Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	Schwab International ETF	242,593	$8.017M	5.2%	$29.52	—	COM	808524805
CVX	Chevron Corp.	36,803	$4.653M	3.0%	$70.99	+25.6%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	85,515	$4.433M	2.9%	$46.70	—	COM	922042775
IJR	iShares S&P Small-Cap	53,078	$4.429M	2.9%	$82.17	—	COM	464287804
IJH	iShares S&P Mid-Cap	21,210	$4.131M	2.7%	$121.33	—	COM	464287507
AAPL	Apple Inc.	20,729	$3.837M	2.5%	$26.73	+59.9%	COM	037833100
WFC	Wells Fargo & Co.	64,327	$3.566M	2.3%	$28.59	+51.6%	COM	949746101
—	Exxon Mobil	40,107	$3.318M	2.2%	$83.56	—	COM	30231g102
SCHB	Schwab US Broad Market ETF	49,156	$3.243M	2.1%	$52.52	—	COM	808524102
LOW	Lowe's Cos.	30,037	$2.87M	1.9%	$34.82	+126.0%	COM	548661107
PFE	Pfizer	77,008	$2.793M	1.8%	$19.67	+23.5%	COM	717081103
CMF	iShares S&P CA AMT-Free Muni	45,835	$2.683M	1.7%	$79.08	—	COM	464288356
SCHZ	Schwab US Aggregate Bond	50,837	$2.574M	1.7%	$52.11	—	COM	808524839
—	J.P. Morgan Chase	23,685	$2.467M	1.6%	$60.77	—	COM	46625h100
—	Vanguard Interm Corp.	28,261	$2.36M	1.5%	$86.83	—	COM	92206c870
DIS	Walt Disney	22,438	$2.351M	1.5%	$62.83	+54.6%	COM	254687106
MSFT	Microsoft	23,837	$2.35M	1.5%	$28.07	+219.8%	COM	594918104
PG	Procter & Gamble	28,930	$2.258M	1.5%	$55.67	+11.0%	COM	742718109
AXP	American Express	22,648	$2.219M	1.4%	$61.35	+44.4%	COM	025816109
XLY	Cons. Disc. Sector SPDR	19,378	$2.118M	1.4%	$62.36	—	COM	81369Y407
XLK	Technology Sector SPDR	30,415	$2.112M	1.4%	$40.72	—	COM	81369Y803
ALL	Allstate Corp.	22,203	$2.026M	1.3%	$57.76	+37.8%	COM	020002101
MCHP	Microchip Tech.	22,125	$2.012M	1.3%	$20.24	+98.6%	COM	595017104
ICE	Intercontinental Exchange	25,005	$1.839M	1.2%	$49.34	+33.8%	COM	45866F104
CRM	Salesforce.com	13,422	$1.83M	1.2%	$72.34	+74.2%	COM	79466L302
—	United Technologies	14,203	$1.775M	1.2%	$94.63	—	COM	913017109
SCHE	Schwab Emerging Markets ETF	68,341	$1.769M	1.2%	$23.16	—	COM	808524706
XLI	Industrial Sector SPDR	24,279	$1.739M	1.1%	$55.65	—	COM	81369Y704
KO	Coca Cola	38,947	$1.708M	1.1%	$28.16	+20.8%	COM	191216100
ABT	Abbott Labs.	27,675	$1.687M	1.1%	$37.49	+41.8%	COM	002824100
USB	U.S. Bancorp	32,995	$1.65M	1.1%	$22.44	+66.0%	COM	902973304
META	Facebook, Inc.	7,663	$1.489M	1.0%	$179.45	0.0%	COM	30303M102
—	DowDuPont, Inc.	22,527	$1.484M	1.0%	$69.22	—	COM	26078J100
JNJ	Johnson & Johnson	11,950	$1.45M	0.9%	$61.40	+64.0%	COM	478160104
VFC	V.F. Corp.	16,685	$1.36M	0.9%	$52.93	+42.4%	COM	918204108
—	Verizon Comm.	26,681	$1.342M	0.9%	$53.96	—	COM	92343v104
WMT	Wal-Mart Stores	15,097	$1.293M	0.8%	$19.90	+26.9%	COM	931142103
PEP	Pepsico	11,822	$1.287M	0.8%	$56.21	+45.4%	COM	713448108
CTSH	Cognizant Tech Solutions	16,209	$1.28M	0.8%	$46.51	+51.4%	COM	192446102
—	Red Hat Inc	9,318	$1.252M	0.8%	$75.30	—	COM	756577102
XLV	Health Care Sector SPDR	14,899	$1.243M	0.8%	$70.77	—	COM	81369Y209
—	Oracle	28,149	$1.24M	0.8%	$41.31	—	COM	68389x105
—	Dominion Resources	17,536	$1.195M	0.8%	$75.12	—	COM	25746u109
FTV	Fortive Corporation	15,497	$1.194M	0.8%	$33.36	+38.7%	COM	34959J108
UPS	United Parcel Service	11,081	$1.177M	0.8%	$70.32	+19.1%	COM	911312106
XLB	Materials Sector SPDR	20,204	$1.173M	0.8%	$47.85	—	COM	81369Y100
GWW	W.W. Grainger, Inc.	3,723	$1.148M	0.7%	$166.15	+62.2%	COM	384802104
INTC	Intel	22,528	$1.119M	0.7%	$17.48	+157.6%	COM	458140100
CAT	Caterpillar	8,249	$1.119M	0.7%	$62.30	+103.1%	COM	149123101
CME	CME Group, Inc.	6,500	$1.065M	0.7%	$48.46	+157.4%	COM	12572Q105
BMY	Bristol-Myers Squibb	18,811	$1.041M	0.7%	$33.67	+20.7%	COM	110122108
KLAC	KLA-Tencor	9,790	$1.003M	0.7%	$97.03	0.0%	COM	482480100
HD	Home Depot	4,968	$969K	0.6%	$83.98	+84.6%	COM	437076102
XLP	Consumer Staples SPDR	17,980	$926K	0.6%	$42.81	—	COM	81369Y308
SBUX	Starbucks Corp.	18,923	$924K	0.6%	$46.55	+3.3%	COM	855244109
EFA	iShares MSCI EAFE	13,277	$889K	0.6%	$61.21	—	COM	464287465
AMG	Affiliated Managers Group	5,854	$870K	0.6%	$142.71	+12.6%	COM	008252108
—	Shire PLC	5,140	$867K	0.6%	$155.52	—	COM	82481R106
DHR	Danaher Corp.	8,763	$864K	0.6%	$42.53	+102.2%	COM	235851102
—	Abbvie	9,224	$854K	0.6%	$57.15	—	COM	00287y109
ADP	Automatic Data Proc.	6,200	$831K	0.5%	$76.76	+40.4%	COM	053015103
—	Zimmer Biomet Holdings	7,368	$821K	0.5%	$120.34	—	COM	98956p102
HAL	Halliburton	18,039	$812K	0.5%	$35.82	+19.0%	COM	406216101
—	Allergan, Inc.	4,811	$802K	0.5%	$233.24	—	COM	G0177J108
XLU	Utilities Sector SPDR	15,106	$784K	0.5%	$41.44	—	COM	81369Y886
HYG	iShares IBOXX High Yield Corp.	9,208	$783K	0.5%	$84.96	—	COM	464288513
—	L Brands, Inc.	20,515	$756K	0.5%	$55.62	—	COM	501797104
UNP	Union Pacific	5,316	$753K	0.5%	$83.63	+40.8%	COM	907818108
VTI	Vanguard Total Stock Market	5,355	$752K	0.5%	$94.31	—	COM	922908769
XLF	Financial Sector SPDR	28,144	$748K	0.5%	$22.50	—	COM	81369Y605
XLRE	Real Estate Select Sector SPDR	22,677	$741K	0.5%	$30.94	—	COM	81369Y860
IGSB	iShares Barclays 1-3Yr Credit	7,120	$738K	0.5%	$104.59	—	COM	464288646
XLE	Energy Sector SPDR	9,665	$733K	0.5%	$71.89	—	COM	81369Y506
SCHA	Schwab US Small Cap ETF	9,695	$713K	0.5%	$56.63	—	COM	808524607
COST	Costco Wholesale	3,400	$710K	0.5%	$154.90	+14.8%	COM	22160K105
—	PureFunds ISE Cyber Security ETF	19,110	$707K	0.5%	$30.39	—	COM	26924G201
COR	AmerisourceBergen	8,234	$702K	0.5%	$66.37	+2.3%	COM	03073E105
BRK/B	Berkshire Hathaway - B	3,697	$690K	0.4%	$153.96	+26.6%	COM	084670702
MDLZ	Mondelez Int.	16,772	$687K	0.4%	$35.45	-5.9%	COM	609207105
GSG	iShares S&P GSCI Commodity	35,873	$642K	0.4%	$15.07	—	COM	46428R107
AMZN	Amazon	375	$637K	0.4%	$39.18	+102.6%	COM	023135106
EOG	EOG Resources, Inc.	4,981	$619K	0.4%	$68.01	+28.2%	COM	26875P101
—	Cisco Systems	14,174	$609K	0.4%	$28.47	—	COM	17275r102
IGIB	iShares Barclays Inter Cr Bd Fd	5,670	$602K	0.4%	$107.25	—	COM	464288638
—	Celgene Corp.	7,520	$597K	0.4%	$103.72	—	COM	151020104
—	General Electric	43,191	$587K	0.4%	$23.80	—	COM	369604103
BIIB	Biogen Inc	1,989	$577K	0.4%	$268.42	+4.7%	COM	09062X103
—	Merck & Co.	9,450	$573K	0.4%	$53.03	—	COM	58933y105
NEE	Nextera Energy, Inc.	3,334	$556K	0.4%	$33.41	0.0%	COM	65339F101
—	AT&T Inc.	16,985	$545K	0.4%	$39.28	—	COM	00206r102
GOOG	Alphabet - Cl C	480	$535K	0.3%	$35.61	+50.6%	COM	02079K107
MCD	McDonald's	3,291	$515K	0.3%	$86.49	+56.7%	COM	580135101
VNQ	Vanguard REIT	6,318	$514K	0.3%	$69.06	—	COM	922908553
—	3M Corp	2,587	$508K	0.3%	$166.49	—	COM	88579y101
RWO	Dow Jones Global Real Estate ETF	10,563	$508K	0.3%	$47.30	—	COM	78463X749
—	Vanguard Info Tech	2,725	$494K	0.3%	$109.59	—	COM	92204a702
GOOGL	Alphabet - Cl A	431	$486K	0.3%	$36.73	+47.0%	COM	02079K305
AMT	American Tower Corp	3,325	$479K	0.3%	$115.62	-1.5%	COM	03027X100
—	PG&E Corp.	10,788	$459K	0.3%	$59.69	—	COM	69331c108
DUK	Duke Energy	5,690	$449K	0.3%	$47.28	+19.4%	COM	26441C204
IBM	IBM	3,155	$440K	0.3%	$114.56	-12.8%	COM	459200101
—	Jacobs Engineering	6,766	$429K	0.3%	$63.41	—	COM	469814107
TIP	iShares Barclays TIPS	3,782	$426K	0.3%	$109.91	—	COM	464287176
—	T. Rowe Price	3,600	$417K	0.3%	$73.33	—	COM	74144t108
VIG	Vanguard Dividend Appreciation	3,917	$398K	0.3%	$77.87	—	COM	921908844
SUB	iShares St Nat. AMT-Free Muni	3,473	$364K	0.2%	$105.46	—	COM	464288158
—	Avago Tech.	1,496	$362K	0.2%	$241.98	—	COM	Y0486S104
—	Prologis Inc.	5,200	$341K	0.2%	$44.23	—	COM	74340w103
LQD	iShares IBOXX Inv. Grade Corp.	2,900	$332K	0.2%	$115.60	—	COM	464287242
SLB	Schlumberger Ltd.	4,930	$330K	0.2%	$56.81	-3.0%	COM	806857108
SCHM	Schwab US Mid Cap ETF	5,784	$317K	0.2%	$51.30	—	COM	808524508
MCO	Moody's Corp.	1,848	$315K	0.2%	$98.85	+60.1%	COM	615369105
BMO	Bank Of Montreal	4,000	$309K	0.2%	$49.92	+12.8%	COM	063671101
MUB	iShares Nat. AMT-Free Muni	2,710	$295K	0.2%	$110.15	—	COM	464288414
BA	Boeing Co.	874	$293K	0.2%	$220.44	+49.9%	COM	097023105
—	Xerox	11,983	$287K	0.2%	$9.07	—	COM	984121103
TXN	Texas Instruments	2,500	$275K	0.2%	$87.28	0.0%	COM	882508104
EFV	iShares MSCI EAFE Value	5,250	$269K	0.2%	$51.24	—	COM	464288877
BAC	Bank of America	9,352	$263K	0.2%	$16.34	+52.1%	COM	060505104
APD	Air Products & Chemicals, Inc.	1,666	$259K	0.2%	$135.57	0.0%	COM	009158106
BXP	Boston Properties	2,000	$250K	0.2%	$64.00	+33.6%	COM	101121101
REZ	iShares FTSE NAREIT Residential	3,600	$226K	0.1%	$58.89	—	COM	464288562
SCHW	Charles Schwab	4,266	$217K	0.1%	$49.84	0.0%	COM	808513105
MAR	Marriott Int.	1,700	$215K	0.1%	$114.71	+11.3%	COM	571903202
EEM	iShares MSCI Emerging Markets	4,691	$203K	0.1%	$44.62	—	COM	464287234