Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AMAT	APPLIED MATERIALS INC	44,453	$6.33M	5.7%	$142.40	—	—	COMMON STOCK	038222105
INTC	INTEL CORP	92,533	$5.195M	4.7%	$56.14	—	—	COMMON STOCK	458140100
JPM	JP MORGAN CHASE & CO	30,433	$4.734M	4.3%	$155.55	—	—	COMMON STOCK	46625H100
AAPL	APPLE INC	33,660	$4.61M	4.1%	$136.96	—	—	COMMON STOCK	037833100
JNJ	JOHNSON & JOHNSON	26,477	$4.361M	3.9%	$164.71	—	—	COMMON STOCK	478160104
MSFT	MICROSOFT CORP	15,768	$4.272M	3.8%	$270.93	—	—	COMMON STOCK	594918104
TRST	TRUSTCO BANK CORP NY	121,438	$4.176M	3.8%	$34.39	—	—	COMMON STOCK	898349204
—	GENERAL ELECTRIC CO	255,386	$3.438M	3.1%	$13.46	—	—	COMMON STOCK	369604103
DIS	DISNEY WALT CO	18,774	$3.3M	3.0%	$175.78	—	—	COMMON STOCK	254687106
ABT	ABBOTT LABORATORIES	26,945	$3.124M	2.8%	$115.94	—	—	COMMON STOCK	002824100
XOM	EXXON MOBIL CORP	46,900	$2.958M	2.7%	$63.07	—	—	COMMON STOCK	30231G102
CVX	CHEVRON CORP NEW	26,875	$2.815M	2.5%	$104.74	—	—	COMMON STOCK	166764100
PG	PROCTER & GAMBLE CO	20,512	$2.768M	2.5%	$134.95	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	51,128	$2.767M	2.5%	$54.12	—	—	COMMON STOCK	191216100
T	AT&T INC	95,539	$2.749M	2.5%	$28.77	—	—	COMMON STOCK	00206R102
ABBV	ABBVIE INC SR NT	23,797	$2.681M	2.4%	$112.66	—	—	COMMON STOCK	00287Y109
PEP	PEPSICO INC	17,530	$2.598M	2.3%	$148.20	—	—	COMMON STOCK	713448108
NKE	NIKE INC	16,525	$2.553M	2.3%	$154.49	—	—	COMMON STOCK	654106103
—	VIACOMCBS INC	50,649	$2.289M	2.1%	$45.19	—	—	COMMON STOCK	92556H206
CL	COLGATE PALMOLIVE CO	27,194	$2.212M	2.0%	$81.34	—	—	COMMON STOCK	194162103
TGT	TARGET CORP	7,923	$1.916M	1.7%	$241.83	—	—	COMMON STOCK	87612E106
MCD	MCDONALDS CORP	7,772	$1.795M	1.6%	$230.96	—	—	COMMON STOCK	580135101
TXN	TEXAS INSTRUMENTS INC	8,925	$1.716M	1.5%	$192.27	—	—	COMMON STOCK	882508104
AXP	AMERICAN EXPRESS CO	10,275	$1.698M	1.5%	$165.26	—	—	COMMON STOCK	025816109
PFE	PFIZER INC	43,132	$1.689M	1.5%	$39.16	—	—	COMMON STOCK	717081103
SO	SOUTHERN CO	27,845	$1.684M	1.5%	$60.48	—	—	COMMON STOCK	842587107
CSCO	CISCO SYSTEMS INC	30,291	$1.605M	1.4%	$52.99	—	—	COMMON STOCK	17275R102
MDT	MEDTRONIC PLC	11,842	$1.47M	1.3%	$124.13	—	—	FOREIGN STOCK	G5960L103
EMR	EMERSON ELECTRIC CO	14,662	$1.411M	1.3%	$96.24	—	—	COMMON STOCK	291011104
RTX	RAYTHEON TECHNOLOGIES CORP	16,279	$1.389M	1.2%	$85.32	—	—	COMMON STOCK	75513E101
LOW	LOWES COMPANIES INC	6,853	$1.329M	1.2%	$193.93	—	—	COMMON STOCK	548661107
WMT	WALMART INC	8,945	$1.262M	1.1%	$141.08	—	—	COMMON STOCK	931142103
VZ	VERIZON COMMUNICATIONS INC	21,905	$1.227M	1.1%	$56.01	—	—	COMMON STOCK	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	8,309	$1.218M	1.1%	$146.59	—	—	COMMON STOCK	459200101
ORCL	ORACLE CORP	14,813	$1.153M	1.0%	$77.84	—	—	COMMON STOCK	68389X105
GIS	GENERAL MILLS INC	18,739	$1.141M	1.0%	$60.89	—	—	COMMON STOCK	370334104
MMM	3M CO	5,389	$1.07M	1.0%	$198.55	—	—	COMMON STOCK	88579Y101
CVS	CVS HEALTH CORPORATION	11,867	$990K	0.9%	$83.42	—	—	COMMON STOCK	126650100
MRK	MERCK & CO INC	11,813	$918K	0.8%	$77.71	—	—	COMMON STOCK	58933Y105
UPS	UNITED PARCEL SERVICE	4,175	$868K	0.8%	$207.90	—	—	COMMON STOCK	911312106
ADP	AUTOMATIC DATA PROCESSING INC	4,335	$861K	0.8%	$198.62	—	—	COMMON STOCK	053015103
BMY	BRISTOL-MYERS SQUIBB CO	11,347	$758K	0.7%	$66.80	—	—	COMMON STOCK	110122108
MAS	MASCO CORP	10,800	$636K	0.6%	$58.89	—	—	COMMON STOCK	574599106
VWO	VANGUARD EMERGING MARKETS STOCK	10,890	$592K	0.5%	$54.36	—	—	MUTUAL FUND/STO	922042858
LLY	ELI LILLY & CO	2,556	$586K	0.5%	$229.26	—	—	COMMON STOCK	532457108
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$581K	0.5%	$504.78	—	—	COMMON STOCK	883556102
NSC	NORFOLK SOUTHERN CORP	2,103	$558K	0.5%	$265.34	—	—	COMMON STOCK	655844108
ECL	ECOLAB INC	2,650	$546K	0.5%	$206.04	—	—	COMMON STOCK	278865100
STT	STATE STREET CORP	6,625	$545K	0.5%	$82.26	—	—	COMMON STOCK	857477103
PM	PHILIP MORRIS INTERNATIONAL INC	5,019	$498K	0.4%	$99.22	—	—	COMMON STOCK	718172109
HD	HOME DEPOT INC	1,435	$458K	0.4%	$319.16	—	—	COMMON STOCK	437076102
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$449K	0.4%	$277.85	—	—	COMMON STOCK	084670702
DD	DUPONT DE NEMOURS INC	5,770	$446K	0.4%	$77.30	—	—	COMMON STOCK	26614N102
JCI	JOHNSON CTLS INTL PLC SHS	6,450	$443K	0.4%	$68.68	—	—	FOREIGN STOCK	G51502105
EFA	ISHARES MSCI EAFE (MKT)	5,564	$439K	0.4%	$78.90	—	—	MUTUAL FUNDS GL	464287465
CAT	CATERPILLAR INC	1,963	$427K	0.4%	$217.52	—	—	COMMON STOCK	149123101
—	JACOBS ENGINEERING GROUP INC	3,120	$416K	0.4%	$133.33	—	—	COMMON STOCK	469814107
EXC	EXELON CORP	9,388	$416K	0.4%	$44.31	—	—	COMMON STOCK	30161N101
LMT	LOCKHEED MARTIN CORP	1,057	$400K	0.4%	$378.43	—	—	COMMON STOCK	539830109
DOW	DOW INC COM	6,157	$390K	0.4%	$63.34	—	—	COMMON STOCK	260557103
APD	AIR PRODUCTS & CHEMICALS INC	1,200	$345K	0.3%	$287.50	—	—	COMMON STOCK	009158106
SWK	STANLEY BLACK & DECKER INC	1,632	$335K	0.3%	$205.27	—	—	COMMON STOCK	854502101
CMCSA	COMCAST CORP	5,800	$331K	0.3%	$57.07	—	—	COMMON STOCK	20030N101
ALL	ALLSTATE CORP	2,300	$300K	0.3%	$130.43	—	—	COMMON STOCK	020002101
CME	CME GROUP INC	1,400	$298K	0.3%	$212.86	—	—	COMMON STOCK	12572Q105
C	CITIGROUP INC	4,118	$291K	0.3%	$70.67	—	—	COMMON STOCK	172967424
—	PIEDMONT LITHIUM INC	3,700	$289K	0.3%	$78.11	—	—	COMMON STOCK	72016P105
YUM	YUM! BRANDS INC	2,166	$249K	0.2%	$114.96	—	—	COMMON STOCK	988498101
MO	ALTRIA GROUP INC	5,016	$239K	0.2%	$47.65	—	—	COMMON STOCK	02209S103
VBR	VANGUARD SMALL CAP VALUE ETF	1,348	$234K	0.2%	$173.59	—	—	MUTUAL FUND/STO	922908611
GOOG	ALPHABET INC	92	$230K	0.2%	$2500.00	—	—	COMMON STOCK	02079K107
—	ANNALY CAPITAL MANAGEMENT INC	12,600	$112K	0.1%	$8.89	—	—	COMMON STOCK	035710409