Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR IVV	103,858	$30.61M	9.2%	$243.34	—	ETF	464287200
SPY	SPDR S&P 500 ETF TR SPY	99,395	$29.12M	8.7%	$137249.40	—	ETF	78462F103
MDY	SPDR S&P MIDCAP 400 ETF TR MDY	60,500	$21.45M	6.4%	$167619.48	—	ETF	78467Y107
IJR	ISHARES TR IJR	256,816	$20.1M	6.0%	$13943.52	—	ETF	464287804
QQQ	INVESCO QQQ TR	95,944	$17.92M	5.4%	$171.65	—	ETF	46090E103
V	VISA INC	98,003	$17.01M	5.1%	$58.56	+167.0%	COM	92826C839
MSFT	MICROSOFT CORP	84,749	$11.35M	3.4%	$79.60	+50.2%	COM	594918104
AMZN	AMAZON COM INC	5,059	$9.581M	2.9%	$62.72	+48.5%	COM	023135106
MCD	MCDONALDS CORP	45,775	$9.506M	2.8%	$81.34	+108.7%	COM	580135101
IJH	ISHARES TR IJH	48,261	$9.375M	2.8%	$171.05	—	ETF	464287507
FTEC	FIDELITY TECH FTEC	144,314	$8.988M	2.7%	$46.72	—	ETF	316092808
IJJ	ISHARES TR IJJ	56,324	$8.982M	2.7%	$80638.47	—	ETF	464287705
JPM	JPMORGAN CHASE & CO	62,749	$7.015M	2.1%	$57.76	+59.3%	COM	46625H100
BA	BOEING CO	18,320	$6.669M	2.0%	$310.39	+15.1%	COM	097023105
UNH	UNITEDHEALTH GROUP INC	27,179	$6.632M	2.0%	$168.53	+27.9%	COM	91324P102
AAPL	APPLE INC	32,014	$6.336M	1.9%	$34.95	+33.4%	COM	037833100
LMT	LOCKHEED MARTIN CORP	17,392	$6.322M	1.9%	$143.33	+95.2%	COM	539830109
CRM	SALESFORCE COM INC	39,617	$6.011M	1.8%	$148.60	+4.2%	COM	79466L302
IJK	ISHARES TR IJK	25,559	$5.784M	1.7%	$43114.61	—	ETF	464287606
DIA	SPDR DOW JONES INDL AVRG ETF DIA	20,047	$5.329M	1.6%	$12678.65	—	ETF	78467X109
ITOT	ISHARES TR ITOT	72,514	$4.831M	1.4%	$60.37	—	ETF	464287150
MA	MASTERCARD INC	17,762	$4.699M	1.4%	$181.37	+33.1%	COM	57636Q104
IEMG	ISHARES INC IEMG	69,989	$3.6M	1.1%	$49.78	—	ETF	46434G103
LQD	ISHARES TR LQD	25,929	$3.225M	1.0%	$63189.09	—	ETF	464287242
SHY	ISHARES TR SHY	34,860	$2.956M	0.9%	$22410.68	—	ETF	464287457
PEP	PEPSICO INC	21,962	$2.88M	0.9%	$61.23	+71.1%	COM	713448108
CVX	CHEVRON CORP NEW	20,912	$2.603M	0.8%	$74.98	+20.4%	COM	166764100
ED	CONSOLIDATED EDISON INC	26,454	$2.32M	0.7%	$46.62	+45.6%	COM	209115104
XOM	EXXON MOBIL CORP	29,728	$2.278M	0.7%	$53.64	+6.0%	COM	30231G102
VZ	VERIZON COMMUNICATIONS INC	38,100	$2.177M	0.7%	$29.40	+36.2%	COM	92343V104
GILD	GILEAD SCIENCES INC	29,546	$1.996M	0.6%	$51.80	-1.9%	COM	375558103
JNJ	JOHNSON & JOHNSON	12,650	$1.762M	0.5%	$108.36	+5.9%	COM	478160104
AGG	ISHARES TR AGG	15,144	$1.686M	0.5%	$109.30	—	ETF	464287226
—	RAYTHEON CO	8,640	$1.503M	0.4%	$131.04	—	COM	755111507
IEFA	ISHARES TR IEFA	24,230	$1.488M	0.4%	$59.64	—	ETF	46432F842
VRP	INVESCO EXCHNG TRADED FD VRP	54,019	$1.346M	0.4%	$24.85	—	ETF	46138G870
PG	PROCTER AND GAMBLE CO	12,213	$1.339M	0.4%	$61.99	+46.0%	COM	742718109
VTI	VANGUARD INDEX FDS VTI	8,743	$1.312M	0.4%	$42207.26	—	ETF	922908769
WEN	WENDYS CO	65,625	$1.285M	0.4%	$7.28	+158.6%	COM	95058W100
MINT	PIMCO ETF TR MINT	12,552	$1.277M	0.4%	$101.27	—	ETF	72201R833
GOOG	ALPHABET INC GOOG	1,144	$1.236M	0.4%	$37.43	+53.0%	CAP STK CL C	02079K107
MRK	MERCK & CO INC	14,480	$1.214M	0.4%	$46.79	+32.8%	COM	58933Y105
T	AT&T INC	35,895	$1.203M	0.4%	$13.75	+9.7%	COM	00206R102
MPC	MARATHON PETE CORP	20,877	$1.167M	0.3%	$49.59	-10.7%	COM	56585A102
BND	VANGUARD BD INDEX FD BND	13,831	$1.149M	0.3%	$55228.90	—	ETF	921937835
IEF	ISHARES TR IEF	10,433	$1.148M	0.3%	$106.43	—	ETF	464287440
UNP	UNION PACIFIC CORP	6,711	$1.135M	0.3%	$72.53	+103.7%	COM	907818108
VOE	VANGUARD INDEX FDS VOE	9,504	$1.059M	0.3%	$47187.86	—	ETF	922908512
PYPL	PAYPAL HLDGS INC	9,045	$1.035M	0.3%	$66.48	+66.3%	COM	70450Y103
NFLX	NETFLIX INC	2,631	$966K	0.3%	$36.26	-0.5%	COM	64110L106
GOOGL	ALPHABET INC GOOGL	851	$921K	0.3%	$40.85	+40.6%	CAP STK CL A	02079K305
ABT	ABBOTT LABS	10,305	$867K	0.3%	$33.21	+111.5%	COM	002824100
—	BLACKSTONE GROUP L P	17,615	$782K	0.2%	$34.04	—	COM UNIT LTD	09253U108
PFF	ISHARES TR PFF	19,315	$711K	0.2%	$37.94	—	ETF	464288687
BABA	ALIBABA GROUP HLDG LTD	4,110	$696K	0.2%	$169.34	—	SPONSORED ADS	01609W102
IBB	ISHARES TR IBB	6,368	$695K	0.2%	$167.75	—	ETF	464287556
TIP	ISHARES TR TIP	5,951	$688K	0.2%	$100468.11	—	ETF	464287176
GIS	GENERAL MLS INC	12,534	$659K	0.2%	$33.36	+23.6%	COM	370334104
FBND	FIDELITY FBND	12,807	$654K	0.2%	$50.69	—	ETF	316188309
DG	DOLLAR GEN CORP NEW	4,756	$643K	0.2%	$106.27	+8.9%	COM	256677105
AZN	ASTRAZENECA PLC	15,400	$636K	0.2%	$40.44	—	SPONSORED ADR	046353108
PFE	PFIZER INC	14,296	$619K	0.2%	$19.87	+47.1%	COM	717081103
HON	HONEYWELL INTL INC	3,228	$564K	0.2%	$91.26	+51.9%	COM	438516106
CAT	CATERPILLAR INC DEL	4,116	$561K	0.2%	$64.20	+78.7%	COM	149123101
MO	ALTRIA GROUP INC	11,480	$544K	0.2%	$20.25	+52.7%	COM	02209S103
AWR	AMERICAN STS WTR CO	7,000	$527K	0.2%	$22.15	+186.7%	COM	029899101
MTB	M & T BK CORP	2,982	$507K	0.2%	$146.61	-8.7%	COM	55261F104
EWH	ISHARES INC EWH	19,350	$501K	0.1%	$8459.47	—	ETF	464286871
—	ALLERGAN PLC	2,964	$496K	0.1%	$165.05	—	SHS	G0177J108
BMY	BRISTOL MYERS SQUIBB CO	10,655	$483K	0.1%	$36.63	-1.4%	COM	110122108
IBM	INTERNATIONAL BUSINESS MACHS	3,418	$471K	0.1%	$99.03	-0.4%	COM	459200101
KO	COCA COLA CO	8,965	$456K	0.1%	$29.80	+34.0%	COM	191216100
WMT	WALMART INC	4,047	$447K	0.1%	$27.24	+14.9%	COM	931142103
MS	MORGAN STANLEY	10,102	$443K	0.1%	$21.61	+67.9%	COM	617446448
—	ALEXION PHARMACEUTICALS INC	3,250	$426K	0.1%	$133.63	—	COM	015351109
GXC	SPDR INDEX SHS FDS GXC	4,400	$421K	0.1%	$36129.94	—	ETF	78463X400
—	ROYAL DUTCH SHELL PLC	6,439	$419K	0.1%	$65.07	—	SPONS ADR	780259206
L	LOEWS CORP	7,669	$419K	0.1%	$39.61	+25.9%	COM	540424108
DIS	DISNEY WALT CO	2,968	$414K	0.1%	$108.90	+17.5%	COM	254687106
UPS	UNITED PARCEL SERVICE INC	3,937	$407K	0.1%	$56.03	+43.0%	COM	911312106
TBPH	THERAVANCE BIOPHARMA INC	24,500	$400K	0.1%	$23.80	-14.9%	COM	G8807B106
META	FACEBOOK INC	2,057	$397K	0.1%	$119.34	+52.0%	COM	30303M102
WM	WASTE MGMT INC DEL	3,392	$392K	0.1%	$56.97	+70.7%	COM	94106L109
AROW	ARROW FINL CORP	11,270	$391K	0.1%	$24.66	-1.2%	COM	042744102
INGR	INGREDION INC	4,725	$390K	0.1%	$87.91	-2.2%	COM	457187102
SDY	SPDR SERIES TRUST SDY	3,803	$384K	0.1%	$52867.30	—	ETF	78464A763
IWF	ISHARES TR IWF	2,440	$384K	0.1%	$131.79	—	ETF	464287614
UTL	UNITIL CORP	6,253	$375K	0.1%	$37.46	+51.8%	COM	913259107
CSCO	CISCO SYS INC	6,637	$363K	0.1%	$38.53	+17.3%	COM	17275R102
XNBOX	NEUBERGER BRMAN NY MUNI FD I	27,490	$337K	0.1%	$14.18	—	COM	64124K102
TGTX	TG THERAPEUTICS INC	38,800	$336K	0.1%	$5.13	+47.2%	COM	88322Q108
—	EATON VANCE TAX MNGED ETB	21,423	$335K	0.1%	$15.78	—	COM	27828X100
VXF	VANGUARD INDEX FDS VXF	2,814	$334K	0.1%	$108.63	—	ETF	922908652
ELV	ANTHEM INC	1,128	$318K	0.1%	$261.38	-4.4%	COM	036752103
—	UNITED TECHNOLOGIES CORP	2,438	$317K	0.1%	$106.76	—	COM	913017109
VUG	VANGUARD INDEX FDS VUG	1,932	$316K	0.1%	$142.11	—	ETF	922908736
INTC	INTEL CORP	6,585	$315K	0.1%	$27.09	+59.1%	COM	458140100
TLT	ISHARES TR TLT	2,366	$314K	0.1%	$127.58	—	ETF	464287432
ORCL	ORACLE CORP	5,399	$308K	0.1%	$49.16	0.0%	COM	68389X105
MGEE	MGE ENERGY INC	4,200	$307K	0.1%	$39.96	+49.4%	COM	55277P104
AQN	ALGONQUIN PWR UTILS CORP	25,000	$303K	0.1%	$7.19	+16.3%	COM	015857105
IWD	ISHARES TR	2,312	$294K	0.1%	$123.70	—	ETF	464287598
LLY	LILLY ELI & CO	2,650	$294K	0.1%	$64.09	+68.5%	COM	532457108
CMCSA	COMCAST CORP NEW	6,884	$291K	0.1%	$28.74	+23.7%	CL A	20030N101
COST	COSTCO WHSL CORP NEW	1,077	$285K	0.1%	$203.13	+11.6%	COM	22160K105
KEY	KEYCORP NEW	16,058	$285K	0.1%	$8.38	+46.3%	COM	493267108
TU	TELUS CORP	7,694	$284K	0.1%	$18.01	+2.7%	COM	87971M103
—	GUGGENHEIM TAXABLE MUN MNGD	11,747	$282K	0.1%	$15495.36	—	COM	401664107
PAYX	PAYCHEX INC	3,393	$279K	0.1%	$29.81	+133.4%	COM	704326107
ETN	EATON CORP PLC	3,354	$279K	0.1%	$63.85	+11.8%	SHS	G29183103
FXI	ISHARES TR FXI	6,345	$271K	0.1%	$37.89	—	ETF	464287184
HUM	HUMANA INC	1,000	$265K	0.1%	$239.24	0.0%	COM	444859102
ISTB	ISHARES TR ISTB	5,241	$264K	0.1%	$49.95	—	ETF	46432F859
IFF	INTERNATIONAL FLAVORS&FRAGRA	1,815	$263K	0.1%	$90.33	+28.7%	COM	459506101
SU	SUNCOR ENERGY INC NEW	8,363	$261K	0.1%	$24.80	-0.8%	COM	867224107
VO	VANGUARD INDEX FDS VO	1,537	$257K	0.1%	$80834.07	—	ETF	922908629
SDOG	ALPS ETF TR SDOG	5,683	$247K	0.1%	$41.86	—	ETF	00162Q858
TJX	TJX COS INC NEW	4,613	$244K	0.1%	$46.16	+5.4%	COM	872540109
PPL	PPL CORP	7,650	$237K	0.1%	$22.26	+4.8%	COM	69351T106
NEE	NEXTERA ENERGY INC	1,142	$234K	0.1%	$38.59	+8.3%	COM	65339F101
VOO	VANGUARD INDEX FDS VOO	853	$230K	0.1%	$259.26	—	ETF	922908363
SNY	SANOFI	5,300	$229K	0.1%	$44.17	—	SPONSORED ADR	80105N105
DUK	DUKE ENERGY CORP NEW	2,502	$221K	0.1%	$56.06	+20.9%	COM	26441C204
VWO	VANGUARD INTL EQUITY INDEX VWO	5,171	$219K	0.1%	$42.35	—	ETF	922042858
—	HORIZON THERAPEUTICS PUB LTD	9,000	$217K	0.1%	$24.11	—	SHS	G46188101
—	GENERAL ELECTRIC CO	20,578	$217K	0.1%	$11284.75	—	COM	369604103
DEO	DIAGEO P L C	1,248	$215K	0.1%	$163.46	—	SPON ADR	25243Q205
CI	CIGNA CORP NEW	1,364	$215K	0.1%	$190.77	-24.9%	COM	125523100
OEF	ISHARES TR OEF	1,599	$207K	0.1%	$125.37	—	ETF	464287101
PTGX	PROTAGONIST THERAPEUTICS INC	17,000	$206K	0.1%	$7.93	+39.4%	COM	74366E102
HD	HOME DEPOT INC	969	$202K	0.1%	$169.54	0.0%	COM	437076102
—	NUVEEN NEW YORK AMT QLT NRK	13,934	$182K	0.1%	$12.19	—	COM	670656107
HBAN	HUNTINGTON BANCSHARES INC	12,549	$173K	0.1%	$11.01	-10.7%	COM	446150104
—	TRUSTCO BK CORP N Y	21,675	$172K	0.1%	$7.28	—	COM	898349105
—	FOAMIX PHARMACEUTICALS LTD	20,000	$48,000	0.0%	$2.40	—	SHS	M46135105
—	CONFORMIS INC	10,000	$44,000	0.0%	$0.36	—	COM	20717E101