Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	90,045	$10.64M	3.5%	$60.98	+53.5%	COM	478160104
IWN	iShares Russell 2000 Value Ind	99,403	$10.41M	3.4%	$92.96	—	RUS 2000 VAL ETF	464287630
MSFT	Microsoft Corp.	178,850	$10.3M	3.3%	$27.91	+80.2%	COM	594918104
—	General Electric Company	328,776	$9.738M	3.2%	$24.55	—	COM	369604103
GOOG	Alphabet Inc. Cl C	11,353	$8.825M	2.9%	$35.61	+5.8%	CAP STK CL C	02079K107
—	Costco Wholesale	51,926	$7.919M	2.6%	$136.85	—	COM	22160k105
AAPL	Apple Computer	65,827	$7.442M	2.4%	$19.26	+25.8%	COM	037833100
PEP	PepsiCo Inc.	67,695	$7.363M	2.4%	$56.80	+42.7%	COM	713448108
TJX	TJX Companies Inc.	97,658	$7.303M	2.4%	$21.69	+58.1%	COM	872540109
CVS	CVS Health Corp.	80,366	$7.152M	2.3%	$62.52	+13.4%	COM	126650100
LLY	Lilly, Eli	88,290	$7.086M	2.3%	$69.18	-0.9%	COM	532457108
PNC	PNC Financial Services Group,	75,830	$6.832M	2.2%	$49.87	+26.9%	COM	693475105
CF	CF Industries Holdings, Inc.	278,300	$6.777M	2.2%	$20.32	-7.1%	COM	125269100
ABT	Abbott Laboratories	157,651	$6.667M	2.2%	$30.60	+18.1%	COM	002824100
ROP	Roper Technologies	35,565	$6.49M	2.1%	$157.39	+4.7%	COM	776696106
CHKP	Check Point Software	82,833	$6.429M	2.1%	$68.16	+13.8%	ORD	M22465104
NSRGY	Nestle SA Spon ADR	80,250	$6.341M	2.1%	$79.02	—	COM	641069406
—	AmTrust Financial Services	225,478	$6.05M	2.0%	$32.42	—	COM	032359309
XOM	Exxon Mobil Corp.	69,230	$6.042M	2.0%	$53.86	+8.7%	COM	30231G102
CVX	ChevronTexaco Corporation	57,057	$5.872M	1.9%	$70.66	-3.1%	COM	166764100
DLTR	Dollar Tree Stores Inc.	70,768	$5.586M	1.8%	$82.83	+8.6%	COM	256746108
QCOM	Qualcomm Inc.	79,729	$5.461M	1.8%	$52.23	-10.2%	COM	747525103
APD	Air Products & Chemicals Inc	36,015	$5.414M	1.8%	$83.94	+30.9%	COM	009158106
—	United Technologies	53,073	$5.392M	1.7%	$95.02	—	COM	913017109
—	Allergan PLC	23,309	$5.368M	1.7%	$298.74	—	SHS	G0177J108
DE	Deere & Co.	61,643	$5.261M	1.7%	$70.12	+0.3%	COM	244199105
—	Verizon Communications	100,919	$5.246M	1.7%	$50.02	—	COM	92343v104
FITB	Fifth Third Bancorp	251,257	$5.141M	1.7%	$12.07	+14.6%	COM	316773100
—	SunTrust Banks	116,921	$5.121M	1.7%	$37.22	—	COM	867914103
PPL	PPL Corporation	146,439	$5.062M	1.6%	$17.06	+38.6%	COM	69351T106
OMC	Omnicom Group	57,028	$4.847M	1.6%	$41.75	+45.0%	COM	681919106
CMG	Chipotle Mexican Grill, Inc.	11,175	$4.733M	1.5%	$8.64	-4.9%	COM	169656105
—	Dow Chemical Company	87,072	$4.513M	1.5%	$46.74	—	COM	260543103
—	PAREXEL Int'l Corp.	64,524	$4.481M	1.5%	$62.84	—	COM	699462107
MA	MasterCard, Inc.	43,465	$4.423M	1.4%	$90.81	+0.0%	CL A	57636Q104
OXY	Occidental Petroleum	58,281	$4.25M	1.4%	$52.62	+9.1%	COM	674599105
SLB	Schlumberger Ltd	53,144	$4.179M	1.4%	$57.08	+6.3%	COM	806857108
—	Discover Financial Services	71,445	$4.04M	1.3%	$54.96	—	COM	254709108
—	AmerisourceBergen Corp.	49,115	$3.968M	1.3%	$90.55	—	COM	03073e105
PG	Procter & Gamble	32,182	$2.888M	0.9%	$55.65	+21.3%	COM	742718109
—	Liberty Property Trust	68,550	$2.766M	0.9%	$36.74	—	SH BEN INT	531172104
—	BCE Inc.	58,955	$2.723M	0.9%	$41.84	—	COM NEW	05534b760
PAA	Plains All Amer Pipeline LP	83,056	$2.609M	0.8%	$54.10	—	UNIT LTD PARTN	726503105
SUI	Sun Communities Inc.	29,762	$2.336M	0.8%	$50.23	—	COM	866674104
KEY	KeyCorp	173,017	$2.106M	0.7%	$6.67	+21.4%	COM	493267108
—	AT&T, Inc.	51,834	$2.105M	0.7%	$35.58	—	COM	00206r102
—	Energy Transfer Partners, L.P.	56,737	$2.099M	0.7%	$56.05	—	UNIT LTD PARTN	29273R109
PFE	Pfizer, Inc.	48,780	$1.652M	0.5%	$17.91	+24.3%	COM	717081103
MRK	Merck & Co.	25,845	$1.613M	0.5%	$33.41	+30.9%	COM	58933Y105
—	3M Co.	8,934	$1.574M	0.5%	$123.70	—	COM	88579y101
CBU	Community Bank System Inc	29,092	$1.4M	0.5%	$23.84	+44.7%	COM	203607106
UNP	Union Pacific Corp.	13,889	$1.355M	0.4%	$66.26	+14.6%	COM	907818108
BAC	Bank of America Corp.	86,017	$1.346M	0.4%	$10.29	+17.2%	COM	060505104
KMB	Kimberly-Clark Corp.	10,333	$1.303M	0.4%	$66.48	+40.7%	COM	494368103
WELL	Welltower Inc.	14,840	$1.11M	0.4%	$44.80	+20.5%	COM	95040Q104
—	Enbridge Energy Partners, L.P.	41,233	$1.049M	0.3%	$30.49	—	COM	29250r106
KELYA	Kelly Services Cl A	52,700	$1.013M	0.3%	$14.88	+16.1%	CL A	488152208
ADP	Automatic Data Processing	10,899	$961K	0.3%	$47.70	+55.3%	COM	053015103
IJR	iShares Core S&P Small-Cap ETF	7,538	$936K	0.3%	$103.64	—	CORE S&P SCP ETF	464287804
—	Terra Nitrogen Company, LP	8,220	$923K	0.3%	$181.79	—	COM UNIT	881005201
—	J.P. Morgan Chase	13,614	$907K	0.3%	$55.83	—	COM	46625h100
—	Buckeye Partners L P Unit Ltd	12,130	$869K	0.3%	$67.58	—	UNIT LTD PARTN	118230101
BSV	Vanguard Short-Term Bond Fund	10,367	$838K	0.3%	$80.83	—	SHORT TRM BOND	921937827
PDER	Pardee Resources Company, Inc.	4,750	$793K	0.3%	$171.95	0.0%	COM	699437109
KO	Coca-Cola Co.	18,305	$775K	0.3%	$28.19	+15.5%	COM	191216100
IBM	International Business Machine	4,842	$769K	0.2%	$108.65	-6.3%	COM	459200101
—	Invesco Limited	24,345	$761K	0.2%	$35.42	—	SHS	g491bt108
INTC	Intel Corporation	20,069	$758K	0.2%	$21.53	+33.0%	COM	458140100
EFA	iShares MSCI EAFE Index Fund	12,503	$739K	0.2%	$59.11	—	MSCI EAFE ETF	464287465
LMT	Lockheed Martin Corp	2,906	$697K	0.2%	$159.72	+22.0%	COM	539830109
—	Cerner Corporation	11,235	$694K	0.2%	$74.20	—	COM	156782104
—	Diageo PLC Spon ADR	5,692	$660K	0.2%	$114.76	—	SPON ADR NEW	25243q205
BRK/B	Berkshire Hathaway Inc. Cl B	4,483	$648K	0.2%	$116.44	+25.6%	CL B NEW	084670702
—	Celgene Corp.	5,960	$623K	0.2%	$111.34	—	COM	151020104
AMG	Affiliated Managers Group, Inc	4,130	$598K	0.2%	$158.80	-12.7%	COM	008252108
HD	Home Depot Inc.	4,599	$592K	0.2%	$74.10	+43.5%	COM	437076102
—	SPDR Gold Trust	4,513	$567K	0.2%	$125.64	—	GOLD SHS	78463v107
WM	Waste Management Inc.	8,550	$545K	0.2%	$42.20	+30.7%	COM	94106L109
—	CYS Investments Inc	60,600	$528K	0.2%	$8.14	—	COM	12673a108
DIS	Disney, Walt	5,566	$517K	0.2%	$61.29	+45.0%	COM DISNEY	254687106
WPC	WP Carey Inc	7,923	$511K	0.2%	$61.50	—	COM	92936U109
—	Du Pont, E. I.	7,344	$492K	0.2%	$55.01	—	COM	263534109
—	Capstead Mortgage Corp.	50,675	$478K	0.2%	$11.92	—	COM NO PAR	14067E506
SPGI	S&P Global Inc	3,727	$472K	0.2%	$96.34	+14.4%	COM	78409V104
IWD	iShares Russell 1000 Value Ind	4,375	$462K	0.1%	$85.26	—	RUS 1000 VAL ETF	464287598
BGS	B&G Foods, Inc.	8,825	$434K	0.1%	$13.20	+70.1%	COM	05508R106
BMY	Bristol-Myers Squibb	7,996	$431K	0.1%	$32.10	+43.7%	COM	110122108
SHW	Sherwin Williams	1,538	$426K	0.1%	$57.96	+53.6%	COM	824348106
IWM	iShares Russell 2000 Index Fun	3,415	$424K	0.1%	$102.08	—	RUSSELL 2000 ETF	464287655
WEC	Wisconsin Energy Corp.	7,000	$419K	0.1%	$36.78	+25.5%	COM	92939U106
ITW	Illinois Tool Works	3,366	$403K	0.1%	$59.02	+57.4%	COM	452308109
SYK	Stryker Corporation	3,323	$387K	0.1%	$71.08	+47.6%	COM	863667101
IWR	iShares Russell Midcap Index F	2,142	$373K	0.1%	$133.02	—	RUS MID-CAP ETF	464287499
DHR	Danaher Corp	4,740	$372K	0.1%	$38.75	+73.6%	COM	235851102
SYY	Sysco Corp.	7,571	$371K	0.1%	$25.71	+56.5%	COM	871829107
EPD	Enterprise Products Partners L	13,428	$371K	0.1%	$46.28	—	COM	293792107
AMZN	Amazon.com Inc.	425	$356K	0.1%	$33.82	+13.2%	COM	023135106
NEE	NextEra Energy, Inc.	2,914	$356K	0.1%	$17.63	+40.8%	COM	65339F101
SO	Southern Company	6,844	$351K	0.1%	$29.16	+22.1%	COM	842587107
EMR	Emerson Electric Co	6,400	$349K	0.1%	$40.45	+4.6%	COM	291011104
—	Cisco Systems Inc.	10,805	$343K	0.1%	$28.31	—	COM	17275r102
HON	Honeywell International	2,754	$321K	0.1%	$61.17	+40.7%	COM	438516106
CZNC	Citizens & Northern Corp.	14,225	$313K	0.1%	$10.60	+24.2%	COM	172922106
—	Raytheon Company	2,192	$298K	0.1%	$111.33	—	COM NEW	755111507
AFL	AFLAC Inc.	4,100	$295K	0.1%	$20.11	+45.4%	COM	001055102
BA	Boeing Co.	2,186	$288K	0.1%	$120.78	0.0%	COM	097023105
BIIB	Biogen Idec Inc.	885	$277K	0.1%	$322.12	-8.1%	COM	09062X103
FDX	FedEx Corporation	1,535	$268K	0.1%	$140.93	0.0%	COM	31428X106
MDT	Medtronic PLC	3,074	$266K	0.1%	$68.78	0.0%	SHS	G5960L103
JKHY	Henry Jack & Associates Inc.	3,100	$265K	0.1%	$52.02	+50.7%	COM	426281101
—	Magellan Midstream Partners, L	3,500	$248K	0.1%	$68.09	—	COM UNIT RP LP	559080106
TIP	iShares Barclays US TIPS Fund	2,115	$246K	0.1%	$116.31	—	TIPS BD ETF	464287176
—	Total System Services, Inc.	5,140	$242K	0.1%	$33.28	—	COM	891906109
COP	ConocoPhillips	5,522	$240K	0.1%	$40.20	-22.6%	COM	20825C104
VMC	Vulcan Materials Co.	2,050	$233K	0.1%	$88.90	+22.2%	COM	929160109
VWO	Vanguard Emerging Markets	6,179	$233K	0.1%	$37.71	—	FTSE EMR MKT ETF	922042858
—	Walgreens Boots Alliance, Inc.	2,812	$227K	0.1%	$84.13	—	COM	931427108
TMO	Thermo Fisher Scientific, Inc.	1,394	$222K	0.1%	$150.09	0.0%	COM	883556102
META	Facebook, Inc.	1,725	$221K	0.1%	$123.28	0.0%	CL A	30303M102
CBT	Cabot Corporation	4,000	$210K	0.1%	$39.36	0.0%	COM	127055101
—	Piedmont Natural Gas Company,	3,450	$207K	0.1%	$59.71	—	COM	720186105
—	Alcoa Inc.	20,000	$203K	0.1%	$9.26	—	COM	013817101
—	Novartis AG Spon Adr	2,546	$201K	0.1%	$78.95	—	SPONSORED ADR	66987v109
F	Ford Motor Co.	14,806	$179K	0.1%	$8.07	-4.8%	COM PAR $0.01	345370860
—	Enzo Biochem, Inc.	14,000	$71,000	0.0%	$4.43	—	COM	294100102
—	VIVUS, Inc.	24,500	$28,000	0.0%	$10.77	—	COM	928551100
—	U.S. Rare Earth Minerals Inc.	25,000	$1,000	0.0%	$0.04	—	COM	903410207
—	HouseRaising, Inc.	10,000	$0	0.0%	—	—	COM	44183w106