Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Capital Group International Fo	906,671	$23.37M	2.9%	$21.15	—	—	14019w109
VO	Vanguard Mid-Cap ETF	89,680	$22.41M	2.8%	$147.55	—	—	922908629
SPYM	SPDR Portfolio S&P 500 ETF	323,354	$19.9M	2.5%	$55.71	—	—	78464A854
—	Invesco QQQ Trust Series 1	42,674	$18.95M	2.4%	$175.32	—	—	46090e103
—	Invesco KBW Bank ETF	352,288	$18.9M	2.4%	$47.92	—	—	46138e628
—	PIMCO Dynamic Income	911,108	$17.57M	2.2%	$18.42	—	—	72201y101
AAPL	Apple Inc.	100,018	$17.15M	2.2%	$97.17	+85.5%	—	037833100
QQQM	Invesco NASDAQ 100 ETF	79,478	$14.52M	1.8%	$146.28	—	—	46138G649
IBOC	International Bancshares Corp.	256,525	$14.4M	1.8%	$14.96	+238.2%	—	459044103
VTV	Vanguard Value ETF	83,620	$13.62M	1.7%	$113.63	—	—	922908744
—	PIMCO Dynamic Income Opportuni	1,003,865	$13.22M	1.7%	$15.31	—	—	69355M107
VXF	Vanguard Extended Market Index	75,327	$13.2M	1.7%	$125.18	—	—	922908652
—	KKR & Co. Inc.	129,712	$13.05M	1.6%	$29.88	—	—	48251w104
—	PIMCO Access Income Fund	802,354	$12.62M	1.6%	$15.77	—	—	72203T100
MSFT	Microsoft Corp.	27,736	$11.67M	1.5%	$59.15	+575.0%	—	594918104
—	Meta Platforms Inc.	22,680	$11.01M	1.4%	$147.83	—	—	30303m102
BX	Blackstone Group Inc. Cl A	79,350	$10.42M	1.3%	$51.44	+130.7%	—	09260D107
MGV	Vanguard Mega Cap 300 Value In	86,931	$10.39M	1.3%	$67.11	—	—	921910840
MGK	Vanguard Mega Cap 300 Growth I	31,632	$9.066M	1.1%	$75.65	—	—	921910816
—	Dimensional Emerging Core Equi	366,249	$9.054M	1.1%	$22.26	—	—	25434v302
—	Global X Robotics & AI Themati	273,413	$8.697M	1.1%	$19.99	—	—	37954y715
—	JP Morgan Ultra Short Income F	171,864	$8.671M	1.1%	$50.27	—	—	46641q837
—	Apollo Global Management Inc.	72,848	$8.192M	1.0%	$61.46	—	—	03769m106
IVV	iShares Core S&P 500 ETF	15,379	$8.085M	1.0%	$398.51	—	—	464287200
XLE	Energy Select Sector SPDR	85,480	$8.07M	1.0%	$42.66	—	—	81369Y506
VOO	Vanguard S&P 500 ETF	15,862	$7.625M	1.0%	$390.32	—	—	922908363
BND	Vanguard Total Bond Market ETF	102,410	$7.438M	0.9%	$71.29	—	—	921937835
UNH	UnitedHealth Group, Inc.	14,503	$7.175M	0.9%	$101.10	+383.7%	—	91324P102
QUAL	iShares Edge MSCI USA Quality	41,315	$6.79M	0.9%	$134.01	—	—	46432F339
IXN	iShares S&P Global Technology	85,850	$6.422M	0.8%	$61.00	—	—	464287291
CG	Carlyle Group	135,330	$6.348M	0.8%	$24.36	+67.0%	—	14316J108
GE	General Electric Company	35,684	$6.264M	0.8%	$62.95	+84.9%	—	369604301
AVLV	Avantis U.S. Large Cap Value E	91,603	$5.886M	0.7%	$53.05	—	—	025072349
IJH	iShares Core S&P Midcap ETF	95,115	$5.777M	0.7%	$85.08	—	—	464287507
AMZN	Amazon.Com Inc.	31,322	$5.65M	0.7%	$112.73	+48.1%	—	023135106
VUG	Vanguard Growth ETF	16,212	$5.58M	0.7%	$184.26	—	—	922908736
VFH	Vanguard Financials ETF	51,140	$5.236M	0.7%	$47.96	—	—	92204A405
VOE	Vanguard Mid-Cap Value ETF	33,037	$5.151M	0.6%	$104.68	—	—	922908512
GINN	Goldman Sachs Innovative Equit	90,197	$5.063M	0.6%	$53.72	—	—	38149W820
HD	Home Depot Inc.	13,150	$5.044M	0.6%	$93.67	+272.1%	—	437076102
—	PIMCO Short Maturity ETF	49,061	$4.933M	0.6%	$101.50	—	—	72201r833
JPM	JPMorgan Chase & Co.	24,198	$4.847M	0.6%	$59.02	+194.2%	—	46625H100
AVUS	Avantis U.S. Equity ETF	52,771	$4.723M	0.6%	$73.69	—	—	025072885
BAC	Bank of America Corp.	123,477	$4.682M	0.6%	$13.31	+146.4%	—	060505104
AAXJ	iShares MSCI AC Asia Ex-Japan	68,339	$4.63M	0.6%	$65.27	—	—	464288182
VXUS	Vanguard Total International S	76,278	$4.6M	0.6%	$52.28	—	—	921909768
IWD	iShares Russell 1000 Value Ind	25,070	$4.49M	0.6%	$108.11	—	—	464287598
VEU	Vanguard FTSE All World Ex-US	73,490	$4.31M	0.5%	$45.95	—	—	922042775
—	Invesco S&P 500 Pure Value ETF	48,524	$4.291M	0.5%	$77.36	—	—	46137v258
—	Dimensional Intl Core Equity M	141,330	$4.271M	0.5%	$25.59	—	—	25434v203
—	Global X MLP & Energy Infrastr	86,516	$4.238M	0.5%	$25.22	—	—	37954y293
ORCL	Oracle Corp.	33,133	$4.162M	0.5%	$28.14	+299.2%	—	68389X105
IBB	iShares Nasdaq Biotechnology	29,203	$4.007M	0.5%	$146.96	—	—	464287556
REET	iShares Global REIT ETF	168,710	$3.995M	0.5%	$23.54	—	—	46434V647
SCHW	Charles Schwab Corp.	54,821	$3.966M	0.5%	$28.87	+122.6%	—	808513105
IJJ	iShares S&P Midcap 400/Value E	33,167	$3.923M	0.5%	$118.37	—	—	464287705
CVS	CVS Health Corp.	48,747	$3.888M	0.5%	$58.00	+22.1%	—	126650100
EMQQ	The Emerging Mkts Internet & E	120,404	$3.77M	0.5%	$33.08	—	—	301505889
IQLT	iShares Edge MSCI Intl Quality	92,563	$3.671M	0.5%	$35.99	—	—	46434V456
AVRE	Avantis Real Estate ETF	86,755	$3.668M	0.5%	$41.14	—	—	025072356
KOMP	SPDR S&P Kensho New Economies	76,250	$3.666M	0.5%	$40.09	—	—	78468R648
FDX	FedEx Corp.	12,562	$3.64M	0.5%	$115.47	+107.7%	—	31428X106
ITB	iShares DJ US Home Constructio	31,265	$3.62M	0.5%	$22.54	—	—	464288752
SPDW	SDPR Developed World ex-US ETF	98,340	$3.525M	0.4%	$32.16	—	—	78463X889
COST	Costco Wholesale Corp. New	4,702	$3.445M	0.4%	$87.50	+707.7%	—	22160K105
BSV	Vanguard Short Term Bond ETF	44,485	$3.411M	0.4%	$75.90	—	—	921937827
—	iShares Core MSCI Emerging Mkt	65,793	$3.395M	0.4%	$51.72	—	—	46434g103
DIS	The Walt Disney Co.	27,517	$3.367M	0.4%	$85.42	+19.9%	—	254687106
AVEM	Avantis Emerging Markets Equit	57,588	$3.338M	0.4%	$59.82	—	—	025072604
RBLX	Roblox Corp Ordinary Shares Cl	84,520	$3.227M	0.4%	$41.04	-1.1%	—	771049103
PFE	Pfizer, Inc.	116,193	$3.224M	0.4%	$27.33	-9.8%	—	717081103
VWO	Vanguard Emerging Markets ETF	76,446	$3.193M	0.4%	$38.88	—	—	922042858
SPY	SPDR S&P 500 Index ETF	5,966	$3.121M	0.4%	$271.17	—	—	78462F103
VTI	Vanguard Total Stock Mkt ETF	11,977	$3.113M	0.4%	$135.88	—	—	922908769
—	iShares MSCI Emerging Markets	53,965	$3.107M	0.4%	$57.57	—	—	46434g764
VB	Vanguard Small Cap ETF	13,568	$3.102M	0.4%	$159.42	—	—	922908751
BRK/B	Berkshire Hathaway Cl B	7,294	$3.067M	0.4%	$157.16	+150.3%	—	084670702
WFC	Wells Fargo & Co. New	52,143	$3.022M	0.4%	$27.22	+84.2%	—	949746101
EFV	iShares MSCI EAFE Value Index	55,517	$3.02M	0.4%	$47.65	—	—	464288877
—	SPDR Series Trust Biotech	31,766	$3.014M	0.4%	$90.37	—	—	78464a870
GNR	SPDR S&P Global Natural Resour	51,838	$3.003M	0.4%	$40.02	—	—	78463X541
IWF	iShares Russell 1000 Growth In	8,905	$3.001M	0.4%	$125.94	—	—	464287614
CMCSA	Comcast Corp New Cl A	68,237	$2.958M	0.4%	$25.27	+60.8%	—	20030N101
INTC	Intel Corp.	65,701	$2.902M	0.4%	$27.18	+62.1%	—	458140100
SHV	iShares Short Treasury Bond ET	26,233	$2.9M	0.4%	$110.39	—	—	464288679
CGSD	Capital Group Short Duration I	111,392	$2.829M	0.4%	$25.43	—	—	14020Y409
AXP	American Express Company	12,348	$2.812M	0.4%	$68.77	+195.0%	—	025816109
—	Direxion NASDAQ-100 Equal Weig	31,147	$2.778M	0.3%	$89.19	—	—	25459y207
—	Netflix, Inc.	4,505	$2.736M	0.3%	$199.51	—	—	64110l106
VEA	Vanguard FTSE Developed Market	54,443	$2.731M	0.3%	$43.68	—	—	921943858
PFF	iShares US PFD ETF US PFD STK	84,180	$2.713M	0.3%	$31.17	—	—	464288687
IVE	iShares S&P 500/Barra Value ET	14,360	$2.683M	0.3%	$109.44	—	—	464287408
—	Dimensional US Target Value ET	48,355	$2.632M	0.3%	$44.82	—	—	25434v609
—	Harbor Long Term Growers ETF	112,030	$2.629M	0.3%	$16.91	—	—	41151j406
AVUV	Avantis US Small Cap ValueETF	27,744	$2.6M	0.3%	$76.62	—	—	025072877
PG	Procter & Gamble Co.	15,973	$2.592M	0.3%	$57.60	+160.2%	—	742718109
AVDE	Avantis International Equity E	40,573	$2.586M	0.3%	$60.22	—	—	025072703
AIG	American International Group N	31,195	$2.439M	0.3%	$33.55	+104.1%	—	026874784
—	Alphabet Inc Cl C	15,864	$2.415M	0.3%	$134.76	—	—	02079k107
VOT	Vanguard Mid Cap Growth ETF	9,922	$2.34M	0.3%	$123.19	—	—	922908538
IJR	iShares Core S&P Small Cap ETF	20,943	$2.315M	0.3%	$86.15	—	—	464287804
MCD	McDonald's Corp.	8,061	$2.273M	0.3%	$71.78	+287.3%	—	580135101
MUB	iShares National Muni Bond ETF	20,957	$2.255M	0.3%	$103.00	—	—	464288414
WBD	Warner Bros. Discovery Inc. Se	249,358	$2.177M	0.3%	$14.46	-33.3%	—	934423104
—	SPDR S&P 400 Mid Cap ETF	40,730	$2.173M	0.3%	$47.39	—	—	78464a847
QCOM	Qualcomm Inc.	12,560	$2.126M	0.3%	$74.19	+100.2%	—	747525103
—	Capital Group Growth ETF	63,001	$2.015M	0.3%	$28.73	—	—	14020g101
DFGR	Dimensional Global Real Estate	78,170	$1.996M	0.3%	$23.68	—	—	25434V658
CXSE	WisdomTree China Ex-State-Owne	75,490	$1.991M	0.3%	$35.34	—	—	97717X719
VSS	Vanguard FTSE All-World Ex-US	16,837	$1.967M	0.2%	$101.01	—	—	922042718
CSCO	Cisco Systems Inc	39,376	$1.965M	0.2%	$17.92	+163.5%	—	17275R102
IEFA	iShares Core EAFE	26,454	$1.963M	0.2%	$61.63	—	—	46432F842
BA	Boeing Company	10,075	$1.944M	0.2%	$147.09	+39.7%	—	097023105
VHT	Vanguard Health Care ETF	7,130	$1.929M	0.2%	$195.13	—	—	92204A504
VNQI	Vanguard Global ex-US Real Est	45,493	$1.917M	0.2%	$50.23	—	—	922042676
CGCP	Capital Group Core Plus Income	84,798	$1.905M	0.2%	$22.46	—	—	14020Y102
CAT	Caterpillar Inc.	5,152	$1.888M	0.2%	$69.62	+346.8%	—	149123101
—	Paypal Holdings Inc.	28,123	$1.884M	0.2%	$53.12	—	—	70450y103
WMT	Wal-Mart Inc.	31,215	$1.878M	0.2%	$45.89	+22.1%	—	931142103
—	DraftKings Inc Com Cl A	40,000	$1.816M	0.2%	$11.68	—	—	26142v105
—	Alphabet Inc Cl A	11,553	$1.744M	0.2%	$142.83	—	—	02079k305
—	Paramount Global Class B	144,994	$1.707M	0.2%	$19.41	—	—	92556h206
HON	Honeywell International Inc.	8,306	$1.705M	0.2%	$53.55	+237.5%	—	438516106
—	Industrial Select Sector SPDR	13,395	$1.687M	0.2%	$56.97	—	—	81369y704
—	Tesla Motors Inc.	9,292	$1.633M	0.2%	$169.72	—	—	88160r101
IPAY	Amplify Mobile Payments ETF	30,363	$1.598M	0.2%	$52.63	—	—	032108656
—	Alibaba Group Holding Limited	21,849	$1.581M	0.2%	$122.33	—	—	01609w102
SCHB	Schwab US Broad Market ETF	25,251	$1.542M	0.2%	$54.20	—	—	808524102
VGK	Vanguard European ETF	22,850	$1.539M	0.2%	$51.95	—	—	922042874
EWZ	iShares MSCI Brazil Index ETF	45,894	$1.488M	0.2%	$28.81	—	—	464286400
YUM	Yum! Brands, Inc.	10,710	$1.485M	0.2%	$39.34	+227.3%	—	988498101
AMAT	Applied Materials Inc	7,129	$1.47M	0.2%	$18.58	+870.6%	—	038222105
XLF	Financial Select Sector SPDR	34,450	$1.451M	0.2%	$23.31	—	—	81369Y605
SONY	Sony Corp. (ADR)	16,475	$1.413M	0.2%	$22.67	—	—	835699307
HTEC	Robo Global Healthcare Tech &	49,586	$1.409M	0.2%	$37.20	—	—	301505723
ROBO	Robo Global Robotics & Automat	23,894	$1.401M	0.2%	$54.30	—	—	301505707
—	TE Connectivity Ltd. F	9,305	$1.351M	0.2%	$45.52	—	—	h84989104
BN	Brookfield Corporation	32,176	$1.347M	0.2%	$21.92	+21.5%	—	11271J107
—	Direxion Daily Financial Bull	12,000	$1.346M	0.2%	$40.67	—	—	25459y694
JNJ	Johnson & Johnson	8,401	$1.329M	0.2%	$67.65	+122.1%	—	478160104
EFG	iShares MSCI EAFE Growth ETF	12,730	$1.321M	0.2%	$86.67	—	—	464288885
UBS	UBS Group CHF0.10	40,330	$1.239M	0.2%	$15.53	+90.3%	—	H42097107
XLV	Health Care Sector Select SPDR	8,364	$1.236M	0.2%	$75.21	—	—	81369Y209
SHEL	Shell PLC	17,903	$1.2M	0.2%	$54.92	—	—	780259305
TMO	Thermo Fisher Scientific Inc.	2,048	$1.19M	0.1%	$97.34	+472.9%	—	883556102
SCHC	Schwab International Small Cap	32,863	$1.176M	0.1%	$29.45	—	—	808524888
WM	Waste Management Inc.	5,450	$1.162M	0.1%	$31.73	+502.1%	—	94106L109
XOM	Exxon Mobil Corp.	9,889	$1.15M	0.1%	$54.22	+80.9%	—	30231G102
MDY	SPDR S&P MidCap 400 ETF	2,045	$1.138M	0.1%	$316.16	—	—	78467Y107
IVW	iShares S&P 500/Barra Growth E	13,469	$1.137M	0.1%	$90.03	—	—	464287309
—	Vanguard Ultra Short Bond ETF	22,375	$1.109M	0.1%	$49.42	—	—	92203c303
—	Invesco S&P 500 Pure Growth ET	29,980	$1.101M	0.1%	$54.07	—	—	46137v266
IWS	iShares Russell Midcap Value I	8,641	$1.083M	0.1%	$71.05	—	—	464287473
HUM	Humana Inc.	3,112	$1.079M	0.1%	$157.47	+134.7%	—	444859102
SCHV	Schwab US Large Cap Value ETF	14,178	$1.077M	0.1%	$55.62	—	—	808524409
GS	Goldman Sachs Group Inc.	2,560	$1.069M	0.1%	$213.47	+74.4%	—	38141G104
—	Dimensional International Valu	28,375	$1.043M	0.1%	$33.31	—	—	25434v807
OEF	iShares S&P 100 Index ETF	4,185	$1.035M	0.1%	$79.40	—	—	464287101
IBM	International Business Machine	5,399	$1.031M	0.1%	$114.42	+50.8%	—	459200101
XLB	Materials Select Sector SPDR E	11,065	$1.028M	0.1%	$45.93	—	—	81369Y100
EZU	iShares MSCI EMU Index Fund ET	20,010	$1.022M	0.1%	$36.71	—	—	464286608
—	HP Inc.	33,786	$1.021M	0.1%	$11.85	—	—	40434l105
EBAY	eBay, Inc.	19,105	$1.008M	0.1%	$20.98	+109.5%	—	278642103
MCK	McKesson Corp.	1,850	$993K	0.1%	$121.89	+313.0%	—	58155Q103
BY	Byline Bancorp Inc.	45,291	$984K	0.1%	$22.25	-6.2%	—	124411109
KRE	SPDR KBW Regional Banking ETF	19,440	$977K	0.1%	$47.51	—	—	78464A698
SAP	SAP AG (ADR)	4,858	$947K	0.1%	$73.43	—	—	803054204
—	Dimensional US Real Estate Tru	40,530	$907K	0.1%	$22.72	—	—	25434v823
LMT	Lockheed Martin Corp.	1,933	$879K	0.1%	$116.31	+257.6%	—	539830109
XLK	Technology Select Sector SPDR	4,200	$875K	0.1%	$54.14	—	—	81369Y803
—	Royce Value Trust Inc.	57,586	$874K	0.1%	$15.37	—	—	780910105
IWN	iShares Russell 2000 Value Ind	5,495	$873K	0.1%	$108.00	—	—	464287630
VNQ	Vanguard REIT ETF	9,974	$863K	0.1%	$85.42	—	—	922908553
VIG	Vanguard Dividend Appreciation	4,706	$859K	0.1%	$116.12	—	—	921908844
LOW	Lowe's Companies, Inc.	3,280	$836K	0.1%	$35.82	+519.8%	—	548661107
SCHM	Schwab US Mid Cap ETF	10,214	$832K	0.1%	$54.20	—	—	808524508
HYS	PIMCO 0-5 Yr. High Yield Corp.	8,893	$831K	0.1%	$90.69	—	—	72201R783
STLA	Stellantis N.V.	29,350	$831K	0.1%	$17.57	—	—	N82405106
COP	ConocoPhillips	6,413	$816K	0.1%	$38.28	+181.2%	—	20825C104
—	SPDR S&P 600 Small Cap ETF	18,944	$815K	0.1%	$42.16	—	—	78468r853
BAM	Brookfield Asset Management Cl	19,024	$799K	0.1%	$29.51	+28.6%	—	113004105
DFAU	Dimensional US Core Equity Mar	21,750	$795K	0.1%	$29.69	—	—	25434V104
VDE	Vanguard Energy ETF	6,010	$792K	0.1%	$50.26	—	—	92204A306
—	SPDR Dow Jones Industrial Aver	1,980	$788K	0.1%	$164.97	—	—	78467x109
PEP	Pepsico, Inc.	4,409	$772K	0.1%	$77.30	+103.4%	—	713448108
SCHF	Schwab International Equity ET	19,646	$767K	0.1%	$30.54	—	—	808524805
IJK	iShares S&P Midcap 400/Growth	8,071	$736K	0.1%	$89.40	—	—	464287606
IWB	iShares Russell 1000 ETF	2,511	$723K	0.1%	$215.17	—	—	464287622
C	Citigroup Inc.	11,375	$719K	0.1%	$38.25	+37.3%	—	172967424
—	iShares MSCI Japan Index ETF	10,070	$718K	0.1%	$51.22	—	—	46434g822
VYM	Vanguard High Dividend Yield E	5,905	$714K	0.1%	$81.38	—	—	921946406
JIG	JP Morgan International Growth	11,090	$698K	0.1%	$53.54	—	—	46641Q324
—	Pacer US Cash Cows 100 ETF	11,885	$691K	0.1%	$51.96	—	—	69374h881
IWM	iShares Russell 2000 Index ETF	3,167	$666K	0.1%	$164.90	—	—	464287655
BDX	Becton Dickinson & Co	2,693	$666K	0.1%	$79.38	+190.5%	—	075887109
BMY	Bristol-Myers Squibb Co.	12,088	$656K	0.1%	$32.49	+42.1%	—	110122108
VBR	Vanguard Index Fund Small Cap	3,395	$651K	0.1%	$128.16	—	—	922908611
—	SPDR Dow Jones Global Real Est	15,156	$649K	0.1%	$45.14	—	—	78463x749
—	Dell Inc	5,634	$643K	0.1%	$58.25	—	—	24703l202
FNDX	Schwab Fundamental US Large Co	9,500	$640K	0.1%	$34.31	—	—	808524771
MDYV	SPDR S&P 400 Mid Cap Value ETF	8,280	$629K	0.1%	$40.97	—	—	78464A839
DFEM	Dimensional Emerging Mkts Core	24,690	$629K	0.1%	$22.71	—	—	25434V732
ITOT	iShares Core S&P Total US Stoc	5,344	$616K	0.1%	$52.46	—	—	464287150
KWEB	KraneShares CSI China Internet	23,430	$615K	0.1%	$28.64	—	—	500767306
PHG	Koninklijke Philips Electronic	30,269	$605K	0.1%	$28.37	—	—	500472303
AMGN	Amgen Inc.	2,107	$599K	0.1%	$79.29	+248.2%	—	031162100
MGC	Vanguard Mega Cap 300 Index ET	3,196	$597K	0.1%	$69.94	—	—	921910873
IXUS	iShares Trust Core MSCI Total	8,757	$594K	0.1%	$64.34	—	—	46432F834
CVX	Chevron Corporation	3,734	$589K	0.1%	$76.76	+81.1%	—	166764100
MRK	Merck & Co. Inc. New	4,457	$588K	0.1%	$42.71	+171.1%	—	58933Y105
NKE	Nike Inc. Cl B	6,076	$571K	0.1%	$64.95	+50.6%	—	654106103
T	AT&T, Inc.	32,074	$564K	0.1%	$14.21	+10.0%	—	00206R102
PNC	PNC Financial Services Group,	3,440	$556K	0.1%	$47.34	+198.1%	—	693475105
AVIV	Avantis International Large Ca	10,155	$549K	0.1%	$47.66	—	—	025072364
V	Visa, Inc. Cl A	1,949	$544K	0.1%	$79.77	+241.4%	—	92826C839
—	Franklin FTSE Asia ex-Japan ET	24,810	$540K	0.1%	$20.93	—	—	35473p660
IUSG	iShares Core S&P US Growth ETF	4,560	$534K	0.1%	$60.53	—	—	464287671
—	Johnson Controls Inc.	8,156	$533K	0.1%	$45.38	—	—	g51502105
A	Agilent Technologies Inc.	3,646	$531K	0.1%	$35.68	+278.8%	—	00846U101
—	Hewlett Packard Enterprise Com	29,942	$531K	0.1%	$15.20	—	—	42824c109
TGT	Target Corp.	2,885	$511K	0.1%	$154.15	-7.9%	—	87612E106
SCHG	Schwab Strategic US Large Cap	5,485	$509K	0.1%	$95.45	—	—	808524300
MAR	Marriott International, Inc. C	2,000	$505K	0.1%	$83.93	+183.2%	—	571903202
MRSH	Marsh & McLennan Companies, In	2,445	$504K	0.1%	$31.19	+520.1%	—	571748102
XYZ	Block, Inc.	5,925	$501K	0.1%	$56.54	+27.9%	—	852234103
SCHK	Schwab 1000 Index ETF	9,500	$481K	0.1%	$28.26	—	—	808524722
HST	Host Hotels & Resorts, Inc.	22,856	$473K	0.1%	$10.55	+71.2%	—	44107P104
IJS	iShares S&P Small Cap 600 Valu	4,605	$473K	0.1%	$98.84	—	—	464287879
—	GE Healthcare Technologies Inc	5,009	$455K	0.1%	$82.03	—	—	36266g107
NEAR	iShares Short Maturity Bond ET	9,025	$455K	0.1%	$50.12	—	—	46431W507
PM	Philip Morris International In	4,970	$455K	0.1%	$51.60	+64.6%	—	718172109
EFA	iShares MSCI EAFE Index ETF	5,600	$447K	0.1%	$64.57	—	—	464287465
IWR	iShares Russell Midcap Index F	5,180	$436K	0.1%	$59.27	—	—	464287499
IUSV	iShares Trust - iShares Core U	4,780	$432K	0.1%	$53.23	—	—	464287663
VBK	Vanguard Small Cap Growth ETF	1,653	$431K	0.1%	$182.84	—	—	922908595
—	Yum China Holdings Inc.	10,710	$426K	0.1%	$26.10	—	—	98850p109
—	SPDR Gold Trust ETF	2,060	$424K	0.1%	$151.47	—	—	78463v107
CSX	CSX Corp.	11,400	$423K	0.1%	$25.17	+41.0%	—	126408103
—	Capital Group Dividend Value E	12,507	$406K	0.1%	$32.46	—	—	14020w106
RTX	Raytheon Technologies Corp	4,115	$401K	0.1%	$54.55	+59.2%	—	75513E101
FNDF	Schwab Fundamental Intl Large	11,170	$398K	0.1%	$26.49	—	—	808524755
VZ	Verizon Communications Inc.	9,204	$386K	0.0%	$29.39	+22.2%	—	92343V104
TPR	Tapestry Inc.	7,879	$374K	0.0%	$22.37	+83.7%	—	876030107
ADSK	Autodesk Inc	1,420	$370K	0.0%	$149.48	+69.3%	—	052769106
IWV	iShares Russell 3000 Index Fun	1,210	$363K	0.0%	$96.41	—	—	464287689
—	iShares MSCI China ETF	9,055	$360K	0.0%	$43.64	—	—	46429b671
MSI	Motorola Solutions Inc.	1,012	$359K	0.0%	$136.41	+136.5%	—	620076307
—	PCM Fund, Inc.	42,750	$354K	0.0%	$11.20	—	—	69323T101
EEM	iShares MSCI Emerging Markets	8,510	$350K	0.0%	$38.20	—	—	464287234
BOND	PIMCO Total Return ETF	3,784	$348K	0.0%	$89.29	—	—	72201R775
SCHE	Schwab Emerging Markets Equity	13,704	$346K	0.0%	$24.00	—	—	808524706
HTO	SJW Group Com	6,000	$340K	0.0%	$70.66	-16.0%	—	784305104
—	Invesco Water Resources	5,000	$333K	0.0%	$46.40	—	—	46137v142
LLY	Eli Lilly & Co.	420	$327K	0.0%	$411.47	+70.7%	—	532457108
HDV	iShares Core High Dividend ETF	2,900	$320K	0.0%	$83.08	—	—	46429B663
IXJ	iShares S&P Global Healthcare	3,400	$317K	0.0%	$68.82	—	—	464287325
—	Vanguard Short-Term Corporate	4,080	$315K	0.0%	$77.93	—	—	92206c409
—	Select Sector SPDR TR Communic	3,780	$309K	0.0%	$47.80	—	—	81369y852
FLQL	Franklin LibertyQ U.S. Equity	5,805	$309K	0.0%	$53.23	—	—	35473P801
—	Invesco KBW Regional Banking	6,025	$307K	0.0%	$56.84	—	—	46138e578
DHR	Danaher Corporation	1,220	$305K	0.0%	$165.35	+46.0%	—	235851102
CMF	iShares California Muni Bond E	5,300	$305K	0.0%	$57.92	—	—	464288356
SLB	Schlumberger Ltd F	5,550	$304K	0.0%	$27.77	+72.2%	—	806857108
—	Harbor Dividend Growth Leaders	20,400	$297K	0.0%	$12.91	—	—	41151j703
KBE	SPDR S&P Bank ETF	6,267	$295K	0.0%	$38.58	—	—	78464A797
MS	Morgan Stanley	3,120	$294K	0.0%	$50.03	+66.3%	—	617446448
—	Dimensional US Equity ETF	5,160	$294K	0.0%	$52.02	—	—	25434v401
—	iShares Core Dividend Growth	5,000	$290K	0.0%	$44.80	—	—	46434v621
TM	Toyota Motor Corp. (ADR)	1,100	$277K	0.0%	$183.64	—	—	892331307
SCHA	Schwab US Small Cap ETF	5,450	$268K	0.0%	$41.76	—	—	808524607
—	BNY Mellon Concentrated Intern	5,085	$260K	0.0%	$51.13	—	—	09661t834
KO	Coca-Cola Co.	4,239	$259K	0.0%	$40.87	+38.7%	—	191216100
—	SPDR S&P Homebuilders ETF	2,300	$257K	0.0%	$95.65	—	—	78464a888
EWW	iShares MSCI Mexico Investible	3,700	$256K	0.0%	$59.53	—	—	464286822
—	Dimensional US Large Cap Value	8,425	$253K	0.0%	$24.81	—	—	25434v666
FXI	iShares FTSE/Xinhua China 25 I	10,500	$253K	0.0%	$24.10	—	—	464287184
—	SPDR DJ Euro Stoxx 50 ETF	4,800	$252K	0.0%	$44.90	—	—	78463x202
—	AbbVie Inc.	1,365	$249K	0.0%	$158.77	—	—	00287y109
IAT	iShares Dow Jones Reg Banks In	5,700	$247K	0.0%	$41.75	—	—	464288778
VV	Vanguard Large Cap Index FDS E	1,000	$240K	0.0%	$218.00	—	—	922908637
—	Vaneck Vectors Gold Miners ETF	7,600	$240K	0.0%	$28.66	—	—	92189f106
WYNN	Wynn Resorts LTD	2,340	$239K	0.0%	$104.26	-6.6%	—	983134107
DEO	Diageo Plc New (ADR)	1,580	$235K	0.0%	$157.35	—	—	25243Q205
—	SPDR S&P Oil & Gas Explor & Pr	1,506	$233K	0.0%	$148.07	—	—	78468r556
EEMA	iShares MSCI Emerging Markets	3,405	$232K	0.0%	$64.19	—	—	464286426
CRM	Salesforce.Com	764	$230K	0.0%	$223.60	+27.5%	—	79466L302
AIZ	Assurant Inc.	1,200	$226K	0.0%	$153.72	+10.2%	—	04621X108
UBER	Uber Technologies Inc	2,934	$226K	0.0%	$71.78	0.0%	—	90353T100
HAUZ	X-Trackers International Real	10,219	$221K	0.0%	$21.88	—	—	233051846
SRE	Sempra Energy	2,982	$214K	0.0%	$61.04	+10.3%	—	816851109
—	Expedia Group Inc.	1,540	$212K	0.0%	$151.95	—	—	30212p303
—	ARK Innovations ETF	4,150	$208K	0.0%	$82.32	—	—	00214q104
XLY	Consumer Discret Sel Sect SPDR	1,100	$202K	0.0%	$183.64	—	—	81369Y407
PEG	Public Service Enterprise Grou	3,000	$200K	0.0%	$57.62	0.0%	—	744573106
TEVA	Teva Pharmaceutical Industries	14,100	$199K	0.0%	$24.65	—	—	881624209
LUMN	Lumen Technologies, Inc.	126,935	$198K	0.0%	$7.97	-80.4%	—	550241103
ARI	Apollo Commercial Real Estate	17,500	$195K	0.0%	$12.53	—	—	03762U105
—	Banco Santander, S.A. (ADR)	28,750	$139K	0.0%	$4.97	—	—	05964h105
—	Vodafone Group (ADR)	14,200	$126K	0.0%	$9.30	—	—	92857w308
NOK	Nokia Corp (ADR)	13,500	$48,000	0.0%	$4.38	—	—	654902204
—	Qurate Retail Group	37,000	$46,000	0.0%	$3.42	—	—	74915m100
—	AMBEV S.A.	12,000	$30,000	0.0%	$2.50	—	—	02319v103
—	Senseonics Holdings	11,500	$6,000	0.0%	$0.61	—	—	81727u105