Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR IVV	112,485	$33.59M	9.6%	$247.58	—	ETF	464287200
SPY	SPDR S&P 500 ETF TR SPY	99,030	$29.39M	8.4%	$137249.40	—	ETF	78462F103
MDY	SPDR S&P MIDCAP 400 ETF TR MDY	60,059	$21.17M	6.1%	$167619.48	—	ETF	78467Y107
IJR	ISHARES TR IJR	263,726	$20.53M	5.9%	$13580.22	—	ETF	464287804
QQQ	INVESCO QQQ TR	95,126	$17.96M	5.2%	$171.65	—	ETF	46090E103
V	VISA INC	99,386	$17.09M	4.9%	$60.11	+183.3%	COM	92826C839
MSFT	MICROSOFT CORP	86,528	$12.03M	3.5%	$80.63	+61.1%	COM	594918104
IJH	ISHARES TR MC IJH	52,881	$10.22M	2.9%	$172.99	—	ETF	464287507
MCD	MCDONALDS CORP	46,923	$10.07M	2.9%	$83.87	+120.3%	COM	580135101
FTEC	FIDELITY COVINGTON FTEC	149,634	$9.542M	2.7%	$47.32	—	ETF	316092808
IJJ	ISHARES TR MC IJJ	57,659	$9.219M	2.6%	$78775.12	—	ETF	464287705
AMZN	AMAZON COM INC	5,210	$9.045M	2.6%	$63.59	+45.8%	COM	023135106
JPM	JPMORGAN CHASE & CO	65,781	$7.742M	2.2%	$59.48	+59.8%	COM	46625H100
BA	BOEING CO	20,150	$7.666M	2.2%	$314.20	+12.1%	COM	097023105
AAPL	APPLE INC	33,138	$7.422M	2.1%	$35.47	+41.6%	COM	037833100
LMT	LOCKHEED MARTIN CORP	17,642	$6.882M	2.0%	$145.78	+117.1%	COM	539830109
CRM	SALESFORCE COM INC	41,834	$6.21M	1.8%	$148.68	+1.0%	COM	79466L302
UNH	UNITEDHEALTH GROUP INC	27,627	$6.004M	1.7%	$169.32	+28.2%	COM	91324P102
IJK	ISHARES TR MC IJK	26,313	$5.891M	1.7%	$41885.57	—	ETF	464287606
DIA	SPDR DOW JONES INDL AVRG ETF	19,704	$5.304M	1.5%	$12678.65	—	ETF	78467X109
ITOT	ISHARES TR ITOT	78,229	$5.247M	1.5%	$60.86	—	ETF	464287150
MA	MASTERCARD INC	19,098	$5.186M	1.5%	$187.29	+42.1%	ETF	57636Q104
IEMG	ISHARES INC IEMG	73,758	$3.615M	1.0%	$49.74	—	ETF	46434G103
LQD	ISHARES TR LQD	26,202	$3.34M	1.0%	$62532.05	—	ETF	464287242
PEP	PEPSICO INC	22,388	$3.069M	0.9%	$62.14	+75.9%	COM	713448108
SHY	ISHARES TR SHY	35,612	$3.021M	0.9%	$21939.23	—	ETF	464287457
JNJ	JOHNSON & JOHNSON	21,422	$2.771M	0.8%	$109.03	+0.9%	COM	478160104
CVX	CHEVRON CORP NEW	21,968	$2.605M	0.7%	$75.78	+20.8%	COM	166764100
ED	CONSOLIDATED EDISON INC	27,014	$2.552M	0.7%	$47.11	+49.7%	COM	209115104
VZ	VERIZON COMMUNICATIONS INC	38,049	$2.297M	0.7%	$29.40	+37.6%	COM	92343V104
GILD	GILEAD SCIENCES INC	35,326	$2.239M	0.6%	$51.66	-1.3%	COM	375558103
XOM	EXXON MOBIL CORP	29,684	$2.096M	0.6%	$53.64	+0.2%	COM	30231G102
PG	PROCTER & GAMBLE CO	15,320	$1.905M	0.5%	$69.90	+44.5%	COM	742718109
PYPL	PAYPAL HLDGS INC	17,359	$1.799M	0.5%	$87.28	+25.9%	COM	70450Y103
AGG	ISHARES TR AGG	15,182	$1.718M	0.5%	$109.30	—	ETF	464287226
—	RAYTHEON CO	8,565	$1.68M	0.5%	$131.04	—	COM	755111507
IEFA	ISHARES TR IEFA	23,858	$1.463M	0.4%	$59.64	—	ETF	46432F842
MPC	MARATHON PETE CORP	22,677	$1.378M	0.4%	$49.07	-12.2%	COM	56585A102
MRK	MERCK & CO INC	16,206	$1.364M	0.4%	$48.78	+34.2%	COM	58933Y105
VRP	INVESCO EXCHNG TRADED VRP	53,596	$1.362M	0.4%	$24.85	—	ETF	46138G870
T	AT&T INC	35,867	$1.357M	0.4%	$13.75	+23.6%	COM	00206R102
VTI	VANGUARD INDEX FDS VTI	8,560	$1.292M	0.4%	$42207.26	—	ETF	922908769
WEN	WENDYS CO	63,358	$1.266M	0.4%	$7.28	+173.8%	COM	95058W100
MINT	PIMCO ETF TR MINT	12,331	$1.254M	0.4%	$101.27	—	ETF	72201R833
IEF	ISHARES TR IEF	10,633	$1.195M	0.3%	$106.54	—	ETF	464287440
BND	VANGUARD BD INDEX FD BND	13,363	$1.129M	0.3%	$55228.90	—	ETF	921937835
UNP	UNION PACIFIC CORP	6,712	$1.087M	0.3%	$72.53	+101.0%	COM	907818108
VOE	VANGUARD INDEX FDS VOE	9,559	$1.08M	0.3%	$47187.86	—	ETF	922908512
BX	BLACKSTONE GROUP INC	19,649	$960K	0.3%	$39.22	0.0%	COM	09260D107
DG	DOLLAR GEN CORP NEW	5,600	$890K	0.3%	$110.26	+20.4%	COM	256677105
ABT	ABBOTT LABS	10,426	$873K	0.3%	$33.70	+125.7%	COM	002824100
FBND	FIDELITY FBND	15,832	$819K	0.2%	$50.89	—	ETF	316188309
PFF	ISHARES TR PFF	19,354	$726K	0.2%	$37.94	—	ETF	464288687
AZN	ASTRAZENECA PLC	16,150	$720K	0.2%	$40.63	—	ADR	046353108
GIS	GENERAL MLS INC	12,534	$691K	0.2%	$33.36	+30.1%	COM	370334104
TIP	ISHARES TR TIPS TIP	5,902	$687K	0.2%	$100468.11	—	ETF	464287176
NFLX	NETFLIX INC	2,432	$651K	0.2%	$36.26	-13.7%	COM	64110L106
IBB	ISHARES TR IBB	6,365	$633K	0.2%	$167.75	—	ETF	464287556
AWR	AMERICAN STS WTR CO	7,000	$629K	0.2%	$22.15	+235.3%	COM	029899101
NVS	NOVARTIS A G	6,555	$570K	0.2%	$86.96	—	ADR	66987V109
IBM	INTERNATIONAL BUSINESS MACHS	3,884	$565K	0.2%	$99.44	+3.0%	COM	459200101
BABA	ALIBABA GROUP HLDG LTD	3,360	$562K	0.2%	$169.34	—	ADS	01609W102
GOOGL	ALPHABET INC GOOGL	450	$550K	0.2%	$40.85	+43.9%	CAP A	02079K305
HON	HONEYWELL INTL INC	3,228	$546K	0.2%	$91.26	+52.6%	COM	438516106
GMAB	GENMAB A S	26,897	$545K	0.2%	$20.26	—	ADS	372303206
CAT	CATERPILLAR INC DEL	4,119	$520K	0.1%	$64.20	+73.0%	COM	149123101
PFE	PFIZER INC	13,965	$502K	0.1%	$19.87	+35.9%	COM	717081103
WMT	WALMART INC	4,173	$495K	0.1%	$27.46	+25.5%	COM	931142103
KO	COCA COLA CO	8,965	$488K	0.1%	$29.80	+47.5%	COM	191216100
UPS	UNITED PARCEL SERVICE INC	3,938	$472K	0.1%	$56.03	+58.7%	COM	911312106
MTB	M & T BK CORP	2,838	$448K	0.1%	$146.61	-12.7%	COM	55261F104
EWH	ISHARES INC EWH	19,350	$439K	0.1%	$8459.47	—	ETF	464286871
TLT	ISHARES TR TLT	2,930	$419K	0.1%	$130.55	—	ETF	464287432
MS	MORGAN STANLEY	9,797	$418K	0.1%	$21.61	+62.1%	COM	617446448
DIS	DISNEY WALT CO	3,156	$411K	0.1%	$110.41	+21.6%	COM	254687106
WM	WASTE MGMT INC DEL	3,529	$406K	0.1%	$58.84	+78.6%	COM	94106L109
MO	ALTRIA GROUP INC	9,834	$403K	0.1%	$20.25	+36.3%	COM	02209S103
UTL	UNITIL CORP	6,253	$397K	0.1%	$37.46	+60.0%	COM	913259107
GXC	SPDR INDEX SHS FDS GXC	4,400	$397K	0.1%	$36129.94	—	ETF	78463X400
L	LOEWS CORP	7,669	$395K	0.1%	$39.61	+26.8%	COM	540424108
SDY	SPDR SERIES TRUST SDY	3,803	$390K	0.1%	$52867.30	—	ETF	78464A763
IWF	ISHARES TR IWF	2,440	$389K	0.1%	$131.79	—	ETF	464287614
ELV	ANTHEM INC	1,613	$387K	0.1%	$258.35	-2.7%	COM	036752103
INGR	INGREDION INC	4,725	$386K	0.1%	$87.91	-9.7%	COM	457187102
AROW	ARROW FINL CORP	11,193	$374K	0.1%	$24.66	-0.6%	COM	042744102
META	FACEBOOK INC	2,057	$366K	0.1%	$119.34	+58.2%	COM	30303M102
AQN	ALGONQUIN PWR UTILS CORP	26,200	$359K	0.1%	$7.29	+28.2%	COM	015857105
XNBOX	NEUBERGER BRMAN NY MUNI NBO	27,490	$344K	0.1%	$14.18	—	COM	64124K102
PCRX	PACIRA BIOSCIENCES	9,000	$343K	0.1%	$39.91	0.0%	COM	695127100
TBPH	THERAVANCE BIOPHARMA INC	17,500	$341K	0.1%	$23.80	-15.1%	COM	G8807B106
INTC	INTEL CORP	6,591	$340K	0.1%	$27.09	+58.8%	COM	458140100
—	EATON VANCE TAX MNGED ETB	21,399	$335K	0.1%	$15.78	—	COM	27828X100
MGEE	MGE ENERGY INC	4,200	$335K	0.1%	$39.96	+63.3%	COM	55277P104
COR	AMERISOURCEBERGEN CORP	4,000	$329K	0.1%	$70.03	0.0%	COM	03073E105
CSCO	CISCO SYS INC	6,640	$328K	0.1%	$38.53	+11.1%	COM	17275R102
VXF	VANGUARD INDEX FDS VXF	2,820	$328K	0.1%	$108.63	—	ETF	922908652
CMCSA	COMCAST CORP NEW	7,214	$325K	0.1%	$29.14	+28.7%	COM	20030N101
—	ALLERGAN PLC	1,889	$318K	0.1%	$165.05	—	COM	G0177J108
VUG	VANGUARD INDEX FDS VUG	1,909	$317K	0.1%	$142.11	—	ETF	922908736
BMY	BRISTOL MYERS SQUIBB CO	6,158	$313K	0.1%	$36.63	+0.4%	COM	110122108
—	UNITED TECHNOLOGIES CORP	2,271	$310K	0.1%	$106.76	—	COM	913017109
AMGN	AMGEN INC	1,571	$304K	0.1%	$158.01	0.0%	COM	031162100
COST	COSTCO WHSL CORP NEW	1,047	$301K	0.1%	$203.13	+26.2%	COM	22160K105
IWD	ISHARES TR IWD	2,312	$297K	0.1%	$123.70	—	ETF	464287598
LLY	LILLY ELI & CO	2,650	$296K	0.1%	$64.09	+60.3%	COM	532457108
KEY	KEYCORP NEW	16,058	$286K	0.1%	$8.38	+51.3%	COM	493267108
PAYX	PAYCHEX INC	3,393	$281K	0.1%	$29.81	+131.9%	COM	704326107
—	GUGGENHEIM TAXABLE MUN MNGD	11,747	$281K	0.1%	$15495.36	—	COM	401664107
TU	TELUS CORP	7,694	$274K	0.1%	$18.01	+1.0%	COM	87971M103
ETN	EATON CORP PLC	3,249	$270K	0.1%	$63.85	+12.9%	SHS	G29183103
—	ALEXION PHARMACEUTICALS INC	2,750	$269K	0.1%	$133.63	—	COM	015351109
NEE	NEXTERA ENERGY INC	1,142	$266K	0.1%	$38.59	+19.8%	COM	65339F101
—	TARO PHARMACEUTICAL INDS LTD	3,500	$264K	0.1%	$75.43	—	COM	M8737E108
ISTB	ISHARES TR ISTB	5,087	$257K	0.1%	$49.95	—	ETF	46432F859
VO	VANGUARD INDEX FDS VO	1,537	$257K	0.1%	$80834.07	—	ETF	922908629
TJX	TJX COS INC NEW	4,614	$257K	0.1%	$46.16	+8.5%	COM	872540109
HUM	HUMANA INC	1,000	$256K	0.1%	$239.24	+10.8%	COM	444859102
SU	SUNCOR ENERGY INC NEW	8,055	$254K	0.1%	$24.80	-5.8%	COM	867224107
FXI	ISHARES TR FXI	6,345	$253K	0.1%	$37.89	—	ETF	464287184
SDOG	ALPS ETF TR	5,683	$249K	0.1%	$41.86	—	ETF	00162Q858
SNY	SANOFI	5,300	$246K	0.1%	$44.17	—	ADR	80105N105
PPL	PPL CORP	7,659	$241K	0.1%	$22.26	+3.5%	COM	69351T106
IHI	ISHARES TR IHI	943	$233K	0.1%	$247.08	—	ETF	464288810
VOO	VANGUARD INDEX FDS VOO	853	$233K	0.1%	$259.26	—	ETF	922908363
WDFC	WD-40 CO	1,238	$227K	0.1%	$162.75	0.0%	COM	929236107
DHR	DANAHER CORPORATION	1,562	$225K	0.1%	$121.72	0.0%	COM	235851102
DUK	DUKE ENERGY CORP NEW	2,350	$225K	0.1%	$56.06	+25.8%	COM	26441C204
HD	HOME DEPOT INC	970	$225K	0.1%	$169.54	+10.3%	COM	437076102
IFF	INTERNATIONAL FLAVORS&FRAGRA	1,815	$223K	0.1%	$90.33	+18.9%	COM	459506101
WPC	W P CAREY INC	2,450	$219K	0.1%	$89.39	—	COM	92936U109
TGTX	TG THERAPEUTICS INC	38,800	$218K	0.1%	$5.13	+35.8%	COM	88322Q108
OEF	ISHARES TR OEF	1,596	$210K	0.1%	$125.37	—	ETF	464287101
CI	CIGNA CORP NEW	1,364	$207K	0.1%	$190.77	-22.0%	COM	125523100
VWO	VANGUARD INTL EQUITY VWO	5,133	$206K	0.1%	$42.35	—	ETF	922042858
PTGX	PROTAGONIST THERAPEUTICS INC	17,000	$204K	0.1%	$7.93	+58.9%	COM	74366E102
BALL	BALL CORP	2,765	$201K	0.1%	$69.22	0.0%	COM	058498106
NYF	ISHARES TR	3,500	$200K	0.1%	$57.14	—	ETF	464288323
—	TRUSTCO BK CORP N Y	23,224	$189K	0.1%	$7.33	—	COM	898349105
—	NUVEEN NEW YORK AMT NRK	13,934	$188K	0.1%	$12.19	—	COM	670656107
—	GENERAL ELECTRIC CO	20,101	$179K	0.1%	$11284.75	—	COM	369604103
HBAN	HUNTINGTON BANCSHARES INC	12,549	$179K	0.1%	$11.01	-8.0%	COM	446150104
—	FOAMIX PHARMACEUTICALS LTD	27,000	$82,000	0.0%	$2.57	—	COM	M46135105
—	CONFORMIS INC	10,000	$19,000	0.0%	$0.36	—	COM	20717E101