Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	881,915	$39.82M	8.6%	$45.15 *	$13.82	+8.9%	US LRG CAP ETF	808524201
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	1,003,375	$32.32M	7.0%	$32.21 *	$15.48	+4.0%	INTL EQTY ETF	808524805
SCHD	SCHWAB US DIVIDEND EQUITY ETF	371,853	$28.09M	6.1%	$75.54 *	$17.84	+41.1%	US DIVIDEND EQ	808524797
SCHB	SCHWAB U.S. BROAD MARKET ETF	576,287	$25.82M	5.6%	$44.81 *	$14.91	+0.1%	US BRD MKT ETF	808524102
VO	VANGUARD MID-CAP ETF	122,886	$25.05M	5.4%	$203.81 *	$50.94	+0.0%	MID CAP ETF	922908629
DIA	SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	73,309	$24.29M	5.3%	$331.33	$325.04	+1.9%	UT SER 1	78467X109
IJJ	ISHARES S&P MID-CAP 400 VALUE ETF	237,965	$23.99M	5.2%	$100.80	$99.85	+0.9%	S&P MC 400VL ETF	464287705
IVE	ISHARES S&P 500 VALUE ETF	164,578	$23.88M	5.2%	$145.07	$142.76	+1.6%	S&P 500 VAL ETF	464287408
BIV	VANGUARD INTERMEDIATE-TERM BOND ETF	284,884	$21.17M	4.6%	$74.32	$91.12	-18.4%	INTERMED TERM	921937819
IEF	ISHARES 7-10 YEAR TREASURY BOND ETF	181,546	$17.39M	3.8%	$95.78	$110.98	-13.7%	7-10 YR TRSY BD	464287440
SPY	SPDR S&P 500 ETF TRUST	21,598	$8.26M	1.8%	$382.43	$400.30	-4.5%	TR UNIT	78462F103
CION	CION INVT CORP COM	803,089	$7.83M	1.7%	$9.75 *	$5.97	+4.2%	COM	17259U204
RTX	RAYTHEON TECHNOLOGIES CORP COM	58,521	$5.906M	1.3%	$100.92 *	$62.31	+51.4%	COM	75513E101
MSFT	MICROSOFT CORP COM	20,811	$4.991M	1.1%	$239.82 *	$132.89	+76.2%	COM	594918104
IGSB	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	95,099	$4.738M	1.0%	$49.82	$54.60	-8.8%	ISHS 1-5YR INVS	464288646
ELV	ELEVANCE HEALTH INC COM	8,219	$4.216M	0.9%	$513.00 *	$289.88	+69.1%	COM	036752103
CVX	CHEVRON CORP NEW COM	22,274	$3.998M	0.9%	$179.49 *	$144.22	+9.7%	COM	166764100
GPC	GENUINE PARTS CO COM	22,445	$3.894M	0.8%	$173.51 *	$91.21	+74.6%	COM	372460105
XOM	EXXON MOBIL CORP COM	34,076	$3.759M	0.8%	$110.30 *	$41.23	+141.3%	COM	30231G102
ORLY	OREILLY AUTOMOTIVE INC COM	4,445	$3.752M	0.8%	$844.03 *	$25.10	+124.2%	COM	67103H107
AAPL	APPLE INC COM	28,640	$3.721M	0.8%	$129.93	$94.54	+35.4%	COM	037833100
UNH	UNITEDHEALTH GROUP INC COM	6,715	$3.56M	0.8%	$530.14 *	$282.98	+77.4%	COM	91324P102
MRK	MERCK & CO INC COM	27,869	$3.092M	0.7%	$110.95 *	$65.11	+55.5%	COM	58933Y105
ABBV	ABBVIE INC COM	18,863	$3.048M	0.7%	$161.61 *	$77.56	+86.7%	COM	00287Y109
GD	GENERAL DYNAMICS CORP COM	12,217	$3.031M	0.7%	$248.11 *	$212.76	+9.4%	COM	369550108
MET	METLIFE INC COM	41,078	$2.973M	0.6%	$72.37 *	$31.94	+106.5%	COM	59156R108
PAG	PENSKE AUTOMOTIVE GRP INC COM	25,435	$2.923M	0.6%	$114.93	$107.41	+7.0%	COM	70959W103
PSX	PHILLIPS 66 COM	28,019	$2.916M	0.6%	$104.08 *	$64.97	+43.7%	COM	718546104
LOW	LOWES COS INC COM	14,210	$2.831M	0.6%	$199.24 *	$109.63	+71.3%	COM	548661107
LNG	CHENIERE ENERGY INC COM NEW	18,871	$2.83M	0.6%	$149.96	$138.51	+8.3%	COM NEW	16411R208
ADI	ANALOG DEVICES INC COM	16,921	$2.775M	0.6%	$164.03 *	$107.12	+45.4%	COM	032654105
AZN	ASTRAZENECA PLC SPONSORED ADR	40,288	$2.732M	0.6%	$67.80	$45.45	—	SPONSORED ADR	046353108
ADP	AUTOMATIC DATA PROCESSING INC COM	11,404	$2.724M	0.6%	$238.86 *	$143.63	+55.7%	COM	053015103
PG	PROCTER AND GAMBLE CO COM	17,590	$2.666M	0.6%	$151.56 *	$91.85	+53.0%	COM	742718109
WM	WASTE MGMT INC DEL COM	16,866	$2.646M	0.6%	$156.88 *	$77.78	+92.5%	COM	94106L109
CMI	CUMMINS INC COM	10,881	$2.636M	0.6%	$242.30 *	$198.07	+13.9%	COM	231021106
SO	SOUTHERN CO COM	36,910	$2.636M	0.6%	$71.41 *	$50.61	+26.5%	COM	842587107
IQV	IQVIA HLDGS INC COM	12,813	$2.625M	0.6%	$204.89	$147.17	+39.2%	COM	46266C105
MCD	MCDONALDS CORP COM	9,919	$2.614M	0.6%	$263.53 *	$180.71	+36.1%	COM	580135101
JPM	JPMORGAN CHASE & CO COM	19,372	$2.598M	0.6%	$134.10 *	$97.48	+27.8%	COM	46625H100
JNJ	JOHNSON & JOHNSON COM	14,564	$2.573M	0.6%	$176.66 *	$114.23	+41.2%	COM	478160104
UPS	UNITED PARCEL SERVICE INC CL B	14,621	$2.542M	0.6%	$173.84 *	$87.30	+71.0%	CL B	911312106
WPC	WP CAREY INC COM	32,379	$2.53M	0.5%	$78.15	$69.80	—	COM	92936U109
KR	KROGER CO COM	56,267	$2.508M	0.5%	$44.58 *	$30.11	+38.5%	COM	501044101
KMB	KIMBERLY-CLARK CORP COM	18,333	$2.489M	0.5%	$135.75 *	$101.72	+19.1%	COM	494368103
WMT	WALMART INC COM	17,521	$2.484M	0.5%	$141.79 *	$38.84	+17.3%	COM	931142103
—	UNILEVER PLC SPON ADR NEW	48,867	$2.46M	0.5%	$50.35	$49.22	—	SPON ADR NEW	904767704
ABT	ABBOTT LABS COM	22,313	$2.45M	0.5%	$109.79 *	$65.63	+57.8%	COM	002824100
TXN	TEXAS INSTRS INC COM	14,754	$2.438M	0.5%	$165.23 *	$111.30	+35.5%	COM	882508104
COP	CONOCOPHILLIPS COM	20,546	$2.424M	0.5%	$118.00 *	$91.69	+16.7%	COM	20825C104
MA	MASTERCARD INCORPORATED CL A	6,969	$2.423M	0.5%	$347.75	$174.58	+95.7%	CL A	57636Q104
AMZN	AMAZON COM INC COM	28,047	$2.356M	0.5%	$84.00	$125.50	-33.1%	COM	023135106
MZTI	LANCASTER COLONY CORP COM	11,421	$2.253M	0.5%	$197.30	$190.01	+3.8%	COM	513847103
PII	POLARIS INC COM	22,198	$2.242M	0.5%	$101.00	$112.10	-9.9%	COM	731068102
VZ	VERIZON COMMUNICATIONS INC COM	56,689	$2.234M	0.5%	$39.40 *	$38.40	-16.2%	COM	92343V104
HSY	HERSHEY CO COM	9,624	$2.229M	0.5%	$231.57 *	$208.55	+2.4%	COM	427866108
GPK	GRAPHIC PACKAGING HLDG CO COM	99,280	$2.209M	0.5%	$22.25	$21.97	+1.3%	COM	388689101
—	WALGREENS BOOTS ALLIANCE INC COM	58,103	$2.171M	0.5%	$37.36	$43.83	—	COM	931427108
CLX	CLOROX CO DEL COM	15,279	$2.144M	0.5%	$140.33 *	$133.94	-5.4%	COM	189054109
QCOM	QUALCOMM INC COM	19,406	$2.134M	0.5%	$109.94 *	$102.44	+0.3%	COM	747525103
DVN	DEVON ENERGY CORP NEW COM	34,091	$2.097M	0.5%	$61.51 *	$55.27	-1.5%	COM	25179M103
IP	INTERNATIONAL PAPER CO COM	60,174	$2.084M	0.5%	$34.63 *	$29.10	+3.8%	COM	460146103
OLN	OLIN CORP COM PAR $1	38,655	$2.046M	0.4%	$52.94 *	$52.99	-6.6%	COM PAR $1	680665205
MMM	3M CO COM	16,894	$2.026M	0.4%	$119.92 *	$105.77	-15.2%	COM	88579Y101
PAYX	PAYCHEX INC COM	16,427	$1.898M	0.4%	$115.56 *	$112.87	-6.5%	COM	704326107
SCHO	SCHWAB SHORT-TERM US TREASURY ETF	35,546	$1.715M	0.4%	$48.24 *	$25.59	-5.8%	SHT TM US TRES	808524862
AES	AES CORP COM	58,299	$1.677M	0.4%	$28.76 *	$23.57	+6.9%	COM	00130H105
STLD	STEEL DYNAMICS INC COM	16,254	$1.588M	0.3%	$97.70 *	$91.75	+1.9%	COM	858119100
—	SOUTH JERSEY INDS INC COM	41,383	$1.47M	0.3%	$35.53	$34.57	—	COM	838518108
DE	DEERE & CO COM	2,983	$1.279M	0.3%	$428.76 *	$388.70	+5.8%	COM	244199105
—	SPDR S&P 600 SMALL CAP ETF	15,408	$1.267M	0.3%	$82.21	$82.21	—	S&P 600 SML CAP	78464A813
XLRE	REAL ESTATE SELECT SECTOR SPDR FUND	29,419	$1.086M	0.2%	$36.93	$37.09	-0.4%	RL EST SEL SEC	81369Y860
XYL	XYLEM INC COM	9,379	$1.037M	0.2%	$110.57 *	$100.99	+5.6%	COM	98419M100
LLY	LILLY ELI & CO COM	2,771	$1.014M	0.2%	$365.84 *	$311.21	+14.8%	COM	532457108
TEX	TEREX CORP NEW COM	23,230	$992K	0.2%	$42.72	$40.27	+6.1%	COM	880779103
NOC	NORTHROP GRUMMAN CORP COM	1,775	$968K	0.2%	$545.61 *	$450.68	+15.1%	COM	666807102
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	40,787	$965K	0.2%	$23.67	$26.50	-10.7%	EMRG MKTEQ ETF	808524706
CI	CIGNA CORP NEW COM	2,683	$889K	0.2%	$331.34 *	$268.39	+16.9%	COM	125523100
CTVA	CORTEVA INC COM	14,768	$868K	0.2%	$58.78 *	$56.81	+0.1%	COM	22052L104
CAH	CARDINAL HEALTH INC COM	11,161	$858K	0.2%	$76.87 *	$60.65	+20.1%	COM	14149Y108
FCFS	FIRSTCASH HOLDINGS INC COM	9,831	$854K	0.2%	$86.91 *	$84.89	-1.7%	COM	33768G107
SCHP	SCHWAB US TIPS ETF	15,699	$813K	0.2%	$51.79 *	$30.35	-14.7%	US TIPS ETF	808524870
SCHM	SCHWAB U.S. MID-CAP ETF	11,391	$747K	0.2%	$65.61 *	$18.66	+17.2%	US MID-CAP ETF	808524508
AEO	AMERICAN EAGLE OUTFITTERS INC COM	46,211	$645K	0.1%	$13.96 *	$11.71	+8.9%	COM	02553E106
DAN	DANA INC COM	41,067	$621K	0.1%	$15.13 *	$14.18	-2.2%	COM	235825205
FSK	FS KKR CAP CORP COM	33,696	$590K	0.1%	$17.50 *	$9.78	+13.7%	COM	302635206
GAP	GAP INC COM	50,250	$567K	0.1%	$11.28 *	$10.57	-5.7%	COM	364760108
BA	BOEING CO COM	2,930	$558K	0.1%	$190.49	$163.57	+16.5%	COM	097023105
VTI	VANGUARD TOTAL STOCK MARKET ETF	2,793	$534K	0.1%	$191.19	$222.60	-14.1%	TOTAL STK MKT	922908769
HOG	HARLEY DAVIDSON INC COM	11,909	$495K	0.1%	$41.60	$38.20	+8.9%	COM	412822108
SBUX	STARBUCKS CORP COM	4,688	$465K	0.1%	$99.19 *	$87.55	+5.4%	COM	855244109
RGA	REINSURANCE GRP OF AMERICA INC COM NEW	3,037	$432K	0.1%	$142.09	$139.65	+1.8%	COM NEW	759351604
DKS	DICKS SPORTING GOODS INC COM	3,566	$429K	0.1%	$120.29 *	$93.81	+19.1%	COM	253393102
ERIE	ERIE INDTY CO CL A	1,654	$411K	0.1%	$248.72 *	$245.27	-3.3%	CL A	29530P102
ETSY	ETSY INC COM	3,402	$407K	0.1%	$119.78	$114.42	+4.7%	COM	29786A106
GILD	GILEAD SCIENCES INC COM	4,574	$393K	0.1%	$85.85 *	$70.79	+9.1%	COM	375558103
KLAC	KLA CORP COM NEW	1,024	$386K	0.1%	$377.03 *	$337.92	+8.3%	COM NEW	482480100
QQQ	INVESCO QQQ TRUST	1,389	$370K	0.1%	$266.28	$318.98	-16.5%	UNiT SER 1	46090E103
AMAT	APPLIED MATLS INC COM	3,764	$367K	0.1%	$97.38 *	$93.28	+1.6%	COM	038222105
AJG	GALLAGHER ARTHUR J & CO COM	1,941	$366K	0.1%	$188.54 *	$171.86	+6.7%	COM	363576109
—	LAM RESEARCH CORP COM	865	$364K	0.1%	$420.30	$420.30	—	COM	512807108
ASML	ASML HOLDING N V N Y REGISTRY SHS	661	$361K	0.1%	$546.40	$523.80	+4.3%	NY REGISTRY SHARES	N07059210
BIIB	BIOGEN INC COM	1,285	$356K	0.1%	$276.92	$282.44	-2.0%	COM	09062X103
DBC	INVESCO DB COMMODITY INDEX TRACKING FUND	13,997	$345K	0.1%	$24.65	$28.10	-12.3%	UNIT	46138B103
UNM	UNUM GROUP COM	8,153	$335K	0.1%	$41.03	$36.57	+12.2%	COM	91529Y106
FHN	FIRST HORIZON CORPORATION COM	13,532	$332K	0.1%	$24.50 *	$20.08	+9.0%	COM	320517105
BMY	BRISTOL-MYERS SQUIBB CO COM	4,424	$318K	0.1%	$71.95 *	$65.23	-4.5%	COM	110122108
CAT	CATERPILLAR INC COM	1,312	$314K	0.1%	$239.56 *	$206.59	+10.2%	COM	149123101
FNV	FRANCO NEV CORP COM	2,260	$308K	0.1%	$136.48 *	$127.79	+3.9%	COM	351858105
HRB	BLOCK H & R INC COM	8,088	$295K	0.1%	$36.51 *	$38.26	-12.7%	COM	093671105
ES	EVERSOURCE ENERGY COM	3,413	$286K	0.1%	$83.84 *	$47.53	+54.4%	COM	30040W108
TSLA	TESLA INC COM	2,217	$273K	0.1%	$123.18	$228.01	-46.0%	COM	88160R101
BBDC	BARINGS BDC INC COM	32,172	$262K	0.1%	$8.15 *	$6.94	-17.2%	COM	06759L103
GLD	SPDR GOLD SHARES	1,540	$261K	0.1%	$169.64	$173.50	-2.2%	GOLD SHS	78463V107
RGLD	ROYAL GOLD INC COM	2,225	$251K	0.1%	$112.72	$120.15	-6.2%	COM	780287108
MTN	VAIL RESORTS INC COM	985	$235K	0.1%	$238.35	$291.14	-18.1%	COM	91879Q109
VCSH	VANGUARD SHORT-TERM CORPORATE BOND ETF	2,994	$225K	0.0%	$75.19	$82.46	-8.8%	SHRT TRM CORP BD	92206C409
YUM	YUM BRANDS INC COM	1,733	$222K	0.0%	$128.08 *	$114.06	+6.0%	COM	988498101
TRMB	TRIMBLE INC COM	4,280	$216K	0.0%	$50.56	$85.87	-41.1%	COM	896239100
PEP	PEPSICO INC COM	1,182	$214K	0.0%	$180.66 *	$154.42	+6.0%	COM	713448108