Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHF	Schwab International ETF	199,117	$5.644M	3.9%	$28.35 *	$15.11	-6.2%	COM	808524805
CVX	Chevron Corp.	36,841	$4.007M	2.7%	$108.76 *	$70.99	+12.7%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	87,366	$3.982M	2.7%	$45.58	$47.82	-4.7%	COM	922042775
IJR	iShares S&P Small-Cap	54,612	$3.785M	2.6%	$69.31	$58.42	+18.7%	COM	464287804
EFA	iShares MSCI EAFE	63,767	$3.748M	2.6%	$58.78	$62.72	-6.3%	COM	464287465
IJH	iShares S&P Mid-Cap	21,564	$3.58M	2.5%	$166.02 *	$24.60	+35.0%	COM	464287507
CMF	iShares S&P CA AMT-Free Muni	59,370	$3.469M	2.4%	$58.43	$58.75	-0.5%	COM	464288356
CORP	Pimco Invest Grade Corporate Bond Index	32,672	$3.236M	2.2%	$99.05	$98.77	+0.3%	COM	72201R817
XLV	Health Care Sector SPDR	36,557	$3.162M	2.2%	$86.50	$81.78	+5.8%	COM	81369Y209
PFE	Pfizer	72,193	$3.151M	2.2%	$43.65 *	$19.67	+52.8%	COM	717081103
SCHB	Schwab US Broad Market ETF	51,085	$3.061M	2.1%	$59.92 *	$9.18	+8.8%	COM	808524102
XLK	Technology Sector SPDR	46,217	$2.864M	2.0%	$61.97 *	$25.46	+21.7%	COM	81369Y803
—	Vanguard Interm Corp.	34,236	$2.836M	1.9%	$82.84	$86.06	—	COM	92206c870
AAPL	Apple Inc.	16,963	$2.675M	1.8%	$157.70 *	$26.73	+40.3%	COM	037833100
WFC	Wells Fargo & Co.	57,863	$2.666M	1.8%	$46.07 *	$28.59	+32.7%	COM	949746101
PG	Procter & Gamble	28,621	$2.63M	1.8%	$91.89 *	$55.67	+38.3%	COM	742718109
LOW	Lowe's Cos.	27,355	$2.526M	1.7%	$92.34 *	$34.82	+133.1%	COM	548661107
DIS	Walt Disney	22,637	$2.482M	1.7%	$109.64 *	$62.83	+68.4%	COM	254687106
—	Exxon Mobil	36,072	$2.459M	1.7%	$68.17	$83.56	—	COM	30231g102
MSFT	Microsoft	22,862	$2.322M	1.6%	$101.57 *	$28.07	+238.6%	COM	594918104
—	J.P. Morgan Chase	23,117	$2.256M	1.5%	$97.59	$60.77	—	COM	46625h100
AXP	American Express	22,131	$2.109M	1.4%	$95.30 *	$61.35	+41.1%	COM	025816109
VOX	Vanguard Telecomm	27,786	$2.058M	1.4%	$74.07	$79.85	-7.2%	COM	92204A884
XLI	Industrial Sector SPDR	31,420	$2.023M	1.4%	$64.39	$57.49	+12.0%	COM	81369Y704
ABT	Abbott Labs.	27,709	$2.004M	1.4%	$72.32 *	$37.49	+70.7%	COM	002824100
XLY	Cons. Disc. Sector SPDR	20,173	$1.997M	1.4%	$98.99 *	$32.24	+53.5%	COM	81369Y407
KO	Coca Cola	38,748	$1.834M	1.3%	$47.33 *	$28.16	+35.6%	COM	191216100
ICE	Intercontinental Exchange	24,195	$1.822M	1.2%	$75.30 *	$49.34	+39.6%	COM	45866F104
CRM	Salesforce.com	12,766	$1.748M	1.2%	$136.93	$72.34	+87.1%	COM	79466L302
ALL	Allstate Corp.	20,888	$1.725M	1.2%	$82.58 *	$57.76	+21.4%	COM	020002101
SCHE	Schwab Emerging Markets ETF	67,408	$1.586M	1.1%	$23.53	$23.65	-0.5%	COM	808524706
JNJ	Johnson & Johnson	11,850	$1.529M	1.0%	$129.03 *	$61.40	+72.7%	COM	478160104
MCHP	Microchip Tech.	20,415	$1.468M	1.0%	$71.91 *	$20.24	+55.9%	COM	595017104
—	United Technologies	13,682	$1.456M	1.0%	$106.42	$94.63	—	COM	913017109
WMT	Wal-Mart Stores	14,997	$1.396M	1.0%	$93.09 *	$19.90	+40.5%	COM	931142103
—	Oracle	29,554	$1.334M	0.9%	$45.14	$41.48	—	COM	68389x105
—	Red Hat Inc	7,490	$1.315M	0.9%	$175.57	$78.03	—	COM	756577102
XLF	Financial Sector SPDR	55,087	$1.312M	0.9%	$23.82	$22.63	+5.3%	COM	81369Y605
PEP	Pepsico	11,672	$1.289M	0.9%	$110.44 *	$56.21	+59.0%	COM	713448108
SBUX	Starbucks Corp.	19,375	$1.247M	0.9%	$64.36 *	$46.50	+19.0%	COM	855244109
USB	U.S. Bancorp	27,000	$1.233M	0.8%	$45.67 *	$22.44	+52.7%	COM	902973304
CME	CME Group, Inc.	6,500	$1.222M	0.8%	$188.00 *	$48.46	+202.6%	COM	12572Q105
—	Dominion Resources	16,443	$1.175M	0.8%	$71.46	$75.12	—	COM	25746u109
—	DowDuPont, Inc.	20,444	$1.093M	0.7%	$53.46	$69.22	—	COM	26078J100
—	Verizon Comm.	18,988	$1.067M	0.7%	$56.19	$53.96	—	COM	92343v104
CAT	Caterpillar	8,249	$1.048M	0.7%	$127.05 *	$62.30	+75.1%	COM	149123101
VFC	V.F. Corp.	14,430	$1.029M	0.7%	$71.31 *	$52.93	+26.9%	COM	918204108
INTC	Intel	21,850	$1.025M	0.7%	$46.91 *	$17.48	+131.0%	COM	458140100
FTV	Fortive Corporation	14,777	$999K	0.7%	$67.61 *	$33.36	+24.2%	COM	34959J108
BMY	Bristol-Myers Squibb	19,162	$996K	0.7%	$51.98 *	$34.02	+16.6%	COM	110122108
GOOGL	Alphabet - Cl A	913	$954K	0.7%	$1044.91 *	$46.28	+12.0%	COM	02079K305
XLB	Materials Sector SPDR	18,873	$953K	0.7%	$50.50 *	$24.03	+5.1%	COM	81369Y100
CTSH	Cognizant Tech Solutions	14,946	$948K	0.6%	$63.43 *	$47.38	+20.8%	COM	192446102
VTI	Vanguard Total Stock Market	7,090	$904K	0.6%	$127.50	$107.35	+18.9%	COM	922908769
UPS	United Parcel Service	9,051	$882K	0.6%	$97.45 *	$70.77	+4.8%	COM	911312106
DLTR	Dollar Tree, Inc.	9,635	$870K	0.6%	$90.30	$87.77	+2.9%	COM	256746108
—	Abbvie	9,224	$850K	0.6%	$92.15	$57.15	—	COM	00287y109
XLC	Communication Services Sector SPDR	20,593	$850K	0.6%	$41.28	$48.63	-15.1%	COM	81369Y852
HYG	iShares IBOXX High Yield Corp.	10,332	$837K	0.6%	$81.01	$85.61	-5.3%	COM	464288513
DHR	Danaher Corp.	7,997	$824K	0.6%	$103.04 *	$42.53	+108.4%	COM	235851102
XLU	Utilities Sector SPDR	15,470	$818K	0.6%	$52.88 *	$21.23	+24.6%	COM	81369Y886
XLP	Consumer Staples SPDR	15,750	$799K	0.5%	$50.73	$43.28	+17.3%	COM	81369Y308
—	Vanguard Energy	10,352	$798K	0.5%	$77.09	$77.09	—	COM	92204a306
ADP	Automatic Data Proc.	5,900	$773K	0.5%	$131.02 *	$76.76	+47.3%	COM	053015103
HD	Home Depot	4,393	$754K	0.5%	$171.64 *	$83.98	+72.3%	COM	437076102
XLRE	Real Estate Select Sector SPDR	23,630	$732K	0.5%	$30.98	$30.88	+0.4%	COM	81369Y860
COST	Costco Wholesale	3,556	$724K	0.5%	$203.60 *	$156.56	+17.8%	COM	22160K105
—	Merck & Co.	9,450	$722K	0.5%	$76.40	$53.03	—	COM	58933y105
UNP	Union Pacific	5,216	$721K	0.5%	$138.23 *	$83.63	+41.5%	COM	907818108
BRK/B	Berkshire Hathaway - B	3,497	$714K	0.5%	$204.18	$153.96	+32.6%	COM	084670702
MDLZ	Mondelez Int.	16,702	$668K	0.5%	$40.00 *	$35.45	-4.6%	COM	609207105
—	PureFunds ISE Cyber Security ETF	19,571	$659K	0.5%	$33.67	$31.34	—	COM	26924G201
—	Shire PLC	3,745	$651K	0.4%	$173.83	$156.10	—	COM	82481R106
SCHA	Schwab US Small Cap ETF	10,559	$640K	0.4%	$60.61 *	$14.68	+3.3%	COM	808524607
VWO	Vanguard Emerging Markets	15,801	$602K	0.4%	$38.10	$38.74	-1.6%	COM	922042858
AMT	American Tower Corp	3,800	$601K	0.4%	$158.16 *	$116.50	+13.1%	COM	03027X100
GWW	W.W. Grainger, Inc.	2,118	$598K	0.4%	$282.34 *	$166.15	+54.9%	COM	384802104
BIIB	Biogen Inc	1,987	$597K	0.4%	$300.45	$269.80	+11.5%	COM	09062X103
AMZN	Amazon	382	$573K	0.4%	$1500.00 *	$39.99	+87.8%	COM	023135106
XLE	Energy Sector SPDR	9,367	$537K	0.4%	$57.33 *	$37.04	-22.6%	COM	81369Y506
MCD	McDonald's	2,985	$530K	0.4%	$177.55 *	$86.49	+74.5%	COM	580135101
DUK	Duke Energy	5,945	$513K	0.4%	$86.29 *	$48.55	+34.2%	COM	26441C204
TJX	TJX Companies	11,180	$500K	0.3%	$44.72 *	$46.36	-12.2%	COM	872540109
META	Facebook, Inc.	3,781	$495K	0.3%	$130.92	$179.50	-27.5%	COM	30303M102
—	3M Corp	2,587	$492K	0.3%	$190.18	$166.49	—	COM	88579y101
GOOG	Alphabet - Cl C	461	$477K	0.3%	$1034.71 *	$35.61	+44.3%	COM	02079K107
GNR	SPDR S&P Global Natural Resources	11,436	$471K	0.3%	$41.19	$45.51	-9.4%	COM	78463X541
VNQ	Vanguard REIT	6,218	$463K	0.3%	$74.46	$72.93	+2.2%	COM	922908553
—	Vanguard Info Tech	2,675	$446K	0.3%	$166.73	$109.59	—	COM	92204a702
—	AT&T Inc.	15,485	$441K	0.3%	$28.48	$39.28	—	COM	00206r102
VIG	Vanguard Dividend Appreciation	4,459	$436K	0.3%	$97.78	$81.58	+20.1%	COM	921908844
—	Cisco Systems	10,050	$435K	0.3%	$43.28	$28.47	—	COM	17275r102
EOG	EOG Resources, Inc.	4,880	$425K	0.3%	$87.09 *	$68.31	-3.8%	COM	26875P101
—	Zimmer Biomet Holdings	4,069	$422K	0.3%	$103.71	$120.93	—	COM	98956p102
RWO	Dow Jones Global Real Estate ETF	9,505	$420K	0.3%	$44.19	$47.70	-7.2%	COM	78463X749
NEE	Nextera Energy, Inc.	2,267	$394K	0.3%	$173.80 *	$33.41	+9.5%	COM	65339F101
COR	AmerisourceBergen	4,936	$367K	0.3%	$74.35 *	$66.41	-12.5%	COM	03073E105
SUB	iShares St Nat. AMT-Free Muni	3,473	$366K	0.3%	$105.38	$105.72	-0.3%	COM	464288158
—	Jacobs Engineering	6,199	$362K	0.2%	$58.40	$63.41	—	COM	469814107
VFH	Vanguard Financials ETF	6,095	$361K	0.2%	$59.23	$64.89	-8.5%	COM	92204A405
IBM	IBM	3,155	$358K	0.2%	$113.47 *	$114.56	-30.1%	COM	459200101
SCHM	Schwab US Mid Cap ETF	7,465	$357K	0.2%	$47.82 *	$17.15	-6.8%	COM	808524508
—	T. Rowe Price	3,600	$332K	0.2%	$92.22	$73.33	—	COM	74144t108
STIP	iShares 0-5 Year TIPS Bond ETF	3,300	$323K	0.2%	$97.88	$99.01	-1.0%	COM	46429B747
—	Prologis Inc.	5,200	$305K	0.2%	$58.65	$44.23	—	COM	74340w103
LQD	iShares IBOXX Inv. Grade Corp.	2,700	$304K	0.2%	$112.59	$116.53	-3.2%	COM	464287242
MUB	iShares Nat. AMT-Free Muni	2,760	$300K	0.2%	$108.70	$110.10	-1.0%	COM	464288414
BA	Boeing Co.	874	$281K	0.2%	$321.51 *	$220.44	+42.2%	COM	097023105
SPY	S&P 500 Deposit Receipts	1,104	$275K	0.2%	$249.09	$279.72	-10.7%	COM	78462F103
IGIB	iShares Barclays Inter Cr Bd Fd	5,140	$269K	0.2%	$52.33	$54.09	-3.1%	COM	464288638
—	Avago Tech.	1,049	$266K	0.2%	$253.57	$241.98	—	COM	Y0486S104
BMO	Bank Of Montreal	4,000	$261K	0.2%	$65.25 *	$49.92	-3.0%	COM	063671101
MCO	Moody's Corp.	1,848	$258K	0.2%	$139.61 *	$98.85	+33.4%	COM	615369105
—	General Electric	31,640	$239K	0.2%	$7.55	$23.80	—	COM	369604103
TXN	Texas Instruments	2,500	$236K	0.2%	$94.40 *	$87.28	-11.2%	COM	882508104
BAC	Bank of America	9,352	$230K	0.2%	$24.59 *	$16.34	+27.3%	COM	060505104
—	Celgene Corp.	3,560	$228K	0.2%	$64.04	$102.78	—	COM	151020104
—	Xerox	11,522	$227K	0.2%	$19.70	$9.07	—	COM	984121103
BXP	Boston Properties	2,000	$225K	0.2%	$112.50 *	$64.00	+26.8%	COM	101121101
REZ	iShares FTSE NAREIT Residential	3,600	$224K	0.2%	$62.22	$56.85	+9.7%	COM	464288562
APD	Air Products & Chemicals, Inc.	1,316	$210K	0.1%	$159.57 *	$135.57	-0.1%	COM	009158106
GII	SPDR S&P Global Infrastructure	4,548	$205K	0.1%	$45.07	$47.03	-4.0%	COM	78463X855
GSG	iShares S&P GSCI Commodity	11,425	$160K	0.1%	$14.00	$15.30	-8.4%	COM	46428R107