Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	Schwab International ETF	287,822	$9.65M	5.8%	$30.15	—	COM	808524805
IJR	iShares S&P Small-Cap	53,078	$4.63M	2.8%	$82.17	—	COM	464287804
AAPL	Apple Inc.	20,421	$4.609M	2.7%	$26.73	+84.3%	COM	037833100
CVX	Chevron Corp.	36,903	$4.512M	2.7%	$70.99	+23.8%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	85,340	$4.441M	2.6%	$46.70	—	COM	922042775
IJH	iShares S&P Mid-Cap	21,210	$4.269M	2.5%	$121.33	—	COM	464287507
SCHB	Schwab US Broad Market ETF	58,914	$4.147M	2.5%	$55.48	—	COM	808524102
—	Exxon Mobil	40,379	$3.433M	2.0%	$83.56	—	COM	30231g102
WFC	Wells Fargo & Co.	64,727	$3.402M	2.0%	$28.59	+62.7%	COM	949746101
CMF	iShares S&P CA AMT-Free Muni	57,575	$3.338M	2.0%	$74.77	—	COM	464288356
PFE	Pfizer	75,658	$3.334M	2.0%	$19.67	+40.6%	COM	717081103
LOW	Lowe's Cos.	27,702	$3.18M	1.9%	$34.82	+161.4%	COM	548661107
—	Vanguard Interm Corp.	36,862	$3.079M	1.8%	$86.06	—	COM	92206c870
SCHZ	Schwab US Aggregate Bond	58,626	$2.945M	1.8%	$51.86	—	COM	808524839
MSFT	Microsoft	23,337	$2.669M	1.6%	$28.07	+259.2%	COM	594918104
—	J.P. Morgan Chase	23,605	$2.663M	1.6%	$60.77	—	COM	46625h100
DIS	Walt Disney	22,543	$2.636M	1.6%	$62.83	+69.6%	COM	254687106
AXP	American Express	22,443	$2.389M	1.4%	$61.35	+53.4%	COM	025816109
PG	Procter & Gamble	28,685	$2.387M	1.4%	$55.67	+21.8%	COM	742718109
XLY	Cons. Disc. Sector SPDR	18,748	$2.197M	1.3%	$62.36	—	COM	81369Y407
ALL	Allstate Corp.	22,183	$2.189M	1.3%	$57.76	+42.1%	COM	020002101
SCHE	Schwab Emerging Markets ETF	84,694	$2.177M	1.3%	$23.65	—	COM	808524706
XLK	Technology Sector SPDR	28,100	$2.116M	1.3%	$40.72	—	COM	81369Y803
CRM	Salesforce.com	13,127	$2.087M	1.2%	$72.34	+102.7%	COM	79466L302
ABT	Abbott Labs.	27,909	$2.047M	1.2%	$37.49	+54.2%	COM	002824100
—	United Technologies	13,958	$1.951M	1.2%	$94.63	—	COM	913017109
XLI	Industrial Sector SPDR	23,699	$1.858M	1.1%	$55.65	—	COM	81369Y704
ICE	Intercontinental Exchange	24,585	$1.841M	1.1%	$49.34	+38.5%	COM	45866F104
KO	Coca Cola	38,672	$1.786M	1.1%	$28.16	+28.9%	COM	191216100
USB	U.S. Bancorp	32,995	$1.742M	1.0%	$22.44	+74.4%	COM	902973304
MCHP	Microchip Tech.	22,050	$1.739M	1.0%	$20.24	+90.1%	COM	595017104
JNJ	Johnson & Johnson	11,950	$1.651M	1.0%	$61.40	+76.0%	COM	478160104
XLV	Health Care Sector SPDR	15,470	$1.471M	0.9%	$71.67	—	COM	81369Y209
META	Facebook, Inc.	8,903	$1.464M	0.9%	$179.50	+0.2%	COM	30303M102
—	Oracle	28,229	$1.455M	0.9%	$41.31	—	COM	68389x105
—	DowDuPont, Inc.	22,096	$1.42M	0.8%	$69.22	—	COM	26078J100
WMT	Wal-Mart Stores	14,997	$1.408M	0.8%	$19.90	+37.4%	COM	931142103
VFC	V.F. Corp.	14,800	$1.383M	0.8%	$52.93	+61.2%	COM	918204108
—	Red Hat Inc	9,755	$1.329M	0.8%	$78.03	—	COM	756577102
UPS	United Parcel Service	11,361	$1.326M	0.8%	$70.77	+25.0%	COM	911312106
FTV	Fortive Corporation	15,512	$1.306M	0.8%	$33.36	+49.1%	COM	34959J108
PEP	Pepsico	11,672	$1.304M	0.8%	$56.21	+60.7%	COM	713448108
CTSH	Cognizant Tech Solutions	16,824	$1.297M	0.8%	$47.38	+48.3%	COM	192446102
CAT	Caterpillar	8,249	$1.257M	0.7%	$62.30	+93.4%	COM	149123101
BMY	Bristol-Myers Squibb	19,425	$1.205M	0.7%	$34.02	+32.2%	COM	110122108
XLB	Materials Sector SPDR	20,740	$1.201M	0.7%	$48.11	—	COM	81369Y100
—	Dominion Resources	16,861	$1.184M	0.7%	$75.12	—	COM	25746u109
SBUX	Starbucks Corp.	19,668	$1.117M	0.7%	$46.50	-3.1%	COM	855244109
CME	CME Group, Inc.	6,500	$1.106M	0.7%	$48.46	+166.4%	COM	12572Q105
—	Verizon Comm.	19,981	$1.066M	0.6%	$53.96	—	COM	92343v104
INTC	Intel	22,528	$1.065M	0.6%	$17.48	+137.5%	COM	458140100
KLAC	KLA-Tencor	10,375	$1.055M	0.6%	$97.10	+1.1%	COM	482480100
—	Zimmer Biomet Holdings	7,788	$1.023M	0.6%	$120.93	—	COM	98956p102
TJX	TJX Companies	8,740	$979K	0.6%	$46.49	0.0%	COM	872540109
HD	Home Depot	4,693	$972K	0.6%	$83.98	+100.0%	COM	437076102
—	Allergan, Inc.	5,081	$967K	0.6%	$230.96	—	COM	G0177J108
—	Shire PLC	5,260	$953K	0.6%	$156.10	—	COM	82481R106
HYG	iShares IBOXX High Yield Corp.	10,677	$922K	0.5%	$85.16	—	COM	464288513
EFA	iShares MSCI EAFE	13,277	$902K	0.5%	$61.21	—	COM	464287465
ADP	Automatic Data Proc.	5,900	$888K	0.5%	$76.76	+57.4%	COM	053015103
—	Abbvie	9,224	$872K	0.5%	$57.15	—	COM	00287y109
DHR	Danaher Corp.	7,997	$868K	0.5%	$42.53	+107.0%	COM	235851102
AMG	Affiliated Managers Group	6,315	$863K	0.5%	$142.82	+1.0%	COM	008252108
XLF	Financial Sector SPDR	31,119	$858K	0.5%	$22.98	—	COM	81369Y605
—	PureFunds ISE Cyber Security ETF	21,170	$849K	0.5%	$31.34	—	COM	26924G201
UNP	Union Pacific	5,216	$849K	0.5%	$83.63	+52.8%	COM	907818108
XLP	Consumer Staples SPDR	15,670	$845K	0.5%	$42.81	—	COM	81369Y308
XLC	Communication Services Sector SPDR	17,090	$837K	0.5%	$48.98	—	COM	81369Y852
SCHA	Schwab US Small Cap ETF	10,841	$825K	0.5%	$58.69	—	COM	808524607
XLU	Utilities Sector SPDR	15,456	$813K	0.5%	$41.69	—	COM	81369Y886
COST	Costco Wholesale	3,430	$805K	0.5%	$154.90	+31.1%	COM	22160K105
COR	AmerisourceBergen	8,680	$800K	0.5%	$66.41	+1.1%	COM	03073E105
GSG	iShares S&P GSCI Commodity	43,666	$790K	0.5%	$15.61	—	COM	46428R107
DLTR	Dollar Tree, Inc.	9,530	$777K	0.5%	$87.80	0.0%	COM	256746108
XLRE	Real Estate Select Sector SPDR	23,788	$775K	0.5%	$31.01	—	COM	81369Y860
GWW	W.W. Grainger, Inc.	2,148	$767K	0.5%	$166.15	+87.6%	COM	384802104
AMZN	Amazon	375	$751K	0.4%	$39.18	+140.0%	COM	023135106
BRK/B	Berkshire Hathaway - B	3,497	$748K	0.4%	$153.96	+33.3%	COM	084670702
HAL	Halliburton	18,149	$735K	0.4%	$35.82	-0.7%	COM	406216101
XLE	Energy Sector SPDR	9,695	$734K	0.4%	$71.89	—	COM	81369Y506
VTI	Vanguard Total Stock Market	4,905	$734K	0.4%	$94.31	—	COM	922908769
MDLZ	Mondelez Int.	16,902	$726K	0.4%	$35.45	+0.4%	COM	609207105
—	Celgene Corp.	8,045	$719K	0.4%	$102.78	—	COM	151020104
BIIB	Biogen Inc	2,026	$715K	0.4%	$269.80	+27.6%	COM	09062X103
—	L Brands, Inc.	22,750	$689K	0.4%	$53.13	—	COM	501797104
—	Merck & Co.	9,450	$670K	0.4%	$53.03	—	COM	58933y105
RWO	Dow Jones Global Real Estate ETF	13,785	$655K	0.4%	$47.35	—	COM	78463X749
EOG	EOG Resources, Inc.	5,046	$643K	0.4%	$68.31	+33.8%	COM	26875P101
—	Cisco Systems	12,874	$626K	0.4%	$28.47	—	COM	17275r102
GOOG	Alphabet - Cl C	461	$550K	0.3%	$35.61	+66.9%	COM	02079K107
—	3M Corp	2,587	$545K	0.3%	$166.49	—	COM	88579y101
—	Vanguard Info Tech	2,675	$541K	0.3%	$109.59	—	COM	92204a702
AMT	American Tower Corp	3,700	$537K	0.3%	$116.15	+4.0%	COM	03027X100
—	AT&T Inc.	15,619	$524K	0.3%	$39.28	—	COM	00206r102
MCD	McDonald's	3,102	$518K	0.3%	$86.49	+55.8%	COM	580135101
—	Jacobs Engineering	6,766	$517K	0.3%	$63.41	—	COM	469814107
VNQ	Vanguard REIT	6,318	$509K	0.3%	$69.06	—	COM	922908553
MAS	Masco	13,660	$499K	0.3%	$34.15	0.0%	COM	574599106
—	PG&E Corp.	10,788	$496K	0.3%	$59.69	—	COM	69331c108
VIG	Vanguard Dividend Appreciation	4,453	$492K	0.3%	$81.79	—	COM	921908844
—	General Electric	42,616	$481K	0.3%	$23.80	—	COM	369604103
GOOGL	Alphabet - Cl A	397	$479K	0.3%	$36.73	+63.6%	COM	02079K305
IBM	IBM	3,155	$477K	0.3%	$114.56	-11.6%	COM	459200101
NEE	Nextera Energy, Inc.	2,650	$444K	0.3%	$33.41	+6.2%	COM	65339F101
DUK	Duke Energy	5,490	$439K	0.3%	$47.28	+27.0%	COM	26441C204
—	T. Rowe Price	3,600	$393K	0.2%	$73.33	—	COM	74144t108
SCHM	Schwab US Mid Cap ETF	6,793	$392K	0.2%	$52.25	—	COM	808524508
SLB	Schlumberger Ltd.	6,310	$384K	0.2%	$55.77	-6.7%	COM	806857108
SUB	iShares St Nat. AMT-Free Muni	3,473	$363K	0.2%	$105.46	—	COM	464288158
—	Prologis Inc.	5,200	$352K	0.2%	$44.23	—	COM	74340w103
BMO	Bank Of Montreal	4,000	$330K	0.2%	$49.92	+18.2%	COM	063671101
STIP	iShares 0-5 Year TIPS Bond ETF	3,300	$325K	0.2%	$98.48	—	COM	46429B747
BA	Boeing Co.	874	$325K	0.2%	$220.44	+53.8%	COM	097023105
—	Xerox	11,522	$310K	0.2%	$9.07	—	COM	984121103
LQD	iShares IBOXX Inv. Grade Corp.	2,700	$310K	0.2%	$115.60	—	COM	464287242
MCO	Moody's Corp.	1,848	$308K	0.2%	$98.85	+66.8%	COM	615369105
MUB	iShares Nat. AMT-Free Muni	2,760	$297K	0.2%	$110.11	—	COM	464288414
—	Avago Tech.	1,198	$295K	0.2%	$241.98	—	COM	Y0486S104
BAC	Bank of America	9,352	$275K	0.2%	$16.34	+55.9%	COM	060505104
IGIB	iShares Barclays Inter Cr Bd Fd	5,140	$272K	0.2%	$107.25	—	COM	464288638
EFV	iShares MSCI EAFE Value	5,250	$272K	0.2%	$51.24	—	COM	464288877
TXN	Texas Instruments	2,500	$268K	0.2%	$87.28	+3.4%	COM	882508104
APD	Air Products & Chemicals, Inc.	1,533	$256K	0.2%	$135.57	+0.3%	COM	009158106
BXP	Boston Properties	2,000	$246K	0.1%	$64.00	+41.1%	COM	101121101
REZ	iShares FTSE NAREIT Residential	3,600	$226K	0.1%	$58.89	—	COM	464288562
MAR	Marriott Int.	1,700	$224K	0.1%	$114.71	+4.8%	COM	571903202
CNDT	Conduent Inc	9,875	$222K	0.1%	$20.52	0.0%	COM	206787103
SPY	S&P 500 Deposit Receipts	736	$213K	0.1%	$289.40	—	COM	78462F103
PCAR	Paccar, Inc.	3,000	$204K	0.1%	$32.74	0.0%	COM	693718108
EEM	iShares MSCI Emerging Markets	4,691	$201K	0.1%	$44.62	—	COM	464287234