Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
JNJ	Johnson & Johnson	94,856	$9.245M	3.2%	$97.46 *	$60.59	+20.1%	COM	478160104
—	Allergan PLC	28,295	$8.586M	2.9%	$303.45	$303.45	—	COM	G0177J108
—	General Electric Company	307,121	$8.16M	2.8%	$26.57	$23.35	—	COM	369604103
MSFT	Microsoft Corp.	184,461	$8.144M	2.8%	$44.15 *	$27.60	+38.2%	COM	594918104
—	AmTrust Financial Services	118,175	$7.742M	2.7%	$65.51	$38.00	—	COM	032359309
AAPL	Apple Computer	60,575	$7.598M	2.6%	$125.43 *	$18.59	+50.8%	COM	037833100
CVS	CVS Health Corp.	68,883	$7.224M	2.5%	$104.87 *	$60.72	+27.3%	COM	126650100
PNC	PNC Financial Services Group,	74,919	$7.166M	2.5%	$95.65 *	$48.86	+40.2%	COM	693475105
TJX	TJX Companies Inc.	107,024	$7.082M	2.4%	$66.17 *	$21.26	+34.5%	COM	872540109
—	United Technologies	60,531	$6.715M	2.3%	$110.93	$95.02	—	COM	913017109
PEP	PepsiCo Inc.	69,559	$6.493M	2.2%	$93.35 *	$56.37	+20.7%	COM	713448108
IWN	iShares Russell 2000 Value Ind	63,099	$6.434M	2.2%	$101.97	$92.12	+10.7%	XTMF	464287630
XOM	Exxon Mobil Corp.	75,213	$6.258M	2.1%	$83.20 *	$53.80	-2.0%	COM	30231G102
NSRGY	Nestle SA Spon ADR	85,443	$6.166M	2.1%	$72.17	$69.48	+3.9%	COM	641069406
—	Costco Wholesale	45,552	$6.152M	2.1%	$135.05	$133.86	—	COM	22160k105
ABT	Abbott Laboratories	123,767	$6.074M	2.1%	$49.08 *	$29.35	+37.1%	COM	002824100
CHKP	Check Point Software	75,400	$5.998M	2.1%	$79.55	$67.17	+18.4%	COM	M22465104
—	AbbVie Inc.	87,777	$5.898M	2.0%	$67.19	$50.07	—	COM	00287y109
CVX	ChevronTexaco Corporation	60,877	$5.873M	2.0%	$96.47 *	$71.15	-13.8%	COM	166764100
—	Nordstrom, Inc.	77,175	$5.75M	2.0%	$74.51	$64.38	—	COM	655664100
—	Google, Inc. Cl C	10,719	$5.579M	1.9%	$520.48	$531.03	—	COM	38259P706
AMG	Affiliated Managers Group, Inc	25,275	$5.525M	1.9%	$218.60 *	$157.54	+34.3%	COM	008252108
BA	Boeing Co.	38,263	$5.308M	1.8%	$138.72 *	$95.34	+28.9%	COM	097023105
FITB	Fifth Third Bancorp	252,302	$5.253M	1.8%	$20.82 *	$12.10	+19.8%	COM	316773100
KEYS	Keysight Technologies, Inc.	159,243	$4.967M	1.7%	$31.19	$33.53	-7.0%	COM	49338L103
GWW	Grainger, W. W.	20,362	$4.819M	1.6%	$236.67 *	$200.10	-0.2%	COM	384802104
—	Discover Financial Services	83,524	$4.813M	1.6%	$57.62	$54.96	—	COM	254709108
OMC	Omnicom Group	67,607	$4.698M	1.6%	$69.49 *	$41.75	+16.9%	COM	681919106
PAA	Plains All Amer Pipeline LP	105,144	$4.581M	1.6%	$43.57	$54.63	—	COM	726503105
—	AmerisourceBergen Corp.	42,760	$4.547M	1.6%	$106.34	$89.75	—	COM	03073e105
KEY	KeyCorp	294,617	$4.425M	1.5%	$15.02 *	$6.67	+47.8%	COM	493267108
PPL	PPL Corporation	141,273	$4.163M	1.4%	$29.47 *	$16.64	+11.0%	COM	69351T106
—	BCE Inc.	96,728	$4.111M	1.4%	$42.50	$41.84	—	COM	05534b760
APD	Air Products & Chemicals Inc	28,489	$3.898M	1.3%	$136.82 *	$78.33	+24.9%	COM	009158106
UPS	United Parcel Service, Inc. Cl	40,014	$3.878M	1.3%	$96.92 *	$56.56	+17.2%	COM	911312106
—	Verizon Communications	76,916	$3.585M	1.2%	$46.61	$48.75	—	COM	92343v104
QCOM	Qualcomm Inc.	56,731	$3.553M	1.2%	$62.63 *	$55.84	-16.9%	COM	747525103
—	Invesco Limited	93,890	$3.52M	1.2%	$37.49	$35.42	—	COM	g491bt108
—	SunTrust Banks	73,717	$3.171M	1.1%	$43.02	$35.99	—	COM	867914103
—	Liberty Property Trust	95,598	$3.08M	1.1%	$32.22	$36.74	—	COM	531172104
—	Energy Transfer Partners, L.P.	58,850	$3.072M	1.1%	$52.20	$57.11	—	COM	29273R109
—	Dow Chemical Company	59,871	$3.064M	1.0%	$51.18	$48.35	—	COM	260543103
—	The Fresh Market Inc.	94,050	$3.023M	1.0%	$32.14	$38.40	—	COM	35804H106
IBB	iShares Nasdaq Biotechnology I	7,453	$2.75M	0.9%	$368.98 *	$102.59	+19.9%	XTMF	464287556
PG	Procter & Gamble	32,158	$2.516M	0.9%	$78.24 *	$55.36	+5.5%	COM	742718109
ROP	Roper Technologies	13,750	$2.371M	0.8%	$172.44 *	$148.22	+9.1%	COM	776696106
—	Enbridge Energy Partners, L.P.	59,573	$1.986M	0.7%	$33.34	$30.49	—	COM	29250r106
HAL	Halliburton Company	42,713	$1.84M	0.6%	$43.08 *	$40.16	-12.4%	COM	406216101
SUI	Sun Communities Inc.	29,375	$1.816M	0.6%	$61.82	$49.28	—	COM	866674104
—	AT&T, Inc.	50,880	$1.807M	0.6%	$35.51	$35.40	—	COM	00206r102
—	Whiting Petroleum Corp.	46,420	$1.56M	0.5%	$33.61	$47.77	—	COM	966387102
COP	ConocoPhillips	24,031	$1.476M	0.5%	$61.42 *	$40.20	+9.4%	COM	20825C104
UNP	Union Pacific Corp.	14,963	$1.427M	0.5%	$95.37 *	$66.01	+14.0%	COM	907818108
PFE	Pfizer, Inc.	42,166	$1.414M	0.5%	$33.53 *	$17.40	+16.9%	COM	717081103
MRK	Merck & Co.	23,966	$1.364M	0.5%	$56.91 *	$32.70	+19.9%	COM	58933Y105
BAC	Bank of America Corp.	78,493	$1.336M	0.5%	$17.02 *	$10.13	+34.2%	COM	060505104
—	Terra Nitrogen Company, LP	10,775	$1.305M	0.4%	$121.11	$181.79	—	COM	881005201
PDER	Pardee Resources Company, Inc.	4,750	$1.14M	0.4%	$240.00	$225.60	+6.4%	COM	699437109
—	Health Care REIT, Inc.	17,316	$1.136M	0.4%	$65.60	$77.39	—	COM	42217K106
KMB	Kimberly-Clark Corp.	10,469	$1.109M	0.4%	$105.93 *	$65.24	+13.8%	COM	494368103
—	3M Co.	7,092	$1.094M	0.4%	$154.26	$116.60	—	COM	88579y101
CBU	Community Bank System Inc	28,967	$1.094M	0.4%	$37.77 *	$23.71	+16.9%	COM	203607106
—	Annaly Mortgage Management, In	100,157	$920K	0.3%	$9.19	$11.87	—	COM	035710409
ADP	Automatic Data Processing	10,504	$843K	0.3%	$80.26 *	$46.68	+36.9%	COM	053015103
KELYA	Kelly Services Cl A	52,700	$809K	0.3%	$15.35 *	$14.88	-10.3%	COM	488152208
SLB	Schlumberger Ltd	9,226	$795K	0.3%	$86.17 *	$57.78	+10.8%	COM	806857108
—	J.P. Morgan Chase	10,938	$741K	0.3%	$67.75	$52.93	—	COM	46625h100
KO	Coca-Cola Co.	18,651	$732K	0.3%	$39.25 *	$27.78	+1.5%	COM	191216100
BRK/B	Berkshire Hathaway Inc. Cl B	5,127	$698K	0.2%	$136.14	$110.39	+23.3%	COM	084670702
—	Regions Financial Corporation	65,753	$681K	0.2%	$10.36	$9.59	—	COM	7591ep100
—	Weatherford Int'l plc	54,850	$673K	0.2%	$12.27	$23.00	—	COM	G48833100
—	Cerner Corporation	9,635	$665K	0.2%	$69.02	$77.50	—	COM	156782104
—	Buckeye Partners L P Unit Ltd	8,905	$658K	0.2%	$73.89	$70.59	—	COM	118230101
EAT	Brinker International Inc.	11,325	$653K	0.2%	$57.66 *	$32.82	+49.5%	COM	109641100
—	Capstead Mortgage Corp.	58,150	$645K	0.2%	$11.09	$11.98	—	COM	14067E506
—	Diageo PLC Spon ADR	5,326	$618K	0.2%	$116.03	$114.98	—	COM	25243q205
—	Du Pont, E. I.	8,828	$565K	0.2%	$64.00	$53.34	—	COM	263534109
DIS	Disney, Walt	4,915	$561K	0.2%	$114.14 *	$56.62	+83.6%	COM	254687106
—	Celgene Corp.	4,650	$538K	0.2%	$115.70	$111.80	—	COM	151020104
—	CYS Investments Inc	64,900	$502K	0.2%	$7.73	$8.15	—	COM	12673a108
EMR	Emerson Electric Co	8,632	$478K	0.2%	$55.38 *	$41.09	+1.9%	COM	291011104
BMY	Bristol-Myers Squibb	7,143	$475K	0.2%	$66.50 *	$29.52	+57.4%	COM	110122108
EFA	iShares MSCI EAFE Index Fund	7,478	$475K	0.2%	$63.52	$65.18	-2.6%	XTIF	464287465
SHW	Sherwin Williams	1,698	$467K	0.2%	$275.03 *	$57.96	+43.4%	COM	824348106
IBM	International Business Machine	2,785	$453K	0.2%	$162.66 *	$118.67	-15.8%	COM	459200101
IJR	iShares S&P SmallCap 600 Index	3,750	$442K	0.2%	$117.87 *	$44.63	+32.1%	XTMF	464287804
LMT	Lockheed Martin Corp	2,347	$436K	0.1%	$185.77 *	$147.03	-4.6%	COM	539830109
INTC	Intel Corporation	14,075	$428K	0.1%	$30.41 *	$18.99	+24.7%	COM	458140100
—	McGraw Hill Financial, Inc.	4,114	$413K	0.1%	$100.39	$100.39	—	COM	580645109
IWD	iShares Russell 1000 Value Ind	4,000	$413K	0.1%	$103.25	$83.31	+23.8%	XTMF	464287598
CZNC	Citizens & Northern Corp.	19,900	$409K	0.1%	$20.55 *	$10.54	+13.9%	COM	172922106
IWM	iShares Russell 2000 Index Fun	3,122	$390K	0.1%	$124.92	$98.77	+26.4%	XTMF	464287655
WM	Waste Management Inc.	8,104	$376K	0.1%	$46.40 *	$40.91	-7.3%	COM	94106L109
IWR	iShares Russell Midcap Index F	2,162	$368K	0.1%	$170.21 *	$33.22	+28.2%	XTMF	464287499
SYK	Stryker Corporation	3,850	$368K	0.1%	$95.58 *	$71.08	+19.3%	COM	863667101
EPD	Enterprise Products Partners L	12,232	$366K	0.1%	$29.92	$49.19	—	COM	293792107
ITW	Illinois Tool Works	3,966	$364K	0.1%	$91.78 *	$59.02	+21.5%	COM	452308109
HD	Home Depot Inc.	3,126	$347K	0.1%	$111.00 *	$60.53	+43.3%	COM	437076102
SO	Southern Company	7,943	$333K	0.1%	$41.92 *	$26.88	+0.0%	COM	842587107
AFL	AFLAC Inc.	5,315	$331K	0.1%	$62.28 *	$20.11	+20.8%	COM	001055102
BIIB	Biogen Idec Inc.	815	$329K	0.1%	$403.68	$323.51	+24.9%	COM	09062X103
—	Wisconsin Energy Corp.	7,000	$315K	0.1%	$45.00	$41.00	—	COM	976657106
—	SPDR Gold Trust	2,775	$312K	0.1%	$112.43	$121.02	—	XTAL	78463v107
WPC	WP Carey Inc	5,050	$298K	0.1%	$59.01	$59.01	—	COM	92936U109
NEE	NextEra Energy, Inc.	2,893	$284K	0.1%	$98.17 *	$17.05	+9.6%	COM	65339F101
—	Walgreens Boots Alliance, Inc.	3,285	$277K	0.1%	$84.32	$84.32	—	COM	931427108
SYY	Sysco Corp.	7,606	$275K	0.1%	$36.16 *	$25.04	+9.8%	COM	871829107
VWO	Vanguard Emerging Markets	6,681	$273K	0.1%	$40.86	$41.80	-2.2%	XTIF	922042858
HON	Honeywell International	2,641	$269K	0.1%	$101.86 *	$57.74	+27.5%	COM	438516106
—	Total System Services, Inc.	6,400	$267K	0.1%	$41.72	$33.28	—	COM	891906109
DCI	Donaldson Co. Inc.	6,940	$248K	0.1%	$35.73 *	$33.57	-10.4%	COM	257651109
BGS	B&G Foods, Inc.	8,625	$246K	0.1%	$28.52 *	$12.90	-0.9%	COM	05508R106
—	Novartis AG Spon Adr	2,435	$239K	0.1%	$98.15	$98.75	—	COM	66987v109
—	Talen Energy Corp	13,874	$238K	0.1%	$17.15	$17.15	—	COM	87422J105
—	Anadarko Petroleum Corp.	3,027	$236K	0.1%	$77.96	$86.32	—	COM	032511107
TIP	iShares Barclays US TIPS Fund	2,050	$230K	0.1%	$112.20	$118.19	-5.2%	XTMI	464287176
AZN	AstraZeneca PLC Spon ADR	3,300	$210K	0.1%	$63.64	$51.02	—	COM	046353108
DHR	Danaher Corp	2,455	$210K	0.1%	$85.54 *	$34.86	+0.6%	COM	235851102
—	CDK Global, Inc.	3,773	$204K	0.1%	$54.07	$54.07	—	COM	12508E101
—	Praxair Inc.	1,697	$203K	0.1%	$119.62	$115.71	—	COM	74005P104
JKHY	Henry Jack & Associates Inc.	3,100	$201K	0.1%	$64.84 *	$52.02	+9.6%	COM	426281101
—	AllianzGI NFJ Dividend Int & P	11,523	$174K	0.1%	$15.10	$16.36	—	XTMF	01883A107
—	Energy XXI (Bermuda) Ltd.	56,725	$149K	0.1%	$2.63	$23.61	—	COM	G10082140
—	VIVUS, Inc.	24,500	$58,000	0.0%	$2.37	$10.77	—	COM	928551100
—	Enzo Biochem, Inc.	14,000	$42,000	0.0%	$3.00	$4.43	—	COM	294100102
—	HouseRaising, Inc.	10,000	$0	0.0%	$0.00	—	—	COM	44183w106