Finward Bancorp Diversified Active

CIK: 0000919864 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 21, 2026

Total Value ($000): $128,789 (100.0% shares, 0.0% debt)

Holdings (104)

New Positions (5)

SPXL DIREXION DAILY S&P500 BULL 3X 3.0%

Value ($000) $3,883 Shares 17,600 Est. Cost $220.61 Unrealized —

TAXF AMERICAN CENTURY DIVERSIFIED 0.2%

Value ($000) $271 Shares 5,379 Est. Cost $50.40 Unrealized —

DHR DANAHER CORP 0.2%

Value ($000) $229 Shares 1,000 Est. Cost $219.54 Unrealized 0.0%

GS GOLDMAN SACHS GROUP INC 0.2%

Value ($000) $214 Shares 243 Est. Cost $813.35 Unrealized 0.0%

DLTR DOLLAR TREE INC 0.2%

Value ($000) $213 Shares 1,730 Est. Cost $107.15 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPXL	DIREXION DAILY S&P500 BULL 3X	17,600	$3,883	3.0%	$220.61	—	MUTUAL FUND/STO	25459W862
TAXF	AMERICAN CENTURY DIVERSIFIED	5,379	$271	0.2%	$50.40	—	MUTUAL FUNDS/MU	025072505
DHR	DANAHER CORP	1,000	$229	0.2%	$219.54	0.0%	COMMON STOCK	235851102
GS	GOLDMAN SACHS GROUP INC	243	$214	0.2%	$813.35	0.0%	COMMON STOCK	38141G104
DLTR	DOLLAR TREE INC	1,730	$213	0.2%	$107.15	0.0%	COMMON STOCK	256746108

Increased Positions (15)

SKOR FLEXSHARES TR 5.6%

Value ($000) $7,151 (+27.4%) Shares 145,567 (+27.8%) Est. Cost $48.86 Unrealized —

VOO VANGUARD S&P 500 ETF 5.9%

Value ($000) $7,637 (+6.9%) Shares 12,177 (+4.4%) Est. Cost $546.46 Unrealized —

VIG VANGUARD DIVIDEND APPREC IDX ETF 2.2%

Value ($000) $2,871 (+12.8%) Shares 13,061 (+10.7%) Est. Cost $199.36 Unrealized —

VIGI VANGUARD INTL DIV APPREC ETF 1.1%

Value ($000) $1,428 (+10.4%) Shares 15,619 (+8.1%) Est. Cost $82.54 Unrealized —

XLK STATE STREET TECHNOLOGY SELECT 1.4%

Value ($000) $1,771 (+4.8%) Shares 12,304 (+105.2%) Est. Cost $187.57 Unrealized —

META META PLATFORMS INC 0.5%

Value ($000) $674 (-8.5%) Shares 1,021 (+1.8%) Est. Cost $586.20 Unrealized +13.8%

VTV VANGUARD VALUE ETF (MKT) 0.6%

Value ($000) $724 (+7.0%) Shares 3,791 (+4.5%) Est. Cost $171.91 Unrealized —

IJR ISHARES CORE S&P SMALL-CAP (MKT) 0.9%

Value ($000) $1,153 (+4.0%) Shares 9,597 (+2.9%) Est. Cost $115.25 Unrealized —

T AT&T INC 0.4%

Value ($000) $471 (-8.2%) Shares 18,948 (+4.4%) Est. Cost $21.67 Unrealized +16.7%

XLF STATE STREET FINANCIAL SELECT 0.5%

Value ($000) $596 (+6.2%) Shares 10,881 (+4.5%) Est. Cost $48.61 Unrealized —

VB VANGUARD SMALL CAP ETF (MKT) 0.3%

Value ($000) $443 (+7.7%) Shares 1,717 (+6.2%) Est. Cost $239.88 Unrealized —

XLI STATE STREET INDUSTRIAL SELECT 0.6%

Value ($000) $758 (+3.3%) Shares 4,888 (+2.7%) Est. Cost $132.38 Unrealized —

VRP INVESCO VARIABLE RATE PREFERRED 0.2%

Value ($000) $266 (+6.4%) Shares 10,945 (+8.0%) Est. Cost $24.20 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET ETF 0.2%

Value ($000) $282 (+5.9%) Shares 841 (+3.7%) Est. Cost $308.19 Unrealized —

NI NISOURCE INC 0.9%

Value ($000) $1,180 (-0.0%) Shares 28,258 (+3.7%) Est. Cost $35.10 Unrealized +21.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SKOR	FLEXSHARES TR	145,567 (+27.8%)	$7,151 (+27.4%)	5.6%	$48.86	—	MUTUAL FUND/COR	33939L761
VOO	VANGUARD S&P 500 ETF	12,177 (+4.4%)	$7,637 (+6.9%)	5.9%	$546.46	—	MUTUAL FUND/STO	922908363
VIG	VANGUARD DIVIDEND APPREC IDX ETF	13,061 (+10.7%)	$2,871 (+12.8%)	2.2%	$199.36	—	MUTUAL FUND/STO	921908844
VIGI	VANGUARD INTL DIV APPREC ETF	15,619 (+8.1%)	$1,428 (+10.4%)	1.1%	$82.54	—	MUTUAL FUND/STO	921946810
XLK	STATE STREET TECHNOLOGY SELECT	12,304 (+105.2%)	$1,771 (+4.8%)	1.4%	$187.57	—	MUTUAL FUND/STO	81369Y803
META	META PLATFORMS INC	1,021 (+1.8%)	$674 (-8.5%)	0.5%	$586.20	+13.8%	COMMON STOCK	30303M102
VTV	VANGUARD VALUE ETF (MKT)	3,791 (+4.5%)	$724 (+7.0%)	0.6%	$171.91	—	MUTUAL FUND/STO	922908744
IJR	ISHARES CORE S&P SMALL-CAP (MKT)	9,597 (+2.9%)	$1,153 (+4.0%)	0.9%	$115.25	—	MUTUAL FUND/STO	464287804
T	AT&T INC	18,948 (+4.4%)	$471 (-8.2%)	0.4%	$21.67	+16.7%	COMMON STOCK	00206R102
XLF	STATE STREET FINANCIAL SELECT	10,881 (+4.5%)	$596 (+6.2%)	0.5%	$48.61	—	MUTUAL FUND/STO	81369Y605
VB	VANGUARD SMALL CAP ETF (MKT)	1,717 (+6.2%)	$443 (+7.7%)	0.3%	$239.88	—	MUTUAL FUND/STO	922908751
XLI	STATE STREET INDUSTRIAL SELECT	4,888 (+2.7%)	$758 (+3.3%)	0.6%	$132.38	—	MUTUAL FUND/STO	81369Y704
VRP	INVESCO VARIABLE RATE PREFERRED	10,945 (+8.0%)	$266 (+6.4%)	0.2%	$24.20	—	MUTUAL FUND/COR	46138G870
VTI	VANGUARD TOTAL STOCK MARKET ETF	841 (+3.7%)	$282 (+5.9%)	0.2%	$308.19	—	MUTUAL FUND/STO	922908769
NI	NISOURCE INC	28,258 (+3.7%)	$1,180 (-0.0%)	0.9%	$35.10	+21.4%	COMMON STOCK	65473P105

Exited Positions (7)

FISV FISERV INC 0.3%

Value ($000) $356 Shares 2,758 Est. Cost $204.14 Unrealized -58.9%

MFC MANULIFE FINANCIAL CORP 0.3%

Value ($000) $342 Shares 10,984 Est. Cost $30.98 Unrealized +9.6%

ADBE ADOBE SYSTEMS INCORPORATED 0.2%

Value ($000) $296 Shares 840 Est. Cost $495.13 Unrealized -31.3%

NSC NORFOLK SOUTHERN CORP 0.2%

Value ($000) $214 Shares 711 Est. Cost $276.03 Unrealized +4.6%

WEC WEC ENERGY GROUP INC 0.2%

Value ($000) $211 Shares 1,843 Est. Cost $107.11 Unrealized +3.0%

LOW LOWES COMPANIES INC COM 0.2%

Value ($000) $206 Shares 818 Est. Cost $244.20 Unrealized -1.8%

— BLACKROCK 0.1%

Value ($000) $172 Shares 15,536 Est. Cost $11.04 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FISV	FISERV INC	2,758	$356	0.3%	$204.14	-58.9%	—	337738108
MFC	MANULIFE FINANCIAL CORP	10,984	$342	0.3%	$30.98	+9.6%	—	56501R106
ADBE	ADOBE SYSTEMS INCORPORATED	840	$296	0.2%	$495.13	-31.3%	—	00724F101
NSC	NORFOLK SOUTHERN CORP	711	$214	0.2%	$276.03	+4.6%	—	655844108
WEC	WEC ENERGY GROUP INC	1,843	$211	0.2%	$107.11	+3.0%	—	92939U106
LOW	LOWES COMPANIES INC COM	818	$206	0.2%	$244.20	-1.8%	—	548661107
—	BLACKROCK	15,536	$172	0.1%	$11.04	—	—	09254J102

Decreased Positions (36)

TQQQ PROSHARES ULTRAPRO QQQ 2.9%

Value ($000) $3,782 (-64.0%) Shares 71,744 (-29.4%) Est. Cost $73.22 Unrealized —

MSFT MICROSOFT CORP 6.4%

Value ($000) $8,184 (-9.3%) Shares 16,923 (-2.9%) Est. Cost $422.35 Unrealized +18.5%

COST COSTCO WHOLESALE CORP 0.6%

Value ($000) $767 (-37.5%) Shares 890 (-32.9%) Est. Cost $922.64 Unrealized -1.8%

CMG CHIPOTLE MEXICAN GRILL INC 0.3%

Value ($000) $333 (-53.9%) Shares 9,000 (-51.2%) Est. Cost $60.27 Unrealized -40.0%

NVDA NVIDIA CORPORATION 0.9%

Value ($000) $1,223 (-21.0%) Shares 6,556 (-20.9%) Est. Cost $139.88 Unrealized +33.1%

NOBL PROSHARES S&P 500 DIVIDEND 1.4%

Value ($000) $1,755 (-11.9%) Shares 16,863 (-12.8%) Est. Cost $99.57 Unrealized —

CWB STATE STREET SPDR BLOOMBERG 4.8%

Value ($000) $6,170 (-3.3%) Shares 69,170 (-1.9%) Est. Cost $77.89 Unrealized —

PG PROCTER & GAMBLE CO 0.8%

Value ($000) $1,072 (-13.8%) Shares 7,483 (-7.6%) Est. Cost $165.73 Unrealized -11.2%

GOOGL ALPHABET INC 0.6%

Value ($000) $735 (+26.1%) Shares 2,348 (-2.1%) Est. Cost $175.78 Unrealized +62.5%

SPGP INVESCO S&P 500 GARP ETF 2.5%

Value ($000) $3,252 (-3.5%) Shares 28,564 (-3.8%) Est. Cost $104.83 Unrealized —

VYM VANGUARD HIGH DIVIDEND YIELD 1.0%

Value ($000) $1,342 (-7.0%) Shares 9,353 (-8.7%) Est. Cost $128.75 Unrealized —

SO SOUTHERN COMPANY 0.4%

Value ($000) $574 (-9.4%) Shares 6,586 (-1.5%) Est. Cost $84.51 Unrealized +7.5%

DUK DUKE ENERGY CORP 0.5%

Value ($000) $697 (-6.9%) Shares 5,943 (-1.7%) Est. Cost $108.79 Unrealized +11.7%

SPHD INVESCO S&P 500 HIGH DIV LOW VOL 0.3%

Value ($000) $323 (-13.6%) Shares 6,721 (-10.9%) Est. Cost $48.31 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.4%

Value ($000) $526 (-8.3%) Shares 12,922 (-1.0%) Est. Cost $39.40 Unrealized +2.8%

FVD FIRST TRUST VALUE LINE DIVIDEND 1.6%

Value ($000) $2,119 (-2.1%) Shares 45,985 (-1.7%) Est. Cost $43.64 Unrealized —

MAR MARRIOTT INTERNATIONAL INC 0.3%

Value ($000) $351 (+13.8%) Shares 1,131 (-4.5%) Est. Cost $271.56 Unrealized +5.1%

VGT VANGUARD INFORMATION TECHNOLOGY 1.6%

Value ($000) $2,117 (-1.7%) Shares 2,808 (-2.6%) Est. Cost $620.50 Unrealized —

VUG VANGUARD GROWTH ETF (MKT) 4.6%

Value ($000) $5,912 (-0.6%) Shares 12,118 (-2.3%) Est. Cost $410.44 Unrealized —

MGK VANGUARD MEGA CAP GROWTH ETF 2.0%

Value ($000) $2,617 (+1.3%) Shares 6,341 (-1.3%) Est. Cost $347.99 Unrealized —

BND VANGUARD TOTAL BOND MARKET ETF 0.5%

Value ($000) $610 (-3.9%) Shares 8,231 (-3.5%) Est. Cost $71.91 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC 0.5%

Value ($000) $597 (-3.5%) Shares 1,188 (-3.5%) Est. Cost $462.77 Unrealized +7.5%

VWO VANGUARD EMERGING MARKETS STOCK 0.3%

Value ($000) $327 (-5.6%) Shares 6,090 (-4.8%) Est. Cost $54.18 Unrealized —

VNQ VANGUARD REAL ESTATE ETF 0.2%

Value ($000) $253 (-6.1%) Shares 2,862 (-3.0%) Est. Cost $91.42 Unrealized —

PEP PEPSICO INC 0.4%

Value ($000) $492 (-3.0%) Shares 3,429 (-5.0%) Est. Cost $156.55 Unrealized -6.8%

PM PHILIP MORRIS INTL INC 0.3%

Value ($000) $404 (-3.1%) Shares 2,521 (-2.0%) Est. Cost $120.59 Unrealized +27.3%

WELL WELLTOWER INC 0.7%

Value ($000) $946 (-1.3%) Shares 5,096 (-5.3%) Est. Cost $128.69 Unrealized +44.9%

XOM EXXON MOBIL CORP 0.6%

Value ($000) $784 (-1.5%) Shares 6,512 (-7.7%) Est. Cost $112.36 Unrealized +2.8%

VBK VANGUARD SMALL CAP GROWTH ETF 0.4%

Value ($000) $527 (-1.8%) Shares 1,743 (-3.2%) Est. Cost $281.85 Unrealized —

AEP AMERICAN ELECTRIC POWER INC 0.4%

Value ($000) $509 (-1.7%) Shares 4,412 (-4.1%) Est. Cost $93.11 Unrealized +26.4%

EFA ISHARES MSCI EAFE (MKT) 0.5%

Value ($000) $589 (+1.5%) Shares 6,137 (-1.3%) Est. Cost $75.61 Unrealized —

SPY SPDR S&P 500 (MKT) 0.4%

Value ($000) $541 (-1.1%) Shares 793 (-3.4%) Est. Cost $583.61 Unrealized —

IJH ISHARES CORE S&P MID-CAP (MKT) 1.5%

Value ($000) $1,878 (-0.3%) Shares 28,456 (-1.4%) Est. Cost $62.31 Unrealized —

FDL FIRST TRUST MORNINGSTAR DIV 0.5%

Value ($000) $694 (+0.5%) Shares 15,656 (-1.6%) Est. Cost $40.26 Unrealized —

BP BP PLC 0.4%

Value ($000) $501 (-0.4%) Shares 14,438 (-1.1%) Est. Cost $29.56 Unrealized —

VOE VANGUARD MID-CAP VALUE ETF (MKT) 0.3%

Value ($000) $356 (+0.1%) Shares 2,007 (-1.5%) Est. Cost $163.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TQQQ	PROSHARES ULTRAPRO QQQ	71,744 (-29.4%)	$3,782 (-64.0%)	2.9%	$73.22	—	MUTUAL FUND/STO	74347X831
MSFT	MICROSOFT CORP	16,923 (-2.9%)	$8,184 (-9.3%)	6.4%	$422.35	+18.5%	COMMON STOCK	594918104
COST	COSTCO WHOLESALE CORP	890 (-32.9%)	$767 (-37.5%)	0.6%	$922.64	-1.8%	COMMON STOCK	22160K105
CMG	CHIPOTLE MEXICAN GRILL INC	9,000 (-51.2%)	$333 (-53.9%)	0.3%	$60.27	-40.0%	COMMON STOCK	169656105
NVDA	NVIDIA CORPORATION	6,556 (-20.9%)	$1,223 (-21.0%)	0.9%	$139.88	+33.1%	COMMON STOCK	67066G104
NOBL	PROSHARES S&P 500 DIVIDEND	16,863 (-12.8%)	$1,755 (-11.9%)	1.4%	$99.57	—	MUTUAL FUND/STO	74348A467
CWB	STATE STREET SPDR BLOOMBERG	69,170 (-1.9%)	$6,170 (-3.3%)	4.8%	$77.89	—	MUTUAL FUND/COR	78464A359
PG	PROCTER & GAMBLE CO	7,483 (-7.6%)	$1,072 (-13.8%)	0.8%	$165.73	-11.2%	COMMON STOCK	742718109
GOOGL	ALPHABET INC	2,348 (-2.1%)	$735 (+26.1%)	0.6%	$175.78	+62.5%	COMMON STOCK	02079K305
SPGP	INVESCO S&P 500 GARP ETF	28,564 (-3.8%)	$3,252 (-3.5%)	2.5%	$104.83	—	MUTUAL FUND/STO	46137V431
VYM	VANGUARD HIGH DIVIDEND YIELD	9,353 (-8.7%)	$1,342 (-7.0%)	1.0%	$128.75	—	MUTUAL FUND/STO	921946406
SO	SOUTHERN COMPANY	6,586 (-1.5%)	$574 (-9.4%)	0.4%	$84.51	+7.5%	COMMON STOCK	842587107
DUK	DUKE ENERGY CORP	5,943 (-1.7%)	$697 (-6.9%)	0.5%	$108.79	+11.7%	COMMON STOCK	26441C204
SPHD	INVESCO S&P 500 HIGH DIV LOW VOL	6,721 (-10.9%)	$323 (-13.6%)	0.3%	$48.31	—	MUTUAL FUND/STO	46138E362
VZ	VERIZON COMMUNICATIONS INC	12,922 (-1.0%)	$526 (-8.3%)	0.4%	$39.40	+2.8%	COMMON STOCK	92343V104
FVD	FIRST TRUST VALUE LINE DIVIDEND	45,985 (-1.7%)	$2,119 (-2.1%)	1.6%	$43.64	—	MUTUAL FUND/STO	33734H106
MAR	MARRIOTT INTERNATIONAL INC	1,131 (-4.5%)	$351 (+13.8%)	0.3%	$271.56	+5.1%	COMMON STOCK	571903202
VGT	VANGUARD INFORMATION TECHNOLOGY	2,808 (-2.6%)	$2,117 (-1.7%)	1.6%	$620.50	—	MUTUAL FUND/STO	92204A702
VUG	VANGUARD GROWTH ETF (MKT)	12,118 (-2.3%)	$5,912 (-0.6%)	4.6%	$410.44	—	MUTUAL FUND/STO	922908736
MGK	VANGUARD MEGA CAP GROWTH ETF	6,341 (-1.3%)	$2,617 (+1.3%)	2.0%	$347.99	—	MUTUAL FUND/STO	921910816
BND	VANGUARD TOTAL BOND MARKET ETF	8,231 (-3.5%)	$610 (-3.9%)	0.5%	$71.91	—	MUTUAL FUND/COR	921937835
BRK/B	BERKSHIRE HATHAWAY INC	1,188 (-3.5%)	$597 (-3.5%)	0.5%	$462.77	+7.5%	COMMON STOCK	084670702
VWO	VANGUARD EMERGING MARKETS STOCK	6,090 (-4.8%)	$327 (-5.6%)	0.3%	$54.18	—	MUTUAL FUND/STO	922042858
VNQ	VANGUARD REAL ESTATE ETF	2,862 (-3.0%)	$253 (-6.1%)	0.2%	$91.42	—	MUTUAL FUND/STO	922908553
PEP	PEPSICO INC	3,429 (-5.0%)	$492 (-3.0%)	0.4%	$156.55	-6.8%	COMMON STOCK	713448108
PM	PHILIP MORRIS INTL INC	2,521 (-2.0%)	$404 (-3.1%)	0.3%	$120.59	+27.3%	COMMON STOCK	718172109
WELL	WELLTOWER INC	5,096 (-5.3%)	$946 (-1.3%)	0.7%	$128.69	+44.9%	COMMON STOCK	95040Q104
XOM	EXXON MOBIL CORP	6,512 (-7.7%)	$784 (-1.5%)	0.6%	$112.36	+2.8%	COMMON STOCK	30231G102
VBK	VANGUARD SMALL CAP GROWTH ETF	1,743 (-3.2%)	$527 (-1.8%)	0.4%	$281.85	—	MUTUAL FUND/STO	922908595
AEP	AMERICAN ELECTRIC POWER INC	4,412 (-4.1%)	$509 (-1.7%)	0.4%	$93.11	+26.4%	COMMON STOCK	025537101
EFA	ISHARES MSCI EAFE (MKT)	6,137 (-1.3%)	$589 (+1.5%)	0.5%	$75.61	—	MUTUAL FUND/STO	464287465
SPY	SPDR S&P 500 (MKT)	793 (-3.4%)	$541 (-1.1%)	0.4%	$583.61	—	MUTUAL FUND/STO	78462F103
IJH	ISHARES CORE S&P MID-CAP (MKT)	28,456 (-1.4%)	$1,878 (-0.3%)	1.5%	$62.31	—	MUTUAL FUND/STO	464287507
FDL	FIRST TRUST MORNINGSTAR DIV	15,656 (-1.6%)	$694 (+0.5%)	0.5%	$40.26	—	MUTUAL FUND/STO	336917109
BP	BP PLC	14,438 (-1.1%)	$501 (-0.4%)	0.4%	$29.56	—	FOREIGN STOCK	055622104
VOE	VANGUARD MID-CAP VALUE ETF (MKT)	2,007 (-1.5%)	$356 (+0.1%)	0.3%	$163.03	—	MUTUAL FUND/STO	922908512

Unchanged Positions (48)

FNWD FINWARD BANCORP 3.7%

Value ($000) $4,796 Shares 136,288 Est. Cost $30.46 Unrealized +15.2%

AAPL APPLE INC 3.9%

Value ($000) $4,964 Shares 18,258 Est. Cost $234.51 Unrealized +14.4%

JNJ JOHNSON & JOHNSON 1.7%

Value ($000) $2,186 Shares 10,561 Est. Cost $149.60 Unrealized +31.7%

QQQ INVESCO QQQ TRUST 3.5%

Value ($000) $4,470 Shares 7,277 Est. Cost $513.52 Unrealized —

LLY ELI LILLY & CO 0.3%

Value ($000) $382 Shares 355 Est. Cost $821.14 Unrealized +16.4%

HD HOME DEPOT INC 0.5%

Value ($000) $604 Shares 1,754 Est. Cost $394.79 Unrealized -7.7%

GLD SPDR GOLD SHARES (MKT) 0.7%

Value ($000) $947 Shares 2,390 Est. Cost $242.13 Unrealized —

DTE DTE ENERGY CO 0.6%

Value ($000) $774 Shares 6,000 Est. Cost $118.43 Unrealized +13.8%

WPM WHEATON PRECIOUS METALS CORP 1.0%

Value ($000) $1,340 Shares 11,400 Est. Cost $61.60 Unrealized +73.8%

VHT VANGUARD HEALTH CARE ETF (MKT) 0.4%

Value ($000) $576 Shares 2,002 Est. Cost $253.69 Unrealized —

UPS UNITED PARCEL SERVICE 0.3%

Value ($000) $354 Shares 3,570 Est. Cost $122.34 Unrealized -24.2%

AMZN AMAZON.COM INC 1.0%

Value ($000) $1,228 Shares 5,318 Est. Cost $204.82 Unrealized +11.7%

VOT VANGUARD MID-CAP GROWTH ETF 0.8%

Value ($000) $987 Shares 3,535 Est. Cost $253.75 Unrealized —

KO COCA COLA CO 0.8%

Value ($000) $1,038 Shares 14,852 Est. Cost $63.30 Unrealized +9.6%

PAYX PAYCHEX INC 0.3%

Value ($000) $375 Shares 3,344 Est. Cost $137.31 Unrealized -15.1%

ABT ABBOTT LABORATORIES 0.5%

Value ($000) $689 Shares 5,501 Est. Cost $113.33 Unrealized +12.3%

AZN ASTRAZENECA PLC 0.2%

Value ($000) $285 Shares 3,098 Est. Cost $73.50 Unrealized —

MO ALTRIA GROUP INC 0.2%

Value ($000) $266 Shares 4,607 Est. Cost $48.82 Unrealized +21.6%

ELV ELEVANCE HEALTH 0.4%

Value ($000) $457 Shares 1,303 Est. Cost $409.27 Unrealized -17.7%

WMT WALMART INC 0.4%

Value ($000) $452 Shares 4,059 Est. Cost $86.78 Unrealized +23.5%

MGV VANGUARD MEGA CAP VALUE ETF 1.5%

Value ($000) $1,906 Shares 13,502 Est. Cost $125.08 Unrealized —

ENB ENBRIDGE INC 0.4%

Value ($000) $472 Shares 9,865 Est. Cost $39.21 Unrealized +20.2%

INTC INTEL CORP 0.2%

Value ($000) $291 Shares 7,874 Est. Cost $24.23 Unrealized +55.9%

LIN LINDE PLC 0.2%

Value ($000) $220 Shares 517 Est. Cost $448.71 Unrealized -4.8%

V VISA INC 0.7%

Value ($000) $917 Shares 2,615 Est. Cost $299.22 Unrealized +13.8%

JPM JPMORGAN CHASE & CO 1.7%

Value ($000) $2,130 Shares 6,609 Est. Cost $228.03 Unrealized +35.7%

NOC NORTHROP GRUMMAN CORP 0.3%

Value ($000) $325 Shares 570 Est. Cost $492.97 Unrealized +17.4%

TRV TRAVELERS COMPANIES INC 0.5%

Value ($000) $580 Shares 2,000 Est. Cost $244.86 Unrealized +14.6%

ABBV ABBVIE INC 1.2%

Value ($000) $1,500 Shares 6,566 Est. Cost $177.41 Unrealized +28.3%

DTM DT MIDSTREAM INC 0.2%

Value ($000) $262 Shares 2,185 Est. Cost $91.78 Unrealized +24.5%

EXC EXELON CORP 0.3%

Value ($000) $417 Shares 9,576 Est. Cost $37.26 Unrealized +22.0%

IBM INTERNATIONAL BUSINESS MACHINES 0.2%

Value ($000) $267 Shares 900 Est. Cost $239.40 Unrealized +24.8%

KWR QUAKER CHEM CORP 0.2%

Value ($000) $284 Shares 2,065 Est. Cost $157.80 Unrealized -14.4%

BNTX BIONTECH SE 0.2%

Value ($000) $280 Shares 2,940 Est. Cost $113.95 Unrealized —

QCOM QUALCOMM INC 0.3%

Value ($000) $339 Shares 1,980 Est. Cost $159.52 Unrealized +7.1%

LMT LOCKHEED MARTIN CORP 0.2%

Value ($000) $221 Shares 456 Est. Cost $527.20 Unrealized -9.7%

PFE PFIZER INC 0.2%

Value ($000) $284 Shares 11,412 Est. Cost $25.12 Unrealized -0.3%

ETR ENTERGY CORP 0.6%

Value ($000) $782 Shares 8,460 Est. Cost $69.96 Unrealized +35.1%

BITF BITFARMS LTD 0.0%

Value ($000) $32 Shares 13,485 Est. Cost $2.00 Unrealized +71.2%

VBR VANGUARD SMALL CAP VALUE ETF 0.3%

Value ($000) $344 Shares 1,626 Est. Cost $198.18 Unrealized —

CVX CHEVRON CORP 0.2%

Value ($000) $245 Shares 1,609 Est. Cost $145.97 Unrealized +3.7%

MDT MEDTRONIC PLC 0.4%

Value ($000) $538 Shares 5,600 Est. Cost $83.84 Unrealized +15.9%

CSX CSX CORP 0.2%

Value ($000) $220 Shares 6,072 Est. Cost $33.93 Unrealized +5.2%

MCD MCDONALDS CORP COM 1.0%

Value ($000) $1,280 Shares 4,189 Est. Cost $290.22 Unrealized +5.1%

EMR EMERSON ELEC CO 0.2%

Value ($000) $273 Shares 2,060 Est. Cost $119.02 Unrealized +11.2%

AGG ISHARES CORE US AGGBD BD ETF 0.6%

Value ($000) $712 Shares 7,132 Est. Cost $96.93 Unrealized —

TIP ISHARES TIPS BOND (MKT) 0.2%

Value ($000) $204 Shares 1,856 Est. Cost $111.09 Unrealized —

IWF ISHARES RUSSELL 1000 GROWTH 0.2%

Value ($000) $222 Shares 468 Est. Cost $468.41 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FNWD	FINWARD BANCORP	136,288	$4,796	3.7%	$30.46	+15.2%	COMMON STOCK	31812F109
AAPL	APPLE INC	18,258	$4,964	3.9%	$234.51	+14.4%	COMMON STOCK	037833100
JNJ	JOHNSON & JOHNSON	10,561	$2,186	1.7%	$149.60	+31.7%	COMMON STOCK	478160104
QQQ	INVESCO QQQ TRUST	7,277	$4,470	3.5%	$513.52	—	MUTUAL FUND/STO	46090E103
LLY	ELI LILLY & CO	355	$382	0.3%	$821.14	+16.4%	COMMON STOCK	532457108
HD	HOME DEPOT INC	1,754	$604	0.5%	$394.79	-7.7%	COMMON STOCK	437076102
GLD	SPDR GOLD SHARES (MKT)	2,390	$947	0.7%	$242.13	—	MUTUAL FUND/STO	78463V107
DTE	DTE ENERGY CO	6,000	$774	0.6%	$118.43	+13.8%	COMMON STOCK	233331107
WPM	WHEATON PRECIOUS METALS CORP	11,400	$1,340	1.0%	$61.60	+73.8%	FOREIGN STOCK	962879102
VHT	VANGUARD HEALTH CARE ETF (MKT)	2,002	$576	0.4%	$253.69	—	MUTUAL FUND/STO	92204A504
UPS	UNITED PARCEL SERVICE	3,570	$354	0.3%	$122.34	-24.2%	COMMON STOCK	911312106
AMZN	AMAZON.COM INC	5,318	$1,228	1.0%	$204.82	+11.7%	COMMON STOCK	023135106
VOT	VANGUARD MID-CAP GROWTH ETF	3,535	$987	0.8%	$253.75	—	MUTUAL FUND/STO	922908538
KO	COCA COLA CO	14,852	$1,038	0.8%	$63.30	+9.6%	COMMON STOCK	191216100
PAYX	PAYCHEX INC	3,344	$375	0.3%	$137.31	-15.1%	COMMON STOCK	704326107
ABT	ABBOTT LABORATORIES	5,501	$689	0.5%	$113.33	+12.3%	COMMON STOCK	002824100
AZN	ASTRAZENECA PLC	3,098	$285	0.2%	$73.50	—	FOREIGN STOCK	046353108
MO	ALTRIA GROUP INC	4,607	$266	0.2%	$48.82	+21.6%	COMMON STOCK	02209S103
ELV	ELEVANCE HEALTH	1,303	$457	0.4%	$409.27	-17.7%	COMMON STOCK	036752103
WMT	WALMART INC	4,059	$452	0.4%	$86.78	+23.5%	COMMON STOCK	931142103
MGV	VANGUARD MEGA CAP VALUE ETF	13,502	$1,906	1.5%	$125.08	—	MUTUAL FUND/STO	921910840
ENB	ENBRIDGE INC	9,865	$472	0.4%	$39.21	+20.2%	FOREIGN STOCK	29250N105
INTC	INTEL CORP	7,874	$291	0.2%	$24.23	+55.9%	COMMON STOCK	458140100
LIN	LINDE PLC	517	$220	0.2%	$448.71	-4.8%	FOREIGN STOCK	G54950103
V	VISA INC	2,615	$917	0.7%	$299.22	+13.8%	COMMON STOCK	92826C839
JPM	JPMORGAN CHASE & CO	6,609	$2,130	1.7%	$228.03	+35.7%	COMMON STOCK	46625H100
NOC	NORTHROP GRUMMAN CORP	570	$325	0.3%	$492.97	+17.4%	COMMON STOCK	666807102
TRV	TRAVELERS COMPANIES INC	2,000	$580	0.5%	$244.86	+14.6%	COMMON STOCK	89417E109
ABBV	ABBVIE INC	6,566	$1,500	1.2%	$177.41	+28.3%	COMMON STOCK	00287Y109
DTM	DT MIDSTREAM INC	2,185	$262	0.2%	$91.78	+24.5%	COMMON STOCK	23345M107
EXC	EXELON CORP	9,576	$417	0.3%	$37.26	+22.0%	COMMON STOCK	30161N101
IBM	INTERNATIONAL BUSINESS MACHINES	900	$267	0.2%	$239.40	+24.8%	COMMON STOCK	459200101
KWR	QUAKER CHEM CORP	2,065	$284	0.2%	$157.80	-14.4%	COMMON STOCK	747316107
BNTX	BIONTECH SE	2,940	$280	0.2%	$113.95	—	FOREIGN STOCK	09075V102
QCOM	QUALCOMM INC	1,980	$339	0.3%	$159.52	+7.1%	COMMON STOCK	747525103
LMT	LOCKHEED MARTIN CORP	456	$221	0.2%	$527.20	-9.7%	COMMON STOCK	539830109
PFE	PFIZER INC	11,412	$284	0.2%	$25.12	-0.3%	COMMON STOCK	717081103
ETR	ENTERGY CORP	8,460	$782	0.6%	$69.96	+35.1%	COMMON STOCK	29364G103
BITF	BITFARMS LTD	13,485	$32	0.0%	$2.00	+71.2%	FOREIGN STOCK	09173B107
VBR	VANGUARD SMALL CAP VALUE ETF	1,626	$344	0.3%	$198.18	—	MUTUAL FUND/STO	922908611
CVX	CHEVRON CORP	1,609	$245	0.2%	$145.97	+3.7%	COMMON STOCK	166764100
MDT	MEDTRONIC PLC	5,600	$538	0.4%	$83.84	+15.9%	FOREIGN STOCK	G5960L103
CSX	CSX CORP	6,072	$220	0.2%	$33.93	+5.2%	COMMON STOCK	126408103
MCD	MCDONALDS CORP COM	4,189	$1,280	1.0%	$290.22	+5.1%	COMMON STOCK	580135101
EMR	EMERSON ELEC CO	2,060	$273	0.2%	$119.02	+11.2%	COMMON STOCK	291011104
AGG	ISHARES CORE US AGGBD BD ETF	7,132	$712	0.6%	$96.93	—	MUTUAL FUND/COR	464287226
TIP	ISHARES TIPS BOND (MKT)	1,856	$204	0.2%	$111.09	—	MUTUAL FUND/GOV	464287176
IWF	ISHARES RUSSELL 1000 GROWTH	468	$222	0.2%	$468.41	—	MUTUAL FUND/STO	464287614