Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	Microsoft Corp	12,472	$6.032M	6.9%	$28.38	+1663.8%	COM	594918104
ERIE	Erie Indemnity Co	18,173	$5.209M	5.9%	$58.10	+413.7%	COM	29530P102
GOOG	Alphabet Inc. Class C	10,280	$3.226M	3.7%	$104.68	+173.5%	COM	02079K107
AAPL	Apple Inc.	10,707	$2.911M	3.3%	$109.00	+146.2%	COM	037833100
SPY	SPDR S&P 500 ETF	3,925	$2.676M	3.0%	$274.33	—	ETF	78462F103
SCHX	SchwabUS LCap ETF	92,208	$2.481M	2.8%	$36.74	—	ETF	808524201
IVV	iShares Core S&P 500 ETF	3,603	$2.468M	2.8%	$164.09	—	ETF	464287200
WAB	Wabtec Corp	11,331	$2.419M	2.8%	$50.17	+309.3%	COM	929740108
UNP	Union Pacific Corp.	10,176	$2.354M	2.7%	$66.36	+242.5%	COM	907818108
GOOGL	Alphabet Inc. Class A	7,442	$2.329M	2.7%	$106.21	+168.9%	COM	02079K305
NVDA	Nvidia Corp	12,110	$2.259M	2.6%	$94.06	+97.9%	COM	67066G104
PM	Philip Morris Int'l	13,999	$2.245M	2.6%	$50.43	+204.5%	COM	718172109
BRK/B	Berkshire Hathaway Inc. Class B	3,846	$1.933M	2.2%	$111.96	+344.4%	COM	084670702
JNJ	Johnson & Johnson	9,341	$1.933M	2.2%	$73.53	+167.9%	COM	478160104
—	SPDR Gold Trust ETF	4,450	$1.764M	2.0%	$183.19	—	ETF	78463v107
PH	Parker-Hannifin Corp	1,762	$1.549M	1.8%	$79.15	+933.2%	COM	701094104
MO	Altria Group Inc	26,300	$1.516M	1.7%	$19.91	+198.1%	COM	02209S103
LHX	L3 Harris Technologies Inc.	4,812	$1.413M	1.6%	$180.52	+59.8%	COM	502431109
WM	Waste Management Inc.	6,006	$1.32M	1.5%	$32.03	+563.7%	COM	94106L109
PG	Procter & Gamble Co	8,433	$1.209M	1.4%	$61.95	+137.6%	COM	742718109
—	Visa Inc.	3,385	$1.187M	1.4%	$116.52	—	COM	92826c839
DE	Deere & Co	2,540	$1.183M	1.3%	$78.65	+494.7%	COM	244199105
XOM	Exxon Mobil Corp	9,761	$1.175M	1.3%	$58.12	+98.7%	COM	30231G102
RTX	Raytheon Technologies Co	5,625	$1.032M	1.2%	$58.43	+196.6%	COM	75513E101
NSC	Norfolk Southern Corp.	3,425	$989K	1.1%	$57.67	+400.4%	COM	655844108
RSG	Republic Services Inc.	4,665	$989K	1.1%	$26.44	+711.5%	COM	760759100
MA	Mastercard Inc	1,620	$925K	1.1%	$71.16	+685.5%	COM	57636Q104
IWP	iShares Russell MC Growth ETF	6,414	$878K	1.0%	$87.32	—	ETF	464287481
HD	Home Depot Inc	2,427	$835K	1.0%	$65.00	+460.9%	COM	437076102
IWS	iShares Russell MC Value ETF	5,849	$825K	0.9%	$58.87	—	ETF	464287473
GLW	Corning Inc	9,250	$810K	0.9%	$14.97	+474.5%	COM	219350105
CVX	Chevron Corporation	5,123	$781K	0.9%	$82.66	+83.2%	COM	166764100
BRK/A	Berkshire Hathaway Inc D	1	$755K	0.9%	$729330.75	+2.3%	COM	084670108
CHD	Church & Dwight Co Inc	8,945	$750K	0.9%	$35.25	+141.9%	COM	171340102
ETN	Eaton Corp PLC	2,278	$726K	0.8%	$67.05	+428.6%	COM	G29183103
AMZN	Amazon.Com	3,134	$723K	0.8%	$104.54	+118.9%	COM	023135106
—	Seagate Technology Holdings PLC	2,474	$681K	0.8%	$85.37	—	COM	G7945M107
WMT	WalMart Inc.	5,979	$666K	0.8%	$48.91	+119.2%	COM	931142103
JPM	JPMorgan Chase & Co.	2,049	$660K	0.8%	$61.70	+401.7%	COM	46625H100
PEP	Pepsico Inc	4,264	$612K	0.7%	$60.33	+141.8%	COM	713448108
COF	Capital One Financial Cp	2,513	$609K	0.7%	$185.05	+20.1%	COM	14040H105
—	ConocoPhillips	6,427	$602K	0.7%	$69.51	—	COM	20825c104
OKE	Oneok Inc.	7,950	$584K	0.7%	$23.03	+206.0%	COM	682680103
MCD	McDonald's Corp.	1,811	$553K	0.6%	$71.59	+326.1%	COM	580135101
LLY	Eli Lilly & Co	508	$546K	0.6%	$382.82	+149.6%	COM	532457108
MAR	Marriott International - CL A	1,755	$544K	0.6%	$92.23	+209.4%	COM	571903202
—	Invesco QQQ Nasdaq 100	885	$544K	0.6%	$116.55	—	ETF	73935A104
CAT	Caterpillar	933	$534K	0.6%	$208.70	+166.2%	COM	149123101
GWW	W. W. Grainger Inc.	525	$530K	0.6%	$324.27	+198.8%	COM	384802104
MMM	3M Company	2,986	$478K	0.5%	$68.24	+139.1%	COM	88579Y101
—	Nextera Energy Inc Co	5,955	$478K	0.5%	$90.66	—	COM	65339f101
GIS	General Mills	9,968	$464K	0.5%	$32.06	+48.0%	COM	370334104
PPG	PPG Industries Inc.	4,349	$446K	0.5%	$86.23	+16.1%	COM	693506107
PSX	Phillips 66 Co	3,350	$432K	0.5%	$40.44	+231.4%	COM	718546104
TMO	Thermo Fisher Scientific Inc.	700	$406K	0.5%	$177.07	+219.2%	COM	883556102
VV	Vanguard Large Cap ETF	1,287	$405K	0.5%	$156.18	—	ETF	922908637
—	Metlife Inc.	5,095	$402K	0.5%	$37.41	—	COM	59156r108
—	AT&T Corp.	15,849	$394K	0.4%	$34.75	—	COM	00206r102
ABBV	Abbvie Inc	1,700	$388K	0.4%	$189.39	+20.1%	COM	00287Y109
USB	US Bancorp Del Com New	7,271	$388K	0.4%	$36.73	+32.7%	COM	902973304
TLT	iShares 20 Yr Treasury Bond ETF	4,372	$381K	0.4%	$98.88	—	ETF	464287432
FDX	Fedex Corp	1,156	$334K	0.4%	$155.01	+68.7%	COM	31428X106
WFC	Wells Fargo & Co	3,543	$330K	0.4%	$56.87	+52.3%	COM	949746101
VRTX	Vertex Pharmaceuticals	720	$326K	0.4%	$431.03	0.0%	COM	92532F100
IWR	iShares Russell MC Index ETF	3,370	$324K	0.4%	$76.61	—	ETF	464287499
IWM	iShares Russell 2000 ETF	1,308	$322K	0.4%	$99.31	—	ETF	464287655
ITW	Illinois Tool Works	1,275	$314K	0.4%	$54.78	+351.9%	COM	452308109
IWN	iShares Russell 2000 Value ETF	1,721	$312K	0.4%	$89.55	—	ETF	464287630
BDX	Becton Dickinson	1,594	$309K	0.4%	$93.60	+102.5%	COM	075887109
XAIX	Xtrackr Arti Intelli Big ETF	7,171	$308K	0.4%	$38.46	—	ETF	23306X829
EMR	Emerson Electric	2,270	$301K	0.3%	$91.62	+44.5%	COM	291011104
ADBE	Adobe Inc	852	$298K	0.3%	$179.10	+89.9%	COM	00724F101
HPQ	HP Inc.	12,839	$286K	0.3%	$12.33	+104.8%	COM	40434L105
VTI	Vanguard TTL Stock Mkt ETF	850	$285K	0.3%	$157.28	—	ETF	922908769
TRV	Travelers Cos Inc	980	$284K	0.3%	$208.89	+34.3%	COM	89417E109
VZ	Verizon Communications	6,895	$281K	0.3%	$27.46	+47.4%	COM	92343V104
PFE	Pfizer Inc	11,256	$280K	0.3%	$20.43	+22.5%	COM	717081103
SO	Southern Co	3,200	$279K	0.3%	$56.13	+61.9%	COM	842587107
AXP	American Express Co.	750	$277K	0.3%	$245.13	+45.6%	COM	025816109
QCOM	Qualcomm Inc	1,568	$268K	0.3%	$115.90	+47.4%	COM	747525103
NSRGY	Nestle S.A. ADR	2,700	$267K	0.3%	$65.47	—	COM	641069406
SCHA	Schwab US Small Cap ETF	9,344	$266K	0.3%	$36.35	—	ETF	808524607
BMY	Bristol Myers Squibb Co	4,905	$265K	0.3%	$44.38	+7.1%	COM	110122108
—	Citigroup Inc	2,165	$253K	0.3%	$101.50	—	COM	172967101
LOW	Lowe's Companies Inc	1,034	$249K	0.3%	$123.20	+94.7%	COM	548661107
SCHB	Schwab US Broad Market ETF	9,275	$243K	0.3%	$23.87	—	ETF	808524102
HON	Honeywell International	1,247	$243K	0.3%	$178.57	+9.2%	COM	438516106
ADP	Automatic Data Processing	943	$243K	0.3%	$228.99	+15.6%	COM	053015103
—	Welltower Inc.	1,268	$235K	0.3%	$178.14	—	COM	44217k106
GS	Goldman Sachs Group Inc	266	$234K	0.3%	$734.84	+10.7%	COM	38141G104
KO	The Coca Cola Company	3,343	$234K	0.3%	$58.89	+17.8%	COM	191216100
ED	Consolidated Edison	2,332	$232K	0.3%	$83.35	+18.5%	COM	209115104
VEA	Vanguard Ftse Developed ETF	3,669	$229K	0.3%	$57.01	—	ETF	921943858
SJM	JM Smucker Co	2,265	$222K	0.3%	$75.74	+35.8%	COM	832696405
SHEL	Shell PLC ADR	3,000	$220K	0.3%	$73.28	—	COM	780259305
SCHV	Schwab LC Value ETF	7,389	$219K	0.2%	$27.67	—	ETF	808524409
IWF	iShares Russell 1000 Grwth ETF	461	$218K	0.2%	$468.41	—	ETF	464287614
EFX	Equifax Inc	1,000	$217K	0.2%	$57.60	+279.6%	COM	294429105
PNC	PNC Financial Svcs	1,034	$216K	0.2%	$139.50	+38.2%	COM	693475105
GE	GE Aerospace	694	$214K	0.2%	$300.80	0.0%	COM	369604301
—	Technology Select Sector SPDR Fund ETF	1,476	$213K	0.2%	$215.25	—	ETF	81369y803
MS	Morgan Stanley	1,155	$205K	0.2%	$166.47	0.0%	COM	617446448
LQD	iShares IBoxx Inv Gr Corp Bd	1,848	$204K	0.2%	$108.69	—	ETF	464287242
—	Blackstone Inc.	1,320	$203K	0.2%	$170.85	—	COM	09253U108
ORCL	Oracle Corp	2,817	$0	0.0%	$43.68	+445.0%	COM	68389X105