Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	261,317	$19.69M	4.4%	$44.26	—	COMMON STOCK	81369Y803
MSFT	MICROSOFT	157,920	$18.06M	4.0%	$36.91	+173.1%	COMMON STOCK	594918104
CHMG	CHEMUNG FINANCIAL CORP	416,407	$17.67M	3.9%	$24.11	+50.7%	COMMON STOCK	164024101
JNJ	JOHNSON	108,623	$15.01M	3.3%	$60.87	+77.5%	COMMON STOCK	478160104
AMZN	AMAZON.COM INC	7,226	$14.47M	3.2%	$32.06	+193.3%	COMMON STOCK	023135106
AAPL	APPLE	56,887	$12.84M	2.8%	$19.51	+152.6%	COMMON STOCK	037833100
V	VISA	78,962	$11.85M	2.6%	$73.93	+82.7%	COMMON STOCK	92826C839
EMR	EMERSON	154,308	$11.82M	2.6%	$42.90	+44.4%	COMMON STOCK	291011104
JPM	JPMORGAN	101,536	$11.46M	2.5%	$40.49	+128.8%	COMMON STOCK	46625H100
ADBE	ADOBE SYSTEMS INC	40,836	$11.02M	2.4%	$83.94	+207.2%	COMMON STOCK	00724F101
—	UNITED	74,368	$10.4M	2.3%	$108.55	—	COMMON STOCK	913017109
PFE	PFIZER	225,294	$9.929M	2.2%	$19.32	+43.1%	COMMON STOCK	717081103
GLW	CORNING	277,588	$9.799M	2.2%	$10.64	+148.8%	COMMON STOCK	219350105
PG	PROCTER	109,104	$9.081M	2.0%	$59.84	+13.3%	COMMON STOCK	742718109
XOM	EXXON	102,427	$8.708M	1.9%	$53.12	+9.6%	COMMON STOCK	30231G102
MCD	MCDONALDS CORP	50,313	$8.417M	1.9%	$86.51	+55.8%	COMMON STOCK	580135101
EFA	ISHARES	122,949	$8.359M	1.9%	$63.84	—	MUTUAL FUNDS -	464287465
KO	COCA-COLA	177,155	$8.183M	1.8%	$30.43	+19.3%	COMMON STOCK	191216100
XLF	SECTOR SPDR	294,351	$8.118M	1.8%	$22.32	—	COMMON STOCK	81369Y605
QQQ	INVESCO	41,707	$7.749M	1.7%	$174.03	—	MUTUAL FUNDS -	46090E103
MRK	MERCK	107,279	$7.61M	1.7%	$42.03	+20.5%	COMMON STOCK	58933Y105
PEP	PEPSICO	68,039	$7.606M	1.7%	$66.19	+36.5%	COMMON STOCK	713448108
MDT	MEDTRONIC	72,615	$7.144M	1.6%	$70.80	+7.7%	FOREIGN STOCK	G5960L103
DIS	WALT	60,996	$7.133M	1.6%	$90.55	+17.7%	COMMON STOCK	254687106
CRM	SALESFORCE.COM	42,779	$6.803M	1.5%	$108.61	+35.0%	COMMON STOCK	79466L302
UNP	UNION	41,545	$6.764M	1.5%	$116.96	+9.3%	COMMON STOCK	907818108
BRK/B	BERKSHIRE	30,441	$6.517M	1.4%	$127.28	+61.2%	COMMON STOCK	084670702
XBI	SPDR	66,872	$6.41M	1.4%	$81.31	—	COMMON STOCK	78464A870
CVX	CHEVRON	50,331	$6.154M	1.4%	$69.68	+26.2%	COMMON STOCK	166764100
BA	BOEING	16,175	$6.016M	1.3%	$96.33	+252.0%	COMMON STOCK	097023105
XLRE	SECTOR SPDR	184,127	$6.005M	1.3%	$32.40	—	COMMON STOCK	81369Y860
GOOG	ALPHABET	4,746	$5.665M	1.3%	$36.36	+63.5%	COMMON STOCK	02079K107
VZ	VERIZON	99,574	$5.317M	1.2%	$30.67	+16.2%	COMMON STOCK	92343V104
IWM	ISHARES	29,958	$5.05M	1.1%	$163.64	—	MUTUAL FUNDS -	464287655
XLB	SECTOR SPDR	81,443	$4.718M	1.0%	$49.83	—	COMMON STOCK	81369Y100
HD	HOME	22,308	$4.621M	1.0%	$86.43	+94.3%	COMMON STOCK	437076102
HON	HONEYWELL	27,704	$4.61M	1.0%	$109.61	+10.9%	COMMON STOCK	438516106
—	GLAXOSMITHKLINE	108,248	$4.348M	1.0%	$40.27	—	FOREIGN STOCK	37733W105
WMT	WAL-MART	44,656	$4.194M	0.9%	$19.89	+37.4%	COMMON STOCK	931142103
—	SPDR	91,834	$3.975M	0.9%	$43.07	—	COMMON STOCK	78464A730
—	BLACKROCK	8,203	$3.867M	0.9%	$430.61	—	COMMON STOCK	09247X101
—	BB&T	75,636	$3.671M	0.8%	$41.82	—	COMMON STOCK	054937107
INTC	INTEL	76,159	$3.602M	0.8%	$27.97	+48.4%	COMMON STOCK	458140100
ENB	ENBRIDGE	103,107	$3.329M	0.7%	$21.97	0.0%	FOREIGN STOCK	29250N105
DBEF	XTRACKERS	102,716	$3.322M	0.7%	$31.21	—	MUTUAL FUNDS -	233051200
SPMD	SPDR	89,991	$3.253M	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
XLV	SECTOR SPDR	33,644	$3.201M	0.7%	$77.74	—	COMMON STOCK	81369Y209
XLE	SECTOR SPDR	41,736	$3.161M	0.7%	$72.77	—	COMMON STOCK	81369Y506
MPC	MARATHON	38,894	$3.11M	0.7%	$61.44	+1.8%	COMMON STOCK	56585A102
ORLY	O'REILLY	8,864	$3.078M	0.7%	$16.74	+26.9%	COMMON STOCK	67103H107
D	DOMINION	39,507	$2.777M	0.6%	$46.18	+10.4%	COMMON STOCK	25746U109
CNI	CANADIAN	30,887	$2.774M	0.6%	$45.73	+66.2%	FOREIGN STOCK	136375102
DUK	DUKE	33,536	$2.684M	0.6%	$51.19	+17.3%	COMMON STOCK	26441C204
GS	GOLDMAN	11,930	$2.675M	0.6%	$169.93	+15.6%	COMMON STOCK	38141G104
BMY	BRISTOL	42,994	$2.669M	0.6%	$37.74	+19.2%	COMMON STOCK	110122108
XLY	SECTOR SPDR	21,574	$2.529M	0.6%	$86.28	—	COMMON STOCK	81369Y407
AMGN	AMGEN	11,895	$2.466M	0.5%	$132.98	+18.3%	COMMON STOCK	031162100
COF	CAPITAL	25,168	$2.389M	0.5%	$85.67	0.0%	COMMON STOCK	14040H105
IVV	ISHARES	8,113	$2.375M	0.5%	$237.88	—	MUTUAL FUNDS -	464287200
KRE	SPDR	39,416	$2.342M	0.5%	$60.42	—	COMMON STOCK	78464A698
XLU	SECTOR SPDR	44,060	$2.319M	0.5%	$42.65	—	COMMON STOCK	81369Y886
IWO	ISHARES	10,380	$2.233M	0.5%	$114.42	—	MUTUAL FUNDS -	464287648
IWN	ISHARES	16,694	$2.22M	0.5%	$89.63	—	MUTUAL FUNDS -	464287630
XLI	SECTOR SPDR	28,221	$2.213M	0.5%	$64.82	—	COMMON STOCK	81369Y704
—	DOWDUPONT	32,625	$2.098M	0.5%	$70.81	—	COMMON STOCK	26078J100
MMM	3M CO	9,826	$2.07M	0.5%	$80.70	+63.8%	COMMON STOCK	88579Y101
QABA	FIRST	36,393	$1.941M	0.4%	$54.03	—	COMMON STOCK	33736Q104
ABT	ABBOTT	25,812	$1.893M	0.4%	$33.48	+72.7%	COMMON STOCK	002824100
IWD	ISHARES	13,855	$1.755M	0.4%	$109.41	—	MUTUAL FUNDS -	464287598
CSCO	CISCO	29,927	$1.456M	0.3%	$16.76	+115.0%	COMMON STOCK	17275R102
PSX	PHILLIPS	12,297	$1.386M	0.3%	$59.82	+43.8%	COMMON STOCK	718546104
PAYX	PAYCHEX INC	16,367	$1.205M	0.3%	$25.36	+128.5%	COMMON STOCK	704326107
IBM	INTERNATIONAL	7,154	$1.082M	0.2%	$116.86	-13.4%	COMMON STOCK	459200101
ADP	AUTOMATIC DATA PROCESSING	6,850	$1.032M	0.2%	$45.09	+168.0%	COMMON STOCK	053015103
ABBV	ABBVIE	9,708	$918K	0.2%	$32.58	+112.3%	COMMON STOCK	00287Y109
CMCSA	COMCAST	25,445	$901K	0.2%	$29.34	0.0%	COMMON STOCK	20030N101
SO	SOUTHERN COMPANY	20,377	$889K	0.2%	$31.25	+9.7%	COMMON STOCK	842587107
CL	COLGATE PALMOLIVE	12,788	$856K	0.2%	$50.49	+10.9%	COMMON STOCK	194162103
T	AT&T	23,900	$802K	0.2%	$11.41	+26.8%	COMMON STOCK	00206R102
AXP	AMERICAN	7,490	$797K	0.2%	$62.32	+51.0%	COMMON STOCK	025816109
IBB	ISHARES	6,485	$791K	0.2%	$236.12	—	COMMON STOCK	464287556
—	LABORATORY CRP OF AMER HLDGS	3,758	$653K	0.1%	$126.08	—	COMMON STOCK	50540R409
GOOGL	ALPHABET	528	$637K	0.1%	$37.92	+58.4%	COMMON STOCK	02079K305
TIP	ISHARES	5,310	$587K	0.1%	$112.08	—	MUTUAL FUNDS -	464287176
TXN	TEXAS	5,424	$582K	0.1%	$58.72	+53.7%	COMMON STOCK	882508104
—	WALGREENS	7,708	$562K	0.1%	$84.53	—	COMMON STOCK	931427108
DE	DEERE & CO	3,454	$519K	0.1%	$74.74	+72.1%	COMMON STOCK	244199105
LLY	ELI	4,163	$447K	0.1%	$63.34	+42.5%	COMMON STOCK	532457108
WFC	WELLS	8,341	$438K	0.1%	$30.03	+54.9%	COMMON STOCK	949746101
ZBH	ZIMMER	3,173	$418K	0.1%	$68.76	+62.8%	COMMON STOCK	98956P102
NEE	NEXTERA	2,419	$405K	0.1%	$14.93	+137.6%	COMMON STOCK	65339F101
SYY	SYSCO	5,412	$397K	0.1%	$30.75	+92.8%	COMMON STOCK	871829107
XLP	SECTOR SPDR	6,972	$376K	0.1%	$52.36	—	COMMON STOCK	81369Y308
IDV	ISHARES	11,498	$375K	0.1%	$33.79	—	MUTUAL FUNDS -	464288448
TRV	THE	2,809	$365K	0.1%	$108.15	+1.6%	COMMON STOCK	89417E109
DHR	DANAHER	3,111	$338K	0.1%	$26.48	+232.4%	COMMON STOCK	235851102
IYZ	ISHARES	11,334	$337K	0.1%	$27.80	—	COMMON STOCK	464287713
SDY	SPDR	3,370	$330K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
KEY	KEYCORP	15,858	$315K	0.1%	$14.64	0.0%	COMMON STOCK	493267108
—	GENERAL	25,868	$292K	0.1%	$23.37	—	COMMON STOCK	369604103
IWF	ISHARES	1,838	$287K	0.1%	$146.50	—	MUTUAL FUNDS -	464287614
COST	COSTCO	1,201	$282K	0.1%	$96.83	+109.8%	COMMON STOCK	22160K105
—	ROYAL	4,130	$281K	0.1%	$60.66	—	FOREIGN STOCK	780259206
NKE	NIKE INC CL B	3,300	$280K	0.1%	$51.78	+40.9%	COMMON STOCK	654106103
MO	ALTRIA	4,514	$272K	0.1%	$18.00	+86.4%	COMMON STOCK	02209S103
TJX	TJX	2,400	$269K	0.1%	$46.49	0.0%	COMMON STOCK	872540109
VYM	VANGUARD	3,061	$267K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
NBTB	NBT BANCORP INC	6,504	$250K	0.1%	$25.14	+58.5%	COMMON STOCK	628778102
GLD	SPDR	2,000	$226K	0.1%	$113.00	—	MUTUAL FUNDS -	78463V107
EEM	ISHARES	5,204	$223K	0.0%	$41.08	—	MUTUAL FUNDS -	464287234
BKNG	BOOKING	106	$210K	0.0%	$1935.41	+0.1%	COMMON STOCK	09857L108
BP	B P AMOCO PLC SPONS ADR	4,430	$205K	0.0%	$45.65	—	FOREIGN STOCK	055622104
MET	METLIFE	4,349	$203K	0.0%	$35.53	0.0%	COMMON STOCK	59156R108
NSC	NORFOLK	1,119	$202K	0.0%	$147.16	0.0%	COMMON STOCK	655844108