Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHF	Schwab International ETF	287,822	$9.65M	5.8%	$33.53 *	$15.11	+10.9%	COM	808524805
IJR	iShares S&P Small-Cap	53,078	$4.63M	2.8%	$87.23	$57.88	+50.7%	COM	464287804
AAPL	Apple Inc.	20,421	$4.609M	2.7%	$225.70 *	$26.73	+100.0%	COM	037833100
CVX	Chevron Corp.	36,903	$4.512M	2.7%	$122.27 *	$70.99	+25.4%	COM	166764100
VEU	Vanguard FTSE All-World EX-Us	85,340	$4.441M	2.6%	$52.04	$47.81	+8.9%	COM	922042775
IJH	iShares S&P Mid-Cap	21,210	$4.269M	2.5%	$201.27 *	$24.40	+65.0%	COM	464287507
SCHB	Schwab US Broad Market ETF	58,914	$4.147M	2.5%	$70.39 *	$9.18	+27.8%	COM	808524102
—	Exxon Mobil	40,379	$3.433M	2.0%	$85.02	$83.56	—	COM	30231g102
WFC	Wells Fargo & Co.	64,727	$3.402M	2.0%	$52.56 *	$28.59	+50.2%	COM	949746101
CMF	iShares S&P CA AMT-Free Muni	57,575	$3.338M	2.0%	$57.98	$58.79	-1.4%	COM	464288356
PFE	Pfizer	75,658	$3.334M	2.0%	$44.07 *	$19.67	+53.1%	COM	717081103
LOW	Lowe's Cos.	27,702	$3.18M	1.9%	$114.79 *	$34.82	+188.3%	COM	548661107
—	Vanguard Interm Corp.	36,862	$3.079M	1.8%	$83.53	$86.06	—	COM	92206c870
SCHZ	Schwab US Aggregate Bond	58,626	$2.945M	1.8%	$50.23 *	$25.91	-3.0%	COM	808524839
MSFT	Microsoft	23,337	$2.669M	1.6%	$114.37 *	$28.07	+279.6%	COM	594918104
—	J.P. Morgan Chase	23,605	$2.663M	1.6%	$112.82	$60.77	—	COM	46625h100
DIS	Walt Disney	22,543	$2.636M	1.6%	$116.93 *	$62.83	+78.2%	COM	254687106
AXP	American Express	22,443	$2.389M	1.4%	$106.45 *	$61.35	+57.1%	COM	025816109
PG	Procter & Gamble	28,685	$2.387M	1.4%	$83.21 *	$55.67	+24.1%	COM	742718109
XLY	Cons. Disc. Sector SPDR	18,748	$2.197M	1.3%	$117.19 *	$30.68	+91.1%	COM	81369Y407
ALL	Allstate Corp.	22,183	$2.189M	1.3%	$98.68 *	$57.76	+44.2%	COM	020002101
SCHE	Schwab Emerging Markets ETF	84,694	$2.177M	1.3%	$25.70	$23.65	+8.7%	COM	808524706
XLK	Technology Sector SPDR	28,100	$2.116M	1.3%	$75.30 *	$20.07	+87.7%	COM	81369Y803
CRM	Salesforce.com	13,127	$2.087M	1.2%	$158.99	$72.34	+117.2%	COM	79466L302
ABT	Abbott Labs.	27,909	$2.047M	1.2%	$73.35 *	$37.49	+72.4%	COM	002824100
—	United Technologies	13,958	$1.951M	1.2%	$139.78	$94.63	—	COM	913017109
XLI	Industrial Sector SPDR	23,699	$1.858M	1.1%	$78.40	$53.13	+47.6%	COM	81369Y704
ICE	Intercontinental Exchange	24,585	$1.841M	1.1%	$74.88 *	$49.34	+38.3%	COM	45866F104
KO	Coca Cola	38,672	$1.786M	1.1%	$46.18 *	$28.16	+31.2%	COM	191216100
USB	U.S. Bancorp	32,995	$1.742M	1.0%	$52.80 *	$22.44	+75.0%	COM	902973304
MCHP	Microchip Tech.	22,050	$1.739M	1.0%	$78.87 *	$20.24	+70.2%	COM	595017104
JNJ	Johnson & Johnson	11,950	$1.651M	1.0%	$138.16 *	$61.40	+83.7%	COM	478160104
XLV	Health Care Sector SPDR	15,470	$1.471M	0.9%	$95.09	$69.88	+36.2%	COM	81369Y209
META	Facebook, Inc.	8,903	$1.464M	0.9%	$164.44	$179.50	-9.0%	COM	30303M102
—	Oracle	28,229	$1.455M	0.9%	$51.54	$41.31	—	COM	68389x105
—	DowDuPont, Inc.	22,096	$1.42M	0.8%	$64.27	$69.22	—	COM	26078J100
WMT	Wal-Mart Stores	14,997	$1.408M	0.8%	$93.89 *	$19.90	+40.9%	COM	931142103
VFC	V.F. Corp.	14,800	$1.383M	0.8%	$93.45 *	$52.93	+66.3%	COM	918204108
—	Red Hat Inc	9,755	$1.329M	0.8%	$136.24	$78.03	—	COM	756577102
UPS	United Parcel Service	11,361	$1.326M	0.8%	$116.72 *	$70.77	+24.4%	COM	911312106
FTV	Fortive Corporation	15,512	$1.306M	0.8%	$84.19 *	$33.36	+54.5%	COM	34959J108
PEP	Pepsico	11,672	$1.304M	0.8%	$111.72 *	$56.21	+59.6%	COM	713448108
CTSH	Cognizant Tech Solutions	16,824	$1.297M	0.8%	$77.09 *	$47.38	+46.4%	COM	192446102
CAT	Caterpillar	8,249	$1.257M	0.7%	$152.38 *	$62.30	+108.8%	COM	149123101
BMY	Bristol-Myers Squibb	19,425	$1.205M	0.7%	$62.03 *	$34.02	+38.3%	COM	110122108
XLB	Materials Sector SPDR	20,740	$1.201M	0.7%	$57.91 *	$24.03	+20.5%	COM	81369Y100
—	Dominion Resources	16,861	$1.184M	0.7%	$70.22	$75.12	—	COM	25746u109
SBUX	Starbucks Corp.	19,668	$1.117M	0.7%	$56.79 *	$46.50	+4.5%	COM	855244109
CME	CME Group, Inc.	6,500	$1.106M	0.7%	$170.15 *	$48.46	+170.1%	COM	12572Q105
—	Verizon Comm.	19,981	$1.066M	0.6%	$53.35	$53.96	—	COM	92343v104
INTC	Intel	22,528	$1.065M	0.6%	$47.27 *	$17.48	+131.3%	COM	458140100
KLAC	KLA-Tencor	10,375	$1.055M	0.6%	$101.69 *	$97.10	-5.6%	COM	482480100
—	Zimmer Biomet Holdings	7,788	$1.023M	0.6%	$131.36	$120.93	—	COM	98956p102
TJX	TJX Companies	8,740	$979K	0.6%	$112.01 *	$46.49	+9.2%	COM	872540109
HD	Home Depot	4,693	$972K	0.6%	$207.12 *	$83.98	+106.4%	COM	437076102
—	Allergan, Inc.	5,081	$967K	0.6%	$190.32	$230.96	—	COM	G0177J108
—	Shire PLC	5,260	$953K	0.6%	$181.18	$156.10	—	COM	82481R106
HYG	iShares IBOXX High Yield Corp.	10,677	$922K	0.5%	$86.35	$85.61	+1.0%	COM	464288513
EFA	iShares MSCI EAFE	13,277	$902K	0.5%	$67.94	$63.74	+6.7%	COM	464287465
ADP	Automatic Data Proc.	5,900	$888K	0.5%	$150.51 *	$76.76	+68.3%	COM	053015103
—	Abbvie	9,224	$872K	0.5%	$94.54	$57.15	—	COM	00287y109
DHR	Danaher Corp.	7,997	$868K	0.5%	$108.54 *	$42.53	+119.3%	COM	235851102
AMG	Affiliated Managers Group	6,315	$863K	0.5%	$136.66 *	$142.82	-6.4%	COM	008252108
XLF	Financial Sector SPDR	31,119	$858K	0.5%	$27.57	$20.05	+37.5%	COM	81369Y605
—	PureFunds ISE Cyber Security ETF	21,170	$849K	0.5%	$40.10	$31.34	—	COM	26924G201
UNP	Union Pacific	5,216	$849K	0.5%	$162.77 *	$83.63	+65.9%	COM	907818108
XLP	Consumer Staples SPDR	15,670	$845K	0.5%	$53.92	$43.28	+24.6%	COM	81369Y308
XLC	Communication Services Sector SPDR	17,090	$837K	0.5%	$48.98	$49.40	-0.8%	COM	81369Y852
SCHA	Schwab US Small Cap ETF	10,841	$825K	0.5%	$76.10 *	$14.68	+29.7%	COM	808524607
XLU	Utilities Sector SPDR	15,456	$813K	0.5%	$52.60 *	$21.23	+24.0%	COM	81369Y886
COST	Costco Wholesale	3,430	$805K	0.5%	$234.69 *	$154.90	+37.0%	COM	22160K105
COR	AmerisourceBergen	8,680	$800K	0.5%	$92.17 *	$66.41	+8.0%	COM	03073E105
GSG	iShares S&P GSCI Commodity	43,666	$790K	0.5%	$18.09	$15.30	+18.4%	COM	46428R107
DLTR	Dollar Tree, Inc.	9,530	$777K	0.5%	$81.53	$87.80	-7.1%	COM	256746108
XLRE	Real Estate Select Sector SPDR	23,788	$775K	0.5%	$32.58	$30.88	+5.6%	COM	81369Y860
GWW	W.W. Grainger, Inc.	2,148	$767K	0.5%	$357.08 *	$166.15	+95.1%	COM	384802104
AMZN	Amazon	375	$751K	0.4%	$2002.67 *	$39.18	+155.6%	COM	023135106
BRK/B	Berkshire Hathaway - B	3,497	$748K	0.4%	$213.90	$153.96	+39.1%	COM	084670702
HAL	Halliburton	18,149	$735K	0.4%	$40.50 *	$35.82	-2.4%	COM	406216101
XLE	Energy Sector SPDR	9,695	$734K	0.4%	$75.71 *	$37.04	+2.2%	COM	81369Y506
VTI	Vanguard Total Stock Market	4,905	$734K	0.4%	$149.64	$93.67	+59.8%	COM	922908769
MDLZ	Mondelez Int.	16,902	$726K	0.4%	$42.95 *	$35.45	+1.7%	COM	609207105
—	Celgene Corp.	8,045	$719K	0.4%	$89.37	$102.78	—	COM	151020104
BIIB	Biogen Inc	2,026	$715K	0.4%	$352.91	$269.80	+31.0%	COM	09062X103
—	L Brands, Inc.	22,750	$689K	0.4%	$30.29	$53.13	—	COM	501797104
—	Merck & Co.	9,450	$670K	0.4%	$70.90	$53.03	—	COM	58933y105
RWO	Dow Jones Global Real Estate ETF	13,785	$655K	0.4%	$47.52	$47.70	-0.3%	COM	78463X749
EOG	EOG Resources, Inc.	5,046	$643K	0.4%	$127.43 *	$68.31	+40.4%	COM	26875P101
—	Cisco Systems	12,874	$626K	0.4%	$48.63	$28.47	—	COM	17275r102
GOOG	Alphabet - Cl C	461	$550K	0.3%	$1193.06 *	$35.61	+66.3%	COM	02079K107
—	3M Corp	2,587	$545K	0.3%	$210.67	$166.49	—	COM	88579y101
—	Vanguard Info Tech	2,675	$541K	0.3%	$202.24	$109.59	—	COM	92204a702
AMT	American Tower Corp	3,700	$537K	0.3%	$145.14 *	$116.15	+3.6%	COM	03027X100
—	AT&T Inc.	15,619	$524K	0.3%	$33.55	$39.28	—	COM	00206r102
MCD	McDonald's	3,102	$518K	0.3%	$166.99 *	$86.49	+63.4%	COM	580135101
—	Jacobs Engineering	6,766	$517K	0.3%	$76.41	$63.41	—	COM	469814107
VNQ	Vanguard REIT	6,318	$509K	0.3%	$80.56	$72.93	+10.6%	COM	922908553
MAS	Masco	13,660	$499K	0.3%	$36.53 *	$34.15	-4.8%	COM	574599106
—	PG&E Corp.	10,788	$496K	0.3%	$45.98	$59.69	—	COM	69331c108
VIG	Vanguard Dividend Appreciation	4,453	$492K	0.3%	$110.49	$81.58	+35.7%	COM	921908844
—	General Electric	42,616	$481K	0.3%	$11.29	$23.80	—	COM	369604103
GOOGL	Alphabet - Cl A	397	$479K	0.3%	$1206.55 *	$36.73	+63.1%	COM	02079K305
IBM	IBM	3,155	$477K	0.3%	$151.19 *	$114.56	-8.2%	COM	459200101
NEE	Nextera Energy, Inc.	2,650	$444K	0.3%	$167.55 *	$33.41	+4.9%	COM	65339F101
DUK	Duke Energy	5,490	$439K	0.3%	$79.96 *	$47.28	+26.4%	COM	26441C204
—	T. Rowe Price	3,600	$393K	0.2%	$109.17	$73.33	—	COM	74144t108
SCHM	Schwab US Mid Cap ETF	6,793	$392K	0.2%	$57.71 *	$17.11	+12.7%	COM	808524508
SLB	Schlumberger Ltd.	6,310	$384K	0.2%	$60.86 *	$55.77	-11.2%	COM	806857108
SUB	iShares St Nat. AMT-Free Muni	3,473	$363K	0.2%	$104.52	$105.72	-0.9%	COM	464288158
—	Prologis Inc.	5,200	$352K	0.2%	$67.69	$44.23	—	COM	74340w103
BMO	Bank Of Montreal	4,000	$330K	0.2%	$82.50 *	$49.92	+21.3%	COM	063671101
STIP	iShares 0-5 Year TIPS Bond ETF	3,300	$325K	0.2%	$98.48	$99.01	-0.2%	COM	46429B747
BA	Boeing Co.	874	$325K	0.2%	$371.85 *	$220.44	+63.2%	COM	097023105
—	Xerox	11,522	$310K	0.2%	$26.91	$9.07	—	COM	984121103
LQD	iShares IBOXX Inv. Grade Corp.	2,700	$310K	0.2%	$114.81	$116.53	-1.4%	COM	464287242
MCO	Moody's Corp.	1,848	$308K	0.2%	$166.67 *	$98.85	+58.8%	COM	615369105
MUB	iShares Nat. AMT-Free Muni	2,760	$297K	0.2%	$107.61	$110.10	-2.0%	COM	464288414
—	Avago Tech.	1,198	$295K	0.2%	$246.24	$241.98	—	COM	Y0486S104
BAC	Bank of America	9,352	$275K	0.2%	$29.41 *	$16.34	+51.3%	COM	060505104
IGIB	iShares Barclays Inter Cr Bd Fd	5,140	$272K	0.2%	$52.92	$54.09	-1.8%	COM	464288638
EFV	iShares MSCI EAFE Value	5,250	$272K	0.2%	$51.81	$54.61	-4.9%	COM	464288877
TXN	Texas Instruments	2,500	$268K	0.2%	$107.20 *	$87.28	-0.1%	COM	882508104
APD	Air Products & Chemicals, Inc.	1,533	$256K	0.2%	$166.99 *	$135.57	+3.5%	COM	009158106
BXP	Boston Properties	2,000	$246K	0.1%	$123.00 *	$64.00	+37.5%	COM	101121101
REZ	iShares FTSE NAREIT Residential	3,600	$226K	0.1%	$62.78	$56.85	+10.6%	COM	464288562
MAR	Marriott Int.	1,700	$224K	0.1%	$131.76 *	$114.71	+8.6%	COM	571903202
CNDT	Conduent Inc	9,875	$222K	0.1%	$22.48	$20.52	+9.7%	COM	206787103
SPY	S&P 500 Deposit Receipts	736	$213K	0.1%	$289.40	$284.76	+2.1%	COM	78462F103
PCAR	Paccar, Inc.	3,000	$204K	0.1%	$68.00 *	$32.74	+3.2%	COM	693718108
EEM	iShares MSCI Emerging Markets	4,691	$201K	0.1%	$42.85	$44.07	-2.6%	COM	464287234