Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
PFE	Pfizer	308,811	$11.02M	7.2%	$19.67	+13.1%	COM	717081103
SCHF	Schwab International ETF	194,820	$6.52M	4.2%	$28.59	—	COM	808524805
CVX	Chevron Corp.	40,305	$4.735M	3.1%	$70.99	+7.3%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	82,514	$4.349M	2.8%	$46.44	—	COM	922042775
IJR	iShares S&P Small-Cap	53,952	$4.004M	2.6%	$82.17	—	COM	464287804
IJH	iShares S&P Mid-Cap	21,569	$3.858M	2.5%	$121.33	—	COM	464287507
—	Exxon Mobil	45,819	$3.756M	2.4%	$83.56	—	COM	30231g102
WFC	Wells Fargo & Co.	67,212	$3.706M	2.4%	$28.59	+47.4%	COM	949746101
AAPL	Apple Inc.	23,749	$3.66M	2.4%	$26.24	+37.8%	COM	037833100
PG	Procter & Gamble	30,009	$2.73M	1.8%	$55.67	+31.2%	COM	742718109
SCHB	Schwab US Broad Market ETF	44,112	$2.686M	1.7%	$51.17	—	COM	808524102
LOW	Lowe's Cos.	31,675	$2.532M	1.6%	$34.82	+88.5%	COM	548661107
DIS	Walt Disney	25,212	$2.485M	1.6%	$62.83	+54.3%	COM	254687106
MSFT	Microsoft	33,202	$2.473M	1.6%	$28.07	+137.6%	COM	594918104
—	J.P. Morgan Chase	24,880	$2.376M	1.5%	$60.77	—	COM	46625h100
MCHP	Microchip Tech.	25,230	$2.265M	1.5%	$20.24	+77.4%	COM	595017104
AXP	American Express	23,741	$2.147M	1.4%	$61.35	+24.9%	COM	025816109
XLK	Technology Sector SPDR	35,425	$2.093M	1.4%	$40.72	—	COM	81369Y803
ALL	Allstate Corp.	22,373	$2.056M	1.3%	$57.76	+30.1%	COM	020002101
DHR	Danaher Corp.	23,139	$1.984M	1.3%	$29.08	+144.4%	COM	235851102
—	DowDuPont, Inc.	28,546	$1.976M	1.3%	$69.22	—	COM	26078J100
—	Vanguard Interm Corp.	21,920	$1.929M	1.3%	$87.33	—	COM	92206c870
KO	Coca Cola	42,193	$1.899M	1.2%	$28.16	+24.1%	COM	191216100
CMF	iShares S&P CA AMT-Free Muni	15,700	$1.86M	1.2%	$117.89	—	COM	464288356
USB	U.S. Bancorp	34,143	$1.829M	1.2%	$22.44	+68.3%	COM	902973304
XLI	Industrial Sector SPDR	25,760	$1.828M	1.2%	$55.39	—	COM	81369Y704
XLY	Cons. Disc. Sector SPDR	19,460	$1.752M	1.1%	$61.19	—	COM	81369Y407
—	United Technologies	14,727	$1.709M	1.1%	$94.63	—	COM	913017109
JNJ	Johnson & Johnson	13,025	$1.693M	1.1%	$61.40	+71.0%	COM	478160104
—	General Electric	68,992	$1.668M	1.1%	$23.80	—	COM	369604103
ICE	Intercontinental Exchange	24,000	$1.648M	1.1%	$48.39	+22.3%	COM	45866F104
—	Verizon Comm.	32,221	$1.594M	1.0%	$53.96	—	COM	92343v104
SCHZ	Schwab US Aggregate Bond	28,782	$1.507M	1.0%	$52.71	—	COM	808524839
—	Dominion Resources	19,568	$1.505M	1.0%	$75.12	—	COM	25746u109
—	Oracle	31,106	$1.503M	1.0%	$41.18	—	COM	68389x105
WMT	Wal-Mart Stores	19,197	$1.5M	1.0%	$19.90	+15.1%	COM	931142103
SCHE	Schwab Emerging Markets ETF	55,204	$1.485M	1.0%	$22.32	—	COM	808524706
PEP	Pepsico	12,872	$1.434M	0.9%	$56.21	+59.1%	COM	713448108
ABT	Abbott Labs.	25,991	$1.386M	0.9%	$35.56	+21.9%	COM	002824100
UPS	United Parcel Service	10,935	$1.313M	0.9%	$69.83	+18.7%	COM	911312106
CRM	Salesforce.com	13,615	$1.271M	0.8%	$72.34	+25.6%	COM	79466L302
CAT	Caterpillar	9,349	$1.165M	0.8%	$62.30	+54.1%	COM	149123101
BMY	Bristol-Myers Squibb	18,170	$1.158M	0.8%	$33.15	+30.0%	COM	110122108
XLV	Health Care Sector SPDR	14,152	$1.156M	0.8%	$70.12	—	COM	81369Y209
CTSH	Cognizant Tech Solutions	15,865	$1.15M	0.7%	$46.09	+35.6%	COM	192446102
—	Red Hat Inc	10,065	$1.115M	0.7%	$75.30	—	COM	756577102
VTI	Vanguard Total Stock Market	8,592	$1.112M	0.7%	$94.31	—	COM	922908769
AMG	Affiliated Managers Group	5,750	$1.091M	0.7%	$142.31	+21.4%	COM	008252108
XLB	Materials Sector SPDR	18,925	$1.074M	0.7%	$47.16	—	COM	81369Y100
XLP	Consumer Staples SPDR	19,670	$1.061M	0.7%	$42.49	—	COM	81369Y308
VFC	V.F. Corp.	16,520	$1.05M	0.7%	$52.33	+10.3%	COM	918204108
—	Celgene Corp.	7,030	$1.025M	0.7%	$116.69	—	COM	151020104
INTC	Intel	26,350	$1.003M	0.7%	$17.48	+69.2%	COM	458140100
FTV	Fortive Corporation	13,846	$980K	0.6%	$31.58	+27.4%	COM	34959J108
—	Abbvie	10,902	$968K	0.6%	$57.15	—	COM	00287y109
SBUX	Starbucks Corp.	17,860	$959K	0.6%	$46.44	-0.5%	COM	855244109
GIS	General Mills Inc.	18,407	$952K	0.6%	$34.63	+17.6%	COM	370334104
BRK/B	Berkshire Hathaway - B	5,197	$952K	0.6%	$153.96	+14.8%	COM	084670702
—	Nordstrom Inc	19,525	$920K	0.6%	$55.01	—	COM	655664100
—	Allergan, Inc.	4,415	$904K	0.6%	$239.28	—	COM	G0177J108
CME	CME Group, Inc.	6,500	$881K	0.6%	$48.46	+91.9%	COM	12572Q105
HAL	Halliburton	18,850	$867K	0.6%	$35.82	-1.1%	COM	406216101
XLRE	Real Estate Select Sector SPDR	26,547	$855K	0.6%	$30.94	—	COM	81369Y860
BIIB	Biogen Inc	2,610	$817K	0.5%	$268.12	+10.4%	COM	09062X103
IGIB	iShares Barclays Inter Cr Bd Fd	7,070	$778K	0.5%	$107.27	—	COM	464288638
—	PG&E Corp.	10,788	$734K	0.5%	$59.69	—	COM	69331c108
HYG	iShares IBOXX High Yield Corp.	8,242	$731K	0.5%	$84.80	—	COM	464288513
—	AT&T Inc.	18,317	$717K	0.5%	$39.28	—	COM	00206r102
IGSB	iShares Barclays 1-3Yr Credit	6,800	$716K	0.5%	$104.63	—	COM	464288646
CVS	CVS Health Corp.	8,565	$696K	0.5%	$61.00	-0.3%	COM	126650100
ADP	Automatic Data Proc.	6,300	$688K	0.4%	$76.76	+16.7%	COM	053015103
XLU	Utilities Sector SPDR	12,850	$681K	0.4%	$39.59	—	COM	81369Y886
GWW	W.W. Grainger, Inc.	3,760	$675K	0.4%	$166.15	-10.0%	COM	384802104
XLF	Financial Sector SPDR	26,045	$673K	0.4%	$22.06	—	COM	81369Y605
COR	AmerisourceBergen	8,065	$667K	0.4%	$66.42	-2.6%	COM	03073E105
EFA	iShares MSCI EAFE	9,592	$656K	0.4%	$58.97	—	COM	464287465
—	Merck & Co.	10,000	$640K	0.4%	$53.03	—	COM	58933y105
DUK	Duke Energy	7,595	$637K	0.4%	$47.28	+28.6%	COM	26441C204
HD	Home Depot	3,718	$608K	0.4%	$60.11	+108.2%	COM	437076102
—	3M Corp	2,837	$595K	0.4%	$166.49	—	COM	88579y101
XLE	Energy Sector SPDR	8,690	$595K	0.4%	$71.85	—	COM	81369Y506
SCHA	Schwab US Small Cap ETF	8,355	$562K	0.4%	$53.98	—	COM	808524607
IBM	IBM	3,833	$556K	0.4%	$114.56	-15.4%	COM	459200101
—	Vanguard Info Tech	3,625	$550K	0.4%	$109.59	—	COM	92204a702
—	Cisco Systems	16,250	$546K	0.4%	$28.47	—	COM	17275r102
VNQ	Vanguard REIT	6,484	$538K	0.3%	$69.06	—	COM	922908553
—	PureFunds ISE Cyber Security ETF	17,475	$525K	0.3%	$29.99	—	COM	26924G201
EOG	EOG Resources, Inc.	5,180	$501K	0.3%	$68.01	-0.8%	COM	26875P101
SLB	Schlumberger Ltd.	6,980	$486K	0.3%	$56.91	-8.9%	COM	806857108
GOOGL	Alphabet - Cl A	481	$468K	0.3%	$36.73	+28.2%	COM	02079K305
GOOG	Alphabet - Cl C	480	$460K	0.3%	$35.61	+29.8%	COM	02079K107
UNP	Union Pacific	3,950	$458K	0.3%	$69.39	+28.4%	COM	907818108
GSG	iShares S&P GSCI Commodity	29,616	$441K	0.3%	$14.76	—	COM	46428R107
TIP	iShares Barclays TIPS	3,863	$438K	0.3%	$109.91	—	COM	464287176
LQD	iShares IBOXX Inv. Grade Corp.	3,410	$413K	0.3%	$115.55	—	COM	464287242
MCD	Mcdonald's	2,572	$402K	0.3%	$71.80	+79.2%	COM	580135101
RWO	SPDR Dow Jones Global Real Estate ETF	8,364	$399K	0.3%	$47.27	—	COM	78463X749
—	Xerox	11,983	$398K	0.3%	$9.07	—	COM	984121103
VIG	Vanguard Dividend Appreciation	3,917	$371K	0.2%	$77.87	—	COM	921908844
MUB	iShares Nat. AMT-Free Muni	3,260	$361K	0.2%	$110.14	—	COM	464288414
AMZN	Amazon	375	$360K	0.2%	$39.18	+25.4%	COM	023135106
SUB	iShares St Nat. AMT-Free Muni	3,398	$360K	0.2%	$105.68	—	COM	464288158
—	Prologis Inc.	5,200	$329K	0.2%	$44.23	—	COM	74340w103
—	T. Rowe Price	3,600	$326K	0.2%	$73.33	—	COM	74144t108
BMO	Bank Of Montreal	4,000	$302K	0.2%	$49.92	+6.3%	COM	063671101
BAC	Bank of America	11,152	$282K	0.2%	$16.34	+22.2%	COM	060505104
VOX	Vanguard Telecomm	2,965	$273K	0.2%	$97.48	—	COM	92204A884
MCO	Moody's Corp.	1,848	$257K	0.2%	$98.85	+23.3%	COM	615369105
BXP	Boston Properties	2,000	$245K	0.2%	$64.00	+30.9%	COM	101121101
PM	Philip Morris Int.	2,111	$234K	0.2%	$65.59	+14.7%	COM	718172109
REZ	iShares FTSE NAREIT Residential	3,600	$228K	0.1%	$58.89	—	COM	464288562
—	Fortune Brands H&S	3,342	$224K	0.1%	$60.74	—	COM	34964c106
BA	Boeing Co.	874	$222K	0.1%	$220.44	0.0%	COM	097023105
PCAR	Paccar, Inc.	3,000	$217K	0.1%	$32.39	0.0%	COM	693718108
EEM	iShares MSCI Emerging Markets	4,591	$205K	0.1%	$44.65	—	COM	464287234
—	Walgreens Boots Alliance	2,656	$205K	0.1%	$76.15	—	COM	931427108
SCHM	Schwab US Mid Cap ETF	4,050	$202K	0.1%	$49.88	—	COM	808524508
BIV	Vanguard Interm. Corp. Bond	2,367	$200K	0.1%	$83.07	—	COM	921937819