Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
PFE	Pfizer	305,815	$10.46M	7.3%	$19.64	+9.0%	COM	717081103
SCHF	Schwab International ETF	163,722	$4.89M	3.4%	$27.88	—	COM	808524805
CVX	Chevron Corp.	38,805	$4.166M	2.9%	$70.89	+8.3%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	84,584	$4.045M	2.8%	$46.44	—	COM	922042775
WFC	Wells Fargo & Co.	67,487	$3.756M	2.6%	$28.59	+55.2%	COM	949746101
IJR	iShares S&P Small-Cap	54,222	$3.749M	2.6%	$82.17	—	COM	464287804
IJH	iShares S&P Mid-Cap	21,669	$3.71M	2.6%	$121.33	—	COM	464287507
—	Exxon Mobil	44,567	$3.654M	2.6%	$83.64	—	COM	30231g102
AAPL	Apple Inc.	23,989	$3.446M	2.4%	$26.24	+16.0%	COM	037833100
DIS	Walt Disney	25,237	$2.861M	2.0%	$62.83	+63.9%	COM	254687106
PG	Procter & Gamble	30,898	$2.776M	1.9%	$55.67	+25.8%	COM	742718109
LOW	Lowe's Cos.	32,140	$2.642M	1.8%	$34.82	+86.7%	COM	548661107
SCHB	Schwab US Broad Market ETF	44,303	$2.527M	1.8%	$51.01	—	COM	808524102
JNJ	Johnson & Johnson	19,227	$2.394M	1.7%	$61.40	+52.1%	COM	478160104
—	J.P. Morgan Chase	26,447	$2.323M	1.6%	$60.77	—	COM	46625h100
MSFT	Microsoft	33,352	$2.196M	1.5%	$27.68	+109.0%	COM	594918104
—	General Electric	71,320	$2.125M	1.5%	$23.80	—	COM	369604103
AXP	American Express	25,816	$2.042M	1.4%	$61.35	+12.7%	COM	025816109
XLI	Industrial Sector SPDR	30,745	$2M	1.4%	$55.39	—	COM	81369Y704
ALL	Allstate Corp.	23,808	$1.94M	1.4%	$57.76	+11.7%	COM	020002101
DHR	Danaher Corp.	22,649	$1.937M	1.4%	$28.04	+154.1%	COM	235851102
MCHP	Microchip Tech.	26,240	$1.935M	1.4%	$20.24	+47.8%	COM	595017104
—	DuPont	22,882	$1.838M	1.3%	$53.70	—	COM	263534109
KO	Coca Cola	43,154	$1.831M	1.3%	$28.16	+11.9%	COM	191216100
USB	U.S. Bancorp	34,143	$1.758M	1.2%	$22.44	+69.7%	COM	902973304
XLY	Cons. Disc. Sector SPDR	19,305	$1.697M	1.2%	$61.19	—	COM	81369Y407
XLK	Technology Sector SPDR	31,650	$1.687M	1.2%	$38.86	—	COM	81369Y803
—	United Technologies	14,890	$1.67M	1.2%	$94.63	—	COM	913017109
—	Cisco Systems	46,710	$1.578M	1.1%	$28.47	—	COM	17275r102
—	Verizon Comm.	32,189	$1.569M	1.1%	$54.06	—	COM	92343v104
—	Dominion Resources	19,968	$1.548M	1.1%	$75.12	—	COM	25746u109
ICE	Intercontinental Exchange	25,700	$1.538M	1.1%	$48.39	+7.9%	COM	45866F104
PEP	Pepsico	13,182	$1.474M	1.0%	$56.21	+45.7%	COM	713448108
SCHZ	Schwab US Aggregate Bond	27,830	$1.441M	1.0%	$52.73	—	COM	808524839
WMT	Wal-Mart Stores	19,494	$1.405M	1.0%	$19.90	-0.6%	COM	931142103
—	Oracle	31,241	$1.393M	1.0%	$41.18	—	COM	68389x105
—	Vanguard Interm Corp.	15,543	$1.342M	0.9%	$87.21	—	COM	92206c870
VTI	Vanguard Total Stock Market	10,625	$1.289M	0.9%	$94.31	—	COM	922908769
UPS	United Parcel Service	10,880	$1.167M	0.8%	$69.83	+12.2%	COM	911312106
CRM	Salesforce.com	13,595	$1.121M	0.8%	$72.34	+9.1%	COM	79466L302
SCHE	Schwab Emerging Markets ETF	46,492	$1.114M	0.8%	$21.75	—	COM	808524706
ABT	Abbott Labs.	24,702	$1.097M	0.8%	$35.41	+4.3%	COM	002824100
GIS	General Mills Inc.	18,517	$1.092M	0.8%	$34.63	+28.9%	COM	370334104
XLP	Consumer Staples SPDR	20,015	$1.092M	0.8%	$42.49	—	COM	81369Y308
SBUX	Starbucks Corp.	17,760	$1.037M	0.7%	$46.44	+0.7%	COM	855244109
BMY	Bristol-Myers Squibb	17,905	$973K	0.7%	$33.04	+20.8%	COM	110122108
INTC	Intel	26,350	$950K	0.7%	$17.48	+69.7%	COM	458140100
NUE	Nucor Corp.	15,837	$945K	0.7%	$36.61	+37.0%	COM	670346105
CTSH	Cognizant Tech Solutions	15,850	$943K	0.7%	$46.09	+10.6%	COM	192446102
HAL	Halliburton	19,135	$941K	0.7%	$35.82	+26.0%	COM	406216101
—	Allergan, Inc.	3,915	$935K	0.7%	$238.83	—	COM	G0177J108
AMG	Affiliated Managers Group	5,675	$930K	0.7%	$142.09	+7.9%	COM	008252108
BRK/B	Berkshire Hathaway - B	5,497	$916K	0.6%	$153.96	+8.7%	COM	084670702
—	Nordstrom Inc	19,630	$914K	0.6%	$55.16	—	COM	655664100
VFC	V.F. Corp.	16,320	$897K	0.6%	$52.34	-5.7%	COM	918204108
CAT	Caterpillar	9,574	$888K	0.6%	$62.30	+24.7%	COM	149123101
XLV	Health Care Sector SPDR	11,652	$866K	0.6%	$68.07	—	COM	81369Y209
—	Red Hat Inc	9,925	$858K	0.6%	$75.07	—	COM	756577102
IGSB	iShares Barclays 1-3Yr Credit	8,100	$852K	0.6%	$104.63	—	COM	464288646
—	Celgene Corp.	6,770	$842K	0.6%	$116.25	—	COM	151020104
FTV	Fortive Corporation	13,631	$820K	0.6%	$31.44	+10.0%	COM	34959J108
XLRE	Real Estate Select Sector SPDR	25,921	$819K	0.6%	$30.91	—	COM	81369Y860
IGIB	iShares Barclays Inter Cr Bd Fd	7,360	$801K	0.6%	$107.27	—	COM	464288638
—	AT&T Inc.	18,751	$779K	0.5%	$39.28	—	COM	00206r102
—	Abbvie	11,852	$772K	0.5%	$57.15	—	COM	00287y109
CME	CME Group, Inc.	6,500	$772K	0.5%	$48.46	+80.7%	COM	12572Q105
EFA	iShares MSCI EAFE	11,602	$722K	0.5%	$58.86	—	COM	464287465
—	PG&E Corp.	10,788	$715K	0.5%	$59.69	—	COM	69331c108
XLE	Energy Sector SPDR	9,765	$682K	0.5%	$71.85	—	COM	81369Y506
CVS	CVS Health Corp.	8,675	$680K	0.5%	$61.00	-0.7%	COM	126650100
BIIB	Biogen Inc	2,460	$672K	0.5%	$267.70	+5.6%	COM	09062X103
IBM	IBM	3,833	$667K	0.5%	$114.56	-0.2%	COM	459200101
COR	AmerisourceBergen	7,490	$662K	0.5%	$66.47	0.0%	COM	03073E105
XLU	Utilities Sector SPDR	12,875	$660K	0.5%	$39.38	—	COM	81369Y886
XLB	Materials Sector SPDR	12,585	$659K	0.5%	$42.16	—	COM	81369Y100
—	Merck & Co.	10,300	$654K	0.5%	$53.03	—	COM	58933y105
ADP	Automatic Data Proc.	6,300	$645K	0.5%	$76.76	+10.0%	COM	053015103
DUK	Duke Energy	7,795	$639K	0.4%	$47.28	+17.0%	COM	26441C204
XLF	Financial Sector SPDR	25,645	$608K	0.4%	$21.88	—	COM	81369Y605
HD	Home Depot	3,846	$564K	0.4%	$60.11	+90.3%	COM	437076102
—	3M Corp	2,889	$552K	0.4%	$166.49	—	COM	88579y101
VNQ	Vanguard REIT	6,484	$535K	0.4%	$69.06	—	COM	922908553
EOG	EOG Resources, Inc.	5,385	$525K	0.4%	$68.01	+9.2%	COM	26875P101
SLB	Schlumberger Ltd.	6,680	$521K	0.4%	$57.08	+11.0%	COM	806857108
—	Vanguard Info Tech	3,650	$495K	0.3%	$109.59	—	COM	92204a702
SCHA	Schwab US Small Cap ETF	7,680	$483K	0.3%	$52.82	—	COM	808524607
HYG	iShares IBOXX High Yield Corp.	5,237	$459K	0.3%	$82.77	—	COM	464288513
TIP	iShares Barclays TIPS	3,863	$442K	0.3%	$109.91	—	COM	464287176
UNP	Union Pacific	3,950	$418K	0.3%	$69.39	+26.3%	COM	907818108
GOOGL	Alphabet - Cl A	481	$407K	0.3%	$36.73	+13.6%	COM	02079K305
GOOG	Alphabet - Cl C	480	$398K	0.3%	$35.61	+14.3%	COM	02079K107
AMZN	Amazon	409	$362K	0.3%	$39.18	+6.4%	COM	023135106
—	Xerox	49,375	$362K	0.3%	$9.07	—	COM	984121103
VIG	Vanguard Dividend Appreciation	3,917	$352K	0.2%	$77.87	—	COM	921908844
—	Whole Foods Market	11,850	$352K	0.2%	$30.60	—	COM	966837106
LQD	iShares IBOXX Inv. Grade Corp.	2,980	$351K	0.2%	$114.83	—	COM	464287242
MCD	Mcdonald's	2,613	$338K	0.2%	$71.80	+41.7%	COM	580135101
SUB	iShares St Nat. AMT-Free Muni	3,198	$337K	0.2%	$105.68	—	COM	464288158
—	Prologis Inc.	5,200	$269K	0.2%	$44.23	—	COM	74340w103
BAC	Bank of America	11,262	$265K	0.2%	$16.34	+18.7%	COM	060505104
BXP	Boston Properties	2,000	$264K	0.2%	$64.00	+41.6%	COM	101121101
PM	Philip Morris Int.	2,237	$252K	0.2%	$65.59	0.0%	COM	718172109
—	T. Rowe Price	3,600	$245K	0.2%	$73.33	—	COM	74144t108
REZ	iShares FTSE NAREIT Residential	3,600	$227K	0.2%	$58.89	—	COM	464288562
—	Walgreens Boots Alliance	2,693	$223K	0.2%	$76.15	—	COM	931427108
VOX	Vanguard Telecomm	2,315	$219K	0.2%	$99.08	—	COM	92204A884
GSG	iShares S&P GSCI Commodity	14,311	$212K	0.1%	$15.51	—	COM	46428R107
RWO	SPDR Dow Jones Global Real Estate ETF	4,433	$208K	0.1%	$46.92	—	COM	78463X749
BIV	Vanguard Interm. Corp. Bond	2,488	$208K	0.1%	$83.07	—	COM	921937819
MCO	Moody's Corp.	1,848	$207K	0.1%	$98.85	0.0%	COM	615369105
—	Fortune Brands H&S	3,342	$203K	0.1%	$60.74	—	COM	34964c106
PCAR	Paccar, Inc.	3,000	$201K	0.1%	$32.11	0.0%	COM	693718108