Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR Portfolio S&P 500 ETF	458,560	$29.35M	3.5%	$58.15	—	—	78464A854
—	Capital Group International Fo	914,752	$23.53M	2.8%	$21.15	—	—	14019w109
VO	Vanguard Mid-Cap ETF	90,293	$21.86M	2.6%	$147.55	—	—	922908629
AAPL	Apple Inc.	102,096	$21.5M	2.6%	$98.96	+87.1%	—	037833100
—	Invesco QQQ Trust Series 1	43,141	$20.67M	2.5%	$178.60	—	—	46090e103
QQQM	Invesco NASDAQ 100 ETF	89,259	$17.59M	2.1%	$151.85	—	—	46138G649
—	PIMCO Dynamic Income	894,648	$16.83M	2.0%	$18.42	—	—	72201y101
—	Invesco KBW Bank ETF	309,604	$16.56M	2.0%	$47.92	—	—	46138e628
—	PIMCO Dynamic Income Opportuni	1,169,225	$15.54M	1.9%	$15.03	—	—	69355M107
—	PIMCO Access Income Fund	944,169	$14.93M	1.8%	$15.77	—	—	72203T100
IBOC	International Bancshares Corp.	256,525	$14.68M	1.8%	$14.96	+260.7%	—	459044103
VTV	Vanguard Value ETF	87,220	$13.99M	1.7%	$115.56	—	—	922908744
—	KKR & Co. Inc.	130,733	$13.76M	1.7%	$29.88	—	—	48251w104
MSFT	Microsoft Corp.	28,470	$12.72M	1.5%	$68.38	+510.2%	—	594918104
VXF	Vanguard Extended Market Index	74,191	$12.52M	1.5%	$125.18	—	—	922908652
—	Meta Platforms Inc.	22,488	$11.34M	1.4%	$147.83	—	—	30303m102
—	JP Morgan Ultra Short Income F	217,248	$10.96M	1.3%	$50.31	—	—	46641q837
MGV	Vanguard Mega Cap 300 Value In	90,086	$10.68M	1.3%	$68.91	—	—	921910840
BX	Blackstone Group Inc. Cl A	85,503	$10.59M	1.3%	$56.22	+109.6%	—	09260D107
MGK	Vanguard Mega Cap 300 Growth I	31,552	$9.914M	1.2%	$75.65	—	—	921910816
—	AB Active Short Duration ETF	252,494	$8.866M	1.1%	$35.11	—	—	00039j830
—	Apollo Global Management Inc.	74,700	$8.82M	1.1%	$62.87	—	—	03769m106
—	Dimensional Emerging Core Equi	339,904	$8.793M	1.1%	$22.26	—	—	25434v302
IVV	iShares Core S&P 500 ETF	15,621	$8.548M	1.0%	$400.82	—	—	464287200
—	Global X Robotics & AI Themati	270,437	$8.343M	1.0%	$19.99	—	—	37954y715
VOO	Vanguard S&P 500 ETF	16,551	$8.278M	1.0%	$394.89	—	—	922908363
UNH	UnitedHealth Group, Inc.	15,318	$7.801M	0.9%	$120.89	+291.4%	—	91324P102
XLE	Energy Select Sector SPDR	82,480	$7.518M	0.9%	$42.66	—	—	81369Y506
QUAL	iShares Edge MSCI USA Quality	43,522	$7.432M	0.9%	$135.87	—	—	46432F339
BND	Vanguard Total Bond Market ETF	102,720	$7.401M	0.9%	$71.29	—	—	921937835
IXN	iShares S&P Global Technology	85,700	$7.098M	0.9%	$61.00	—	—	464287291
VUG	Vanguard Growth ETF	16,882	$6.314M	0.8%	$191.80	—	—	922908736
AMZN	Amazon.Com Inc.	32,402	$6.262M	0.8%	$115.09	+59.6%	—	023135106
—	iShares MSCI Emerging Markets	105,450	$6.243M	0.7%	$58.37	—	—	46434g764
AVLV	Avantis U.S. Large Cap Value E	96,930	$6.091M	0.7%	$53.59	—	—	025072349
IJH	iShares Core S&P Midcap ETF	99,135	$5.801M	0.7%	$84.00	—	—	464287507
CG	Carlyle Group	143,624	$5.767M	0.7%	$25.32	+61.8%	—	14316J108
GE	GE Aerospace	34,924	$5.552M	0.7%	$62.95	+150.9%	—	369604301
—	Capital Group Growth ETF	165,045	$5.428M	0.7%	$31.30	—	—	14020g101
SHV	iShares Short Treasury Bond ET	47,847	$5.287M	0.6%	$110.44	—	—	464288679
—	Direxion NASDAQ-100 Equal Weig	58,105	$5.156M	0.6%	$88.98	—	—	25459y207
VXUS	Vanguard Total International S	83,893	$5.059M	0.6%	$53.01	—	—	921909768
JPM	JPMorgan Chase & Co.	24,728	$5.001M	0.6%	$61.81	+206.1%	—	46625H100
GINN	Goldman Sachs Innovative Equit	85,969	$4.879M	0.6%	$53.72	—	—	38149W820
VFH	Vanguard Financials ETF	48,690	$4.863M	0.6%	$47.96	—	—	92204A405
VOE	Vanguard Mid-Cap Value ETF	32,245	$4.851M	0.6%	$104.68	—	—	922908512
BAC	Bank of America Corp.	121,702	$4.84M	0.6%	$13.31	+176.8%	—	060505104
AVUS	Avantis U.S. Equity ETF	53,227	$4.801M	0.6%	$73.69	—	—	025072885
IBB	iShares Nasdaq Biotechnology	34,975	$4.801M	0.6%	$145.36	—	—	464287556
HD	Home Depot Inc.	13,680	$4.709M	0.6%	$102.73	+218.9%	—	437076102
ORCL	Oracle Corp.	32,803	$4.632M	0.6%	$28.14	+334.6%	—	68389X105
—	PIMCO Short Maturity ETF	44,116	$4.44M	0.5%	$101.50	—	—	72201r833
—	Global X MLP & Energy Infrastr	84,700	$4.324M	0.5%	$25.22	—	—	37954y293
IWD	iShares Russell 1000 Value Ind	24,779	$4.323M	0.5%	$108.11	—	—	464287598
VEU	Vanguard FTSE All World Ex-US	72,590	$4.257M	0.5%	$45.95	—	—	922042775
COST	Costco Wholesale Corp. New	4,957	$4.213M	0.5%	$122.81	+530.1%	—	22160K105
—	Harbor Long Term Growers ETF	165,085	$4.175M	0.5%	$19.60	—	—	41151j406
—	Dimensional Intl Core Equity M	138,300	$4.103M	0.5%	$25.59	—	—	25434v203
SCHW	Charles Schwab Corp.	54,761	$4.035M	0.5%	$28.87	+150.6%	—	808513105
IQLT	iShares Edge MSCI Intl Quality	99,898	$3.901M	0.5%	$36.21	—	—	46434V456
BSV	Vanguard Short Term Bond ETF	50,590	$3.88M	0.5%	$76.00	—	—	921937827
FDX	FedEx Corp.	12,562	$3.767M	0.5%	$115.47	+118.0%	—	31428X106
IJJ	iShares S&P Midcap 400/Value E	33,001	$3.744M	0.4%	$118.37	—	—	464287705
CVS	CVS Health Corp.	62,067	$3.666M	0.4%	$58.11	+0.7%	—	126650100
REET	iShares Global REIT ETF	154,635	$3.595M	0.4%	$23.54	—	—	46434V647
SPDW	SDPR Developed World ex-US ETF	99,800	$3.501M	0.4%	$32.20	—	—	78463X889
—	Invesco S&P 500 Pure Value ETF	41,804	$3.487M	0.4%	$77.36	—	—	46137v258
PFE	Pfizer, Inc.	119,902	$3.355M	0.4%	$27.25	-9.1%	—	717081103
RBLX	Roblox Corp Ordinary Shares Cl	87,997	$3.274M	0.4%	$40.82	-12.8%	—	771049103
SPY	SPDR S&P 500 Index ETF	5,991	$3.26M	0.4%	$271.17	—	—	78462F103
AAXJ	iShares MSCI AC Asia Ex-Japan	44,299	$3.189M	0.4%	$65.27	—	—	464288182
IWF	iShares Russell 1000 Growth In	8,705	$3.173M	0.4%	$125.94	—	—	464287614
WBD	Warner Bros. Discovery Inc. Se	421,358	$3.135M	0.4%	$11.83	-32.3%	—	934423104
ITB	iShares DJ US Home Constructio	31,015	$3.134M	0.4%	$22.54	—	—	464288752
AVEM	Avantis Emerging Markets Equit	49,918	$3.049M	0.4%	$59.82	—	—	025072604
WFC	Wells Fargo & Co. New	50,823	$3.018M	0.4%	$27.22	+108.9%	—	949746101
EFV	iShares MSCI EAFE Value Index	56,217	$2.982M	0.4%	$47.72	—	—	464288877
—	SPDR Series Trust Biotech	31,940	$2.961M	0.4%	$90.37	—	—	78464a870
—	Netflix, Inc.	4,386	$2.96M	0.4%	$199.51	—	—	64110l106
VB	Vanguard Small Cap ETF	13,328	$2.906M	0.3%	$159.42	—	—	922908751
PFF	iShares US PFD ETF US PFD STK	91,930	$2.9M	0.3%	$31.20	—	—	464288687
BRK/B	Berkshire Hathaway Cl B	7,127	$2.899M	0.3%	$157.16	+160.0%	—	084670702
VTI	Vanguard Total Stock Mkt ETF	10,703	$2.863M	0.3%	$135.88	—	—	922908769
—	Alphabet Inc Cl C	15,579	$2.858M	0.3%	$134.76	—	—	02079k107
DIS	The Walt Disney Co.	28,677	$2.847M	0.3%	$86.23	+22.4%	—	254687106
GNR	SPDR S&P Global Natural Resour	50,179	$2.802M	0.3%	$40.02	—	—	78463X541
AXP	American Express Company	12,023	$2.784M	0.3%	$68.77	+230.5%	—	025816109
INTC	Intel Corp.	89,008	$2.757M	0.3%	$28.57	+13.8%	—	458140100
CMCSA	Comcast Corp New Cl A	70,287	$2.752M	0.3%	$25.61	+44.9%	—	20030N101
VWO	Vanguard Emerging Markets ETF	60,941	$2.667M	0.3%	$38.88	—	—	922042858
—	iShares Core MSCI Emerging Mkt	49,723	$2.662M	0.3%	$51.72	—	—	46434g103
IVE	iShares S&P 500/Barra Value ET	14,395	$2.62M	0.3%	$109.44	—	—	464287408
VEA	Vanguard FTSE Developed Market	53,003	$2.619M	0.3%	$43.68	—	—	921943858
PG	Procter & Gamble Co.	15,773	$2.601M	0.3%	$57.60	+172.9%	—	742718109
CGSD	Capital Group Short Duration I	99,252	$2.522M	0.3%	$25.43	—	—	14020Y409
AVRE	Avantis Real Estate ETF	60,270	$2.484M	0.3%	$41.14	—	—	025072356
—	Alphabet Inc Cl A	13,578	$2.473M	0.3%	$148.69	—	—	02079k305
KOMP	SPDR S&P Kensho New Economies	53,005	$2.442M	0.3%	$40.09	—	—	78468R648
AVDE	Avantis International Equity E	39,070	$2.432M	0.3%	$60.22	—	—	025072703
QCOM	Qualcomm Inc.	12,155	$2.421M	0.3%	$74.19	+145.8%	—	747525103
—	Dimensional US Target Value ET	46,648	$2.42M	0.3%	$44.82	—	—	25434v609
AIG	American International Group N	31,195	$2.316M	0.3%	$33.55	+119.6%	—	026874784
VOT	Vanguard Mid Cap Growth ETF	9,882	$2.269M	0.3%	$123.19	—	—	922908538
CGCP	Capital Group Core Plus Income	100,084	$2.224M	0.3%	$22.42	—	—	14020Y102
IJR	iShares Core S&P Small Cap ETF	20,548	$2.192M	0.3%	$86.15	—	—	464287804
—	SPDR S&P 400 Mid Cap ETF	42,655	$2.188M	0.3%	$47.57	—	—	78464a847
—	Tesla Motors Inc.	10,866	$2.15M	0.3%	$173.79	—	—	88160r101
HUM	Humana Inc.	5,728	$2.14M	0.3%	$236.31	+39.7%	—	444859102
WMT	Wal-Mart Inc.	31,190	$2.112M	0.3%	$45.89	+35.0%	—	931142103
AVUV	Avantis US Small Cap ValueETF	23,341	$2.094M	0.3%	$76.62	—	—	025072877
CXSE	WisdomTree China Ex-State-Owne	78,835	$2.091M	0.3%	$34.97	—	—	97717X719
MCD	McDonald's Corp.	8,061	$2.054M	0.2%	$71.78	+255.3%	—	580135101
CSCO	Cisco Systems Inc	41,681	$1.98M	0.2%	$19.43	+133.1%	—	17275R102
MUB	iShares National Muni Bond ETF	18,577	$1.979M	0.2%	$103.00	—	—	464288414
IEFA	iShares Core EAFE	26,454	$1.922M	0.2%	$61.63	—	—	46432F842
BA	Boeing Company	10,475	$1.907M	0.2%	$148.28	+20.2%	—	097023105
EMQQ	The Emerging Mkts Internet & E	56,974	$1.891M	0.2%	$33.08	—	—	301505889
HON	Honeywell International Inc.	8,856	$1.891M	0.2%	$61.64	+198.2%	—	438516106
VSS	Vanguard FTSE All-World Ex-US	16,017	$1.882M	0.2%	$101.01	—	—	922042718
VHT	Vanguard Health Care ETF	6,940	$1.846M	0.2%	$195.13	—	—	92204A504
CAT	Caterpillar Inc.	5,017	$1.671M	0.2%	$69.62	+386.5%	—	149123101
—	Paramount Global Class B	160,544	$1.668M	0.2%	$18.54	—	—	92556h206
AMAT	Applied Materials Inc	7,029	$1.659M	0.2%	$18.58	+1037.7%	—	038222105
—	Industrial Select Sector SPDR	13,095	$1.596M	0.2%	$56.97	—	—	81369y704
—	TE Connectivity Ltd. F	10,430	$1.569M	0.2%	$56.84	—	—	h84989104
SCHB	Schwab US Broad Market ETF	24,625	$1.548M	0.2%	$54.20	—	—	808524102
—	DraftKings Inc Com Cl A	40,000	$1.527M	0.2%	$11.68	—	—	26142v105
VGK	Vanguard European ETF	22,850	$1.526M	0.2%	$51.95	—	—	922042874
—	Paypal Holdings Inc.	25,502	$1.48M	0.2%	$53.12	—	—	70450y103
YUM	Yum! Brands, Inc.	10,710	$1.419M	0.2%	$39.34	+238.9%	—	988498101
SONY	Sony Corp. (ADR)	16,625	$1.412M	0.2%	$22.67	—	—	835699307
XLF	Financial Select Sector SPDR	34,150	$1.404M	0.2%	$23.31	—	—	81369Y605
DFGR	Dimensional Global Real Estate	55,510	$1.387M	0.2%	$23.68	—	—	25434V658
—	GE Vernova Inc.	8,079	$1.386M	0.2%	$171.56	—	—	36828a101
VNQI	Vanguard Global ex-US Real Est	32,888	$1.334M	0.2%	$50.23	—	—	922042676
EFG	iShares MSCI EAFE Growth ETF	12,990	$1.329M	0.2%	$86.98	—	—	464288885
SHEL	Shell PLC	17,653	$1.274M	0.2%	$54.92	—	—	780259305
WM	Waste Management Inc.	5,935	$1.266M	0.2%	$45.71	+343.7%	—	94106L109
ROBO	Robo Global Robotics & Automat	22,709	$1.251M	0.2%	$54.30	—	—	301505707
IPAY	Amplify Mobile Payments ETF	26,718	$1.25M	0.2%	$52.63	—	—	032108656
IVW	iShares S&P 500/Barra Growth E	13,449	$1.245M	0.1%	$90.03	—	—	464287309
BN	Brookfield Corporation	29,966	$1.245M	0.1%	$21.92	+25.7%	—	11271J107
—	Alibaba Group Holding Limited	17,179	$1.237M	0.1%	$122.33	—	—	01609w102
XLV	Health Care Sector Select SPDR	8,364	$1.219M	0.1%	$75.21	—	—	81369Y209
—	Direxion Daily Financial Bull	12,000	$1.212M	0.1%	$40.67	—	—	25459y694
JNJ	Johnson & Johnson	8,181	$1.196M	0.1%	$67.65	+109.1%	—	478160104
XOM	Exxon Mobil Corp.	10,156	$1.169M	0.1%	$55.69	+97.7%	—	30231G102
—	HP Inc.	33,286	$1.166M	0.1%	$11.85	—	—	40434l105
—	Dimensional International Valu	32,115	$1.154M	0.1%	$33.61	—	—	25434v807
SCHC	Schwab International Small Cap	32,123	$1.143M	0.1%	$29.45	—	—	808524888
GS	Goldman Sachs Group Inc.	2,525	$1.142M	0.1%	$213.47	+98.5%	—	38141G104
TMO	Thermo Fisher Scientific Inc.	2,048	$1.133M	0.1%	$97.34	+485.3%	—	883556102
OEF	iShares S&P 100 Index ETF	4,185	$1.106M	0.1%	$79.40	—	—	464287101
UBS	UBS Group CHF0.10	36,830	$1.088M	0.1%	$15.53	+91.4%	—	H42097107
MCK	McKesson Corp.	1,850	$1.081M	0.1%	$121.89	+353.4%	—	58155Q103
BAM	Brookfield Asset Management Cl	28,326	$1.078M	0.1%	$32.05	+16.2%	—	113004105
MDY	SPDR S&P MidCap 400 ETF	2,013	$1.077M	0.1%	$316.16	—	—	78467Y107
BY	Byline Bancorp Inc.	45,291	$1.075M	0.1%	$22.25	-2.7%	—	124411109
SCHV	Schwab US Large Cap Value ETF	14,283	$1.058M	0.1%	$55.62	—	—	808524409
IWB	iShares Russell 1000 ETF	3,511	$1.045M	0.1%	$238.66	—	—	464287622
IWS	iShares Russell Midcap Value I	8,641	$1.043M	0.1%	$71.05	—	—	464287473
EBAY	eBay, Inc.	18,835	$1.012M	0.1%	$20.98	+141.7%	—	278642103
SAP	SAP AG (ADR)	4,858	$980K	0.1%	$73.43	—	—	803054204
EZU	iShares MSCI EMU Index Fund ET	20,010	$977K	0.1%	$36.71	—	—	464286608
XLK	Technology Select Sector SPDR	4,200	$950K	0.1%	$54.14	—	—	81369Y803
EWZ	iShares MSCI Brazil Index ETF	34,605	$946K	0.1%	$28.81	—	—	464286400
—	Invesco S&P 500 Pure Growth ET	25,130	$936K	0.1%	$54.07	—	—	46137v266
KRE	SPDR KBW Regional Banking ETF	18,790	$923K	0.1%	$47.51	—	—	78464A698
LMT	Lockheed Martin Corp.	1,963	$917K	0.1%	$121.28	+264.1%	—	539830109
IBM	International Business Machine	5,149	$890K	0.1%	$114.42	+44.9%	—	459200101
XLB	Materials Select Sector SPDR E	10,015	$884K	0.1%	$45.93	—	—	81369Y100
—	Vanguard Ultra Short Bond ETF	17,400	$862K	0.1%	$49.42	—	—	92203c303
—	Royce Value Trust Inc.	58,481	$846K	0.1%	$15.35	—	—	780910105
IWN	iShares Russell 2000 Value Ind	5,521	$841K	0.1%	$108.00	—	—	464287630
VIG	Vanguard Dividend Appreciation	4,582	$836K	0.1%	$116.12	—	—	921908844
HYS	PIMCO 0-5 Yr. High Yield Corp.	8,973	$832K	0.1%	$90.69	—	—	72201R783
DFAU	Dimensional US Core Equity Mar	21,525	$807K	0.1%	$29.69	—	—	25434V104
—	SPDR S&P 600 Small Cap ETF	18,744	$778K	0.1%	$42.16	—	—	78468r853
PHG	Koninklijke Philips Electronic	30,746	$775K	0.1%	$28.32	—	—	500472303
—	SPDR Dow Jones Industrial Aver	1,980	$774K	0.1%	$164.97	—	—	78467x109
VDE	Vanguard Energy ETF	5,900	$753K	0.1%	$50.26	—	—	92204A306
—	SPDR Gold Trust ETF	3,475	$747K	0.1%	$177.33	—	—	78463v107
SCHF	Schwab International Equity ET	19,383	$745K	0.1%	$30.54	—	—	808524805
COP	ConocoPhillips	6,413	$734K	0.1%	$38.28	+201.4%	—	20825C104
SCHM	Schwab US Mid Cap ETF	9,369	$729K	0.1%	$54.20	—	—	808524508
VNQ	Vanguard REIT ETF	8,701	$729K	0.1%	$85.42	—	—	922908553
PEP	Pepsico, Inc.	4,409	$727K	0.1%	$77.30	+110.0%	—	713448108
—	Dell Inc	5,273	$727K	0.1%	$58.25	—	—	24703l202
LOW	Lowe's Companies, Inc.	3,280	$723K	0.1%	$35.82	+517.9%	—	548661107
BDX	Becton Dickinson & Co	3,093	$723K	0.1%	$98.59	+131.1%	—	075887109
VYM	Vanguard High Dividend Yield E	6,035	$716K	0.1%	$82.18	—	—	921946406
JIG	JP Morgan International Growth	11,090	$711K	0.1%	$53.54	—	—	46641Q324
CVX	Chevron Corporation	4,514	$706K	0.1%	$89.14	+66.5%	—	166764100
IJK	iShares S&P Midcap 400/Growth	7,940	$700K	0.1%	$89.40	—	—	464287606
C	Citigroup Inc.	11,025	$700K	0.1%	$38.25	+53.5%	—	172967424
V	Visa, Inc. Cl A	2,629	$690K	0.1%	$129.19	+109.6%	—	92826C839
—	iShares MSCI Japan Index ETF	10,070	$687K	0.1%	$51.22	—	—	46434g822
LLY	Eli Lilly & Co.	755	$684K	0.1%	$579.84	+36.4%	—	532457108
AMGN	Amgen Inc.	2,107	$658K	0.1%	$79.29	+252.3%	—	031162100
IXUS	iShares Trust Core MSCI Total	9,508	$642K	0.1%	$64.59	—	—	46432F834
DFEM	Dimensional Emerging Mkts Core	23,940	$640K	0.1%	$22.71	—	—	25434V732
MRSH	Marsh & McLennan Companies, In	3,030	$638K	0.1%	$63.81	+213.7%	—	571748102
IWM	iShares Russell 2000 Index ETF	3,142	$637K	0.1%	$164.90	—	—	464287655
MGC	Vanguard Mega Cap 300 Index ET	3,221	$635K	0.1%	$69.94	—	—	921910873
ITOT	iShares Core S&P Total US Stoc	5,344	$635K	0.1%	$52.46	—	—	464287150
—	SPDR Dow Jones Global Real Est	15,136	$629K	0.1%	$45.14	—	—	78463x749
—	Hewlett Packard Enterprise Com	29,142	$617K	0.1%	$15.20	—	—	42824c109
FNDX	Schwab Fundamental US Large Co	9,200	$616K	0.1%	$34.31	—	—	808524771
—	Pacer US Cash Cows 100 ETF	10,890	$593K	0.1%	$51.96	—	—	69374h881
—	Dimensional US Real Estate Tru	26,570	$587K	0.1%	$22.72	—	—	25434v823
STLA	Stellantis N.V.	29,350	$583K	0.1%	$17.57	—	—	N82405106
IUSG	iShares Core S&P US Growth ETF	4,560	$581K	0.1%	$60.53	—	—	464287671
MDYV	SPDR S&P 400 Mid Cap Value ETF	7,830	$571K	0.1%	$40.97	—	—	78464A839
VBR	Vanguard Index Fund Small Cap	3,075	$561K	0.1%	$128.16	—	—	922908611
PM	Philip Morris International In	5,520	$559K	0.1%	$55.55	+64.3%	—	718172109
SCHG	Schwab Strategic US Large Cap	5,515	$556K	0.1%	$95.45	—	—	808524300
MRK	Merck & Co. Inc. New	4,457	$552K	0.1%	$42.71	+185.0%	—	58933Y105
—	Johnson Controls Inc.	8,156	$542K	0.1%	$45.38	—	—	g51502105
PNC	PNC Financial Services Group,	3,440	$535K	0.1%	$47.34	+209.7%	—	693475105
AVIV	Avantis International Large Ca	10,145	$532K	0.1%	$47.66	—	—	025072364
BMY	Bristol-Myers Squibb Co.	12,618	$524K	0.1%	$32.85	+24.9%	—	110122108
MAR	Marriott International, Inc. C	2,065	$499K	0.1%	$88.72	+166.1%	—	571903202
SCHK	Schwab 1000 Index ETF	9,500	$497K	0.1%	$28.26	—	—	808524722
—	Capital Group Dividend Value E	15,057	$497K	0.1%	$32.55	—	—	14020w106
T	AT&T, Inc.	25,399	$485K	0.1%	$14.21	+13.8%	—	00206R102
A	Agilent Technologies Inc.	3,646	$473K	0.1%	$35.68	+287.4%	—	00846U101
IJS	iShares S&P Small Cap 600 Valu	4,605	$448K	0.1%	$98.84	—	—	464287879
NEAR	iShares Short Maturity Bond ET	8,775	$442K	0.1%	$50.12	—	—	46431W507
EFA	iShares MSCI EAFE Index ETF	5,600	$439K	0.1%	$64.57	—	—	464287465
DHR	Danaher Corporation	1,744	$436K	0.1%	$190.87	+31.1%	—	235851102
IWR	iShares Russell Midcap Index F	5,180	$420K	0.1%	$59.27	—	—	464287499
TGT	Target Corp.	2,835	$420K	0.1%	$154.15	-4.0%	—	87612E106
IUSV	iShares Trust - iShares Core U	4,750	$419K	0.1%	$53.23	—	—	464287663
HST	Host Hotels & Resorts, Inc.	22,856	$411K	0.0%	$10.55	+60.9%	—	44107P104
BOND	PIMCO Total Return ETF	4,489	$409K	0.0%	$89.57	—	—	72201R775
RTX	Raytheon Technologies Corp	3,965	$398K	0.0%	$54.55	+83.5%	—	75513E101
MSI	Motorola Solutions Inc.	1,012	$391K	0.0%	$136.41	+159.9%	—	620076307
VBK	Vanguard Small Cap Growth ETF	1,564	$391K	0.0%	$182.84	—	—	922908595
MS	Morgan Stanley	4,020	$391K	0.0%	$59.16	+53.5%	—	617446448
FNDF	Schwab Fundamental Intl Large	11,000	$385K	0.0%	$26.49	—	—	808524755
CSX	CSX Corp.	11,400	$381K	0.0%	$25.17	+31.6%	—	126408103
FLQL	Franklin LibertyQ U.S. Equity	6,855	$381K	0.0%	$53.59	—	—	35473P801
—	GE Healthcare Technologies Inc	4,822	$376K	0.0%	$82.03	—	—	36266g107
IWV	iShares Russell 3000 Index Fun	1,210	$373K	0.0%	$96.41	—	—	464287689
EEM	iShares MSCI Emerging Markets	8,450	$360K	0.0%	$38.20	—	—	464287234
ADSK	Autodesk Inc	1,420	$351K	0.0%	$149.48	+50.3%	—	052769106
SCHE	Schwab Emerging Markets Equity	12,990	$345K	0.0%	$24.00	—	—	808524706
NKE	Nike Inc. Cl B	4,576	$345K	0.0%	$64.95	+38.1%	—	654106103
TPR	Tapestry Inc.	7,879	$337K	0.0%	$22.37	+80.2%	—	876030107
—	Yum China Holdings Inc.	10,710	$330K	0.0%	$26.10	—	—	98850p109
—	Invesco Water Resources	5,000	$325K	0.0%	$46.40	—	—	46137v142
HTO	SJW Group Com	6,000	$325K	0.0%	$70.66	-22.6%	—	784305104
VZ	Verizon Communications Inc.	7,854	$324K	0.0%	$29.39	+24.1%	—	92343V104
—	Select Sector SPDR TR Communic	3,780	$324K	0.0%	$47.80	—	—	81369y852
IXJ	iShares S&P Global Healthcare	3,400	$316K	0.0%	$68.82	—	—	464287325
FXI	iShares FTSE/Xinhua China 25 I	12,000	$312K	0.0%	$24.33	—	—	464287184
—	Vanguard Short-Term Corporate	4,020	$311K	0.0%	$77.93	—	—	92206c409
—	Harbor Dividend Growth Leaders	21,400	$308K	0.0%	$12.98	—	—	41151j703
—	Dimensional US Equity ETF	5,130	$302K	0.0%	$52.02	—	—	25434v401
CMF	iShares California Muni Bond E	5,300	$301K	0.0%	$57.92	—	—	464288356
—	Pacer Developed Mkts Intl.Cash	9,820	$298K	0.0%	$30.35	—	—	69374h873
HTEC	Robo Global Healthcare Tech &	10,873	$296K	0.0%	$37.20	—	—	301505723
KWEB	KraneShares CSI China Internet	10,800	$292K	0.0%	$28.64	—	—	500767306
—	iShares Core Dividend Growth	5,000	$288K	0.0%	$44.80	—	—	46434v621
ACN	Accenture Plc Cl A	950	$288K	0.0%	$299.34	0.0%	—	G1151C101
SRE	Sempra Energy	3,777	$287K	0.0%	$62.92	+11.3%	—	816851109
—	BNY Mellon Concentrated Intern	5,324	$270K	0.0%	$51.11	—	—	09661t834
KO	Coca-Cola Co.	4,239	$270K	0.0%	$40.87	+44.1%	—	191216100
XYZ	Block, Inc.	4,175	$269K	0.0%	$56.54	+23.7%	—	852234103
SLB	Schlumberger Ltd F	5,550	$262K	0.0%	$27.77	+65.5%	—	806857108
SCHA	Schwab US Small Cap ETF	5,320	$252K	0.0%	$41.76	—	—	808524607
—	Franklin FTSE Asia ex-Japan ET	11,025	$251K	0.0%	$20.93	—	—	35473p660
VV	Vanguard Large Cap Index FDS E	1,000	$250K	0.0%	$218.00	—	—	922908637
—	Invesco KBW Regional Banking	5,025	$247K	0.0%	$56.84	—	—	46138e578
—	Dimensional US Large Cap Value	8,425	$244K	0.0%	$24.81	—	—	25434v666
—	SPDR DJ Euro Stoxx 50 ETF	4,800	$240K	0.0%	$44.90	—	—	78463x202
NVDA	Nvidia Corp.	1,920	$237K	0.0%	$101.05	0.0%	—	67066G104
—	AbbVie Inc.	1,365	$234K	0.0%	$158.77	—	—	00287y109
—	SPDR S&P Homebuilders ETF	2,300	$232K	0.0%	$95.65	—	—	78464a888
TEVA	Teva Pharmaceutical Industries	14,100	$229K	0.0%	$24.65	—	—	881624209
—	Charter Communications Cl A	760	$227K	0.0%	$298.68	—	—	16119p108
TM	Toyota Motor Corp. (ADR)	1,100	$225K	0.0%	$183.64	—	—	892331307
—	Vaneck Vectors Gold Miners ETF	6,600	$224K	0.0%	$28.66	—	—	92189f106
PEG	Public Service Enterprise Grou	3,000	$221K	0.0%	$57.62	+17.0%	—	744573106
—	SPDR S&P Oil & Gas Explor & Pr	1,506	$219K	0.0%	$148.07	—	—	78468r556
HDV	iShares Core High Dividend ETF	2,000	$217K	0.0%	$83.08	—	—	46429B663
KBE	SPDR S&P Bank ETF	4,597	$213K	0.0%	$38.58	—	—	78464A797
WYNN	Wynn Resorts LTD	2,340	$209K	0.0%	$104.26	-9.5%	—	983134107
EWW	iShares MSCI Mexico Investible	3,700	$209K	0.0%	$59.53	—	—	464286822
ADBE	Adobe Systems Inc.	373	$207K	0.0%	$484.22	0.0%	—	00724F101
IAT	iShares Dow Jones Reg Banks In	5,000	$207K	0.0%	$41.75	—	—	464288778
XLY	Consumer Discret Sel Sect SPDR	1,100	$201K	0.0%	$183.64	—	—	81369Y407
—	PCM Fund, Inc.	26,000	$193K	0.0%	$11.20	—	—	69323T101
ARI	Apollo Commercial Real Estate	18,992	$186K	0.0%	$12.32	—	—	03762U105
—	Banco Santander, S.A. (ADR)	28,750	$133K	0.0%	$4.97	—	—	05964h105
—	Vodafone Group (ADR)	14,200	$126K	0.0%	$9.30	—	—	92857w308
LUMN	Lumen Technologies, Inc.	112,805	$124K	0.0%	$7.97	-84.1%	—	550241103
—	Qurate Retail Group	45,000	$28,000	0.0%	$2.93	—	—	74915m100
—	AMBEV S.A.	12,000	$25,000	0.0%	$2.50	—	—	02319v103
—	Senseonics Holdings	11,500	$5,000	0.0%	$0.61	—	—	81727u105