Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	57,566	$4.065M	4.5%	—	—	COMMON STOCK	30231G102
JPM	JP MORGAN CHASE & CO COM	34,412	$4.05M	4.5%	—	—	COMMON STOCK	46625H100
INTC	INTEL CORP	75,288	$3.88M	4.3%	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	29,630	$3.834M	4.2%	—	—	COMMON STOCK	478160104
PG	PROCTER & GAMBLE CO	29,401	$3.657M	4.0%	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	61,313	$3.337M	3.7%	—	—	COMMON STOCK	191216100
DIS	DISNEY WALT CO	23,706	$3.09M	3.4%	—	—	COMMON STOCK	254687106
MSFT	MICROSOFT CORP	21,595	$3.003M	3.3%	—	—	COMMON STOCK	594918104
—	GENERAL ELECTRIC CO	329,447	$2.945M	3.2%	—	—	COMMON STOCK	369604103
ABT	ABBOTT LABORATORIES	33,418	$2.796M	3.1%	—	—	COMMON STOCK	002824100
PEP	PEPSICO INC	19,656	$2.695M	3.0%	—	—	COMMON STOCK	713448108
AMAT	APPLIED MATERIALS INC	51,325	$2.561M	2.8%	—	—	COMMON STOCK	038222105
AAPL	APPLE INC	11,109	$2.488M	2.7%	—	—	COMMON STOCK	037833100
—	UNITED TECHNOLOGIES CORP	18,133	$2.475M	2.7%	—	—	COMMON STOCK	913017109
CVX	CHEVRON CORP NEW	20,212	$2.397M	2.6%	—	—	COMMON STOCK	166764100
NKE	NIKE INC	23,250	$2.184M	2.4%	—	—	COMMON STOCK	654106103
ABBV	ABBVIE INC SR NT	28,125	$2.129M	2.3%	—	—	COMMON STOCK	00287Y109
SO	SOUTHERN CO	31,760	$1.962M	2.2%	—	—	COMMON STOCK	842587107
CSCO	CISCO SYSTEMS INC	37,383	$1.847M	2.0%	—	—	COMMON STOCK	17275R102
MCD	MCDONALDS CORP	8,346	$1.792M	2.0%	—	—	COMMON STOCK	580135101
MDT	MEDTRONIC PLC	15,650	$1.7M	1.9%	—	—	FOREIGN STOCK	G5960L103
VZ	VERIZON COMMUNICATIONS INC	27,060	$1.633M	1.8%	—	—	COMMON STOCK	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	10,759	$1.565M	1.7%	—	—	COMMON STOCK	459200101
MMM	3M CO	9,289	$1.527M	1.7%	—	—	COMMON STOCK	88579Y101
T	AT&T INC	37,850	$1.432M	1.6%	—	—	COMMON STOCK	00206R102
TXN	TEXAS INSTRUMENTS INC	11,075	$1.431M	1.6%	—	—	COMMON STOCK	882508104
GIS	GENERAL MILLS INC	24,555	$1.353M	1.5%	—	—	COMMON STOCK	370334104
AXP	AMERICAN EXPRESS CO	11,425	$1.351M	1.5%	—	—	COMMON STOCK	025816109
CL	COLGATE PALMOLIVE CO	18,326	$1.347M	1.5%	—	—	COMMON STOCK	194162103
PFE	PFIZER INC	35,557	$1.277M	1.4%	—	—	COMMON STOCK	717081103
WMT	WALMART, INC	10,195	$1.21M	1.3%	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	13,018	$1.096M	1.2%	—	—	COMMON STOCK	58933Y105
TGT	TARGET CORP	9,634	$1.03M	1.1%	—	—	COMMON STOCK	87612E106
LOW	LOWES COMPANIES INC	8,237	$906K	1.0%	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	16,322	$898K	1.0%	—	—	COMMON STOCK	68389X105
BMY	BRISTOL-MYERS SQUIBB CO	17,701	$898K	1.0%	—	—	COMMON STOCK	110122108
NSC	NORFOLK SOUTHERN CORP	4,506	$810K	0.9%	—	—	COMMON STOCK	655844108
ADP	AUTOMATIC DATA PROCESSING INC	4,535	$732K	0.8%	—	—	COMMON STOCK	053015103
UPS	UNITED PARCEL SERVICE	5,073	$608K	0.7%	—	—	COMMON STOCK	911312106
ECL	ECOLAB INC	2,967	$587K	0.6%	—	—	COMMON STOCK	278865100
—	TRUSTCO BANK CORP NY	71,139	$579K	0.6%	—	—	COMMON STOCK	898349105
VWO	VANGUARD EMERGING MARKETS STOCK	14,165	$570K	0.6%	—	—	MUTUAL FUND/STOCK	922042858
EXC	EXELON CORP	11,620	$561K	0.6%	—	—	COMMON STOCK	30161N101
MAS	MASCO CORP	13,300	$555K	0.6%	—	—	COMMON STOCK	574599106
DD	DUPONT DE NEMOURS INC	7,441	$530K	0.6%	—	—	COMMON STOCK	26614N102
EFA	ISHARES MSCI EAFE (MKT)	7,989	$521K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
CMCSA	COMCAST CORP	10,540	$475K	0.5%	—	—	COMMON STOCK	20030N101
STT	STATE STREET CORP	7,925	$469K	0.5%	—	—	COMMON STOCK	857477103
HD	HOME DEPOT INC	1,935	$449K	0.5%	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,057	$412K	0.5%	—	—	COMMON STOCK	539830109
PM	PHILIP MORRIS INTERNATIONAL INC	5,248	$398K	0.4%	—	—	COMMON STOCK	718172109
JCI	JOHNSON CTLS INTL PLC SHS	8,786	$385K	0.4%	—	—	FOREIGN STOCK	G51502105
C	CITIGROUP INC	5,178	$357K	0.4%	—	—	COMMON STOCK	172967424
DOW	DOW INC COM	7,473	$356K	0.4%	—	—	COMMON STOCK	260557103
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$336K	0.4%	—	—	COMMON STOCK	084670702
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$335K	0.4%	—	—	COMMON STOCK	883556102
—	JACOBS ENGINEERING GROUP	3,620	$331K	0.4%	—	—	COMMON STOCK	469814107
CME	CME GROUP INC	1,500	$317K	0.3%	—	—	COMMON STOCK	12572Q105
APD	AIR PRODUCTS & CHEMICALS INC	1,400	$311K	0.3%	—	—	COMMON STOCK	009158106
EMR	EMERSON ELECTRIC CO	4,342	$291K	0.3%	—	—	COMMON STOCK	291011104
LLY	ELI LILLY & CO	2,471	$276K	0.3%	—	—	COMMON STOCK	532457108
ALL	ALLSTATE CORP	2,400	$261K	0.3%	—	—	COMMON STOCK	020002101
SLB	SCHLUMBERGER LTD	7,331	$250K	0.3%	—	—	FOREIGN STOCK	806857108
YUM	YUM! BRANDS INC	2,166	$246K	0.3%	—	—	COMMON STOCK	988498101
SWK	STANLEY BLACK & DECKER INC	1,632	$236K	0.3%	—	—	COMMON STOCK	854502101
CAT	CATERPILLAR INC	1,663	$211K	0.2%	—	—	COMMON STOCK	149123101
MO	ALTRIA GROUP INC	5,100	$209K	0.2%	—	—	COMMON STOCK	02209S103
—	ANNALY CAPITAL MANAGEMENT INC	13,850	$122K	0.1%	—	—	COMMON STOCK	035710409