	—	COMMON STOCK	278865100
TGT	TARGET CORP	10,015	$524K	0.5%	$52.32	—	—	COMMON STOCK	87612E106
SLB	SCHLUMBERGER LTD	7,157	$471K	0.5%	$65.81	—	—	FOREIGN STOCK	806857108
EXC	EXELON CORP	12,503	$451K	0.4%	$36.07	—	—	COMMON STOCK	30161N101
HD	HOME DEPOT INC	2,575	$395K	0.4%	$153.40	—	—	COMMON STOCK	437076102
APD	AIR PRODUCTS & CHEMICALS INC	2,600	$372K	0.4%	$143.08	—	—	COMMON STOCK	009158106
MO	ALTRIA GROUP INC	4,836	$360K	0.4%	$74.44	—	—	COMMON STOCK	02209S103
C	CITIGROUP INC	5,278	$353K	0.3%	$66.88	—	—	COMMON STOCK	172967424
LMT	LOCKHEED MARTIN CORP	1,257	$349K	0.3%	$277.65	—	—	COMMON STOCK	539830109
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$274K	0.3%	$169.55	—	—	COMMON STOCK	084670702
—	ANNALY CAPITAL MANAGEMENT INC	22,450	$270K	0.3%	$12.03	—	—	COMMON STOCK	035710409
—	JACOBS ENGINEERING GROUP	4,834	$263K	0.3%	$54.41	—	—	COMMON STOCK	469814107
EMR	EMERSON ELECTRIC CO	4,362	$260K	0.3%	$59.61	—	—	COMMON STOCK	291011104
SWK	STANLEY BLACK & DECKER INC	1,632	$230K	0.2%	$140.93	—	—	COMMON STOCK	854502101
—	GLAXOSMITHKLINE PLC	5,300	$229K	0.2%	$43.21	—	—	FOREIGN STOCK	37733W105
LLY	ELI LILLY & CO	2,747	$226K	0.2%	$82.27	—	—	COMMON STOCK	532457108
CMCSA	COMCAST CORP	5,800	$226K	0.2%	$38.97	—	—	COMMON STOCK	20030N101
CME	CME GROUP INC	1,800	$225K	0.2%	$125.00	—	—	COMMON STOCK	12572Q105
ALL	ALLSTATE CORP	2,500	$221K	0.2%	$88.40	—	—	COMMON STOCK	020002101
NEE	NEXTERA ENERGY INC	1,496	$209K	0.2%	$139.71	—	—	COMMON STOCK	65339F101
ZBH	ZIMMER BIOMET HLDGS INC	1,583	$203K	0.2%	$128.24	—	—	COMMON STOCK	98956P102
—	BAKER HUGHES INC	3,700	$202K	0.2%	$54.59	—	—	COMMON STOCK	057224107
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$201K	0.2%	$174.63	—	—	COMMON STOCK	883556102
CAT	CATERPILLAR INC	1,863	$200K	0.2%	$107.35	—	—	COMMON STOCK	149123101