Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJH	iShares S&P MidCap 400 Index Fd	67,339	$9.199M	7.2%	$115.50	—	CORE S&P MCP ETF	464287507
CZNC	Citizens & Northern Corp	275,068	$5.369M	4.2%	$10.40	+12.8%	COM	172922106
IVV	iShares Core S&P 500 ETF	19,342	$3.727M	2.9%	$194.04	—	CORE S&P500 ETF	464287200
PG	Procter & Gamble Co	46,913	$3.375M	2.6%	$55.66	+1.2%	COM	742718109
WFC	Wells Fargo & Co New	56,686	$2.911M	2.3%	$28.85	+42.4%	COM	949746101
JPM	JPMorgan Chase & Co	46,422	$2.83M	2.2%	$42.49	+16.8%	COM	46625H100
—	Google Inc Class C	4,144	$2.521M	2.0%	$533.40	—	C	38259P706
AAPL	Apple Computer Inc	22,487	$2.48M	1.9%	$24.60	+6.9%	COM	037833100
EEM	iShares MSCI Emerging Markets ETF	72,247	$2.368M	1.9%	$32.78	—	MSCI EMG MKT ETF	464287234
DHR	Danaher Corp	27,056	$2.305M	1.8%	$27.35	+31.7%	COM	235851102
NKE	Nike, Inc. Class B	18,313	$2.252M	1.8%	$26.53	+86.9%	B	654106103
HD	Home Depot Inc	19,041	$2.199M	1.7%	$73.39	+23.3%	COM	437076102
—	Market Vectors Natural Resources ETF	79,929	$2.155M	1.7%	$26.96	—	NATURAL RES ETF	57060U795
XOM	Exxon Mobil Corp	28,468	$2.117M	1.7%	$54.07	-9.2%	COM	30231G102
—	General Elec Co	76,228	$1.922M	1.5%	$24.46	—	COM	369604103
C	Citigroup Inc Common New	37,275	$1.849M	1.4%	$39.57	+3.0%	COM NEW	172967424
—	Bard C R Inc	9,743	$1.815M	1.4%	$109.70	—	COM	067383109
VZ	Verizon Communications	41,077	$1.787M	1.4%	$27.20	-0.7%	COM	92343V104
DIS	Disney Walt Co	17,231	$1.761M	1.4%	$77.55	+28.6%	COM DISNEY	254687106
SBUX	Starbucks Corp	29,071	$1.652M	1.3%	$35.85	+26.4%	COM	855244109
—	Express Scripts Holding Co.	19,970	$1.617M	1.3%	$84.87	—	COM	30219G108
PFE	Pfizer Inc	50,243	$1.578M	1.2%	$17.80	+15.8%	COM	717081103
MCD	McDonalds Corp	15,949	$1.571M	1.2%	$71.87	+4.8%	COM	580135101
ORCL	Oracle Corp	42,879	$1.549M	1.2%	$27.72	+18.7%	COM	68389X105
CVS	CVS Health Corporation	15,934	$1.537M	1.2%	$66.32	+17.3%	COM	126650100
MRK	Merck & Co Inc New	28,975	$1.431M	1.1%	$38.01	+1.0%	COM	58933Y105
MDLZ	Mondelez Intl Inc Class A	33,969	$1.422M	1.1%	$28.65	+18.8%	CL A	609207105
CVX	Chevron Corp	17,132	$1.351M	1.1%	$71.04	-24.2%	COM	166764100
FNB	FNB Corporation	103,474	$1.34M	1.0%	$7.09	+25.8%	COM	302520101
SLB	Schlumberger Ltd	18,719	$1.291M	1.0%	$54.73	+7.7%	COM	806857108
IWM	iShares Russell 2000 ETF	11,667	$1.274M	1.0%	$109.20	—	RUSSELL 2000 ETF	464287655
MET	Metlife Inc	26,102	$1.231M	1.0%	$32.71	+0.6%	COM	59156R108
CRM	Salesforce.Com	17,513	$1.216M	1.0%	$60.09	+16.6%	COM	79466L302
—	E M C Corp Mass	49,589	$1.198M	0.9%	$28.01	—	COM	268648102
JNJ	Johnson & Johnson	12,759	$1.191M	0.9%	$60.05	+20.7%	COM	478160104
MSFT	Microsoft Corp	26,300	$1.164M	0.9%	$26.71	+45.7%	COM	594918104
ZBH	Zimmer Biomet Holdings, Inc.	11,261	$1.058M	0.8%	$98.93	-7.0%	COM	98956P102
—	Precision Castparts Corp Common	4,431	$1.018M	0.8%	$228.34	—	COM	740189105
VSS	Vanguard FTSE All-World Ex-US Small Cap Index	11,172	$1.013M	0.8%	$104.66	—	FTSE SMCAP ETF	922042718
COST	Costco Wholesale Corp (New)	6,951	$1.005M	0.8%	$111.35	+7.4%	COM	22160K105
—	Activision Blizzard Inc Common	32,517	$1.004M	0.8%	$23.37	—	COM	00507V109
QCOM	Qualcomm Inc	18,683	$1.004M	0.8%	$46.01	-4.1%	COM	747525103
DKS	Dicks Sporting Goods Inc	19,933	$989K	0.8%	$36.68	+4.1%	COM	253393102
ETN	Eaton Corp	18,856	$967K	0.8%	$51.59	-9.8%	SHS	G29183103
ICE	Intercontinental Exchange Inc Common	4,042	$950K	0.7%	$37.58	+7.8%	COM	45866F104
PEP	Pepsico Inc	10,001	$943K	0.7%	$56.01	+24.1%	COM	713448108
AXP	American Express Co	12,706	$942K	0.7%	$75.75	-12.6%	COM	025816109
—	Baxalta Inc Common	29,705	$936K	0.7%	$31.51	—	COM	07177M103
—	Twenty-First Century Fox Inc Class A	34,409	$928K	0.7%	$36.70	—	CL A	90130A101
CME	CME Group Inc	9,771	$906K	0.7%	$39.85	+58.3%	COM	12572Q105
AMT	American Tower REIT Inc	9,884	$870K	0.7%	$75.00	-2.7%	COM	03027X100
CSCO	Cisco Systems Inc	33,013	$867K	0.7%	$15.24	+28.5%	COM	17275R102
SCHW	Charles Schwab Corp	29,707	$848K	0.7%	$15.92	+77.3%	COM	808513105
NUE	Nucor Corp	22,513	$845K	0.7%	$37.98	-11.8%	COM	670346105
TGT	Target Corp	10,583	$832K	0.7%	$47.40	+23.7%	COM	87612E106
VFC	V F Corp	11,971	$817K	0.6%	$66.67	+2.7%	COM	918204108
GILD	Gilead Sciences Inc	8,258	$811K	0.6%	$71.99	+7.7%	COM	375558103
TJX	Tjx Companies (New)	10,710	$765K	0.6%	$20.82	+45.8%	COM	872540109
ACN	Accenture PLC	7,727	$759K	0.6%	$63.81	+31.3%	SHS CLASS A	G1151C101
—	Altera Corp	15,000	$751K	0.6%	$33.33	—	COM	021441100
INTC	Intel Corp	24,758	$746K	0.6%	$17.22	+31.4%	COM	458140100
T	AT&T Inc	22,671	$739K	0.6%	$11.39	+7.7%	COM	00206R102
BAX	Baxter Intl Inc	21,956	$721K	0.6%	$32.11	-0.2%	COM	071813109
ABT	Abbott Labs	17,333	$697K	0.5%	$28.85	+34.5%	COM	002824100
DRI	Darden Restaurants Inc	10,161	$696K	0.5%	$31.27	+50.9%	COM	237194105
—	Blackrock, Inc.	2,321	$690K	0.5%	$259.08	—	COM	09247X101
—	Walgreens Boots Alliance Inc	8,204	$682K	0.5%	$84.65	—	COM	931427108
CAH	Cardinal Health Inc	8,734	$671K	0.5%	$32.61	+91.0%	COM	14149Y108
AMGN	Amgen Inc	4,854	$671K	0.5%	$113.62	+2.3%	COM	031162100
GD	General Dynamics Corp	4,858	$670K	0.5%	$56.44	+104.6%	COM	369550108
IBM	International Business Machines	4,619	$670K	0.5%	$118.03	-19.2%	COM	459200101
ADP	Automatic Data Processing	8,129	$653K	0.5%	$45.09	+41.7%	COM	053015103
BIIB	Biogen Idec Inc	2,231	$651K	0.5%	$330.23	0.0%	COM	09062X103
UNH	Unitedhealth Group, Inc.	5,603	$650K	0.5%	$64.21	+57.6%	COM	91324P102
XLU	Utilities Select Sector SPDR	14,085	$610K	0.5%	$37.63	—	SBI INT-UTILS	81369Y886
YUM	YUM Brands Inc	7,457	$596K	0.5%	$39.02	+27.8%	COM	988498101
VWO	Vanguard FTSE Emerging Markets ETF	17,620	$583K	0.5%	$37.37	—	FTSE EMR MKT ETF	922042858
NXPI	NXP Semiconductors N.V.	6,633	$578K	0.5%	$80.11	0.0%	COM	N6596X109
SYK	Stryker Corp	6,116	$576K	0.5%	$70.29	+25.1%	COM	863667101
ECL	Ecolab Inc.	5,176	$568K	0.4%	$73.48	+35.8%	COM	278865100
NSC	Norfolk Southern Corp	7,422	$567K	0.4%	$85.40	-23.8%	COM	655844108
EFA	iShares MSCI EAFE ETF	9,686	$555K	0.4%	$57.30	—	MSCI EAFE ETF	464287465
MCHP	Microchip Technology Inc	12,763	$550K	0.4%	$13.83	+26.6%	COM	595017104
KSS	Kohls Corp	11,848	$549K	0.4%	$68.63	-18.0%	COM	500255104
—	Baker Hughes Inc	10,513	$547K	0.4%	$46.12	—	COM	057224107
—	Praxair Inc	5,364	$546K	0.4%	$115.17	—	COM	74005P104
FITB	Fifth Third Bancorp	28,880	$546K	0.4%	$11.47	+23.3%	COM	316773100
HAL	Halliburton Co	15,210	$538K	0.4%	$32.17	0.0%	COM	406216101
TROW	T. Rowe Price Group, Inc.	7,572	$526K	0.4%	$48.08	+6.1%	COM	74144T108
EOG	EOG Resources, Inc.	7,230	$526K	0.4%	$57.15	0.0%	COM	26875P101
AWK	American Water Works Co Inc New	9,522	$524K	0.4%	$41.94	+1.9%	COM	030420103
EXPD	Expeditors Intl Wash Inc	10,995	$517K	0.4%	$32.09	+28.9%	COM	302130109
EXC	Exelon Corp	17,102	$508K	0.4%	$17.16	-9.3%	COM	30161N101
PFIS	PEOPLES FINANCIAL SERVICES	14,555	$508K	0.4%	$33.19	-21.6%	COM	711040105
CL	Colgate Palmolive Co	7,970	$506K	0.4%	$44.38	+15.6%	COM	194162103
GLW	Corning Inc	28,483	$488K	0.4%	$10.94	+24.6%	COM	219350105
SYY	SYSCO Corp	11,807	$460K	0.4%	$24.40	+19.1%	COM	871829107
MMM	3M Company	3,190	$452K	0.4%	$65.06	+34.5%	COM	88579Y101
MO	Altria Group Inc	7,626	$415K	0.3%	$16.50	+63.6%	COM	02209S103
BEN	Franklin Resources Inc	10,482	$391K	0.3%	$29.37	-9.8%	COM	354613101
GWW	W W Grainger Inc	1,803	$388K	0.3%	$202.32	-6.0%	COM	384802104
TDC	Teradata Corp Del	13,341	$386K	0.3%	$42.45	-24.5%	COM	88076W103
CHMG	CHEMUNG FINANCIAL CORP	13,441	$377K	0.3%	$21.55	-7.8%	COM	164024101
PM	Phillip Morris International Inc	4,740	$376K	0.3%	$49.85	-1.9%	COM	718172109
WMT	Wal-Mart Stores Inc	5,647	$366K	0.3%	$19.99	-5.4%	COM	931142103
—	Twitter Inc Common	13,535	$365K	0.3%	$26.97	—	COM	90184L102
MTB	M & T Bank Corp	2,818	$344K	0.3%	$72.91	+27.9%	COM	55261F104
MDT	Medtronic PLC	3,987	$267K	0.2%	$58.10	-1.9%	SHS	G5960L103
NWFL	NORWOOD FINANCIAL CORP	8,919	$259K	0.2%	$19.52	-0.9%	COM	669549107
SEIC	SEI Investment Company	5,286	$255K	0.2%	$25.02	+79.0%	COM	784117103
VNQ	Vanguard REIT Index ETF	3,000	$227K	0.2%	$70.67	—	REIT ETF	922908553
—	Trevena Inc.	20,000	$207K	0.2%	$5.65	—	COM	89532E109
UVSP	UNIVEST CORP OF PA	10,000	$192K	0.2%	$17.87	+10.2%	COM	915271100
WVFC	WVS FINANCIAL CORP	10,859	$117K	0.1%	$8.24	+2.2%	COM	929358109
—	SunEdison Inc	10,000	$72,000	0.1%	$7.20	—	COM	86732Y109