Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IALT	BLACKROCK ETF TRUST	186,920	$5.243M	2.9%	$28.05	—	ISHA SYST AL ETF	09290C665
EFG	ISHARES TR	8,124	$1.011M	0.6%	$124.42	—	EAFE GRWTH ETF	464288885
GOVT	ISHARES TR	26,605	$606K	0.3%	$22.78	—	US TREAS BD ETF	46429B267
IUSB	ISHARES TR	10,242	$473K	0.3%	$46.15	—	CORE UNIVRSL USD	46434V613
STIP	ISHARES TR	3,480	$356K	0.2%	$102.16	—	0-5 YR TIPS ETF	46429B747
UNH	UNITEDHEALTH GROUP INC	650	$270K	0.2%	$415.63	—	COM	91324P102
BAC	BANK OF AMER CORP	4,704	$268K	0.1%	$56.98	—	COM	060505104
IWD	ISHARES TR	1,067	$259K	0.1%	$242.43	—	RUS 1000 VAL ETF	464287598
BUD	ANHEUSER BUSCH INBEV SA NV	2,946	$243K	0.1%	$82.40	—	SPONSORED ADR	03524A108
INTC	INTEL CORP	1,723	$241K	0.1%	$139.63	—	COM	458140100
BMO	BANK MONTREAL MEDIUM	1,308	$231K	0.1%	$176.70	—	COM	063671101
SCHX	SCHWAB STRATEGIC TR	7,427	$219K	0.1%	$29.43	—	US LRG CAP ETF	808524201
CM	CANADIAN IMPERIAL BANK OF CO	1,865	$214K	0.1%	$115.00	—	COM	136069101
BNS	BANK NOVA SCOTIA B C	2,426	$211K	0.1%	$86.84	—	COM	064149107
IJR	ISHARES TR	1,385	$205K	0.1%	$148.31	—	CORE S&P SCP ETF	464287804
LIN	LINDE PLC	392	$203K	0.1%	$518.94	—	SHS	G54950103

Increased Positions (26)

VOO VANGUARD INDEX FDS 7.9%

Value $14.21M (+141.2%) Shares 20,684 (+109.8%) Est. Cost $597.38 Unrealized —

RDVY FIRST TR EXCHANGE TRADED FD 3.0%

Value $5.439M (+19.9%) Shares 67,095 (+1.0%) Est. Cost $56.08 Unrealized —

TLT ISHARES TR 5.6%

Value $10.11M (+8.3%) Shares 116,937 (+8.6%) Est. Cost $91.59 Unrealized —

AAPL APPLE INC 1.2%

Value $2.135M (+31.9%) Shares 7,377 (+15.7%) Est. Cost $186.06 Unrealized —

LMBS FIRST TR EXCHANGE-TRADED FD 2.4%

Value $4.316M (+12.7%) Shares 86,705 (+12.8%) Est. Cost $48.49 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 2.9%

Value $5.134M (+9.9%) Shares 87,050 (+11.0%) Est. Cost $59.32 Unrealized —

SHLD GLOBAL X FDS 1.3%

Value $2.255M (-8.6%) Shares 37,760 (+8.4%) Est. Cost $69.27 Unrealized —

IAGG ISHARES TR 0.6%

Value $1.089M (+20.8%) Shares 21,526 (+19.5%) Est. Cost $50.39 Unrealized —

JPM JPMORGAN CHASE & CO 0.5%

Value $845K (+25.7%) Shares 2,581 (+13.0%) Est. Cost $171.60 Unrealized —

IAU ISHARES GOLD TR 0.8%

Value $1.416M (-9.9%) Shares 18,746 (+5.2%) Est. Cost $54.86 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 3.6%

Value $6.49M (+2.4%) Shares 134,018 (+1.6%) Est. Cost $48.88 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.7%

Value $4.774M (+2.7%) Shares 57,762 (+2.9%) Est. Cost $81.16 Unrealized —

TLH ISHARES TR 1.3%

Value $2.257M (+4.0%) Shares 22,488 (+4.4%) Est. Cost $103.01 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value $501K (+18.3%) Shares 5,814 (+500.0%) Est. Cost $119.75 Unrealized —

EMB ISHARES TR 1.1%

Value $1.922M (+4.2%) Shares 19,928 (+1.4%) Est. Cost $89.25 Unrealized —

SYSB ISHARES TR 0.2%

Value $411K (+19.0%) Shares 4,628 (+19.4%) Est. Cost $89.57 Unrealized —

ABBV ABBVIE INC 0.2%

Value $354K (+18.1%) Shares 1,405 (+2.1%) Est. Cost $138.41 Unrealized —

PEP PEPSICO INC 0.2%

Value $332K (-10.7%) Shares 2,449 (+2.5%) Est. Cost $151.51 Unrealized —

MBB ISHARES TR 1.4%

Value $2.491M (+1.5%) Shares 26,356 (+2.0%) Est. Cost $92.84 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 1.3%

Value $2.343M (+1.6%) Shares 29,642 (+1.9%) Est. Cost $77.63 Unrealized —

HYLB DBX ETF TR 0.2%

Value $347K (+9.7%) Shares 9,505 (+8.6%) Est. Cost $36.89 Unrealized —

PLD PROLOGIS INC. 0.1%

Value $233K (+6.2%) Shares 1,721 (+3.6%) Est. Cost $129.27 Unrealized —

SPSB SPDR SERIES TRUST 0.1%

Value $207K (+3.1%) Shares 6,914 (+3.3%) Est. Cost $30.07 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.3%

Value $460K (-1.3%) Shares 492 (+5.1%) Est. Cost $683.17 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.4%

Value $774K (+0.6%) Shares 13,293 (+1.2%) Est. Cost $58.22 Unrealized —

META META PLATFORMS INC 0.4%

Value $732K (-0.3%) Shares 1,299 (+1.2%) Est. Cost $471.70 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	20,684 (+109.8%)	$14.21M (+141.2%)	7.9%	$597.38	—	S&P 500 ETF SHS	922908363
RDVY	FIRST TR EXCHANGE TRADED FD	67,095 (+1.0%)	$5.439M (+19.9%)	3.0%	$56.08	—	RISNG DIVD ACHIV	33738R506
TLT	ISHARES TR	116,937 (+8.6%)	$10.11M (+8.3%)	5.6%	$91.59	—	20 YR TR BD ETF	464287432
AAPL	APPLE INC	7,377 (+15.7%)	$2.135M (+31.9%)	1.2%	$186.06	—	COM	037833100
LMBS	FIRST TR EXCHANGE-TRADED FD	86,705 (+12.8%)	$4.316M (+12.7%)	2.4%	$48.49	—	FST LOW OPPT EFT	33739Q200
VGIT	VANGUARD SCOTTSDALE FDS	87,050 (+11.0%)	$5.134M (+9.9%)	2.9%	$59.32	—	INTER TERM TREAS	92206C706
SHLD	GLOBAL X FDS	37,760 (+8.4%)	$2.255M (-8.6%)	1.3%	$69.27	—	DEFENSE TECH ETF	37960A529
IAGG	ISHARES TR	21,526 (+19.5%)	$1.089M (+20.8%)	0.6%	$50.39	—	CORE INTL AGGR	46435G672
JPM	JPMORGAN CHASE & CO	2,581 (+13.0%)	$845K (+25.7%)	0.5%	$171.60	—	COM	46625H100
IAU	ISHARES GOLD TR	18,746 (+5.2%)	$1.416M (-9.9%)	0.8%	$54.86	—	ISHARES NEW	464285204
BNDX	VANGUARD CHARLOTTE FDS	134,018 (+1.6%)	$6.49M (+2.4%)	3.6%	$48.88	—	TOTAL INT BD ETF	92203J407
VCIT	VANGUARD SCOTTSDALE FDS	57,762 (+2.9%)	$4.774M (+2.7%)	2.7%	$81.16	—	INT-TERM CORP	92206C870
TLH	ISHARES TR	22,488 (+4.4%)	$2.257M (+4.0%)	1.3%	$103.01	—	10-20 YR TRS ETF	464288653
VUG	VANGUARD INDEX FDS	5,814 (+500.0%)	$501K (+18.3%)	0.3%	$119.75	—	GROWTH ETF	922908736
EMB	ISHARES TR	19,928 (+1.4%)	$1.922M (+4.2%)	1.1%	$89.25	—	JPMORGAN USD EMG	464288281
SYSB	ISHARES TR	4,628 (+19.4%)	$411K (+19.0%)	0.2%	$89.57	—	SYSTEMATIC BD ET	46435U796
ABBV	ABBVIE INC	1,405 (+2.1%)	$354K (+18.1%)	0.2%	$138.41	—	COM	00287Y109
PEP	PEPSICO INC	2,449 (+2.5%)	$332K (-10.7%)	0.2%	$151.51	—	COM	713448108
MBB	ISHARES TR	26,356 (+2.0%)	$2.491M (+1.5%)	1.4%	$92.84	—	MBS ETF	464288588
VCSH	VANGUARD SCOTTSDALE FDS	29,642 (+1.9%)	$2.343M (+1.6%)	1.3%	$77.63	—	SHRT TRM CORP BD	92206C409
HYLB	DBX ETF TR	9,505 (+8.6%)	$347K (+9.7%)	0.2%	$36.89	—	XTRACK USD HIGH	233051432
PLD	PROLOGIS INC.	1,721 (+3.6%)	$233K (+6.2%)	0.1%	$129.27	—	COM	74340W103
SPSB	SPDR SERIES TRUST	6,914 (+3.3%)	$207K (+3.1%)	0.1%	$30.07	—	ST SHOR CORP ETF	78464A474
COST	COSTCO WHOLESALE CORPORATION	492 (+5.1%)	$460K (-1.3%)	0.3%	$683.17	—	COM	22160K105
VGSH	VANGUARD SCOTTSDALE FDS	13,293 (+1.2%)	$774K (+0.6%)	0.4%	$58.22	—	SHORT TERM TREAS	92206C102
META	META PLATFORMS INC	1,299 (+1.2%)	$732K (-0.3%)	0.4%	$471.70	—	CL A	30303M102

Exited Positions (7)

ICVT ISHARES TR 0.2%

Value $408K Shares 4,012 Est. Cost $80.42 Unrealized —

SIVR ABRDN SILVER ETF TRUST 0.2%

Value $275K Shares 3,842 Est. Cost $44.76 Unrealized —

COP CONOCOPHILLIPS 0.1%

Value $216K Shares 1,638 Est. Cost $102.65 Unrealized —

IGIB ISHARES TR 0.1%

Value $215K Shares 4,036 Est. Cost $51.70 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.1%

Value $213K Shares 4,234 Est. Cost $43.82 Unrealized —

FDX FEDEX CORP 0.1%

Value $212K Shares 596 Est. Cost $338.93 Unrealized —

BCI ABRDN ETFS 0.1%

Value $208K Shares 8,544 Est. Cost $24.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ICVT	ISHARES TR	4,012	$408K	0.2%	$80.42	—	—	46435G102
SIVR	ABRDN SILVER ETF TRUST	3,842	$275K	0.2%	$44.76	—	—	003264108
COP	CONOCOPHILLIPS	1,638	$216K	0.1%	$102.65	—	—	20825C104
IGIB	ISHARES TR	4,036	$215K	0.1%	$51.70	—	—	464288638
VZ	VERIZON COMMUNICATIONS INC	4,234	$213K	0.1%	$43.82	—	—	92343V104
FDX	FEDEX CORP	596	$212K	0.1%	$338.93	—	—	31428X106
BCI	ABRDN ETFS	8,544	$208K	0.1%	$24.29	—	—	003261104

Decreased Positions (63)

QUAL ISHARES TR 1.2%

Value $2.127M (-57.5%) Shares 9,694 (-62.8%) Est. Cost $168.84 Unrealized —

EFV ISHARES TR 0.7%

Value $1.206M (-66.1%) Shares 15,751 (-67.1%) Est. Cost $57.45 Unrealized —

SPYV SPDR SERIES TRUST 3.0%

Value $5.303M (-19.4%) Shares 87,227 (-25.0%) Est. Cost $50.95 Unrealized —

SPYG SPDR SERIES TRUST 4.0%

Value $7.131M (+16.3%) Shares 59,933 (-4.3%) Est. Cost $79.06 Unrealized —

DYNF BLACKROCK ETF TRUST 4.4%

Value $7.798M (+14.1%) Shares 114,658 (-2.4%) Est. Cost $47.19 Unrealized —

IEMG ISHARES INC 2.0%

Value $3.5M (-21.4%) Shares 42,248 (-33.8%) Est. Cost $63.12 Unrealized —

BAI BLACKROCK ETF TRUST 2.2%

Value $3.872M (+25.6%) Shares 73,453 (-21.5%) Est. Cost $34.02 Unrealized —

AMAT APPLIED MATLS INC 0.6%

Value $1.073M (+94.6%) Shares 1,484 (-8.0%) Est. Cost $147.42 Unrealized —

LRCX LAM RESEARCH CORP 0.7%

Value $1.325M (+42.5%) Shares 3,057 (-29.7%) Est. Cost $75.04 Unrealized —

XOM EXXON MOBIL CORP 0.6%

Value $1.133M (-21.9%) Shares 8,288 (-3.1%) Est. Cost $89.86 Unrealized —

BINC BLACKROCK ETF TRUST II 0.5%

Value $958K (-24.3%) Shares 18,307 (-24.9%) Est. Cost $52.47 Unrealized —

THRO BLACKROCK ETF TRUST 1.5%

Value $2.742M (-9.8%) Shares 63,603 (-24.2%) Est. Cost $32.38 Unrealized —

BLCR BLACKROCK ETF TRUST 1.1%

Value $1.957M (+17.2%) Shares 38,853 (-4.5%) Est. Cost $41.06 Unrealized —

MTUM ISHARES TR 1.8%

Value $3.183M (+8.7%) Shares 9,284 (-23.9%) Est. Cost $226.93 Unrealized —

CAT CATERPILLAR INC 0.6%

Value $1.034M (+23.9%) Shares 971 (-17.6%) Est. Cost $261.26 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.0%

Value $1.73M (+7.2%) Shares 28,991 (-2.9%) Est. Cost $42.71 Unrealized —

WMT WALMART INC 0.5%

Value $825K (-12.3%) Shares 7,284 (-3.8%) Est. Cost $57.76 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value $206K (-35.4%) Shares 4,069 (-36.3%) Est. Cost $49.89 Unrealized —

ASML ASML HLDG NV 0.2%

Value $328K (+47.9%) Shares 165 (-1.8%) Est. Cost $1320.83 Unrealized —

SCHH SCHWAB STRATEGIC TR 1.0%

Value $1.744M (+6.2%) Shares 73,667 (-3.6%) Est. Cost $20.43 Unrealized —

MCD MCDONALDS CORP 0.2%

Value $272K (-24.3%) Shares 1,005 (-13.0%) Est. Cost $263.95 Unrealized —

QCOM QUALCOMM INC 0.2%

Value $300K (+32.9%) Shares 1,624 (-7.4%) Est. Cost $124.30 Unrealized —

GOOG ALPHABET INC 0.1%

Value $249K (-20.5%) Shares 706 (-35.5%) Est. Cost $134.68 Unrealized —

VTWO VANGUARD SCOTTSDALE FDS 0.3%

Value $580K (+11.6%) Shares 4,779 (-7.9%) Est. Cost $81.32 Unrealized —

TD TORONTO DOMINION BK ONT 0.2%

Value $339K (+19.2%) Shares 2,791 (-8.4%) Est. Cost $84.44 Unrealized —

LLY ELI LILLY & CO 0.3%

Value $493K (+12.4%) Shares 411 (-13.8%) Est. Cost $634.58 Unrealized —

SUSC ISHARES TR 0.2%

Value $345K (-12.6%) Shares 14,890 (-12.7%) Est. Cost $22.90 Unrealized —

CSCO CISCO SYS INC 0.2%

Value $383K (+14.7%) Shares 3,259 (-24.3%) Est. Cost $47.97 Unrealized —

RY ROYAL BK CDA 0.2%

Value $291K (+19.8%) Shares 1,407 (-6.3%) Est. Cost $153.57 Unrealized —

USXF ISHARES TR 0.1%

Value $262K (+21.1%) Shares 3,774 (-3.8%) Est. Cost $46.99 Unrealized —

TT TRANE TECHNOLOGIES PLC 0.2%

Value $306K (+15.4%) Shares 622 (-2.0%) Est. Cost $396.59 Unrealized —

COMB GRANITESHARES ETF TR 0.1%

Value $213K (-15.5%) Shares 8,865 (-7.8%) Est. Cost $26.27 Unrealized —

BK BANK OF NY MELLON CORP 0.2%

Value $293K (+14.4%) Shares 2,023 (-6.1%) Est. Cost $101.60 Unrealized —

IVLU ISHARES TR 0.5%

Value $975K (+3.8%) Shares 23,311 (-1.5%) Est. Cost $29.51 Unrealized —

DSI ISHARES TR 0.2%

Value $291K (+13.8%) Shares 2,043 (-3.2%) Est. Cost $103.85 Unrealized —

ESGU ISHARES TR 0.2%

Value $284K (+12.9%) Shares 1,733 (-2.4%) Est. Cost $145.70 Unrealized —

IEV ISHARES TR 0.4%

Value $655K (+5.2%) Shares 8,992 (-1.9%) Est. Cost $58.20 Unrealized —

LCTU BLACKROCK ETF TRUST 0.2%

Value $411K (+7.9%) Shares 5,127 (-5.6%) Est. Cost $59.46 Unrealized —

PG PROCTER & GAMBLE CO 0.3%

Value $460K (-6.0%) Shares 3,136 (-7.4%) Est. Cost $145.36 Unrealized —

JNJ JOHNSON & JOHNSON 0.9%

Value $1.619M (+1.8%) Shares 6,374 (-2.0%) Est. Cost $143.47 Unrealized —

V VISA INC 0.2%

Value $328K (+9.7%) Shares 955 (-3.3%) Est. Cost $237.55 Unrealized —

MSFT MICROSOFT CORP 1.0%

Value $1.793M (-1.6%) Shares 4,806 (-2.3%) Est. Cost $317.20 Unrealized —

HSBC HSBC HLDGS PLC 0.1%

Value $240K (+13.6%) Shares 2,528 (-1.4%) Est. Cost $70.98 Unrealized —

LOW LOWES COS INC 0.1%

Value $200K (-11.9%) Shares 908 (-5.6%) Est. Cost $243.73 Unrealized —

PH PARKER-HANNIFIN CORP 0.2%

Value $371K (+7.8%) Shares 379 (-1.3%) Est. Cost $527.65 Unrealized —

AVGO BROADCOM INC 1.0%

Value $1.762M (-1.3%) Shares 4,665 (-19.1%) Est. Cost $151.53 Unrealized —

OEF ISHARES TR 0.2%

Value $367K (+6.0%) Shares 1,004 (-7.9%) Est. Cost $313.05 Unrealized —

USRT ISHARES TR 0.1%

Value $231K (+9.6%) Shares 3,473 (-2.4%) Est. Cost $56.57 Unrealized —

MRK MERCK & CO INC 0.2%

Value $371K (-5.1%) Shares 2,891 (-11.2%) Est. Cost $98.34 Unrealized —

SO SOUTHERN CO 0.1%

Value $244K (-7.5%) Shares 2,552 (-6.7%) Est. Cost $85.20 Unrealized —

SCHC SCHWAB STRATEGIC TR 1.1%

Value $1.977M (+0.6%) Shares 41,087 (-2.3%) Est. Cost $36.19 Unrealized —

MO ALTRIA GROUP INC 0.1%

Value $214K (-4.5%) Shares 2,969 (-12.4%) Est. Cost $63.03 Unrealized —

SCZ ISHARES TR 0.3%

Value $460K (+2.3%) Shares 5,590 (-2.5%) Est. Cost $66.03 Unrealized —

AMZN AMAZON COM INC 0.6%

Value $1.131M (+0.6%) Shares 4,745 (-12.1%) Est. Cost $138.48 Unrealized —

MMM 3M CO 0.1%

Value $230K (-2.4%) Shares 1,423 (-12.5%) Est. Cost $80.95 Unrealized —

BLK BLACKROCK INC 0.2%

Value $294K (-1.6%) Shares 306 (-1.6%) Est. Cost $991.05 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.1%

Value $209K (-1.7%) Shares 2,574 (-2.0%) Est. Cost $76.67 Unrealized —

HD HOME DEPOT INC 0.3%

Value $560K (+0.6%) Shares 1,587 (-6.2%) Est. Cost $308.19 Unrealized —

KO COCA COLA CO 0.2%

Value $336K (+0.8%) Shares 4,132 (-5.7%) Est. Cost $59.96 Unrealized —

NVS NOVARTIS AG 0.2%

Value $334K (-0.5%) Shares 2,130 (-3.0%) Est. Cost $108.57 Unrealized —

MUB ISHARES TR 0.3%

Value $513K (+0.2%) Shares 4,768 (-1.1%) Est. Cost $105.37 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $239K (+0.5%) Shares 2,888 (-3.2%) Est. Cost $69.34 Unrealized —

MA MASTERCARD INCORPORATED 0.2%

Value $391K (-0.2%) Shares 761 (-2.9%) Est. Cost $433.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	9,694 (-62.8%)	$2.127M (-57.5%)	1.2%	$168.84	—	MSCI USA QLT FCT	46432F339
EFV	ISHARES TR	15,751 (-67.1%)	$1.206M (-66.1%)	0.7%	$57.45	—	EAFE VALUE ETF	464288877
SPYV	SPDR SERIES TRUST	87,227 (-25.0%)	$5.303M (-19.4%)	3.0%	$50.95	—	ST STR P500VAL	78464A508
SPYG	SPDR SERIES TRUST	59,933 (-4.3%)	$7.131M (+16.3%)	4.0%	$79.06	—	ST STR P500GRW	78464A409
DYNF	BLACKROCK ETF TRUST	114,658 (-2.4%)	$7.798M (+14.1%)	4.4%	$47.19	—	ISHARES US EQUIT	09290C103
IEMG	ISHARES INC	42,248 (-33.8%)	$3.5M (-21.4%)	2.0%	$63.12	—	CORE MSCI EMKT	46434G103
BAI	BLACKROCK ETF TRUST	73,453 (-21.5%)	$3.872M (+25.6%)	2.2%	$34.02	—	ISHA I IN TE ETF	09290C780
AMAT	APPLIED MATLS INC	1,484 (-8.0%)	$1.073M (+94.6%)	0.6%	$147.42	—	COM	038222105
LRCX	LAM RESEARCH CORP	3,057 (-29.7%)	$1.325M (+42.5%)	0.7%	$75.04	—	COM NEW	512807306
XOM	EXXON MOBIL CORP	8,288 (-3.1%)	$1.133M (-21.9%)	0.6%	$89.86	—	COM	30231G102
BINC	BLACKROCK ETF TRUST II	18,307 (-24.9%)	$958K (-24.3%)	0.5%	$52.47	—	ISHA FLEX IN ETF	092528603
THRO	BLACKROCK ETF TRUST	63,603 (-24.2%)	$2.742M (-9.8%)	1.5%	$32.38	—	ISHA US THEM ETF	09290C806
BLCR	BLACKROCK ETF TRUST	38,853 (-4.5%)	$1.957M (+17.2%)	1.1%	$41.06	—	ISHA LA CORE ETF	09290C855
MTUM	ISHARES TR	9,284 (-23.9%)	$3.183M (+8.7%)	1.8%	$226.93	—	MSCI USA MMENTM	46432F396
CAT	CATERPILLAR INC	971 (-17.6%)	$1.034M (+23.9%)	0.6%	$261.26	—	COM	149123101
VWO	VANGUARD INTL EQUITY INDEX F	28,991 (-2.9%)	$1.73M (+7.2%)	1.0%	$42.71	—	FTSE EMR MKT ETF	922042858
WMT	WALMART INC	7,284 (-3.8%)	$825K (-12.3%)	0.5%	$57.76	—	COM	931142103
VTEB	VANGUARD MUN BD FDS	4,069 (-36.3%)	$206K (-35.4%)	0.1%	$49.89	—	TAX EXEMPT BD	922907746
ASML	ASML HLDG NV	165 (-1.8%)	$328K (+47.9%)	0.2%	$1320.83	—	N Y REGISTRY SHS	N07059210
SCHH	SCHWAB STRATEGIC TR	73,667 (-3.6%)	$1.744M (+6.2%)	1.0%	$20.43	—	US REIT ETF	808524847
MCD	MCDONALDS CORP	1,005 (-13.0%)	$272K (-24.3%)	0.2%	$263.95	—	COM	580135101
QCOM	QUALCOMM INC	1,624 (-7.4%)	$300K (+32.9%)	0.2%	$124.30	—	COM	747525103
GOOG	ALPHABET INC	706 (-35.5%)	$249K (-20.5%)	0.1%	$134.68	—	CAP STK CL C	02079K107
VTWO	VANGUARD SCOTTSDALE FDS	4,779 (-7.9%)	$580K (+11.6%)	0.3%	$81.32	—	VNG RUS2000IDX	92206C664
TD	TORONTO DOMINION BK ONT	2,791 (-8.4%)	$339K (+19.2%)	0.2%	$84.44	—	COM NEW	891160509
LLY	ELI LILLY & CO	411 (-13.8%)	$493K (+12.4%)	0.3%	$634.58	—	COM	532457108
SUSC	ISHARES TR	14,890 (-12.7%)	$345K (-12.6%)	0.2%	$22.90	—	ESG AWRE USD ETF	46435G193
CSCO	CISCO SYS INC	3,259 (-24.3%)	$383K (+14.7%)	0.2%	$47.97	—	COM	17275R102
RY	ROYAL BK CDA	1,407 (-6.3%)	$291K (+19.8%)	0.2%	$153.57	—	COM	780087102
USXF	ISHARES TR	3,774 (-3.8%)	$262K (+21.1%)	0.1%	$46.99	—	ESG MSCI USA ETF	46436E767
TT	TRANE TECHNOLOGIES PLC	622 (-2.0%)	$306K (+15.4%)	0.2%	$396.59	—	SHS	G8994E103
COMB	GRANITESHARES ETF TR	8,865 (-7.8%)	$213K (-15.5%)	0.1%	$26.27	—	BBG COMMD K 1	38747R108
BK	BANK OF NY MELLON CORP	2,023 (-6.1%)	$293K (+14.4%)	0.2%	$101.60	—	COM	064058100
IVLU	ISHARES TR	23,311 (-1.5%)	$975K (+3.8%)	0.5%	$29.51	—	MSCI INTL VLU FT	46435G409
DSI	ISHARES TR	2,043 (-3.2%)	$291K (+13.8%)	0.2%	$103.85	—	ESG MSCI KLD ETF	464288570
ESGU	ISHARES TR	1,733 (-2.4%)	$284K (+12.9%)	0.2%	$145.70	—	ESG AWR MSCI USA	46435G425
IEV	ISHARES TR	8,992 (-1.9%)	$655K (+5.2%)	0.4%	$58.20	—	EUROPE ETF	464287861
LCTU	BLACKROCK ETF TRUST	5,127 (-5.6%)	$411K (+7.9%)	0.2%	$59.46	—	ISHA US AWAR ETF	09290C509
PG	PROCTER & GAMBLE CO	3,136 (-7.4%)	$460K (-6.0%)	0.3%	$145.36	—	COM	742718109
JNJ	JOHNSON & JOHNSON	6,374 (-2.0%)	$1.619M (+1.8%)	0.9%	$143.47	—	COM	478160104
V	VISA INC	955 (-3.3%)	$328K (+9.7%)	0.2%	$237.55	—	COM CL A	92826C839
MSFT	MICROSOFT CORP	4,806 (-2.3%)	$1.793M (-1.6%)	1.0%	$317.20	—	COM	594918104
HSBC	HSBC HLDGS PLC	2,528 (-1.4%)	$240K (+13.6%)	0.1%	$70.98	—	SPON ADR NEW	404280406
LOW	LOWES COS INC	908 (-5.6%)	$200K (-11.9%)	0.1%	$243.73	—	COM	548661107
PH	PARKER-HANNIFIN CORP	379 (-1.3%)	$371K (+7.8%)	0.2%	$527.65	—	COM	701094104
AVGO	BROADCOM INC	4,665 (-19.1%)	$1.762M (-1.3%)	1.0%	$151.53	—	COM	11135F101
OEF	ISHARES TR	1,004 (-7.9%)	$367K (+6.0%)	0.2%	$313.05	—	S&P 100 ETF	464287101
USRT	ISHARES TR	3,473 (-2.4%)	$231K (+9.6%)	0.1%	$56.57	—	CRE U S REIT ETF	464288521
MRK	MERCK & CO INC	2,891 (-11.2%)	$371K (-5.1%)	0.2%	$98.34	—	COM	58933Y105
SO	SOUTHERN CO	2,552 (-6.7%)	$244K (-7.5%)	0.1%	$85.20	—	COM	842587107
SCHC	SCHWAB STRATEGIC TR	41,087 (-2.3%)	$1.977M (+0.6%)	1.1%	$36.19	—	INTL SCEQT ETF	808524888
MO	ALTRIA GROUP INC	2,969 (-12.4%)	$214K (-4.5%)	0.1%	$63.03	—	COM	02209S103
SCZ	ISHARES TR	5,590 (-2.5%)	$460K (+2.3%)	0.3%	$66.03	—	EAFE SML CP ETF	464288273
AMZN	AMAZON COM INC	4,745 (-12.1%)	$1.131M (+0.6%)	0.6%	$138.48	—	COM	023135106
MMM	3M CO	1,423 (-12.5%)	$230K (-2.4%)	0.1%	$80.95	—	COM	88579Y101
BLK	BLACKROCK INC	306 (-1.6%)	$294K (-1.6%)	0.2%	$991.05	—	COM	09290D101
PEG	PUBLIC SVC ENTERPRISE GROUP	2,574 (-2.0%)	$209K (-1.7%)	0.1%	$76.67	—	COM	744573106
HD	HOME DEPOT INC	1,587 (-6.2%)	$560K (+0.6%)	0.3%	$308.19	—	COM	437076102
KO	COCA COLA CO	4,132 (-5.7%)	$336K (+0.8%)	0.2%	$59.96	—	COM	191216100
NVS	NOVARTIS AG	2,130 (-3.0%)	$334K (-0.5%)	0.2%	$108.57	—	SPONSORED ADR	66987V109
MUB	ISHARES TR	4,768 (-1.1%)	$513K (+0.2%)	0.3%	$105.37	—	NATIONAL MUN ETF	464288414
WFC	WELLS FARGO & CO	2,888 (-3.2%)	$239K (+0.5%)	0.1%	$69.34	—	COM	949746101
MA	MASTERCARD INCORPORATED	761 (-2.9%)	$391K (-0.2%)	0.2%	$433.66	—	CL A	57636Q104

Unchanged Positions (30)

CORO BLACKROCK ETF TRUST 4.0%

Value $7.095M Shares 193,847 Est. Cost $32.15 Unrealized —

GOOGL ALPHABET INC 0.7%

Value $1.241M Shares 3,472 Est. Cost $132.69 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value $1.527M Shares 7,633 Est. Cost $92.36 Unrealized —

XLK SELECT SECTOR SPDR TR 0.3%

Value $490K Shares 2,570 Est. Cost $192.35 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.5%

Value $956K Shares 7,477 Est. Cost $78.02 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.5%

Value $915K Shares 1,225 Est. Cost $493.30 Unrealized —

TSLA TESLA INC 0.6%

Value $1.005M Shares 2,389 Est. Cost $236.58 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 0.5%

Value $948K Shares 8,921 Est. Cost $69.99 Unrealized —

NFLX NETFLIX INC. 0.2%

Value $280K Shares 3,919 Est. Cost $101.52 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value $452K Shares 614 Est. Cost $411.43 Unrealized —

NVR NVR INC 1.3%

Value $2.385M Shares 350 Est. Cost $5731.35 Unrealized —

EEM ISHARES TR 0.2%

Value $361K Shares 5,277 Est. Cost $43.70 Unrealized —

SHEL SHELL PLC 0.1%

Value $261K Shares 3,368 Est. Cost $72.26 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value $490K Shares 6,875 Est. Cost $48.17 Unrealized —

UBSI UNITED BANKSHARES INC WEST V 0.2%

Value $423K Shares 9,220 Est. Cost $30.41 Unrealized —

CSX CSX CORP 0.2%

Value $287K Shares 6,028 Est. Cost $29.78 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $269K Shares 957 Est. Cost $182.40 Unrealized —

IJH ISHARES TR 0.2%

Value $272K Shares 3,525 Est. Cost $112.48 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $731K Shares 1,461 Est. Cost $358.39 Unrealized —

VV VANGUARD INDEX FDS 0.1%

Value $242K Shares 704 Est. Cost $195.69 Unrealized —

IVV ISHARES TR 0.1%

Value $246K Shares 329 Est. Cost $477.55 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $229K Shares 1,814 Est. Cost $120.88 Unrealized —

TJX TJX COS INC NEW 0.2%

Value $415K Shares 2,736 Est. Cost $102.75 Unrealized —

USHY ISHARES TR 0.8%

Value $1.375M Shares 37,129 Est. Cost $36.56 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.0%

Value $1.796M Shares 67,772 Est. Cost $38.64 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.3%

Value $473K Shares 10,111 Est. Cost $45.66 Unrealized —

SPIB SPDR SERIES TRUST 0.1%

Value $213K Shares 6,359 Est. Cost $33.59 Unrealized —

TFI SPDR SERIES TRUST 0.1%

Value $252K Shares 5,512 Est. Cost $44.67 Unrealized —

EAGG ISHARES TR 0.2%

Value $388K Shares 8,180 Est. Cost $47.05 Unrealized —

AGG ISHARES TR 0.2%

Value $275K Shares 2,774 Est. Cost $94.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CORO	BLACKROCK ETF TRUST	193,847	$7.095M	4.0%	$32.15	—	ISHA IN CTRY ETF	09290C764
GOOGL	ALPHABET INC	3,472	$1.241M	0.7%	$132.69	—	CAP STK CL A	02079K305
NVDA	NVIDIA CORPORATION	7,633	$1.527M	0.9%	$92.36	—	COM	67066G104
XLK	SELECT SECTOR SPDR TR	2,570	$490K	0.3%	$192.35	—	ST STR TECHN ETF	81369Y803
VONG	VANGUARD SCOTTSDALE FDS	7,477	$956K	0.5%	$78.02	—	VNG RUS1000GRW	92206C680
SPY	STATE STR SPDR S&P 500 ETF T	1,225	$915K	0.5%	$493.30	—	TR UNIT	78462F103
TSLA	TESLA INC	2,389	$1.005M	0.6%	$236.58	—	COM	88160R101
VONV	VANGUARD SCOTTSDALE FDS	8,921	$948K	0.5%	$69.99	—	VNG RUS1000VAL	92206C714
NFLX	NETFLIX INC.	3,919	$280K	0.2%	$101.52	—	COM	64110L106
QQQ	INVESCO QQQ TR	614	$452K	0.3%	$411.43	—	UNIT SER 1	46090E103
NVR	NVR INC	350	$2.385M	1.3%	$5731.35	—	COM	62944T105
EEM	ISHARES TR	5,277	$361K	0.2%	$43.70	—	MSCI EMG MKT ETF	464287234
SHEL	SHELL PLC	3,368	$261K	0.1%	$72.26	—	SPON ADS	780259305
VEA	VANGUARD TAX-MANAGED FDS	6,875	$490K	0.3%	$48.17	—	VAN FTSE DEV MKT	921943858
UBSI	UNITED BANKSHARES INC WEST V	9,220	$423K	0.2%	$30.41	—	COM	909907107
CSX	CSX CORP	6,028	$287K	0.2%	$29.78	—	COM	126408103
IBM	INTERNATIONAL BUSINESS MACHS	957	$269K	0.2%	$182.40	—	COM	459200101
IJH	ISHARES TR	3,525	$272K	0.2%	$112.48	—	CORE S&P MCP ETF	464287507
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,461	$731K	0.4%	$358.39	—	CL B NEW	084670702
VV	VANGUARD INDEX FDS	704	$242K	0.1%	$195.69	—	LARGE CAP ETF	922908637
IVV	ISHARES TR	329	$246K	0.1%	$477.55	—	CORE S&P500 ETF	464287200
GILD	GILEAD SCIENCES INC	1,814	$229K	0.1%	$120.88	—	COM	375558103
TJX	TJX COS INC NEW	2,736	$415K	0.2%	$102.75	—	COM	872540109
USHY	ISHARES TR	37,129	$1.375M	0.8%	$36.56	—	BROAD USD HIGH	46435U853
SCHP	SCHWAB STRATEGIC TR	67,772	$1.796M	1.0%	$38.64	—	US TIPS ETF	808524870
VMBS	VANGUARD SCOTTSDALE FDS	10,111	$473K	0.3%	$45.66	—	MTG-BKD SECS ETF	92206C771
SPIB	SPDR SERIES TRUST	6,359	$213K	0.1%	$33.59	—	ST INTER BD ETF	78464A375
TFI	SPDR SERIES TRUST	5,512	$252K	0.1%	$44.67	—	ST STR NUVEE ETF	78468R721
EAGG	ISHARES TR	8,180	$388K	0.2%	$47.05	—	ESG AWR US AGRGT	46435U549
AGG	ISHARES TR	2,774	$275K	0.2%	$94.90	—	CORE US AGGBD ET	464287226