Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHF	Schwab International ETF	210,832	$7.107M	4.9%	$33.71 *	$14.50	+16.2%	COM	808524805
CVX	Chevron Corp.	39,258	$4.476M	3.1%	$114.01 *	$70.99	+14.9%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	81,340	$4.422M	3.0%	$54.36	$47.49	+14.5%	COM	922042775
IJR	iShares S&P Small-Cap	53,378	$4.11M	2.8%	$77.00	$57.88	+33.1%	COM	464287804
IJH	iShares S&P Mid-Cap	21,310	$3.997M	2.7%	$187.56 *	$24.40	+53.8%	COM	464287507
AAPL	Apple Inc.	23,315	$3.911M	2.7%	$167.75 *	$26.73	+47.6%	COM	037833100
WFC	Wells Fargo & Co.	64,842	$3.398M	2.3%	$52.40 *	$28.59	+47.6%	COM	949746101
—	Exxon Mobil	41,206	$3.074M	2.1%	$74.60	$83.56	—	COM	30231g102
SCHB	Schwab US Broad Market ETF	48,104	$3.068M	2.1%	$63.78 *	$8.67	+22.7%	COM	808524102
PFE	Pfizer	77,096	$2.736M	1.9%	$35.49 *	$19.67	+21.1%	COM	717081103
—	J.P. Morgan Chase	24,450	$2.688M	1.8%	$109.94	$60.77	—	COM	46625h100
MSFT	Microsoft	29,097	$2.655M	1.8%	$91.25 *	$28.07	+200.5%	COM	594918104
LOW	Lowe's Cos.	30,257	$2.655M	1.8%	$87.75 *	$34.82	+118.2%	COM	548661107
SCHZ	Schwab US Aggregate Bond	51,600	$2.632M	1.8%	$51.01 *	$26.01	-1.9%	COM	808524839
PG	Procter & Gamble	29,295	$2.322M	1.6%	$79.26 *	$55.67	+16.1%	COM	742718109
DIS	Walt Disney	22,608	$2.27M	1.6%	$100.41 *	$62.83	+51.9%	COM	254687106
MCHP	Microchip Tech.	24,745	$2.26M	1.5%	$91.33 *	$20.24	+95.4%	COM	595017104
XLK	Technology Sector SPDR	34,349	$2.247M	1.5%	$65.42 *	$20.07	+63.0%	COM	81369Y803
AXP	American Express	23,093	$2.154M	1.5%	$93.28 *	$61.35	+36.6%	COM	025816109
ALL	Allstate Corp.	22,293	$2.113M	1.4%	$94.78 *	$57.76	+37.2%	COM	020002101
CMF	iShares S&P CA AMT-Free Muni	35,985	$2.1M	1.4%	$58.36	$59.06	-1.2%	COM	464288356
—	Vanguard Interm Corp.	24,578	$2.085M	1.4%	$84.83	$87.33	—	COM	92206c870
XLY	Cons. Disc. Sector SPDR	19,153	$1.94M	1.3%	$101.29 *	$30.42	+66.5%	COM	81369Y407
XLI	Industrial Sector SPDR	25,284	$1.878M	1.3%	$74.28	$53.13	+39.8%	COM	81369Y704
—	United Technologies	14,443	$1.817M	1.2%	$125.80	$94.63	—	COM	913017109
ICE	Intercontinental Exchange	23,940	$1.736M	1.2%	$72.51 *	$48.60	+35.2%	COM	45866F104
SCHE	Schwab Emerging Markets ETF	59,774	$1.715M	1.2%	$28.69	$22.48	+27.7%	COM	808524706
KO	Coca Cola	39,422	$1.712M	1.2%	$43.43 *	$28.16	+21.2%	COM	191216100
USB	U.S. Bancorp	33,495	$1.691M	1.2%	$50.49 *	$22.44	+65.2%	COM	902973304
JNJ	Johnson & Johnson	12,737	$1.632M	1.1%	$128.13 *	$61.40	+68.0%	COM	478160104
CRM	Salesforce.com	13,462	$1.565M	1.1%	$116.25	$72.34	+58.8%	COM	79466L302
—	DowDuPont, Inc.	24,019	$1.53M	1.0%	$63.70	$69.22	—	COM	26078J100
ABT	Abbott Labs.	24,887	$1.491M	1.0%	$59.91 *	$35.74	+46.4%	COM	002824100
—	Red Hat Inc	9,958	$1.488M	1.0%	$149.43	$75.30	—	COM	756577102
—	Oracle	31,434	$1.438M	1.0%	$45.75	$41.31	—	COM	68389x105
—	Verizon Comm.	29,574	$1.414M	1.0%	$47.81	$53.96	—	COM	92343v104
WMT	Wal-Mart Stores	15,697	$1.396M	1.0%	$88.93 *	$19.90	+31.9%	COM	931142103
PEP	Pepsico	12,297	$1.342M	0.9%	$109.13 *	$56.21	+53.1%	COM	713448108
CTSH	Cognizant Tech Solutions	16,064	$1.293M	0.9%	$80.49 *	$46.51	+54.8%	COM	192446102
CAT	Caterpillar	8,549	$1.259M	0.9%	$147.27 *	$62.30	+99.5%	COM	149123101
—	Dominion Resources	18,501	$1.247M	0.9%	$67.40	$75.12	—	COM	25746u109
XLV	Health Care Sector SPDR	15,019	$1.222M	0.8%	$81.36	$69.10	+17.8%	COM	81369Y209
VFC	V.F. Corp.	16,255	$1.204M	0.8%	$74.07 *	$52.33	+33.4%	COM	918204108
INTC	Intel	23,028	$1.199M	0.8%	$52.07 *	$17.48	+151.8%	COM	458140100
UPS	United Parcel Service	11,251	$1.177M	0.8%	$104.61 *	$70.32	+10.6%	COM	911312106
BMY	Bristol-Myers Squibb	18,596	$1.176M	0.8%	$63.24 *	$33.59	+40.8%	COM	110122108
XLB	Materials Sector SPDR	20,039	$1.141M	0.8%	$56.94 *	$23.89	+19.2%	COM	81369Y100
FTV	Fortive Corporation	14,065	$1.09M	0.7%	$77.50 *	$32.05	+47.8%	COM	34959J108
AMG	Affiliated Managers Group	5,729	$1.086M	0.7%	$189.56 *	$142.31	+29.8%	COM	008252108
CME	CME Group, Inc.	6,500	$1.051M	0.7%	$161.69 *	$48.46	+154.6%	COM	12572Q105
GWW	W.W. Grainger, Inc.	3,713	$1.048M	0.7%	$282.25 *	$166.15	+52.8%	COM	384802104
SBUX	Starbucks Corp.	17,933	$1.038M	0.7%	$57.88 *	$46.47	+5.2%	COM	855244109
XLP	Consumer Staples SPDR	18,890	$994K	0.7%	$52.62	$43.28	+21.6%	COM	81369Y308
—	Abbvie	9,424	$891K	0.6%	$94.55	$57.15	—	COM	00287y109
HAL	Halliburton	18,224	$855K	0.6%	$46.92 *	$35.82	+12.1%	COM	406216101
IGIB	iShares Barclays Inter Cr Bd Fd	7,870	$843K	0.6%	$107.12 *	$54.09	-0.9%	COM	464288638
HYG	iShares IBOXX High Yield Corp.	9,138	$782K	0.5%	$85.58	$85.57	+0.1%	COM	464288513
BRK/B	Berkshire Hathaway - B	3,912	$780K	0.5%	$199.39	$153.96	+29.6%	COM	084670702
—	Zimmer Biomet Holdings	7,138	$778K	0.5%	$108.99	$120.62	—	COM	98956p102
—	Allergan, Inc.	4,596	$773K	0.5%	$168.19	$236.36	—	COM	G0177J108
VTI	Vanguard Total Stock Market	5,602	$760K	0.5%	$135.67	$93.67	+44.9%	COM	922908769
IGSB	iShares Barclays 1-3Yr Credit	7,190	$746K	0.5%	$103.76 *	$52.47	-1.1%	COM	464288646
—	Shire PLC	4,930	$736K	0.5%	$149.29	$154.96	—	COM	82481R106
XLF	Financial Sector SPDR	26,519	$731K	0.5%	$27.57	$18.70	+47.4%	COM	81369Y605
ADP	Automatic Data Proc.	6,300	$714K	0.5%	$113.33 *	$76.76	+25.5%	COM	053015103
XLRE	Real Estate Select Sector SPDR	22,795	$708K	0.5%	$31.06	$30.77	+1.0%	COM	81369Y860
COR	AmerisourceBergen	8,059	$694K	0.5%	$86.11 *	$66.34	+0.2%	COM	03073E105
XLU	Utilities Sector SPDR	13,366	$675K	0.5%	$50.50 *	$20.58	+22.8%	COM	81369Y886
EFA	iShares MSCI EAFE	9,542	$664K	0.5%	$69.59	$61.24	+13.8%	COM	464287465
—	L Brands, Inc.	17,375	$663K	0.5%	$38.16	$59.01	—	COM	501797104
HD	Home Depot	3,718	$662K	0.5%	$178.05 *	$60.11	+145.6%	COM	437076102
—	Cisco Systems	15,374	$659K	0.5%	$42.86	$28.47	—	COM	17275r102
XLE	Energy Sector SPDR	9,720	$655K	0.4%	$67.39 *	$37.04	-9.0%	COM	81369Y506
DHR	Danaher Corp.	6,692	$655K	0.4%	$97.88 *	$29.08	+188.1%	COM	235851102
—	AT&T Inc.	18,185	$648K	0.4%	$35.63	$39.28	—	COM	00206r102
COST	Costco Wholesale	3,335	$628K	0.4%	$188.31 *	$154.45	+9.6%	COM	22160K105
—	PureFunds ISE Cyber Security ETF	18,260	$625K	0.4%	$34.23	$30.08	—	COM	26924G201
—	General Electric	46,203	$622K	0.4%	$13.46	$23.80	—	COM	369604103
—	3M Corp	2,837	$622K	0.4%	$219.25	$166.49	—	COM	88579y101
SCHA	Schwab US Small Cap ETF	8,505	$588K	0.4%	$69.14 *	$13.61	+26.9%	COM	808524607
GSG	iShares S&P GSCI Commodity	35,243	$586K	0.4%	$16.63	$14.83	+12.3%	COM	46428R107
MDLZ	Mondelez Int.	14,054	$586K	0.4%	$41.70 *	$35.85	-3.4%	COM	609207105
—	Vanguard Info Tech	3,225	$551K	0.4%	$170.85	$109.59	—	COM	92204a702
AMZN	Amazon	375	$542K	0.4%	$1445.33 *	$39.18	+84.7%	COM	023135106
—	Merck & Co.	9,808	$534K	0.4%	$54.45	$53.03	—	COM	58933y105
BIIB	Biogen Inc	1,944	$532K	0.4%	$273.66	$268.12	+2.1%	COM	09062X103
EOG	EOG Resources, Inc.	4,966	$522K	0.4%	$105.11 *	$68.01	+16.0%	COM	26875P101
IBM	IBM	3,314	$508K	0.3%	$153.29 *	$114.56	-8.8%	COM	459200101
UNP	Union Pacific	3,750	$504K	0.3%	$134.40 *	$69.39	+63.3%	COM	907818108
GOOGL	Alphabet - Cl A	481	$498K	0.3%	$1035.34 *	$36.73	+40.1%	COM	02079K305
GOOG	Alphabet - Cl C	480	$495K	0.3%	$1031.25 *	$35.61	+43.8%	COM	02079K107
DUK	Duke Energy	6,240	$483K	0.3%	$77.40 *	$47.28	+19.6%	COM	26441C204
VNQ	Vanguard REIT	6,366	$480K	0.3%	$75.40	$72.93	+3.5%	COM	922908553
RWO	Dow Jones Global Real Estate ETF	10,374	$480K	0.3%	$46.27	$47.49	-2.6%	COM	78463X749
—	PG&E Corp.	10,788	$473K	0.3%	$43.85	$59.69	—	COM	69331c108
AMT	American Tower Corp	3,110	$452K	0.3%	$145.34 *	$115.75	+2.3%	COM	03027X100
—	Celgene Corp.	4,905	$437K	0.3%	$89.09	$116.69	—	COM	151020104
TIP	iShares Barclays TIPS	3,823	$432K	0.3%	$113.00	$110.77	+2.1%	COM	464287176
MUB	iShares Nat. AMT-Free Muni	3,810	$415K	0.3%	$108.92	$110.13	-1.1%	COM	464288414
LQD	iShares IBOXX Inv. Grade Corp.	3,460	$406K	0.3%	$117.34	$116.53	+0.7%	COM	464287242
MCD	McDonald's	2,532	$395K	0.3%	$156.00 *	$71.80	+81.7%	COM	580135101
VIG	Vanguard Dividend Appreciation	3,917	$395K	0.3%	$100.84	$78.03	+29.5%	COM	921908844
—	T. Rowe Price	3,600	$388K	0.3%	$107.78	$73.33	—	COM	74144t108
SUB	iShares St Nat. AMT-Free Muni	3,473	$364K	0.2%	$104.81	$105.72	-0.8%	COM	464288158
—	Xerox	11,983	$344K	0.2%	$28.71	$9.07	—	COM	984121103
—	Prologis Inc.	5,200	$327K	0.2%	$62.88	$44.23	—	COM	74340w103
BMO	Bank Of Montreal	4,000	$302K	0.2%	$75.50 *	$49.92	+10.0%	COM	063671101
SLB	Schlumberger Ltd.	4,660	$301K	0.2%	$64.59 *	$56.91	-8.9%	COM	806857108
MCO	Moody's Corp.	1,848	$298K	0.2%	$161.26 *	$98.85	+52.4%	COM	615369105
BA	Boeing Co.	874	$286K	0.2%	$327.23 *	$220.44	+42.4%	COM	097023105
BAC	Bank of America	9,352	$280K	0.2%	$29.94 *	$16.34	+52.7%	COM	060505104
VOX	Vanguard Telecomm	3,115	$260K	0.2%	$83.47	$94.39	-11.4%	COM	92204A884
BXP	Boston Properties	2,000	$246K	0.2%	$123.00 *	$64.00	+35.7%	COM	101121101
MAR	Marriott Int.	1,700	$231K	0.2%	$135.88 *	$114.71	+11.2%	COM	571903202
SCHM	Schwab US Mid Cap ETF	4,250	$224K	0.2%	$52.71 *	$16.30	+8.1%	COM	808524508
EEM	iShares MSCI Emerging Markets	4,591	$221K	0.2%	$48.14	$44.02	+9.7%	COM	464287234
PM	Philip Morris Int.	2,111	$209K	0.1%	$99.01 *	$65.59	+0.9%	COM	718172109
REZ	iShares FTSE NAREIT Residential	3,600	$207K	0.1%	$57.50	$56.85	+1.4%	COM	464288562
ADBE	Adobe Systems	929	$200K	0.1%	$215.29	$203.33	+6.3%	COM	00724F101