Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HONA	HONEYWELL AEROSPACE INC	9,885	$2.185M	1.0%	$221.08	—	COM	43849R105
IGV	ISHARES TR	10,790	$978K	0.4%	$90.60	—	EXPANDED TECH	464287515
UBER	UBER TECHNOLOGIES INC	11,271	$813K	0.4%	$72.16	—	COM	90353T100
SPGI	S&P GLOBAL INC	1,199	$488K	0.2%	$407.26	—	COM	78409V104
SYY	SYSCO CORP	4,352	$364K	0.2%	$83.59	—	COM	871829107
UNH	UNITEDHEALTH GROUP INC	737	$306K	0.1%	$415.63	—	COM	91324P102
VST	VISTRA CORP	1,705	$270K	0.1%	$158.63	—	COM	92840M102
VTV	VANGUARD INDEX FDS	1,146	$250K	0.1%	$217.93	—	VALUE ETF	922908744
CARR	CARRIER GLOBAL CORPORATION	3,045	$223K	0.1%	$73.35	—	COM	14448C104
TRV	TRAVELERS COMPANIES INC	644	$213K	0.1%	$330.12	—	COM	89417E109

Increased Positions (50)

GOOGL ALPHABET INC 3.4%

Value $7.639M (+39.4%) Shares 21,375 (+12.2%) Est. Cost $145.51 Unrealized —

VOO VANGUARD INDEX FDS 3.9%

Value $8.608M (+18.7%) Shares 12,533 (+3.3%) Est. Cost $255.26 Unrealized —

JPM JPMORGAN CHASE & CO 4.2%

Value $9.252M (+17.1%) Shares 28,264 (+5.2%) Est. Cost $116.14 Unrealized —

ABBV ABBVIE INC 3.3%

Value $7.258M (+21.7%) Shares 28,842 (+5.2%) Est. Cost $78.91 Unrealized —

JPST JP MORGAN EXCHANGE-TRADED F 3.4%

Value $7.503M (+18.1%) Shares 148,376 (+18.2%) Est. Cost $50.59 Unrealized —

XOM EXXON MOBIL CORP 2.7%

Value $5.963M (-14.8%) Shares 43,618 (+5.8%) Est. Cost $56.82 Unrealized —

LLY LILLY ELI & CO 1.5%

Value $3.381M (+40.1%) Shares 2,819 (+7.4%) Est. Cost $234.89 Unrealized —

JNJ JOHNSON & JOHNSON 3.9%

Value $8.741M (+12.4%) Shares 34,417 (+8.1%) Est. Cost $131.66 Unrealized —

AAPL APPLE INC 2.6%

Value $5.77M (+19.8%) Shares 19,940 (+5.0%) Est. Cost $100.48 Unrealized —

CVX CHEVRON CORP NEW 2.3%

Value $5.174M (-14.7%) Shares 31,214 (+6.5%) Est. Cost $93.57 Unrealized —

MSFT MICROSOFT CORP 3.4%

Value $7.658M (+12.5%) Shares 20,529 (+11.7%) Est. Cost $145.17 Unrealized —

KLAC KLA CORP 0.7%

Value $1.584M (+104.9%) Shares 5,250 (+900.0%) Est. Cost $300.13 Unrealized —

KO COCA COLA CO 3.4%

Value $7.66M (+11.8%) Shares 94,254 (+4.6%) Est. Cost $47.85 Unrealized —

— PINNACLE FINL PARTNERS INC 1.4%

Value $3.204M (+25.6%) Shares 31,765 (+7.3%) Est. Cost $73.64 Unrealized —

BAC BANK AMER CORP 1.0%

Value $2.273M (+34.9%) Shares 39,897 (+15.4%) Est. Cost $32.59 Unrealized —

HD HOME DEPOT INC 1.7%

Value $3.778M (+15.3%) Shares 10,711 (+7.5%) Est. Cost $191.34 Unrealized —

MRK MERCK & CO INC 1.9%

Value $4.166M (+12.6%) Shares 32,419 (+5.4%) Est. Cost $65.04 Unrealized —

COF CAPITAL ONE FINL CORP 0.9%

Value $2.004M (+22.2%) Shares 9,988 (+11.1%) Est. Cost $193.93 Unrealized —

Q QNITY ELECTRONICS INC 0.4%

Value $856K (+72.9%) Shares 5,244 (+22.1%) Est. Cost $99.11 Unrealized —

CB CHUBB LIMITED 1.2%

Value $2.736M (+13.8%) Shares 8,030 (+8.8%) Est. Cost $279.16 Unrealized —

AXP AMERICAN EXPRESS CO 0.6%

Value $1.395M (+30.9%) Shares 4,123 (+17.0%) Est. Cost $146.56 Unrealized —

NSC NORFOLK SOUTHERN CORP 0.9%

Value $1.913M (+20.1%) Shares 6,081 (+9.6%) Est. Cost $171.81 Unrealized —

VXUS VANGUARD STAR FD 0.5%

Value $1.157M (+29.5%) Shares 13,529 (+16.8%) Est. Cost $80.81 Unrealized —

TFC TRUIST FINL CORP 0.7%

Value $1.475M (+17.9%) Shares 29,610 (+8.8%) Est. Cost $41.42 Unrealized —

MDLZ MONDELEZ INTL INC 0.6%

Value $1.357M (+17.2%) Shares 23,455 (+16.8%) Est. Cost $42.64 Unrealized —

KMB KIMBERLY-CLARK CORP 0.4%

Value $886K (+28.1%) Shares 8,075 (+12.5%) Est. Cost $103.83 Unrealized —

GIS GENERAL MLS INC 0.3%

Value $635K (+42.9%) Shares 18,246 (+52.9%) Est. Cost $41.40 Unrealized —

MO ALTRIA GROUP INC 0.4%

Value $959K (+23.6%) Shares 13,331 (+13.4%) Est. Cost $37.99 Unrealized —

PM PHILIP MORRIS INTL INC 0.5%

Value $1.076M (+19.5%) Shares 5,950 (+9.2%) Est. Cost $87.07 Unrealized —

ABT ABBOTT LABS 1.9%

Value $4.306M (+4.1%) Shares 47,455 (+17.7%) Est. Cost $69.24 Unrealized —

LMT LOCKHEED MARTIN CORP 1.0%

Value $2.339M (-6.5%) Shares 4,590 (+10.9%) Est. Cost $310.70 Unrealized —

SHEL SHELL PLC 0.8%

Value $1.76M (-7.9%) Shares 22,695 (+10.5%) Est. Cost $58.54 Unrealized —

PG PROCTER AND GAMBLE CO 1.0%

Value $2.219M (+7.2%) Shares 15,128 (+5.6%) Est. Cost $88.06 Unrealized —

NEAR ISHARES U S ETF TR 1.4%

Value $3.103M (+5.0%) Shares 61,259 (+5.3%) Est. Cost $51.04 Unrealized —

DG DOLLAR GEN CORP NEW 0.5%

Value $1.102M (+14.3%) Shares 9,575 (+17.8%) Est. Cost $86.16 Unrealized —

ORCL ORACLE CORP 0.8%

Value $1.81M (+7.9%) Shares 12,352 (+8.3%) Est. Cost $114.08 Unrealized —

PEP PEPSICO INC 1.7%

Value $3.847M (-3.0%) Shares 28,411 (+11.2%) Est. Cost $109.92 Unrealized —

GBIL GOLDMAN SACHS ETF TR 0.4%

Value $860K (+15.4%) Shares 8,590 (+15.5%) Est. Cost $100.37 Unrealized —

VMC VULCAN MATLS CO 0.2%

Value $344K (+45.9%) Shares 1,165 (+34.7%) Est. Cost $199.91 Unrealized —

RTX RTX CORPORATION 0.9%

Value $1.998M (+5.4%) Shares 10,532 (+7.1%) Est. Cost $97.38 Unrealized —

V VISA INC 0.2%

Value $351K (+25.8%) Shares 1,023 (+10.8%) Est. Cost $212.37 Unrealized —

WMT WALMART INC 2.0%

Value $4.459M (-1.5%) Shares 39,368 (+8.0%) Est. Cost $55.65 Unrealized —

LOW LOWES COS INC 1.1%

Value $2.342M (+2.5%) Shares 10,624 (+9.8%) Est. Cost $119.21 Unrealized —

NEE NEXTERA ENERGY INC 0.7%

Value $1.566M (-2.8%) Shares 17,845 (+2.9%) Est. Cost $68.65 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.4%

Value $849K (+5.4%) Shares 8,650 (+1.2%) Est. Cost $223.67 Unrealized —

EHC ENCOMPASS HEALTH CORP 0.2%

Value $419K (+7.1%) Shares 4,145 (+2.5%) Est. Cost $61.94 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.2%

Value $342K (+8.5%) Shares 2,166 (+1.6%) Est. Cost $88.61 Unrealized —

DUK DUKE ENERGY CORP NEW 0.7%

Value $1.588M (+1.4%) Shares 12,547 (+4.9%) Est. Cost $67.78 Unrealized —

BSV VANGUARD BD INDEX FDS 0.1%

Value $230K (+10.6%) Shares 2,950 (+11.3%) Est. Cost $78.71 Unrealized —

HDV ISHARES TR 0.3%

Value $594K (+1.9%) Shares 21,670 (+404.7%) Est. Cost $43.04 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	ALPHABET INC	21,375 (+12.2%)	$7.639M (+39.4%)	3.4%	$145.51	—	CAP STK CL A	02079K305
VOO	VANGUARD INDEX FDS	12,533 (+3.3%)	$8.608M (+18.7%)	3.9%	$255.26	—	S & P 500 ETF SHS	922908363
JPM	JPMORGAN CHASE & CO	28,264 (+5.2%)	$9.252M (+17.1%)	4.2%	$116.14	—	COM	46625H100
ABBV	ABBVIE INC	28,842 (+5.2%)	$7.258M (+21.7%)	3.3%	$78.91	—	COM	00287Y109
JPST	JP MORGAN EXCHANGE-TRADED F	148,376 (+18.2%)	$7.503M (+18.1%)	3.4%	$50.59	—	ULTRA SHRT INC	46641Q837
XOM	EXXON MOBIL CORP	43,618 (+5.8%)	$5.963M (-14.8%)	2.7%	$56.82	—	COM	30231G102
LLY	LILLY ELI & CO	2,819 (+7.4%)	$3.381M (+40.1%)	1.5%	$234.89	—	COM	532457108
JNJ	JOHNSON & JOHNSON	34,417 (+8.1%)	$8.741M (+12.4%)	3.9%	$131.66	—	COM	478160104
AAPL	APPLE INC	19,940 (+5.0%)	$5.77M (+19.8%)	2.6%	$100.48	—	COM	037833100
CVX	CHEVRON CORP NEW	31,214 (+6.5%)	$5.174M (-14.7%)	2.3%	$93.57	—	COM	166764100
MSFT	MICROSOFT CORP	20,529 (+11.7%)	$7.658M (+12.5%)	3.4%	$145.17	—	COM	594918104
KLAC	KLA CORP	5,250 (+900.0%)	$1.584M (+104.9%)	0.7%	$300.13	—	COM NEW	482480100
KO	COCA COLA CO	94,254 (+4.6%)	$7.66M (+11.8%)	3.4%	$47.85	—	COM	191216100
—	PINNACLE FINL PARTNERS INC	31,765 (+7.3%)	$3.204M (+25.6%)	1.4%	$73.64	—	COM	72346Q104
BAC	BANK AMER CORP	39,897 (+15.4%)	$2.273M (+34.9%)	1.0%	$32.59	—	COM	060505104
HD	HOME DEPOT INC	10,711 (+7.5%)	$3.778M (+15.3%)	1.7%	$191.34	—	COM	437076102
MRK	MERCK & CO INC	32,419 (+5.4%)	$4.166M (+12.6%)	1.9%	$65.04	—	COM	58933Y105
COF	CAPITAL ONE FINL CORP	9,988 (+11.1%)	$2.004M (+22.2%)	0.9%	$193.93	—	COM	14040H105
Q	QNITY ELECTRONICS INC	5,244 (+22.1%)	$856K (+72.9%)	0.4%	$99.11	—	COMMON STOCK	74743L100
CB	CHUBB LIMITED	8,030 (+8.8%)	$2.736M (+13.8%)	1.2%	$279.16	—	COM	H1467J104
AXP	AMERICAN EXPRESS CO	4,123 (+17.0%)	$1.395M (+30.9%)	0.6%	$146.56	—	COM	025816109
NSC	NORFOLK SOUTHERN CORP	6,081 (+9.6%)	$1.913M (+20.1%)	0.9%	$171.81	—	COM	655844108
VXUS	VANGUARD STAR FD	13,529 (+16.8%)	$1.157M (+29.5%)	0.5%	$80.81	—	VG TL INTL STK F	921909768
TFC	TRUIST FINL CORP	29,610 (+8.8%)	$1.475M (+17.9%)	0.7%	$41.42	—	COM	89832Q109
MDLZ	MONDELEZ INTL INC	23,455 (+16.8%)	$1.357M (+17.2%)	0.6%	$42.64	—	COM	609207105
KMB	KIMBERLY-CLARK CORP	8,075 (+12.5%)	$886K (+28.1%)	0.4%	$103.83	—	COM	494368103
GIS	GENERAL MLS INC	18,246 (+52.9%)	$635K (+42.9%)	0.3%	$41.40	—	COM	370334104
MO	ALTRIA GROUP INC	13,331 (+13.4%)	$959K (+23.6%)	0.4%	$37.99	—	COM	02209S103
PM	PHILIP MORRIS INTL INC	5,950 (+9.2%)	$1.076M (+19.5%)	0.5%	$87.07	—	COM	718172109
ABT	ABBOTT LABS	47,455 (+17.7%)	$4.306M (+4.1%)	1.9%	$69.24	—	COM	002824100
LMT	LOCKHEED MARTIN CORP	4,590 (+10.9%)	$2.339M (-6.5%)	1.0%	$310.70	—	COM	539830109
SHEL	SHELL PLC	22,695 (+10.5%)	$1.76M (-7.9%)	0.8%	$58.54	—	SPON ADS	780259305
PG	PROCTER AND GAMBLE CO	15,128 (+5.6%)	$2.219M (+7.2%)	1.0%	$88.06	—	COM	742718109
NEAR	ISHARES U S ETF TR	61,259 (+5.3%)	$3.103M (+5.0%)	1.4%	$51.04	—	SHORT DURATION B	46431W507
DG	DOLLAR GEN CORP NEW	9,575 (+17.8%)	$1.102M (+14.3%)	0.5%	$86.16	—	COM	256677105
ORCL	ORACLE CORP	12,352 (+8.3%)	$1.81M (+7.9%)	0.8%	$114.08	—	COM	68389X105
PEP	PEPSICO INC	28,411 (+11.2%)	$3.847M (-3.0%)	1.7%	$109.92	—	COM	713448108
GBIL	GOLDMAN SACHS ETF TR	8,590 (+15.5%)	$860K (+15.4%)	0.4%	$100.37	—	ACCES TREASURY	381430529
VMC	VULCAN MATLS CO	1,165 (+34.7%)	$344K (+45.9%)	0.2%	$199.91	—	COM	929160109
RTX	RTX CORPORATION	10,532 (+7.1%)	$1.998M (+5.4%)	0.9%	$97.38	—	COM	75513E101
V	VISA INC	1,023 (+10.8%)	$351K (+25.8%)	0.2%	$212.37	—	COM CL A	92826C839
WMT	WALMART INC	39,368 (+8.0%)	$4.459M (-1.5%)	2.0%	$55.65	—	COM	931142103
LOW	LOWES COS INC	10,624 (+9.8%)	$2.342M (+2.5%)	1.1%	$119.21	—	COM	548661107
NEE	NEXTERA ENERGY INC	17,845 (+2.9%)	$1.566M (-2.8%)	0.7%	$68.65	—	COM	65339F101
VYMI	VANGUARD WHITEHALL FDS	8,650 (+1.2%)	$849K (+5.4%)	0.4%	$223.67	—	INTL HIGH ETF	921946794
EHC	ENCOMPASS HEALTH CORP	4,145 (+2.5%)	$419K (+7.1%)	0.2%	$61.94	—	COM	29261A100
VYM	VANGUARD WHITEHALL FDS	2,166 (+1.6%)	$342K (+8.5%)	0.2%	$88.61	—	HIGH DIV YLD	921946406
DUK	DUKE ENERGY CORP NEW	12,547 (+4.9%)	$1.588M (+1.4%)	0.7%	$67.78	—	COM NEW	26441C204
BSV	VANGUARD BD INDEX FDS	2,950 (+11.3%)	$230K (+10.6%)	0.1%	$78.71	—	SHORT TRM BOND	921937827
HDV	ISHARES TR	21,670 (+404.7%)	$594K (+1.9%)	0.3%	$43.04	—	CORE HIGH DV ETF	46429B663

Exited Positions (6)

WDAY WORKDAY INC 0.3%

Value $691K Shares 5,315 Est. Cost $172.62 Unrealized —

PYPL PAYPAL HLDGS INC 0.2%

Value $484K Shares 10,705 Est. Cost $74.65 Unrealized —

META META PLATFORMS INC 0.2%

Value $364K Shares 637 Est. Cost $663.43 Unrealized —

— VANGUARD INDEX FDS 0.1%

Value $225K Shares 1,146 Est. Cost $196.20 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $206K Shares 479 Est. Cost $396.31 Unrealized —

IDCC INTERDIGITAL INC 0.1%

Value $204K Shares 675 Est. Cost $271.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
WDAY	WORKDAY INC	5,315	$691K	0.3%	$172.62	—	—	98138H101
PYPL	PAYPAL HLDGS INC	10,705	$484K	0.2%	$74.65	—	—	70450Y103
META	META PLATFORMS INC	637	$364K	0.2%	$663.43	—	—	30303M102
—	VANGUARD INDEX FDS	1,146	$225K	0.1%	$196.20	—	—	822908744
GLD	SPDR GOLD TR	479	$206K	0.1%	$396.31	—	—	78463V107
IDCC	INTERDIGITAL INC	675	$204K	0.1%	$271.66	—	—	45867G101

Decreased Positions (11)

HON HONEYWELL INTL INC 1.0%

Value $2.269M (-45.9%) Shares 10,135 (-45.4%) Est. Cost $144.39 Unrealized —

CSCO CISCO SYS INC 2.8%

Value $6.271M (+42.4%) Shares 53,389 (-5.9%) Est. Cost $43.41 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 1.1%

Value $2.559M (-25.8%) Shares 30,965 (-25.7%) Est. Cost $83.35 Unrealized —

GEV GE VERNOVA INC 0.5%

Value $1.059M (+27.5%) Shares 901 (-5.3%) Est. Cost $191.56 Unrealized —

GLW CORNING INC 0.2%

Value $493K (+85.5%) Shares 1,932 (-1.3%) Est. Cost $111.68 Unrealized —

DD DUPONT DE NEMOURS INC 0.2%

Value $480K (+19.8%) Shares 3,541 (-59.6%) Est. Cost $26.87 Unrealized —

QCOM QUALCOMM INC 1.0%

Value $2.164M (+3.1%) Shares 11,709 (-28.2%) Est. Cost $87.70 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.8%

Value $1.862M (-2.4%) Shares 23,560 (-2.1%) Est. Cost $79.43 Unrealized —

EPD ENTERPRISE PRODS PARTNERS L 0.1%

Value $217K (-14.0%) Shares 5,900 (-11.5%) Est. Cost $31.36 Unrealized —

BMY BRISTOL MYERS SQUIBB CO 0.2%

Value $415K (-6.6%) Shares 7,207 (-1.7%) Est. Cost $46.42 Unrealized —

ENB ENBRIDGE INC 0.2%

Value $388K (-1.3%) Shares 7,154 (-1.4%) Est. Cost $23.97 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	10,135 (-45.4%)	$2.269M (-45.9%)	1.0%	$144.39	—	COM	438516106
CSCO	CISCO SYS INC	53,389 (-5.9%)	$6.271M (+42.4%)	2.8%	$43.41	—	COM	17275R102
VCIT	VANGUARD SCOTTSDALE FDS	30,965 (-25.7%)	$2.559M (-25.8%)	1.1%	$83.35	—	INT-TERM CORP	92206C870
GEV	GE VERNOVA INC	901 (-5.3%)	$1.059M (+27.5%)	0.5%	$191.56	—	COM	36828A101
GLW	CORNING INC	1,932 (-1.3%)	$493K (+85.5%)	0.2%	$111.68	—	COM	219350105
DD	DUPONT DE NEMOURS INC	3,541 (-59.6%)	$480K (+19.8%)	0.2%	$26.87	—	COM	26614N102
QCOM	QUALCOMM INC	11,709 (-28.2%)	$2.164M (+3.1%)	1.0%	$87.70	—	COM	747525103
VCSH	VANGUARD SCOTTSDALE FDS	23,560 (-2.1%)	$1.862M (-2.4%)	0.8%	$79.43	—	SHRT TRM CORP BD	92206C409
EPD	ENTERPRISE PRODS PARTNERS L	5,900 (-11.5%)	$217K (-14.0%)	0.1%	$31.36	—	COM	293792107
BMY	BRISTOL MYERS SQUIBB CO	7,207 (-1.7%)	$415K (-6.6%)	0.2%	$46.42	—	COM	110122108
ENB	ENBRIDGE INC	7,154 (-1.4%)	$388K (-1.3%)	0.2%	$23.97	—	COM	29250N105

Unchanged Positions (43)

FNDF SCHWAB STRATEGIC TR 3.2%

Value $7.229M Shares 137,010 Est. Cost $46.10 Unrealized —

VZ VERIZON COMMUNICATIONS INC 1.0%

Value $2.333M Shares 55,092 Est. Cost $42.84 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 1.4%

Value $3.157M Shares 11,227 Est. Cost $112.49 Unrealized —

GE GE AEROSPACE 0.7%

Value $1.641M Shares 4,390 Est. Cost $121.12 Unrealized —

DGRW WISDOMTREE TR 1.6%

Value $3.545M Shares 37,075 Est. Cost $52.41 Unrealized —

IXN ISHARES TR 0.5%

Value $1.011M Shares 7,000 Est. Cost $71.24 Unrealized —

AVGO BROADCOM INC 0.6%

Value $1.231M Shares 3,260 Est. Cost $151.08 Unrealized —

SPY SPDR S&P 500 ETF TR 0.7%

Value $1.463M Shares 1,955 Est. Cost $243.18 Unrealized —

CSX CSX CORP 0.5%

Value $1.128M Shares 23,737 Est. Cost $29.47 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $1.07M Shares 4,490 Est. Cost $192.10 Unrealized —

IVV ISHARES TR 0.4%

Value $966K Shares 1,290 Est. Cost $341.14 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $319K Shares 300 Est. Cost $684.39 Unrealized —

SMBK SMARTFINANCIAL INC 0.2%

Value $533K Shares 11,351 Est. Cost $22.13 Unrealized —

UNP UNION PAC CORP 0.4%

Value $790K Shares 2,903 Est. Cost $140.24 Unrealized —

UNM UNUM GROUP 0.2%

Value $456K Shares 5,098 Est. Cost $49.68 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $372K Shares 505 Est. Cost $447.50 Unrealized —

TJX TJX COS INC NEW 0.7%

Value $1.457M Shares 9,620 Est. Cost $54.20 Unrealized —

EMR EMERSON ELEC CO 0.4%

Value $886K Shares 6,188 Est. Cost $61.87 Unrealized —

GOOG ALPHABET INC 0.2%

Value $362K Shares 1,025 Est. Cost $164.85 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $529K Shares 2,643 Est. Cost $143.00 Unrealized —

SJM SMUCKER J M CO 0.2%

Value $465K Shares 4,135 Est. Cost $104.16 Unrealized —

RF REGIONS FINL CORP NEW 0.2%

Value $456K Shares 15,084 Est. Cost $12.17 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.7%

Value $1.498M Shares 2 Est. Cost $310901.97 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $287K Shares 1,062 Est. Cost $177.20 Unrealized —

WFC WELLS FARGO CO NEW 0.5%

Value $1.114M Shares 13,485 Est. Cost $35.80 Unrealized —

DIVB ISHARES TR 0.1%

Value $275K Shares 4,465 Est. Cost $53.17 Unrealized —

MMM 3M CO 0.1%

Value $318K Shares 1,964 Est. Cost $75.54 Unrealized —

PSX PHILLIPS 66 0.2%

Value $352K Shares 2,085 Est. Cost $93.41 Unrealized —

BINC BLACKROCK ETF TRUST II 1.2%

Value $2.762M Shares 52,775 Est. Cost $52.49 Unrealized —

DE DEERE & CO 0.1%

Value $238K Shares 375 Est. Cost $551.35 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value $693K Shares 1,485 Est. Cost $219.12 Unrealized —

AZO AUTOZONE INC 0.1%

Value $320K Shares 100 Est. Cost $1861.88 Unrealized —

GD GENERAL DYNAMICS CORP 0.2%

Value $394K Shares 1,111 Est. Cost $147.01 Unrealized —

SO SOUTHERN CO 1.1%

Value $2.361M Shares 24,673 Est. Cost $51.67 Unrealized —

AEP AMERICAN ELEC PWR CO INC 0.1%

Value $217K Shares 1,583 Est. Cost $120.54 Unrealized —

WM WASTE MGMT INC DEL 0.1%

Value $265K Shares 1,188 Est. Cost $162.45 Unrealized —

VPLS VANGUARD MALVERN FDS 0.5%

Value $1.183M Shares 15,246 Est. Cost $77.96 Unrealized —

AMP AMERIPRISE FINL INC 0.1%

Value $229K Shares 500 Est. Cost $200.84 Unrealized —

SCCO SOUTHERN COPPER CORP 0.1%

Value $227K Shares 1,302 Est. Cost $187.35 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.1%

Value $216K Shares 430 Est. Cost $333.76 Unrealized —

AGG ISHARES TR 0.5%

Value $1.188M Shares 12,000 Est. Cost $98.14 Unrealized —

APD AIR PRODS & CHEMS INC 0.2%

Value $337K Shares 1,150 Est. Cost $241.10 Unrealized —

BIV VANGUARD BD INDEX FDS 0.1%

Value $290K Shares 3,775 Est. Cost $77.18 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDF	SCHWAB STRATEGIC TR	137,010	$7.229M	3.2%	$46.10	—	FUNDAMENTAL INTL	808524755
VZ	VERIZON COMMUNICATIONS INC	55,092	$2.333M	1.0%	$42.84	—	COM	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	11,227	$3.157M	1.4%	$112.49	—	COM	459200101
GE	GE AEROSPACE	4,390	$1.641M	0.7%	$121.12	—	COM NEW	369604301
DGRW	WISDOMTREE TR	37,075	$3.545M	1.6%	$52.41	—	US QTLY DIV GRT	97717X669
IXN	ISHARES TR	7,000	$1.011M	0.5%	$71.24	—	GLOBAL TECH ETF	464287291
AVGO	BROADCOM INC	3,260	$1.231M	0.6%	$151.08	—	COM	11135F101
SPY	SPDR S&P 500 ETF TR	1,955	$1.463M	0.7%	$243.18	—	TR UNIT	78462F103
CSX	CSX CORP	23,737	$1.128M	0.5%	$29.47	—	COM	126408103
AMZN	AMAZON COM INC	4,490	$1.07M	0.5%	$192.10	—	COM	023135106
IVV	ISHARES TR	1,290	$966K	0.4%	$341.14	—	CORE S&P500 ETF	464287200
CAT	CATERPILLAR INC	300	$319K	0.1%	$684.39	—	COM	149123101
SMBK	SMARTFINANCIAL INC	11,351	$533K	0.2%	$22.13	—	COM NEW	83190L208
UNP	UNION PAC CORP	2,903	$790K	0.4%	$140.24	—	COM	907818108
UNM	UNUM GROUP	5,098	$456K	0.2%	$49.68	—	COM	91529Y106
QQQ	INVESCO QQQ TR	505	$372K	0.2%	$447.50	—	UNIT SER 1	46090E103
TJX	TJX COS INC NEW	9,620	$1.457M	0.7%	$54.20	—	COM	872540109
EMR	EMERSON ELEC CO	6,188	$886K	0.4%	$61.87	—	COM	291011104
GOOG	ALPHABET INC	1,025	$362K	0.2%	$164.85	—	CAP STK CL C	02079K107
NVDA	NVIDIA CORPORATION	2,643	$529K	0.2%	$143.00	—	COM	67066G104
SJM	SMUCKER J M CO	4,135	$465K	0.2%	$104.16	—	COM NEW	832696405
RF	REGIONS FINL CORP NEW	15,084	$456K	0.2%	$12.17	—	COM	7591EP100
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1.498M	0.7%	$310901.97	—	CL A	084670108
MCD	MCDONALDS CORP	1,062	$287K	0.1%	$177.20	—	COM	580135101
WFC	WELLS FARGO CO NEW	13,485	$1.114M	0.5%	$35.80	—	COM	949746101
DIVB	ISHARES TR	4,465	$275K	0.1%	$53.17	—	CORE DIVID ETF	46435U861
MMM	3M CO	1,964	$318K	0.1%	$75.54	—	COM	88579Y101
PSX	PHILLIPS 66	2,085	$352K	0.2%	$93.41	—	COM	718546104
BINC	BLACKROCK ETF TRUST II	52,775	$2.762M	1.2%	$52.49	—	ISHARES FLEXIBLE	092528603
DE	DEERE & CO	375	$238K	0.1%	$551.35	—	COM	244199105
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,485	$693K	0.3%	$219.12	—	CL B	084670702
AZO	AUTOZONE INC	100	$320K	0.1%	$1861.88	—	COM	053332102
GD	GENERAL DYNAMICS CORP	1,111	$394K	0.2%	$147.01	—	COM	369550108
SO	SOUTHERN CO	24,673	$2.361M	1.1%	$51.67	—	COM	842587107
AEP	AMERICAN ELEC PWR CO INC	1,583	$217K	0.1%	$120.54	—	COM	025537101
WM	WASTE MGMT INC DEL	1,188	$265K	0.1%	$162.45	—	COM	94106L109
VPLS	VANGUARD MALVERN FDS	15,246	$1.183M	0.5%	$77.96	—	CORE-PLUS BD ETF	922020755
AMP	AMERIPRISE FINL INC	500	$229K	0.1%	$200.84	—	COM	03076C106
SCCO	SOUTHERN COPPER CORP	1,302	$227K	0.1%	$187.35	—	COM	84265V105
TMO	THERMO FISHER SCIENTIFIC INC	430	$216K	0.1%	$333.76	—	COM	883556102
AGG	ISHARES TR	12,000	$1.188M	0.5%	$98.14	—	CORE US AGGBD ET	464287226
APD	AIR PRODS & CHEMS INC	1,150	$337K	0.2%	$241.10	—	COM	009158106
BIV	VANGUARD BD INDEX FDS	3,775	$290K	0.1%	$77.18	—	INTERMED TERM	921937819