Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
PFE	Pfizer	304,372	$10.22M	6.9%	$19.64	+10.0%	COM	717081103
SCHF	Schwab International ETF	185,432	$5.893M	4.0%	$28.34	—	COM	808524805
CVX	Chevron Corp.	40,555	$4.231M	2.9%	$70.99	+3.1%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	82,894	$4.147M	2.8%	$46.44	—	COM	922042775
IJR	iShares S&P Small-Cap	54,222	$3.801M	2.6%	$82.17	—	COM	464287804
IJH	iShares S&P Mid-Cap	21,669	$3.769M	2.6%	$121.33	—	COM	464287507
WFC	Wells Fargo & Co.	66,962	$3.71M	2.5%	$28.59	+47.5%	COM	949746101
—	Exxon Mobil	45,768	$3.694M	2.5%	$83.56	—	COM	30231g102
AAPL	Apple Inc.	23,814	$3.429M	2.3%	$26.24	+30.8%	COM	037833100
DIS	Walt Disney	25,137	$2.67M	1.8%	$62.83	+63.0%	COM	254687106
PG	Procter & Gamble	30,182	$2.63M	1.8%	$55.67	+26.0%	COM	742718109
SCHB	Schwab US Broad Market ETF	43,390	$2.536M	1.7%	$51.01	—	COM	808524102
LOW	Lowe's Cos.	31,640	$2.453M	1.7%	$34.82	+100.2%	COM	548661107
MSFT	Microsoft	33,727	$2.324M	1.6%	$28.07	+122.1%	COM	594918104
—	J.P. Morgan Chase	25,012	$2.286M	1.5%	$60.77	—	COM	46625h100
AXP	American Express	23,891	$2.012M	1.4%	$61.35	+14.6%	COM	025816109
ALL	Allstate Corp.	22,523	$1.991M	1.3%	$57.76	+20.8%	COM	020002101
XLK	Technology Sector SPDR	35,875	$1.963M	1.3%	$40.72	—	COM	81369Y803
MCHP	Microchip Tech.	25,415	$1.961M	1.3%	$20.24	+65.7%	COM	595017104
DHR	Danaher Corp.	23,199	$1.957M	1.3%	$29.08	+146.8%	COM	235851102
KO	Coca Cola	42,453	$1.904M	1.3%	$28.16	+19.6%	COM	191216100
—	General Electric	70,164	$1.895M	1.3%	$23.80	—	COM	369604103
—	Vanguard Interm Corp.	20,953	$1.834M	1.2%	$87.29	—	COM	92206c870
—	DuPont	22,432	$1.81M	1.2%	$53.70	—	COM	263534109
—	United Technologies	14,682	$1.792M	1.2%	$94.63	—	COM	913017109
USB	U.S. Bancorp	34,143	$1.772M	1.2%	$22.44	+64.8%	COM	902973304
XLI	Industrial Sector SPDR	25,790	$1.756M	1.2%	$55.39	—	COM	81369Y704
XLY	Cons. Disc. Sector SPDR	19,405	$1.739M	1.2%	$61.19	—	COM	81369Y407
JNJ	Johnson & Johnson	13,125	$1.736M	1.2%	$61.40	+63.5%	COM	478160104
ICE	Intercontinental Exchange	24,300	$1.601M	1.1%	$48.39	+13.5%	COM	45866F104
—	Oracle	31,241	$1.566M	1.1%	$41.18	—	COM	68389x105
SCHZ	Schwab US Aggregate Bond	28,985	$1.514M	1.0%	$52.71	—	COM	808524839
—	Dominion Resources	19,743	$1.512M	1.0%	$75.12	—	COM	25746u109
PEP	Pepsico	13,082	$1.51M	1.0%	$56.21	+56.9%	COM	713448108
WMT	Wal-Mart Stores	19,494	$1.475M	1.0%	$19.90	+10.7%	COM	931142103
—	Verizon Comm.	32,520	$1.452M	1.0%	$53.96	—	COM	92343v104
CMF	iShares S&P CA AMT-Free Muni	11,650	$1.371M	0.9%	$117.68	—	COM	464288356
SCHE	Schwab Emerging Markets ETF	53,117	$1.319M	0.9%	$22.14	—	COM	808524706
VTI	Vanguard Total Stock Market	10,212	$1.27M	0.9%	$94.31	—	COM	922908769
ABT	Abbott Labs.	25,831	$1.255M	0.8%	$35.56	+9.4%	COM	002824100
UPS	United Parcel Service	10,880	$1.203M	0.8%	$69.83	+10.7%	COM	911312106
CRM	Salesforce.com	13,655	$1.182M	0.8%	$72.34	+18.9%	COM	79466L302
XLV	Health Care Sector SPDR	14,277	$1.131M	0.8%	$70.12	—	COM	81369Y209
XLP	Consumer Staples SPDR	19,595	$1.076M	0.7%	$42.49	—	COM	81369Y308
—	Allergan, Inc.	4,390	$1.067M	0.7%	$239.28	—	COM	G0177J108
CTSH	Cognizant Tech Solutions	15,910	$1.056M	0.7%	$46.09	+22.4%	COM	192446102
SBUX	Starbucks Corp.	17,760	$1.035M	0.7%	$46.44	+8.1%	COM	855244109
CAT	Caterpillar	9,574	$1.028M	0.7%	$62.30	+34.9%	COM	149123101
GIS	General Mills Inc.	18,517	$1.025M	0.7%	$34.63	+21.3%	COM	370334104
BMY	Bristol-Myers Squibb	18,205	$1.014M	0.7%	$33.15	+20.3%	COM	110122108
—	Red Hat Inc	10,040	$961K	0.7%	$75.30	—	COM	756577102
—	Nordstrom Inc	20,030	$958K	0.6%	$55.01	—	COM	655664100
AMG	Affiliated Managers Group	5,775	$957K	0.6%	$142.31	+8.8%	COM	008252108
VFC	V.F. Corp.	16,520	$951K	0.6%	$52.33	-1.4%	COM	918204108
—	Celgene Corp.	6,995	$908K	0.6%	$116.69	—	COM	151020104
NUE	Nucor Corp.	15,387	$890K	0.6%	$36.61	+32.3%	COM	670346105
INTC	Intel	26,350	$889K	0.6%	$17.48	+69.1%	COM	458140100
BRK/B	Berkshire Hathaway - B	5,247	$888K	0.6%	$153.96	+8.0%	COM	084670702
FTV	Fortive Corporation	13,631	$863K	0.6%	$31.44	+20.8%	COM	34959J108
IGSB	iShares Barclays 1-3Yr Credit	8,100	$853K	0.6%	$104.63	—	COM	464288646
XLRE	Real Estate Select Sector SPDR	25,999	$837K	0.6%	$30.91	—	COM	81369Y860
—	Abbvie	11,502	$834K	0.6%	$57.15	—	COM	00287y109
CME	CME Group, Inc.	6,500	$814K	0.6%	$48.46	+80.6%	COM	12572Q105
IGIB	iShares Barclays Inter Cr Bd Fd	7,360	$807K	0.5%	$107.27	—	COM	464288638
HAL	Halliburton	18,835	$804K	0.5%	$35.82	+8.0%	COM	406216101
EFA	iShares MSCI EAFE	11,802	$769K	0.5%	$58.97	—	COM	464287465
COR	AmerisourceBergen	7,690	$726K	0.5%	$66.50	+1.7%	COM	03073E105
HYG	iShares IBOXX High Yield Corp.	8,107	$716K	0.5%	$84.74	—	COM	464288513
—	PG&E Corp.	10,788	$715K	0.5%	$59.69	—	COM	69331c108
BIIB	Biogen Inc	2,560	$694K	0.5%	$267.58	-1.2%	COM	09062X103
—	AT&T Inc.	18,317	$691K	0.5%	$39.28	—	COM	00206r102
CVS	CVS Health Corp.	8,575	$689K	0.5%	$61.00	-1.1%	COM	126650100
GWW	W.W. Grainger, Inc.	3,815	$688K	0.5%	$166.15	0.0%	COM	384802104
XLB	Materials Sector SPDR	12,435	$669K	0.5%	$42.16	—	COM	81369Y100
XLU	Utilities Sector SPDR	12,650	$657K	0.4%	$39.38	—	COM	81369Y886
DUK	Duke Energy	7,795	$651K	0.4%	$47.28	+25.0%	COM	26441C204
ADP	Automatic Data Proc.	6,300	$645K	0.4%	$76.76	+9.7%	COM	053015103
—	Merck & Co.	10,000	$640K	0.4%	$53.03	—	COM	58933y105
XLF	Financial Sector SPDR	24,820	$612K	0.4%	$21.88	—	COM	81369Y605
—	3M Corp	2,837	$590K	0.4%	$166.49	—	COM	88579y101
IBM	IBM	3,833	$589K	0.4%	$114.56	-9.4%	COM	459200101
HD	Home Depot	3,718	$570K	0.4%	$60.11	+107.1%	COM	437076102
XLE	Energy Sector SPDR	8,765	$569K	0.4%	$71.85	—	COM	81369Y506
VNQ	Vanguard REIT	6,484	$539K	0.4%	$69.06	—	COM	922908553
—	Vanguard Info Tech	3,625	$510K	0.3%	$109.59	—	COM	92204a702
—	Cisco Systems	16,250	$508K	0.3%	$28.47	—	COM	17275r102
—	PureFunds ISE Cyber Security ETF	16,875	$506K	0.3%	$29.99	—	COM	26924G201
SCHA	Schwab US Small Cap ETF	7,680	$490K	0.3%	$52.82	—	COM	808524607
EOG	EOG Resources, Inc.	5,310	$480K	0.3%	$68.01	+1.0%	COM	26875P101
GOOGL	Alphabet - Cl A	481	$447K	0.3%	$36.73	+26.4%	COM	02079K305
SLB	Schlumberger Ltd.	6,780	$446K	0.3%	$57.06	-2.2%	COM	806857108
TIP	iShares Barclays TIPS	3,863	$438K	0.3%	$109.91	—	COM	464287176
GOOG	Alphabet - Cl C	480	$436K	0.3%	$35.61	+27.6%	COM	02079K107
UNP	Union Pacific	3,950	$430K	0.3%	$69.39	+29.9%	COM	907818108
GSG	iShares S&P GSCI Commodity	28,666	$401K	0.3%	$14.75	—	COM	46428R107
LQD	iShares IBOXX Inv. Grade Corp.	3,330	$401K	0.3%	$115.42	—	COM	464287242
MCD	Mcdonald's	2,572	$393K	0.3%	$71.80	+64.2%	COM	580135101
RWO	SPDR Dow Jones Global Real Estate ETF	8,038	$383K	0.3%	$47.25	—	COM	78463X749
—	Whole Foods Market	8,750	$368K	0.2%	$30.60	—	COM	966837106
AMZN	Amazon	375	$363K	0.2%	$39.18	+21.8%	COM	023135106
VIG	Vanguard Dividend Appreciation	3,917	$362K	0.2%	$77.87	—	COM	921908844
SUB	iShares St Nat. AMT-Free Muni	3,398	$359K	0.2%	$105.68	—	COM	464288158
—	Xerox	11,983	$344K	0.2%	$9.07	—	COM	984121103
MUB	iShares Nat. AMT-Free Muni	2,835	$312K	0.2%	$110.05	—	COM	464288414
—	Prologis Inc.	5,200	$304K	0.2%	$44.23	—	COM	74340w103
BMO	Bank Of Montreal	4,000	$293K	0.2%	$49.92	0.0%	COM	063671101
BAC	Bank of America	11,262	$273K	0.2%	$16.34	+16.9%	COM	060505104
—	T. Rowe Price	3,600	$267K	0.2%	$73.33	—	COM	74144t108
VOX	Vanguard Telecomm	2,815	$258K	0.2%	$97.76	—	COM	92204A884
PM	Philip Morris Int.	2,111	$247K	0.2%	$65.59	+13.2%	COM	718172109
BXP	Boston Properties	2,000	$246K	0.2%	$64.00	+35.8%	COM	101121101
REZ	iShares FTSE NAREIT Residential	3,600	$234K	0.2%	$58.89	—	COM	464288562
MCO	Moody's Corp.	1,848	$224K	0.2%	$98.85	+9.5%	COM	615369105
—	Fortune Brands H&S	3,342	$218K	0.1%	$60.74	—	COM	34964c106
—	Walgreens Boots Alliance	2,656	$207K	0.1%	$76.15	—	COM	931427108
BIV	Vanguard Interm. Corp. Bond	2,367	$200K	0.1%	$83.07	—	COM	921937819
CB	Chubb Limited	1,381	$200K	0.1%	$120.85	0.0%	COM	H1467J104