Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IVV	ISHARES TR	120,871	$63.55M	14.0%	$525.73	$314.25	+67.3%	CORE S&P500 ETF	464287200
IJH	ISHARES TR	523,342	$31.79M	7.0%	$60.74	$53.63	+13.3%	CORE S&P MCP ETF	464287507
VCIT	VANGUARD SCOTTSDALE FDS	383,574	$30.88M	6.8%	$80.51	$79.44	+1.3%	INT-TERM CORP	92206C870
IJR	ISHARES TR	269,106	$29.74M	6.6%	$110.52	$87.64	+26.1%	CORE S&P SCP ETF	464287804
SCHD	SCHWAB STRATEGIC TR	355,623	$28.67M	6.3%	$80.63 *	$24.58	+9.3%	US DIVIDEND EQ	808524797
VWO	VANGUARD INTL EQUITY INDEX F	559,889	$23.39M	5.2%	$41.77	$41.05	+1.7%	FTSE EMR MKT ETF	922042858
AGG	ISHARES TR	207,084	$20.28M	4.5%	$97.94	$101.05	-3.1%	CORE US AGGBD ET	464287226
VEA	VANGUARD TAX-MANAGED FDS	375,620	$18.84M	4.2%	$50.17	$40.93	+22.6%	VAN FTSE DEV MKT	921943858
COWZ	PACER FDS TR	285,912	$16.61M	3.7%	$58.11	$46.88	+24.0%	US CASH COWS 100	69374H881
IUSG	ISHARES TR	134,067	$15.71M	3.5%	$117.21	$85.15	+37.6%	CORE S&P US GWT	464287671
XLRE	SELECT SECTOR SPDR TR	287,772	$11.38M	2.5%	$39.53	$38.89	+1.6%	RL EST SEL SEC	81369Y860
BRK/B	BERKSHIRE HATHAWAY INC DEL	23,710	$9.971M	2.2%	$420.53	$269.97	+55.8%	CL B NEW	084670702
IEF	ISHARES TR	101,954	$9.651M	2.1%	$94.66	$95.40	-0.8%	7-10 YR TRSY BD	464287440
MUB	ISHARES TR	67,133	$7.224M	1.6%	$107.60	$107.39	+0.2%	NATIONAL MUN ETF	464288414
AAPL	APPLE INC	34,439	$5.906M	1.3%	$171.48	$97.35	+74.7%	COM	037833100
MSFT	MICROSOFT CORP	12,579	$5.293M	1.2%	$420.75	$104.41	+297.8%	COM	594918104
VOO	VANGUARD INDEX FDS	10,878	$5.229M	1.2%	$480.74	$410.74	+17.0%	S&P 500 ETF SHS	922908363
ITOT	ISHARES TR	45,145	$5.205M	1.1%	$115.30	$68.64	+68.0%	CORE S&P TTL STK	464287150
IOO	ISHARES TR	51,274	$4.584M	1.0%	$89.41	$67.87	+31.7%	GLOBAL 100 ETF	464287572
JPM	JPMORGAN CHASE & CO	22,690	$4.545M	1.0%	$200.31 *	$80.61	+139.1%	COM	46625H100
SHY	ISHARES TR	47,986	$3.924M	0.9%	$81.78	$81.72	+0.1%	1 3 YR TREAS BD	464287457
CAT	CATERPILLAR INC	9,771	$3.581M	0.8%	$366.44 *	$106.71	+234.5%	COM	149123101
MRK	MERCK & CO INC	26,764	$3.532M	0.8%	$131.95 *	$55.17	+125.8%	COM	58933Y105
DEW	WISDOMTREE TR	63,894	$3.25M	0.7%	$50.86	$47.69	+6.6%	GLB HIGH DIV FD	97717W877
CVX	CHEVRON CORP NEW	19,815	$3.126M	0.7%	$157.75 *	$84.49	+72.9%	COM	166764100
XOM	EXXON MOBIL CORP	24,548	$2.854M	0.6%	$116.24 *	$55.81	+96.1%	COM	30231G102
DIA	SPDR DOW JONES INDL AVERAGE	7,152	$2.845M	0.6%	$397.78	$280.47	+41.8%	UT SER 1	78467X109
QQQ	INVESCO QQQ TR	6,379	$2.833M	0.6%	$444.05	$187.64	+136.6%	UNIT SER 1	46090E103
SMH	VANECK ETF TRUST	12,167	$2.737M	0.6%	$224.99	$131.92	+70.5%	SEMICONDUCTR ETF	92189F676
VTV	VANGUARD INDEX FDS	15,209	$2.477M	0.5%	$162.87	$154.16	+5.6%	VALUE ETF	922908744
IBM	INTERNATIONAL BUSINESS MACHS	12,553	$2.397M	0.5%	$190.97 *	$103.85	+74.6%	COM	459200101
PG	PROCTER AND GAMBLE CO	13,959	$2.265M	0.5%	$162.25 *	$98.60	+57.4%	COM	742718109
LLY	ELI LILLY & CO	2,883	$2.244M	0.5%	$778.23	$310.83	+147.3%	COM	532457108
JNJ	JOHNSON & JOHNSON	14,017	$2.217M	0.5%	$158.19 *	$125.23	+19.7%	COM	478160104
NVDA	NVIDIA CORPORATION	2,304	$2.082M	0.5%	$903.75 *	$18.93	+377.0%	COM	67066G104
CZFS	CITIZENS FINL SVCS INC	40,401	$1.988M	0.4%	$49.20 *	$58.64	-21.8%	COM	174615104
QQQM	INVESCO EXCH TRADED FD TR II	10,839	$1.98M	0.4%	$182.69	$122.10	+49.6%	NASDAQ 100 ETF	46138G649
VZ	VERIZON COMMUNICATIONS INC	46,473	$1.95M	0.4%	$41.96 *	$31.46	+19.0%	COM	92343V104
AMGN	AMGEN INC	6,570	$1.868M	0.4%	$284.36 *	$178.61	+50.8%	COM	031162100
KO	COCA COLA CO	27,694	$1.694M	0.4%	$61.18 *	$45.01	+29.1%	COM	191216100
—	PENNS WOODS BANCORP INC	87,178	$1.692M	0.4%	$19.41	$33.44	—	COM	708430103
MTB	M & T BK CORP	11,491	$1.671M	0.4%	$145.44 *	$97.28	+41.8%	COM	55261F104
XLV	SELECT SECTOR SPDR TR	10,510	$1.553M	0.3%	$147.73	$131.00	+12.8%	SBI HEALTHCARE	81369Y209
CSCO	CISCO SYS INC	30,052	$1.5M	0.3%	$49.91 *	$32.65	+44.7%	COM	17275R102
PSLV	SPROTT PHYSICAL SILVER TR	179,435	$1.488M	0.3%	$8.29	$6.04	—	TR UNIT	85207K107
PFE	PFIZER INC	49,383	$1.37M	0.3%	$27.75 *	$21.81	+13.5%	COM	717081103
AMZN	AMAZON COM INC	7,311	$1.319M	0.3%	$180.38	$125.67	+43.5%	COM	023135106
PEP	PEPSICO INC	7,234	$1.266M	0.3%	$175.02 *	$86.51	+89.9%	COM	713448108
XLP	SELECT SECTOR SPDR TR	15,508	$1.184M	0.3%	$76.36	$73.19	+4.3%	SBI CONS STPLS	81369Y308
GS	GOLDMAN SACHS GROUP INC	2,750	$1.149M	0.3%	$417.78 *	$308.40	+30.5%	COM	38141G104
VTI	VANGUARD INDEX FDS	4,230	$1.1M	0.2%	$259.93	$209.42	+24.1%	TOTAL STK MKT	922908769
VNQ	VANGUARD INDEX FDS	12,235	$1.058M	0.2%	$86.49	$86.36	+0.1%	REAL ESTATE ETF	922908553
IYH	ISHARES TR	16,172	$1.001M	0.2%	$61.90	$59.14	+4.7%	US HLTHCARE ETF	464287762
MGV	VANGUARD WORLD FD	7,803	$933K	0.2%	$119.52	$102.59	+16.5%	MEGA CAP VAL ETF	921910840
MMM	3M CO	8,641	$917K	0.2%	$106.08 *	$100.39	-14.8%	COM	88579Y101
HD	HOME DEPOT INC	2,272	$872K	0.2%	$383.74 *	$169.56	+116.7%	COM	437076102
LMT	LOCKHEED MARTIN CORP	1,760	$801K	0.2%	$455.02 *	$269.00	+61.2%	COM	539830109
PPL	PPL CORP	29,008	$799K	0.2%	$27.53 *	$21.13	+23.1%	COM	69351T106
NEE	NEXTERA ENERGY INC	12,160	$777K	0.2%	$63.91 *	$70.72	-14.1%	COM	65339F101
WMT	WALMART INC	12,595	$758K	0.2%	$60.17	$47.53	+24.3%	COM	931142103
MCD	MCDONALDS CORP	2,603	$734K	0.2%	$282.03 *	$151.74	+78.3%	COM	580135101
SCHB	SCHWAB STRATEGIC TR	11,507	$703K	0.2%	$61.05 *	$11.36	+79.1%	US BRD MKT ETF	808524102
GOOGL	ALPHABET INC	4,609	$696K	0.2%	$150.93	$108.32	+38.3%	CAP STK CL A	02079K305
CZNC	CITIZENS & NORTHN CORP	36,325	$682K	0.2%	$18.78 *	$13.05	+28.4%	COM	172922106
META	META PLATFORMS INC	1,371	$666K	0.1%	$485.79	$201.91	+139.1%	CL A	30303M102
INTC	INTEL CORP	14,862	$656K	0.1%	$44.17	$38.38	+13.9%	COM	458140100
GLD	SPDR GOLD TR	3,063	$630K	0.1%	$205.78	$149.22	+37.9%	GOLD SHS	78463V107
T	AT&T INC	35,001	$616K	0.1%	$17.60 *	$14.26	+13.1%	COM	00206R102
GOOG	ALPHABET INC	3,886	$592K	0.1%	$152.26	$118.63	+27.4%	CAP STK CL C	02079K107
VGT	VANGUARD WORLD FD	1,032	$541K	0.1%	$524.39 *	$28.07	+133.5%	INF TECH ETF	92204A702
BAC	BANK AMERICA CORP	14,176	$538K	0.1%	$37.92 *	$16.04	+126.9%	COM	060505104
HSY	HERSHEY CO	2,740	$533K	0.1%	$194.52 *	$80.77	+128.2%	COM	427866108
AMD	ADVANCED MICRO DEVICES INC	2,947	$532K	0.1%	$180.49	$108.55	+66.3%	COM	007903107
HON	HONEYWELL INTL INC	2,576	$529K	0.1%	$205.25 *	$130.50	+42.8%	COM	438516106
V	VISA INC	1,881	$525K	0.1%	$279.14	$169.29	+62.8%	COM CL A	92826C839
WFC	WELLS FARGO CO NEW	8,760	$508K	0.1%	$57.96 *	$29.21	+90.5%	COM	949746101
WM	WASTE MGMT INC DEL	2,325	$496K	0.1%	$213.17 *	$55.14	+276.8%	COM	94106L109
VT	VANGUARD INTL EQUITY INDEX F	4,405	$487K	0.1%	$110.52	$100.40	+10.1%	TT WRLD ST ETF	922042742
SPY	SPDR S&P 500 ETF TR	910	$476K	0.1%	$523.26	$368.70	+41.9%	TR UNIT	78462F103
VTEB	VANGUARD MUN BD FDS	9,352	$473K	0.1%	$50.60	$49.63	+2.0%	TAX EXEMPT BD	922907746
MINT	PIMCO ETF TR	4,692	$472K	0.1%	$100.55	$101.96	-1.4%	ENHAN SHRT MA AC	72201R833
DUK	DUKE ENERGY CORP NEW	4,781	$462K	0.1%	$96.72 *	$58.15	+56.0%	COM NEW	26441C204
ITA	ISHARES TR	3,487	$460K	0.1%	$131.95	$100.15	+31.7%	US AER DEF ETF	464288760
PRU	PRUDENTIAL FINL INC	3,898	$458K	0.1%	$117.40 *	$71.51	+51.1%	COM	744320102
UNP	UNION PAC CORP	1,785	$439K	0.1%	$245.96 *	$137.13	+72.3%	COM	907818108
PANW	PALO ALTO NETWORKS INC	1,539	$437K	0.1%	$284.13 *	$101.41	+40.1%	COM	697435105
SLV	ISHARES SILVER TR	18,806	$428K	0.1%	$22.75	$17.93	+26.9%	ISHARES	46428Q109
MA	MASTERCARD INCORPORATED	877	$422K	0.1%	$481.68	$267.91	+78.0%	CL A	57636Q104
ORCL	ORACLE CORP	3,349	$421K	0.1%	$125.64	$34.93	+253.1%	COM	68389X105
ETR	ENTERGY CORP NEW	3,958	$418K	0.1%	$105.68 *	$20.66	+141.8%	COM	29364G103
MS	MORGAN STANLEY	4,433	$417K	0.1%	$94.17 *	$66.61	+34.0%	COM NEW	617446448
NVO	NOVO-NORDISK A S	3,228	$414K	0.1%	$128.40	$119.04	+7.9%	ADR	670100205
AMAT	APPLIED MATLS INC	1,996	$412K	0.1%	$206.23	$115.82	+75.2%	COM	038222105
WEC	WEC ENERGY GROUP INC	4,981	$409K	0.1%	$82.12 *	$40.11	+92.6%	COM	92939U106
URI	UNITED RENTALS INC	566	$408K	0.1%	$721.56	$407.64	+74.2%	COM	911363109
ABBV	ABBVIE INC	2,220	$404K	0.1%	$182.16 *	$94.55	+81.2%	COM	00287Y109
SPGP	INVESCO EXCHANGE TRADED FD T	3,698	$394K	0.1%	$106.50	$92.45	+15.2%	S&P 500 GARP ETF	46137V431
TXN	TEXAS INSTRS INC	2,252	$392K	0.1%	$174.23 *	$41.77	+295.8%	COM	882508104
HL	HECLA MNG CO	81,431	$392K	0.1%	$4.81	$5.95	-19.8%	COM	422704106
APD	AIR PRODS & CHEMS INC	1,597	$387K	0.1%	$242.33 *	$79.76	+190.3%	COM	009158106
ABT	ABBOTT LABS	3,243	$369K	0.1%	$113.69 *	$90.21	+21.8%	COM	002824100
BX	BLACKSTONE INC	2,773	$364K	0.1%	$131.38 *	$50.72	+146.9%	COM	09260D107
PNC	PNC FINL SVCS GROUP INC	2,106	$340K	0.1%	$161.67 *	$51.66	+193.3%	COM	693475105
DIS	DISNEY WALT CO	2,778	$340K	0.1%	$122.37	$112.79	+6.3%	COM	254687106
SCHX	SCHWAB STRATEGIC TR	5,471	$340K	0.1%	$62.07 *	$15.65	+32.2%	US LRG CAP ETF	808524201
PEG	PUBLIC SVC ENTERPRISE GRP IN	4,944	$330K	0.1%	$66.78 *	$56.73	+11.5%	COM	744573106
PGR	PROGRESSIVE CORP	1,581	$327K	0.1%	$206.83 *	$34.17	+457.0%	COM	743315103
ITW	ILLINOIS TOOL WKS INC	1,206	$324K	0.1%	$268.49 *	$74.40	+245.7%	COM	452308109
COP	CONOCOPHILLIPS	2,411	$307K	0.1%	$127.31 *	$49.94	+141.3%	COM	20825C104
D	DOMINION ENERGY INC	6,111	$301K	0.1%	$49.20 *	$58.38	-22.4%	COM	25746U109
XLB	SELECT SECTOR SPDR TR	3,228	$300K	0.1%	$92.89 *	$42.00	+10.6%	SBI MATERIALS	81369Y100
BMY	BRISTOL-MYERS SQUIBB CO	5,404	$293K	0.1%	$54.23 *	$35.28	+39.4%	COM	110122108
SCHG	SCHWAB STRATEGIC TR	3,118	$289K	0.1%	$92.73 *	$15.18	+52.7%	US LCAP GR ETF	808524300
CL	COLGATE PALMOLIVE CO	3,185	$287K	0.1%	$90.06 *	$51.56	+67.8%	COM	194162103
TMO	THERMO FISHER SCIENTIFIC INC	487	$283K	0.1%	$581.85	$150.27	+284.6%	COM	883556102
AOS	SMITH A O CORP	3,108	$278K	0.1%	$89.47 *	$61.76	+40.2%	COM	831865209
—	PIMCO MUN INCOME FD	29,371	$274K	0.1%	$9.33	$11.65	—	COM	72200R107
GLW	CORNING INC	8,128	$268K	0.1%	$32.96 *	$30.60	+3.6%	COM	219350105
XLI	SELECT SECTOR SPDR TR	2,105	$265K	0.1%	$125.97	$92.50	+36.2%	INDL	81369Y704
ROK	ROCKWELL AUTOMATION INC	906	$264K	0.1%	$291.49 *	$110.40	+156.0%	COM	773903109
AXP	AMERICAN EXPRESS CO	1,131	$258K	0.1%	$227.69 *	$156.99	+41.9%	COM	025816109
GNR	SPDR INDEX SHS FDS	4,354	$252K	0.1%	$57.93	$52.67	+10.0%	GLB NAT RESRCE	78463X541
PM	PHILIP MORRIS INTL INC	2,745	$252K	0.1%	$91.64 *	$52.46	+62.9%	COM	718172109
EQT	EQT CORP	6,446	$239K	0.1%	$37.07 *	$31.56	+14.5%	COM	26884L109
—	LAM RESEARCH CORP	243	$236K	0.1%	$972.71	$972.71	—	COM	512807108
WELL	WELLTOWER INC	2,513	$235K	0.1%	$93.45 *	$72.65	+24.3%	COM	95040Q104
SDOG	ALPS ETF TR	4,285	$231K	0.1%	$53.96	$39.45	+36.8%	SECTR DIV DOGS	00162Q858
VXUS	VANGUARD STAR FDS	3,781	$228K	0.1%	$60.31	$58.21	+3.6%	VG TL INTL STK F	921909768
SUSA	ISHARES TR	2,069	$226K	0.0%	$109.22	$85.71	+27.4%	MSCI USA ESG SLC	464288802
BABA	ALIBABA GROUP HLDG LTD	3,082	$223K	0.0%	$72.37	$79.18	-8.6%	SPONSORED ADS	01609W102
UPS	UNITED PARCEL SERVICE INC	1,467	$218K	0.0%	$148.65 *	$112.66	+19.1%	CL B	911312106
AZN	ASTRAZENECA PLC	3,203	$217K	0.0%	$67.75	$47.49	—	SPONSORED ADR	046353108
IHI	ISHARES TR	3,665	$215K	0.0%	$58.59	$56.48	+3.7%	U.S. MED DVC ETF	464288810
VGK	VANGUARD INTL EQUITY INDEX F	3,151	$212K	0.0%	$67.35	$54.30	+24.0%	FTSE EUROPE ETF	922042874
—	DNP SELECT INCOME FD INC	23,240	$211K	0.0%	$9.07	$10.27	—	COM	23325P104
MDT	MEDTRONIC PLC	2,398	$209K	0.0%	$87.17 *	$80.66	+2.9%	SHS	G5960L103
QMOM	EA SERIES TRUST	3,532	$209K	0.0%	$59.11	$54.36	+8.7%	US QUAN MOMENTUM	02072L409
MPC	MARATHON PETE CORP	1,011	$204K	0.0%	$201.56 *	$164.35	+18.1%	COM	56585A102
ALL	ALLSTATE CORP	1,168	$202K	0.0%	$173.10 *	$151.93	+10.0%	COM	020002101