Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GBIL	GOLDMAN SACHS ETF TR	1,372,927	$138M	38.9%	$100.24	—	ACCES TREASURY	381430529
VTV	VANGUARD INDEX FDS	210,007	$25.39M	7.2%	$106.31	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	129,086	$24.79M	7.0%	$142.77	—	GROWTH ETF	922908736
BIL	SPDR SERIES TRUST	215,319	$19.7M	5.6%	$91.59	—	SPDR BLOOMBERG	78468R663
VO	VANGUARD INDEX FDS	56,992	$10.44M	3.0%	$154.78	—	MID CAP ETF	922908629
SPY	SPDR S&P 500 ETF TR	28,225	$9.351M	2.6%	$266.86	—	TR UNIT	78462F103
EFA	ISHARES TR	123,655	$8.634M	2.4%	$61.85	—	MSCI EAFE ETF	464287465
MXI	ISHARES TR	122,717	$8.186M	2.3%	$69.44	—	GLOBAL MATER ETF	464288695
GUNR	FLEXSHARES TR	201,981	$6.694M	1.9%	$33.12	—	MORNSTAR UPSTR	33939L407
SHV	ISHARES TR	56,786	$6.278M	1.8%	$110.58	—	SHORT TREAS BD	464288679
HON	HONEYWELL INTL INC	28,541	$5.164M	1.5%	$113.37	+26.9%	COM	438516106
VIG	VANGUARD GROUP	39,042	$5.021M	1.4%	$102.03	—	DIV APP ETF	921908844
IVE	ISHARES TR	37,290	$4.894M	1.4%	$113.30	—	S&P 500 VAL ETF	464287408
EFAV	ISHARES TR	63,660	$4.802M	1.4%	$69.62	—	MIN VOL EAFE ETF	46429B689
VB	VANGUARD INDEX FDS	23,592	$3.976M	1.1%	$147.92	—	SMALL CP ETF	922908751
IWD	ISHARES TR	18,599	$2.565M	0.7%	$123.01	—	RUS 1000 VAL ETF	464287598
VV	VANGUARD INDEX FDS	16,007	$2.44M	0.7%	$122.56	—	LARGE CAP ETF	922908637
CHD	CHURCH & DWIGHT INC	31,461	$2.281M	0.6%	$43.33	+52.5%	COM	171340102
IWR	ISHARES TR	34,920	$2.132M	0.6%	$84.51	—	RUS MID CAP ETF	464287499
CBU	COMMUNITY BK SYS INC	30,240	$2.121M	0.6%	$49.35	+12.6%	COM	203607106
VBR	VANGUARD INDEX FDS	15,016	$2.066M	0.6%	$132.80	—	SM CP VAL ETF	922908611
IJR	ISHARES TR	22,742	$1.923M	0.5%	$76.54	—	CORE S&P SCP ETF	464287804
SCHF	SCHWAB STRATEGIC TR	56,195	$1.903M	0.5%	$33.22	—	INTL EQTY ETF	808524805
EEM	ISHARES TR	37,200	$1.676M	0.5%	$46.89	—	MSCI EMG MKT ETF	464287234
—	ALPS ETF TR	193,842	$1.675M	0.5%	$9.51	—	ALERIAN MLP	00162Q866
IJT	ISHARES TR	7,988	$1.583M	0.4%	$179.89	—	S&P SML 600 GWT	464287887
IVW	ISHARES TR	7,784	$1.578M	0.4%	$156.15	—	S&P 500 GRWT ETF	464287309
VGT	VANGUARD WORLD FDS	5,790	$1.501M	0.4%	$170.72	—	INF TECH ETF	92204A702
MSFT	MICROSOFT CORP	8,941	$1.489M	0.4%	$78.07	+78.3%	COM	594918104
AAPL	APPLE INC	4,671	$1.479M	0.4%	$39.21	+58.2%	COM	037833100
—	KAYNE ANDERSN MLP MIDS INVT	103,602	$1.472M	0.4%	$18.02	—	COM	486606106
VOE	VANGUARD INDEX FDS	11,743	$1.42M	0.4%	$111.38	—	MCAP VL IDXVIP	922908512
IYM	ISHARES TR	14,193	$1.359M	0.4%	$92.70	—	U.S. BAS MTL ETF	464287838
IEFA	ISHARES TR	17,259	$1.132M	0.3%	$65.90	—	CORE MSCI EAFE	46432F842
VAW	VANGUARD WORLD FDS	8,340	$1.099M	0.3%	$135.29	—	MATERIALS ETF	92204A801
MGK	VANGUARD WORLD FD	6,926	$1.065M	0.3%	$111.33	—	MEGA GRWTH IND	921910816
JPM	JPMORGAN CHASE & CO	7,723	$1.057M	0.3%	$91.78	+18.4%	COM	46625H100
VEA	VANGUARD TAX MANAGED INTL FD	23,414	$1.037M	0.3%	$40.16	—	FTSE DEV MKT ETF	921943858
GLD	SPDR GOLD TRUST	6,727	$987K	0.3%	$130.66	—	GOLD SHS	78463V107
SPYX	SPDR SERIES TRUST	11,517	$936K	0.3%	$62.33	—	SPDR S&P 500 ETF	78468R796
JNJ	JOHNSON & JOHNSON	5,740	$857K	0.2%	$112.64	+1.3%	COM	478160104
QQQ	INVESCO QQQ TR	3,825	$854K	0.2%	$171.76	—	UNIT SER 1	46090E103
IVV	ISHARES TR	2,395	$797K	0.2%	$269.04	—	CORE S&P500 ETF	464287200
ABT	ABBOTT LABS	8,621	$774K	0.2%	$50.63	+48.7%	COM	002824100
IWF	ISHARES TR	4,192	$773K	0.2%	$135.22	—	RUS 1000 GRW ETF	464287614
NSC	NORFOLK SOUTHERN CORP	3,584	$733K	0.2%	$113.99	+45.2%	COM	655844108
XOM	EXXON MOBIL CORP	10,796	$730K	0.2%	$52.07	0.0%	COM	30231G102
PG	PROCTER & GAMBLE CO	5,614	$708K	0.2%	$92.33	+14.0%	COM	742718109
TFC	TRUIST FINL CORP	12,288	$692K	0.2%	$40.89	0.0%	COM	89832Q109
BA	BOEING CO	2,100	$658K	0.2%	$257.40	+36.4%	COM	097023105
EMR	EMERSON ELEC CO	8,358	$646K	0.2%	$57.44	+9.4%	COM	291011104
YUM	YUM BRANDS INC	6,000	$634K	0.2%	$68.23	+35.4%	COM	988498101
DE	DEERE & CO	3,302	$570K	0.2%	$157.96	0.0%	COM	244199105
IBM	INTERNATIONAL BUSINESS MACHS	4,091	$569K	0.2%	$99.90	0.0%	COM	459200101
CVX	CHEVRON CORP NEW	5,008	$567K	0.2%	$86.42	+3.8%	COM	166764100
EWG	ISHARES INC	18,775	$560K	0.2%	$33.03	—	MSCI GERMANY ETF	464286806
PFE	PFIZER INC	13,131	$530K	0.1%	$25.23	+5.8%	COM	717081103
IJH	ISHARES TR	2,493	$518K	0.1%	$186.72	—	CORE S&P MCP ETF	464287507
PM	PHILIP MORRIS INTL INC	5,782	$514K	0.1%	$69.58	-13.7%	COM	718172109
HD	HOME DEPOT INC	2,170	$506K	0.1%	$142.11	+37.2%	COM	437076102
LHX	L3HARRIS TECHNOLOGIES INC	2,215	$488K	0.1%	$180.55	-1.6%	COM	502431109
CAT	CATERPILLAR INC DEL	3,263	$476K	0.1%	$116.26	+5.8%	COM	149123101
ENFR	ALPS ETF TR	22,153	$464K	0.1%	$20.34	—	ALERIAN ENERGY	00162Q676
XLK	SELECT SECTOR SPDR TR	4,700	$456K	0.1%	$63.92	—	TECHNOLOGY	81369Y803
IWP	ISHARES TR	2,800	$444K	0.1%	$120.62	—	RUS MD CP GR ETF	464287481
MMM	3M CO	2,417	$434K	0.1%	$136.48	-18.1%	COM	88579Y101
BAC	BANK AMER CORP	12,273	$420K	0.1%	$23.01	+20.8%	COM	060505104
NEE	NEXTERA ENERGY INC	1,530	$393K	0.1%	$44.53	+12.7%	COM	65339F101
MGC	VANGUARD WORLD FD	3,405	$392K	0.1%	$91.92	—	MEGA CAP INDEX	921910873
—	COHEN & STEERS LTD DUR PFD I	14,499	$384K	0.1%	$24.43	—	COM	19248C105
—	CLOUGH GLOBAL EQUITY FD	30,207	$383K	0.1%	$13.37	—	COM	18914C100
ABBV	ABBVIE INC	4,306	$379K	0.1%	$66.41	-2.7%	COM	00287Y109
MCD	MCDONALDS CORP	1,747	$369K	0.1%	$150.22	+14.4%	COM	580135101
UNH	UNITEDHEALTH GROUP INC	1,171	$352K	0.1%	$186.48	+26.9%	COM	91324P102
DIS	DISNEY WALT CO	2,427	$348K	0.1%	$98.30	+38.1%	COM DISNEY	254687106
VHT	VANGUARD WORLD FDS	1,702	$335K	0.1%	$160.17	—	HEALTH CAR ETF	92204A504
TJX	TJX COS INC NEW	5,322	$332K	0.1%	$39.45	+38.4%	COM	872540109
MRSH	MARSH & MCLENNAN COS INC	2,823	$322K	0.1%	$95.06	0.0%	COM	571748102
SCHM	SCHWAB STRATEGIC TR	5,156	$317K	0.1%	$55.30	—	US MID-CAP ETF	808524508
CNC	CENTENE CORP DEL	4,802	$314K	0.1%	$54.57	-0.6%	COM	15135B101
IWV	ISHARES TR	1,600	$310K	0.1%	$158.13	—	RUSSELL 3000 ETF	464287689
MCO	MOODYS CORP	1,200	$308K	0.1%	$211.12	0.0%	COM	615369105
MRK	MERCK & CO INC	3,400	$306K	0.1%	$67.55	0.0%	COM	58933Y105
GOOG	ALPHABET INC	202	$300K	0.1%	$55.83	+14.7%	CAP STK CL C	02079K107
—	LAM RESEARCH CORP	950	$293K	0.1%	$272.63	—	COM	512807108
SCHX	SCHWAB STRATEGIC TR	3,662	$290K	0.1%	$79.19	—	US LRG CAP ETF	808524201
COP	CONOCOPHILLIPS	4,495	$288K	0.1%	$47.16	0.0%	COM	20825C104
MDLZ	MONDELEZ INTL INC	5,167	$287K	0.1%	$44.52	+3.1%	CL A	609207105
CRM	SALESFORCE COM INC	1,532	$284K	0.1%	$100.69	+53.8%	COM	79466L302
INTC	INTEL CORP	4,676	$283K	0.1%	$49.26	0.0%	COM	458140100
CSCO	CISCO SYS INC	5,719	$279K	0.1%	$29.82	+29.3%	COM	17275R102
YUMC	YUM CHINA HLDGS INC	6,000	$276K	0.1%	$41.14	+8.0%	COM	98850P109
KO	COCA COLA CO	4,670	$267K	0.1%	$35.68	+24.8%	COM	191216100
VYM	VANGUARD WHITEHALL FDS INC	2,814	$266K	0.1%	$85.60	—	HIGH DIV YLD	921946406
ED	CONSOLIDATED EDISON INC	2,900	$263K	0.1%	$71.77	0.0%	COM	209115104
VZ	VERIZON COMMUNICATIONS INC	4,366	$263K	0.1%	$42.79	0.0%	COM	92343V104
IXC	ISHARES TR	8,700	$262K	0.1%	$35.52	—	GLOBAL ENERG ETF	464287341
INTU	INTUIT	919	$262K	0.1%	$222.24	+13.1%	COM	461202103
META	FACEBOOK INC	1,176	$260K	0.1%	$181.44	+6.0%	CL A	30303M102
ADBE	ADOBE INC	740	$259K	0.1%	$277.72	+5.9%	COM	00724F101
T	AT&T INC	6,734	$259K	0.1%	$18.86	0.0%	COM	00206R102
WFC	WELLS FARGO CO NEW	5,244	$257K	0.1%	$40.15	+11.3%	COM	949746101
PNC	PNC FINL SVCS GROUP INC	1,660	$252K	0.1%	$96.81	+24.1%	COM	693475105
ROST	ROSS STORES INC	2,139	$252K	0.1%	$91.29	+16.0%	COM	778296103
NOC	NORTHROP GRUMMAN CORP	664	$251K	0.1%	$267.26	+18.9%	COM	666807102
BMY	BRISTOL MYERS SQUIBB CO	3,665	$247K	0.1%	$45.19	0.0%	COM	110122108
NVDA	NVIDIA CORP	987	$245K	0.1%	$4.18	+23.8%	COM	67066G104
SCHR	SCHWAB STRATEGIC TR	4,400	$244K	0.1%	$52.89	—	INTRM TRM TRES	808524854
V	VISA INC	1,154	$239K	0.1%	$156.33	+10.4%	COM CL A	92826C839
SCHO	SCHWAB STRATEGIC TR	4,700	$238K	0.1%	$49.75	—	SHT TM US TRES	808524862
VPU	VANGUARD WORLD FDS	1,599	$237K	0.1%	$118.25	—	UTILITIES ETF	92204A876
—	ROYAL DUTCH SHELL PLC	4,122	$237K	0.1%	$57.50	—	SPONS ADR A	780259206
UPS	UNITED PARCEL SERVICE INC	1,980	$232K	0.1%	$92.83	0.0%	CL B	911312106
TXN	TEXAS INSTRS INC	1,772	$232K	0.1%	$92.76	+11.8%	COM	882508104
SCHV	SCHWAB STRATEGIC TR	3,820	$232K	0.1%	$58.90	—	US LCAP VA ETF	808524409
GPC	GENUINE PARTS CO	2,250	$228K	0.1%	$86.19	0.0%	COM	372460105
SBAC	SBA COMMUNICATIONS CORP NEW	885	$225K	0.1%	$228.64	-4.0%	CL A	78410G104
CSX	CSX CORP	2,904	$217K	0.1%	$21.10	+3.2%	COM	126408103
GIS	GENERAL MLS INC	3,926	$213K	0.1%	$42.80	0.0%	COM	370334104
BAX	BAXTER INTL INC	2,342	$213K	0.1%	$73.38	0.0%	COM	071813109
ORLY	O REILLY AUTOMOTIVE INC NEW	478	$211K	0.1%	$25.83	+10.8%	COM	67103H107
SLF	SUN LIFE FINL INC	4,339	$210K	0.1%	$41.78	+7.7%	COM	866796105
ADI	ANALOG DEVICES INC	1,747	$208K	0.1%	$100.85	0.0%	COM	032654105
AVGO	BROADCOM INC	662	$204K	0.1%	$24.02	+7.8%	COM	11135F101
AJG	GALLAGHER ARTHUR J & CO	2,100	$202K	0.1%	$85.11	0.0%	COM	363576109
—	GENERAL ELECTRIC CO	17,272	$201K	0.1%	$11.64	—	COM	369604103