Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	220,180	$20.18M	4.6%	$53.33	—	COMMON STOCK	81369Y803
MSFT	MICROSOFT	125,895	$19.85M	4.5%	$38.24	+264.1%	COMMON STOCK	594918104
CHMG	CHEMUNG FINANCIAL CORP	401,787	$17.08M	3.9%	$24.11	+51.7%	COMMON STOCK	164024101
PG	PROCTER	127,010	$15.86M	3.6%	$62.76	+67.7%	COMMON STOCK	742718109
JNJ	JOHNSON	99,315	$14.49M	3.3%	$62.33	+83.1%	COMMON STOCK	478160104
PEP	PEPSICO	88,528	$12.1M	2.7%	$73.45	+53.5%	COMMON STOCK	713448108
XLRE	SECTOR SPDR	306,327	$11.85M	2.7%	$34.52	—	COMMON STOCK	81369Y860
AAPL	APPLE	38,065	$11.18M	2.5%	$27.82	+123.0%	COMMON STOCK	037833100
KO	COCA-COLA	182,867	$10.12M	2.3%	$31.61	+40.8%	COMMON STOCK	191216100
MRK	MERCK	107,947	$9.818M	2.2%	$45.02	+50.1%	COMMON STOCK	58933Y105
MCD	MCDONALDS CORP	48,895	$9.662M	2.2%	$94.44	+82.1%	COMMON STOCK	580135101
DIS	WALT	65,956	$9.539M	2.2%	$94.19	+44.1%	COMMON STOCK	254687106
JPM	JPMORGAN	66,264	$9.237M	2.1%	$51.84	+109.6%	COMMON STOCK	46625H100
—	GLAXOSMITHKLINE	182,631	$8.581M	1.9%	$40.93	—	FOREIGN STOCK	37733W105
—	UNITED	56,669	$8.487M	1.9%	$108.55	—	COMMON STOCK	913017109
ADBE	ADOBE	25,058	$8.264M	1.9%	$102.32	+187.5%	COMMON STOCK	00724F101
MDT	MEDTRONIC	70,348	$7.981M	1.8%	$73.28	+26.3%	FOREIGN STOCK	G5960L103
VZ	VERIZON	129,941	$7.978M	1.8%	$33.62	+27.3%	COMMON STOCK	92343V104
BCE	BCE	142,396	$6.6M	1.5%	$27.87	+13.8%	FOREIGN STOCK	05534B760
BMY	BRISTOL	100,675	$6.463M	1.5%	$38.36	+17.8%	COMMON STOCK	110122108
GLW	CORNING	216,738	$6.309M	1.4%	$10.64	+129.6%	COMMON STOCK	219350105
SBUX	STARBUCKS CORP	69,915	$6.147M	1.4%	$59.25	+25.7%	COMMON STOCK	855244109
EFA	ISHARES	86,448	$6.003M	1.4%	$64.47	—	MUTUAL FUNDS -	464287465
V	VISA	31,533	$5.925M	1.3%	$73.93	+133.4%	COMMON STOCK	92826C839
XLF	SECTOR SPDR	192,371	$5.921M	1.3%	$24.25	—	COMMON STOCK	81369Y605
CMCSA	COMCAST	130,185	$5.854M	1.3%	$30.51	+24.1%	COMMON STOCK	20030N101
JCI	JOHNSON	143,446	$5.84M	1.3%	$34.44	+7.7%	FOREIGN STOCK	G51502105
PSX	PHILLIPS	50,405	$5.615M	1.3%	$76.26	+14.6%	COMMON STOCK	718546104
D	DOMINION	66,144	$5.478M	1.2%	$50.79	+22.9%	COMMON STOCK	25746U109
INTC	INTEL	91,205	$5.459M	1.2%	$36.68	+34.3%	COMMON STOCK	458140100
EMR	EMERSON	68,823	$5.249M	1.2%	$48.63	+29.2%	COMMON STOCK	291011104
XLU	SECTOR SPDR	79,925	$5.165M	1.2%	$49.62	—	COMMON STOCK	81369Y886
WMT	WAL-MART	43,382	$5.155M	1.2%	$20.77	+75.1%	COMMON STOCK	931142103
BRK/B	BERKSHIRE	20,826	$4.718M	1.1%	$133.28	+62.9%	COMMON STOCK	084670702
XOM	EXXON	65,786	$4.591M	1.0%	$53.25	-2.2%	COMMON STOCK	30231G102
GS	GOLDMAN	19,683	$4.526M	1.0%	$168.87	+11.0%	COMMON STOCK	38141G104
IVV	ISHARES	13,876	$4.485M	1.0%	$291.47	—	MUTUAL FUNDS -	464287200
CVX	CHEVRON	36,353	$4.381M	1.0%	$73.49	+22.0%	COMMON STOCK	166764100
CL	COLGATE PALMOLIVE	62,399	$4.296M	1.0%	$59.52	-0.7%	COMMON STOCK	194162103
HON	HONEYWELL	23,814	$4.215M	1.0%	$131.41	+9.5%	COMMON STOCK	438516106
GOOG	ALPHABET	3,075	$4.111M	0.9%	$36.36	+76.1%	COMMON STOCK	02079K107
PFE	PFIZER	104,825	$4.108M	0.9%	$20.09	+32.9%	COMMON STOCK	717081103
DUK	DUKE	44,817	$4.088M	0.9%	$57.85	+24.1%	COMMON STOCK	26441C204
QQQ	INVESCO	18,594	$3.953M	0.9%	$178.91	—	MUTUAL FUNDS -	46090E103
XLV	SECTOR SPDR	36,888	$3.758M	0.9%	$83.95	—	COMMON STOCK	81369Y209
AMZN	AMAZON.COM INC	1,982	$3.662M	0.8%	$38.08	+132.4%	COMMON STOCK	023135106
TRV	THE	24,728	$3.386M	0.8%	$110.65	+7.8%	COMMON STOCK	89417E109
SPMD	SPDR	87,990	$3.187M	0.7%	$47.81	—	MUTUAL FUNDS -	78464A847
XSD	SPDR	29,432	$3.117M	0.7%	$102.21	—	COMMON STOCK	78464A862
TXN	TEXAS	24,127	$3.095M	0.7%	$100.72	+3.0%	COMMON STOCK	882508104
HD	HOME	13,649	$2.98M	0.7%	$86.43	+125.6%	COMMON STOCK	437076102
UNP	UNION	14,931	$2.699M	0.6%	$116.96	+27.7%	COMMON STOCK	907818108
ABT	ABBOTT	29,802	$2.589M	0.6%	$40.13	+87.6%	COMMON STOCK	002824100
ENB	ENBRIDGE	63,088	$2.509M	0.6%	$23.20	+7.1%	FOREIGN STOCK	29250N105
AMGN	AMGEN	9,994	$2.409M	0.5%	$145.24	+25.8%	COMMON STOCK	031162100
CNI	CANADIAN	26,457	$2.393M	0.5%	$45.73	+74.9%	FOREIGN STOCK	136375102
DBEF	XTRACKERS	66,771	$2.256M	0.5%	$31.46	—	MUTUAL FUNDS -	233051200
SO	SOUTHERN COMPANY	34,986	$2.228M	0.5%	$33.33	+46.7%	COMMON STOCK	842587107
GD	GENERAL	12,594	$2.221M	0.5%	$157.58	-1.1%	COMMON STOCK	369550108
XLY	SECTOR SPDR	17,688	$2.219M	0.5%	$92.25	—	COMMON STOCK	81369Y407
RY	ROYAL	27,710	$2.195M	0.5%	$80.55	0.0%	FOREIGN STOCK	780087102
IWD	ISHARES	15,314	$2.09M	0.5%	$113.83	—	MUTUAL FUNDS -	464287598
IWO	ISHARES	9,758	$2.09M	0.5%	$121.39	—	MUTUAL FUNDS -	464287648
IWM	ISHARES	12,366	$2.049M	0.5%	$164.73	—	MUTUAL FUNDS -	464287655
USB	US BANCORP	33,773	$2.003M	0.5%	$43.09	+2.9%	COMMON STOCK	902973304
—	BLACKROCK	3,890	$1.955M	0.4%	$489.84	—	COMMON STOCK	09247X101
BKNG	BOOKING	938	$1.926M	0.4%	$1915.56	+0.8%	COMMON STOCK	09857L108
XLI	SECTOR SPDR	21,835	$1.779M	0.4%	$70.54	—	COMMON STOCK	81369Y704
IWN	ISHARES	13,496	$1.736M	0.4%	$89.63	—	MUTUAL FUNDS -	464287630
CRM	SALESFORCE.COM	10,268	$1.67M	0.4%	$128.32	+20.7%	COMMON STOCK	79466L302
COF	CAPITAL	16,001	$1.647M	0.4%	$79.78	+8.8%	COMMON STOCK	14040H105
AXP	AMERICAN	11,570	$1.44M	0.3%	$90.93	+21.1%	COMMON STOCK	025816109
MMM	3M CO	7,856	$1.386M	0.3%	$80.70	+38.5%	COMMON STOCK	88579Y101
ZBH	ZIMMER	9,164	$1.372M	0.3%	$107.07	+22.6%	COMMON STOCK	98956P102
CSCO	CISCO	27,235	$1.306M	0.3%	$16.76	+130.0%	COMMON STOCK	17275R102
UPS	UNITED	10,759	$1.26M	0.3%	$88.95	+4.4%	COMMON STOCK	911312106
NVO	NOVO	21,741	$1.258M	0.3%	$56.61	—	FOREIGN STOCK	670100205
NKE	NIKE INC CL B	10,514	$1.066M	0.2%	$86.82	0.0%	COMMON STOCK	654106103
PAYX	PAYCHEX INC	10,301	$876K	0.2%	$25.36	+178.7%	COMMON STOCK	704326107
ORLY	O'REILLY	1,894	$830K	0.2%	$16.95	+68.8%	COMMON STOCK	67103H107
TFC	TRUIST	14,599	$822K	0.2%	$40.89	0.0%	COMMON STOCK	89832Q109
XLB	SECTOR SPDR	13,181	$809K	0.2%	$61.38	—	COMMON STOCK	81369Y100
CB	CHUBB	5,084	$792K	0.2%	$118.86	+16.5%	FOREIGN STOCK	H1467J104
NOW	SERVICENOW	2,580	$729K	0.2%	$53.55	-1.6%	COMMON STOCK	81762P102
NEE	NEXTERA	2,635	$639K	0.1%	$17.48	+186.9%	COMMON STOCK	65339F101
WFC	WELLS	11,146	$600K	0.1%	$34.24	+30.5%	COMMON STOCK	949746101
GOOGL	ALPHABET	434	$581K	0.1%	$39.49	+62.1%	COMMON STOCK	02079K305
BA	BOEING	1,754	$571K	0.1%	$96.33	+264.4%	COMMON STOCK	097023105
DE	DEERE & CO	3,297	$571K	0.1%	$131.21	+20.4%	COMMON STOCK	244199105
COP	CONOCOPHILLIPS	8,762	$570K	0.1%	$52.98	-11.0%	COMMON STOCK	20825C104
IBM	INTERNATIONAL	4,201	$563K	0.1%	$116.86	-14.5%	COMMON STOCK	459200101
XLP	SECTOR SPDR	8,896	$560K	0.1%	$56.70	—	COMMON STOCK	81369Y308
ADP	AUTOMATIC DATA PROCESSING	3,259	$555K	0.1%	$45.09	+221.8%	COMMON STOCK	053015103
T	AT&T	14,079	$550K	0.1%	$11.60	+62.6%	COMMON STOCK	00206R102
DGX	QUEST	5,000	$534K	0.1%	$75.54	+22.4%	COMMON STOCK	74834L100
MLM	MARTIN	1,794	$502K	0.1%	$236.37	+8.1%	COMMON STOCK	573284106
—	LABORATORY CRP OF AMER HLDGS	2,684	$454K	0.1%	$126.08	—	COMMON STOCK	50540R409
—	WALGREENS	7,671	$452K	0.1%	$84.53	—	COMMON STOCK	931427108
LLY	ELI	3,025	$398K	0.1%	$63.34	+69.8%	COMMON STOCK	532457108
ABBV	ABBVIE	4,438	$393K	0.1%	$32.58	+98.3%	COMMON STOCK	00287Y109
DD	DUPONT	5,997	$385K	0.1%	$27.24	-10.0%	COMMON STOCK	26614N102
SDY	SPDR	3,370	$363K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
—	ALLERGAN	1,823	$349K	0.1%	$167.31	—	FOREIGN STOCK	G0177J108
COST	COSTCO	1,141	$335K	0.1%	$105.22	+158.1%	COMMON STOCK	22160K105
VTI	VANGUARD	2,040	$334K	0.1%	$163.73	—	MUTUAL FUNDS -	922908769
VWO	VANGUARD	7,167	$319K	0.1%	$38.24	—	MUTUAL FUNDS -	922042858
SYY	SYSCO	3,605	$308K	0.1%	$30.75	+122.8%	COMMON STOCK	871829107
VYM	VANGUARD	3,061	$287K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
GLD	SPDR	2,000	$286K	0.1%	$113.55	—	MUTUAL FUNDS -	78463V107
VGT	VANGUARD	1,133	$277K	0.1%	$200.35	—	COMMON STOCK	92204A702
IDV	ISHARES	8,180	$275K	0.1%	$33.38	—	MUTUAL FUNDS -	464288448
TJX	TJX	4,440	$271K	0.1%	$46.32	+17.9%	COMMON STOCK	872540109
SPY	STANDARD & POORS	839	$270K	0.1%	$282.89	—	MUTUAL FUNDS -	78462F103
DHR	DANAHER	1,682	$258K	0.1%	$101.11	+21.6%	COMMON STOCK	235851102
DPZ	DOMINO'S	867	$255K	0.1%	$256.08	0.0%	COMMON STOCK	25754A201
IBB	ISHARES	1,912	$230K	0.1%	$236.12	—	COMMON STOCK	464287556
—	GENERAL	13,213	$148K	0.0%	$22.31	—	COMMON STOCK	369604103