Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	94,330	$8.806M	3.3%	$60.59	+19.6%	COM	478160104
MSFT	Microsoft Corp.	185,002	$8.188M	3.0%	$27.60	+41.0%	COM	594918104
TJX	Tjx Companies Inc.	101,276	$7.233M	2.7%	$21.26	+42.7%	COM	872540109
CVS	Cvs Health Corp.	72,822	$7.026M	2.6%	$61.64	+26.2%	COM	126650100
—	General Electric Company	277,628	$7.002M	2.6%	$23.35	—	COM	369604103
AAPL	Apple Computer	62,956	$6.944M	2.6%	$18.88	+39.2%	COM	037833100
—	Amtrust Financial Services	109,175	$6.876M	2.5%	$38.00	—	COM	032359309
—	Allergan Plc	24,878	$6.762M	2.5%	$303.45	—	COM	G0177J108
PNC	Pnc Financial Services Group,	75,604	$6.744M	2.5%	$48.86	+38.5%	COM	693475105
IWN	Ishares Russell 2000 Value Ind	74,789	$6.738M	2.5%	$93.25	—	XTMF	464287630
—	Costco Wholesale	45,307	$6.55M	2.4%	$133.86	—	COM	22160k105
—	Google, Inc. Cl C	10,719	$6.522M	2.4%	$531.03	—	COM	38259P706
PEP	Pepsico Inc.	68,008	$6.413M	2.4%	$56.37	+23.3%	COM	713448108
CHKP	Check Point Software	75,985	$6.028M	2.2%	$67.17	+18.9%	COM	M22465104
NSRGY	Nestle Sa Spon Adr	77,621	$5.84M	2.2%	$66.46	—	COM	641069406
XOM	Exxon Mobil Corp.	70,465	$5.239M	1.9%	$53.80	-8.8%	COM	30231G102
—	Nordstrom, Inc.	72,450	$5.195M	1.9%	$64.38	—	COM	655664100
ABT	Abbott Laboratories	128,376	$5.163M	1.9%	$29.69	+30.7%	COM	002824100
—	United Technologies	56,554	$5.033M	1.9%	$95.02	—	COM	913017109
—	Amerisourcebergen Corp.	52,145	$4.953M	1.8%	$90.69	—	COM	03073e105
CVX	Chevrontexaco Corporation	62,042	$4.894M	1.8%	$70.82	-24.0%	COM	166764100
KEYS	Keysight Technologies, Inc.	153,106	$4.722M	1.7%	$33.53	-7.1%	COM	49338L103
—	Abbvie Inc.	84,817	$4.615M	1.7%	$50.07	—	COM	00287y109
FITB	Fifth Third Bancorp	241,077	$4.559M	1.7%	$12.10	+16.9%	COM	316773100
PPL	Ppl Corporation	138,048	$4.54M	1.7%	$16.64	+18.3%	COM	69351T106
AMG	Affiliated Managers Group, Inc	26,350	$4.506M	1.7%	$158.88	+19.8%	COM	008252108
GWW	Grainger, W. W.	20,661	$4.442M	1.6%	$199.96	-4.9%	COM	384802104
APD	Air Products & Chemicals Inc	34,769	$4.436M	1.6%	$81.96	+20.1%	COM	009158106
OMC	Omnicom Group	65,251	$4.3M	1.6%	$41.75	+18.0%	COM	681919106
—	Discover Financial Services	81,139	$4.218M	1.6%	$54.96	—	COM	254709108
UPS	United Parcel Service, Inc. Cl	39,719	$3.92M	1.5%	$56.56	+19.9%	COM	911312106
—	Bce Inc.	94,288	$3.862M	1.4%	$41.84	—	COM	05534b760
QCOM	Qualcomm Inc.	71,326	$3.832M	1.4%	$53.44	-17.4%	COM	747525103
—	Dow Chemical Company	86,071	$3.649M	1.4%	$46.54	—	COM	260543103
KEY	Keycorp	269,842	$3.511M	1.3%	$6.67	+40.0%	COM	493267108
—	Verizon Communications	76,036	$3.308M	1.2%	$48.75	—	COM	92343v104
PAA	Plains All Amer Pipeline Lp	107,519	$3.266M	1.2%	$54.10	—	COM	726503105
—	Liberty Property Trust	87,909	$2.77M	1.0%	$36.74	—	COM	531172104
LLY	Lilly, Eli	32,426	$2.714M	1.0%	$70.47	0.0%	COM	532457108
—	Suntrust Banks	70,250	$2.686M	1.0%	$35.99	—	COM	867914103
—	The Fresh Market Inc.	117,775	$2.661M	1.0%	$35.21	—	COM	35804H106
—	Invesco Limited	84,295	$2.633M	1.0%	$35.42	—	COM	g491bt108
DE	Deere & Co.	35,454	$2.624M	1.0%	$73.36	0.0%	COM	244199105
—	Energy Transfer Partners, L.P.	63,000	$2.587M	1.0%	$56.05	—	COM	29273R109
ROP	Roper Technologies	16,450	$2.578M	1.0%	$149.37	+3.9%	COM	776696106
PG	Procter & Gamble	31,574	$2.271M	0.8%	$55.36	+1.8%	COM	742718109
SUI	Sun Communities Inc.	28,825	$1.953M	0.7%	$49.28	—	COM	866674104
IBB	Ishares Nasdaq Biotechnology I	5,957	$1.807M	0.7%	$317.31	—	XTMF	464287556
—	At&t, Inc.	51,656	$1.683M	0.6%	$35.35	—	COM	00206r102
HAL	Halliburton Company	44,318	$1.567M	0.6%	$39.87	-19.3%	COM	406216101
—	Enbridge Energy Partners, L.P.	59,223	$1.464M	0.5%	$30.49	—	COM	29250r106
PFE	Pfizer, Inc.	44,766	$1.406M	0.5%	$17.59	+17.1%	COM	717081103
—	3m Co.	9,420	$1.335M	0.5%	$122.81	—	COM	88579y101
UNP	Union Pacific Corp.	14,769	$1.306M	0.5%	$66.01	+9.3%	COM	907818108
OXY	Occidental Petroleum	19,071	$1.262M	0.5%	$51.32	0.0%	COM	674599105
MRK	Merck & Co.	24,911	$1.23M	0.5%	$32.92	+16.7%	COM	58933Y105
BAC	Bank Of America Corp.	77,877	$1.213M	0.4%	$10.13	+32.8%	COM	060505104
—	Terra Nitrogen Company, Lp	10,775	$1.163M	0.4%	$181.79	—	COM	881005201
WELL	Welltower Inc.	16,666	$1.129M	0.4%	$44.80	0.0%	COM	95040Q104
KMB	Kimberly-Clark Corp.	10,324	$1.126M	0.4%	$65.24	+18.6%	COM	494368103
COP	Conocophillips	23,416	$1.123M	0.4%	$40.20	-8.5%	COM	20825C104
CBU	Community Bank System Inc	29,567	$1.099M	0.4%	$23.79	+14.7%	COM	203607106
PDER	Pardee Resources Company, Inc.	4,750	$988K	0.4%	$225.60	+2.0%	COM	699437109
ADP	Automatic Data Processing	11,168	$897K	0.3%	$47.70	+33.9%	COM	053015103
—	Annaly Mortgage Management, In	87,707	$866K	0.3%	$11.87	—	COM	035710409
KELYA	Kelly Services Cl A	52,700	$745K	0.3%	$14.88	-14.6%	COM	488152208
—	Buckeye Partners L P Unit Ltd	12,130	$719K	0.3%	$67.58	—	COM	118230101
KO	Coca-Cola Co.	17,142	$688K	0.3%	$27.78	+3.8%	COM	191216100
—	J.P. Morgan Chase	10,767	$656K	0.2%	$52.93	—	COM	46625h100
BRK/B	Berkshire Hathaway Class B	4,927	$642K	0.2%	$110.39	+24.1%	COM	084670702
—	Celgene Corp.	5,885	$637K	0.2%	$111.05	—	COM	151020104
SLB	Schlumberger Ltd	8,786	$606K	0.2%	$57.78	+2.0%	COM	806857108
—	Capstead Mortgage Corp.	59,800	$591K	0.2%	$11.92	—	COM	14067E506
—	Diageo Plc Spon Adr	5,326	$574K	0.2%	$114.98	—	COM	25243q205
—	Cerner Corporation	9,035	$542K	0.2%	$77.50	—	COM	156782104
—	Whiting Petroleum Corp.	34,400	$525K	0.2%	$47.77	—	COM	966387102
DIS	Disney, Walt	4,864	$497K	0.2%	$56.62	+76.1%	COM	254687106
LMT	Lockheed Martin Corp	2,347	$487K	0.2%	$147.03	+4.7%	COM	539830109
—	Cys Investments Inc	65,900	$478K	0.2%	$8.14	—	COM	12673a108
—	Regions Financial Corporation	52,378	$472K	0.2%	$9.59	—	COM	7591ep100
EFA	Ishares Msci Eafe Index Fund	8,053	$462K	0.2%	$65.09	—	XTIF	464287465
EMR	Emerson Electric Co	10,418	$460K	0.2%	$40.45	-7.7%	COM	291011104
—	Weatherford Int'l Plc	52,625	$446K	0.2%	$23.00	—	COM	G48833100
IJR	Ishares S&p Smallcap 600 Index	4,019	$428K	0.2%	$92.16	—	XTMF	464287804
BMY	Bristol-Myers Squibb	7,153	$423K	0.2%	$29.52	+50.9%	COM	110122108
INTC	Intel Corporation	13,825	$417K	0.2%	$18.99	+19.1%	COM	458140100
—	Spdr S&p Biotech Etf	6,610	$411K	0.2%	$62.18	—	XTMF	78464a870
CZNC	Citizens & Northern Corp.	20,900	$408K	0.2%	$10.60	+10.7%	COM	172922106
HD	Home Depot Inc.	3,532	$408K	0.2%	$63.97	+41.4%	COM	437076102
WM	Waste Management Inc.	7,954	$396K	0.1%	$40.91	-0.2%	COM	94106L109
IWD	Ishares Russell 1000 Value Ind	4,057	$378K	0.1%	$83.85	—	XTMF	464287598
—	Wisconsin Energy Corp.	7,118	$372K	0.1%	$41.19	—	COM	976657106
IBM	International Business Machine	2,525	$366K	0.1%	$118.67	-19.7%	COM	459200101
SHW	Sherwin Williams	1,638	$365K	0.1%	$57.96	+37.4%	COM	824348106
—	Du Pont, E. I.	7,420	$358K	0.1%	$53.34	—	COM	263534109
—	Mcgraw Hill Financial, Inc.	4,114	$356K	0.1%	$100.39	—	COM	580645109
IWM	Ishares Russell 2000 Index Fun	3,190	$348K	0.1%	$100.53	—	XTMF	464287655
SYK	Stryker Corporation	3,655	$344K	0.1%	$71.08	+23.7%	COM	863667101
BGS	B&g Foods, Inc.	9,325	$340K	0.1%	$13.00	+8.7%	COM	05508R106
IWR	Ishares Russell Midcap Index F	2,180	$339K	0.1%	$133.02	—	XTMF	464287499
BA	Boeing Co.	2,487	$326K	0.1%	$95.34	+29.4%	COM	097023105
EPD	Enterprise Products Partners L	12,928	$322K	0.1%	$47.88	—	COM	293792107
ITW	Illinois Tool Works	3,791	$312K	0.1%	$59.02	+15.8%	COM	452308109
AFL	Aflac Inc.	5,226	$304K	0.1%	$20.11	+17.8%	COM	001055102
NEE	Nextera Energy, Inc.	3,068	$299K	0.1%	$17.18	+13.1%	COM	65339F101
SYY	Sysco Corp.	7,637	$298K	0.1%	$25.04	+16.1%	COM	871829107
—	Spdr Gold Trust	2,775	$297K	0.1%	$121.02	—	XTAL	78463v107
—	Total System Services, Inc.	6,400	$291K	0.1%	$33.28	—	COM	891906109
WPC	Wp Carey Inc	4,925	$285K	0.1%	$59.01	—	COM	92936U109
—	Walgreens Boots Alliance, Inc.	3,285	$273K	0.1%	$84.32	—	COM	931427108
HON	Honeywell International	2,708	$256K	0.1%	$58.13	+26.2%	COM	438516106
BIIB	Biogen Idec Inc.	835	$244K	0.1%	$323.67	+2.0%	COM	09062X103
BDX	Becton Dickinson & Co.	1,805	$239K	0.1%	$119.24	0.0%	COM	075887109
DHR	Danaher Corp	2,780	$237K	0.1%	$35.00	+2.9%	COM	235851102
—	Raytheon Company	2,071	$226K	0.1%	$109.13	—	COM	755111507
SO	Southern Company	4,953	$221K	0.1%	$26.88	+5.4%	COM	842587107
VWO	Vanguard Emerging Markets	6,563	$217K	0.1%	$39.31	—	XTIF	922042858
JKHY	Henry Jack & Associates Inc.	3,100	$216K	0.1%	$52.02	+16.6%	COM	426281101
—	Novartis Ag Spon Adr	2,346	$216K	0.1%	$98.75	—	COM	66987v109
F	Ford Motor Co.	12,006	$163K	0.1%	$8.15	0.0%	COM	345370860
—	Enzo Biochem, Inc.	14,000	$44,000	0.0%	$4.43	—	COM	294100102
—	Vivus, Inc.	24,500	$40,000	0.0%	$10.77	—	COM	928551100
—	Energy Xxi (bermuda) Ltd.	11,500	$12,000	0.0%	$23.61	—	COM	G10082140
—	Houseraising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106