Keystone Financial Planning, Inc. Long-Term Concentrated

CIK: 0001596906 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Oct 8, 2025

Total Value ($000): $344,117 (100.0% shares, 0.0% debt)

Holdings (46)

SCHD SCHWAB STRATEGIC TR 48.8%

Value ($000) $167,916 Shares 6,150,754 Est. Cost $38.34 Unrealized —

MSFT MICROSOFT CORP 4.0%

Value ($000) $13,924 Shares 26,882 Est. Cost $37.37 Unrealized +1261.2%

CVX CHEVRON CORP NEW 3.5%

Value ($000) $12,198 Shares 78,550 Est. Cost $127.47 Unrealized +19.5%

USB US BANCORP DEL 3.2%

Value ($000) $10,996 Shares 227,520 Est. Cost $42.27 Unrealized +9.7%

VZ VERIZON COMMUNICATIONS INC 3.1%

Value ($000) $10,745 Shares 244,489 Est. Cost $38.89 Unrealized +9.3%

GSK GSK PLC 2.9%

Value ($000) $9,817 Shares 227,456 Est. Cost $34.01 Unrealized —

BTI BRITISH AMERN TOB PLC 2.6%

Value ($000) $9,080 Shares 171,055 Est. Cost $64.47 Unrealized —

BNS BANK NOVA SCOTIA HALIFAX 2.6%

Value ($000) $8,982 Shares 138,938 Est. Cost $44.19 Unrealized +33.4%

SPYD SPDR SERIES TRUST 2.5%

Value ($000) $8,504 Shares 193,264 Est. Cost $42.80 Unrealized —

DEO DIAGEO PLC 2.4%

Value ($000) $8,308 Shares 87,055 Est. Cost $95.43 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 2.1%

Value ($000) $7,397 Shares 164,013 Est. Cost $51.58 Unrealized -11.8%

TROW PRICE T ROWE GROUP INC 2.1%

Value ($000) $7,243 Shares 70,564 Est. Cost $120.51 Unrealized -14.7%

MO ALTRIA GROUP INC 2.1%

Value ($000) $7,219 Shares 109,281 Est. Cost $32.44 Unrealized +89.3%

PFE PFIZER INC 1.9%

Value ($000) $6,471 Shares 253,965 Est. Cost $32.43 Unrealized -25.5%

XOM EXXON MOBIL CORP 1.6%

Value ($000) $5,520 Shares 48,954 Est. Cost $52.90 Unrealized +107.4%

QCOM QUALCOMM INC 1.3%

Value ($000) $4,386 Shares 26,363 Est. Cost $46.18 Unrealized +240.4%

PM PHILIP MORRIS INTL INC 1.2%

Value ($000) $4,132 Shares 25,474 Est. Cost $59.70 Unrealized +176.7%

UPS UNITED PARCEL SERVICE INC 1.1%

Value ($000) $3,933 Shares 47,091 Est. Cost $151.87 Unrealized -42.0%

HDV ISHARES TR 1.1%

Value ($000) $3,625 Shares 29,604 Est. Cost $98.52 Unrealized —

CSCO CISCO SYS INC 1.0%

Value ($000) $3,417 Shares 49,936 Est. Cost $37.98 Unrealized +77.4%

GPC GENUINE PARTS CO 0.8%

Value ($000) $2,909 Shares 20,989 Est. Cost $74.23 Unrealized +78.3%

MCD MCDONALDS CORP 0.8%

Value ($000) $2,601 Shares 8,560 Est. Cost $75.56 Unrealized +298.9%

BEN FRANKLIN RESOURCES INC 0.7%

Value ($000) $2,445 Shares 105,710 Est. Cost $19.30 Unrealized +24.6%

KO COCA COLA CO 0.7%

Value ($000) $2,401 Shares 36,196 Est. Cost $30.49 Unrealized +122.8%

IBM INTERNATIONAL BUSINESS MACHS 0.7%

Value ($000) $2,399 Shares 8,502 Est. Cost $96.45 Unrealized +169.1%

HLN HALEON PLC 0.6%

Value ($000) $1,999 Shares 222,842 Est. Cost $6.12 Unrealized —

T AT&T INC 0.5%

Value ($000) $1,802 Shares 63,814 Est. Cost $13.29 Unrealized +111.3%

JNJ JOHNSON & JOHNSON 0.5%

Value ($000) $1,787 Shares 9,636 Est. Cost $74.04 Unrealized +129.0%

PG PROCTER AND GAMBLE CO 0.4%

Value ($000) $1,386 Shares 9,021 Est. Cost $125.64 Unrealized +23.3%

PNW PINNACLE WEST CAP CORP 0.3%

Value ($000) $1,189 Shares 13,259 Est. Cost $60.26 Unrealized +47.3%

SOLV SOLVENTUM CORP 0.3%

Value ($000) $1,135 Shares 15,554 Est. Cost $60.70 Unrealized +20.8%

SNY SANOFI SA 0.3%

Value ($000) $1,031 Shares 21,844 Est. Cost $41.87 Unrealized —

LMT LOCKHEED MARTIN CORP 0.3%

Value ($000) $960 Shares 1,923 Est. Cost $262.83 Unrealized +70.5%

WBD WARNER BROS DISCOVERY INC 0.3%

Value ($000) $930 Shares 47,638 Est. Cost $13.58 Unrealized +0.3%

— KELLANOVA 0.2%

Value ($000) $718 Shares 8,756 Est. Cost $54.90 Unrealized +43.2%

CL COLGATE PALMOLIVE CO 0.2%

Value ($000) $709 Shares 8,875 Est. Cost $72.91 Unrealized +16.1%

TJX TJX COS INC NEW 0.2%

Value ($000) $609 Shares 4,217 Est. Cost $76.14 Unrealized +73.7%

EMR EMERSON ELEC CO 0.2%

Value ($000) $601 Shares 4,582 Est. Cost $59.21 Unrealized +128.8%

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $452 Shares 4,942 Est. Cost $64.55 Unrealized —

PEG PUBLIC SVC ENTERPRISE GRP IN 0.1%

Value ($000) $437 Shares 5,239 Est. Cost $52.73 Unrealized +56.9%

CVS CVS HEALTH CORP 0.1%

Value ($000) $341 Shares 4,521 Est. Cost $53.51 Unrealized +26.7%

TD TORONTO DOMINION BK ONT 0.1%

Value ($000) $328 Shares 4,104 Est. Cost $56.62 Unrealized +32.6%

VYM VANGUARD WHITEHALL FDS 0.1%

Value ($000) $308 Shares 2,184 Est. Cost $70.83 Unrealized —

BAC BANK AMERICA CORP 0.1%

Value ($000) $303 Shares 5,881 Est. Cost $32.80 Unrealized +47.4%

ACN ACCENTURE PLC IRELAND 0.1%

Value ($000) $267 Shares 1,085 Est. Cost $279.68 Unrealized -6.8%

VTRS VIATRIS INC 0.1%

Value ($000) $256 Shares 25,883 Est. Cost $13.26 Unrealized -27.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	6,150,754	$167,916	48.8%	$38.34	—	US DIVIDEND EQ	808524797
MSFT	MICROSOFT CORP	26,882	$13,924	4.0%	$37.37	+1261.2%	COM	594918104
CVX	CHEVRON CORP NEW	78,550	$12,198	3.5%	$127.47	+19.5%	COM	166764100
USB	US BANCORP DEL	227,520	$10,996	3.2%	$42.27	+9.7%	COM NEW	902973304
VZ	VERIZON COMMUNICATIONS INC	244,489	$10,745	3.1%	$38.89	+9.3%	COM	92343V104
GSK	GSK PLC	227,456	$9,817	2.9%	$34.01	—	SPONSORED ADR	37733W204
BTI	BRITISH AMERN TOB PLC	171,055	$9,080	2.6%	$64.47	—	SPONSORED ADR	110448107
BNS	BANK NOVA SCOTIA HALIFAX	138,938	$8,982	2.6%	$44.19	+33.4%	COM	064149107
SPYD	SPDR SERIES TRUST	193,264	$8,504	2.5%	$42.80	—	PRTFLO S&P500 HI	78468R788
DEO	DIAGEO PLC	87,055	$8,308	2.4%	$95.43	—	SPON ADR NEW	25243Q205
BMY	BRISTOL-MYERS SQUIBB CO	164,013	$7,397	2.1%	$51.58	-11.8%	COM	110122108
TROW	PRICE T ROWE GROUP INC	70,564	$7,243	2.1%	$120.51	-14.7%	COM	74144T108
MO	ALTRIA GROUP INC	109,281	$7,219	2.1%	$32.44	+89.3%	COM	02209S103
PFE	PFIZER INC	253,965	$6,471	1.9%	$32.43	-25.5%	COM	717081103
XOM	EXXON MOBIL CORP	48,954	$5,520	1.6%	$52.90	+107.4%	COM	30231G102
QCOM	QUALCOMM INC	26,363	$4,386	1.3%	$46.18	+240.4%	COM	747525103
PM	PHILIP MORRIS INTL INC	25,474	$4,132	1.2%	$59.70	+176.7%	COM	718172109
UPS	UNITED PARCEL SERVICE INC	47,091	$3,933	1.1%	$151.87	-42.0%	CL B	911312106
HDV	ISHARES TR	29,604	$3,625	1.1%	$98.52	—	CORE HIGH DV ETF	46429B663
CSCO	CISCO SYS INC	49,936	$3,417	1.0%	$37.98	+77.4%	COM	17275R102
GPC	GENUINE PARTS CO	20,989	$2,909	0.8%	$74.23	+78.3%	COM	372460105
MCD	MCDONALDS CORP	8,560	$2,601	0.8%	$75.56	+298.9%	COM	580135101
BEN	FRANKLIN RESOURCES INC	105,710	$2,445	0.7%	$19.30	+24.6%	COM	354613101
KO	COCA COLA CO	36,196	$2,401	0.7%	$30.49	+122.8%	COM	191216100
IBM	INTERNATIONAL BUSINESS MACHS	8,502	$2,399	0.7%	$96.45	+169.1%	COM	459200101
HLN	HALEON PLC	222,842	$1,999	0.6%	$6.12	—	SPON ADS	405552100
T	AT&T INC	63,814	$1,802	0.5%	$13.29	+111.3%	COM	00206R102
JNJ	JOHNSON & JOHNSON	9,636	$1,787	0.5%	$74.04	+129.0%	COM	478160104
PG	PROCTER AND GAMBLE CO	9,021	$1,386	0.4%	$125.64	+23.3%	COM	742718109
PNW	PINNACLE WEST CAP CORP	13,259	$1,189	0.3%	$60.26	+47.3%	COM	723484101
SOLV	SOLVENTUM CORP	15,554	$1,135	0.3%	$60.70	+20.8%	COM SHS	83444M101
SNY	SANOFI SA	21,844	$1,031	0.3%	$41.87	—	SPONSORED ADR	80105N105
LMT	LOCKHEED MARTIN CORP	1,923	$960	0.3%	$262.83	+70.5%	COM	539830109
WBD	WARNER BROS DISCOVERY INC	47,638	$930	0.3%	$13.58	+0.3%	COM SER A	934423104
—	KELLANOVA	8,756	$718	0.2%	$54.90	+43.2%	COM	487836108
CL	COLGATE PALMOLIVE CO	8,875	$709	0.2%	$72.91	+16.1%	COM	194162103
TJX	TJX COS INC NEW	4,217	$609	0.2%	$76.14	+73.7%	COM	872540109
EMR	EMERSON ELEC CO	4,582	$601	0.2%	$59.21	+128.8%	COM	291011104
VNQ	VANGUARD INDEX FDS	4,942	$452	0.1%	$64.55	—	REAL ESTATE ETF	922908553
PEG	PUBLIC SVC ENTERPRISE GRP IN	5,239	$437	0.1%	$52.73	+56.9%	COM	744573106
CVS	CVS HEALTH CORP	4,521	$341	0.1%	$53.51	+26.7%	COM	126650100
TD	TORONTO DOMINION BK ONT	4,104	$328	0.1%	$56.62	+32.6%	COM NEW	891160509
VYM	VANGUARD WHITEHALL FDS	2,184	$308	0.1%	$70.83	—	HIGH DIV YLD	921946406
BAC	BANK AMERICA CORP	5,881	$303	0.1%	$32.80	+47.4%	COM	060505104
ACN	ACCENTURE PLC IRELAND	1,085	$267	0.1%	$279.68	-6.8%	SHS CLASS A	G1151C101
VTRS	VIATRIS INC	25,883	$256	0.1%	$13.26	-27.9%	COM	92556V106