Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEFA	ISHARES TR	853,276	$46.4M	8.6%	$56.16	—	CORE MSCI EAFE	46432F842
USMV	ISHARES TR	910,922	$38.09M	7.1%	$36.76	—	USA MIN VOL ETF	46429B697
IWF	ISHARES TR	320,891	$31.92M	5.9%	$78.30	—	RUS 1000 GRW ETF	464287614
IVV	ISHARES TR	148,985	$30.52M	5.7%	$203.65	—	CORE S&P500 ETF	464287200
IWD	ISHARES TR	270,858	$26.51M	4.9%	$84.82	—	RUS 1000 VAL ETF	464287598
EFAV	ISHARES TR	407,932	$26.46M	4.9%	$63.58	—	EAFE MIN VOL ETF	46429B689
TOTL	SSGA ACTIVE ETF TR	541,136	$26.3M	4.9%	$49.51	—	SPDR TR TACTIC	78467V848
SJNK	SPDR SER TR	952,784	$24.48M	4.6%	$29.14	—	SHT TRM HGH YLD	78468R408
IJH	ISHARES TR	143,700	$20.02M	3.7%	$132.30	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	168,572	$18.56M	3.5%	$108.96	—	CORE S&P SCP ETF	464287804
—	CLAYMORE EXCHANGE TRD FD TR	830,390	$17.47M	3.2%	$21.14	—	GUG BULL2018 E	18383M530
IEF	ISHARES TR	141,783	$14.97M	2.8%	$105.59	—	7-10 Y TR BD ETF	464287440
—	ALPS ETF TR	1,108,491	$13.36M	2.5%	$13.08	—	ALERIAN MLP	00162Q866
AGG	ISHARES TR	118,229	$12.77M	2.4%	$110.96	—	CORE US AGGBD ET	464287226
DBJP	DBX ETF TR	331,109	$12.61M	2.3%	$36.53	—	XTRAK MSCI JAPN	233051507
BSV	VANGUARD BD INDEX FD INC	155,341	$12.36M	2.3%	$80.32	—	SHORT TRM BOND	921937827
HDV	ISHARES TR	166,114	$12.19M	2.3%	$69.27	—	CORE HIGH DV ETF	46429B663
USDU	WISDOMTREE TR	393,415	$10.76M	2.0%	$27.55	—	BLMBG US BULL	97717W471
EEMV	ISHARES	216,322	$10.53M	2.0%	$58.41	—	EM MK MINVOL ETF	464286533
—	POWERSHARES ETF TR II	275,400	$9.97M	1.9%	$42.55	—	DEV MKTS EX-US	73936T789
CBU	COMMUNITY BK SYS INC	238,987	$9.545M	1.8%	$25.24	+10.5%	COM	203607106
OPPJ	WISDOMTREE TR	233,747	$7.951M	1.5%	$35.66	—	JPN SCAP HDG EQT	97717W521
XLV	SELECT SECTOR SPDR TR	110,256	$7.942M	1.5%	$62.23	—	SBI HEALTHCARE	81369Y209
IVW	ISHARES TR	67,993	$7.874M	1.5%	$109.47	—	S&P 500 GRWT ETF	464287309
IEMG	ISHARES INC	191,884	$7.558M	1.4%	$47.21	—	CORE MSCI EMKT	46434G103
XLK	SELECT SECTOR SPDR TR	175,204	$7.504M	1.4%	$38.74	—	TECHNOLOGY	81369Y803
IVE	ISHARES TR	80,385	$7.116M	1.3%	$87.59	—	S&P 500 VAL ETF	464287408
PFF	ISHARES TR	162,436	$6.311M	1.2%	$39.68	—	U.S. PFD STK ETF	464288687
SPSB	SPDR SERIES TRUST	143,698	$4.37M	0.8%	$30.63	—	BARC SHT TR CP	78464A474
DBEF	DBX ETF TR	128,994	$3.503M	0.7%	$29.82	—	XTRAK MSCI EAFE	233051200
—	CLAYMORE EXCHANGE TRD FD TR	125,542	$3.134M	0.6%	$25.82	—	GUG BLT2017 HY	18383M399
SCZ	ISHARES TR	61,807	$3.087M	0.6%	$49.47	—	EAFE SML CP ETF	464288273
HYG	ISHARES TR	35,997	$2.901M	0.5%	$90.41	—	IBOXX HI YD ETF	464288513
SDOG	ALPS ETF TR	78,352	$2.785M	0.5%	$37.53	—	SECTR DIV DOGS	00162Q858
IGSB	ISHARES TR	23,416	$2.449M	0.5%	$105.82	—	1-3 YR CR BD ETF	464288646
DVY	ISHARES TR	28,988	$2.178M	0.4%	$68.69	—	SELECT DIVID ETF	464287168
XLF	SELECT SECTOR SPDR TR	73,501	$1.752M	0.3%	$22.53	—	SBI INT-FINL	81369Y605
VNQ	VANGUARD INDEX FDS	21,462	$1.711M	0.3%	$83.52	—	REIT ETF	922908553
OCUL	OCULAR THERAPEUTIX INC	182,266	$1.708M	0.3%	$31.60	-76.0%	COM	67576A100
—	CLAYMORE EXCHANGE TRD FD TR	65,856	$1.374M	0.3%	$20.89	—	GUG BULL2019 E	18383M522
MBB	ISHARES TR	12,427	$1.339M	0.2%	$108.77	—	MBS ETF	464288588
XHB	SPDR SERIES TRUST	39,112	$1.337M	0.2%	$34.22	—	S&P HOMEBUILD	78464A888
—	GENERAL ELECTRIC CO	42,540	$1.325M	0.2%	$23.38	—	COM	369604103
DWX	SPDR INDEX SHS FDS	34,893	$1.164M	0.2%	$43.67	—	S&P INTL ETF	78463X772
FLOT	ISHARES TR	22,016	$1.11M	0.2%	$50.46	—	FLTG RATE BD ETF	46429B655
VIG	VANGUARD SPECIALIZED PORTFOL	13,707	$1.066M	0.2%	$67.28	—	DIV APP ETF	921908844
TIP	ISHARES TR	9,537	$1.046M	0.2%	$112.13	—	TIPS BD ETF	464287176
IDV	ISHARES TR	36,267	$1.041M	0.2%	$38.14	—	INTL SEL DIV ETF	464288448
MTB	M & T BK CORP	8,541	$1.035M	0.2%	$76.00	+7.8%	COM	55261F104
EFA	ISHARES TR	17,025	$1M	0.2%	$57.53	—	MSCI EAFE ETF	464287465
—	CLAYMORE EXCHANGE TRD FD TR	48,168	$977K	0.2%	$20.75	—	GUGG BULSH 2022	18383M258
IGIB	ISHARES TR	7,650	$821K	0.2%	$109.28	—	INTERM CR BD ETF	464288638
—	POWERSHS DB US DOLLAR INDEX	30,000	$770K	0.1%	$25.90	—	DOLL INDX BULL	73936D107
SHM	SPDR SER TR	30,550	$744K	0.1%	$24.35	—	NUVN BR SHT MUNI	78468R739
—	ISHARES TR	6,721	$687K	0.1%	$102.48	—	IBONDS MAR18 ETF	46432FAW7
SHY	ISHARES TR	7,830	$661K	0.1%	$84.22	—	1-3 YR TR BD ETF	464287457
—	REVANCE THERAPEUTICS INC	18,328	$626K	0.1%	$16.94	—	COM	761330109
IBM	INTERNATIONAL BUSINESS MACHS	4,489	$618K	0.1%	$96.03	-12.5%	COM	459200101
MUB	ISHARES TR	5,560	$616K	0.1%	$110.44	—	NATIONAL MUN ETF	464288414
BSX	BOSTON SCIENTIFIC CORP	31,786	$586K	0.1%	$9.20	+90.9%	COM	101137107
JNJ	JOHNSON & JOHNSON	5,641	$579K	0.1%	$67.61	+16.5%	COM	478160104
—	ISHARES TR	60,000	$574K	0.1%	$11.68	—	MRG RL ES CP ETF	464288539
PG	PROCTER & GAMBLE CO	7,091	$563K	0.1%	$59.62	+3.4%	COM	742718109
XOM	EXXON MOBIL CORP	7,042	$549K	0.1%	$54.35	-4.4%	COM	30231G102
NEAR	ISHARES U S ETF TR	10,300	$515K	0.1%	$50.13	—	SHT MAT BD ETF	46431W507
—	SPDR SERIES TRUST	13,415	$455K	0.1%	$38.90	—	BRC HGH YLD BD	78464A417
—	BARCLAYS BANK PLC	17,250	$448K	0.1%	$26.01	—	SP ADR 7.1%PF3	06739H776
AAPL	APPLE INC	4,079	$429K	0.1%	$22.06	+2.2%	COM	037833100
—	POWERSHARES QQQ TRUST	3,814	$427K	0.1%	$111.96	—	UNIT SER 1	73935A104
MSFT	MICROSOFT CORP	7,260	$403K	0.1%	$33.57	+37.3%	COM	594918104
BND	VANGUARD BD INDEX FD INC	4,690	$379K	0.1%	$81.88	—	TOTAL BND MRKT	921937835
EEM	ISHARES TR	10,792	$347K	0.1%	$38.67	—	MSCI EMG MKT ETF	464287234
BMY	BRISTOL MYERS SQUIBB CO	4,883	$336K	0.1%	$32.34	+38.5%	COM	110122108
ACWX	ISHARES TR	8,395	$333K	0.1%	$47.25	—	MSCI ACWI EX US	464288240
—	MARKET VECTORS ETF TR	10,000	$309K	0.1%	$30.18	—	HG YLD MUN ETF	57060U878
VZ	VERIZON COMMUNICATIONS INC	6,390	$295K	0.1%	$27.57	+9.0%	COM	92343V104
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,205	$291K	0.1%	$136.28	-2.7%	CL B NEW	084670702
VO	VANGUARD INDEX FDS	2,200	$264K	0.0%	$95.05	—	MID CAP ETF	922908629
SDY	SPDR SERIES TRUST	3,575	$263K	0.0%	$66.19	—	S&P DIVID ETF	78464A763
MMM	3M CO	1,727	$260K	0.0%	$83.68	+10.9%	COM	88579Y101
SPIB	SPDR SERIES TRUST	7,675	$257K	0.0%	$34.11	—	INTR TRM CORP BD	78464A375
IYY	ISHARES TR	2,430	$248K	0.0%	$95.86	—	DOW JONES US ETF	464287846
GLD	SPDR GOLD TRUST	2,383	$242K	0.0%	$101.55	—	GOLD SHS	78463V107
HD	HOME DEPOT INC	1,794	$237K	0.0%	$99.98	-1.6%	COM	437076102
DIS	DISNEY WALT CO	2,235	$235K	0.0%	$93.12	-4.4%	COM DISNEY	254687106
TUR	ISHARES	6,255	$227K	0.0%	$53.02	—	MSCI TURKEY ETF	464286715
—	UNITED TECHNOLOGIES CORP	2,317	$223K	0.0%	$113.92	—	COM	913017109
JPM	JPMORGAN CHASE & CO	3,126	$206K	0.0%	$49.68	-9.7%	COM	46625H100
BAC	BANK AMER CORP	12,128	$204K	0.0%	$12.21	-11.1%	COM	060505104
VEA	VANGUARD TAX MANAGED INTL FD	5,780	$181K	0.0%	$31.31	—	FTSE DEV MKT ETF	921943858
—	PDL BIOPHARMA INC	15,935	$56,000	0.0%	$7.03	—	COM	69329Y104