Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SHV	iShares Short Treasury Bond ET	139,178	$15.41M	4.4%	$110.93	—	COM	464288679
VO	Vanguard Mid-Cap ETF	82,199	$13.47M	3.8%	$136.54	—	COM	922908629
—	Invesco QQQ Trust Series 1	50,353	$12.47M	3.5%	$171.65	—	COM	46090e103
—	Invesco KBW Bank ETF	296,627	$11.34M	3.2%	$50.96	—	COM	46138e628
AAPL	Apple Inc.	30,350	$11.07M	3.1%	$20.77	+261.5%	COM	037833100
IBOC	International Bancshares Corp.	328,025	$10.5M	3.0%	$14.96	+64.3%	COM	459044103
MGK	Vanguard Mega Cap 300 Growth I	50,457	$8.25M	2.3%	$68.52	—	COM	921910816
MGV	Vanguard Mega Cap 300 Value In	99,412	$7.279M	2.1%	$61.97	—	COM	921910840
—	iShares Core MSCI Emerging Mkt	148,784	$7.082M	2.0%	$50.62	—	COM	46434g103
MSFT	Microsoft Corp.	28,866	$5.875M	1.7%	$26.70	+548.1%	COM	594918104
IXN	iShares S&P Global Technology	24,790	$5.839M	1.7%	$81.25	—	COM	464287291
—	PIMCO Short Maturity ETF	56,735	$5.769M	1.6%	$101.58	—	COM	72201r833
VTV	Vanguard Value ETF	52,225	$5.201M	1.5%	$101.02	—	COM	922908744
UNH	UnitedHealth Group, Inc.	17,633	$5.201M	1.5%	$63.79	+309.3%	COM	91324P102
VEU	Vanguard FTSE All World Ex-US	97,830	$4.658M	1.3%	$45.52	—	COM	922042775
—	Global X Robotics & AI Themati	181,485	$4.332M	1.2%	$18.46	—	COM	37954y715
VXF	Vanguard Extended Market Index	36,453	$4.314M	1.2%	$90.26	—	COM	922908652
IWD	iShares Russell 1000 Value Ind	37,710	$4.247M	1.2%	$107.17	—	COM	464287598
VXUS	Vanguard Total International S	82,273	$4.045M	1.1%	$51.11	—	COM	921909768
—	KKR & Co. Inc. LP Delaware	130,150	$4.019M	1.1%	$27.27	—	COM	48251w104
VWO	Vanguard Emerging Markets ETF	100,241	$3.971M	1.1%	$38.21	—	COM	922042858
CG	Carlyle Group	139,045	$3.879M	1.1%	$23.03	-7.4%	COM	14316J108
GNR	SPDR S&P Global Natural Resour	104,177	$3.847M	1.1%	$40.02	—	COM	78463X541
IJH	iShares Core S&P Midcap ETF	21,562	$3.834M	1.1%	$174.60	—	COM	464287507
BX	Blackstone Group Inc. Cl A	66,625	$3.775M	1.1%	$39.22	+10.8%	COM	09260D107
XLE	Energy Select Sector SPDR	99,420	$3.763M	1.1%	$43.79	—	COM	81369Y506
VFH	Vanguard Financials ETF	62,180	$3.557M	1.0%	$46.40	—	COM	92204A405
HD	Home Depot Inc.	13,484	$3.378M	1.0%	$56.08	+256.1%	COM	437076102
IWM	iShares Russell 2000 Index ETF	23,206	$3.323M	0.9%	$158.51	—	COM	464287655
BAC	Bank of America Corp.	138,858	$3.298M	0.9%	$10.93	+88.2%	COM	060505104
—	Paypal Holdings Inc.	18,658	$3.251M	0.9%	$31.04	—	COM	70450y103
VOE	Vanguard Mid-Cap Value ETF	32,130	$3.075M	0.9%	$96.52	—	COM	922908512
—	Apollo Global Management Inc.	60,925	$3.041M	0.9%	$37.51	—	COM	03768e105
—	Global X MLP & Energy Infrastr	119,705	$2.978M	0.8%	$24.88	—	COM	37954y293
VTI	Vanguard Total Stock Mkt ETF	16,950	$2.653M	0.8%	$112.16	—	COM	922908769
T	AT&T, Inc.	86,649	$2.619M	0.7%	$13.35	+16.1%	COM	00206R102
—	General Electric Company	374,650	$2.559M	0.7%	$15.40	—	COM	369604103
EFV	iShares MSCI EAFE Value Index	63,530	$2.539M	0.7%	$48.02	—	COM	464288877
IWF	iShares Russell 1000 Growth In	12,765	$2.45M	0.7%	$121.03	—	COM	464287614
SPY	SPDR S&P 500 Index ETF	7,931	$2.446M	0.7%	$229.34	—	COM	78462F103
INTC	Intel Corp.	39,986	$2.392M	0.7%	$18.30	+190.7%	COM	458140100
CMCSA	Comcast Corp New Cl A	61,015	$2.378M	0.7%	$23.48	+39.5%	COM	20030N101
VUG	Vanguard Growth ETF	11,061	$2.235M	0.6%	$134.64	—	COM	922908736
IVE	iShares S&P 500/Barra Value ET	20,457	$2.214M	0.6%	$109.36	—	COM	464287408
IBB	iShares Nasdaq Biotechnology	15,716	$2.148M	0.6%	$164.19	—	COM	464287556
JPM	JPMorgan Chase & Co.	22,566	$2.123M	0.6%	$37.54	+117.7%	COM	46625H100
ORCL	Oracle Corp.	38,267	$2.115M	0.6%	$28.14	+74.1%	COM	68389X105
PG	Procter & Gamble Co.	17,366	$2.076M	0.6%	$57.60	+76.3%	COM	742718109
ITB	iShares DJ US Home Constructio	46,715	$2.062M	0.6%	$22.54	—	COM	464288752
IJJ	iShares S&P Midcap 400/Value E	15,096	$2.007M	0.6%	$158.08	—	COM	464287705
EWZ	iShares MSCI Brazil Index ETF	67,955	$1.954M	0.6%	$27.37	—	COM	464286400
FDX	FedEx Corp.	13,925	$1.953M	0.6%	$101.29	+11.7%	COM	31428X106
C	Citigroup Inc.	37,872	$1.935M	0.5%	$36.81	+5.1%	COM	172967424
—	CenturyLink Inc.	189,839	$1.904M	0.5%	$13.09	—	COM	156700106
CVS	CVS Health Corp.	28,566	$1.856M	0.5%	$49.58	+6.1%	COM	126650100
CSCO	Cisco Systems Inc	39,365	$1.836M	0.5%	$15.66	+136.2%	COM	17275R102
VOT	Vanguard Mid Cap Growth ETF	11,060	$1.826M	0.5%	$98.19	—	COM	922908538
VGK	Vanguard European ETF	35,960	$1.81M	0.5%	$51.82	—	COM	922042874
MCD	McDonald's Corp.	9,531	$1.758M	0.5%	$71.78	+124.3%	COM	580135101
COST	Costco Wholesale Corp. New	5,731	$1.738M	0.5%	$87.50	+219.1%	COM	22160K105
DIS	The Walt Disney Co.	14,802	$1.651M	0.5%	$67.71	+59.3%	COM	254687106
BRK/B	Berkshire Hathaway Cl B	9,213	$1.645M	0.5%	$144.71	+26.2%	COM	084670702
—	SPDR Dow Jones Global Real Est	42,038	$1.641M	0.5%	$45.46	—	COM	78463x749
—	PCM Fund, Inc.	172,137	$1.622M	0.5%	$11.21	—	COM	69323T101
JNJ	Johnson & Johnson	10,735	$1.51M	0.4%	$65.85	+88.7%	COM	478160104
VB	Vanguard Small Cap ETF	10,113	$1.474M	0.4%	$130.06	—	COM	922908751
IWS	iShares Russell Midcap Value I	19,196	$1.469M	0.4%	$68.25	—	COM	464287473
SONY	Sony Corp. (ADR)	20,417	$1.411M	0.4%	$21.15	—	COM	835699307
HON	Honeywell International Inc.	9,426	$1.363M	0.4%	$53.55	+120.1%	COM	438516106
WFC	Wells Fargo & Co. New	53,020	$1.357M	0.4%	$28.66	-16.3%	COM	949746101
SCHW	Charles Schwab Corp.	39,752	$1.341M	0.4%	$17.85	+85.8%	COM	808513105
AXP	American Express Company	13,988	$1.332M	0.4%	$60.36	+41.8%	COM	025816109
VSS	Vanguard FTSE All-World Ex-US	13,710	$1.325M	0.4%	$101.38	—	COM	922042718
—	Industrial Select Sector SPDR	18,595	$1.277M	0.4%	$56.32	—	COM	81369y704
—	Brookfield Asset Management Cl	38,398	$1.263M	0.4%	$43.38	—	COM	112585104
EZU	iShares MSCI EMU Index Fund ET	33,675	$1.228M	0.3%	$35.98	—	COM	464286608
WMT	Wal-Mart Inc.	10,230	$1.225M	0.3%	$22.27	+71.0%	COM	931142103
PHG	Koninklijke Philips Electronic	26,090	$1.222M	0.3%	$27.19	—	COM	500472303
SCHC	Schwab International Small Cap	40,840	$1.208M	0.3%	$29.38	—	COM	808524888
XLV	Health Care Sector Select SPDR	11,814	$1.182M	0.3%	$73.94	—	COM	81369Y209
IJR	iShares Core S&P Small Cap ETF	16,297	$1.113M	0.3%	$81.78	—	COM	464287804
AIG	American International Group N	35,406	$1.104M	0.3%	$33.14	-26.4%	COM	026874784
HUM	Humana Inc.	2,840	$1.101M	0.3%	$71.14	+400.0%	COM	444859102
BA	Boeing Company	5,782	$1.06M	0.3%	$130.54	+17.8%	COM	097023105
SCHB	Schwab US Broad Market ETF	14,207	$1.044M	0.3%	$54.96	—	COM	808524102
KRE	SPDR KBW Regional Banking ETF	26,895	$1.032M	0.3%	$46.67	—	COM	78464A698
YUM	Yum! Brands, Inc.	11,879	$1.032M	0.3%	$39.34	+95.3%	COM	988498101
PFE	Pfizer, Inc.	31,456	$1.029M	0.3%	$16.68	+55.9%	COM	717081103
EBAY	eBay, Inc.	19,600	$1.028M	0.3%	$20.34	+89.0%	COM	278642103
IVV	iShares Core S&P 500 ETF	3,226	$999K	0.3%	$284.01	—	COM	464287200
XLB	Materials Select Sector SPDR E	17,715	$998K	0.3%	$45.93	—	COM	81369Y100
BMY	Bristol-Myers Squibb Co.	16,813	$989K	0.3%	$32.49	+47.5%	COM	110122108
—	SPDR Dow Jones Industrial Aver	3,740	$964K	0.3%	$164.97	—	COM	78467x109
VNQI	Vanguard Global ex-US Real Est	20,650	$964K	0.3%	$52.98	—	COM	922042676
IEFA	iShares Core EAFE	16,649	$952K	0.3%	$57.25	—	COM	46432F842
—	TE Connectivity Ltd. F	11,239	$917K	0.3%	$45.52	—	COM	h84989104
XLF	Financial Select Sector SPDR	39,318	$910K	0.3%	$22.87	—	COM	81369Y605
MDY	SPDR S&P MidCap 400 ETF	2,772	$899K	0.3%	$302.25	—	COM	78467Y107
LMT	Lockheed Martin Corp.	2,453	$895K	0.3%	$71.65	+351.8%	COM	539830109
—	iShares MSCI Japan Index ETF	15,287	$840K	0.2%	$50.23	—	COM	46434g822
QCOM	Qualcomm Inc.	9,173	$837K	0.2%	$45.24	+56.9%	COM	747525103
IBM	International Business Machine	6,685	$807K	0.2%	$115.55	-20.9%	COM	459200101
BDX	Becton Dickinson & Co	3,370	$806K	0.2%	$79.38	+177.5%	COM	075887109
—	ViacomCBS Class B	34,470	$804K	0.2%	$29.14	—	COM	92556H206
SAP	SAP AG (ADR)	5,710	$799K	0.2%	$73.43	—	COM	803054204
—	ProShares Ultra Pro S&P500	18,000	$798K	0.2%	$54.37	—	COM	74347x864
TMO	Thermo Fisher Scientific Inc.	2,202	$798K	0.2%	$87.84	+276.0%	COM	883556102
CAT	Caterpillar Inc.	6,271	$793K	0.2%	$69.62	+52.5%	COM	149123101
IVW	iShares S&P 500/Barra Growth E	3,701	$768K	0.2%	$169.94	—	COM	464287309
AMZN	Amazon.Com Inc.	273	$753K	0.2%	$43.43	+178.1%	COM	023135106
—	Alphabet Inc Cl C	533	$753K	0.2%	$905.18	—	COM	02079k107
—	Invesco KBW Regional Banking	19,271	$694K	0.2%	$56.84	—	COM	46138e578
VHT	Vanguard Health Care ETF	3,592	$692K	0.2%	$139.85	—	COM	92204A504
—	Facebook Inc.	3,020	$686K	0.2%	$183.44	—	COM	30303m102
OEF	iShares S&P 100 Index ETF	4,795	$683K	0.2%	$72.21	—	COM	464287101
—	HP Inc.	38,866	$677K	0.2%	$11.85	—	COM	40434l105
FXE	Invesco Currency Shares Euro T	6,375	$676K	0.2%	$106.04	—	COM	46138K103
NOK	Nokia Corp (ADR)	150,797	$664K	0.2%	$4.43	—	COM	654902204
PEP	Pepsico, Inc.	4,936	$653K	0.2%	$62.68	+76.7%	COM	713448108
SCHE	Schwab Emerging Markets Equity	25,512	$621K	0.2%	$23.59	—	COM	808524706
SCHF	Schwab International Equity ET	20,505	$610K	0.2%	$30.27	—	COM	808524805
TEVA	Teva Pharmaceutical Industries	49,368	$609K	0.2%	$27.29	—	COM	881624209
SCHM	Schwab US Mid Cap ETF	11,540	$607K	0.2%	$53.52	—	COM	808524508
—	Alibaba Group Holding Limited	2,742	$591K	0.2%	$179.38	—	COM	01609w102
EEM	iShares MSCI Emerging Markets	14,700	$588K	0.2%	$38.15	—	COM	464287234
—	Yum China Holdings Inc.	12,230	$588K	0.2%	$26.10	—	COM	98850p109
WM	Waste Management Inc.	5,500	$583K	0.2%	$31.73	+190.4%	COM	94106L109
—	Alphabet Inc Cl A	404	$573K	0.2%	$949.55	—	COM	02079k305
XLK	Technology Select Sector SPDR	5,470	$572K	0.2%	$38.12	—	COM	81369Y803
—	AIG Warrants Expire 1/19/21	407,476	$570K	0.2%	$6.43	—	COM	026874156
VZ	Verizon Communications Inc.	10,329	$569K	0.2%	$28.54	+42.8%	COM	92343V104
EFG	iShares MSCI EAFE Growth ETF	6,710	$558K	0.2%	$81.30	—	COM	464288885
NKE	Nike Inc. Cl B	5,576	$547K	0.2%	$55.87	+53.0%	COM	654106103
UBS	UBS Group CHF0.10	46,680	$539K	0.2%	$15.38	-33.0%	COM	H42097107
IWN	iShares Russell 2000 Value Ind	5,445	$531K	0.2%	$102.60	—	COM	464287630
VYM	Vanguard High Dividend Yield E	6,700	$528K	0.1%	$69.39	—	COM	921946406
AMGN	Amgen Inc.	2,230	$526K	0.1%	$79.29	+141.7%	COM	031162100
DBEU	DB X-Trackers MSCI Europe UCIT	8,145	$515K	0.1%	$59.44	—	COM	233051853
CVX	Chevron Corporation	5,730	$511K	0.1%	$75.09	-7.0%	COM	166764100
NEAR	iShares Short Maturity Bond ET	10,010	$501K	0.1%	$50.25	—	COM	46431W507
LOW	Lowe's Companies, Inc.	3,700	$500K	0.1%	$32.16	+221.3%	COM	548661107
VIG	Vanguard Dividend Appreciation	4,235	$496K	0.1%	$105.78	—	COM	921908844
SCHV	Schwab US Large Cap Value ETF	9,827	$492K	0.1%	$49.32	—	COM	808524409
XOM	Exxon Mobil Corp.	10,881	$487K	0.1%	$54.51	-36.1%	COM	30231G102
—	Discovery Communications Ser C	25,013	$482K	0.1%	$38.05	—	COM	25470F302
AMAT	Applied Materials Inc	7,900	$478K	0.1%	$12.42	+312.4%	COM	038222105
—	DXC Technology Company Com.	28,111	$464K	0.1%	$42.37	—	COM	23355l106
COP	ConocoPhillips	10,800	$454K	0.1%	$38.28	-14.0%	COM	20825C104
EFA	iShares MSCI EAFE Index ETF	7,437	$453K	0.1%	$64.57	—	COM	464287465
HTO	SJW Group Com	6,945	$431K	0.1%	$70.66	-15.1%	COM	784305104
—	Hewlett Packard Enterprise Com	43,796	$426K	0.1%	$15.20	—	COM	42824c109
PM	Philip Morris International In	5,971	$418K	0.1%	$50.42	+8.7%	COM	718172109
MDYV	SPDR S&P 400 Mid Cap Value ETF	9,655	$412K	0.1%	$37.68	—	COM	78464A839
—	Dell Inc	7,417	$407K	0.1%	$58.66	—	COM	24703l202
GILD	Gilead Sciences Inc.	5,290	$407K	0.1%	$53.95	+13.9%	COM	375558103
FNDB	Schwab Fundamental US Broad Mk	11,139	$404K	0.1%	$32.80	—	COM	808524789
V	Visa, Inc. Cl A	2,089	$404K	0.1%	$65.08	+169.7%	COM	92826C839
VEA	Vanguard FTSE Developed Market	10,337	$401K	0.1%	$39.55	—	COM	921943858
IJK	iShares S&P Midcap 400/Growth	1,767	$396K	0.1%	$219.39	—	COM	464287606
FNDF	Schwab Fundamental Intl Large	16,328	$388K	0.1%	$26.35	—	COM	808524755
RTX	Raytheon Technologies Corp	6,284	$387K	0.1%	$54.61	0.0%	COM	75513E101
MCK	McKesson Corp.	2,487	$382K	0.1%	$121.89	+14.2%	COM	58155Q103
—	Medtronic Inc.	4,120	$378K	0.1%	$77.92	—	COM	g5960L103
—	Vaneck Vectors Gold Miners ETF	10,300	$378K	0.1%	$27.72	—	COM	92189f106
MGC	Vanguard Mega Cap 300 Index ET	3,435	$376K	0.1%	$58.71	—	COM	921910873
—	Direxion Daily Financial Bull	12,000	$375K	0.1%	$40.67	—	COM	25459y694
SCHG	Schwab Strategic US Large Cap	3,660	$372K	0.1%	$88.66	—	COM	808524300
ITOT	iShares Core S&P Total US Stoc	5,362	$372K	0.1%	$52.46	—	COM	464287150
SCHK	Schwab 1000 Index ETF	12,175	$370K	0.1%	$27.86	—	COM	808524722
PNC	PNC Financial Services Group,	3,475	$366K	0.1%	$47.34	+81.6%	COM	693475105
MRK	Merck & Co. Inc. New	4,651	$360K	0.1%	$31.82	+97.6%	COM	58933Y105
—	Vanguard Short-Term Corporate	4,350	$360K	0.1%	$80.15	—	COM	92206c409
A	Agilent Technologies Inc.	4,061	$359K	0.1%	$35.68	+121.1%	COM	00846U101
—	Fiat Chrysler Automobiles N.V.	35,050	$359K	0.1%	$10.48	—	COM	N31738102
VNQ	Vanguard REIT ETF	4,555	$358K	0.1%	$79.32	—	COM	922908553
WPP	WPP PLC F Sponsored ADR	9,075	$355K	0.1%	$74.51	—	COM	92937A102
—	Global X Silver Miners ETF	9,495	$352K	0.1%	$18.51	—	COM	37954y848
MAR	Marriott International, Inc. C	4,100	$351K	0.1%	$83.76	0.0%	COM	571903202
FNDX	Schwab Fundamental US Large Co	9,500	$350K	0.1%	$32.99	—	COM	808524771
ADSK	Autodesk Inc	1,420	$340K	0.1%	$149.48	+31.5%	COM	052769106
—	Johnson Controls Inc.	9,562	$326K	0.1%	$45.32	—	COM	g51502105
—	SPDR Gold Trust ETF	1,950	$326K	0.1%	$121.78	—	COM	78463v107
IUSG	iShares Core Russell US Growth	4,500	$323K	0.1%	$49.68	—	COM	464287671
VDE	Vanguard Energy ETF	6,320	$318K	0.1%	$50.32	—	COM	92204A306
ARI	Apollo Commercial Real Estate	32,000	$314K	0.1%	$15.86	—	COM	03762U105
GS	Goldman Sachs Group Inc.	1,530	$302K	0.1%	$152.81	+7.4%	COM	38141G104
—	Royal Dutch Shell Plc	9,775	$298K	0.1%	$42.29	—	COM	780259107
BXMT	Blackstone Mortgage Trust, Inc	12,100	$291K	0.1%	$30.22	—	COM	09257W100
HST	Host Hotels & Resorts, Inc.	26,573	$287K	0.1%	$10.65	-10.9%	COM	44107P104
VOOG	Vanguard S&P 500 Growth ETF	1,510	$282K	0.1%	$154.61	—	COM	921932505
VBR	Vanguard Index Fund Small Cap	2,555	$273K	0.1%	$106.85	—	COM	922908611
MRSH	Marsh & McLennan Companies, In	2,520	$271K	0.1%	$31.19	+198.2%	COM	571748102
IUSV	iShares Trust - iShares Core U	5,130	$268K	0.1%	$53.23	—	COM	464287663
IWV	iShares Russell 3000 Index Fun	1,482	$267K	0.1%	$96.41	—	COM	464287689
CSX	CSX Corp.	3,800	$265K	0.1%	$13.58	+51.1%	COM	126408103
IJS	iShares S & P Small Cap 600 Va	2,135	$257K	0.1%	$120.37	—	COM	464287879
SLB	Schlumberger Ltd F	13,955	$257K	0.1%	$39.26	-60.6%	COM	806857108
DHR	Danaher Corporation	1,400	$248K	0.1%	$140.03	0.0%	COM	235851102
—	SPDR S&P Homebuilders ETF	5,575	$245K	0.1%	$43.95	—	COM	78464a888
KBE	SPDR S&P Bank ETF	7,737	$244K	0.1%	$35.30	—	COM	78464A797
HDV	iShares Core High Dividend ETF	3,000	$243K	0.1%	$83.08	—	COM	46429B663
MMM	3M Company	1,522	$237K	0.1%	$68.03	+50.6%	COM	88579Y101
IXJ	iShares S&P Global Healthcare	3,400	$234K	0.1%	$68.82	—	COM	464287325
VBK	Vanguard Small Cap Growth ETF	1,160	$232K	0.1%	$134.63	—	COM	922908595
PI	Impinj Inc.	8,150	$224K	0.1%	$23.41	0.0%	COM	453204109
VOO	Vanguard S&P 500 ETF	780	$221K	0.1%	$245.07	—	COM	922908363
IWR	iShares Russell Midcap Index F	4,100	$220K	0.1%	$53.66	—	COM	464287499
VV	Vanguard Large Cap Index FDS E	1,500	$214K	0.1%	$142.67	—	COM	922908637
XLY	Consumer Discret Sel Sect SPDR	1,665	$213K	0.1%	$79.05	—	COM	81369Y407
TM	Toyota Motor Corp. (ADR)	1,650	$207K	0.1%	$118.32	—	COM	892331307
—	GlaxoSmithKline Plc (ADR)	4,959	$202K	0.1%	$40.73	—	COM	37733W105
VSH	Vishay Intertechnology Inc.	11,200	$171K	0.0%	$10.83	+28.0%	COM	928298108
—	Qurate Retail Group	13,490	$128K	0.0%	$7.89	—	COM	74915m100
—	Banco Santander, S.A. (ADR)	38,726	$93,000	0.0%	$5.75	—	COM	05964h105
—	Templeton Global Income Fund	10,000	$54,000	0.0%	$6.40	—	COM	880198106