Braun-Bostich & Associates Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SYSB	ISHARES TR	3,735	$335	0.2%	$89.76	—	SYSTEMATIC BD ET	46435U796
TD	TORONTO DOMINION BK ONT	3,158	$297	0.2%	$84.44	0.0%	COM NEW	891160509
RY	ROYAL BK CDA	1,521	$259	0.2%	$153.57	0.0%	COM	780087102
GILD	GILEAD SCIENCES INC	1,846	$227	0.1%	$120.88	0.0%	COM	375558103
BAC	BANK AMERICA CORP	3,880	$213	0.1%	$52.67	0.0%	COM	060505104
BUD	ANHEUSER BUSCH INBEV SA/NV	3,226	$207	0.1%	$64.04	—	SPONSORED ADR	03524A108
BSV	VANGUARD BD INDEX FDS	2,604	$205	0.1%	$78.81	—	SHORT TRM BOND	921937827
AZN	ASTRAZENECA PLC	2,191	$201	0.1%	$91.93	—	SPONSORED ADR	046353108
ACN	ACCENTURE PLC IRELAND	749	$201	0.1%	$254.06	0.0%	SHS CLASS A	G1151C101

Increased Positions (45)

SPYV SPDR SERIES TRUST 4.7%

Value ($000) $7,681 (+37.4%) Shares 135,205 (+33.8%) Est. Cost $50.95 Unrealized —

IEMG ISHARES INC 3.9%

Value ($000) $6,273 (+21.9%) Shares 93,321 (+19.5%) Est. Cost $63.12 Unrealized —

MTUM ISHARES TR 1.8%

Value ($000) $2,878 (+59.5%) Shares 11,497 (+63.4%) Est. Cost $226.13 Unrealized —

SIVR ABRDN SILVER ETF TRUST 0.8%

Value ($000) $1,371 (+54.0%) Shares 20,271 (+1.2%) Est. Cost $44.76 Unrealized —

OEF ISHARES TR 3.0%

Value ($000) $4,927 (+6.6%) Shares 14,367 (+3.4%) Est. Cost $313.05 Unrealized —

META META PLATFORMS INC 0.5%

Value ($000) $840 (+37.4%) Shares 1,273 (+52.8%) Est. Cost $470.56 Unrealized +41.8%

VEA VANGUARD TAX-MANAGED FDS 0.4%

Value ($000) $663 (+35.6%) Shares 10,609 (+30.1%) Est. Cost $48.17 Unrealized —

LLY ELI LILLY & CO 0.3%

Value ($000) $558 (+45.3%) Shares 519 (+3.2%) Est. Cost $634.58 Unrealized +50.6%

NFLX NETFLIX INC 0.2%

Value ($000) $375 (-25.2%) Shares 4,000 (+856.9%) Est. Cost $101.52 Unrealized +6.2%

BAI BLACKROCK ETF TRUST 1.8%

Value ($000) $2,882 (+4.1%) Shares 86,544 (+6.8%) Est. Cost $34.11 Unrealized —

MRK MERCK & CO INC 0.2%

Value ($000) $359 (+38.1%) Shares 3,407 (+10.1%) Est. Cost $98.34 Unrealized -5.2%

MBB ISHARES TR 1.5%

Value ($000) $2,486 (+3.2%) Shares 26,109 (+3.1%) Est. Cost $92.81 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.9%

Value ($000) $4,768 (+1.6%) Shares 56,926 (+2.0%) Est. Cost $81.12 Unrealized —

LMBS FIRST TR EXCHANGE-TRADED FD 2.3%

Value ($000) $3,706 (+1.7%) Shares 74,141 (+1.3%) Est. Cost $48.27 Unrealized —

IAGG ISHARES TR 0.2%

Value ($000) $298 (+23.4%) Shares 5,961 (+26.5%) Est. Cost $50.97 Unrealized —

SHLD GLOBAL X FDS 0.9%

Value ($000) $1,410 (+4.1%) Shares 21,766 (+12.8%) Est. Cost $69.62 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 1.5%

Value ($000) $2,376 (+2.2%) Shares 29,796 (+2.5%) Est. Cost $77.60 Unrealized —

XLK SELECT SECTOR SPDR TR 0.2%

Value ($000) $374 (-11.8%) Shares 2,600 (+72.8%) Est. Cost $192.35 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $612 (+8.8%) Shares 13,003 (+8.5%) Est. Cost $45.66 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $510 (+9.6%) Shares 1,045 (+7.7%) Est. Cost $287.78 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.0%

Value ($000) $1,698 (+2.4%) Shares 31,583 (+3.2%) Est. Cost $42.71 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $809 (+5.1%) Shares 8,770 (+1.8%) Est. Cost $69.45 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.2%

Value ($000) $282 (+15.2%) Shares 854 (+20.5%) Est. Cost $460.71 Unrealized -26.8%

NVS NOVARTIS AG 0.2%

Value ($000) $308 (+12.9%) Shares 2,233 (+5.0%) Est. Cost $108.57 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.1%

Value ($000) $1,782 (+2.0%) Shares 67,265 (+3.8%) Est. Cost $38.64 Unrealized —

USHY ISHARES TR 0.9%

Value ($000) $1,397 (+2.4%) Shares 37,345 (+3.4%) Est. Cost $36.56 Unrealized —

SPY SPDR S&P 500 ETF TR 0.5%

Value ($000) $769 (+4.0%) Shares 1,128 (+1.6%) Est. Cost $480.63 Unrealized —

IJH ISHARES TR 0.2%

Value ($000) $255 (+10.9%) Shares 3,866 (+9.7%) Est. Cost $112.48 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value ($000) $687 (+3.8%) Shares 1,366 (+3.8%) Est. Cost $349.49 Unrealized +42.4%

EAGG ISHARES TR 0.2%

Value ($000) $363 (+6.8%) Shares 7,590 (+7.2%) Est. Cost $47.01 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 3.1%

Value ($000) $5,103 (+0.4%) Shares 105,603 (+2.8%) Est. Cost $49.09 Unrealized —

UBER UBER TECHNOLOGIES INC 0.1%

Value ($000) $216 (-8.9%) Shares 2,645 (+9.3%) Est. Cost $82.98 Unrealized +8.5%

QCOM QUALCOMM INC 0.2%

Value ($000) $291 (+7.5%) Shares 1,699 (+4.6%) Est. Cost $123.36 Unrealized +38.5%

SCHH SCHWAB STRATEGIC TR 1.0%

Value ($000) $1,612 (+1.2%) Shares 77,188 (+4.4%) Est. Cost $20.43 Unrealized —

LOW LOWES COS INC 0.1%

Value ($000) $234 (+7.7%) Shares 971 (+12.3%) Est. Cost $243.73 Unrealized -1.6%

VGIT VANGUARD SCOTTSDALE FDS 0.8%

Value ($000) $1,319 (+1.2%) Shares 22,008 (+1.4%) Est. Cost $58.86 Unrealized —

SUSC ISHARES TR 0.3%

Value ($000) $415 (+4.0%) Shares 17,743 (+4.8%) Est. Cost $22.90 Unrealized —

ESGU ISHARES TR 0.2%

Value ($000) $264 (+5.4%) Shares 1,769 (+3.0%) Est. Cost $145.70 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $768 (+1.1%) Shares 13,072 (+1.3%) Est. Cost $58.22 Unrealized —

AGG ISHARES TR 0.2%

Value ($000) $265 (+2.1%) Shares 2,655 (+2.5%) Est. Cost $94.71 Unrealized —

PEG PUBLIC SVC ENTERPRISE GRP IN 0.1%

Value ($000) $209 (-2.2%) Shares 2,605 (+1.7%) Est. Cost $76.67 Unrealized +5.8%

TLH ISHARES TR 1.3%

Value ($000) $2,127 (-0.2%) Shares 20,916 (+1.1%) Est. Cost $103.20 Unrealized —

SO SOUTHERN CO 0.1%

Value ($000) $236 (+1.0%) Shares 2,708 (+9.8%) Est. Cost $85.16 Unrealized +6.7%

HYLB DBX ETF TR 0.2%

Value ($000) $341 (+0.6%) Shares 9,270 (+1.4%) Est. Cost $36.92 Unrealized —

USRT ISHARES TR 0.2%

Value ($000) $245 (+0.3%) Shares 4,301 (+3.4%) Est. Cost $56.57 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPYV	SPDR SERIES TRUST	135,205 (+33.8%)	$7,681 (+37.4%)	4.7%	$50.95	—	STATE STREET SPD	78464A508
IEMG	ISHARES INC	93,321 (+19.5%)	$6,273 (+21.9%)	3.9%	$63.12	—	CORE MSCI EMKT	46434G103
MTUM	ISHARES TR	11,497 (+63.4%)	$2,878 (+59.5%)	1.8%	$226.13	—	MSCI USA MMENTM	46432F396
SIVR	ABRDN SILVER ETF TRUST	20,271 (+1.2%)	$1,371 (+54.0%)	0.8%	$44.76	—	PHYSCL SILVR SHS	003264108
OEF	ISHARES TR	14,367 (+3.4%)	$4,927 (+6.6%)	3.0%	$313.05	—	S&P 100 ETF	464287101
META	META PLATFORMS INC	1,273 (+52.8%)	$840 (+37.4%)	0.5%	$470.56	+41.8%	CL A	30303M102
VEA	VANGUARD TAX-MANAGED FDS	10,609 (+30.1%)	$663 (+35.6%)	0.4%	$48.17	—	VAN FTSE DEV MKT	921943858
LLY	ELI LILLY & CO	519 (+3.2%)	$558 (+45.3%)	0.3%	$634.58	+50.6%	COM	532457108
NFLX	NETFLIX INC	4,000 (+856.9%)	$375 (-25.2%)	0.2%	$101.52	+6.2%	COM	64110L106
BAI	BLACKROCK ETF TRUST	86,544 (+6.8%)	$2,882 (+4.1%)	1.8%	$34.11	—	ISHARES A I INNO	09290C780
MRK	MERCK & CO INC	3,407 (+10.1%)	$359 (+38.1%)	0.2%	$98.34	-5.2%	COM	58933Y105
MBB	ISHARES TR	26,109 (+3.1%)	$2,486 (+3.2%)	1.5%	$92.81	—	MBS ETF	464288588
VCIT	VANGUARD SCOTTSDALE FDS	56,926 (+2.0%)	$4,768 (+1.6%)	2.9%	$81.12	—	INT-TERM CORP	92206C870
LMBS	FIRST TR EXCHANGE-TRADED FD	74,141 (+1.3%)	$3,706 (+1.7%)	2.3%	$48.27	—	FST LOW OPPT EFT	33739Q200
IAGG	ISHARES TR	5,961 (+26.5%)	$298 (+23.4%)	0.2%	$50.97	—	CORE INTL AGGR	46435G672
SHLD	GLOBAL X FDS	21,766 (+12.8%)	$1,410 (+4.1%)	0.9%	$69.62	—	DEFENSE TECH ETF	37960A529
VCSH	VANGUARD SCOTTSDALE FDS	29,796 (+2.5%)	$2,376 (+2.2%)	1.5%	$77.60	—	SHRT TRM CORP BD	92206C409
XLK	SELECT SECTOR SPDR TR	2,600 (+72.8%)	$374 (-11.8%)	0.2%	$192.35	—	STATE STREET TEC	81369Y803
VMBS	VANGUARD SCOTTSDALE FDS	13,003 (+8.5%)	$612 (+8.8%)	0.4%	$45.66	—	MTG-BKD SECS ETF	92206C771
VUG	VANGUARD INDEX FDS	1,045 (+7.7%)	$510 (+9.6%)	0.3%	$287.78	—	GROWTH ETF	922908736
VWO	VANGUARD INTL EQUITY INDEX F	31,583 (+3.2%)	$1,698 (+2.4%)	1.0%	$42.71	—	FTSE EMR MKT ETF	922042858
VONV	VANGUARD SCOTTSDALE FDS	8,770 (+1.8%)	$809 (+5.1%)	0.5%	$69.45	—	VNG RUS1000VAL	92206C714
UNH	UNITEDHEALTH GROUP INC	854 (+20.5%)	$282 (+15.2%)	0.2%	$460.71	-26.8%	COM	91324P102
NVS	NOVARTIS AG	2,233 (+5.0%)	$308 (+12.9%)	0.2%	$108.57	—	SPONSORED ADR	66987V109
SCHP	SCHWAB STRATEGIC TR	67,265 (+3.8%)	$1,782 (+2.0%)	1.1%	$38.64	—	US TIPS ETF	808524870
USHY	ISHARES TR	37,345 (+3.4%)	$1,397 (+2.4%)	0.9%	$36.56	—	BROAD USD HIGH	46435U853
SPY	SPDR S&P 500 ETF TR	1,128 (+1.6%)	$769 (+4.0%)	0.5%	$480.63	—	TR UNIT	78462F103
IJH	ISHARES TR	3,866 (+9.7%)	$255 (+10.9%)	0.2%	$112.48	—	CORE S&P MCP ETF	464287507
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,366 (+3.8%)	$687 (+3.8%)	0.4%	$349.49	+42.4%	CL B NEW	084670702
EAGG	ISHARES TR	7,590 (+7.2%)	$363 (+6.8%)	0.2%	$47.01	—	ESG AWR US AGRGT	46435U549
BNDX	VANGUARD CHARLOTTE FDS	105,603 (+2.8%)	$5,103 (+0.4%)	3.1%	$49.09	—	TOTAL INT BD ETF	92203J407
UBER	UBER TECHNOLOGIES INC	2,645 (+9.3%)	$216 (-8.9%)	0.1%	$82.98	+8.5%	COM	90353T100
QCOM	QUALCOMM INC	1,699 (+4.6%)	$291 (+7.5%)	0.2%	$123.36	+38.5%	COM	747525103
SCHH	SCHWAB STRATEGIC TR	77,188 (+4.4%)	$1,612 (+1.2%)	1.0%	$20.43	—	US REIT ETF	808524847
LOW	LOWES COS INC	971 (+12.3%)	$234 (+7.7%)	0.1%	$243.73	-1.6%	COM	548661107
VGIT	VANGUARD SCOTTSDALE FDS	22,008 (+1.4%)	$1,319 (+1.2%)	0.8%	$58.86	—	INTER TERM TREAS	92206C706
SUSC	ISHARES TR	17,743 (+4.8%)	$415 (+4.0%)	0.3%	$22.90	—	ESG AWRE USD ETF	46435G193
ESGU	ISHARES TR	1,769 (+3.0%)	$264 (+5.4%)	0.2%	$145.70	—	ESG AWR MSCI USA	46435G425
VGSH	VANGUARD SCOTTSDALE FDS	13,072 (+1.3%)	$768 (+1.1%)	0.5%	$58.22	—	SHORT TERM TREAS	92206C102
AGG	ISHARES TR	2,655 (+2.5%)	$265 (+2.1%)	0.2%	$94.71	—	CORE US AGGBD ET	464287226
PEG	PUBLIC SVC ENTERPRISE GRP IN	2,605 (+1.7%)	$209 (-2.2%)	0.1%	$76.67	+5.8%	COM	744573106
TLH	ISHARES TR	20,916 (+1.1%)	$2,127 (-0.2%)	1.3%	$103.20	—	10-20 YR TRS ETF	464288653
SO	SOUTHERN CO	2,708 (+9.8%)	$236 (+1.0%)	0.1%	$85.16	+6.7%	COM	842587107
HYLB	DBX ETF TR	9,270 (+1.4%)	$341 (+0.6%)	0.2%	$36.92	—	XTRACK USD HIGH	233051432
USRT	ISHARES TR	4,301 (+3.4%)	$245 (+0.3%)	0.2%	$56.57	—	CRE U S REIT ETF	464288521

Exited Positions (7)

STIP ISHARES TR 0.2%

Value ($000) $319 Shares 3,089 Est. Cost $102.93 Unrealized —

IUSB ISHARES TR 0.2%

Value ($000) $291 Shares 6,222 Est. Cost $46.40 Unrealized —

EFG ISHARES TR 0.2%

Value ($000) $263 Shares 2,308 Est. Cost $101.88 Unrealized —

ORCL ORACLE CORP 0.2%

Value ($000) $248 Shares 882 Est. Cost $254.17 Unrealized -6.3%

MO ALTRIA GROUP INC 0.1%

Value ($000) $235 Shares 3,563 Est. Cost $56.09 Unrealized +5.8%

LIN LINDE PLC 0.1%

Value ($000) $208 Shares 437 Est. Cost $470.63 Unrealized -9.2%

BCI ABRDN ETFS 0.1%

Value ($000) $207 Shares 9,619 Est. Cost $21.54 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
STIP	ISHARES TR	3,089	$319	0.2%	$102.93	—	—	46429B747
IUSB	ISHARES TR	6,222	$291	0.2%	$46.40	—	—	46434V613
EFG	ISHARES TR	2,308	$263	0.2%	$101.88	—	—	464288885
ORCL	ORACLE CORP	882	$248	0.2%	$254.17	-6.3%	—	68389X105
MO	ALTRIA GROUP INC	3,563	$235	0.1%	$56.09	+5.8%	—	02209S103
LIN	LINDE PLC	437	$208	0.1%	$470.63	-9.2%	—	G54950103
BCI	ABRDN ETFS	9,619	$207	0.1%	$21.54	—	—	003261104

Decreased Positions (43)

QUAL ISHARES TR 3.2%

Value ($000) $5,191 (-29.4%) Shares 26,135 (-30.9%) Est. Cost $168.84 Unrealized —

TLT ISHARES TR 5.6%

Value ($000) $9,005 (-8.3%) Shares 103,313 (-6.0%) Est. Cost $92.26 Unrealized —

EFV ISHARES TR 3.1%

Value ($000) $5,092 (-5.7%) Shares 71,302 (-10.4%) Est. Cost $57.45 Unrealized —

VOO VANGUARD INDEX FDS 2.4%

Value ($000) $3,957 (-6.9%) Shares 6,310 (-9.1%) Est. Cost $443.85 Unrealized —

BINC BLACKROCK ETF TRUST II 1.9%

Value ($000) $3,112 (-5.7%) Shares 58,968 (-4.8%) Est. Cost $52.47 Unrealized —

GOOGL ALPHABET INC 0.7%

Value ($000) $1,161 (+14.1%) Shares 3,708 (-11.4%) Est. Cost $132.69 Unrealized +115.2%

HD HOME DEPOT INC 0.3%

Value ($000) $541 (-18.5%) Shares 1,573 (-4.0%) Est. Cost $302.99 Unrealized +20.3%

IEV ISHARES TR 0.4%

Value ($000) $676 (-13.6%) Shares 9,860 (-17.5%) Est. Cost $58.20 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $343 (-22.4%) Shares 1,094 (-39.8%) Est. Cost $134.68 Unrealized +112.6%

QQQ INVESCO QQQ TR 0.2%

Value ($000) $381 (-20.4%) Shares 620 (-22.2%) Est. Cost $411.43 Unrealized —

CAT CATERPILLAR INC 0.4%

Value ($000) $693 (+15.8%) Shares 1,210 (-3.5%) Est. Cost $261.26 Unrealized +112.6%

PEP PEPSICO INC 0.2%

Value ($000) $352 (-18.7%) Shares 2,450 (-20.5%) Est. Cost $151.91 Unrealized -4.0%

PG PROCTER AND GAMBLE CO 0.3%

Value ($000) $471 (-14.1%) Shares 3,288 (-8.0%) Est. Cost $145.17 Unrealized +1.4%

NVDA NVIDIA CORPORATION 0.9%

Value ($000) $1,461 (-5.0%) Shares 7,833 (-5.0%) Est. Cost $92.36 Unrealized +101.5%

JPM JPMORGAN CHASE & CO. 0.5%

Value ($000) $756 (-8.8%) Shares 2,346 (-10.7%) Est. Cost $151.35 Unrealized +104.5%

AMAT APPLIED MATLS INC 0.3%

Value ($000) $453 (+18.0%) Shares 1,762 (-6.0%) Est. Cost $147.42 Unrealized +62.5%

IAU ISHARES GOLD TR 1.5%

Value ($000) $2,411 (+2.9%) Shares 29,706 (-7.7%) Est. Cost $53.78 Unrealized —

SPYG SPDR SERIES TRUST 3.9%

Value ($000) $6,327 (+1.0%) Shares 59,295 (-1.0%) Est. Cost $78.00 Unrealized —

AVGO BROADCOM INC 1.4%

Value ($000) $2,216 (+2.9%) Shares 6,403 (-1.9%) Est. Cost $151.53 Unrealized +135.6%

COST COSTCO WHSL CORP NEW 0.2%

Value ($000) $344 (-11.9%) Shares 399 (-5.5%) Est. Cost $619.48 Unrealized +46.2%

JNJ JOHNSON & JOHNSON 0.9%

Value ($000) $1,443 (+2.7%) Shares 6,975 (-7.9%) Est. Cost $143.47 Unrealized +37.3%

EEM ISHARES TR 0.2%

Value ($000) $304 (-10.3%) Shares 5,556 (-12.4%) Est. Cost $43.70 Unrealized —

TSLA TESLA INC 0.7%

Value ($000) $1,078 (-3.0%) Shares 2,397 (-4.1%) Est. Cost $236.58 Unrealized +87.4%

MRSH MARSH & MCLENNAN COS INC 0.1%

Value ($000) $219 (-11.8%) Shares 1,180 (-4.2%) Est. Cost $202.80 Unrealized -8.1%

SCHC SCHWAB STRATEGIC TR 1.3%

Value ($000) $2,040 (-1.4%) Shares 44,801 (-1.5%) Est. Cost $36.19 Unrealized —

USXF ISHARES TR 0.1%

Value ($000) $226 (-10.5%) Shares 3,931 (-10.9%) Est. Cost $46.99 Unrealized —

MMM 3M CO 0.2%

Value ($000) $248 (-9.5%) Shares 1,549 (-12.3%) Est. Cost $76.82 Unrealized +112.4%

ICVT ISHARES TR 0.2%

Value ($000) $399 (-5.5%) Shares 4,050 (-4.0%) Est. Cost $80.42 Unrealized —

MA MASTERCARD INCORPORATED 0.3%

Value ($000) $419 (-4.2%) Shares 734 (-4.6%) Est. Cost $426.49 Unrealized +31.1%

INTU INTUIT 0.1%

Value ($000) $213 (-7.0%) Shares 322 (-4.2%) Est. Cost $514.32 Unrealized +28.5%

CSCO CISCO SYS INC 0.2%

Value ($000) $380 (+4.2%) Shares 4,936 (-7.4%) Est. Cost $47.97 Unrealized +53.8%

SPIB SPDR SERIES TRUST 0.1%

Value ($000) $207 (-6.3%) Shares 6,122 (-6.1%) Est. Cost $33.60 Unrealized —

IVV ISHARES TR 0.1%

Value ($000) $240 (-5.2%) Shares 350 (-7.4%) Est. Cost $477.55 Unrealized —

KO COCA COLA CO 0.2%

Value ($000) $316 (+3.7%) Shares 4,519 (-1.6%) Est. Cost $59.96 Unrealized +15.7%

SPGI S&P GLOBAL INC 0.1%

Value ($000) $211 (+5.5%) Shares 404 (-1.7%) Est. Cost $491.45 Unrealized +0.6%

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $305 (-2.6%) Shares 1,031 (-7.2%) Est. Cost $182.40 Unrealized +63.8%

WFC WELLS FARGO CO NEW 0.2%

Value ($000) $250 (-2.8%) Shares 2,687 (-12.6%) Est. Cost $67.06 Unrealized +29.2%

WMT WALMART INC 0.5%

Value ($000) $874 (-0.7%) Shares 7,845 (-8.2%) Est. Cost $57.76 Unrealized +85.6%

HSBC HSBC HLDGS PLC 0.1%

Value ($000) $216 (-2.6%) Shares 2,749 (-12.1%) Est. Cost $70.98 Unrealized —

TFI SPDR SERIES TRUST 0.2%

Value ($000) $254 (-1.2%) Shares 5,567 (-1.5%) Est. Cost $44.67 Unrealized —

SHEL SHELL PLC 0.2%

Value ($000) $267 (-1.0%) Shares 3,638 (-3.6%) Est. Cost $72.26 Unrealized —

VTWO VANGUARD SCOTTSDALE FDS 0.3%

Value ($000) $532 (-0.3%) Shares 5,350 (-2.0%) Est. Cost $81.32 Unrealized —

LCTU BLACKROCK ETF TRUST 0.3%

Value ($000) $429 (+0.2%) Shares 5,791 (-1.8%) Est. Cost $59.46 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	26,135 (-30.9%)	$5,191 (-29.4%)	3.2%	$168.84	—	MSCI USA QLT FCT	46432F339
TLT	ISHARES TR	103,313 (-6.0%)	$9,005 (-8.3%)	5.6%	$92.26	—	20 YR TR BD ETF	464287432
EFV	ISHARES TR	71,302 (-10.4%)	$5,092 (-5.7%)	3.1%	$57.45	—	EAFE VALUE ETF	464288877
VOO	VANGUARD INDEX FDS	6,310 (-9.1%)	$3,957 (-6.9%)	2.4%	$443.85	—	S&P 500 ETF SHS	922908363
BINC	BLACKROCK ETF TRUST II	58,968 (-4.8%)	$3,112 (-5.7%)	1.9%	$52.47	—	ISHARES FLEXIBLE	092528603
GOOGL	ALPHABET INC	3,708 (-11.4%)	$1,161 (+14.1%)	0.7%	$132.69	+115.2%	CAP STK CL A	02079K305
HD	HOME DEPOT INC	1,573 (-4.0%)	$541 (-18.5%)	0.3%	$302.99	+20.3%	COM	437076102
IEV	ISHARES TR	9,860 (-17.5%)	$676 (-13.6%)	0.4%	$58.20	—	EUROPE ETF	464287861
GOOG	ALPHABET INC	1,094 (-39.8%)	$343 (-22.4%)	0.2%	$134.68	+112.6%	CAP STK CL C	02079K107
QQQ	INVESCO QQQ TR	620 (-22.2%)	$381 (-20.4%)	0.2%	$411.43	—	UNIT SER 1	46090E103
CAT	CATERPILLAR INC	1,210 (-3.5%)	$693 (+15.8%)	0.4%	$261.26	+112.6%	COM	149123101
PEP	PEPSICO INC	2,450 (-20.5%)	$352 (-18.7%)	0.2%	$151.91	-4.0%	COM	713448108
PG	PROCTER AND GAMBLE CO	3,288 (-8.0%)	$471 (-14.1%)	0.3%	$145.17	+1.4%	COM	742718109
NVDA	NVIDIA CORPORATION	7,833 (-5.0%)	$1,461 (-5.0%)	0.9%	$92.36	+101.5%	COM	67066G104
JPM	JPMORGAN CHASE & CO.	2,346 (-10.7%)	$756 (-8.8%)	0.5%	$151.35	+104.5%	COM	46625H100
AMAT	APPLIED MATLS INC	1,762 (-6.0%)	$453 (+18.0%)	0.3%	$147.42	+62.5%	COM	038222105
IAU	ISHARES GOLD TR	29,706 (-7.7%)	$2,411 (+2.9%)	1.5%	$53.78	—	ISHARES NEW	464285204
SPYG	SPDR SERIES TRUST	59,295 (-1.0%)	$6,327 (+1.0%)	3.9%	$78.00	—	STATE STREET SPD	78464A409
AVGO	BROADCOM INC	6,403 (-1.9%)	$2,216 (+2.9%)	1.4%	$151.53	+135.6%	COM	11135F101
COST	COSTCO WHSL CORP NEW	399 (-5.5%)	$344 (-11.9%)	0.2%	$619.48	+46.2%	COM	22160K105
JNJ	JOHNSON & JOHNSON	6,975 (-7.9%)	$1,443 (+2.7%)	0.9%	$143.47	+37.3%	COM	478160104
EEM	ISHARES TR	5,556 (-12.4%)	$304 (-10.3%)	0.2%	$43.70	—	MSCI EMG MKT ETF	464287234
TSLA	TESLA INC	2,397 (-4.1%)	$1,078 (-3.0%)	0.7%	$236.58	+87.4%	COM	88160R101
MRSH	MARSH & MCLENNAN COS INC	1,180 (-4.2%)	$219 (-11.8%)	0.1%	$202.80	-8.1%	COM	571748102
SCHC	SCHWAB STRATEGIC TR	44,801 (-1.5%)	$2,040 (-1.4%)	1.3%	$36.19	—	INTL SCEQT ETF	808524888
USXF	ISHARES TR	3,931 (-10.9%)	$226 (-10.5%)	0.1%	$46.99	—	ESG MSCI USA ETF	46436E767
MMM	3M CO	1,549 (-12.3%)	$248 (-9.5%)	0.2%	$76.82	+112.4%	COM	88579Y101
ICVT	ISHARES TR	4,050 (-4.0%)	$399 (-5.5%)	0.2%	$80.42	—	CONV BD ETF	46435G102
MA	MASTERCARD INCORPORATED	734 (-4.6%)	$419 (-4.2%)	0.3%	$426.49	+31.1%	CL A	57636Q104
INTU	INTUIT	322 (-4.2%)	$213 (-7.0%)	0.1%	$514.32	+28.5%	COM	461202103
CSCO	CISCO SYS INC	4,936 (-7.4%)	$380 (+4.2%)	0.2%	$47.97	+53.8%	COM	17275R102
SPIB	SPDR SERIES TRUST	6,122 (-6.1%)	$207 (-6.3%)	0.1%	$33.60	—	STATE STREET SPD	78464A375
IVV	ISHARES TR	350 (-7.4%)	$240 (-5.2%)	0.1%	$477.55	—	CORE S&P500 ETF	464287200
KO	COCA COLA CO	4,519 (-1.6%)	$316 (+3.7%)	0.2%	$59.96	+15.7%	COM	191216100
SPGI	S&P GLOBAL INC	404 (-1.7%)	$211 (+5.5%)	0.1%	$491.45	+0.6%	COM	78409V104
IBM	INTERNATIONAL BUSINESS MACHS	1,031 (-7.2%)	$305 (-2.6%)	0.2%	$182.40	+63.8%	COM	459200101
WFC	WELLS FARGO CO NEW	2,687 (-12.6%)	$250 (-2.8%)	0.2%	$67.06	+29.2%	COM	949746101
WMT	WALMART INC	7,845 (-8.2%)	$874 (-0.7%)	0.5%	$57.76	+85.6%	COM	931142103
HSBC	HSBC HLDGS PLC	2,749 (-12.1%)	$216 (-2.6%)	0.1%	$70.98	—	SPON ADR NEW	404280406
TFI	SPDR SERIES TRUST	5,567 (-1.5%)	$254 (-1.2%)	0.2%	$44.67	—	STATE STREET SPD	78468R721
SHEL	SHELL PLC	3,638 (-3.6%)	$267 (-1.0%)	0.2%	$72.26	—	SPON ADS	780259305
VTWO	VANGUARD SCOTTSDALE FDS	5,350 (-2.0%)	$532 (-0.3%)	0.3%	$81.32	—	VNG RUS2000IDX	92206C664
LCTU	BLACKROCK ETF TRUST	5,791 (-1.8%)	$429 (+0.2%)	0.3%	$59.46	—	ISHARES US CARBO	09290C509

Unchanged Positions (28)

NVR NVR INC 1.7%

Value ($000) $2,808 Shares 385 Est. Cost $5731.35 Unrealized +30.4%

DYNF BLACKROCK ETF TRUST 5.3%

Value ($000) $8,515 Shares 140,025 Est. Cost $47.19 Unrealized —

MSFT MICROSOFT CORP 1.9%

Value ($000) $3,127 Shares 6,466 Est. Cost $317.20 Unrealized +57.8%

RDVY FIRST TR EXCHANGE TRADED FD 2.8%

Value ($000) $4,554 Shares 65,552 Est. Cost $55.66 Unrealized —

LRCX LAM RESEARCH CORP 0.5%

Value ($000) $745 Shares 4,353 Est. Cost $75.04 Unrealized +107.0%

AAPL APPLE INC 1.1%

Value ($000) $1,808 Shares 6,649 Est. Cost $169.86 Unrealized +58.0%

THRO BLACKROCK ETF TRUST 1.9%

Value ($000) $3,069 Shares 79,589 Est. Cost $32.17 Unrealized —

XOM EXXON MOBIL CORP 0.7%

Value ($000) $1,077 Shares 8,948 Est. Cost $89.86 Unrealized +28.5%

AMZN AMAZON COM INC 0.8%

Value ($000) $1,262 Shares 5,468 Est. Cost $138.48 Unrealized +65.2%

IVLU ISHARES TR 0.6%

Value ($000) $900 Shares 23,658 Est. Cost $29.51 Unrealized —

PH PARKER-HANNIFIN CORP 0.2%

Value ($000) $338 Shares 384 Est. Cost $527.65 Unrealized +55.0%

EMB ISHARES TR 1.2%

Value ($000) $1,924 Shares 19,986 Est. Cost $89.14 Unrealized —

BLK BLACKROCK INC 0.2%

Value ($000) $334 Shares 312 Est. Cost $991.05 Unrealized +9.9%

TJX TJX COS INC NEW 0.3%

Value ($000) $411 Shares 2,678 Est. Cost $102.02 Unrealized +44.8%

SAP SAP SE 0.2%

Value ($000) $257 Shares 1,060 Est. Cost $207.11 Unrealized —

TT TRANE TECHNOLOGIES PLC 0.1%

Value ($000) $221 Shares 567 Est. Cost $393.53 Unrealized +5.1%

VV VANGUARD INDEX FDS 0.5%

Value ($000) $743 Shares 2,360 Est. Cost $195.69 Unrealized —

BK BANK NEW YORK MELLON CORP 0.2%

Value ($000) $247 Shares 2,127 Est. Cost $101.35 Unrealized +9.0%

UBSI UNITED BANKSHARES INC WEST V 0.2%

Value ($000) $355 Shares 9,244 Est. Cost $30.41 Unrealized +22.4%

VONG VANGUARD SCOTTSDALE FDS 0.6%

Value ($000) $910 Shares 7,477 Est. Cost $78.02 Unrealized —

DSI ISHARES TR 0.2%

Value ($000) $293 Shares 2,277 Est. Cost $103.85 Unrealized —

V VISA INC 0.2%

Value ($000) $378 Shares 1,077 Est. Cost $237.55 Unrealized +43.3%

CSX CSX CORP 0.1%

Value ($000) $221 Shares 6,094 Est. Cost $29.78 Unrealized +19.9%

MCD MCDONALDS CORP 0.3%

Value ($000) $491 Shares 1,607 Est. Cost $263.95 Unrealized +15.6%

ABBV ABBVIE INC 0.2%

Value ($000) $314 Shares 1,376 Est. Cost $136.03 Unrealized +67.3%

IGIB ISHARES TR 0.1%

Value ($000) $222 Shares 4,129 Est. Cost $51.70 Unrealized —

MUB ISHARES TR 0.3%

Value ($000) $514 Shares 4,798 Est. Cost $105.37 Unrealized —

SCZ ISHARES TR 0.3%

Value ($000) $464 Shares 5,983 Est. Cost $66.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
NVR	NVR INC	385	$2,808	1.7%	$5731.35	+30.4%	COM	62944T105
DYNF	BLACKROCK ETF TRUST	140,025	$8,515	5.3%	$47.19	—	ISHARES US EQUIT	09290C103
MSFT	MICROSOFT CORP	6,466	$3,127	1.9%	$317.20	+57.8%	COM	594918104
RDVY	FIRST TR EXCHANGE TRADED FD	65,552	$4,554	2.8%	$55.66	—	RISNG DIVD ACHIV	33738R506
LRCX	LAM RESEARCH CORP	4,353	$745	0.5%	$75.04	+107.0%	COM NEW	512807306
AAPL	APPLE INC	6,649	$1,808	1.1%	$169.86	+58.0%	COM	037833100
THRO	BLACKROCK ETF TRUST	79,589	$3,069	1.9%	$32.17	—	ISHARES US THEMA	09290C806
XOM	EXXON MOBIL CORP	8,948	$1,077	0.7%	$89.86	+28.5%	COM	30231G102
AMZN	AMAZON COM INC	5,468	$1,262	0.8%	$138.48	+65.2%	COM	023135106
IVLU	ISHARES TR	23,658	$900	0.6%	$29.51	—	MSCI INTL VLU FT	46435G409
PH	PARKER-HANNIFIN CORP	384	$338	0.2%	$527.65	+55.0%	COM	701094104
EMB	ISHARES TR	19,986	$1,924	1.2%	$89.14	—	JPMORGAN USD EMG	464288281
BLK	BLACKROCK INC	312	$334	0.2%	$991.05	+9.9%	COM	09290D101
TJX	TJX COS INC NEW	2,678	$411	0.3%	$102.02	+44.8%	COM	872540109
SAP	SAP SE	1,060	$257	0.2%	$207.11	—	SPON ADR	803054204
TT	TRANE TECHNOLOGIES PLC	567	$221	0.1%	$393.53	+5.1%	SHS	G8994E103
VV	VANGUARD INDEX FDS	2,360	$743	0.5%	$195.69	—	LARGE CAP ETF	922908637
BK	BANK NEW YORK MELLON CORP	2,127	$247	0.2%	$101.35	+9.0%	COM	064058100
UBSI	UNITED BANKSHARES INC WEST V	9,244	$355	0.2%	$30.41	+22.4%	COM	909907107
VONG	VANGUARD SCOTTSDALE FDS	7,477	$910	0.6%	$78.02	—	VNG RUS1000GRW	92206C680
DSI	ISHARES TR	2,277	$293	0.2%	$103.85	—	ESG MSCI KLD 400	464288570
V	VISA INC	1,077	$378	0.2%	$237.55	+43.3%	COM CL A	92826C839
CSX	CSX CORP	6,094	$221	0.1%	$29.78	+19.9%	COM	126408103
MCD	MCDONALDS CORP	1,607	$491	0.3%	$263.95	+15.6%	COM	580135101
ABBV	ABBVIE INC	1,376	$314	0.2%	$136.03	+67.3%	COM	00287Y109
IGIB	ISHARES TR	4,129	$222	0.1%	$51.70	—	ISHS 5-10YR INVT	464288638
MUB	ISHARES TR	4,798	$514	0.3%	$105.37	—	NATIONAL MUN ETF	464288414
SCZ	ISHARES TR	5,983	$464	0.3%	$66.03	—	EAFE SML CP ETF	464288273