Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	72,950	$13.86M	5.9%	$20.93	+93.2%	COM	037833100
GOOGL	ALPHABET INC	10,635	$12.52M	5.4%	$42.14	+33.0%	CAP STK CL A	02079K305
MSFT	MICROSOFT CORP	96,593	$11.39M	4.9%	$47.77	+114.1%	COM	594918104
MA	MASTERCARD INC	34,507	$8.124M	3.5%	$74.59	+177.8%	CL A	57636Q104
V	VISA INC	49,342	$7.707M	3.3%	$61.50	+123.4%	COM CL A	92826C839
META	FACEBOOK INC	44,743	$7.458M	3.2%	$87.99	+79.5%	CL A	30303M102
LOW	LOWES COS INC	65,057	$7.122M	3.0%	$49.76	+77.0%	COM	548661107
NKE	NIKE INC	82,704	$6.964M	3.0%	$45.49	+65.7%	CL B	654106103
JPM	JPMORGAN CHASE & CO	67,269	$6.81M	2.9%	$43.60	+95.8%	COM	46625H100
BAC	BANK AMER CORP	235,500	$6.497M	2.8%	$13.90	+71.9%	COM	060505104
CSCO	CISCO SYS INC	112,514	$6.075M	2.6%	$21.29	+85.6%	COM	17275R102
SCHB	SCHWAB STRATEGIC TR	83,913	$5.71M	2.4%	$52.91	—	US BRD MKT ETF	808524102
BABA	ALIBABA GROUP HLDG LTD	27,045	$4.934M	2.1%	$149.64	—	SPONSORED ADS	01609W102
JNJ	JOHNSON & JOHNSON	35,256	$4.928M	2.1%	$88.47	+24.7%	COM	478160104
WMT	WALMART INC	47,985	$4.68M	2.0%	$29.00	+0.8%	COM	931142103
SBUX	STARBUCKS CORP	57,899	$4.304M	1.8%	$37.10	+59.7%	COM	855244109
—	UNITED TECHNOLOGIES CORP	32,937	$4.245M	1.8%	$106.89	—	COM	913017109
COP	CONOCOPHILLIPS	54,955	$3.668M	1.6%	$46.16	+14.8%	COM	20825C104
BRK/B	BERKSHIRE HATHAWAY INC DEL	17,152	$3.447M	1.5%	$181.56	+11.2%	CL B NEW	084670702
BNDX	VANGUARD CHARLOTTE FDS	59,721	$3.331M	1.4%	$53.69	—	INTL BD IDX ETF	92203J407
DIS	DISNEY WALT CO	27,667	$3.072M	1.3%	$94.56	+14.1%	COM DISNEY	254687106
BA	BOEING CO	8,038	$3.066M	1.3%	$337.39	+11.2%	COM	097023105
SCHD	SCHWAB STRATEGIC TR	54,169	$2.832M	1.2%	$49.03	—	US DIVIDEND EQ	808524797
DAL	DELTA AIR LINES INC DEL	54,296	$2.804M	1.2%	$46.78	0.0%	COM NEW	247361702
EQIX	EQUINIX INC	6,060	$2.746M	1.2%	$342.45	+4.5%	COM	29444U700
C	CITIGROUP INC	43,909	$2.732M	1.2%	$52.51	-7.1%	COM NEW	172967424
INTC	INTEL CORP	48,269	$2.592M	1.1%	$35.93	+22.0%	COM	458140100
IBM	INTERNATIONAL BUSINESS MACHS	18,180	$2.565M	1.1%	$94.64	0.0%	COM	459200101
SCHM	SCHWAB STRATEGIC TR	42,902	$2.376M	1.0%	$47.83	—	US MID-CAP ETF	808524508
REGN	REGENERON PHARMACEUTICALS	550	$2.26M	1.0%	$382.45	+7.1%	COM	75886F107
SCHE	SCHWAB STRATEGIC TR	85,924	$2.235M	1.0%	$25.83	—	EMRG MKTEQ ETF	808524706
SCHA	SCHWAB STRATEGIC TR	31,284	$2.188M	0.9%	$61.47	—	US SML CAP ETF	808524607
—	PRA HEALTH SCIENCES INC	19,370	$2.136M	0.9%	$92.89	—	COM	69354M108
SPY	SPDR S&P 500 ETF TR	7,503	$2.119M	0.9%	$194.41	—	TR UNIT	78462F103
DEO	DIAGEO P L C	12,470	$2.04M	0.9%	$119.97	—	SPON ADR NEW	25243Q205
TTWO	TAKE-TWO INTERACTIVE SOFTWAR	20,685	$1.952M	0.8%	$111.81	-13.3%	COM	874054109
EEM	ISHARES TR	44,545	$1.912M	0.8%	$42.63	—	MSCI EMG MKT ETF	464287234
BND	VANGUARD BD INDEX FD INC	22,920	$1.861M	0.8%	$82.46	—	TOTAL BND MRKT	921937835
UPS	UNITED PARCEL SERVICE INC	16,285	$1.82M	0.8%	$85.59	-5.4%	CL B	911312106
UNH	UNITEDHEALTH GROUP INC	6,796	$1.68M	0.7%	$228.29	-0.3%	COM	91324P102
NVDA	NVIDIA CORP	9,241	$1.659M	0.7%	$1.25	+207.2%	COM	67066G104
VNQI	VANGUARD INTL EQUITY INDEX F	27,089	$1.614M	0.7%	$51.99	—	GLB EX US ETF	922042676
EFA	ISHARES TR	24,674	$1.6M	0.7%	$69.92	—	MSCI EAFE ETF	464287465
—	HOSPITALITY PPTYS TR	58,364	$1.536M	0.7%	$28.85	—	COM SH BEN INT	44106M102
IWM	ISHARES TR	9,712	$1.487M	0.6%	$132.83	—	RUSSELL 2000 ETF	464287655
KRE	SPDR SERIES TRUST	28,295	$1.453M	0.6%	$55.75	—	S&P REGL BKG	78464A698
LULU	LULULEMON ATHLETICA INC	8,560	$1.403M	0.6%	$138.24	+5.6%	COM	550021109
XOM	EXXON MOBIL CORP	17,056	$1.378M	0.6%	$57.42	-3.5%	COM	30231G102
T	AT&T INC	42,370	$1.329M	0.6%	$14.63	-3.2%	COM	00206R102
GPN	GLOBAL PMTS INC	9,165	$1.251M	0.5%	$107.37	+7.7%	COM	37940X102
MMM	3M CO	5,775	$1.2M	0.5%	$82.10	+59.6%	COM	88579Y101
MU	MICRON TECHNOLOGY INC	28,565	$1.181M	0.5%	$29.22	+29.0%	COM	595112103
TIP	ISHARES TR	10,388	$1.175M	0.5%	$113.27	—	TIPS BD ETF	464287176
AMZN	AMAZON COM INC	650	$1.157M	0.5%	$48.68	+70.9%	COM	023135106
SCHP	SCHWAB STRATEGIC TR	20,003	$1.1M	0.5%	$55.00	—	US TIPS ETF	808524870
XYL	XYLEM INC	13,760	$1.088M	0.5%	$35.90	+87.2%	COM	98419M100
BSX	BOSTON SCIENTIFIC CORP	27,260	$1.046M	0.4%	$38.19	0.0%	COM	101137107
—	AMARIN CORP PLC	49,940	$1.037M	0.4%	$20.76	—	SPONS ADR NEW	023111206
FLRN	SPDR SER TR	32,552	$1M	0.4%	$30.77	—	BLOMBERG BRC INV	78468R200
SCHR	SCHWAB STRATEGIC TR	18,150	$976K	0.4%	$53.27	—	INTRM TRM TRES	808524854
TGT	TARGET CORP	12,146	$975K	0.4%	$60.37	+0.5%	COM	87612E106
MPT	MEDICAL PPTYS TRUST INC	52,594	$974K	0.4%	$12.88	—	COM	58463J304
SCHG	SCHWAB STRATEGIC TR	12,090	$960K	0.4%	$71.52	—	US LCAP GR ETF	808524300
KEY	KEYCORP NEW	60,567	$954K	0.4%	$12.57	-4.8%	COM	493267108
MCD	MCDONALDS CORP	4,861	$923K	0.4%	$73.15	+111.3%	COM	580135101
CVX	CHEVRON CORP NEW	7,494	$923K	0.4%	$67.83	+28.9%	COM	166764100
CRM	SALESFORCE COM INC	5,760	$912K	0.4%	$136.11	+12.5%	COM	79466L302
HON	HONEYWELL INTL INC	5,525	$878K	0.4%	$65.40	+85.3%	COM	438516106
MOS	MOSAIC CO NEW	29,370	$802K	0.3%	$26.88	+0.1%	COM	61945C103
CVS	CVS HEALTH CORP	14,731	$794K	0.3%	$51.90	-4.7%	COM	126650100
VZ	VERIZON COMMUNICATIONS INC	12,973	$767K	0.3%	$27.32	+42.6%	COM	92343V104
VCIT	VANGUARD SCOTTSDALE FDS	8,782	$763K	0.3%	$88.14	—	INT-TERM CORP	92206C870
DIA	SPDR DOW JONES INDL AVRG ETF	2,810	$728K	0.3%	$264.27	—	UT SER 1	78467X109
STNE	STONECO LTD	16,335	$672K	0.3%	$41.14	—	COM CL A	G85158106
MDY	SPDR S&P MIDCAP 400 ETF TR	1,852	$640K	0.3%	$251.86	—	UTSER1 S&PDCRP	78467Y107
DVY	ISHARES TR	6,438	$632K	0.3%	$73.51	—	SELECT DIVID ETF	464287168
ABT	ABBOTT LABS	7,570	$605K	0.3%	$39.47	+67.4%	COM	002824100
SCHF	SCHWAB STRATEGIC TR	19,279	$604K	0.3%	$30.02	—	INTL EQTY ETF	808524805
XLK	SELECT SECTOR SPDR TR	7,969	$590K	0.3%	$64.17	—	TECHNOLOGY	81369Y803
NFLX	NETFLIX INC	1,635	$583K	0.2%	$33.26	+4.2%	COM	64110L106
EMR	EMERSON ELEC CO	8,477	$580K	0.2%	$49.08	+14.2%	COM	291011104
SCHV	SCHWAB STRATEGIC TR	10,585	$579K	0.2%	$53.69	—	US LCAP VA ETF	808524409
—	VARIAN MED SYS INC	4,000	$567K	0.2%	$84.00	—	COM	92220P105
AGG	ISHARES TR	5,183	$565K	0.2%	$108.99	—	CORE US AGGBD ET	464287226
XLI	SELECT SECTOR SPDR TR	7,269	$545K	0.2%	$71.45	—	SBI INT-INDS	81369Y704
IEX	IDEX CORP	3,525	$535K	0.2%	$62.25	+109.0%	COM	45167R104
—	NEW RELIC INC	5,350	$528K	0.2%	$94.26	—	COM	64829b100
CNI	CANADIAN NATL RY CO	5,805	$519K	0.2%	$46.70	+57.8%	COM	136375102
PFF	ISHARES TR	14,079	$515K	0.2%	$36.58	—	PFD AND INCM SEC	464288687
BOTZ	GLOBAL X FDS	22,935	$461K	0.2%	$24.19	—	RBTCS ARTFL INTE	37954Y715
—	CANOPY GROWTH CORP	10,467	$454K	0.2%	$43.37	—	COM	138035100
XLF	SELECT SECTOR SPDR TR	17,167	$441K	0.2%	$25.84	—	SBI INT-FINL	81369Y605
UAL	UNITED CONTL HLDGS INC	4,975	$397K	0.2%	$69.18	+22.0%	COM	910047109
XLV	SELECT SECTOR SPDR TR	4,300	$395K	0.2%	$58.72	—	SBI HEALTHCARE	81369Y209
—	TOTAL S A	6,625	$369K	0.2%	$55.01	—	SPONSORED ADS	89151E109
—	GENERAL ELECTRIC CO	35,604	$356K	0.2%	$23.35	—	COM	369604103
NBTB	NBT BANCORP INC	9,421	$339K	0.1%	$37.72	-2.2%	COM	628778102
SDY	SPDR SERIES TRUST	3,385	$337K	0.1%	$79.14	—	S&P DIVID ETF	78464A763
FNB	FNB CORP PA	28,690	$304K	0.1%	$9.23	-5.5%	COM	302520101
BAX	BAXTER INTL INC	3,445	$280K	0.1%	$49.09	+30.5%	COM	071813109
GD	GENERAL DYNAMICS CORP	1,625	$275K	0.1%	$110.65	+29.9%	COM	369550108
XLE	SELECT SECTOR SPDR TR	4,049	$268K	0.1%	$66.19	—	ENERGY	81369Y506
EW	EDWARDS LIFESCIENCES CORP	1,315	$252K	0.1%	$46.67	+22.3%	COM	28176E108
CMCSA	COMCAST CORP NEW	5,686	$227K	0.1%	$31.54	0.0%	CL A	20030N101
PFE	PFIZER INC	5,171	$220K	0.1%	$27.68	+5.6%	COM	717081103
SCHX	SCHWAB STRATEGIC TR	3,238	$219K	0.1%	$67.63	—	US LRG CAP ETF	808524201
SPHY	SPDR SER TR	8,075	$210K	0.1%	$26.38	—	ICE BOFAML ETF	78468R606
FLR	FLUOR CORP NEW	5,705	$210K	0.1%	$35.16	0.0%	COM	343412102
GVA	GRANITE CONSTR INC	4,825	$208K	0.1%	$44.54	0.0%	COM	387328107
PEP	PEPSICO INC	1,683	$206K	0.1%	$92.45	0.0%	COM	713448108
BMY	BRISTOL MYERS SQUIBB CO	4,310	$206K	0.1%	$39.68	-3.5%	COM	110122108