Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
JNJ	Johnson & Johnson	94,330	$8.806M	3.3%	$93.35 *	$60.59	+15.9%	COM	478160104
MSFT	Microsoft Corp.	185,002	$8.188M	3.0%	$44.26 *	$27.60	+39.5%	COM	594918104
TJX	Tjx Companies Inc.	101,276	$7.233M	2.7%	$71.42 *	$21.26	+45.6%	COM	872540109
CVS	Cvs Health Corp.	72,822	$7.026M	2.6%	$96.48 *	$61.64	+15.7%	COM	126650100
—	General Electric Company	277,628	$7.002M	2.6%	$25.22	$23.35	—	COM	369604103
AAPL	Apple Computer	62,956	$6.944M	2.6%	$110.30 *	$18.88	+31.2%	COM	037833100
—	Amtrust Financial Services	109,175	$6.876M	2.5%	$62.98	$38.00	—	COM	032359309
—	Allergan Plc	24,878	$6.762M	2.5%	$271.81	$303.45	—	COM	G0177J108
PNC	Pnc Financial Services Group,	75,604	$6.744M	2.5%	$89.20 *	$48.86	+31.4%	COM	693475105
IWN	Ishares Russell 2000 Value Ind	74,789	$6.738M	2.5%	$90.09	$92.72	-2.8%	XTMF	464287630
—	Costco Wholesale	45,307	$6.55M	2.4%	$144.57	$133.86	—	COM	22160k105
—	Google, Inc. Cl C	10,719	$6.522M	2.4%	$608.45	$531.03	—	COM	38259P706
PEP	Pepsico Inc.	68,008	$6.413M	2.4%	$94.30 *	$56.37	+22.9%	COM	713448108
CHKP	Check Point Software	75,985	$6.028M	2.2%	$79.33	$67.17	+18.1%	COM	M22465104
NSRGY	Nestle Sa Spon Adr	77,621	$5.84M	2.2%	$75.24	$69.48	+8.3%	COM	641069406
XOM	Exxon Mobil Corp.	70,465	$5.239M	1.9%	$74.35 *	$53.80	-11.6%	COM	30231G102
—	Nordstrom, Inc.	72,450	$5.195M	1.9%	$71.70	$64.38	—	COM	655664100
ABT	Abbott Laboratories	128,376	$5.163M	1.9%	$40.22 *	$29.69	+11.6%	COM	002824100
—	United Technologies	56,554	$5.033M	1.9%	$88.99	$95.02	—	COM	913017109
—	Amerisourcebergen Corp.	52,145	$4.953M	1.8%	$94.99	$90.69	—	COM	03073e105
CVX	Chevrontexaco Corporation	62,042	$4.894M	1.8%	$78.88 *	$70.82	-28.3%	COM	166764100
KEYS	Keysight Technologies, Inc.	153,106	$4.722M	1.7%	$30.84	$33.53	-8.0%	COM	49338L103
—	Abbvie Inc.	84,817	$4.615M	1.7%	$54.41	$50.07	—	COM	00287y109
FITB	Fifth Third Bancorp	241,077	$4.559M	1.7%	$18.91 *	$12.10	+9.6%	COM	316773100
PPL	Ppl Corporation	138,048	$4.54M	1.7%	$32.89 *	$16.64	+25.5%	COM	69351T106
AMG	Affiliated Managers Group, Inc	26,350	$4.506M	1.7%	$171.01 *	$158.88	+4.2%	COM	008252108
GWW	Grainger, W. W.	20,661	$4.442M	1.6%	$214.99 *	$199.96	-8.8%	COM	384802104
APD	Air Products & Chemicals Inc	34,769	$4.436M	1.6%	$127.58 *	$81.96	+12.1%	COM	009158106
OMC	Omnicom Group	65,251	$4.3M	1.6%	$65.90 *	$41.75	+11.6%	COM	681919106
—	Discover Financial Services	81,139	$4.218M	1.6%	$51.98	$54.96	—	COM	254709108
UPS	United Parcel Service, Inc. Cl	39,719	$3.92M	1.5%	$98.69 *	$56.56	+20.2%	COM	911312106
—	Bce Inc.	94,288	$3.862M	1.4%	$40.96	$41.84	—	COM	05534b760
QCOM	Qualcomm Inc.	71,326	$3.832M	1.4%	$53.73 *	$53.44	-24.9%	COM	747525103
—	Dow Chemical Company	86,071	$3.649M	1.4%	$42.40	$46.54	—	COM	260543103
KEY	Keycorp	269,842	$3.511M	1.3%	$13.01 *	$6.67	+28.7%	COM	493267108
—	Verizon Communications	76,036	$3.308M	1.2%	$43.51	$48.75	—	COM	92343v104
PAA	Plains All Amer Pipeline Lp	107,519	$3.266M	1.2%	$30.38	$54.10	—	COM	726503105
—	Liberty Property Trust	87,909	$2.77M	1.0%	$31.51	$36.74	—	COM	531172104
LLY	Lilly, Eli	32,426	$2.714M	1.0%	$83.70 *	$70.47	-0.6%	COM	532457108
—	Suntrust Banks	70,250	$2.686M	1.0%	$38.23	$35.99	—	COM	867914103
—	The Fresh Market Inc.	117,775	$2.661M	1.0%	$22.59	$35.21	—	COM	35804H106
—	Invesco Limited	84,295	$2.633M	1.0%	$31.24	$35.42	—	COM	g491bt108
DE	Deere & Co.	35,454	$2.624M	1.0%	$74.01 *	$73.36	-15.2%	COM	244199105
—	Energy Transfer Partners, L.P.	63,000	$2.587M	1.0%	$41.06	$56.05	—	COM	29273R109
ROP	Roper Technologies	16,450	$2.578M	1.0%	$156.72 *	$149.37	-1.5%	COM	776696106
PG	Procter & Gamble	31,574	$2.271M	0.8%	$71.93 *	$55.36	-2.2%	COM	742718109
SUI	Sun Communities Inc.	28,825	$1.953M	0.7%	$67.75	$49.28	—	COM	866674104
IBB	Ishares Nasdaq Biotechnology I	5,957	$1.807M	0.7%	$303.34 *	$102.59	-1.4%	XTMF	464287556
—	At&t, Inc.	51,656	$1.683M	0.6%	$32.58	$35.35	—	COM	00206r102
HAL	Halliburton Company	44,318	$1.567M	0.6%	$35.36 *	$39.87	-27.3%	COM	406216101
—	Enbridge Energy Partners, L.P.	59,223	$1.464M	0.5%	$24.72	$30.49	—	COM	29250r106
PFE	Pfizer, Inc.	44,766	$1.406M	0.5%	$31.41 *	$17.59	+9.2%	COM	717081103
—	3m Co.	9,420	$1.335M	0.5%	$141.72	$122.81	—	COM	88579y101
UNP	Union Pacific Corp.	14,769	$1.306M	0.5%	$88.43 *	$66.01	+6.4%	COM	907818108
OXY	Occidental Petroleum	19,071	$1.262M	0.5%	$66.17 *	$51.32	-4.7%	COM	674599105
MRK	Merck & Co.	24,911	$1.23M	0.5%	$49.38 *	$32.92	+4.2%	COM	58933Y105
BAC	Bank Of America Corp.	77,877	$1.213M	0.4%	$15.58 *	$10.13	+23.2%	COM	060505104
—	Terra Nitrogen Company, Lp	10,775	$1.163M	0.4%	$107.94	$181.79	—	COM	881005201
WELL	Welltower Inc.	16,666	$1.129M	0.4%	$67.74 *	$44.80	+1.9%	COM	95040Q104
KMB	Kimberly-Clark Corp.	10,324	$1.126M	0.4%	$109.07 *	$65.24	+18.1%	COM	494368103
COP	Conocophillips	23,416	$1.123M	0.4%	$47.96 *	$40.20	-13.4%	COM	20825C104
CBU	Community Bank System Inc	29,567	$1.099M	0.4%	$37.17 *	$23.79	+15.7%	COM	203607106
PDER	Pardee Resources Company, Inc.	4,750	$988K	0.4%	$208.00	$225.60	-7.8%	COM	699437109
ADP	Automatic Data Processing	11,168	$897K	0.3%	$80.32 *	$47.70	+35.0%	COM	053015103
—	Annaly Mortgage Management, In	87,707	$866K	0.3%	$9.87	$11.87	—	COM	035710409
KELYA	Kelly Services Cl A	52,700	$745K	0.3%	$14.14 *	$14.88	-17.1%	COM	488152208
—	Buckeye Partners L P Unit Ltd	12,130	$719K	0.3%	$59.27	$67.58	—	COM	118230101
KO	Coca-Cola Co.	17,142	$688K	0.3%	$40.14 *	$27.78	+4.7%	COM	191216100
—	J.P. Morgan Chase	10,767	$656K	0.2%	$60.93	$52.93	—	COM	46625h100
BRK/B	Berkshire Hathaway Class B	4,927	$642K	0.2%	$130.30	$110.39	+18.1%	COM	084670702
—	Celgene Corp.	5,885	$637K	0.2%	$108.24	$111.05	—	COM	151020104
SLB	Schlumberger Ltd	8,786	$606K	0.2%	$68.97 *	$57.78	-10.8%	COM	806857108
—	Capstead Mortgage Corp.	59,800	$591K	0.2%	$9.88	$11.92	—	COM	14067E506
—	Diageo Plc Spon Adr	5,326	$574K	0.2%	$107.77	$114.98	—	COM	25243q205
—	Cerner Corporation	9,035	$542K	0.2%	$59.99	$77.50	—	COM	156782104
—	Whiting Petroleum Corp.	34,400	$525K	0.2%	$15.26	$47.77	—	COM	966387102
DIS	Disney, Walt	4,864	$497K	0.2%	$102.18 *	$56.62	+65.3%	COM	254687106
LMT	Lockheed Martin Corp	2,347	$487K	0.2%	$207.50 *	$147.03	+7.2%	COM	539830109
—	Cys Investments Inc	65,900	$478K	0.2%	$7.25	$8.14	—	COM	12673a108
—	Regions Financial Corporation	52,378	$472K	0.2%	$9.01	$9.59	—	COM	7591ep100
EFA	Ishares Msci Eafe Index Fund	8,053	$462K	0.2%	$57.37	$64.94	-11.7%	XTIF	464287465
EMR	Emerson Electric Co	10,418	$460K	0.2%	$44.15 *	$40.45	-16.7%	COM	291011104
—	Weatherford Int'l Plc	52,625	$446K	0.2%	$8.48	$23.00	—	COM	G48833100
IJR	Ishares S&p Smallcap 600 Index	4,019	$428K	0.2%	$106.49 *	$45.44	+17.3%	XTMF	464287804
BMY	Bristol-Myers Squibb	7,153	$423K	0.2%	$59.14 *	$29.52	+41.7%	COM	110122108
INTC	Intel Corporation	13,825	$417K	0.2%	$30.16 *	$18.99	+24.6%	COM	458140100
—	Spdr S&p Biotech Etf	6,610	$411K	0.2%	$62.18	$62.18	—	XTMF	78464a870
CZNC	Citizens & Northern Corp.	20,900	$408K	0.2%	$19.52 *	$10.60	+9.0%	COM	172922106
HD	Home Depot Inc.	3,532	$408K	0.2%	$115.52 *	$63.97	+41.6%	COM	437076102
WM	Waste Management Inc.	7,954	$396K	0.1%	$49.79 *	$40.91	+0.4%	COM	94106L109
IWD	Ishares Russell 1000 Value Ind	4,057	$378K	0.1%	$93.17	$83.53	+11.7%	XTMF	464287598
—	Wisconsin Energy Corp.	7,118	$372K	0.1%	$52.26	$41.19	—	COM	976657106
IBM	International Business Machine	2,525	$366K	0.1%	$144.95 *	$118.67	-24.3%	COM	459200101
SHW	Sherwin Williams	1,638	$365K	0.1%	$222.83 *	$57.96	+16.4%	COM	824348106
—	Du Pont, E. I.	7,420	$358K	0.1%	$48.25	$53.34	—	COM	263534109
—	Mcgraw Hill Financial, Inc.	4,114	$356K	0.1%	$86.53	$100.39	—	COM	580645109
IWM	Ishares Russell 2000 Index Fun	3,190	$348K	0.1%	$109.09	$99.19	+10.1%	XTMF	464287655
SYK	Stryker Corporation	3,655	$344K	0.1%	$94.12 *	$71.08	+17.9%	COM	863667101
BGS	B&g Foods, Inc.	9,325	$340K	0.1%	$36.46 *	$13.00	+26.9%	COM	05508R106
IWR	Ishares Russell Midcap Index F	2,180	$339K	0.1%	$155.50 *	$33.22	+17.1%	XTMF	464287499
BA	Boeing Co.	2,487	$326K	0.1%	$131.08 *	$95.34	+22.4%	COM	097023105
EPD	Enterprise Products Partners L	12,928	$322K	0.1%	$24.91	$47.88	—	COM	293792107
ITW	Illinois Tool Works	3,791	$312K	0.1%	$82.30 *	$59.02	+9.7%	COM	452308109
AFL	Aflac Inc.	5,226	$304K	0.1%	$58.17 *	$20.11	+13.6%	COM	001055102
NEE	Nextera Energy, Inc.	3,068	$299K	0.1%	$97.46 *	$17.18	+9.0%	COM	65339F101
SYY	Sysco Corp.	7,637	$298K	0.1%	$39.02 *	$25.04	+19.5%	COM	871829107
—	Spdr Gold Trust	2,775	$297K	0.1%	$107.03	$121.02	—	XTAL	78463v107
—	Total System Services, Inc.	6,400	$291K	0.1%	$45.47	$33.28	—	COM	891906109
WPC	Wp Carey Inc	4,925	$285K	0.1%	$57.87	$59.01	—	COM	92936U109
—	Walgreens Boots Alliance, Inc.	3,285	$273K	0.1%	$83.11	$84.32	—	COM	931427108
HON	Honeywell International	2,708	$256K	0.1%	$94.53 *	$58.13	+18.2%	COM	438516106
BIIB	Biogen Idec Inc.	835	$244K	0.1%	$292.22	$323.67	-9.8%	COM	09062X103
BDX	Becton Dickinson & Co.	1,805	$239K	0.1%	$132.41 *	$119.24	-7.0%	COM	075887109
DHR	Danaher Corp	2,780	$237K	0.1%	$85.25 *	$35.00	-0.1%	COM	235851102
—	Raytheon Company	2,071	$226K	0.1%	$109.13	$109.13	—	COM	755111507
SO	Southern Company	4,953	$221K	0.1%	$44.62 *	$26.88	+8.0%	COM	842587107
VWO	Vanguard Emerging Markets	6,563	$217K	0.1%	$33.06	$41.80	-20.8%	XTIF	922042858
—	Novartis Ag Spon Adr	2,346	$216K	0.1%	$92.07	$98.75	—	COM	66987v109
JKHY	Henry Jack & Associates Inc.	3,100	$216K	0.1%	$69.68 *	$52.02	+18.3%	COM	426281101
F	Ford Motor Co.	12,006	$163K	0.1%	$13.58 *	$8.15	-4.7%	COM	345370860
—	Enzo Biochem, Inc.	14,000	$44,000	0.0%	$3.14	$4.43	—	COM	294100102
—	Vivus, Inc.	24,500	$40,000	0.0%	$1.63	$10.77	—	COM	928551100
—	Energy Xxi (bermuda) Ltd.	11,500	$12,000	0.0%	$1.04	$23.61	—	COM	G10082140
—	Houseraising, Inc.	10,000	$0	0.0%	$0.00	—	—	COM	44183w106