Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	Microsoft Corp.	184,470	$10.23M	3.6%	$27.60	+66.4%	COM	594918104
JNJ	Johnson & Johnson	95,217	$9.781M	3.5%	$60.59	+25.3%	COM	478160104
IWN	iShares Russell 2000 Value Ind	98,200	$9.029M	3.2%	$92.94	—	XTMF	464287630
—	General Electric Company	281,858	$8.78M	3.1%	$23.46	—	COM	369604103
GOOG	Alphabet Inc. Cl C	10,744	$8.153M	2.9%	$35.61	0.0%	COM	02079K107
—	Costco Wholesale	46,532	$7.515M	2.7%	$134.59	—	COM	22160k105
TJX	TJX Companies Inc.	105,951	$7.513M	2.7%	$21.69	+42.5%	COM	872540109
—	Allergan PLC	23,961	$7.488M	2.7%	$303.45	—	COM	G0177J108
CVS	CVS Health Corp.	75,622	$7.394M	2.6%	$62.05	+17.0%	COM	126650100
—	AmTrust Financial Services	114,816	$7.07M	2.5%	$39.16	—	COM	032359309
AAPL	Apple Computer	66,610	$7.011M	2.5%	$19.26	+33.6%	COM	037833100
PEP	PepsiCo Inc.	68,870	$6.881M	2.4%	$56.59	+29.8%	COM	713448108
PNC	PNC Financial Services Group,	71,619	$6.826M	2.4%	$48.86	+37.5%	COM	693475105
CHKP	Check Point Software	78,435	$6.383M	2.3%	$67.66	+22.5%	COM	M22465104
LLY	Lilly, Eli	73,726	$6.212M	2.2%	$70.04	-0.5%	COM	532457108
NSRGY	Nestle SA Spon ADR	81,246	$6.046M	2.1%	$66.81	—	COM	641069406
ABT	Abbott Laboratories	132,873	$5.967M	2.1%	$29.92	+22.2%	COM	002824100
CVX	ChevronTexaco Corporation	61,463	$5.529M	2.0%	$70.82	-17.5%	COM	166764100
—	AmerisourceBergen Corp.	52,755	$5.471M	1.9%	$90.84	—	COM	03073e105
XOM	Exxon Mobil Corp.	69,706	$5.434M	1.9%	$53.80	-4.5%	COM	30231G102
—	United Technologies	56,368	$5.415M	1.9%	$95.02	—	COM	913017109
FITB	Fifth Third Bancorp	242,386	$4.872M	1.7%	$12.10	+14.8%	COM	316773100
OMC	Omnicom Group	63,776	$4.825M	1.7%	$41.75	+24.6%	COM	681919106
APD	Air Products & Chemicals Inc	36,989	$4.813M	1.7%	$82.92	+18.1%	COM	009158106
PPL	PPL Corporation	137,998	$4.71M	1.7%	$16.64	+29.0%	COM	69351T106
—	Dow Chemical Company	86,314	$4.443M	1.6%	$46.54	—	COM	260543103
—	Discover Financial Services	80,389	$4.31M	1.5%	$54.96	—	COM	254709108
DE	Deere & Co.	56,369	$4.299M	1.5%	$70.27	-7.4%	COM	244199105
UPS	United Parcel Service, Inc. Cl	43,821	$4.217M	1.5%	$57.87	+22.0%	COM	911312106
KEYS	Keysight Technologies, Inc.	139,556	$3.954M	1.4%	$33.53	-8.3%	COM	49338L103
—	Nordstrom, Inc.	78,550	$3.913M	1.4%	$63.25	—	COM	655664100
ROP	Roper Technologies	19,975	$3.791M	1.3%	$153.43	+12.4%	COM	776696106
—	BCE Inc.	94,513	$3.65M	1.3%	$41.84	—	COM	05534b760
—	Verizon Communications	77,924	$3.602M	1.3%	$48.69	—	COM	92343v104
QCOM	Qualcomm Inc.	70,326	$3.515M	1.2%	$53.44	-25.2%	COM	747525103
—	SunTrust Banks	77,575	$3.323M	1.2%	$36.63	—	COM	867914103
KEY	KeyCorp	239,867	$3.164M	1.1%	$6.67	+30.0%	COM	493267108
—	The Fresh Market Inc.	122,075	$2.859M	1.0%	$34.80	—	COM	35804H106
PG	Procter & Gamble	32,310	$2.566M	0.9%	$55.42	+4.5%	COM	742718109
—	Invesco Limited	73,375	$2.457M	0.9%	$35.42	—	COM	g491bt108
—	Liberty Property Trust	77,334	$2.401M	0.9%	$36.74	—	COM	531172104
PAA	Plains All Amer Pipeline LP	96,211	$2.222M	0.8%	$54.10	—	COM	726503105
—	Energy Transfer Partners, L.P.	60,650	$2.046M	0.7%	$56.05	—	COM	29273R109
SUI	Sun Communities Inc.	29,585	$2.027M	0.7%	$49.78	—	COM	866674104
OXY	Occidental Petroleum	28,093	$1.899M	0.7%	$52.00	+2.8%	COM	674599105
IBB	iShares Nasdaq Biotechnology I	5,435	$1.839M	0.7%	$317.31	—	XTMF	464287556
—	AT&T, Inc.	51,686	$1.779M	0.6%	$35.35	—	COM	00206r102
AMG	Affiliated Managers Group, Inc	9,905	$1.582M	0.6%	$158.88	+4.8%	COM	008252108
SLB	Schlumberger Ltd	21,458	$1.497M	0.5%	$56.79	-1.2%	COM	806857108
PFE	Pfizer, Inc.	45,542	$1.47M	0.5%	$17.64	+15.5%	COM	717081103
—	3M Co.	9,430	$1.421M	0.5%	$122.81	—	COM	88579y101
MRK	Merck & Co.	26,106	$1.379M	0.5%	$33.10	+11.1%	COM	58933Y105
—	Spdr S&P Biotech ETF	19,460	$1.366M	0.5%	$67.47	—	XTMF	78464a870
BAC	Bank of America Corp.	78,794	$1.326M	0.5%	$10.17	+33.3%	COM	060505104
KMB	Kimberly-Clark Corp.	10,279	$1.309M	0.5%	$65.24	+30.3%	COM	494368103
—	Enbridge Energy Partners, L.P.	52,173	$1.204M	0.4%	$30.49	—	COM	29250r106
CBU	Community Bank System Inc	29,567	$1.181M	0.4%	$23.79	+26.5%	COM	203607106
UNP	Union Pacific Corp.	14,779	$1.156M	0.4%	$66.01	+3.5%	COM	907818108
WELL	Welltower Inc.	16,216	$1.103M	0.4%	$44.80	-1.1%	COM	95040Q104
—	Terra Nitrogen Company, LP	10,500	$1.067M	0.4%	$181.79	—	COM	881005201
ADP	Automatic Data Processing	10,974	$930K	0.3%	$47.70	+44.9%	COM	053015103
KELYA	Kelly Services Cl A	52,700	$851K	0.3%	$14.88	-6.1%	COM	488152208
COP	ConocoPhillips	17,233	$805K	0.3%	$40.20	-4.6%	COM	20825C104
—	Buckeye Partners L P Unit Ltd	12,130	$800K	0.3%	$67.58	—	COM	118230101
KO	Coca-Cola Co.	18,073	$776K	0.3%	$27.94	+10.4%	COM	191216100
BSV	Vanguard Short-Term Bond Fund	9,725	$774K	0.3%	$79.59	—	XTMI	921937827
—	Annaly Mortgage Management, In	82,007	$769K	0.3%	$11.87	—	COM	035710409
PDER	Pardee Resources Company, Inc.	4,750	$760K	0.3%	$225.60	-15.1%	COM	699437109
—	J.P. Morgan Chase	11,134	$735K	0.3%	$53.36	—	COM	46625h100
—	Celgene Corp.	6,085	$729K	0.3%	$111.34	—	COM	151020104
EFA	iShares MSCI EAFE Index Fund	12,272	$721K	0.3%	$62.91	—	XTIF	464287465
—	Cerner Corporation	9,735	$586K	0.2%	$76.26	—	COM	156782104
—	Diageo PLC Spon ADR	5,312	$579K	0.2%	$114.98	—	COM	25243q205
INTC	Intel Corporation	15,490	$534K	0.2%	$19.81	+34.5%	COM	458140100
DIS	Disney, Walt	5,064	$532K	0.2%	$58.42	+75.0%	COM	254687106
BMY	Bristol-Myers Squibb	7,402	$509K	0.2%	$30.09	+55.2%	COM	110122108
—	Capstead Mortgage Corp.	57,800	$505K	0.2%	$11.92	—	COM	14067E506
BRK/B	Berkshire Hathaway Inc. Cl B	3,827	$505K	0.2%	$110.39	+21.6%	COM	084670702
—	Du Pont, E. I.	7,485	$499K	0.2%	$53.34	—	COM	263534109
EMR	Emerson Electric Co	10,242	$490K	0.2%	$40.45	-9.7%	COM	291011104
HD	Home Depot Inc.	3,604	$477K	0.2%	$64.69	+54.6%	COM	437076102
—	CYS Investments Inc	65,900	$470K	0.2%	$8.14	—	COM	12673a108
IJR	iShares S&P SmallCap 600 Index	4,019	$443K	0.2%	$92.16	—	XTMF	464287804
WM	Waste Management Inc.	8,025	$428K	0.2%	$40.91	+7.3%	COM	94106L109
—	Regions Financial Corporation	44,378	$426K	0.2%	$9.59	—	COM	7591ep100
SHW	Sherwin Williams	1,638	$425K	0.2%	$57.96	+35.8%	COM	824348106
LMT	Lockheed Martin Corp	1,918	$416K	0.1%	$147.03	+12.5%	COM	539830109
CZNC	Citizens & Northern Corp.	19,550	$411K	0.1%	$10.60	+14.5%	COM	172922106
IWD	iShares Russell 1000 Value Ind	4,000	$391K	0.1%	$83.85	—	XTMF	464287598
—	Keurig Green Mountain, Inc.	4,076	$367K	0.1%	$90.04	—	COM	49271M100
—	McGraw Hill Financial, Inc.	3,727	$367K	0.1%	$100.39	—	COM	580645109
WEC	Wisconsin Energy Corp.	7,118	$365K	0.1%	$36.78	0.0%	COM	92939U106
IBM	International Business Machine	2,642	$364K	0.1%	$117.29	-25.4%	COM	459200101
IWM	iShares Russell 2000 Index Fun	3,170	$357K	0.1%	$100.53	—	XTMF	464287655
EPD	Enterprise Products Partners L	13,928	$356K	0.1%	$46.28	—	COM	293792107
ITW	Illinois Tool Works	3,791	$351K	0.1%	$59.02	+21.0%	COM	452308109
IWR	iShares Russell Midcap Index F	2,162	$346K	0.1%	$133.02	—	XTMF	464287499
SYY	Sysco Corp.	8,237	$338K	0.1%	$25.51	+23.4%	COM	871829107
—	Weatherford Int'l plc	40,125	$337K	0.1%	$23.00	—	COM	G48833100
BGS	B&G Foods, Inc.	9,450	$331K	0.1%	$13.04	+25.5%	COM	05508R106
SYK	Stryker Corporation	3,548	$330K	0.1%	$71.08	+19.9%	COM	863667101
NEE	NextEra Energy, Inc.	3,084	$320K	0.1%	$17.18	+13.5%	COM	65339F101
—	Total System Services, Inc.	6,400	$319K	0.1%	$33.28	—	COM	891906109
WPC	WP Carey Inc	5,275	$311K	0.1%	$59.01	—	COM	92936U109
AFL	AFLAC Inc.	5,100	$305K	0.1%	$20.11	+22.0%	COM	001055102
BA	Boeing Co.	2,062	$298K	0.1%	$95.34	+35.2%	COM	097023105
TIP	iShares Barclays US TIPS Fund	2,621	$287K	0.1%	$109.50	—	XTMI	464287176
BDX	Becton Dickinson & Co.	1,805	$278K	0.1%	$119.24	+3.5%	COM	075887109
HON	Honeywell International	2,675	$277K	0.1%	$58.13	+27.8%	COM	438516106
HAL	Halliburton Company	8,075	$275K	0.1%	$39.87	-22.3%	COM	406216101
SO	Southern Company	5,553	$260K	0.1%	$27.18	+9.0%	COM	842587107
DHR	Danaher Corp	2,780	$258K	0.1%	$35.00	+9.2%	COM	235851102
BIIB	Biogen Idec Inc.	835	$256K	0.1%	$323.67	-11.2%	COM	09062X103
—	Walgreens Boots Alliance, Inc.	3,002	$256K	0.1%	$84.32	—	COM	931427108
—	Raytheon Company	2,046	$255K	0.1%	$109.13	—	COM	755111507
JKHY	Henry Jack & Associates Inc.	3,125	$244K	0.1%	$52.02	+30.7%	COM	426281101
—	Magellan Midstream Partners, L	3,425	$233K	0.1%	$68.03	—	COM	559080106
AMZN	Amazon.com Inc.	335	$226K	0.1%	$31.52	0.0%	COM	023135106
VWO	Vanguard Emerging Markets	6,531	$214K	0.1%	$39.31	—	XTIF	922042858
—	Cisco Systems Inc.	7,721	$210K	0.1%	$27.20	—	COM	17275r102
META	Facebook, Inc.	1,975	$207K	0.1%	$102.01	0.0%	COM	30303M102
VMC	Vulcan Materials Co.	2,125	$202K	0.1%	$88.90	0.0%	COM	929160109
—	Novartis AG Spon Adr	2,346	$202K	0.1%	$98.75	—	COM	66987v109
F	Ford Motor Co.	12,542	$177K	0.1%	$8.16	+2.3%	COM	345370860
—	Enzo Biochem, Inc.	14,000	$63,000	0.0%	$4.43	—	COM	294100102
—	VIVUS, Inc.	24,500	$25,000	0.0%	$10.77	—	COM	928551100
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106